⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03063

Rameshwar Sitaram Salve

LAN HOU/SOL/0926/5215296 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — shows ₹18,280; money not verified yetopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Aadhaar card — inside Rameshwar salve.pdfopen

✓PAN card — inside Rameshwar salve.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹18,320.96 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹18,320.96CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹18,280; we wait for the credit itself

Ask for the exact ₹18,320.96. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%6,190

Registration fee 0.5%10,310

Government handling320

Our service fee1,500.96

Total we ask for18,320.96

Screenshot ₹18,280 — ₹41 under our ask, not below the real calculation ₹18,280. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-30 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 15:55 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹18,300. We ask ₹18,320 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,280 — accept as full (₹40.96 = our margin).

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 5 minour time (made after working hours) · 30 Sep 21:17

Index II —not yet

the NOI team 14 d 18 htotal 14 d 18 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 21:17 — 14 d 18 h of working time

Day by day — every step and who held it

30 Sep 21:11Your branch's mail

30 Sep 21:12Fee quotedat once

30 Sep 21:12Papers readat once

30 Sep 21:12Property readat once

30 Sep 21:17Challan made+5 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹20,60,000

Loan account no.

HOU/SOL/0926/5215296

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — Missing Index II and MOTD: the branch's mail of 30 Sep says Index II Copy attached; this case's documents says No Index II or MOTD page is present in the PDF. The branch claims to have attached the Index II, but the PDF only contains the sanction letter and KYC cards. We cannot verify the property ownership, registration details, or date of mortgage without the Index II and MOTD. Ask the branch to send the complete PDF containing the Index II and MOTD.

• Mortgagor pages: RAJKANYA RAMESHWAR SALVE is named on the sanction letter (Rameshwar salve.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPMissing Index II and MOTD

The branch's mail of 30 Sep	Index II Copy attached
This case's documents	No Index II or MOTD page is present in the PDF

Why it matters: The branch claims to have attached the Index II, but the PDF only contains the sanction letter and KYC cards. We cannot verify the property ownership, registration details, or date of mortgage without the Index II and MOTD.

What to do: Ask the branch to send the complete PDF containing the Index II and MOTD.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all documents and confirmed payment, and the team has shared the challan. The team needs to file the NOI.

the history says the next move is with the NOI team — to file the NOI

the branch last asked: Kindly process challan in below case.

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-30) “Dear Team,Kindly process challan in below case.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “Payment details attached”

✓ challan made — done, mail 4 (2026-09-30) “PFA challan for your reference..”

✓ challan shared — done, mail 4 (2026-09-30) “PFA challan for your reference..”

? Index II asked for — asked, mail 3 (2026-09-30) “For NOI filing, We need an index 2 copy..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “Index II Copy attached”

read over 5 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011194580202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03063 | HOU/SOL/0926/5215296

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/SOL/0926/5215296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 12 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
30 Sep, 21:11 · 14d ago THE FIRST MAIL — how this case began

Kindly process challan in below case MR.RAMESHWAR SITARAM SALVE - HOU/SOL/0926/5215296

📎 Appl Photo.jpeg ↗📎 rameshwar salve noi payment snap.pdf ↗📎 Co Appli Photo.jpg ↗📎 Rameshwar salve.pdf ↗

Dear Team,

Kindly process challan in below case.

Customer nameRAMESHWAR SITARAM SALVE

Loan account (LAN)HOU/SOL/0926/5215296

Loan amount₹20,60,000

Stamp duty 0.30%₹6,180

Registration fee 0.50%₹10,300

Service / vendor fees₹1,800

Total₹18,280

✓ Sanction Letter — attached
✓ Applicant and Aadhar Card — attached
✓ Applicant and Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Note: - Kindly Check PDF all Pages.

2060000/-

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:13 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:11, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name RAMESHWAR SITARAM SALVE
Lan No HOU/SOL/0926/5215296

2060000/-

LOAN AMOUNT 2060000/-
0.30% 6180/-
0.50% 10300/-
FEES 1800/-
TOTAL 18280/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:13 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:11, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name RAMESHWAR SITARAM SALVE
Lan No HOU/SOL/0926/5215296

2060000/-

LOAN AMOUNT 2060000/-
0.30% 6180/-
0.50% 10300/-
FEES 1800/-
TOTAL 18280/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:19 · 14d ago

📎 RAMESHWAR SITARAM SALVE EchallanMH01119458 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 21:11, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name RAMESHWAR SITARAM SALVE
Lan No HOU/SOL/0926/5215296

2060000/-

LOAN AMOUNT 2060000/-
0.30% 6180/-
0.50% 10300/-
FEES 1800/-
TOTAL 18280/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:19 · 14d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 21:11, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,
Kindly process challan in below case.
Note: - Kindly Check PDF all Pages.

Customer Name RAMESHWAR SITARAM SALVE
Lan No HOU/SOL/0926/5215296

2060000/-

LOAN AMOUNT 2060000/-
0.30% 6180/-
0.50% 10300/-
FEES 1800/-
TOTAL 18280/-

*Sanction Letter attached
*Applicant and Aadhar Card attached
*Applicant and Pan Card attached
*Index II Copy attached
*Soft copy of Photograph attached
*Payment details attached

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	Appl Photo.jpeg	filed	14d ago
Payment screenshot	rameshwar salve noi payment snap.pdf	filed	14d ago
Selfie / photo	Co Appli Photo.jpg	filed	14d ago
Sanction letter+ Aadhaar card inside+ PAN card inside	Rameshwar salve.pdf	filed	14d ago
Paid challan (GRAS)	RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,320.96

Where it stands
waiting for the credit

Screenshot claims
₹18,280 148058691107

Screenshot ₹18,280 — ₹41 under our ask, not below the real calculation ₹18,280. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-30 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,190	₹10,310	₹320	₹1,500	₹18,320

By law ₹18,300. We ask ₹18,320 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

27 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO …

15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Rameshwar salve.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 44, S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Rameshwar salve.pdf

as printed
PLOT NO 44, ., S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, وہ SOLAPUR, AKKALKOT ROAD, SOLAPUR, MAHARASHTRA, INDIA, 413006

PIN
413006

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 44 S NO 169/2/1 HERITAGE EMERALD SOLAPUR KASBE SOLAPUR AKKALKOT ROAD MAHARASHTRA

Locality/Road

Area/City
SOLAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAMESHWAR SITARAM SALVE	HFXPS5812B

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	akash.jadhav2@phfl.com	14d ago
documents acknowledged	akash.jadhav2@phfl.com	14d ago
Index II chase	akash.jadhav2@phfl.com	12d ago
Index II chase	akash.jadhav2@phfl.com	9d ago
Index II chase	akash.jadhav2@phfl.com	6d ago
Index II chase	akash.jadhav2@phfl.com	2d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Appl Photo.jpeg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo Co Appli Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot rameshwar salve noi payment snap.pdf needs your check

utr
148058691107

date
2026-09-30

time
15:10

amount
18280

method
UPI

payee upi
169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '148058691107', 'date': '2026-09-30', 'time': '15:10', 'amount': 18280, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter Rameshwar salve.pdf needs your check

lan
HOU/SOL/0926/5215296

legible
True

purpose
Housing Loan

borrowers
{'name': 'RAMESHWAR SITARAM SALVE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAJKANYA RAMESHWAR SALVE', 'role': 'co_applicant', 'label': None}

loan type
Housing Loan

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

loan amount
2000000.0

rate spread
-4.65

final amount
2060000.0

interest rate
8.5

sanction date
23-Sep-2026

letter version
5

reference rate
13.15

applicant email
rameshwarsalve44@gmail.com

applicant names
RAMESHWAR SITARAM SALVE, RAJKANYA RAMESHWAR SALVE

printed altered
False

applicant mobile
9890924613

balance transfer
False

property address
pin: 413006; road: AKKALKOT ROAD; state: MAHARASHTRA; district: SOLAPUR; Address: PLOT NO 44, S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006; Village:

insurance premium
60000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2060000.0

security address verbatim
PLOT NO 44, ., S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, وہ Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006

applicant address verbatim
GHAR NO GAVTE PLOTING, TULJAPUR, DHARASHIV, ., Osmanabad, MAHARASHTRA, 413601, Osmanabad, India

raw reading (for Abhijit)

{'lan': 'HOU/SOL/0926/5215296', 'legible': True, 'purpose': 'Housing Loan', 'borrowers': [{'name': 'RAMESHWAR SITARAM SALVE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAJKANYA RAMESHWAR SALVE', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -4.65, 'final_amount': 2060000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'rameshwarsalve44@gmail.com', 'applicant_names': ['RAMESHWAR SITARAM SALVE', 'RAJKANYA RAMESHWAR SALVE'], 'printed_altered': False, 'applicant_mobile': '9890924613', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': 'AKKALKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'SOLAPUR', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 44, S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'village_city': 'SOLAPUR', 'building_name': 'HERITAGE EMERALD', 'survey_or_cts_no': 'S.NO.169/2/1, PLOT NO 44'}, 'insurance_premium': 60000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2060000.0, 'security_address_verbatim': 'PLOT NO 44, ., S.NO.169/2/1, HERITAGE EMERALD, SOLAPUR, KASBE SOLAPUR, وہ Solapur, AKKALKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'GHAR NO GAVTE PLOTING, TULJAPUR, DHARASHIV, ., Osmanabad, MAHARASHTRA, 413601, Osmanabad, India'}

Sanction letter Rameshwar salve.pdf needs your check

dob
1990-02-04

pan
HFXPS5812B

name
RAMESHWAR SITARAM SALVE

legible
True

father name
SITARAM SALVE

raw reading (for Abhijit)

{'dob': '1990-02-04', 'pan': 'HFXPS5812B', 'name': 'RAMESHWAR SITARAM SALVE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SITARAM SALVE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot rameshwar salve noi payment snap.pdf needs your check

payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '148058691107', 'date': '2026-09-30', 'page': 1, 'time': '15:10', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18280.0, 'direction': 'credit', 'narrati

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '148058691107', 'date': '2026-09-30', 'page': 1, 'time': '15:10', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 18280.0, 'direction': 'credit', 'narration': 'T2609301510104306154595', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6986', 'account_holder': None}}

Sanction letter Rameshwar salve.pdf needs your check

dob
1990-02-04

pan
HFXPS5812B

legible
True

raw reading (for Abhijit)

{'dob': '1990-02-04', 'pan': 'HFXPS5812B', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf needs your check

grn
MH011194580202627E

pin
413006

total
16500.0

article
6(1)

defaced
False

bank cin
03006172026100100216

district
SOLAPUR

area city
SOLAPUR

payer pan
HFXXXXXXXB

flat block
PLOT NO 44 HERITAGE EMERALD SURVEY NO

payer name
RAMESHWAR SITARAM SALVE

sro office
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2060000

scheme rows
{'amount': 6190.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10310.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4613

payment date
30/09/2026-21:17:14

road locality
AKKALKOT ROAD KASBE SOLAPUR TAL

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2060000

raw reading (for Abhijit)

{'grn': 'MH011194580202627E', 'pin': '413006', 'total': 16500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100216', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'HFXXXXXXXB', 'flat_block': 'PLOT NO 44 HERITAGE EMERALD SURVEY NO', 'payer_name': 'RAMESHWAR SITARAM SALVE', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2060000', 'scheme_rows': [{'amount': 6190.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10310.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4613', 'payment_date': '30/09/2026-21:17:14', 'road_locality': 'AKKALKOT ROAD KASBE SOLAPUR TAL', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2060000'}

Paid challan (GRAS) RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Rameshwar salve.pdf needs your check

payments inside
kind: bundle; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5215296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5215296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
6d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5215296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5215296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
12d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d ago	EzDocs	hidden_payment_scan	{'file': 'Rameshwar salve.pdf', 'kind': 'bundle', 'found': 0, 'doc_id': '18ad162e-2e6a-4901-960d-bf87469d97d5', 'fetched': True}
13d ago	EzDocs	hidden_payment_scan	{'file': 'RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf', 'kind': None, 'found': 0, 'doc_id': '9fea302c-8963-428d-be3b-08c3525f0c1f', 'fetched': True}
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': '191f5db7c32b44ef', 'docs': ['Rameshwar salve.pdf'], 'loan': {'amount': 2060000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'Loan Amount INR 2000000', 'amount
14d ago	EzDocs	case_read_started	{'tag': '191f5db7c32b44ef', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	quoted_history_checked	{}
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed HFxxxxxxXB — no paper on the
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '394043', 'lessons': []}
14d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
14d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf', 'kind':
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAMESHWAR SITARAM S
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011194580202627E', 'file': 'RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011194580202627E', 'file': 'RAMESHWAR SITARAM SALVE EchallanMH011194580202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16500.0}
14d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', 'why': 'T
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
14d ago	DARBAR	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
14d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Rameshwar salve.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY'], 'reading_
14d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
14d ago	EzDocs	challan_boxes_by_rules	{'fp': '375277a11b902198', 'why': 'box 1 lost a number the case holds (413006)'}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹18,280 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹18,320.96 is still not in our account. Chase the branch for it.

13 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03063 | HOU/SOL/0926/5215296

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03063 | HOU/SOL/0926/5215296

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03063 | HOU/SOL/0926/5215296

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03063 | HOU/SOL/0926/5215296