Cases / NOI-2026-03692

Jadhav Sandip Kailas

LAN NHL/KNDW/0826/5207794 Needs documents · waiting on the branch All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan3 still to come

8 of 11 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Applicant's Aadhaar Card

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

✓PAN cardopen

✓Sanction letteropen

✓MOTDopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Payment screenshot — money verifiedopen

✓Aadhaar card — inside SKM_226i26101619542.pdfopen

✓LSR (search report) — inside SKM_226i26101619541.pdfopen

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (8)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.
The fee is verified but this case still reads as waiting for payment. Catching up now — this page refreshes itself.

MoneyAll of it is in

₹9,774.58CASE MARKTOP-UP

Probably ₹32,24,500 — the branch's own numbers point at it: its mail names ₹32,24,500. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹32,24,500 (the loan, LAN NHL/KNDW/0826/5207794) + ₹32,24,500 (the other loan, LAN NHL/KNDW/0827/3007) = ₹64,49,000 — the same customer's other loan on this property; the case holds ₹32,24,500. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the same customer's other loan on this property). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹64,49,000 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it. The papers read: Sanctioned amount of Rs 30,71,000 plus insurance premium of Rs 1,53,500 from sanction letter SKM_226i26101619550.pdf

The whole amount reached our account. Nothing is pending on this case.

₹26,574 receivedthe receipt's amount and minute agree

Stamp duty 0.3% — the top-up challan9,674

Top-up challan charge100.58

Total we ask for9,774.58

the branch’s receipt claims ₹26,574 837706649542

paid 17:41:51 · verified 20:00:09 · 2 h 18 min later

How we know

Our own bank told us — 17:41

₹26,574 · UTR 837706649542 · from HDFC-VYAPAR

“Transaction Successful! You've received ₹26574.00 from Mr SANDIP KAILAS JADHAV.”

Matched by: the screenshot's amount AND its minute agree with this credit

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 14 minthe branch 2 h 04 mintotal 2 h 18 min so far

Now with the branch — waiting for your documents

since 20:00 — 2 h 04 min of working time

Day by day — every step and who held it

19:46Your branch's mail

19:46Payment landedat once

19:59Fee quoted+13 min · the NOI team

19:59Papers readat once

19:59Property readat once

19:59Papers readat once

20:00Payment verified+1 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹32,24,500

Loan account no.

NHL/KNDW/0826/5207794

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Applicant's Aadhaar Card. EzDocs has asked — nothing to do here unless you want to phone the branch.

⚠ 3 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan account number mismatch between file request and sanction letter

Branch request (mail)	NHL/KNDW/0826/5207794
Sanction letter (document 4)	NHL/KNDW/0827/3007 Ref No.: NHL/KNDW/0827/3007

Why it matters: The sanction letter attached to the file contains a different loan account number than the one requested by the branch, creating ambiguity on whether this is the correct financial document for this file.

What to do: Ask the branch to confirm if the sanction letter with LAN NHL/KNDW/0827/3007 belongs to this case or provide the correct sanction letter.

CHECKThe PIN code

The sanction letter BASE	411001 … hoomi, Pune, Village Wadmukhwadi, Pune, MAHARASHTRA, India, 411001 411001
The legal report (TSR)	411001
The Index II DIFFERS	411039 … े एकूण 141.601 चौ मी ही जागा मिळकत ((Survey Number: 178;)) 411039

What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 411001). Read the papers once — if PIN 411001 is not right, ask the branch before you pay or file.

NOTEThe name of person 1

The PAN card	JADHAV SANDIP K
The sanction letter DIFFERS	JADHAV SANDIP KAILAS

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the legal report (TSR), the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DS deepak.shelke1@phfl.com phfl.com
16 Oct, 19:46 · 2h ago THE FIRST MAIL — how this case began

NOI / CHALAN // Applicant Name Jadhav Sandip Kailas LAN Number NHL/KNDW/0826/5207794

📎 SKM_226i26101619542.pdf ↗📎 SKM_226i26101619550.pdf ↗📎 SKM_226i26101619541.pdf ↗📎 plot 8 index2.pdf ↗📎 plt 9 index.pdf ↗📎 IMG-20260827-WA0007.jpg ↗📎 IMG-20260827-WA0008.jpg ↗📎 IMG-20261016-WA0051.jpg ↗

Dear Team,

Kindly share CHALAN &NOI

Challan Payment is done

LOAN AMT₹32,24,500

Documents required for NOI Filing:

- Loan sanction letter- ATTACHED

-Index 2 - ATTACHED

- Aadhaar copy of the applicant ATTACHED

- PAN copy of the Applicant -ATTACHED

- Form A2 with Photograph of applicant -ATTACHED

- Payment details screenshot with Transaction I D & Date of payment mentioned. – ATTACHED

- CASE TYPE-Top-Up

Thanks & Regards,

Deepak Shelke

Team Leader 

PNB Housing Finance Limited

5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park,

Lulla Nagar, Kondwa, Pune – 411040

Mobile No.9300823509

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: asks for the challan, the token / NOI confirmation; says the fee is paid ₹32,24,500 ✓; documents attached; note: Top-Up — “Kindly share CHALAN &NOI”

OL The NOI teamTYPED IN GMAIL
16 Oct, 20:52 · 1h ago

Dear Team

We acknowledge the receipt of your mail document and payment. We will

initiate the Challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Fri, 16 Oct, 2026, 19:59 Deepak Shelke1, <deepak.shelke1@phfl.com> wrote:

​
Dear Team,

Kindly share CHALAN &NOI

*Challan Payment is done*

*LOAN AMT: 32,24,500/-*

*Documents required for NOI Filing:*

- Loan sanction letter*- ATTACHED*

 -Index 2 -* ATTACHED*

- Aadhaar copy of the applicant* ATTACHED*

- PAN copy of the Applicant -*ATTACHED*

- Form A2 with Photograph of applicant -*ATTACHED*

- Payment details screenshot with Transaction I D & Date of payment
mentioned.* – ATTACHED*

*- CASE TYPE -Top-Up*

Thanks & Regards,

*Deepak Shelke*

*Team Leader *

*PNB Housing Finance Limited*

5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sahney Sujan Park,

Lulla Nagar, Kondwa, Pune – 411040

Mobile No.9300823509

Toll Free: 1800 120 8800

Website-
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphNDg0ZjM4NmExNTgwYWYxMTEwZmExNWFmYTNlN2RiNTo3OmFmOTg6NjFhYTFmYmFhMTM0MzAyNzMxZTg2YjdlNDFmMzU1MDg0OWE0OWVkYWY4OTI2MjE1YmMxNjA2MzQyYWI3YWI0ZjpoOlQ6Rg>
www.pnbhousing.com
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzplN2E1ZWFiNTY4MTVlNTE0NzFhMzlhNDFlMTM4YjZjYzo3OmY2ZjA6ZDdhZTZlZmE3YjFlNzEzMmE2ZDg1OTc2NGYzOWU5NDlkYjI4NzVkYWU5ZmJlNmU1ZTFkMWEzMDAxMWM1MzcyODpoOlQ6Rg>

[image: cid:image001.jpg@01DA7D52.714B4700][image:
cid:image002.jpg@01DA7D52.714B4700]
*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image003.gif@01DA7D52.714B4700]

🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Applicant's Aadhaar Card

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

Document	File — click to open	Status	When
PAN card+ Aadhaar card inside	SKM_226i26101619542.pdf	filed	2h ago
Sanction letter	SKM_226i26101619550.pdf	filed	2h ago
MOTD+ LSR (search report) inside	SKM_226i26101619541.pdf	filed	2h ago
Index IIthe branch sent this — an input	plot 8 index2.pdf	filed	2h ago
Index IIthe branch sent this — an input	plt 9 index.pdf	filed	2h ago
Selfie / photo	IMG-20260827-WA0007.jpg	CANNOT BE READ — clear copy asked	2h ago
Selfie / photo	IMG-20260827-WA0008.jpg	CANNOT BE READ — clear copy asked	2h ago
Payment screenshot	IMG-20261016-WA0051.jpg	filed	2h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹9,774.58

Where it stands
VERIFIED — money received

Screenshot claims
₹26,574 837706649542

Paid at
17:41:51

Verified on
20:00:09

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,674	₹0	₹0	₹100	₹9,774

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →

Highlighted: Property box 1 (flat, floor, building, survey / gat / CTS)

The e-filing’s boxes (37 of 46 ready) come up once the challan is paid.

✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (plt 9 index.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

गाव मौजे वडमुखवाडी येथील सर्व्हे नं 178 (जुना सर्व्हे नं 816) या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे लिहून घेणार यांना खरेदीखत दस्ताने खरेदी लिहून देत असलेले मंजूर नकाशामधील साई एम्पायर एच यासी एकूण क्षेत्र 3999 चौ मी पैकी प्लॉट नं एच 09 यासी क्षेत्र 90.50 चौ मी प्रो राटा क्षेत्र 51.104 चौ मी असे एकूण 141.601 चौ मी ही जागा मिळकत ( (Survey Number: 178;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_226i26101619550.pdf

as printed
PLOT NO. H-8 AND H-9, S. NO. 178(P), OLD SR NO 816, SAI ANGAN EMPIRE, PUNE, NEAR ALANKAPURAM SOCIETY, BEHIND YASHOBHOOMI, PUNE, VILLAGE WADMUKHWADI, PUNE, MAHARASHTRA, INDIA, 411001

PIN
411001

the legal report (TSR)

SKM_226i26101619541.pdf

as printed
PLOT NO H-8 AND H9 S.NO 178(P) OLD SR NO 8 16 SAI ANGAN EMPIRE PURE NEAR ALANKAPURAM SOCIETY BEHIND YASHOBHOOMI PUNE WADMUKHWADI PUNE 411001

PIN
411001

the Index II

plt 9 index.pdf

the property
gaava mauje vadamukhavaadi yethila sarvhe nan 178 (junaa sarvhe nan 816) yaa milakatimadhila lihuna denaara yaanche maalaki hakkaache va vahivaatiche lihuna ghenaara yaannaa kharedikhata dastaane kharedi lihuna deta asalele manjura nakaashaamadhila saai empaayara echa yaasi ekuna kshetra 3999 chau mi paiki plota nan echa 09 yaasi kshetra 90.50 chau mi pro raataa kshetra 51.104 chau mi ase ekuna 141.601 chau mi hi jaagaa milakata ((SURVEY NUMBER: 178;))

PIN
411039

the Index II

plot 8 index2.pdf

the property
paalikeche naavahpimpari-chinchavada ma.na.paa. itara varnana, itara maahitih gaava mauje vadamukhavaadi yethila sarvhe nan 178 (junaa sarvhe nan 816) yaa milakatimadhila lihuna denaara yaanche maalaki hakkaache va vahivaatiche lihuna ghenaara yaannaa kharedikhata dastaane kharedi lihuna deta asalele manjura nakaashaamadhila saai empaayara echa yaasi ekuna kshetra 3999 chau mi paiki plota nan echa 08 yaasi kshetra 111.32 chau mi pro raataa kshetra 62.861 chau mi ase ekuna 174.178 chau mi hi jaagaa milakata ((SURVEY NUMBER: 178;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO H-8 AND H-9 S NO 178 P OLD SR NO 816 SAI ANGAN EMPIRE PUNE NEAR ALANKAPURAM SOCIETY

Locality/Road
BEHIND YASHOBHOOMI VILLAGE WADMUKHWADI MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 16, H9, PURE
the Index II also prints: 09, 104, 141, 3999, 411039, 50, 51, 601, ASALELE, ASE, CHAU, DASTAANE, DENAARA, DETA, ECHA, EKUNA, EMPAAYARA, GAAVA
the Index II also prints: 08, 111, 174, 32, 3999, 62, 861, ASALELE, ASE, CANNOT, CHAU, CHINCHAVADA, DASTAANE, DENAARA, DETA, ECHA, EKUNA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Darshana Sandeep Jadhav	GMRPK6923H	…3853
mortgagor	JADHAV SANDIP K	AMSPJ9102A

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	deepak.shelke1@phfl.com	2h ago
questions for the branch — what the papers leave open	deepak.shelke1@phfl.com	2h ago

What EzDocs read from each document — check anything marked in red

PAN card SKM_226i26101619542.pdf needs your check

dob
1990-09-08

pan
AMSPJ9102A

name
JADHAV SANDIP K

legible
True

father name
KAILAS JADHAV

raw reading (for Abhijit)

{'dob': '1990-09-08', 'pan': 'AMSPJ9102A', 'name': 'JADHAV SANDIP K', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KAILAS JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SKM_226i26101619550.pdf needs your check

lan
NHL/KNDW/0827/3007

legible
True

purpose
Non Housing Loan, Business Purpose

borrowers
{'name': 'JADHAV SANDIP KAILAS', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DARSHANA SANDEEP JADHAV', 'role': 'applicant', 'label': 'Applicant'}

confidence
1

rate words
13.15% - 3.55% = 9.60% per annum as on the date of execution of the loan agreement

linked refs
ICICI Bank**0102, Existing Co app loan AL Rs.12.00 O/s Rs.6.26 Lakhs from ICICI Bank from PNBHFL TU funding

loan amount
3071000

rate spread
-3.55

final amount
3224500

interest rate
9.6

sanction date
15-Oct-2026

letter version
3

reference rate
13.15

applicant email
sandipkj11@gmail.com

applicant names
JADHAV SANDIP KAILAS, DARSHANA SANDEEP JADHAV

printed altered
False

applicant mobile
9503300883

balance transfer
False

property address
pin: 411001; state: MAHARASHTRA; Flat no: H-8 AND H-9; district: PUNE; landmark: Near Alankapuram Society, Behind Yashobhoomi; Address: Plot No. H-8 AND H-9, S. No. 178(P), OLD SR NO 816, Sai Angan Empire, Near Alan

insurance premium
153500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3224500

security address verbatim
Plot No. H-8 AND H-9, S. No. 178(P), OLD SR NO 816, Sai Angan Empire, PUNE, Near Alankapuram Society, Behind Yashobhoomi, Pune, Village Wadmukhwadi, Pune, MAHARASHTRA, India, 411001

applicant address verbatim
FLAT NO 11 SAHIL RESIDENCY, NR SPINE CITY MALL, SECTOR NO 9 BHOSARI, PUNE, ., Pune, MAHARASHTRA, 411039, India

raw reading (for Abhijit)

{'lan': 'NHL/KNDW/0827/3007', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [{'name': 'JADHAV SANDIP KAILAS', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DARSHANA SANDEEP JADHAV', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% - 3.55% = 9.60% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['ICICI Bank**0102', 'Existing Co app loan AL Rs.12.00 O/s Rs.6.26 Lakhs from ICICI Bank from PNBHFL TU funding'], 'loan_amount': 3071000, 'rate_spread': -3.55, 'final_amount': 3224500, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '15-Oct-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'sandipkj11@gmail.com', 'applicant_names': ['JADHAV SANDIP KAILAS', 'DARSHANA SANDEEP JADHAV'], 'printed_altered': False, 'applicant_mobile': '9503300883', 'balance_transfer': False, 'property_address': {'pin': '411001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'H-8 AND H-9', 'district': 'PUNE', 'floor_no': None, 'landmark': 'Near Alankapuram Society, Behind Yashobhoomi', 'full_address': 'Plot No. H-8 AND H-9, S. No. 178(P), OLD SR NO 816, Sai Angan Empire, Near Alankapuram Society, Behind Yashobhoomi, Village Wadmukhwadi, Pune, MAHARASHTRA, 411001', 'village_city': 'Wadmukhwadi', 'building_name': 'Sai Angan Empire', 'survey_or_cts_no': '178(P), OLD SR NO 816'}, 'insurance_premium': 153500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3224500, 'security_address_verbatim': 'Plot No. H-8 AND H-9, S. No. 178(P), OLD SR NO 816, Sai Angan Empire, PUNE, Near Alankapuram Society, Behind Yashobhoomi, Pune, Village Wadmukhwadi, Pune, MAHARASHTRA, India, 411001', 'applicant_address_verbatim': 'FLAT NO 11 SAHIL RESIDENCY, NR SPINE CITY MALL, SECTOR NO 9 BHOSARI, PUNE, ., Pune, MAHARASHTRA, 411039, India'}

MOTD SKM_226i26101619541.pdf needs your check

amount words
INR 3224500 (Rupees of thirty five hundmd four thouyare Only)

secured amount
3224500.0

raw reading (for Abhijit)

{'amount_words': 'INR 3224500 (Rupees of thirty five hundmd four thouyare Only)', 'secured_amount': 3224500.0}

PAN card SKM_226i26101619542.pdf needs your check

dob
1994-11-15

name
Darshana Sandeep Jadhav

mobile
7448272746

address
pin: 411026; area: Sector 9 plot 17; flat: Flat No A 11; state: Maharashtra; building: Sahil Residency; district: Pune; Village: Pune City

legible
True

aadhaar last4
3853

raw reading (for Abhijit)

{'dob': '1994-11-15', 'pan': None, 'name': 'Darshana Sandeep Jadhav', 'mobile': '7448272746', 'address': {'pin': '411026', 'area': 'Sector 9 plot 17', 'flat': 'Flat No A 11', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Sahil Residency', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3853', 'quality_issue': None}

Index II plot 8 index2.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '4537/2023', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (i) within the limits of any Mu

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '4537/2023', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'गाव मौजे वडमुखवाडी येथील सर्व्हे नं 178 (जुना सर्व्हे नं 816) या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे लिहून घेणार यांना खरेदीखत दस्ताने खरेदी लिहून देत असलेले मंजूर नकाशामधील साई एम्पायर एच यासी एकूण क्षेत्र 3999 चौ मी पैकी प्लॉट नं एच 08 यासी क्षेत्र 111.32 चौ मी प्रो राटा क्षेत्र 62.861 चौ मी असे एकूण 174.178 चौ मी ही जागा मिळकत ( (Survey Number: 178;))', 'r5_area_text': '1) 0.0174 हेक्टर. आर', 'r7_executants': [{'age': '44', 'pan': 'AEQFS0800N', 'name': 'मे. साई आंगण एम्पायर एलएलपी तर्फे अधिकृत भागीदार सोमनाथ मकरध्वज दौंडकर च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. मारुती गुलाब शिंदे', 'address': 'प्लॉट नंः सर्व्हे नं 229/03, माळा नंः खंडोबा माळ, इमारतीचे नावः भोसरी, ब्लॉक नंः ता हवेली, रोड नंः जि पुणे, महाराष्ट्र, पुणे. पिन कोड:-411039'}], 'r8_purchasers': [{'age': '33', 'pan': 'AMSPJ9102A', 'name': 'संदीप कैलास जाधव', 'address': 'प्लॉट नंः प्लॉट नं 17 फ्लॅट नं ए 11, माळा नंः माहिल रेसिडेन्सी इमारतीचे नावः सेक्टर नं 9, ब्लॉक नंः भोसरी, रोड नंः पुणे, महाराष्ट्र, पुणे. पिन कोड:- 411039'}, {'age': '29', 'pan': 'GMRPK6923H', 'name': 'दर्शना नामदेव खैरनार (लग्नाआधीचे नाव) दर्शना संदीप जाधव (लग्नानंतरचे नाव)', 'address': 'प्लॉट नंः प्लॉट नं 17 फ्लॅट नं ए 11, माळा नंः साहिल रेसिडेन्सी, इमारतीचे नावः सेक्टर नं 9, ब्लॉक नंः भोसरी, रोड नेंः पुणे, महाराष्ट्र, पुणे. पिन कोड:-411039'}], 'r12_stamp_duty': 251400, 'r3_market_value': 1102546.74, 'r1_document_type': 'मेल डीड', 'r2_consideration': 3591000, 'r9_execution_date': '21/03/2023', 'r13_registration_fee': 30000, 'r10_registration_date': '21/03/2023'}, 'doc_no': '4537', 'village': 'वडमुखवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'सह दु.नि. हवेली 26', 'area_text': '0.0174 हेक्टर. आर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. हवेली 26', 'mortgagors': ['संदीप कैलास जाधव', 'दर्शना नामदेव खैरनार'], 'stamp_duty': 251400, 'filing_date': '21/03/2023', 'loan_amount&#

Index II plt 9 index.pdf needs your check

kind
index2_input

extracted
pin: 411039; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '4538/2023', 'r4_locality': 'गाव मौजे वडमुखवाडी येथील सर्व्हे नं 178 (जुना सर्व्हे नं 816) या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '411039', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '4538/2023', 'r4_locality': 'गाव मौजे वडमुखवाडी येथील सर्व्हे नं 178 (जुना सर्व्हे नं 816) या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे लिहून घेणार यांना खरेदीखत दस्ताने खरेदी लिहून देत असलेले मंजूर नकाशामधील साई एम्पायर एच यासी एकूण क्षेत्र 3999 चौ मी पैकी प्लॉट नं एच 09 यासी क्षेत्र 90.50 चौ मी प्रो राटा क्षेत्र 51.104 चौ मी असे एकूण 141.601 चौ मी ही जागा मिळकत ( (Survey Number: 178;))', 'r5_area_text': '1) 0.0141 हेक्टर. आर.', 'r7_executants': [{'age': '44', 'pan': 'AEQFS0800N', 'name': 'मे. साई आंगण एम्पायर एलएलपी तर्फे अधिकृत भागीदार सोमनाथ मकरध्वज दौंडकर', 'address': 'प्लॉट नंः सर्व्हे नं 229/03, माळा नंः खंडोबा माळ, इमारतीचे नावः भोसरी, ब्लॉक नंः ता हवेली, रोड नंः जि पुणे, महाराष्ट्र, पुणे. पिन कोड:- 411039'}], 'r8_purchasers': [{'age': '33', 'pan': 'AMSPJ9102A', 'name': 'संदीप कैलास जाधव', 'address': "प्लॉट नंः प्लॉट नं 17, माळा नंः फ्लॅट नं ए 11', इमारतीचे नावः साहिल रेसिडेन्सी, ब्लॉक नंः सेक्टर नं 9, रोड नंः भोसरी पुणे, महाराष्ट्र, पुणे. पिन कोड:-411039"}, {'age': '29', 'pan': 'GMRPK6923H', 'name': 'दर्शना नामदेव खैरनार (लग्नाआधीचे नाव) दर्शना संदीप जाधव (लग्नानंतरचे नाव)', 'address': 'प्लॉट नंः प्लॉट नं 17 फ्लॅट नं ए 11, माळा नंः साहिल रेसिडेन्सी, इमारतीचे नावः सेक्टर नं 9, ब्लॉक नंः भोसरी, रोड नंः पुणे, महाराष्ट्र, पुणे. पिन कोड:-411039'}], 'r12_stamp_duty': 204400, 'r3_market_value': 896334.33, 'r1_document_type': 'मेल डीड', 'r2_consideration': 2919600, 'r9_execution_date': '21/03/2023', 'r13_registration_fee': 29200, 'r10_registration_date': '21/03/2023'}, 'doc_no': '4538', 'village': 'वडमुखवाडी', 'doc_kind': 'INDEX II', 'doc_year': '2023', 'sro_name': 'सह दुय्यम निबंधक वर्ग-2 हवेली 26', 'area_text': '1) 0.0141 हेक्टर. आर.', 'mortgagee': 'ICICI Bank', 'filing_fee': 29200, 'header_sro': 'सह दु.नि. हवेली 26', 'mortgagors': ['संदीप कैलास जाधव', 'दर्शना नामदेव खैरनार'], 'stamp_duty': 204400, 'filing_date': '2023-03-21', 'loan_amount': 2919600, 'token_number': '4538/2023', 'property_text': 'गाव मौजे वडमुखवाडी येथील सर्व्हे नं 178 (जुना सर्व्हे नं 816) या मिळकतीमधील लिहून देणार यांचे मालकी हक्काचे व वहिवाटीचे लिहून घेणार यांना खरेदीखत दस्ताने खरे

Selfie / photo IMG-20260827-WA0007.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

MOTD SKM_226i26101619541.pdf needs your check

found
True

found in
SCHEDULE B PART I DESCRIPTION OF PROPERTY

paper for
customer_name: JADHAV SANDIP KAILAS

confidence
0.95

reading486
property

property address
pin: 411001; state: MAHARASHTRA; district: pune; landmark: near Alankapuram society Behind yashobhoomi; Address: plot no H-8 and H9 S.no 178(p) old sr no 8 16 Sai Angan Empire pure near Alankapuram society Behind ya

security address verbatim
plot no H-8 and H9 S.no 178(p) old sr no 8 16 Sai Angan Empire pure near Alankapuram society Behind yashobhoomi pune wadmukhwadi pune 411001

raw reading (for Abhijit)

{'found': True, 'found_in': 'SCHEDULE B PART I DESCRIPTION OF PROPERTY', 'area_sq_m': None, 'paper_for': {'loan_ref': None, 'report_id': None, 'customer_name': 'JADHAV SANDIP KAILAS'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '411001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'pune', 'floor_no': None, 'landmark': 'near Alankapuram society Behind yashobhoomi', 'full_address': 'plot no H-8 and H9 S.no 178(p) old sr no 8 16 Sai Angan Empire pure near Alankapuram society Behind yashobhoomi pune wadmukhwadi pune 411001', 'village_city': 'wadmukhwadi', 'building_name': 'Sai Angan Empire pure', 'survey_or_cts_no': 'plot no H-8 and H9, S.no 178(p), old sr no 8 16'}, 'security_address_verbatim': 'plot no H-8 and H9 S.no 178(p) old sr no 8 16 Sai Angan Empire pure near Alankapuram society Behind yashobhoomi pune wadmukhwadi pune 411001'}

Selfie / photo IMG-20260827-WA0008.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Payment screenshot IMG-20261016-WA0051.jpg needs your check

utr
837706649542

date
2026-10-16

time
17:41

amount
26574

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '837706649542', 'date': '2026-10-16', 'time': '17:41', 'amount': 26574, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_mail_addition	{'fp': '665298ba3e0ec9e2', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1h ago	EzDocs	reader_home_address	{'fp': 'd833a33b81826f6d', 'from': 'the sanction letter (SKM_226i26101619550.pdf)', 'home': {'pin': '411039', 'area': 'NR SPINE CITY MALL, SECTOR NO 9 BHOSARI', 'flat': 'FLAT NO 11', 'state': 'MAHARASHTRA', 'building': '
1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 16 Oct, 20:52 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['branch_questions', 'doc_chase']}
1h ago	EzDocs	quoted_history_checked	{}
2h ago	EzDocs	extra_challan_scanned	{'found': 0}
2h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-16T14:30:38', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-16 14:16', 'id': '1a1451dcdde08592', 'from': 'branch', 'gist': 'The branch has paid for the challan and attached documents, a
2h ago	EzDocs	branch_questions_drafted	{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Loan account number mismatch between file request and sanction letter — Branch request (mail) says NHL/KNDW/
2h ago	EzDocs	email_shadowed:branch_questions	{'to': 'deepak.shelke1@phfl.com', 'body': 'Dear Team,\n\nKindly confirm the following to process the challan:\n\n 1. Loan account number mismatch between file request and sanction letter — Branch request (mail) says NHL
2h ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KONDHWA'}
2h ago	EzDocs	case_read	{'how': 'uri', 'tag': 'dc86da5c64267273', 'docs': ['plot 8 index2.pdf', 'plt 9 index.pdf', 'SKM_226i26101619541.pdf', 'SKM_226i26101619550.pdf', 'SKM_226i26101619542.pdf'], 'loan': {'amount': 3224500, 'made_of': [{'what'
2h ago	EzDocs	pan_by_reading443	{'now': 'GMRPK6923H', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on co-applicant 1; the row follows the reading', 'card': None, 'person': 'Darshana Sandeep Jadhav
2h ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]}
2h ago	EzDocs	email_shadowed:doc_chase	{'to': 'deepak.shelke1@phfl.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Selfie / Photo (IMG-20260827-WA0007.jpg) — RECEIVED BUT NOT USABLE: this is a photograph of a pas
2h ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '837706649542', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 26574.0}
2h ago	EzDocs	sms_matched_late	{'ref': '837706649542', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 26574.0, 'method': 'screen
2h ago	EzDocs	payment_verified	{'utr': '837706649542', 'why': "paid ₹26,574, ₹16,799 MORE than our ask of ₹9,775 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 16799.42, 'method': 'screenshot_amount_
2h ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
2h ago	EzDocs	claim_applied_on_quote	{'utr': '837706649542', 'parts': 1, 'claimed_total': 26574.0}
2h ago	EzDocs	receivable_created	{'expected': 9774.58}
2h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['plot 8 index2.pdf', 'plt 9 index.pdf', 'SKM_226i26101619541.pdf', 'SKM_226i26101619550.pdf', 'SKM_226i26101619542.pdf'], 'after': {'addresses': {'people': [['JADHAV SANDIP K',
2h ago	EzDocs	address_compared	{'sig': '31c76f38498c217e', 'why': 'after gather', 'people': [{'home': 'Flat No.A-11, Sahil Residency, Near Spine City Mall, Sector No.9, Bhosari, Pune City, Pune, 411039', 'person': 'JADHAV SANDIP K', 'against': [{'src'
2h ago	EzDocs	challan_boxes_by_rules	{'fp': '6c9a606e57bc670b', 'why': 'box 1 lost a number the case holds (09)', 'anew': 'first'}
2h ago	EzDocs	box_disagreement	{'box': 'party.middle_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SANDIP', 'page': 1, 'party': 'JADHAV S
2h ago	EzDocs	box_disagreement	{'box': 'party.first_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'JADHAV', 'page': 1, 'party': 'JADHAV SA
2h ago	EzDocs	box_disagreement	{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '141.60', 'page': 1, 'party': None, 'q
2h ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
2h ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'plt 9 index.pdf', 'changed': {'Area': {'was': '141.60', 'index2': 14
2h ago	EzDocs	index2_people_checked	{'doc_id': '8beea4d8-ee16-4337-800e-120e61ef0a4f', 'differs': 0, 'matched': [{'score': 0.63, 'person': 'JADHAV SANDIP K', 'pan_agrees': True}, {'score': 1.0, 'person': 'Darshana Sandeep Jadhav', 'pan_agrees': False}], 'n
2h ago	EzDocs	property_numbers_completed	{'now': {'Number': '178 OLD, 816, 178, OLD 816', 'Second number': '178 OLD, 816, 178, OLD 816'}, 'was': {'Number': '178', 'Second number': 'OLD 816'}, 'why': "the property's own words print more numbers of this kin
2h ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 21.5, 'workers': 5}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹26,574 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for. The fee is verified but this case still reads as waiting for payment. Catching up now — this page refreshes itself.

Today · 16 Oct28 things

EzDocs took 43 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records