⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-00946

ANKUSH BALKRISHNA LATURKAR

LAN HOU/WRJE/0726/5160097 Index II shared · done Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needsall in

7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Selfie / photoopen

✓Aadhaar cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (9)A label is wrong? Fix it under All documents.

Needs your eyes

₹29,700 is counted on NOI-2026-03315, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.

MoneyAll of it is in

₹29,620

The whole amount reached our account. Nothing is pending on this case.

₹29,700 receivedmatches the branch's receipt

Stamp duty 0.3%12,800

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for29,620

the branch’s receipt claims ₹29,700 213117870438

paid 8 Oct 15:13:40 · verified 8 Oct 15:13:42 · 2 s later

How we know

Our own bank told us — 8 Oct 15:13

₹29,700 · UTR 197793083472 · from HDFC-VYAPAR

“Transaction Successful! You've received ₹29700.00 from SANTOSH PANDURANG RAUT.”

Matched by: the screenshot's amount equals this credit

By law ₹29,612. We ask ₹29,620 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 181 h 36 minour time · 3 Sep 20:24

Index II 181 h 36 minour time · 8 Oct 15:13

the NOI team 21 d 2 hthe branch 34 d 18 htotal 55 d 21 h

Complete.

Day by day — every step and who held it

13 Aug 17:54Your branch's mail

1 Sep 23:59Papers read+19 d 6 h · the NOI team

1 Sep 23:59Property readat once

2 Sep 00:01Papers read+1 min · the NOI team

2 Sep 00:01Fee quotedat once

3 Sep 20:24Challan made+1 d 20 h · the NOI team

8 Oct 15:13Payment landed+34 d 18 h · the branch

8 Oct 15:13Payment verifiedat once

8 Oct 15:13Index II sentat once

Case facts

Bank

PNB_HFL

Loan amount

₹42,64,000

Loan account no.

HOU/WRJE/0726/5160097

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 2

The PAN card	AMRUTA ANKUSH LATURKAR
The sanction letter DIFFERS	ANKUSH BALKRISHNA LATURKAR

What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with the government's Index II of the NOI having been shared. No further action is pending from either the bank branch or the NOI team.

the trail says the next move is with no one — the case is finished — nothing

✓ loan papers sent — done, mail 1 (2026-08-13) “Please find attached require document for NOI process in case of Mr ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097”

✓ fee paid — the branch's words — done, mail 1 (2026-08-13) “Payment details screenshot with Transaction ID Attached Reference Number – 213117870438 RS 29,700/- Date of payment mentioned 13/08/2026”

✓ challan made — done, mail 3 (2026-08-13) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-08-13) “PFA challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-13) “Please find attached require document for NOI process in case of Mr ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097”

✓ filed on the IGR site — done, mail 4 (2026-08-19) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 4 (2026-08-19) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 5 (2026-08-27) “PFA NOI INDEX 2 FOR CASE CLOSURE.”

read over 5 mail(s), last mail 2026-08-27 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI process in case of ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/WRJE/0726/5160097).

ApplicantANKUSH BALKRISHNA LATURKAR

LANHOU/WRJE/0726/5160097

Loan AmtRs. 42,64,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 29,700 (UTR 213117870438) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SJ suraj.jagdale@phfl.com phfl.com
13 Aug, 17:54 · 61d ago THE APP JOINED HERE — earlier mails are on Gmail

NOI process in case of ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097

📎 SKM_22726081317561.pdf ↗📎 IMG-20260813-WA0057.jpg ↗📎 coapp pan.pdf ↗📎 clipboard-1786623560220.png ↗📎 coapp aadhar.pdf ↗📎 clipboard-1786623560217.png ↗📎 INDEX II.pdf ↗📎 app aadhar.pdf ↗📎 app pan.pdf ↗

Dear Team,

Please find attached require document for NOI process in case of Mr ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097 kindly generate Challan .

Details Checklist Loan sanction letter Attached Index2 NA PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No NA Payment details screenshot with Transaction ID Attached Reference Number – 213117870438 RS 29,700/- Date of payment mentioned 13/08/2026

Regards, Suraj Jagdale

🤖 read: asks for the challan; says the fee is paid ₹29,700 (UTR 213117870438) ✓; documents attached — “kindly generate Challan .”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
13 Aug, 18:44 · 61d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale < suraj.jagdale@phfl.com > wrote:   
    Dear Team,     Please find attached require document for NOI process in case of Mr  ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097   kindly generate Challan .        Details      Checklist        Loan sanction letter       Attached        Index2          NA                PAN copy of the applicant/s       Attached        Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy       Attached        Registration Execution Haveli No              NA        Payment details screenshot with Transaction ID        Attached    Reference Number – 213117870438      RS 29,700/-         Date of payment mentioned      13/08/2026                                                                                       Regards, Suraj Jagdale

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
13 Aug, 19:40 · 61d ago

Team,PFA challan for your reference..

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:       Team,             We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.            Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale < suraj.jagdale@phfl.com > wrote:   
    Dear Team,     Please find attached require document for NOI process in case of Mr  ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097   kindly generate Challan .        Details      Checklist        Loan sanction letter       Attached        Index2          NA                PAN copy of the applicant/s       Attached        Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy       Attached        Registration Execution Haveli No              NA        Payment details screenshot with Transaction ID        Attached    Reference Number – 213117870438      RS 29,700/-         Date of payment mentioned      13/08/2026                                                                                       Regards, Suraj Jagdale  

  
  

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale <
suraj.jagdale@phfl.com> wrote:

> Dear Team,
>
>  Please find attached require document for NOI process in case of Mr ANKUSH
> BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097
>
> kindly generate Challan .
> Details
> Checklist
> Loan sanction letter
>  Attached
> Index2
>     NA
>
>
> PAN copy of the applicant/s
>  Attached
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy
>  Attached
> Registration Execution Haveli No
>       NA
> Payment details screenshot with Transaction ID
>  Attached
> Reference Number – 213117870438
> * RS 29,700/-*
> Date of payment mentioned
> 13/08/2026
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> Regards,
> Suraj Jagdale
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
19 Aug, 16:48 · 55d ago

TEAM,PFA: Downloaded e-filing for your reference..

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 13 Aug 2026 at 19:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:     Team,  PFA challan for your reference..        Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:       Team,             We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.            Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale < suraj.jagdale@phfl.com > wrote:   
    Dear Team,     Please find attached require document for NOI process in case of Mr  ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097   kindly generate Challan .        Details      Checklist        Loan sanction letter       Attached        Index2          NA                PAN copy of the applicant/s       Attached        Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy       Attached        Registration Execution Haveli No              NA        Payment details screenshot with Transaction ID        Attached    Reference Number – 213117870438      RS 29,700/-         Date of payment mentioned      13/08/2026                                                                                       Regards, Suraj Jagdale  

  
  
  

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 19:40, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale <
> suraj.jagdale@phfl.com> wrote:
>
>> Dear Team,
>>
>>  Please find attached require document for NOI process in case of Mr ANKUSH
>> BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097
>>
>> kindly generate Challan .
>> Details
>> Checklist
>> Loan sanction letter
>>  Attached
>> Index2
>>     NA
>>
>>
>> PAN copy of the applicant/s
>>  Attached
>> Form A2 with Photograph of applicant/s affixed or Passport size
>> photographs scan copy
>>  Attached
>> Registration Execution Haveli No
>>       NA
>> Payment details screenshot with Transaction ID
>>  Attached
>> Reference Number – 213117870438
>> * RS 29,700/-*
>> Date of payment mentioned
>> 13/08/2026
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> Regards,
>> Suraj Jagdale
>>
>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
27 Aug, 15:03 · 47d ago

TEAM,

PFA NOI INDEX 2 FOR

CASE CLOSURE.

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Wed, 19 Aug 2026 at 16:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:     TEAM,    PFA: Downloaded e-filing for your reference..         Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 19:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:     Team,  PFA challan for your reference..        Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:       Team,             We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.            Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale < suraj.jagdale@phfl.com > wrote:   
    Dear Team,     Please find attached require document for NOI process in case of Mr  ANKUSH BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097   kindly generate Challan .        Details      Checklist        Loan sanction letter       Attached        Index2          NA                PAN copy of the applicant/s       Attached        Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy       Attached        Registration Execution Haveli No              NA        Payment details screenshot with Transaction ID        Attached    Reference Number – 213117870438      RS 29,700/-         Date of payment mentioned      13/08/2026                                                                                       Regards, Suraj Jagdale  

  
  
  
  

TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Wed, 19 Aug 2026 at 16:48, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 19:40, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> PFA challan for your reference..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 13 Aug 2026 at 18:44, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Thu, 13 Aug 2026 at 17:54, Suraj Kalyanrao Jagdale <
>> suraj.jagdale@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>>  Please find attached require document for NOI process in case of Mr ANKUSH
>>> BALKRISHNA LATURKAR___HOU/WRJE/0726/5160097
>>>
>>> kindly generate Challan .
>>> Details
>>> Checklist
>>> Loan sanction letter
>>>  Attached
>>> Index2
>>>     NA
>>>
>>>
>>> PAN copy of the applicant/s
>>>  Attached
>>> Form A2 with Photograph of applicant/s affixed or Passport size
>>> photographs scan copy
>>>  Attached
>>> Registration Execution Haveli No
>>>       NA
>>> Payment details screenshot with Transaction ID
>>>  Attached
>>> Reference Number – 213117870438
>>> * RS 29,700/-*
>>> Date of payment mentioned
>>> 13/08/2026
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Regards,
>>> Suraj Jagdale
>>>
>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	SKM_22726081317561.pdf	filed	42d ago
Payment screenshot	IMG-20260813-WA0057.jpg	filed	42d ago
PAN card	coapp pan.pdf	filed	42d ago
Selfie / photo	clipboard-1786623560220.png	filed	42d ago
Aadhaar card	coapp aadhar.pdf	filed	42d ago
Selfie / photo	clipboard-1786623560217.png	filed	42d ago
Index IIthe branch sent this — an input	INDEX II.pdf	filed	42d ago
Aadhaar card	app aadhar.pdf	filed	42d ago
PAN card	app pan.pdf	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,620

Where it stands
VERIFIED — money received

Screenshot claims
₹29,700 213117870438

Paid at
8 Oct 15:13:40

Verified on
8 Oct 15:13:42

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹12,800	₹15,000	₹320	₹1,500	₹29,620

By law ₹29,612. We ask ₹29,620 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

39 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Road, Building (with wing), Floor, Property type (Open / Building / Open + Building), PAN (person 1) …

16 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2) …

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नावः पुणे म.न.पा. इतर वर्णन, इतर माहितीः, इतर माहितीः पुणे महानगरपालिका यांचे हद्दीतील मौजे धायरी येथील स.नं. 21/10/2/1/1 यांसी प्लॉट नं 2 यांसी क्षेत्र 1.28.36 आर ही जमीन मिळकत (एन जावक क्र एनए. एसआर/399/2022 दि 30/01/2023) ((Survey Number: 21/10/2/1/1/प्लॉट 2;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SKM_22726081317561.pdf

as printed
SR NO 21/10/2/1, PLOT NO 2, DHAYRI, PUNE, DHAYARI, PUNE, ., MAHARASHTRA, INDIA, 411041

PIN
411041

the Index II

INDEX II.pdf

the property
paalikeche naavah pune ma.na.paa. itara varnana, itara maahitih, itara maahitih pune mahaanagarapaalikaa yaanche hadditila mauje dhaayari yethila sa.nan. 21/10/2/1/1 yaansi plota nan 2 yaansi kshetra 1.28.36 aara hi jamina milakata (ena jaavaka kra enae. esaaara/399/2022 di 30/01/2023) ((SURVEY NUMBER: 21/10/2/1/1/plota 2;)) 1.2836 aara.chau. mitara

THE CHALLAN, as it will be typed

Flat/Survey Number
SR NO 21/10/2/1 PLOT NO 2 DHAYRI PUNE DHAYARI MAHARASHTRA

Locality/Road

Area/City
PUNE

check or correct a box, the papers beside it →

the Index II also prints: 1, 21/10/2/1/1, 21/10/2/1/1/PLOTA, 28, 2836, 30/01/2023, 36, ESAAARA/399/2022, AARA, CHAU, DHAAYARI, DI, ENA, ENAE, HADDITILA, HI, ITARA, JAAVAKA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Amruta Digambar Kasar		…5700
co_mortgagor	AMRUTA ANKUSH LATURKAR	BIDPK9385G
mortgagor	ANKUSH BALKRISHNA LATURKAR	AGVPL8487H	…6685

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	suraj.jagdale@phfl.com	42d ago

What the engine read from each document — check anything marked in red

Sanction letter SKM_22726081317561.pdf needs your check

lan
HOU/WRJE/0726/5160097

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
4100000

interest rate
8.4

sanction date
17-Jul-2026

letter version
4

applicant names
ANKUSH BALKRISHNA LATURKAR, AMRUTA DIGAMBAR KASAR

applicant mobile
8888883708

property address
pin: 411041; state: MAHARASHTRA; flat_no: PLOT NO 2; district: Pune; full_address: SR NO 21/10/2/1, PLOT NO 2, DHAYRI, PUNE, DHAYARI, Pune, MAHARASHTRA, India, 411041; village_city: DHAYRI; survey_or_cts_no: SR NO 21/10/

insurance premium
164000

includes insurance
True

total with insurance
4264000

security address verbatim
SR NO 21/10/2/1, PLOT NO 2, DHAYRI, PUNE, DHAYARI, Pune, ., MAHARASHTRA, India, 411041

raw reading (for Abhijit)

{'lan': 'HOU/WRJE/0726/5160097', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 4100000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '17-Jul-2026', 'letter_version': '4', 'applicant_names': ['ANKUSH BALKRISHNA LATURKAR', 'AMRUTA DIGAMBAR KASAR'], 'applicant_mobile': '8888883708', 'property_address': {'pin': '411041', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 2', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'SR NO 21/10/2/1, PLOT NO 2, DHAYRI, PUNE, DHAYARI, Pune, MAHARASHTRA, India, 411041', 'village_city': 'DHAYRI', 'building_name': None, 'survey_or_cts_no': 'SR NO 21/10/2/1'}, 'insurance_premium': 164000, 'includes_insurance': True, 'total_with_insurance': 4264000, 'security_address_verbatim': 'SR NO 21/10/2/1, PLOT NO 2, DHAYRI, PUNE, DHAYARI, Pune, ., MAHARASHTRA, India, 411041'}

Payment screenshot IMG-20260813-WA0057.jpg needs your check

utr
213117870438

amount
29700

method
Paytm

payee upi
vyapar.169705262080@hdfcbank

payee name
Think Bigz Initiative Pvt Ltd

payer name
Ankush Balkrishna Laturkar

raw reading (for Abhijit)

{'utr': '213117870438', 'date': None, 'amount': 29700, 'method': 'Paytm', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'Think Bigz Initiative Pvt Ltd', 'payer_name': 'Ankush Balkrishna Laturkar', 'debit_notification_text': None}

PAN card coapp pan.pdf needs your check

dob
1989-11-04

pan
BIDPK9385G

name
AMRUTA ANKUSH LATURKAR

legible
True

raw reading (for Abhijit)

{'dob': '1989-11-04', 'pan': 'BIDPK9385G', 'name': 'AMRUTA ANKUSH LATURKAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card coapp aadhar.pdf needs your check

dob
1989-11-04

name
Amruta Digambar Kasar

legible
True

aadhaar last4
5700

raw reading (for Abhijit)

{'dob': '1989-11-04', 'pan': None, 'name': 'Amruta Digambar Kasar', 'legible': True, 'aadhaar_last4': '5700', 'quality_issue': None}

Index II INDEX II.pdf needs your check

kind
index2_input

extracted
doc_no: 11552; village: धायरी; doc_kind: सूची क्र.2; doc_year: 2024; sro_name: सह दु.नि. हवेली 16; area_text: 1.2836 आर.चौ. मीटर; filing_fee: 30000; mortgagors: ['विनोद खंडू पोकळे', 'शैलजा विश्वास मानकर', 'सविता प्रताप म

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': '11552', 'village': 'धायरी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दु.नि. हवेली 16', 'area_text': '1.2836 आर.चौ. मीटर', 'filing_fee': 30000, 'mortgagors': ['विनोद खंडू पोकळे', 'शैलजा विश्वास मानकर', 'सविता प्रताप मानकर', 'स्मिता जयवंत मानकर', 'सोमनाथ बाजीराव रायकर', 'संदीप कैलास रायकर'], 'stamp_duty': 224000, 'filing_date': '2024-05-29', 'loan_amount': 3200000, 'property_text': 'पालिकेचे नावः पुणे म.न.पा. इतर वर्णन, इतर माहितीः, इतर माहितीः पुणे महानगरपालिका यांचे हद्दीतील मौजे धायरी येथील स.नं. 21/10/2/1/1 यांसी प्लॉट नं 2 यांसी क्षेत्र 1.28.36 आर ही जमीन मिळकत (एन जावक क्र एनए. एसआर/399/2022 दि 30/01/2023) ((Survey Number: 21/10/2/1/1/प्लॉट 2;)) 1.2836 आर.चौ. मीटर', 'survey_numbers': ['21/10/2/1/1', '2']}}

Aadhaar card app aadhar.pdf needs your check

dob
1988-04-26

name
Ankush Balkrishna Laturkar

legible
True

aadhaar last4
6685

raw reading (for Abhijit)

{'dob': '1988-04-26', 'pan': None, 'name': 'Ankush Balkrishna Laturkar', 'legible': True, 'aadhaar_last4': '6685', 'quality_issue': None}

PAN card app pan.pdf needs your check

dob
1988-04-26

pan
AGVPL8487H

name
ANKUSH BALKRISHNA LATURKAR

legible
True

raw reading (for Abhijit)

{'dob': '1988-04-26', 'pan': 'AGVPL8487H', 'name': 'ANKUSH BALKRISHNA LATURKAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260813-WA0057.jpg needs your check

payments inside
bank: Axis Bank; kind: payment_screenshot; payments: [{'utr': '213117870438', 'date': '2023-08-13', 'page': None, 'time': '17:43', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 29700.0, 'direction': 'credit', 'narr

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Axis Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '213117870438', 'date': '2023-08-13', 'page': None, 'time': '17:43', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 29700.0, 'direction': 'credit', 'narration': 'Think Bigz Initiative Pvt Ltd', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XX65', 'account_holder': 'Ankush Balkrishna Laturkar'}}

Technical record (for Abhijit — safe to ignore)

45m ago	ezdocs:reader	reader_mail_addition	{'fp': '607a681a0d2c2af0', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
5d ago	system:payments	credit_on_another_case	{'how': 'utr', 'utr': '197793083472', 'why': 'NOI-2026-03315 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 29700.0, 'other_case': 'NOI-2026-03315'}
5d ago	system:sms	case_reevaluated	{'stage_after': 'INDEX2_SENT'}
5d ago	system:payments	payment_verified	{'utr': '213117870438', 'why': "paid ₹29,700, ₹80 MORE than our ask of ₹29,620 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 80.0, 'method': 'screenshot_sms_amount', '
5d ago	system:payments	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'coapp pan.pdf', 'cards': 1, 'doc_id': 'cf2665e1-a691-4a63-9ac9-23b178ed5fe7', 'applied': 0}
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'coapp aadhar.pdf', 'cards': 1, 'doc_id': 'cbbc4ac4-bc1e-40cc-a3e6-d3ffe00703b9', 'applied': 0}
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'app aadhar.pdf', 'cards': 1, 'doc_id': '32cacdc3-db5d-4244-8311-41a0b9e49f6f', 'applied': 0}
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'app pan.pdf', 'cards': 1, 'doc_id': 'd9be9afc-1df3-4ddd-b1fa-6200e89d9df7', 'applied': 0}
26d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260813-WA0057.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '370c4f3d-584f-46cd-90dc-4988f3437080', 'fetched': True}
28d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX II.pdf', 'SKM_22726081317561.pdf', 'coapp aadhar.pdf', 'app aadhar.pdf', 'coapp pan.pdf', 'app pan.pdf'], 'after': {'addresses': {'people': [['ANKUSH BALKRISHNA LATURK
28d ago	system:extract	address_compared	{'sig': '37542c2601f044e4', 'why': 'after gather', 'people': [{'home': 'BHAGWATI BUILDING, 881 RAVIWAR PETH, NEAR SATYANARAYAN MANDIR, Pune, Pune, 411002', 'person': 'ANKUSH BALKRISHNA LATURKAR', 'against': [], 'home_src
28d ago	system:extract	challan_boxes_by_rules	{'fp': '7dbe5ebf913cb80c', 'why': "the reader's city is not the case's village / city (PUNE)"}
28d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Area', 'why': "The typed a
28d ago	system:extract	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.pdf', 'changed': {'area_unit': {'was': 'SQ.MT', 'index2': 'Are'},
28d ago	system:extract	index2_people_checked	{'doc_id': '55f357f5-b741-4b87-acf1-e7bbedab2947', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'AMRUTA ANKUSH LATURKAR', 'pan_agrees': True}, {'score': 0.92, 'person': 'ANKUSH BALKRISHNA LATURKAR', 'pan_agrees':
28d ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
28d ago	system:ingest	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
29d ago	system:ingest	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
32d ago	system:extract	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.pdf', 'changed': {'pin': {'was': '411041', 'index2': None}, 'flat
40d ago	system:reconcile	extra_challan_scanned	{'found': 0}
40d ago	system:reconcile	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
40d ago	system:reconcile	challan_inferred_from_desk_mail	{'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"}
42d ago	system:emails	email_shadowed:ack_docs	{'to': 'suraj.jagdale@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/WRJE/0726/5160097).\n\n Applicant : ANKUSH BALKRISHNA LATURKAR\n LAN : HOU/WRJE/07
42d ago	system:emails	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 29700.0}
42d ago	system:payments	claim_applied_on_quote	{'utr': '213117870438', 'parts': 1, 'claimed_total': 29700.0}
42d ago	system:payments	receivable_created	{'expected': 29620.0}
42d ago	system:ingest	document_received	{'file': 'app pan.pdf', 'doc_type': 'pan', 'confidence': 1.0}
42d ago	system:ingest	document_received	{'file': 'app aadhar.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0}
42d ago	system:extract	property_english_extracted	{'note': '', 'village': 'Dhayari', 'building': None, 'specific_unit_found': True}

Case diary the case’s history — what happened, newest day first

Papers

All 6 in hand

Nothing more to ask the branch for

Money

₹29,700 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Needs your eyes: ₹29,700 is counted on NOI-2026-03315, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.

Today · 14 Oct1 thing

reader mail addition — by ezdocs:reader