Cases / NOI-2026-02837

Sagar Appaso Jadhav

LAN 77000356414 Challan paid · our move File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓LSR (search report)open

✓Sanction letteropen

✓Technical reportopen

✓Sale deedopen

✓MOTDopen

✓Selfie / photoopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside Sagar Jadhav all kyc.pdfopen

✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)

All files (12)A label is wrong? Fix it under All documents.

For you to check

GPay ₹14,850 announced at 10:37 has not settled into the PNB account (due 14:37). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹14,860.75CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,850 receivedby the amount alone

Stamp duty 0.3%4,810

Registration fee 0.5%8,000

Government handling350

Our service fee1,700.75

Total we ask for14,860.75

the branch’s receipt claims ₹14,841 955490255998

paid 29 Sep 16:07:00 · verified 29 Sep 16:17:51 · 10 min later

How we know

Our own bank told us — 29 Sep 16:07

₹14,850 · from GPAY-BIZ

“₹14,850 received from SHIVCHARANDAS S P at 4:07 pm”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road

By law ₹14,840.24. We ask ₹14,860 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 02 minour time · 29 Sep 15:54

Index II —not yet

the NOI team 16 d 3 hthe branch 12 mintotal 16 d 3 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 16:17 — 16 d 2 h of working time

Day by day — every step and who held it

29 Sep 14:52Your branch's mail

29 Sep 14:54Papers read+1 min · the NOI team

29 Sep 14:54Property readat once

29 Sep 14:54Papers readat once

29 Sep 14:55Fee quoted+1 min · the NOI team

29 Sep 15:54Challan made+1 h · the NOI team

29 Sep 16:07Payment landed+12 min · the branch

29 Sep 16:17Payment verified+11 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹15,98,780

Loan account no.

77000356414

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the legal report

District

Pune

Taluka

Baramati

Village

Kanheri

Number type

GAT

Number

281/1/1/2

Building

KANHERI

Floor

GROUND

Flat / shop no

Area

(empty)

Hadd

Kanheri

Read from the legal report, not the Index II. Sagar Jadhav Search.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: GAURI SAGAR JADHAV is named on the sanction letter (KFSLetter_77000356414.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — road: the case held ASU; filled BARAMATI — EzDocs (reading the whole file), from the technical report and legal report, reads it so

• changed — flat no: the case held 1; filled PLOT NO 1 — EzDocs (reading the whole file), from the technical report and legal report, reads it so

• changed — area unit: the case held SQ.MT; filled SQ FT — EzDocs (reading the whole file), from the technical report and legal report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKMOTD Secured Amount vs Paid Challan

The MOTD	15,60,000 for an amount of Rs. 15,60,000
The paid challan	15,98,780 loan amount Rs. 15,98,780

Why it matters: The MOTD secures the main home loan amount of 15,60,000 alone, while the paid challan was computed on the total loan including insurance, which is 15,98,780. The notice has been processed for the total amount to match the paid challan.

What to do: Verify with the branch whether the filing must proceed with the total loan amount of 15,98,780 as paid on the e-challan.

Compared: the technical report, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the loan documents and the NOI team has shared the challan. The NOI team is now waiting for the branch to provide the Index II copy for the NOI process.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //: 77000356414.

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ challan shared — done, mail 2 (2026-09-29) “PFA Challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-29) “Kindly share the index 2 copy for the NOI Process”

read over 3 mail(s), last mail 2026-09-29 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011076748202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

GS gaikwad.sandip@icicihfc.com icicihfc.com
29 Sep, 14:52 · 16d ago THE FIRST MAIL — how this case began

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //: 77000356414.

📎 IMG-20260929-WA0016.jpg ↗📎 Sagar Jadhav Search.pdf ↗📎 InsKFSLetter_77000356415.pdf ↗📎 Sagar Jadhav plot purchase.pdf ↗📎 KFSLetter_77000356414.pdf ↗📎 HRQ-26-158707_INDProcessRequest_2500320260 ↗📎 2 प्लॉट नं 1 Sagar Jadhav (1)_260929_13164 ↗📎 modt.pdf ↗📎 IMG_20260928_164656.jpg ↗📎 Sagar Jadhav pic.jpg ↗📎 Sagar Jadhav all kyc.pdf ↗

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //: 77000356414.

Regards,
Sandip Gaikwad

🤖 read: asks for the challan; documents attached — “Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //: 77000356414.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 15:57 · 16d ago

📎 SAGAR APPASO JADHAV EchallanMH011076748202 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 14:53, Sandip Gaikwad /DIST/ICICIHFC/BRMTI <
gaikwad.sandip@icicihfc.com> wrote:

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //:
77000356414.

Regards,
Sandip Gaikwad

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 15:59 · 16d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 15:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Tue, 29 Sept 2026 at 14:53, Sandip Gaikwad /DIST/ICICIHFC/BRMTI < gaikwad.sandip@icicihfc.com > wrote:

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. : SAGAR APPASO JADHAV //: 77000356414.

Regards,

Sandip Gaikwad

🤖 read: The team asks the branch to share the Index 2 copy.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260929-WA0016.jpg	filed	16d ago
LSR (search report)	Sagar Jadhav Search.pdf	filed	16d ago
Sanction letter	InsKFSLetter_77000356415.pdf	filed	16d ago
LSR (search report)	Sagar Jadhav plot purchase.pdf	filed	16d ago
Sanction letter	KFSLetter_77000356414.pdf	filed	16d ago
Technical report	HRQ-26-158707_INDProcessRequest_2500320260926145522055 (1).pdf	filed	16d ago
Sale deed	2 प्लॉट नं 1 Sagar Jadhav (1)_260929_131647.pdf	filed	16d ago
MOTD	modt.pdf	filed	16d ago
Selfie / photo	IMG_20260928_164656.jpg	filed	16d ago
Selfie / photo	Sagar Jadhav pic.jpg	CANNOT BE READ — clear copy asked	16d ago
PAN card+ Aadhaar card inside	Sagar Jadhav all kyc.pdf	filed	16d ago
Paid challan (GRAS)	SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf	filed	16d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,860.75

Where it stands
VERIFIED — money received

Screenshot claims
₹14,841 955490255998

Paid at
29 Sep 16:07:00

Verified on
29 Sep 16:17:51

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,810	₹8,000	₹350	₹1,700	₹14,860

By law ₹14,840.24. We ask ₹14,860 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Area, Floor (person 1), Flat / house no (person 1)

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Sagar Jadhav Search.pdf)ICICI rule: from the technical report — press Re-read when it is on file check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Gat No. 281/1/1/2 Plot No.1 of village Kanheri , Tal. Baramati, Dist. Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-158707_INDProcessRequest_2500320260926145522055 (1).p

Property Address line
PLOT NO 1, GAT NO 281/1/1/2, AT KANHERI TAL ,BARAMATI AND DIST PUNE

Legal Address line
PLOT NO 1, GAT NO 281/1/1/2, AT KANHERI TAL BARAMATI AND DIST PUNE

PIN
413102

the legal report (TSR)

Sagar Jadhav Search.pdf

as printed
GAT NO. 281/1/1/2 PLOT NO.1 OF VILLAGE KANHERI , TAL. BARAMATI, DIST. PUNE

the legal report (TSR)

Sagar Jadhav plot purchase.pdf

as printed
GAT NO. 281/1/1/2 PLOT NO.1 AREA ADMS. 2.42.67 R SQ. MTRS. OF VILLAGE KANHERI , TAL. BARAMATI, DIST. PUNE

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 1 GAT NO 281/1/1/2 AT KANHERI

Locality/Road
NEAR SHIVSHRUSTI HILLS TAL BARAMATI AND DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 2, 42, 67, ADMS

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SAGAR APPASO JADHAV	BCUPJ5272L	…5303

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	gaikwad.sandip@icicihfc.com	16d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260929-WA0016.jpg needs your check

utr
955490255998

date
2026-09-29

time
14:50

amount
14841

method
PhonePe

payee upi
7715973535@okbizaxis

payee name
EZDOCS

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '955490255998', 'date': '2026-09-29', 'time': '14:50', 'amount': 14841, 'method': 'PhonePe', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

LSR (search report) Sagar Jadhav Search.pdf needs your check

found
False

confidence
1.0

property address

raw reading (for Abhijit)

{'found': False, 'found_in': None, 'area_sq_m': None, 'paper_for': None, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'security_address_verbatim': None}

Sanction letter InsKFSLetter_77000356415.pdf needs your check

lan
77000356415

legible
True

purpose
Non Housing loan and Insurance

borrowers
{'name': 'SAGAR APPASO JADHAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'GAURI SAGAR JADHAV', 'role': 'applicant', 'label': 'Customer Name'}

loan type
Non Housing loan and Insurance

confidence
1.0

loan amount
38780.0

final amount
38780.0

interest rate
9.4

sanction date
27/09/2026

applicant email
sagarjadhav1106@gmail.com

applicant names
SAGAR APPASO JADHAV, GAURI SAGAR JADHAV

printed altered
False

applicant mobile
9637948194

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
At Phaltan, Asu, Satara, Tal Phaltan Dist Satara Maharashtra 415523, Asu, Satara, SATARA, MAHARASHTRA, IN, 415523

raw reading (for Abhijit)

{'lan': '77000356415', 'legible': True, 'purpose': 'Non Housing loan and Insurance', 'borrowers': [{'name': 'SAGAR APPASO JADHAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'GAURI SAGAR JADHAV', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Housing loan and Insurance', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 38780.0, 'final_amount': 38780.0, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '27/09/2026', 'letter_version': None, 'applicant_email': 'sagarjadhav1106@gmail.com', 'applicant_names': ['SAGAR APPASO JADHAV', 'GAURI SAGAR JADHAV'], 'printed_altered': False, 'applicant_mobile': '9637948194', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'At Phaltan, Asu, Satara, Tal Phaltan Dist Satara Maharashtra 415523, Asu, Satara, SATARA, MAHARASHTRA, IN, 415523'}

LSR (search report) Sagar Jadhav plot purchase.pdf needs your check

found
True

found in
Description of Property with Boundaries

area sq m
242.67

paper for
loan_ref: 77000356414; customer_name: Mr. Sagar Appaso Jadhav

confidence
0.95

property address
taluka: Baramati; Flat no: PLOT NO 1; district: Pune; Address: Gat No. 281/1/1/2 Plot No.1, village Kanheri, Tal. Baramati, Dist. Pune; Village: Kanheri; survey_or_cts_no: GAT NO 281/1/1/2, PLOT NO 1

security address verbatim
Gat No. 281/1/1/2 Plot No.1 area adms. 2.42.67 R Sq. Mtrs. of village Kanheri , Tal. Baramati, Dist. Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of Property with Boundaries', 'area_sq_m': 242.67, 'paper_for': {'loan_ref': '77000356414', 'report_id': None, 'customer_name': 'Mr. Sagar Appaso Jadhav'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Baramati', 'flat_no': 'PLOT NO 1', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'Gat No. 281/1/1/2 Plot No.1, village Kanheri, Tal. Baramati, Dist. Pune', 'village_city': 'Kanheri', 'building_name': None, 'survey_or_cts_no': 'GAT NO 281/1/1/2, PLOT NO 1'}, 'security_address_verbatim': 'Gat No. 281/1/1/2 Plot No.1 area adms. 2.42.67 R Sq. Mtrs. of village Kanheri , Tal. Baramati, Dist. Pune'}

Sanction letter KFSLetter_77000356414.pdf needs your check

lan
77000356414

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'SAGAR APPASO JADHAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'GAURI SAGAR JADHAV', 'role': 'applicant', 'label': 'Customer Name'}

loan type
Home Loan

confidence
1

linked refs
77000356415

loan amount
1560000

final amount
1560000

interest rate
9.4

sanction date
27/09/2026

applicant email
sagarjadhav1106@gmail.com

applicant names
SAGAR APPASO JADHAV, GAURI SAGAR JADHAV

printed altered
False

applicant mobile
9637948194

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
At Phaltan, Asu, Satara, Tal Phaltan Dist Satara Maharashtra 415523, Asu, Satara, SATARA, MAHARASHTRA, IN, 415523

raw reading (for Abhijit)

{'lan': '77000356414', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'SAGAR APPASO JADHAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'GAURI SAGAR JADHAV', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000356415'], 'loan_amount': 1560000, 'final_amount': 1560000, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '27/09/2026', 'letter_version': None, 'applicant_email': 'sagarjadhav1106@gmail.com', 'applicant_names': ['SAGAR APPASO JADHAV', 'GAURI SAGAR JADHAV'], 'printed_altered': False, 'applicant_mobile': '9637948194', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'At Phaltan, Asu, Satara, Tal Phaltan Dist Satara Maharashtra 415523, Asu, Satara, SATARA, MAHARASHTRA, IN, 415523'}

MOTD modt.pdf needs your check

amount words
Rs. 15,60,0090

secured amount
1560000.0

raw reading (for Abhijit)

{'amount_words': 'Rs. 15,60,0090', 'secured_amount': 1560000.0}

Technical report HRQ-26-158707_INDProcessRequest_2500320260926145522055 (1).pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
242.66

paper for
loan_ref: 77000356414; report_id: HRQ-26-158707; customer_name: Sagar Appaso Jadhav

confidence
0.98

address lines
taken: legal; legal_address: Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune; property_address: Plot No 1, Gat No 281/1/1/2, At Kanheri Tal,Baramati And Dist Pune

property address
pin: 413102; state: Maharashtra; taluka: Baramati; Flat no: Plot No 1; district: Pune; landmark: Near Shivshrusti Hills; Address: Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune; Village: Kan

security address verbatim
Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 242.66, 'paper_for': {'loan_ref': '77000356414', 'report_id': 'HRQ-26-158707', 'customer_name': 'Sagar Appaso Jadhav'}, 'pin_other': None, 'confidence': 0.98, 'address_lines': {'taken': 'legal', 'legal_address': 'Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune', 'property_address': 'Plot No 1, Gat No 281/1/1/2, At Kanheri Tal ,Baramati And Dist Pune'}, 'property_address': {'pin': '413102', 'road': None, 'state': 'Maharashtra', 'taluka': 'Baramati', 'flat_no': 'Plot No 1', 'district': 'Pune', 'floor_no': None, 'landmark': 'Near Shivshrusti Hills', 'full_address': 'Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune', 'village_city': 'Kanheri', 'building_name': None, 'survey_or_cts_no': 'Gat No 281/1/1/2'}, 'security_address_verbatim': 'Plot No 1, Gat No 281/1/1/2, At Kanheri Tal Baramati And Dist Pune'}

Selfie / photo Sagar Jadhav pic.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a person, not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a person, not a live selfie'}

Selfie / photo IMG_20260928_164656.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card Sagar Jadhav all kyc.pdf needs your check

dob
1993-06-11

pan
BCUPJ5272L

mobile
7972487365

address
pin: 415523; state: Maharashtra; district: Satara; Village: Phaltan, Asu, Satara

legible
True

aadhaar last4
5303

raw reading (for Abhijit)

{'dob': '1993-06-11', 'pan': 'BCUPJ5272L', 'mobile': '7972487365', 'address': {'pin': '415523', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Phaltan, Asu, Satara'}, 'legible': True, 'aadhaar_last4': '5303', 'quality_issue': None}

PAN card Sagar Jadhav all kyc.pdf needs your check

dob
1993-06-11

pan
BCUPJ5272L

mobile
7972487365

address
pin: 415523; state: Maharashtra; district: Satara; Village: phaltan, Asu, Satara

legible
True

aadhaar last4
5303

raw reading (for Abhijit)

{'dob': '1993-06-11', 'pan': 'BCUPJ5272L', 'mobile': '7972487365', 'address': {'pin': '415523', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'phaltan, Asu, Satara'}, 'legible': True, 'aadhaar_last4': '5303', 'quality_issue': None}

Payment screenshot IMG-20260929-WA0016.jpg needs your check

payments inside
payments: [{'utr': '955490255998', 'date': '2026-09-29', 'page': 1, 'time': '14:50', 'payee': 'EZDOCS', 'amount': 14841.0, 'direction': 'debit', 'narration': 'ICICI HFC loan Mortgage Fee', 'proof_kind': 'success_screen'}

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '955490255998', 'date': '2026-09-29', 'page': 1, 'time': '14:50', 'payee': 'EZDOCS', 'amount': 14841.0, 'direction': 'debit', 'narration': 'ICICI HFC loan Mortgage Fee', 'proof_kind': 'success_screen'}]}}

Paid challan (GRAS) SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf needs your check

grn
MH011076748202627E

pin
413102

total
12810.0

article
6(1)

defaced
False

bank cin
03006172026092901066

district
PUNE

area city
PUNE

payer pan
BCUXXXXXXL

flat block
PLOT NO 1 GAT NO 281/1/1/2 MOUJE KANHERI

payer name
SAGAR APPASO JADHAV

sro office
BMT2_BARAMATI 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1598780

scheme rows
{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8194

payment date
29/09/2026-15:54:49

road locality
NEAR SHIVSHRUSTI HILLS TAL BARAMATI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
1598780

raw reading (for Abhijit)

{'grn': 'MH011076748202627E', 'pin': '413102', 'total': 12810.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901066', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BCUXXXXXXL', 'flat_block': 'PLOT NO 1 GAT NO 281/1/1/2 MOUJE KANHERI', 'payer_name': 'SAGAR APPASO JADHAV', 'sro_office': 'BMT2_BARAMATI 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1598780', 'scheme_rows': [{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8194', 'payment_date': '29/09/2026-15:54:49', 'road_locality': 'NEAR SHIVSHRUSTI HILLS TAL BARAMATI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1598780'}

Paid challan (GRAS) SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf needs your check

grn
MH011076748202627E

pin
413102

total
12810.0

article
6(1)

defaced
False

bank cin
03006172026092901066

district
PUNE

area city
PUNE

payer pan
BCUXXXXXXL

flat block
PLOT NO 1 GAT NO 281/1/1/2 MOUJE KANHERI

payer name
SAGAR APPASO JADHAV

sro office
BMT2_BARAMATI 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1598780

scheme rows
{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8194

payment date
29/09/2026-15:54:49

road locality
NEAR SHIVSHRUSTI HILLS TAL BARAMATI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
1598780

raw reading (for Abhijit)

{'grn': 'MH011076748202627E', 'pin': '413102', 'total': 12810.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901066', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BCUXXXXXXL', 'flat_block': 'PLOT NO 1 GAT NO 281/1/1/2 MOUJE KANHERI', 'payer_name': 'SAGAR APPASO JADHAV', 'sro_office': 'BMT2_BARAMATI 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1598780', 'scheme_rows': [{'amount': 4810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8194', 'payment_date': '29/09/2026-15:54:49', 'road_locality': 'NEAR SHIVSHRUSTI HILLS TAL BARAMATI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1598780'}

LSR (search report) Sagar Jadhav Search.pdf needs your check

found
True

found in
Sub

paper for
customer_name: Mr. Navnath Popat Agarkar / Mr.Anil Dnyandeo Patil

confidence
0.9

property address
state: Maharashtra; taluka: Baramati; district: Pune; Address: Gat No. 281/1/1/2 Plot No.1 of village Kanheri, Tal. Baramati, Dist. Pune; Village: Kanheri; survey_or_cts_no: Gat No. 281/1/1/2, Plot No.1

security address verbatim
Gat No. 281/1/1/2 Plot No.1 of village Kanheri , Tal. Baramati, Dist. Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sub', 'area_sq_m': None, 'paper_for': {'loan_ref': None, 'report_id': None, 'customer_name': 'Mr. Navnath Popat Agarkar / Mr.Anil Dnyandeo Patil'}, 'pin_other': None, 'confidence': 0.9, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Baramati', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'Gat No. 281/1/1/2 Plot No.1 of village Kanheri , Tal. Baramati, Dist. Pune', 'village_city': 'Kanheri', 'building_name': None, 'survey_or_cts_no': 'Gat No. 281/1/1/2, Plot No.1'}, 'security_address_verbatim': 'Gat No. 281/1/1/2 Plot No.1 of village Kanheri , Tal. Baramati, Dist. Pune'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	reader_efiling_verdict	{'fp': '966fbe3951ea5722', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage deed.', 'box': 'Date of Mortgage', 'why': 'No paper on file provides the date of mortgage.', 'page': 'Start page'
4h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 29 Sep, 15:57 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
15d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['2 प्लॉट नं 1 Sagar Jadhav (1)_260929_131647.pdf', 'Sagar Jadhav Search.pdf', 'Sagar Jadhav plot purchase.pdf', 'HRQ-26-158707_INDPro
15d ago	EzDocs	address_compared	{'sig': '6f21417f544365da', 'why': 'after gather', 'people': [{'home': 'PHALTAN, ASU, ASU, Phaltan, Asu, Satara, Satara, 415523', 'person': 'SAGAR APPASO JADHAV', 'against': [{'src': 'sanction_letter', 'why': 'every name
15d ago	EzDocs	challan_boxes_composed	{'fp': '492f545c1965552d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 1 GAT NO 281/1/1/2 AT KANHERI', 'box2
15d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
16d ago	EzDocs	paper_read_beside	{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': 'Sagar Ja
16d ago	EzDocs	property_auto_verified	{'pin': None, 'why': 'read from the legal report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it is wrong;
16d ago	EzDocs	property_replaced_from_report	{'why': "this bank's rule puts the legal report above the source the property had come from — the unverified boxes are re-read from the legal report; a person verifies box by box before anything files", 'file': 'Sagar Ja
16d ago	EzDocs	paper_owner_check	{'why': "it prints customer 'Mr. Navnath Popat Agarkar / Mr.Anil Dnyandeo Pat'; this case is Sagar Appaso Jadhav, LAN 77000356414 — one of the two does not match; a person looks", 'file': 'Sagar Jadhav Search.pdf', 'doc_
16d ago	EzDocs	quoted_history_checked	{}
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'b667c0cfa7794a60', 'docs': ['2 प्लॉट नं 1 Sagar Jadhav (1)_260929_131647.pdf', 'Sagar Jadhav Search.pdf', 'Sagar Jadhav plot purchase.pdf', 'HRQ-26-158707_INDProcessRequest_2500320260926145522055 (
16d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 14850.0, 'method': 'amount_in_buffer
16d ago	EzDocs	payment_verified	{'utr': '955490255998', 'delta': -10.75, 'method': 'amount_in_buffer+payee_road', 'paid_at': '2026-09-29T10:37:00+00:00', 'expected': 14860.75, 'received': 14850.0, 'confidence': 'medium'}
16d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'a25d836aac8b7656', 'docs': ['2 प्लॉट नं 1 Sagar Jadhav (1)_260929_131647.pdf', 'Sagar Jadhav Search.pdf', 'Sagar Jadhav plot purchase.pdf', 'HRQ-26-158707_INDProcessRequest_2500320260926145522055 (
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BCxxxxxxXL — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '346298', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
16d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'doc_id': '8323b943-
16d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011076748202627E', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH011076748202627E', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12810.0}
16d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'ours': '
16d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan_shared'], 'mails': 3, 'summary': 'The b
16d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'kind': 'pa
16d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAGAR APPASO JADHAV
16d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'BMT2_BARAMATI 2 JOINT SUB REGISTRAR', 'district': 'PUNE'}
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011076748202627E', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH011076748202627E', 'file': 'SAGAR APPASO JADHAV EchallanMH011076748202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12810.0}

Case diary the case’s history — what happened, newest day first

Papers

All 9 in hand

Selfie re-sent — an earlier one was a photo of a print

Money

₹14,850 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: GPay ₹14,850 announced at 10:37 has not settled into the PNB account (due 14:37). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers