⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02405

ASHISH GANGADHAR THAKRE

LAN HOU/NAG/0826/5207851 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓LSR (search report)open

✓Paid challan (GRAS)open

✓PAN card — inside SKM_226i26092417560.pdfopen

✓Aadhaar card — inside SKM_226i26092417560.pdfopen

✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹29,870.63CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,958 receivedby the amount alone

Stamp duty 0.3%13,050

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.63

Total we ask for29,870.63

the branch’s receipt claims ₹29,844 348375048981

paid 19 Sep 21:31:22 · verified 24 Sep 20:35:21 · 4 d 23 h later

How we know

Our own bank told us — 19 Sep 21:31

₹29,958 · UTR AXNGG26242480732 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.29958.00,19-09-2026 21:31:22 thru NEFT from AXNGG26242480732/GOOGLE INDIA DIGITAL. Aval Bal 238701.25 CR Helpline 18001800/18002021-PNB”

Matched by: AMOUNT ALONE — a little over our ask · the case's screenshot names this very road

By law ₹29,864. We ask ₹29,870 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 31 minour time · 24 Sep 19:12

Index II —not yet

the NOI team 20 d 21 htotal 20 d 21 h so far

Now with the NOI team — e-filing on IGR

since 24 Sep 20:35 — 20 d 19 h of working time

Day by day — every step and who held it

24 Sep 18:41Your branch's mail

24 Sep 18:41Payment landedat once

24 Sep 18:42Papers read+1 min · the NOI team

24 Sep 18:42Property readat once

24 Sep 18:42Fee quotedat once

24 Sep 18:42Ready for the challanat once

24 Sep 19:12Challan made+30 min · the NOI team

24 Sep 20:35Payment verified+1 h 22 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹43,48,000

Loan account no.

HOU/NAG/0826/5207851

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the legal report

District

Nagpur

Taluka

Nagpur

Village

Manewada

Number type

KHASRA

Number

3/1/G, PH No.39

Building

HOUSE NO 5882

Floor

(empty)

Flat / shop no

Plot No. 91

Area

69.68

Hadd

Nagpur Municipal Corporation

Read from the legal report, not the Index II. Legal 1st page of Ashish Thakare.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: RUPALI ASHISH THAKRE is named on the sanction letter (SKM_226i26092417560.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• check — property Flat No: the portal takes at most 10 characters in this box — this is 11 (PLOT NO. 91)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent initial documents and the fee has been acknowledged. The NOI team has shared the challan and is waiting for the branch to send the registered sale deed copy.

the history says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-24) “PFA,”

✓ fee paid — the branch's words — done, mail 2 (2026-09-24) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 2 (2026-09-24) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-24) “PFA challan for your reference..”

? Index II asked for — asked, mail 2 (2026-09-24) “For noi filing we need a register sale deed copy.”

read over 3 mail(s), last mail 2026-09-24 · read 20d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010830746202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02405 | HOU/NAG/0826/5207851

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 17 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NJ nagsen.jambhulkar@phfl.com phfl.com
24 Sep, 18:41 · 20d ago THE FIRST MAIL — how this case began

NOI & Challan:- Loan A/c no. HOU/NAG/0826/5207851/ ASHISH GANGADHAR THAKRE

📎 IMG-20260924-WA0007.jpg ↗📎 SKM_226i26092417560.pdf ↗📎 IMG_20260924_183757.jpg ↗📎 Legal 1st page of Ashish Thakare.pdf ↗📎 IMG_20260924_182018.jpg ↗

Dear Team,

PFA,

NOI & Challan:- Loan A/c no.HOU/NAG/0826/5207851/ ASHISH GANGADHAR THAKRE

Thanks & Regards,
Nagsen Jambhulkar
Sr. Team Leader - Loans
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9370638343
PHFL Home Loans and Services Limited

earlier mails quoted below

From: nikhil shende (nikhildshende93@gmail.com)
Date: 09/24/26 18:07
To: nagsen.jambhulkar@phfl.com
Subject: Mortgage Fees Payment receipt Of Ashish Thakare

 Exercise Secured by Check Point

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
24 Sep, 18:48 · 20d ago

Dear Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a register sale

deed copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 24 Sept 2026 at 18:41, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

Dear Team,

PFA,

NOI & Challan:- Loan A/c no. HOU/NAG/0826/5207851/ ASHISH GANGADHAR
THAKRE

Thanks & Regards,
*Nagsen Jambhulkar*

Sr. Team Leader - Loans

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2

Mobile: *9370638343*

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Forwarded Message -----
------------------------------
From: nikhil shende (nikhildshende93@gmail.com)
Date: 09/24/26 18:07
To: nagsen.jambhulkar@phfl.com
Subject: Mortgage Fees Payment receipt Of Ashish Thakare

 Secured by Check Point

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
24 Sep, 19:13 · 20d ago

📎 ASHISH GANGADHAR THAKRE EchallanMH01083074 ↗

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 18:48, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Dear Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 24 Sept 2026 at 18:41, Nagsen Khemchand Jambhulkar <
nagsen.jambhulkar@phfl.com> wrote:

> Dear Team,
>
> PFA,
>
> NOI & Challan:- Loan A/c no. HOU/NAG/0826/5207851/ ASHISH GANGADHAR
> THAKRE
>
> Thanks & Regards,
> *Nagsen Jambhulkar*
>
> Sr. Team Leader - Loans
>
> PNB Housing Finance Ltd.,
>
> Direct: 0712-2533460,1,2
>
> Mobile: *9370638343*
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Forwarded Message -----
> ------------------------------
> From: nikhil shende (nikhildshende93@gmail.com)
> Date: 09/24/26 18:07
> To: nagsen.jambhulkar@phfl.com
> Subject: Mortgage Fees Payment receipt Of Ashish Thakare
>
> > Secured by Check Point
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260924-WA0007.jpg	filed	20d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ LSR (search report) inside	SKM_226i26092417560.pdf	filed	20d ago
Selfie / photo	IMG_20260924_183757.jpg	CANNOT BE READ — clear copy asked	20d ago
LSR (search report)	Legal 1st page of Ashish Thakare.pdf	filed	20d ago
Selfie / photo	IMG_20260924_182018.jpg	CANNOT BE READ — clear copy asked	20d ago
Paid challan (GRAS)	ASHISH GANGADHAR THAKRE EchallanMH010830746202627E.pdf	filed	20d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,870.63

Where it stands
VERIFIED — money received

Screenshot claims
₹29,844 348375048981

Paid at
19 Sep 21:31:22

Verified on
24 Sep 20:35:21

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹13,050	₹15,000	₹320	₹1,500	₹29,870

By law ₹29,864. We ask ₹29,870 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Title deed no / year / SRO, Floor (person 1)

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Legal 1st page of Ashish Thakare.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

All that undivided Southern Portion of Plot No. 91 admeasuring 69.677 Sq. Mts, (750 Sq. ft.) along with RCC Construction admeasuring about 51.09 Sq. Mt. out of total admeasuring about 139 Sq. Mt. (1500 Sq. ft.), being a portion of entire land bearing KH. NO. 3/1/G of Mouza- Manewada bearing PH No.39, City Survey No. 162 of Sheet No. 3 bearing Municipal Corporation House No. 5882 situated at Ward No. 14 within the limits of Nagpur Improvement Trust Nagpur and Nagpur Municipal Corporation Nagpur in Tahsil and District Nagpur and the same is bounded as under :-

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_226i26092417560.pdf

as printed
SOUTHERN PORTION OF PLOT NO 91, MOUZA MANEWADA PH NO 39, KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3, DNYANESHWAR NAGAR, WARD NO 14, NAGPUR, CITY SURVEY NO 162, NAGPUR, MAHARASHTRA, INDIA, 440024

PIN
440024

the legal report (TSR)

Legal 1st page of Ashish Thakare.pdf

as printed
ALL THAT UNDIVIDED SOUTHERN PORTION OF PLOT NO. 91 ADMEASURING 69.677 SQ. MTS, (750 SQ. FT.) ALONG WITH RCC CONSTRUCTION ADMEASURING ABOUT 51.09 SQ. MT. OUT OF TOTAL ADMEASURING ABOUT 139 SQ. MT. (1500 SQ. FT.), BEING A PORTION OF ENTIRE LAND BEARING KH. NO. 3/1/G OF MOUZA- MANEWADA BEARING PH NO.39, CITY SURVEY NO. 162 OF SHEET NO. 3 BEARING MUNICIPAL CORPORATION HOUSE NO. 5882 SITUATED AT WARD NO. 14 WITHIN THE LIMITS OF NAGPUR IMPROVEMENT TRUST NAGPUR AND NAGPUR MUNICIPAL CORPORATION NAGPUR IN TAHSIL AND DISTRICT NAGPUR AND THE SAME IS BOUNDED AS UNDER :-

THE CHALLAN, as it will be typed

Flat/Survey Number
SOUTHERN PORTION OF PLOT NO 91 MOUZA MANEWADA PH NO 39

Locality/Road
KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3 DNYANESHWAR NAGAR WARD NO 14 NAGPUR CITY SURVEY

Area/City
NAGPUR

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 09, 139, 1500, 3, 3/1/G, 51, 677, 69, ENTIRE, IMPROVEMENT, MT, RCC, SAME, TRUST, UNDIVIDED

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ASHISH GANGADHAR THAKRE	AKMPT4439L	…4125

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	nagsen.jambhulkar@phfl.com	20d ago
questions for the branch — what the papers leave open	nagsen.jambhulkar@phfl.com	20d ago
Index II chase	nagsen.jambhulkar@phfl.com	20d ago
Index II chase	nagsen.jambhulkar@phfl.com	17d ago
Index II chase	nagsen.jambhulkar@phfl.com	14d ago
Index II chase	nagsen.jambhulkar@phfl.com	9d ago
Index II chase	nagsen.jambhulkar@phfl.com	6d ago
Index II chase	nagsen.jambhulkar@phfl.com	3d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260924-WA0007.jpg needs your check

utr
348375048981

date
2026-09-24

time
17:42

amount
29844

method
PhonePe

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '348375048981', 'date': '2026-09-24', 'time': '17:42', 'amount': 29844, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo IMG_20260924_182018.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

LSR (search report) Legal 1st page of Ashish Thakare.pdf needs your check

found
True

found in
Description of the Property

area sq m
69.677

paper for
loan_ref: HOU/NAG/0826/5207851; report_id: 2026/SMB/PNB/OPN/LEG/SEPT/25; customer_name: Shri. Mayur Shivaji Chavhan

confidence
1

property address
taluka: Nagpur; Flat no: Plot No. 91; district: Nagpur; Address: All that undivided Southern Portion of Plot No. 91, Mouza- Manewada, Ward No. 14, Nagpur Improvement Trust Nagpur and Nagpur Municipal Corporation Nag

security address verbatim
All that undivided Southern Portion of Plot No. 91 admeasuring 69.677 Sq. Mts, (750 Sq. ft.) along with RCC Construction admeasuring about 51.09 Sq. Mt. out of total admeasuring about 139 Sq. Mt. (1500 Sq. ft.), being a

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 69.677, 'paper_for': {'loan_ref': 'HOU/NAG/0826/5207851', 'report_id': '2026/SMB/PNB/OPN/LEG/SEPT/25', 'customer_name': 'Shri. Mayur Shivaji Chavhan'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Nagpur', 'flat_no': 'Plot No. 91', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'All that undivided Southern Portion of Plot No. 91, Mouza- Manewada, Ward No. 14, Nagpur Improvement Trust Nagpur and Nagpur Municipal Corporation Nagpur', 'village_city': 'Manewada', 'building_name': None, 'survey_or_cts_no': 'KH. NO. 3/1/G, PH No.39, City Survey No. 162 of Sheet No. 3'}, 'security_address_verbatim': 'All that undivided Southern Portion of Plot No. 91 admeasuring 69.677 Sq. Mts, (750 Sq. ft.) along with RCC Construction admeasuring about 51.09 Sq. Mt. out of total admeasuring about 139 Sq. Mt. (1500 Sq. ft.), being a portion of entire land bearing KH. NO. 3/1/G of Mouza- Manewada bearing PH No.39, City Survey No. 162 of Sheet No. 3 bearing Municipal Corporation House No. 5882 situated at Ward No. 14 within the limits of Nagpur Improvement Trust Nagpur and Nagpur Municipal Corporation Nagpur in Tahsil and District Nagpur and the same is bounded as under :-'}

Selfie / photo IMG_20260924_183757.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Sanction letter SKM_226i26092417560.pdf needs your check

lan
HOU/NAG/0826/5207851

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'ASHISH GANGADHAR THAKRE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RUPALI ASHISH THAKRE', 'role': 'applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
4211000

final amount
4348000

interest rate
8.25

sanction date
03-Sep-2026

letter version
5

applicant email
ashishthakre.arushi@gmail.com

applicant names
ASHISH GANGADHAR THAKRE, RUPALI ASHISH THAKRE

printed altered
False

applicant mobile
9096994254

balance transfer
False

property address
pin: 440024; state: MAHARASHTRA; district: Nagpur; Address: SOUTHERN PORTION OF PLOT NO 91, MOUZA MANEWADA PH NO 39, KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3, DNYANESHWAR NAGAR, WARD NO 14, Nagpur, CITY

insurance premium
137000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
4348000

security address verbatim
SOUTHERN PORTION OF PLOT NO 91, MOUZA MANEWADA PH NO 39, KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3, DNYANESHWAR NAGAR, WARD NO 14, Nagpur, CITY SURVEY NO 162, Nagpur, MAHARASHTRA, India, 440024

applicant address verbatim
PLOT NO. 91A, OLD DNYANESHWAR NAGAR, PARVATI NAGAR, ., Nagpur, MAHARASHTRA, 440027, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5207851', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ASHISH GANGADHAR THAKRE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RUPALI ASHISH THAKRE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 4211000, 'final_amount': 4348000, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '03-Sep-2026', 'letter_version': '5', 'applicant_email': 'ashishthakre.arushi@gmail.com', 'applicant_names': ['ASHISH GANGADHAR THAKRE', 'RUPALI ASHISH THAKRE'], 'printed_altered': False, 'applicant_mobile': '9096994254', 'balance_transfer': False, 'property_address': {'pin': '440024', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'SOUTHERN PORTION OF PLOT NO 91, MOUZA MANEWADA PH NO 39, KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3, DNYANESHWAR NAGAR, WARD NO 14, Nagpur, CITY SURVEY NO 162, Nagpur, MAHARASHTRA, India, 440024', 'village_city': 'Nagpur', 'building_name': None, 'survey_or_cts_no': 'KHASRA NO 3/1 G, CITY SURVEY NO 162'}, 'insurance_premium': 137000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4348000, 'security_address_verbatim': 'SOUTHERN PORTION OF PLOT NO 91, MOUZA MANEWADA PH NO 39, KHASRA NO 3/1 G CORPPORATION HOUSE NO 5882 SHEET NO3, DNYANESHWAR NAGAR, WARD NO 14, Nagpur, CITY SURVEY NO 162, Nagpur, MAHARASHTRA, India, 440024', 'applicant_address_verbatim': 'PLOT NO. 91A, OLD DNYANESHWAR NAGAR, PARVATI NAGAR, ., Nagpur, MAHARASHTRA, 440027, India'}

Sanction letter SKM_226i26092417560.pdf needs your check

dob
28/05/1988

pan
AKMPT4439L

name
ASHISH GANGADHAR THAKRE

legible
True

father name
GANGADHAR GULABRAO THAKRE

raw reading (for Abhijit)

{'dob': '28/05/1988', 'pan': 'AKMPT4439L', 'name': 'ASHISH GANGADHAR THAKRE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANGADHAR GULABRAO THAKRE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SKM_226i26092417560.pdf needs your check

dob
1988-05-28

name
Ashish Gangadhar Thakre

legible
True

aadhaar last4
4125

raw reading (for Abhijit)

{'dob': '1988-05-28', 'pan': None, 'name': 'Ashish Gangadhar Thakre', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4125', 'quality_issue': None}

Payment screenshot IMG-20260924-WA0007.jpg needs your check

payments inside
payments: [{'utr': '348375048981', 'date': '2026-09-24', 'page': 1, 'time': '17:42', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 29844.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T260924174224242

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '348375048981', 'date': '2026-09-24', 'page': 1, 'time': '17:42', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 29844.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609241742242423055601', 'proof_kind': 'success_screen'}]}}

Paid challan (GRAS) ASHISH GANGADHAR THAKRE EchallanMH010830746202627E.pdf needs your check

grn
MH010830746202627E

pin
440024

total
28050

article
6(1)

defaced
False

bank cin
03006172026092401720

district
NAGPUR

area city
NAGPUR

payer pan
AKMXXXXXXL

flat block
SOUTHERN PORTION OF PLOT NO 91 MOUZA MANEWADA PH NO 39 WARD NO 14 KHASRA NO 3/1 G

payer name
ASHISH GANGADHAR THAKRE

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4348000

scheme rows
{'amount': 13050, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4254

payment date
24/09/2026-19:12:54

road locality
CTS NO 162 CORPPORATION HOUSE NO 5882 SHEET NO 3 DNYANESHWAR NAGAR NAGPUR CITY

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
4348000

raw reading (for Abhijit)

{'grn': 'MH010830746202627E', 'pin': '440024', 'total': 28050, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092401720', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AKMXXXXXXL', 'flat_block': 'SOUTHERN PORTION OF PLOT NO 91 MOUZA MANEWADA PH NO 39 WARD NO 14 KHASRA NO 3/1 G', 'payer_name': 'ASHISH GANGADHAR THAKRE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4348000', 'scheme_rows': [{'amount': 13050, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4254', 'payment_date': '24/09/2026-19:12:54', 'road_locality': 'CTS NO 162 CORPPORATION HOUSE NO 5882 SHEET NO 3 DNYANESHWAR NAGAR NAGPUR CITY', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4348000'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 24 Sep, 18:48 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '3e567230d4297e83', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Th
1d ago	EzDocs	reader_verdict	{'fp': '6b1438b601f2d606', 'asked': True, 'missed': [{'do': "Correct the spelling to 'CORPORATION'.", 'box': 'box 2', 'why': "The challan box includes 'CORPPORATION' which is a misspelling of 'CORPORATION'.", 'quote': 'N
3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
3d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
6d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
14d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AKxxxxxxXL — no paper on the
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'e74f98b5e28c8c6c', 'docs': ['SKM_226i26092417560.pdf', 'Legal 1st page of Ashish Thakare.pdf'], 'loan': {'amount': 4348000, 'made_of': [{'what': 'Loan Amount', 'paper': 'SKM_226i26092417560.pdf (Sa
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'b1e5b154ef755f61', 'docs': ['SKM_226i26092417560.pdf', 'Legal 1st page of Ashish Thakare.pdf'], 'loan': {'amount': 4348000, 'made_of': [{'what': 'Loan Amount', 'paper': 'SKM_226i26092417560.pdf (Sa
20d ago	EzDocs	reader_home_address	{'fp': 'bda0df7e15387623', 'from': 'the sanction letter (SKM_226i26092417560.pdf)', 'home': {'pin': '440027', 'area': 'OLD DNYANESHWAR NAGAR, PARVATI NAGAR', 'flat': 'PLOT NO. 91A', 'state': 'MAHARASHTRA', 'Village'
20d ago	EzDocs	email_shadowed:index2_chase	{'to': 'nagsen.jambhulkar@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0826/5207851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
20d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
20d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG26242480732', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 29958.0, 'method': 'am
20d ago	EzDocs	payment_verified	{'utr': 'AXNGG26242480732', 'why': "paid ₹29,958, ₹87 MORE than our ask of ₹29,871 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 87.37, 'method': 'amount_over_small+pa
20d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
20d ago	EzDocs	match_undone	{'ref': 'AXNGG26242480732', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 29958.0, 'reason': 'amount-only match
20d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
20d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG26242480732', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 29958.0, 'method': 'am
20d ago	EzDocs	payment_verified	{'utr': 'AXNGG26242480732', 'why': "paid ₹29,958, ₹87 MORE than our ask of ₹29,871 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 87.37, 'method': 'amount_over_small+pa
20d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
20d ago	EzDocs	match_undone	{'ref': 'AXNGG26242480732', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 29958.0, 'reason': 'amount-only match
20d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹29,958 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

13:01

Yesterday · 14 Oct2 things — 2 steps

EzDocs checked the e-filing boxes against the papers

01:24

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records

01:24

12 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02405 | HOU/NAG/0826/5207851

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02405 | HOU/NAG/0826/5207851

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02405 | HOU/NAG/0826/5207851