Prashant Mohan Panmand
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the Index II
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012070361202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper15 Oct, 11:28 · 9h ago THE FIRST MAIL — how this case began
Initate 0.3% & 0.5% Challan
3 more mails in between — open
15 Oct, 11:45 · 9h ago
Team,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 15 Oct 2026 at 11:28, tejasbhangare <tejasbhangare46@gmail.com>
wrote:
earlier mails quoted below
15 Oct, 11:45 · 9h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 15 Oct 2026 at 11:28, tejasbhangare <tejasbhangare46@gmail.com>
wrote:
earlier mails quoted below
15 Oct, 12:46 · 7h ago
Team,
PFA challan for your reference.
earlier mails quoted below
15 Oct, 12:47 · 7h ago
PFA
On Thu, 15 Oct, 2026, 11:45 am THINKBIGZ NOI, <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
15 Oct, 16:21 · 4h ago
Team
we will process the NOI for the same.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Index II inside+ Payment screenshot inside | Image to PDF 20261015 11.23.44.pdf | filed | 9h ago |
| Paid challan (GRAS) | PRASHANT MOHAN PANMAND EchallanMH012070361202627E.pdf | filed | 7h ago |
| Selfie / photo | IMG-20261015-WA0003.jpg | filed | 7h ago |
| Selfie / photo | IMG-20261015-WA0004.jpg | filed | 7h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹10,240.50
VERIFIED — money received
—
09:40:06
11:30:14
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,160 | ₹5,260 | ₹320 | ₹1,500 | ₹10,240 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '421306', 'AREA': 'KATEMANIVALI, KALYAN-EAST', 'FLAT': '4/5', 'ROAD': 'SHANKAR PAWSHE ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'SAIBABA NAGAR, VAISHNAV SOCIETY', 'DISTRICT': 'THANE', 'POST_OFFICE': 'KATEMANIVALI', 'VILLAGE_CITY': 'KALYAN'}
801 8TH FLOOR TRIMURTI VAN SURVEY NO 35 4
RAJARAM PAWSHE ROAD HANUMAN NAGAR KATEMANIVALI TAL KALYAN
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | NILAM SAKHARAM CHOUGULE | AYDPC2934L | …4553 |
| mortgagor | PRASHANT MOHAN PANMAND | BAJPP2163F |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | tejasbhangare46@gmail.com | 9h ago |
What EzDocs read from each document — check anything marked in red
HOU/KLN/0926/5215048
True
Housing Loan, Housing
{'name': 'PRASHANT MOHAN PANMAND', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILAM SAKHARAM CHOUGULE', 'role': 'co_applicant', 'label': 'Applicant'}
1.0
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -2.65% = 10.50% per annum as on the date of execution of the loan agreement
1000000.0
-2.65
1050000.0
10.5
22-Sep-2026
3
13.15
prashantpanmand143@gmail.com
PRASHANT MOHAN PANMAND, NILAM SAKHARAM CHOUGULE
False
9322018702
False
pin: 421306; road: Rajaram Pawshe Road; state: MAHARASHTRA; Flat no: 801; district: Thane; Floor: 8th Floor; landmark: Hanuman Nagar; Address: Unit 801, 8th Floor, Block TRIMURTI ONE, Project Trimurti One, Rajara
50000.0
Total Loan Amount
True
1050000.0
Unit 801, Floor 8th Floor, Block TRIMURTI ONE, Project Trimurti One, Trimurti One Rajaram Pawshe Road, Hanuman Nagar, Katemanivali Kalyan, Survey No 35 H No 4, Chandrabhaga Tower B, Thane, Thane, MAHARASHTRA, India, 4213
CHAWL NO. 5/5,, VAISHNAVI CHS, KATEMANIVALI, ., Thane, MAHARASHTRA, 421306, India
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0926/5215048', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'PRASHANT MOHAN PANMAND', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILAM SAKHARAM CHOUGULE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -2.65% = 10.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1000000.0, 'rate_spread': -2.65, 'final_amount': 1050000.0, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '22-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'prashantpanmand143@gmail.com', 'applicant_names': ['PRASHANT MOHAN PANMAND', 'NILAM SAKHARAM CHOUGULE'], 'printed_altered': False, 'applicant_mobile': '9322018702', 'balance_transfer': False, 'property_address': {'pin': '421306', 'road': 'Rajaram Pawshe Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '801', 'district': 'Thane', 'floor_no': '8th Floor', 'landmark': 'Hanuman Nagar', 'full_address': 'Unit 801, 8th Floor, Block TRIMURTI ONE, Project Trimurti One, Rajaram Pawshe Road, Hanuman Nagar, Katemanivali Kalyan, Thane, MAHARASHTRA, India, 421306', 'village_city': 'Kalyan', 'building_name': 'TRIMURTI ONE', 'survey_or_cts_no': '35 H No 4'}, 'insurance_premium': 50000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1050000.0, 'security_address_verbatim': 'Unit 801, Floor 8th Floor, Block TRIMURTI ONE, Project Trimurti One, Trimurti One Rajaram Pawshe Road, Hanuman Nagar, Katemanivali Kalyan, Survey No 35 H No 4, Chandrabhaga Tower B, Thane, Thane, MAHARASHTRA, India, 421306', 'applicant_address_verbatim': 'CHAWL NO. 5/5,, VAISHNAVI CHS, KATEMANIVALI, ., Thane, MAHARASHTRA, 421306, India'}1988-05-28
BAJPP2163F
PRASHANT MOHAN PANMAND
True
MOHAN TULSHIRAM PANMAND
raw reading (for Abhijit)
{'dob': '1988-05-28', 'pan': 'BAJPP2163F', 'name': 'PRASHANT MOHAN PANMAND', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MOHAN TULSHIRAM PANMAND', 'aadhaar_last4': None, 'quality_issue': None}1992-07-04
NILAM SAKHARAM CHOUGULE
9004596080
pin: 421306; area: Katemanivali, Kalyan-East; flat: 4/5; road: Shankar Pawshe Road; state: Maharashtra; building: Saibaba Nagar, Vaishnav Society; district: Thane; post_office: Katemanivali; Village: Kalyan
True
4553
raw reading (for Abhijit)
{'dob': '1992-07-04', 'pan': None, 'name': 'NILAM SAKHARAM CHOUGULE', 'mobile': '9004596080', 'address': {'pin': '421306', 'area': 'Katemanivali, Kalyan-East', 'flat': '4/5', 'road': 'Shankar Pawshe Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Saibaba Nagar, Vaishnav Society', 'district': 'Thane', 'post_office': 'Katemanivali', 'village_city': 'Kalyan'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4553', 'quality_issue': None}payments: [{'utr': '665467126708', 'date': '2026-10-15', 'page': 5, 'time': '09:39', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10200.0, 'direction': 'credit', 'narration': 'UPI transaction ID 665467126708 To: T
KLN2-20670-2026
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '665467126708', 'date': '2026-10-15', 'page': 5, 'time': '09:39', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10200.0, 'direction': 'credit', 'narration': 'UPI transaction ID 665467126708 To: THINK BIGZ INITIATIVE PVT LTD ....2080@hdfcbank From: PRASHANT MOHAN PANMAND (Kotak Mahindra Bank) ....d143@okaxis on Google Pay Google transaction ID CICAgPj211SXWw', 'proof_kind': 'success_screen'}]}, 'header_doc_number': 'KLN2-20670-2026'}MH012070361202627E
421306
8420
6(1)
False
03006172026101500625
THANE
MAHARASHTRA THANE
BAJXXXXXXF
FLAT NO 801 8TH FLOOR TRIMURTI ONE RAJARAM PAWSHE ROAD SURVEY NO 35 HISSA NO 4
PRASHANT MOHAN PANMAND
KLN2_KALYAN 2 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1050000
{'amount': 3160, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5260, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX8702
15/10/2026-12:43:33
CHANDRABHAGA TOWER B HANUMAN NAGAR KATEMANIVALI KALYAN THANE
AAACP3682N
PNB HOUSING FINANCE LTD
1050000
raw reading (for Abhijit)
{'grn': 'MH012070361202627E', 'pin': '421306', 'total': 8420, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500625', 'district': 'THANE', 'area_city': 'MAHARASHTRA THANE', 'payer_pan': 'BAJXXXXXXF', 'flat_block': 'FLAT NO 801 8TH FLOOR TRIMURTI ONE RAJARAM PAWSHE ROAD SURVEY NO 35 HISSA NO 4', 'payer_name': 'PRASHANT MOHAN PANMAND', 'sro_office': 'KLN2_KALYAN 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1050000', 'scheme_rows': [{'amount': 3160, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5260, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8702', 'payment_date': '15/10/2026-12:43:33', 'road_locality': 'CHANDRABHAGA TOWER B HANUMAN NAGAR KATEMANIVALI KALYAN THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1050000'}live_selfie
True
1.0
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}live_selfie
True
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Image to PDF 20261015 11.23.44.pdf', 'doc_id': '73033d7b-85d9-41f4-bf9f-c6f5ae9a8 |
| 7h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '44d2230a-5f44-4010-8acf-86b1c04beec3'} |
| 7h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '523538', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed KALYA |
| 7h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T07:17:49', 'why': 'mail', 'open': 3, 'mails': [{'at': '2026-10-15 05:58', 'id': '1a13e2468e6b4eb1', 'from': 'branch', 'gist': 'Request to initiate challan for a specific case.', 'subject': 'I |
| 7h ago | EzDocs | mail_against_file490 | {'at': '2026-10-15T07:17:42', 'asks': [], 'gist': 'The branch sent a selfie for the customer.', 'next': 'Ask the branch for the Aadhaar card, the home road for Prashant Mohan Panmand, the e-mail for Nilam Sakharam Chougu |
| 7h ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 6.0, 'workers': 2} |
| 7h ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': '0a9a20d4-c9dc-40c9-b25e-ad3938fc9e47', 'confidence': 0.9} |
| 7h ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': 'b755704e-b15c-40ee-9662-7a5946df02b7', 'confidence': 1.0} |
| 7h ago | EzDocs | document_received | {'file': 'IMG-20261015-WA0004.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 7h ago | EzDocs | document_received | {'file': 'IMG-20261015-WA0003.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 7h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Image to PDF 20261015 11.23.44.pdf', 'kind': 'index2'} |
| 7h ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PRASHANT MOHAN PANMAND EchallanMH012070361202627E.pdf', 'kind': |
| 7h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PRASHANT MOHAN PANM |
| 7h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012070361202627E', 'file': 'PRASHANT MOHAN PANMAND EchallanMH012070361202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 7h ago | EzDocs | challan_extracted | {'grn': 'MH012070361202627E', 'file': 'PRASHANT MOHAN PANMAND EchallanMH012070361202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 8420} |
| 8h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 8h ago | EzDocs | paper_locate | {'fp': '06c876ceb3ef8ed4', 'box': [480, 330, 539, 866], 'why': "The sanction letter on page 1 has a 'Security' section that details the property offered as security.", 'page': 1, 'what': 'letter_security', 'asked': True, |
| 8h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes match the main paper (sanction letter) and the team's conventions |
| 8h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03566'} |
| 8h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed property boxes match the main paper (sanction letter) and the team's conventions |
| 8h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03566'} |
| 8h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (VAN, HOUSE) — read box 1 once against the paper's own words"} |
| 8h ago | EzDocs | reader_verdict | {'fp': '574fc42cbeb98d40', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The challan box uses 'HOUSE NO' for a number that is part of a survey number, but 'H NO' beside a survey number means Hissa Number, n |
| 8h ago | EzDocs | challan_boxes_composed | {'fp': 'caa9f7c33fe1f98b', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': '801 8TH FLOOR TRIMURTI VAN SURV |
| 8h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (VAN, HOUSE) — read box 1 once against the paper's own words"} |
| 8h ago | EzDocs | reader_home_address | {'fp': 'c7b0f89f21b58209', 'from': 'the sanction letter (Image to PDF 20261015 11.23.44.pdf)', 'home': {'pin': '421306', 'area': 'KATEMANIVALI', 'flat': 'CHAWL NO. 5/5', 'state': 'MAHARASHTRA', 'building': 'VAISHNAVI CHS |
| 8h ago | EzDocs | quoted_history_checked | {} |
| 8h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 11:45 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']} |
| 9h ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_DOCS'} |