⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Tushar Ramesh Aher
Waiting for the Index IIMails & papers 4 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 11:48
Documents
done today 11:50
Payment
took 39m
Challan
done today 12:30 · GRAS ↗
Filing
waiting 9h 39m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent the loan documents and a payment screenshot. The team needs to provide a fee quote.whole case so far 10h 20m
Needs your eyes1
The work is done — our fee of ₹22,070.49 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 16 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• changed — village: the case held NASHIK; filled PATHARDI — the whole-file reading, from Technical report, reads it so
• changed — road: the case held DAMODAR NAGAR ANJANI LAWNS NEAR VISHWA APARTMENT PATHARDI PHATA; filled DAMODAR NAGAR — the whole-file reading, from Technical report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct59 things
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:icici_hfc
desk documents backfill
kyc address missing
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
TUSHAR RAMESH AHER EchallanMH011884950202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
quoted history checked
extra challan scanned
template name checked
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
file note490
case read — by ezdocs:reader
property self check
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03444
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
money settled — by ezdocs:reader
pages trimmed480
property numbers completed
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
roles from letter
Co-applicant added
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
KFSLetter_77000365683 (1).pdf
Payment proof arrived before the case was quoted — held
Received: PAN card
tushar kyc.pdf
Received: Technical report
Screenshot 2026-10-12 185522.png
Received: Payment screenshot
IMG-20261013-WA0005.jpg
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 5 files
The file, as the engine remembers it17 open
Complete file for ICICI Home Finance loan no. 77000365683 for applicant Tushar Ramesh Aher and co-applicants Vimal Ramesh Aaher and Sagar Ramesh Aher. Property address is taken from the technical report. MOTD and title deed are missing.
○the photo — the branch
○the Index II — the branch
○TUSHAR RAMESH AHER — date of birth — the branch
○TUSHAR RAMESH AHER — home flat — the branch
○SAGAR RAMESH AHER — mobile — the branch
○SAGAR RAMESH AHER — e-mail — the branch
○SAGAR RAMESH AHER — home building — the branch
○SAGAR RAMESH AHER — home flat — the branch
○SAGAR RAMESH AHER — home road — the branch
○SAGAR RAMESH AHER — home PIN — the branch
… and 7 more
?unsure of date_of_mortgage — No memorandum of deposit of title deeds (MOTD) or mortgage deed is present on the file.
?unsure of title_deed — No registered Index II or Sale Deed of the purchase is attached to the file.
the branch's last mail (2026-10-13): The bank has paid the total amount and attached all required documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T06:21 UTC
Moneywaiting for the credit
₹22,070.49
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹22,050 — ₹20 under our ask, not below the real calculation ₹22,000. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment went to Adv Rashmi Singh's account at 2026-10-13 — no office phone hears that account. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%7,510
Registration fee 0.5%12,510
Government handling350
Our service fee1,700
Total we ask for22,070.49
By law ₹22,050. We ask ₹22,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No 303, Third, Building No B Sarode Park Phase 2, SURVEY, 310/1/B/2, Nashik, 422001
read from the technical report · e-filing boxes 45 of 58 ready
Check the property →the boxes beside the paper
People
TUSHAR RAMESH AHER · applicantDUAPA7257JVimal Ramesh Aaher · co-applicantCPKPA7854PSAGAR RAMESH AHER · co-applicantEXVPA9895P
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