⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Gautam Becharam Malik
LAN HOU/GHKP/0926/5227647Loan ₹30,86,910NOIWaiting for the Index IIMails & papers 4 3 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
1 Oct, 17:48
Documents
Payment
done 1 Oct, 17:53
Challan
took 1h 17m · GRAS ↗
Filing
waiting 12d 3h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The team has received the documents and payment, and has generated and shared the challan. The team is now waiting for the branch to send the Index II copy to…whole case so far 12d 4h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Thane
Taluka
Bhiwandi
Village
Bhadwad
Number type
SURVEY
Number
5
Building
Wing A, Project ARZOO GREENS, Block Type 2
Floor
12th Floor, 2nd Floor
Flat / shop no
Unit Flat No. 1203, Unit Flat No. 206
Area
(empty)
Hadd
Thane Municipal Corporation
Read from the sanction letter, not the Index II. New Doc 10-01-2026 17.05.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (12d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — Two properties on one loan: the sanction letter says Unit Flat No. 1203 on 12th Floor and Unit Flat No. 206 on 2nd Floor are both offered as security. The sanction letter lists two separate flats at different levels (12th floor and 2nd floor) as security for this single loan. A Notice of Intimation can only be filed for one property per notice, and the e-filing portal does not allow multiple flat and floor entries under a single property description. Ask the branch to clarify if they want to pay another challan and file two separate notices of intimation, or if only one of the flats is to be filed now.
• Mortgagor pages: SAMPA GAUTAM MALIK is named on the sanction letter (New Doc 10-01-2026 17.05.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: SAGOTA GAUTAM MALIK is named on the sanction letter (New Doc 10-01-2026 17.05.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: SANGITA GAUTAM MALIK is named on the sanction letter (New Doc 10-01-2026 17.05.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03106 | HOU/GHKP/0926/5227647
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03106 | HOU/GHKP/0926/5227647
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03106 | HOU/GHKP/0926/5227647
An old draft withdrew itself — its asks were already answered
3 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03106 | HOU/GHKP/0926/5227647
2 Oct2 things — 2 steps
case read — by ezdocs:reader
case read started — by ezdocs:reader
1 Oct62 things — 10 documents received · 4 letters written · 1 money step · 2 cautions · 45 steps
challan boxes gathered
boxes gathered
challan boxes by rules
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
GAUTAM B MALIK EchallanMH011260633202627E.pdf
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
reading error456
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request for NOI, 0.3 % & 0.5%NOI and MOI charges GAUTAM BECHARAM MALIK // HOU/GHKP/0926/5227647
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property self check
A box the papers had not filled was read off a paper and corrected
kyc address missing
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03106
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
documents read together
PAN found inside the KYC file — no need to ask for it
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: other
Flat-1203-A-TYPE 2-SAGOTA MALIK (1).docx
Received: other
FLAT 206 SANGITA MALIK (1).docx
money settled — by ezdocs:reader
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20261001-WA0022.jpg
Received: Selfie
IMG-20261001-WA0024.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
case read started — by ezdocs:reader
Received: Selfie — not usable
PHOTO-2026-01-20-12-33-25.jpg — this is a photograph of a passport-size print, not a live selfie
applicant email captured
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is a photograph of a person, not a live selfie
Received: Selfie — not usable
IMG-20261001-WA0025.jpg — this is a photograph of a person, not a live selfie
Received: PAN card
Gautam Malik and others kyc.pdf
The file seems to show a payment to us but no row could be read — open it
Received: Sanction letter
New Doc 10-01-2026 17.05.pdf
Received: Payment screenshot
IMG-20261001-WA0020 (1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 10 files
Moneyall of it is in
₹26,090.21
Reached our account 30 Sep 19:02:01.
How we know
Our own bank told us — 30 Sep 19:02
₹26,070 · UTR AXNGG27329810138 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.26070.00,30-09-2026 19:02:01 thru NEFT from AXNGG27329810138/GOOGLE INDIA DIGITAL . Aval Bal 235427.45 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The working
Stamp duty 0.3%9,270
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,090.21
By law ₹26,080.73. We ask ₹26,090 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Unit Flat No. 1203, Unit Flat No. 206, 12th Floor, 2nd Floor, Wing A, Project ARZOO GREENS, Block Type 2, SURVEY, 5, Bhadwad, 421302
read from the sanction letter · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
GAUTAM BECHARAM MALIK · applicantAMOPM0722F
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