⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
PRAJAPATI BITTU DAYASHANKAR
LAN HOU/NAG/0726/5152712Loan ₹15,50,000NOIFile on IGRMails & papers 5
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
22 Sep, 19:01
Documents
Payment
Challan
done 6 Oct, 10:32 · GRAS ↗
Filing
in the tray 7d 11h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 21d 3h
Needs your eyes3
Mail bounced — the branch did not get it. Re-send.
The work is done — our fee of ₹14,240.25 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 9 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
• Build Up Area not on file — read it off the Index II / sale deed
• changed — road: the case held SHOLK SHABD; filled SHLOK SHABD — the whole-file reading, from The Sale Deed, reads it so
• changed — flat no: the case held 123; filled PLOT NO 123 — the whole-file reading, from The Sale Deed, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
10 Oct1 thing
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
7 Oct177 things — 177 steps
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
6 Oct170 things — 10 documents received · 2 letters written · 1 caution · 157 steps
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
property self check
extra challan scanned
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
thread docs swept
Documents the branch had sent were fetched from the mail thread
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
PRAJAPATI BITTU DAYASHANKAR EchallanMH006585547202627E.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
1784215614230.jpg — this is a photograph of a passport-size print, not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Aadhaar
1784215614159.jpg
roles from letter
Co-applicant added
Received: PAN card
1784215614204.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
1784215614136.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
1784215614181.jpg
roles from letter
kyc address read
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03180
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Received: Aadhaar
1784215614114.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260717-WA0003.jpg
money settled — by ezdocs:reader
Received: Sale deed
KH.NO-101,102 PLOT NO-123.pdf
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
SKM_226i26071710330.pdf
old thread stored only
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Sale deedopen
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it10 open
This is a clean file for PNB HFL of borrower PRAJAPATI BITTU DAYASHANKAR and co-borrower AMAR JIT PRAJAPATI. The loan is Rs 15,50,000 inclusive of Rs 50,000 insurance. The mortgaged property is Plot No. 123 under Khasra No. 101 and 102 of Mouza Wanadongri in Hingna, Nagpur.
✗the photo could not be read (1784215614230.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○PRAJAPATI BITTU DAYASHANKAR — home building — the branch
○AMAR JIT PRAJAPATI — mobile — the branch
○AMAR JIT PRAJAPATI — e-mail — the branch
○property — building — the branch
○property — floor — the branch
○property — area — the branch
○property — area unit — the branch
○property — title deed held — the branch
○this desk's fee (Rs 14240) — the branch
?the papers disagree on Property name spelling (the sanction letter: SHOLK SHABD; the Sale Deed: SHLOK SHABD) — Verify the spelling against the final layout approval before filing.
?unsure of Date of Mortgage — The file does not contain a Memorandum of Deposit of Title Deeds (MOTD) stating the date of the mortgage.
the branch's last mail (2026-10-06): The branch states that the document will be executed after 2-3 months.
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T05:02 UTC
Moneywaiting for the credit
₹14,240.25
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹14,200 — ₹40 under our ask, not below the real calculation ₹14,200. Counts as full. Nothing to ask.
Screenshot ₹14,200 — verified by itself the moment the bank credit is heard.
Screenshot ₹14,200 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-07-17 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%4,660
Registration fee 0.5%7,760
Government handling320
Our service fee1,500
Total we ask for14,240.25
By law ₹14,220. We ask ₹14,240 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
123, KHASRA, 101 AND 102, WANADONGRI, 440016
read from the sanction letter · e-filing boxes 33 of 46 ready
Check the property →the boxes beside the paper
People
PRAJAPATI BITTU DAYASHANKAR · applicantDCWPP4938PAMAR JIT PRAJAPATI · applicantBSWPP0311E
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