TYPE OF LOAN
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- Mail bounced — the branch did not get it. Re-send.
- Bank put the loan amount in a fee row — see Facts.
- The work is done — our fee of ₹22,310 is still not in our account. Chase the branch for it.
why?
why?
the branch's own words
The branch's mail said: stamp duty (0.30%): bank says Rs.1,386,248, computed Rs.7,788 (difference Rs.1,378,460); the bank's own rows sum to Rs.1,400,728 but its total says Rs.22,268The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper28 Aug, 09:52 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
SHARE NOI PHOTO PAGE AND INDEX II
earlier mails quoted below
19 more mails in between — open
29 Aug, 15:57 · 46d ago
Share NOI PAGE and INDEX II
earlier mails quoted below
09 Sep, 13:50 · 36d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
09 Sep, 14:47 · 36d ago
On Wed, 9 Sept 2026 at 13:51, Rajesh Babaji Sawant <
rajesh.sawant@sammaancapital.com> wrote:
earlier mails quoted below
09 Sep, 14:49 · 36d ago
*DEEPALI LAXMAN SOLANKI*
*LAN NO*
*1386248 / HHLVRA00582173*
earlier mails quoted below
21 Sep, 17:24 · 23d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
21 Sep, 17:26 · 23d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
22 Sep, 12:15 · 23d ago
we need *DEEPALI LAXMAN SOLANKI MODT STAMP* for this type
earlier mails quoted below
23 Sep, 10:23 · 22d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
24 Sep, 10:24 · 21d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
24 Sep, 11:45 · 21d ago
we will check and sought it out soon.
earlier mails quoted below
28 Sep, 09:54 · 17d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
29 Sep, 09:57 · 16d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
30 Sep, 09:51 · 15d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
03 Oct, 16:35 · 11d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
06 Oct, 12:15 · 9d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
12 Oct, 10:47 · 3d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
13 Oct, 10:17 · 2d ago
SHARE NOI PHOTO PAGE
earlier mails quoted below
13 Oct, 18:42 · 1d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
earlier mails quoted below
13 Oct, 18:46 · 1d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
earlier mails quoted below
14 Oct, 10:15 · 1d ago
Share INDEX II
Thanks & Regards,
Rajesh B Sawant lSAP 349896 |ACH Credit
SAMMAAN
Tirupati Nagar Phase 2
Cc: Dhanashree Ravindra Junnarkar <dhanashree.j@sammaancapital.com>; Vishal Lavu Amonkar <vishal.amonkar@sammaancapital.com>; Ashok Kumar S Chaudhary <aschaudhary@sammaancapital.com>; Dubey Shailendra <dubey.shailendra@sammaancapital.com>; Suraj Shantaram
Mhaske <suraj.mhaske@sammaancapital.com>; Avinash Laxman Shedekar <avinash.shedekar@sammaancapital.com>
Subject: Re: Mrs. DEEPALI LAXMAN SOLANKI APS NO 1386248/ HHLVRA00582173,/ 1392595 Please process on priority MOD NOI Sammaan Capitlal LTD Home Loan SCL Virar Branch
TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE
earlier mails quoted below
15 Oct, 13:05 · 2h ago
Share INDEX II
Thanks & Regards,
Rajesh B Sawant lSAP 349896 |ACH Credit
SAMMAAN
Tirupati Nagar Phase 2
Cc: Dhanashree Ravindra Junnarkar <dhanashree.j@sammaancapital.com>; Vishal Lavu Amonkar <vishal.amonkar@sammaancapital.com>; Ashok Kumar S Chaudhary <aschaudhary@sammaancapital.com>; Dubey Shailendra <dubey.shailendra@sammaancapital.com>; Suraj Shantaram
Mhaske <suraj.mhaske@sammaancapital.com>; Avinash Laxman Shedekar <avinash.shedekar@sammaancapital.com>
Subject: RE: Mrs. DEEPALI LAXMAN SOLANKI APS NO 1386248/ HHLVRA00582173,/ 1392595 Please process on priority MOD NOI Sammaan Capitlal LTD Home Loan SCL Virar Branch
Share INDEX II
Thanks & Regards,
Rajesh B Sawant lSAP 349896 |ACH Credit
SAMMAAN
Tirupati Nagar Phase 2
< aschaudhary@sammaancapital.com >; Dubey Shailendra < dubey.shailendra@sammaancapital.com >; Suraj Shantaram Mhaske < suraj.mhaske@sammaancapital.com >;
Avinash Laxman Shedekar < avinash.shedekar@sammaancapital.com >
Subject: Re: Mrs. DEEPALI LAXMAN SOLANKI APS NO 1386248/ HHLVRA00582173,/ 1392595 Please process on priority MOD NOI Sammaan Capitlal LTD Home Loan SCL Virar Branch
TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image006.jpg | filed | 46d ago |
| Other | image005.jpg | filed | 46d ago |
| Other | image004.png | filed | 46d ago |
| Other | image003.jpg | filed | 46d ago |
| Other | image002.png | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹22,310
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,800 | ₹12,990 | ₹320 | ₹1,200 | ₹22,310 |
why?
Property (must be perfect)
No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | TYPE OF LOAN |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | rajesh.sawant@sammaancapital.com | 46d ago |
| document chase | rajesh.sawant@sammaancapital.com | 46d ago |
| document chase | rajesh.sawant@sammaancapital.com | 44d ago |
| document chase | rajesh.sawant@sammaancapital.com | 41d ago |
| document chase | rajesh.sawant@sammaancapital.com | 38d ago |
| document chase | rajesh.sawant@sammaancapital.com | 31d ago |
What EzDocs read from each document — check anything marked in red
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['filed', 'efiling_shared'], 'mails': 21, 'summar |
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 13 Oct, 18:42 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 1d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_asked', 'filed', 'efiling_shared'], 'mai |
| 1d ago | EzDocs | draft_found_on_case | {'now': 'DRAFT_SHARED', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'N |
| 1d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, 'Dear Team,\n\nWith reference to the captioned case (LAN: HHLVRA00582 |
| 1d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 1d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"} |
| 1d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['efiling_shared'], 'mails': 19, 'summary': 'The |
| 1d ago | EzDocs | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@sammaangroup.onmicrosoft.com', 'subject': 'Undeliverable: Re: Mrs. DEEPALI LAXMAN SOLANKI APS NO 1386248/ HHLV |
| 2d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 18, 'summary': 'The branch has been |
| 3d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 17, 'summary': 'The branch has been |
| 9d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 16, 'summary': 'The ban |
| 10d ago | EzDocs | credit_moved_away | {'why': "the ₹22,320 credit that had verified this case on the amount alone belongs to NOI-2026-03144 — its screenshot names the very amount on this road. This case is back to awaiting; if the branch was told 'payment re |
| 10d ago | EzDocs | match_undone | {'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 22320.0, 'reason': "a stronger claim: NOI-2026-03144 |
| 10d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': [], 'notes': "The mail text does not contain any of the requested information for the mortgagor's email, mobile, date of birth, PAN, first name, last name, or home address det |
| 10d ago | EzDocs | party_from_case_name | {'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'TYPE OF LOAN'} |
| 10d ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_DOCS'} |
| 10d ago | EzDocs | payment_verified | {'utr': None, 'delta': 10.0, 'method': 'amount_match+gpay_alert', 'paid_at': '2026-10-05T07:29:00+00:00', 'expected': 22310.0, 'received': 22320.0, 'confidence': 'medium'} |
| 10d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 11d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 15, 'summary': 'The bra |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 14, 'summary': 'The ban |
| 16d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 13, 'summary': 'The bra |
| 17d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 12, 'summary': 'The ban |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |