Cases / NOI-2026-00742
SUNIL RAMDAS SANAP
LAN HOU/KLN/0826/5193576
Challan paid · our move
File on IGRSend the draft 1All documentsMails & papers 5Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Payment screenshot — shows ₹22,770; money not verified yet — inside DocScanner Aug 27, 2026 11-14 AM.popen
Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (1)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹22,800 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹22,800
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹22,770; we wait for the credit itself
Stamp duty 0.3%7,870
Registration fee 0.5%13,110
Government handling320
Our service fee1,500
Total we ask for22,800
Screenshot ₹22,770 — ₹30 under our ask, not below the real calculation ₹22,760. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 18:08 — 5 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹22,780. We ask ₹22,800 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 68 h 08 minour time · 3 Sep 22:08
Index II —not yet
the NOI team 50 d 12 htotal 50 d 12 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 22:08 — 43 d 1 h of working time
Day by day — every step and who held it
27 Aug 11:21Your branch's mail
1 Sep 21:02Papers read+5 d 9 h · the NOI team
1 Sep 21:02Property readat once
1 Sep 21:02Fee quotedat once
3 Sep 22:08Challan made+2 d 1 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,20,000
Loan account no.
HOU/KLN/0826/5193576
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• 1 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Second number
• Build Up Area not on file — read it off the Index II / sale deed
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 26,20,000 is typed; upload the paid challan and it takes over
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has received the initial documents and payment, and has provided the challan. The case is currently waiting for the branch to provide the colour live selfie photo of the applicants to proceed with the NOI filing.
the history says the next move is with the branch — the colour live selfie photo of the applicants
the branch last asked: Challan And NOI
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-08-27) “MOTD- 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid”
✓ challan made — done, mail 3 (2026-08-27) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-27) “PFA challan for your reference.”
read over 4 mail(s), last mail 2026-09-12 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 32d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Required Challan And NOI.MR.SUNIL RAMDASH SANAP/ HOU/ KLN/0826/5193576
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
IP
ishwar.pawar@phfl.com phfl.com
27 Aug, 11:21 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
27 Aug, 11:21 · 50d ago THE APP JOINED HERE — earlier mails are on Gmail
Required Challan And NOI.MR.SUNIL RAMDASH SANAP/ HOU/ KLN/0826/5193576
Dear Team, Kindly Provide Challan And NOI in case MR.
MR PRAMOD SAHUMOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid
Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached — “Kindly Provide Challan And NOI in case”
2 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
27 Aug, 12:04 · 50d ago
27 Aug, 12:04 · 50d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 27 Aug 2026 at 11:29, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote:
Dear Team, Kindly Provide Challan And NOI in case MR. MR PRAMOD SAHU MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
27 Aug, 13:15 · 50d ago
27 Aug, 13:15 · 50d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 27 Aug 2026 at 12:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 27 Aug 2026 at 11:29, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote:
Dear Team, Kindly Provide Challan And NOI in case MR. MR PRAMOD SAHU MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 27 Aug 2026 at 12:04, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 27 Aug 2026 at 11:29, Ishwar Morasing Pawar <ishwar.pawar@phfl.com>
wrote:
>
>
>>
>>>>> Dear Team,
>>>>>>
>>>>>> Kindly Provide Challan And NOI in case
>>>>>>
>>>>>> MR. MR PRAMOD SAHU
>>>>>>
>>>>>> MOTD- 0.3% Paid
>>>>>>
>>>>>> NOI- 0.5% Paid
>>>>>>
>>>>>> Vendor fee 1800/- Paid
>>>>>>
>>>>>> Thanks & Regards,
>>>>>> *Ishwar pawar**?*
>>>>>> Team Leader– Kalyan Branch.
>>>>>> PHFL Home Loans and Services Limited.
>>>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited*).*
>>>>>> Mobile - 9921529437
>>>>>>
>>>>>> Toll Free : *1800 120 8800 <1800%20120%208800>*
>>>>>> Web Site : *www.pnbhousing.co
>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.co___.YXBzMTpwbmJob3VzaW5nOmM6bzo0OGYwNWQ3NzVjZDI1MzM2MjY4MTkxZjJmZjlmMmY0Mzo3OjZmZGE6ZjEyNTU4YTM4MzA4MjdmOTI5MTJmMTAwOWM2MDcyYTBiMTBlY2VkMmUwYzYzZWE5ZjQ4MTIyNTQxNzMyZTQ5MDpoOlQ6Rg>*
>>>>>>
>>>>>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
12 Sep, 12:56 · 34d ago
12 Sep, 12:56 · 34d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 27 Aug 2026 at 13:15, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 27 Aug 2026 at 12:04, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need a colour live
> selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 27 Aug 2026 at 11:29, Ishwar Morasing Pawar <
> ishwar.pawar@phfl.com> wrote:
>
>>
>>
>>>
>>>>>> Dear Team,
>>>>>>>
>>>>>>> Kindly Provide Challan And NOI in case
>>>>>>>
>>>>>>> MR. MR PRAMOD SAHU
>>>>>>>
>>>>>>> MOTD- 0.3% Paid
>>>>>>>
>>>>>>> NOI- 0.5% Paid
>>>>>>>
>>>>>>> Vendor fee 1800/- Paid
>>>>>>>
>>>>>>> Thanks & Regards,
>>>>>>> *Ishwar pawar**?*
>>>>>>> Team Leader– Kalyan Branch.
>>>>>>> PHFL Home Loans and Services Limited.
>>>>>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited*).*
>>>>>>> Mobile - 9921529437
>>>>>>>
>>>>>>> Toll Free : *1800 120 8800 <1800%20120%208800>*
>>>>>>> Web Site : *www.pnbhousing.co
>>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.co___.YXBzMTpwbmJob3VzaW5nOmM6bzo0OGYwNWQ3NzVjZDI1MzM2MjY4MTkxZjJmZjlmMmY0Mzo3OjZmZGE6ZjEyNTU4YTM4MzA4MjdmOTI5MTJmMTAwOWM2MDcyYTBiMTBlY2VkMmUwYzYzZWE5ZjQ4MTIyNTQxNzMyZTQ5MDpoOlQ6Rg>*
>>>>>>>
>>>>>>
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”
OL
The NOI teamTYPED IN GMAIL
03 Oct, 17:18 · 13d ago
03 Oct, 17:18 · 13d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 12 Sept 2026 at 12:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 27 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 27 Aug 2026 at 12:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 27 Aug 2026 at 11:29, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote:
Dear Team,
Kindly Provide Challan And NOI in case
MR. MR PRAMOD SAHU
MOTD - 0.3% Paid
NOI- 0.5% Paid
Vendor fee 1800/- Paid
Thanks & Regards,
Ishwar pawar ?
Team Leader– Kalyan Branch.
PHFL Home Loans and Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9921529437
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.co
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside+ Index II inside | DocScanner Aug 27, 2026 11-14 AM.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹22,800
₹22,800
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹22,770 623872439613
₹22,770 623872439613
Screenshot ₹22,770 — ₹30 under our ask, not below the real calculation ₹22,760. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,870 | ₹13,110 | ₹320 | ₹1,500 | ₹22,800 |
By law ₹22,780. We ask ₹22,800 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
38 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …
Not found in the document: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …)
7 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1), First name (person 2), Middle name (person 2), Last name (person 2), Floor (person 2), Floor (person 3)
✓ EzDocs checked every box against the document’s own words 32d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner Aug 27, 2026 11-14 AM.pdf
the address
{'PIN': '421306', 'AREA': 'BEHIND 50-50 DHABA, PISAVALI, KALYAN EAST', 'FLAT': 'ROOM NO-309', 'ROAD': 'HAJI MALANG ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'YASHRAJ BUILDING NO-5', 'DISTRICT': 'THANE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'KALYAN'}
{'PIN': '421306', 'AREA': 'BEHIND 50-50 DHABA, PISAVALI, KALYAN EAST', 'FLAT': 'ROOM NO-309', 'ROAD': 'HAJI MALANG ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'YASHRAJ BUILDING NO-5', 'DISTRICT': 'THANE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'KALYAN'}
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT 712 FLOOR 7TH FLOOR BLOCK PHASE III B - BUILDING NO 2 - BLUEBELL
UNIT 712 FLOOR 7TH FLOOR BLOCK PHASE III B - BUILDING NO 2 - BLUEBELL
Locality/Road
PROJECT DAVAKHAR SERENO PHASE III & III B H NO 16 P S NO 36 H NO 17 ADVLI DHOKALI KALYAN KALYAN
PROJECT DAVAKHAR SERENO PHASE III & III B H NO 16 P S NO 36 H NO 17 ADVLI DHOKALI KALYAN KALYAN
Area/City
THANE
check or correct a box, the papers beside it →THANE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Shweta Sunil Sanap | PJGPS0614J | …5751 |
| mortgagor | SUNIL RAMDAS SANAP | DWZPS1521Q | …8157 |
| co_mortgagor | Ramdas Nathu Sanap | CSBPS7999H | …8654 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | ishwar.pawar@phfl.com | 45d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
lan
HOU/KLN/0826/5193576
HOU/KLN/0826/5193576
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
2500000.0
2500000.0
interest rate
8.25
8.25
sanction date
24-Aug-2026
24-Aug-2026
letter version
5
5
applicant names
SUNIL RAMDAS SANAP, RAMDAS NATHU SANAP, SHWETA SUNIL SANAP
SUNIL RAMDAS SANAP, RAMDAS NATHU SANAP, SHWETA SUNIL SANAP
applicant mobile
8452956911
8452956911
property address
pin: 421306; road: Malangad Road; state: MAHARASHTRA; taluka: Ambernath; Flat no: Unit 712; district: Thane; Floor: 7th Floor; landmark: near Vishwakarma Plaza; Address: Unit 712, 7th Floor, Block Phase III B - B
pin: 421306; road: Malangad Road; state: MAHARASHTRA; taluka: Ambernath; Flat no: Unit 712; district: Thane; Floor: 7th Floor; landmark: near Vishwakarma Plaza; Address: Unit 712, 7th Floor, Block Phase III B - B
insurance premium
120000.0
120000.0
includes insurance
True
True
total with insurance
2620000.0
2620000.0
security address verbatim
Unit 712, Floor 7th Floor, Block Phase III B - Building No.2 - Bluebell, Project Davakhar Sereno Phase III & III B, H No 16 P S No 36 H No 17 Advli Dhokali Kalyan, Kalyan Thane 421306, 36 H No 22/B S No 36 H No 14/2 S No
Unit 712, Floor 7th Floor, Block Phase III B - Building No.2 - Bluebell, Project Davakhar Sereno Phase III & III B, H No 16 P S No 36 H No 17 Advli Dhokali Kalyan, Kalyan Thane 421306, 36 H No 22/B S No 36 H No 14/2 S No
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0826/5193576', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2500000.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '24-Aug-2026', 'letter_version': '5', 'applicant_names': ['SUNIL RAMDAS SANAP', 'RAMDAS NATHU SANAP', 'SHWETA SUNIL SANAP'], 'applicant_mobile': '8452956911', 'property_address': {'pin': '421306', 'road': 'Malangad Road', 'state': 'MAHARASHTRA', 'taluka': 'Ambernath', 'flat_no': 'Unit 712', 'district': 'Thane', 'floor_no': '7th Floor', 'landmark': 'near Vishwakarma Plaza', 'full_address': 'Unit 712, 7th Floor, Block Phase III B - Building No.2 - Bluebell, Project Davakhar Sereno Phase III & III B, S. No. 36, Hissa No. 22/B, 14/2, 17, 16, Advli Dhokali Kalyan, near Vishwakarma Plaza, Malangad Road, Thane, Ambernath, MAHARASHTRA, 421306', 'village_city': 'Advli Dhokali Kalyan', 'building_name': 'Block Phase III B - Building No.2 - Bluebell, Project Davakhar Sereno Phase III & III B', 'survey_or_cts_no': 'S. No. 36, Hissa No. 22/B, 14/2, 17, 16'}, 'insurance_premium': 120000.0, 'includes_insurance': True, 'total_with_insurance': 2620000.0, 'security_address_verbatim': 'Unit 712, Floor 7th Floor, Block Phase III B - Building No.2 - Bluebell, Project Davakhar Sereno Phase III & III B, H No 16 P S No 36 H No 17 Advli Dhokali Kalyan, Kalyan Thane 421306, 36 H No 22/B S No 36 H No 14/2 S No 36, near Vishwakarma Plaza, Malangad Road, Thane, Thane, MAHARASHTRA, India, 421306'}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
payments inside
bank: Kalyan Janta Sahakari Bank; kind: payment_screenshot; payments: [{'utr': '623872439613', 'date': '2026-08-26', 'page': 6, 'time': '20:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22770.0, 'direction': '
bank: Kalyan Janta Sahakari Bank; kind: payment_screenshot; payments: [{'utr': '623872439613', 'date': '2026-08-26', 'page': 6, 'time': '20:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22770.0, 'direction': '
header doc number
5717/2026
5717/2026
applicant address from462
read again off the letter's pages (page 1, Address row)
read again off the letter's pages (page 1, Address row)
applicant address verbatim
F/309, YASHRAJ BUILDING NO 5, HAJIMALANG ROAD BEHIND 50-50 DHABA, KALYAN EAST, ., Thane, MAHARASHTRA, 421306, India
F/309, YASHRAJ BUILDING NO 5, HAJIMALANG ROAD BEHIND 50-50 DHABA, KALYAN EAST, ., Thane, MAHARASHTRA, 421306, India
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Kalyan Janta Sahakari Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '623872439613', 'date': '2026-08-26', 'page': 6, 'time': '20:44', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22770.0, 'direction': 'debit', 'narration': 'To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: SANAP SUNIL RAMDAS (Kalyan Janta Sahakari Bank) Google Pay sunilsanap1310@okicici Google transaction ID CICAgLjHrbWKRQ', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1599', 'account_holder': 'SANAP SUNIL RAMDAS'}, 'header_doc_number': '5717/2026', 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'F/309, YASHRAJ BUILDING NO 5, HAJIMALANG ROAD BEHIND 50-50 DHABA, KALYAN EAST, ., Thane, MAHARASHTRA, 421306, India'}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
2000-09-12
2000-09-12
pan
PJGPS0614J
PJGPS0614J
name
Shweta Sunil Sanap
Shweta Sunil Sanap
page
2
2
legible
True
True
card kind
pan
pan
card of many
1
1
raw reading (for Abhijit)
{'dob': '2000-09-12', 'pan': 'PJGPS0614J', 'name': 'Shweta Sunil Sanap', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
2000-09-12
2000-09-12
name
Shweta Sunil Sanap
Shweta Sunil Sanap
page
3
3
address
pin: 421306; area: Behind 50-50 Dhaba, Pisawali, Kalyan East; flat: F/309; road: Haji Malang Road; state: Maharashtra; building: Yashraj Building No. 5; district: Thane; Village: Kalyan
pin: 421306; area: Behind 50-50 Dhaba, Pisawali, Kalyan East; flat: F/309; road: Haji Malang Road; state: Maharashtra; building: Yashraj Building No. 5; district: Thane; Village: Kalyan
legible
True
True
card kind
aadhaar
aadhaar
card of many
2
2
aadhaar last4
5751
5751
raw reading (for Abhijit)
{'dob': '2000-09-12', 'pan': None, 'name': 'Shweta Sunil Sanap', 'page': 3, 'mobile': None, 'address': {'pin': '421306', 'area': 'Behind 50-50 Dhaba, Pisawali, Kalyan East', 'flat': 'F/309', 'road': 'Haji Malang Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Yashraj Building No. 5', 'district': 'Thane', 'post_office': None, 'village_city': 'Kalyan'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '5751', 'quality_issue': None}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
1993-10-13
1993-10-13
name
Sunil Ramdas Sanap
Sunil Ramdas Sanap
page
5
5
legible
True
True
card kind
aadhaar
aadhaar
card of many
3
3
aadhaar last4
8157
8157
raw reading (for Abhijit)
{'dob': '1993-10-13', 'pan': None, 'name': 'Sunil Ramdas Sanap', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '8157', 'quality_issue': None}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
1993-10-13
1993-10-13
pan
DWZPS1521Q
DWZPS1521Q
name
SUNIL RAMDAS SANAP
SUNIL RAMDAS SANAP
page
10
10
legible
True
True
card kind
pan
pan
father name
RAMDAS NATHU SANAP
RAMDAS NATHU SANAP
card of many
4
4
raw reading (for Abhijit)
{'dob': '1993-10-13', 'pan': 'DWZPS1521Q', 'name': 'SUNIL RAMDAS SANAP', 'page': 10, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMDAS NATHU SANAP', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
1967-06-10
1967-06-10
name
Ramdas Nathu Sanap
Ramdas Nathu Sanap
page
11
11
address
pin: 421306; area: Behind 50-50 dhaba, Pisavali, Kalyan East; flat: Room No-309; road: Haji Malang road; state: Maharashtra; building: Yashraj Building No-5; district: Thane; Village: Kalyan
pin: 421306; area: Behind 50-50 dhaba, Pisavali, Kalyan East; flat: Room No-309; road: Haji Malang road; state: Maharashtra; building: Yashraj Building No-5; district: Thane; Village: Kalyan
legible
True
True
card kind
aadhaar
aadhaar
card of many
5
5
aadhaar last4
8654
8654
raw reading (for Abhijit)
{'dob': '1967-06-10', 'pan': None, 'name': 'Ramdas Nathu Sanap', 'page': 11, 'mobile': None, 'address': {'pin': '421306', 'area': 'Behind 50-50 dhaba, Pisavali, Kalyan East', 'flat': 'Room No-309', 'road': 'Haji Malang road', 'floor': None, 'state': 'Maharashtra', 'building': 'Yashraj Building No-5', 'district': 'Thane', 'post_office': None, 'village_city': 'Kalyan'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '8654', 'quality_issue': None}Sanction letter DocScanner Aug 27, 2026 11-14 AM.pdf needs your check
dob
1967-06-10
1967-06-10
pan
CSBPS7999H
CSBPS7999H
name
SANAP RAMDAS NATHU
SANAP RAMDAS NATHU
page
13
13
legible
True
True
card kind
pan
pan
father name
NATHU BHIKAJI SANAP
NATHU BHIKAJI SANAP
card of many
6
6
raw reading (for Abhijit)
{'dob': '1967-06-10', 'pan': 'CSBPS7999H', 'name': 'SANAP RAMDAS NATHU', 'page': 13, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'NATHU BHIKAJI SANAP', 'card_of_many': 6, 'aadhaar_last4': None, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_verdict | {'fp': '8023e816afb6a9dd', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The challan box uses the word 'UNIT' before the number 712, but no paper is provided to confirm that the source document uses this ex |
| 1d ago | EzDocs | challan_boxes_by_rules | {'fp': '956a02a80cefa43c', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 146 characters (it holds 100))', 'anew': 'first'} |
| 2d ago | EzDocs | reader_efiling_verdict | {'fp': 'cbc9bfe9509cf252', 'asked': True, 'findings': [{'do': 'Obtain the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage. If not available, ask the branch for the date.', 'b |
| 2d ago | EzDocs | reader_mail_addition | {'fp': '2b7188924673a4ed', 'add': {}, 'why': 'The mail does not describe any property.', 'asked': True, 'quote': '', 'same_property': False} |
| 14d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'cards': 6, 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'applied': 6} |
| 14d ago | EzDocs | kyc_names_match | {'sig': 'SANAP RAMDAS NATHU|Ramdas Nathu Sanap|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'pan_name': |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'Ramdas Nathu Sanap', 'party_id': '343fbd44-ca7f-4799-823e-edaa7cb4d3ac', 'name_on_doc': 'SANAP R |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'Ramdas Nathu Sanap', 'party_id': '343fbd44-ca7f-4799-823e-edaa7cb4d3ac', 'name_on_doc': 'Ram |
| 14d ago | EzDocs | co_applicant_added | {'doc': 'aadhaar', 'name': 'Ramdas Nathu Sanap'} |
| 14d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '421306', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Kalyan', 'doc_id': '56b6f3e8-7cab- |
| 14d ago | EzDocs | kyc_names_match | {'sig': 'SUNIL RAMDAS SANAP|Sunil Ramdas Sanap|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'pan_name': |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'SUNIL RAMDAS SANAP', 'party_id': 'c2c3c596-a877-46eb-9e8e-8aafccd5ab1f', 'name_on_doc': 'SUNIL R |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'SUNIL RAMDAS SANAP', 'party_id': 'c2c3c596-a877-46eb-9e8e-8aafccd5ab1f', 'name_on_doc': 'Sun |
| 14d ago | EzDocs | kyc_names_match | {'sig': 'Shweta Sunil Sanap|Shweta Sunil Sanap|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'pan_name': |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'Shweta Sunil Sanap', 'party_id': '3ad5ad0b-6418-48f2-a851-ba64f611fe9a', 'name_on_doc': 'Shw |
| 14d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '421306', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Kalyan', 'doc_id': '56b6f3e8-7cab- |
| 14d ago | EzDocs | roles_from_letter | {'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['SUNIL RAMDAS SANAP -> mo |
| 14d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'person': 'Shweta Sunil Sanap', 'party_id': '3ad5ad0b-6418-48f2-a851-ba64f611fe9a', 'name_on_doc': 'Shweta |
| 14d ago | EzDocs | co_applicant_added | {'doc': 'pan', 'name': 'Shweta Sunil Sanap'} |
| 17d ago | EzDocs | letter_home_read462 | {'fp': 'doc:56b6f3e8-7cab-477c-ae33-943e21244524', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'asked': True, |
| 20d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'doc_id': '56b6f3e8-7cab-477c-ae33-943e212 |
| 27d ago | EzDocs | hidden_payment_scan | {'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '56b6f3e8-7cab-477c-ae33-943e21244524', 'fetched': True} |
| 27d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner Aug 27, |
| 27d ago | EzDocs | screenshot_claim_recorded | {'utr': '623872439613', 'date': '2026-08-26', 'parts': 1, 'amount': 22770.0, 'claimed_total': 22770.0} |
| 31d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'ma |
| 31d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '421306', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Kalyan East, Kalyan', 'doc_id': '5 |
| 31d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DocScanner Aug 27, 2026 11-14 AM.pdf', 'kind': 'index2'} |
| 32d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'quick sweep'} |
| 32d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': 'HISSA', 'Number': '36', 'Second number': '22/B, 14/2, 17, 16'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'S. No. 36, Hissa No. 22/B, 14/2, 17 |
| 39d ago | EzDocs | match_reverted_done_case | {'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_in_b |
Case diary the case’s history — what happened, newest day first
Papers
All 1 in hand
Nothing more to ask the branch for
Money
₹22,770 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹22,800 is still not in our account. Chase the branch for it.
Yesterday · 15 Oct1 thing
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13 Oct2 things — 2 steps
EzDocs checked the e-filing boxes against the papers
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
2 Oct5 things — 5 steps
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
19 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
7 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
4 Sep2 things — 2 steps
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
3 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep4 things — 1 document received · 2 letters written · 1 step
Wrote the fee quote mail — held, silent mode
Required Challan And NOI.MR.SUNIL RAMDASH SANAP/ HOU/ KLN/0826/5193576
Property address read from the sanction letter
Received: Sanction letter
DocScanner Aug 27, 2026 11-14 AM.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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