⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Priyanka Janardhan Sakhare
Mails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 14:14
Documents
Payment
Challan
done 28 Sep, 15:24 · GRAS ↗
Filing
took 9d · IGR e-filing ↗
E-filing copy
done 7 Oct, 16:00
Index II
took 20h 35m
doneIndex II shared · the trail says: The team has received the loan documents and the fee payment, and has generated and shared the challan. The team is now waiting for the branch to provide the…whole case so far 15d 11h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260537.pdf
7 Oct19 things — 2 documents received · 1 letter written · 16 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260537.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
New Doc 10-07-2026 11.57.pdf
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep1 thing — 1 step
case read — by ezdocs:reader
28 Sep135 things — 12 documents received · 6 letters written · 1 money step · 3 cautions · 113 steps
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
reading error456
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
PRIYANKA SAKHARE EchallanMH010989174202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
property self check
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02703
An old draft withdrew itself — its asks were already answered
property attrs split
screenshot claim recorded
Received: Payment screenshot
IMG-20260928-WA0065.jpg
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
extra challan scanned
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
box disagreement
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
kindly initiate NOI challan in case of PRIYANKA JANARDHAN SAKHARE 77000339016
case read — by ezdocs:reader
documents read together
Received: other
priyanka noi.ods
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02703
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02703
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
money settled — by ezdocs:reader
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
IMG-20260928-WA0049.jpg — this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
IMG-20260928-WA0047.jpg — this is a photograph of a passport-size print, not a live selfie
applicant email captured
roles from letter
Received: Aadhaar
Priyanka addar.pdf
Co-applicant added
Received: Aadhaar
atul ankush.pdf
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Sale deed
Flat No. 10.pdf
Received: Sanction letter
KFSLetter_77000339016 (1).pdf
Received: PAN card
atul pan card.pdf
Received: Technical report
HRQ-26-146150_INDProcessRequest_2500320260925103044030.pdf
Received: PAN card
Priyanka sakhare pan.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Technical reportopen
✓Sanction letteropen
✓Sale deedopen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it3 open
Case processed successfully. Priyanka Janardhan Sakhare is the primary applicant and sole property owner as per the Agreement for Sale. Co-applicant Atul Popat Ankush is not an owner of the property. Property address extracted from the Technical Report as per ICICI HFC rules.
○the photo — the branch
✗the photo could not be read (IMG-20260928-WA0047.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (IMG-20260928-WA0049.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
?the papers disagree on Borrower name spelling (PAN Card (Document 6): PRIYANKA SAKHARE; Sanction Letter (Document 3): PRIYANKA JANARDHAN SAKHARE) — Proceed with PRIYANKA SAKHARE for the payer details on the challan and ensure alignment with the system.
?the papers disagree on Unit type term (Agreement for Sale (Document 1: Apartment No. 10; Technical Report (Document 2): Flat No 10) — Proceed with 'FLAT NO 10' as printed in the Technical Report for the challan.
?unsure of date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) is attached, so the exact date of mortgage cannot be verified.
the branch's last mail (2026-10-07): The branch has attached an Index II for the case of Priyanka Janardhan Sakhare. · brought: Index II
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T06:53 UTC
Moneyall of it is in
₹22,070.07
Reached our account 28 Sep 13:02:23.
How we know
Our own bank told us — 28 Sep 13:02
₹22,050 · UTR AXNGG27112972948 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.22050.00,28-09-2026 13:02:23 thru NEFT from AXNGG27112972948/GOOGLE INDIA DIGITAL . Aval Bal 77803.34 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer
The working
Stamp duty 0.3%7,510
Registration fee 0.5%12,510
Government handling350
Our service fee1,700
Total we ask for22,070.07
By law ₹22,050. We ask ₹22,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
10, 4th, Empire Heights, CTS, 371, Kothrud, 411038
read from the Index II · e-filing boxes 44 of 46 ready
Check the property →the boxes beside the paper
People
ATUL POPAT ANKUSH · co-applicantBUAPP2589NPRIYANKA SAKHARE · applicantDRDPS7276F
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