⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
KRUSHNA KESHAVRAO SHINDE
LAN HOU/ARNG/0926/5214284Loan ₹16,56,000NOIMails & papers 7 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
27 Sep, 10:14
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 12d 9h · IGR e-filing ↗
E-filing copy
done today 19:25
Index II
waiting 2h 45m
their moveIndex II pending · the trail says: The NOI team has received the loan documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy to proceed…whole case so far 16d 11h
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260529.pdf
Yesterday · 12 Oct16 things — 1 document received · 15 steps
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
SKM_226i26101218030.pdf
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02598 | HOU/ARNG/0926/5214284
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02598 | HOU/ARNG/0926/5214284
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02598 | HOU/ARNG/0926/5214284
An old draft withdrew itself — its asks were already answered
29 Sep1 thing — 1 step
case read — by ezdocs:reader
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02598 | HOU/ARNG/0926/5214284
27 Sep83 things — 3 documents received · 4 letters written · 2 money steps · 2 cautions · 72 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
half read mail reread
boxes gathered
challan boxes by rules
case read — by ezdocs:reader
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
challan boxes by rules
box disagreement
Judged again with today's rules, the challan still does not match the case — a person opens it
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
KRUSHNA KESHAVRAO SHINDE EchallanMH010928176202627E.pdf
copilot edit — by copilot:SANDEEP
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
challan boxes not the papers words — by copilot
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
challan boxes from reading — by copilot
challan boxes by rules
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
boxes gathered
challan boxes by rules
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0926/5214284-KRUSHNA KESHAVRAO SHINDE
case read — by ezdocs:reader
money settled — by ezdocs:reader
property self check
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
screenshot claim recorded
applicant email captured
Property address read from the sanction letter
kyc address read
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02598
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
money settled — by ezdocs:reader
money corrected from papers
mortgage date read
motd secured amount
Received: MOTD
IMG_4237.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 5 files
The file, as the engine remembers it1 open
The case is clear with no major disagreements. The loan amount includes the insurance premium to total 16,56,000, which matches the already paid challan. We corrected the taluka from KRUSHNAPURWADI to AURANGABAD as Krushnapurwadi is the village. Registered Index II of the purchase and title deeds ar
○property — floor — the branch
?unsure of Area — No paper on the file (neither the sanction letter nor the MOTD) prints the area of the plot.
?unsure of local_body_type — The limits clause/local body type and name (e.g. Gram Panchayat, Municipal Corporation) are not printed in any document on the file.
the branch's last mail (2026-10-12): Customer Service Manager – Loans at PNB Housing Finance Limited, Ch.Sambhajinagar, provides contact information. · brought: Index II
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:32 UTC
Moneyall of it is in
₹15,090.05
Reached our account 26 Sep 15:30:56.
How we know
Our own bank told us — 26 Sep 15:30
₹15,050 · UTR AXNGG26998294184 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.15050.00,26-09-2026 15:30:56 thru NEFT from AXNGG26998294184/GOOGLE INDIA DIGITAL . Aval Bal 213657.25 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer
The working
Stamp duty 0.3%4,980
Registration fee 0.5%8,290
Government handling320
Our service fee1,500
Total we ask for15,090.05
By law ₹15,068. We ask ₹15,090 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
31, Vyankatesh Park Part-B, GAT, 89, Krushnapurwadi, 431001
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
KRUSHNA KESHAVRAO SHINDE · applicantENTPS7385J
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