⚠The PNB mailbox has used 224% of what Google lets it send in 24 hours (1,121 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03273
Vikramkumar A Jummani
LAN HOU/NAG/0626/5145085
Challan paid · our move
File on IGRSend the draft 2All documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Sale deedopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (13)A label is wrong? Fix it under All documents.
For you to check
- In the branch's mail of 8 Oct (from bharati.bhope@phfl.com, “Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMA”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: 1791441834862.jpg is RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR (loan HOU/HL/2022/100000000000000000)'s, not Vikramkumar A Jummani's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Vikramkumar's own letter. (Set aside as another customer's.)
- The work is done — our fee of ₹27,730.03 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹27,730.03CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹27,699; we wait for the credit itself
Ask for the exact ₹27,730.03. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%10,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.03
Total we ask for27,730.03
Screenshot ₹27,699 — ₹31 under our ask, not below the real calculation ₹27,699. Counts as full. Nothing to ask.
Screenshot ₹27,699 — verified by itself the moment the bank credit is heard.
Screenshot ₹27,699 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 52 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹27,718.55. We ask ₹27,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 16 h 53 minour time · 9 Oct 19:48
Index II —not yet
the NOI team 7 dthe branch 2 mintotal 7 d so far
Now with the NOI team — e-filing on IGR
since 9 Oct 19:48 — 5 d 16 h of working time
Day by day — every step and who held it
8 Oct 12:35Your branch's mail
8 Oct 12:35Papers readat once
9 Oct 19:12Papers read+1 d 6 h · the NOI team
9 Oct 19:12Property readat once
9 Oct 19:12Fee quotedat once
9 Oct 19:14Papers from your branch+2 min · the branch
9 Oct 19:48Challan made+34 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹36,32,850
Loan account no.
HOU/NAG/0626/5145085
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Sanction letter missing for this customer: the sanction letter on the file says RAJESH KUMAR & MRS. POONAM KUMARI, loan number not matching; the branch's request says VIKRAMKUMAR A JUMMANI, loan HOU/NAG/0626/5145085. The sanction letter attached to the file belongs to another customer (Rajesh Kumar). The loan amount and sanction details for Vikramkumar A Jummani are completely missing from the papers. Ask the branch to send the correct sanction letter for VIKRAMKUMAR A JUMMANI.
• check — In the branch's mail of 8 Oct (from bharati.bhope@phfl.com, “Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMA”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: 1791441834862.jpg is RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR (loan HOU/HL/2022/100000000000000000)'s, not Vikramkumar A Jummani's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Vikramkumar's own letter. (Set aside as another customer's.)
• Mortgagor pages: JYOTI KIRAN GHUMARE is NOT typed — a card of ANOTHER CUSTOMER on this file (the name is none of this file's people: the sanction letter's borrowers and the request's customer). Ask the branch whose paper it is.
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• Vikram Anjumani: PAN missing — Vikram Anjumani's own Aadhaar (1791441834730.jpg) is read but no PAN comes off it — read it off the card beside the form
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPSanction letter missing for this customer
| The sanction letter on the file | RAJESH KUMAR & MRS. POONAM KUMARI, loan number not matching RAJESH KUMAR & MRS. POONAM KUMARI |
| The branch's request | VIKRAMKUMAR A JUMMANI, loan HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI |
Why it matters: The sanction letter attached to the file belongs to another customer (Rajesh Kumar). The loan amount and sanction details for Vikramkumar A Jummani are completely missing from the papers.
What to do: Ask the branch to send the correct sanction letter for VIKRAMKUMAR A JUMMANI.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011728338202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
DRAFT — written by EzDocs, not sent
Re[2]: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB
bharati.bhope@phfl.com phfl.com
08 Oct, 12:35 · 7d ago THE FIRST MAIL — how this case began
08 Oct, 12:35 · 7d ago THE FIRST MAIL — how this case began
Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
📎 1791441834833.jpg↗📎 1791441834862.jpg↗📎 1791441834799.jpg↗📎 1791441834681.jpg↗📎 Vikramkumar Jummani Sale Deed(1).pdf↗📎 1791441834730.jpg↗📎 1791441834699.jpg↗📎 1791441834761.jpg↗📎 1791441834897.jpg↗
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks for the challan, the token / NOI confirmation; documents attached
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Oct, 12:48 · 6d ago
08 Oct, 12:48 · 6d ago
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks the branch for documents — “Kindly share clear photocopy of sanction letter and pancard for challan initiation.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 16:05 · 6d ago
08 Oct, 16:05 · 6d ago
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks the branch for documents — “Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 17:31 · 6d ago
08 Oct, 17:31 · 6d ago
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks the branch for documents — “Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 11:27 · 6d ago
09 Oct, 11:27 · 6d ago
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 17:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks the branch for documents, a clarification — “Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 18:53 · 5d ago
09 Oct, 18:53 · 5d ago
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 11:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 17:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: asks the branch for documents, a clarification — “Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..”
BB
bharati.bhope@phfl.com phfl.com
09 Oct, 19:14 · 5d ago
09 Oct, 19:14 · 5d ago
Re[2]: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
Dear Team,
Please find attached sanction letter and PAN cards.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/09/26 18:54
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), karan.fulzele (karan.fulzele@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
Exercise Secured by Check Point
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 9 Oct 2026 at 11:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 17:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: documents attached — “Please find attached sanction letter and PAN cards.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 19:25 · 5d ago
09 Oct, 19:25 · 5d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 19:12, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached sanction letter and PAN cards.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/09/26 18:54
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), karan.fulzele (karan.fulzele@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
Exercise Secured by Check Point
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 11:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 17:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 19:49 · 5d ago
09 Oct, 19:49 · 5d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 19:12, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached sanction letter and PAN cards.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/09/26 18:54
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Nagpur Branch (nagpur.branch@pnbhousing.com), karan.fulzele (karan.fulzele@phfl.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
Exercise Secured by Check Point
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 11:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share a clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 17:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard of applicant VIKRAMKUMAR A JUMMANI for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly share clear photocopy of sanction letter and pancard for challan initiation.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 12:34, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Karan Prem Fulzele (karan.fulzele@phfl.com)
Date: 10/08/26 12:14
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Chalan documents of vikaram jummani
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | 1791441834833.jpg | filed | 7d ago |
| Sanction letter | 1791441834862.jpg | another customer's paper — not used | 7d ago |
| Selfie / photo | 1791441834799.jpg | filed | 7d ago |
| PAN card | 1791441834681.jpg | filed | 7d ago |
| Sale deed | Vikramkumar Jummani Sale Deed(1).pdf | filed | 7d ago |
| Aadhaar card | 1791441834730.jpg | filed | 7d ago |
| PAN card | 1791441834699.jpg | filed | 7d ago |
| Aadhaar card | 1791441834761.jpg | filed | 7d ago |
| Payment screenshot | 1791441834897.jpg | filed | 7d ago |
| PAN card | PAN Card Mrs. Jummani.jpg | filed | 5d ago |
| Sanction letter | SKM_226i26100918520.pdf | filed | 5d ago |
| PAN card | PAN CARD Mr. Jummani.jpg | filed | 5d ago |
| Paid challan (GRAS) | VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf | filed | 5d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹27,730.03
₹27,730.03
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹27,699 661790808388
₹27,699 661790808388
Screenshot ₹27,699 — ₹31 under our ask, not below the real calculation ₹27,699. Counts as full. Nothing to ask.
Screenshot ₹27,699 — verified by itself the moment the bank credit is heard.
Screenshot ₹27,699 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹10,910 | ₹15,000 | ₹320 | ₹1,500 | ₹27,730 |
By law ₹27,718.55. We ask ₹27,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
44 of 70 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Building (with wing) …
20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (person 1), Floor (person 1), Floor (person 2) …
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SKM_226i26100918520.pdf
as printed
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, INDIA, 440034
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, INDIA, 440034
PIN
440034
440034
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 150 BEARING NO 150/B KHASRA NO 56/1 CITY SURVEY NO 419 SHEET NO 919 PATWARI HALKA NO 11
PLOT NO 150 BEARING NO 150/B KHASRA NO 56/1 CITY SURVEY NO 419 SHEET NO 919 PATWARI HALKA NO 11
Locality/Road
PANCHAM ESTATE - DIXIT NAGAR MOUZA NARI
PANCHAM ESTATE - DIXIT NAGAR MOUZA NARI
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Vikram Anjumani | …3102 | |
| co_mortgagor | JYOTI KIRAN GHUMARE | …8088 | |
| mortgagor | PARINITI VIKRAM JUMMANI | BEQPJ5586M | |
| mortgagor | VIKRAMKUMAR A JUMMANI | AJUPJ4868K |
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | bharati.bhope@phfl.com | 7d ago |
| questions for the branch — what the papers leave open | bharati.bhope@phfl.com | 7d ago |
| documents acknowledged | bharati.bhope@phfl.com | 5d ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo 1791441834833.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
1
1
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}Selfie / photo 1791441834799.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}PAN card 1791441834681.jpg needs your check
dob
1990-07-25
1990-07-25
pan
BEQPJ5586M
BEQPJ5586M
name
PARINITI VIKRAM JUMMANI
PARINITI VIKRAM JUMMANI
legible
True
True
father name
ASHOK LILARAM PANJWANI
ASHOK LILARAM PANJWANI
raw reading (for Abhijit)
{'dob': '1990-07-25', 'pan': 'BEQPJ5586M', 'name': 'PARINITI VIKRAM JUMMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK LILARAM PANJWANI', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter 1791441834862.jpg needs your check
lan
HOU/HL/2022/1000000000000000000
HOU/HL/2022/1000000000000000000
legible
True
True
purpose
Housing Loan
Housing Loan
borrowers
{'name': 'MR. RAJESH KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MRS. POONAM KUMARI', 'role': 'co_applicant', 'label': 'Co-Applicant'}
{'name': 'MR. RAJESH KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MRS. POONAM KUMARI', 'role': 'co_applicant', 'label': 'Co-Applicant'}
loan type
HOME LOAN
HOME LOAN
confidence
1.0
1.0
rate words
ROI: 13.15% per annum; 13.15% - 4.65% = 8.50% per annum as on the date of this letter
ROI: 13.15% per annum; 13.15% - 4.65% = 8.50% per annum as on the date of this letter
loan amount
1661000.0
1661000.0
rate spread
-4.65
-4.65
final amount
1661000.0
1661000.0
interest rate
8.5
8.5
not this case
True
True
quality issue
it prints RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR, POONAM KUMARI; this case's people are PARINITI VIKRAM JUMMANI, Vikramkumar A Jummani — another customer's sanction letter (the branch sends several customers' pa
it prints RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR, POONAM KUMARI; this case's people are PARINITI VIKRAM JUMMANI, Vikramkumar A Jummani — another customer's sanction letter (the branch sends several customers' pa
sanction date
08 Oct 2022
08 Oct 2022
letter version
1
1
reference rate
13.15
13.15
applicant email
rajeshkumari@gmail.com
rajeshkumari@gmail.com
applicant names
MR. RAJESH KUMAR & MRS. POONAM KUMARI
MR. RAJESH KUMAR & MRS. POONAM KUMARI
printed altered
False
False
applicant mobile
9810000000
9810000000
balance transfer
False
False
property address
insurance premium
0.0
0.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
1661000.0
1661000.0
security address verbatim
N.A.
N.A.
applicant address verbatim
N.A.
N.A.
raw reading (for Abhijit)
{'lan': 'HOU/HL/2022/1000000000000000000', 'legible': True, 'purpose': 'Housing Loan', 'borrowers': [{'name': 'MR. RAJESH KUMAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MRS. POONAM KUMARI', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'HOME LOAN', 'confidence': 1.0, 'rate_words': 'ROI: 13.15% per annum; 13.15% - 4.65% = 8.50% per annum as on the date of this letter', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1661000.0, 'rate_spread': -4.65, 'final_amount': 1661000.0, 'interest_rate': 8.5, 'not_this_case': True, 'quality_issue': "it prints RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR, POONAM KUMARI; this case's people are PARINITI VIKRAM JUMMANI, Vikramkumar A Jummani — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '08 Oct 2022', 'letter_version': '1', 'reference_rate': 13.15, 'applicant_email': 'rajeshkumari@gmail.com', 'applicant_names': ['MR. RAJESH KUMAR & MRS. POONAM KUMARI'], 'printed_altered': False, 'applicant_mobile': '9810000000', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 0.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 1661000.0, 'security_address_verbatim': 'N.A.', 'applicant_address_verbatim': 'N.A.'}Payment screenshot 1791441834897.jpg needs your check
utr
661790808388
661790808388
date
2026-10-08
2026-10-08
time
11:34
11:34
amount
27699
27699
method
UPI
UPI
payee upi
56-2@okbizaxis
56-2@okbizaxis
payer upi
71@okicic
71@okicic
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
Vikramkumar Arjundas Jummani
Vikramkumar Arjundas Jummani
debit notification text
Payment of ₹27,699 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
Payment of ₹27,699 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '661790808388', 'date': '2026-10-08', 'time': '11:34', 'amount': 27699, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': '71@okicic', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'Vikramkumar Arjundas Jummani', 'debit_notification_text': "Payment of ₹27,699 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}PAN card 1791441834699.jpg needs your check
dob
1988-06-22
1988-06-22
pan
AJUPJ4868K
AJUPJ4868K
name
VIKRAMKUMAR A JUMMANI
VIKRAMKUMAR A JUMMANI
legible
True
True
father name
ARJUNDAS VISHNUDAS JUMMANI
ARJUNDAS VISHNUDAS JUMMANI
raw reading (for Abhijit)
{'dob': '1988-06-22', 'pan': 'AJUPJ4868K', 'name': 'VIKRAMKUMAR A JUMMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARJUNDAS VISHNUDAS JUMMANI', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card 1791441834730.jpg needs your check
dob
1998-06-22
1998-06-22
name
Vikram Anjumani
Vikram Anjumani
address
pin: 440005; area: Roshani Exten; flat: 153 B; road: Kripal Lane 4, Nai Road; state: Maharashtra; district: Nager; post_office: Uppalwadi; Village: Uppalwadi
pin: 440005; area: Roshani Exten; flat: 153 B; road: Kripal Lane 4, Nai Road; state: Maharashtra; district: Nager; post_office: Uppalwadi; Village: Uppalwadi
legible
True
True
aadhaar last4
3102
3102
raw reading (for Abhijit)
{'dob': '1998-06-22', 'pan': None, 'name': 'Vikram Anjumani', 'mobile': None, 'address': {'pin': '440005', 'area': 'Roshani Exten', 'flat': '153 B', 'road': 'Kripal Lane 4, Nai Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nager', 'post_office': 'Uppalwadi', 'village_city': 'Uppalwadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3102', 'quality_issue': None}Aadhaar card 1791441834761.jpg needs your check
dob
1998-07-25
1998-07-25
name
JYOTI KIRAN GHUMARE
JYOTI KIRAN GHUMARE
address
pin: 413304; area: Shiv Nagar, Pandharpur road, VTC: Ugawadi; flat: H.No. 113/B; state: MAHARASHTRA; building: Rajput Lane 4; district: SOLAPUR; post_office: Pandharpur; Village: Ugawadi
pin: 413304; area: Shiv Nagar, Pandharpur road, VTC: Ugawadi; flat: H.No. 113/B; state: MAHARASHTRA; building: Rajput Lane 4; district: SOLAPUR; post_office: Pandharpur; Village: Ugawadi
legible
True
True
aadhaar last4
8088
8088
raw reading (for Abhijit)
{'dob': '1998-07-25', 'pan': None, 'name': 'JYOTI KIRAN GHUMARE', 'mobile': None, 'address': {'pin': '413304', 'area': 'Shiv Nagar, Pandharpur road, VTC: Ugawadi', 'flat': 'H.No. 113/B', 'road': None, 'floor': None, 'state': 'MAHARASHTRA', 'building': 'Rajput Lane 4', 'district': 'SOLAPUR', 'post_office': 'Pandharpur', 'village_city': 'Ugawadi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8088', 'quality_issue': None}Payment screenshot 1791441834897.jpg needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '661790408368', 'date': '2026-10-08', 'page': 1, 'time': '11:34', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 27699.0, 'direction': 'credit',
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '661790408368', 'date': '2026-10-08', 'page': 1, 'time': '11:34', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 27699.0, 'direction': 'credit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '661790408368', 'date': '2026-10-08', 'page': 1, 'time': '11:34', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 27699.0, 'direction': 'credit', 'narration': 'UPI/P2M/661790408368/THINKBIGZ INITIATIVE PVT LTD/UPI/OKBIZAXIS', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7718', 'account_holder': 'Vikramkumar Arjundas Jummani'}}PAN card PAN Card Mrs. Jummani.jpg needs your check
dob
1990-07-25
1990-07-25
pan
BEQPJ5586M
BEQPJ5586M
name
PARINITI VIKRAM JUMMANI
PARINITI VIKRAM JUMMANI
legible
True
True
father name
ASHOK LILARAM PANJWANI
ASHOK LILARAM PANJWANI
raw reading (for Abhijit)
{'dob': '1990-07-25', 'pan': 'BEQPJ5586M', 'name': 'PARINITI VIKRAM JUMMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK LILARAM PANJWANI', 'aadhaar_last4': None, 'quality_issue': None}PAN card PAN CARD Mr. Jummani.jpg needs your check
dob
1988-06-22
1988-06-22
pan
AIUPJ4868K
AIUPJ4868K
name
VIKRAMKUMAR A JUMMANI
VIKRAMKUMAR A JUMMANI
legible
True
True
father name
ARJUNDAS VISHNUDAS JUMMANI
ARJUNDAS VISHNUDAS JUMMANI
raw reading (for Abhijit)
{'dob': '1988-06-22', 'pan': 'AIUPJ4868K', 'name': 'VIKRAMKUMAR A JUMMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARJUNDAS VISHNUDAS JUMMANI', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter SKM_226i26100918520.pdf needs your check
lan
HOU/NAG/0626/5145085
HOU/NAG/0626/5145085
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'VIKRAMKUMAR A JUMMANI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PARINITI VIKRAM JUMMANI', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'VIKRAMKUMAR A JUMMANI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PARINITI VIKRAM JUMMANI', 'role': 'applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
rate words
13.15% per annum 13.15% -5.15% = 8.00% per annum as on the date of execution of the loan agreement
13.15% per annum 13.15% -5.15% = 8.00% per annum as on the date of execution of the loan agreement
loan amount
3510000.0
3510000.0
rate spread
-5.15
-5.15
final amount
3632850.0
3632850.0
interest rate
8.0
8.0
sanction date
06-Oct-2026
06-Oct-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
vikramjummani1@gmail.com
vikramjummani1@gmail.com
applicant names
VIKRAMKUMAR A JUMMANI, PARINITI VIKRAM JUMMANI
VIKRAMKUMAR A JUMMANI, PARINITI VIKRAM JUMMANI
printed altered
False
False
applicant mobile
9021064609
9021064609
balance transfer
False
False
property address
pin: 440034; road: NARI ROAD; state: MAHARASHTRA; taluka: Nagpur; district: Nagpur; landmark: DIXIT NAGAR; Address: RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 41
pin: 440034; road: NARI ROAD; state: MAHARASHTRA; taluka: Nagpur; district: Nagpur; landmark: DIXIT NAGAR; Address: RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 41
insurance premium
122850.0
122850.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
3632850.0
3632850.0
security address verbatim
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, *KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, Nagpur, MOUZA NARI, Nagpur, MAHARASHTRA, India, 440034
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, *KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, Nagpur, MOUZA NARI, Nagpur, MAHARASHTRA, India, 440034
applicant address verbatim
153 B, RIGVED LANE 4, NARI ROAD PANCHAM ESTATE DIXIT NAGAR UPPALWADI NAGPUR, ., Nagpur, MAHARASHTRA, 440026, India
153 B, RIGVED LANE 4, NARI ROAD PANCHAM ESTATE DIXIT NAGAR UPPALWADI NAGPUR, ., Nagpur, MAHARASHTRA, 440026, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0626/5145085', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VIKRAMKUMAR A JUMMANI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PARINITI VIKRAM JUMMANI', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -5.15% = 8.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3510000.0, 'rate_spread': -5.15, 'final_amount': 3632850.0, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'vikramjummani1@gmail.com', 'applicant_names': ['VIKRAMKUMAR A JUMMANI', 'PARINITI VIKRAM JUMMANI'], 'printed_altered': False, 'applicant_mobile': '9021064609', 'balance_transfer': False, 'property_address': {'pin': '440034', 'road': 'NARI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Nagpur', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': 'DIXIT NAGAR', 'full_address': 'RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, MOUZA NARI, Nagpur, MAHARASHTRA, India, 440034', 'village_city': 'Nagpur', 'building_name': 'PANCHAM ESTATE', 'survey_or_cts_no': 'KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919'}, 'insurance_premium': 122850.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3632850.0, 'security_address_verbatim': 'RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, *KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, Nagpur, MOUZA NARI, Nagpur, MAHARASHTRA, India, 440034', 'applicant_address_verbatim': '153 B, RIGVED LANE 4, NARI ROAD PANCHAM ESTATE DIXIT NAGAR UPPALWADI NAGPUR, ., Nagpur, MAHARASHTRA, 440026, India'}Paid challan (GRAS) VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf needs your check
grn
MH011728338202627E
MH011728338202627E
pin
440034
440034
total
25910.0
25910.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100901417
03006172026100901417
district
NAGPUR
NAGPUR
area city
NAGPUR
NAGPUR
payer pan
AIUXXXXXXK
AIUXXXXXXK
flat block
RIGVED PLOT NO 150 BEARING NO 150/B PANCHAM ESTATE DIXIT NAGAR KHASRA NO 56/1 CITY SURVEY NO 419
RIGVED PLOT NO 150 BEARING NO 150/B PANCHAM ESTATE DIXIT NAGAR KHASRA NO 56/1 CITY SURVEY NO 419
payer name
VIKRAMKUMAR A JUMMANI
VIKRAMKUMAR A JUMMANI
sro office
NGP4_JT NAGPUR NO 4 SUB REGISTRAR
NGP4_JT NAGPUR NO 4 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3632850
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3632850
scheme rows
{'amount': 10910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 10910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4609
XXXXXX4609
payment date
09/10/2026-19:48:03
09/10/2026-19:48:03
road locality
SHEET NO 919 PATWARI HALKA NO 11 MOUZA NARI NAGPUR MAHARASHTRA
SHEET NO 919 PATWARI HALKA NO 11 MOUZA NARI NAGPUR MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
3632850
3632850
raw reading (for Abhijit)
{'grn': 'MH011728338202627E', 'pin': '440034', 'total': 25910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901417', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AIUXXXXXXK', 'flat_block': 'RIGVED PLOT NO 150 BEARING NO 150/B PANCHAM ESTATE DIXIT NAGAR KHASRA NO 56/1 CITY SURVEY NO 419', 'payer_name': 'VIKRAMKUMAR A JUMMANI', 'sro_office': 'NGP4_JT NAGPUR NO 4 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3632850', 'scheme_rows': [{'amount': 10910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4609', 'payment_date': '09/10/2026-19:48:03', 'road_locality': 'SHEET NO 919 PATWARI HALKA NO 11 MOUZA NARI NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3632850'}Sanction letter SKM_226i26100918520.pdf needs your check
found
True
True
found in
Security
Security
paper for
loan_ref: HOU/NAG/0626/5145085; customer_name: VIKRAMKUMAR A JUMMANI
loan_ref: HOU/NAG/0626/5145085; customer_name: VIKRAMKUMAR A JUMMANI
confidence
0.95
0.95
reading486
property
property
property address
pin: 440034; state: MAHARASHTRA; district: NAGPUR; landmark: PANCHAM ESTATE - DIXIT NAGAR; Address: RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919,
pin: 440034; state: MAHARASHTRA; district: NAGPUR; landmark: PANCHAM ESTATE - DIXIT NAGAR; Address: RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919,
security address verbatim
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, India, 440034
RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, India, 440034
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NAG/0626/5145085', 'report_id': None, 'customer_name': 'VIKRAMKUMAR A JUMMANI'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '440034', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'NAGPUR', 'floor_no': None, 'landmark': 'PANCHAM ESTATE - DIXIT NAGAR', 'full_address': 'RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, India, 440034', 'village_city': 'NARI', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 150, KHASRA NO 56/1, CITY SURVEY NO 419'}, 'security_address_verbatim': 'RIGVED PLOT NO 150 BEARING NO 150/B, PANCHAM ESTATE - DIXIT NAGAR, KHASRA NO 56/1 CITY SURVEY NO 419, SHEET NO 919, PATWARI HALKA NO 11, NAGPUR, MOUZA NARI, NAGPUR, MAHARASHTRA, India, 440034'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | challan_boxes_composed | {'fp': '963da56e1044b182', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 150 BEARING NO 150/B KHA |
| 1d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '2a5797ccc5c8873a', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 1d ago | the co-pilot | pan_card_name_set_aside | {'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che |
| 5d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 5d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'VIKRAMKUMAR A JUMMANI', 'party_id': '2b1acb4c-d7a1-42fe |
| 5d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '440026', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Uppalwadi', 'doc_id': '5c977d67-df |
| 5d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXK — no paper on the |
| 5d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '490702', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team took |
| 5d ago | EzDocs | document_reread | {'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SKM_226i26100918520.pdf', 'doc_id': 'a89156d9-0379-426d-a |
| 5d ago | EzDocs | property_replaced_from_report | {'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'SKM_226i26100918520. |
| 5d ago | EzDocs | reading_error456 | {'box': 'Property box 1', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SKM_226i26100918520.pdf', 'ours': 'NAMED AS RIGVED BEA |
| 5d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Vikramkumar Jummani Sale Deed(1).pdf', 'kind': 'sale_deed'} |
| 5d ago | EzDocs | challan_found_on_case | {'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf', 'kin |
| 5d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIKRAMKUMAR A JUMMA |
| 5d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP4_JT NAGPUR NO 4 SUB REGISTRAR', 'district': 'NAGPUR'} |
| 5d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011728338202627E', 'file': 'VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 5d ago | EzDocs | challan_extracted | {'grn': 'MH011728338202627E', 'file': 'VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25910.0} |
| 5d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 5d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The sanction letter on file is for another customer. The branch's request names the correc |
| 5d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03273'} |
| 5d ago | the co-pilot | challan_kind_word_fixed | {'why': "a unit's kind word no paper prints had been added; the paper's word for that number was put in its place (or it was taken out)", 'fixed': [{'box': 'Flat/Survey Number', 'was': 'UNIT NAMED AS RIGVED BEARING NO 15 |
| 5d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Sanction letter missing for this customer']} |
| 5d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'SKM_226i26100918520.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['UNIT', 'NAMED', |
| 5d ago | EzDocs | challan_boxes_composed | {'fp': '1ef8d78881fef60f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'RIGVED PLOT NO 150 BEARING NO 15 |
| 5d ago | EzDocs | reader_mail_addition | {'fp': '8a894d8492d68b31', 'add': {}, 'why': 'The mail describes a different property: Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. The p |
| 5d ago | EzDocs | reader_home_address | {'fp': '369d945c4771891c', 'from': 'the sanction letter (SKM_226i26100918520.pdf)', 'home': {'pin': '440026', 'area': 'PANCHAM ESTATE DIXIT NAGAR UPPALWADI', 'flat': '153 B', 'road': 'RIGVED LANE 4', 'state': 'MAHARASHTR |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T13:42:49', 'why': 'mail', 'open': 28, 'mails': [{'at': '2026-10-08 07:05', 'id': '1a11a539e50c28ad', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Req |
| 5d ago | EzDocs | mail_against_file490 | {'at': '2026-10-09T13:42:48', 'asks': ["clarification on applicant's details"], 'gist': 'The branch attached a sanction letter and PAN cards and asked for clarification on applicant details.', 'next': "Read the new sanct |
| 5d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-09T13:42:46', 'why': 'paper', 'open': 28, 'mails': [{'at': '2026-10-08 07:05', 'id': '1a11a539e50c28ad', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Re |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹27,699 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: In the branch's mail of 8 Oct (from bharati.bhope@phfl.com, “Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMA”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: 1791441834862.jpg is RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR (loan HOU/HL/2022/100000000000000000)'s, not Vikramkumar A Jummani's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Vikramkumar's own letter. (Set aside as another customer's.) The work is done — our fee of ₹27,730.03 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Yesterday · 14 Oct3 things — 3 steps
The challan's address boxes were written from the papers
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs checked the e-filing boxes against the papers
9 Oct22 things — 4 documents received · 2 letters written · 1 money step · 15 steps
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
A paper was read again — the team's value showed the first reading was wrong
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
VIKRAMKUMAR A JUMMANI EchallanMH011728338202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Wrote the documents acknowledged mail — held, silent mode
Re[2]: Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Property address read from the sanction letter
Two documents disagree on a PAN — needs a person
Received: PAN card
PAN CARD Mr. Jummani.jpg
Received: Sanction letter
SKM_226i26100918520.pdf
Received: PAN card
PAN Card Mrs. Jummani.jpg
8 Oct22 things — 9 documents received · 3 letters written · 1 money step · 9 steps
EzDocs took 19 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Request for challan and NOI - HOU/NAG/0626/5145085 VIKRAMKUMAR A JUMMANI
A box the papers had not filled was read off a paper and corrected
Co-applicant added
Co-applicant added
Co-applicant added
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
1791441834897.jpg
The loan amount was worked out from the papers
Received: Aadhaar
1791441834761.jpg
Received: PAN card
1791441834699.jpg
Received: Aadhaar
1791441834730.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sale deed
Vikramkumar Jummani Sale Deed(1).pdf
Received: PAN card
1791441834681.jpg
Received: Selfie
1791441834799.jpg
Received: Sanction letter — not usable
1791441834862.jpg — it prints RAJESH KUMAR & MRS. POONAM KUMARI, RAJESH KUMAR, POONAM KUMARI; this case's people are PARINITI VIKRAM JUMMANI, Vikramkumar A Jummani — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Received: Selfie
1791441834833.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.97 s · 243 queries · this page refreshes by itself when something on it changes (never while you type) · release v526 · build af06e5d4