silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02931

Ashish Arvind Gaikwad

ICICI_HFCLAN 7792124090 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 10
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI ) Check the recipient address and re-send from Draft mails or the mailbox.
✓Payment screenshot — money verifiedopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a studio photograph with a plain red backdrop, not a live selfie)open
✓Aadhaar cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (19)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Mail bounced — the branch did not get it. Re-send.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
  • GPay ₹27,400 announced at 07:55 has not settled into the PNB account (due 11:55). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
MoneyAll of it is in
₹27,410.27CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,400 receivedthe figure the branch wrote
Stamp duty 0.3%10,360
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.27
Total we ask for27,410.27
the branch’s receipt claims ₹27,400
paid 2 Oct 17:41:00 · verified 3 Oct 13:25:20 · 19 h 44 min later
How we know
Our own bank told us — 2 Oct 17:41
₹27,400 · from GPAY-BIZ
“₹27,400.00 received from naveen c at 5:41 PM The amount will settle in your bank account via NEFT.”
Matched by: equals the figure the branch wrote in its own mail · Google's alert; the NEFT is awaited; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
By law ₹27,400. We ask ₹27,410 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,400 — accept as full (₹10.27 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 22 minour time · 30 Sep 13:04
Index II —not yet
the NOI team 11 d 6 hthe branch 2 d 5 htotal 13 d 11 h so far
Now with the NOI team — e-filing on IGR
since 3 Oct 13:25 — 10 d 10 h of working time
Day by day — every step and who held it
30 Sep 12:09Your branch's mail
30 Sep 12:14Fee quoted+5 min · the NOI team
30 Sep 12:14Papers readat once
30 Sep 12:14Property readat once
30 Sep 12:15Papers readat once
30 Sep 12:47Papers from your branch+33 min · the branch
30 Sep 12:57Papers read+10 min · the NOI team
30 Sep 13:04Challan made+7 min · the NOI team
2 Oct 17:41Payment landed+2 d 4 h · the branch
3 Oct 13:25Payment verified+19 h 44 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹34,50,000
Loan account no.
7792124090
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Thane
Taluka
Thane
Village
Mire
Number type
SURVEY
Number
165/5
Building
Gokul Dham, Wing B
Floor
3rd
Flat / shop no
B 302
Area
485.00
Hadd
Thane Municipal Corporation
Read from the Index II on file — the government's own words for this property. IMG-20260922-WA0007.jpg open it
✓ EzDocs checked every box against the document’s own words 13d ago — all agree.
stamps the check with your name; the e-filing types exactly these

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKValuer copy-paste error in Technical Report remarks
The technical reportagreement for sale between vihang enterprises godrej greenview housing private limited 1st part and mrs. renita roval moraes mr. rov moraes 2nd part.
The legal scrutiny reportAgreement for Sale dated 11/11/2020 executed by Krishna Mahadev Kadam in favour of Ashish Arvind Gaikwad
Original Registered Agreement for Sale dated 11/11/2020 bearing Registration No. TNN-7/9535/2020 executed by Krishna Mahadev Kadam in favour of Ashish Arvind Gaikwad along with Index II and RR.
Why it matters: The valuer copy-pasted a remark from another client's report (Mrs. Renita Roval Moraes) into Ashish Arvind Gaikwad's technical report. The actual title documents on the file show Ashish bought the flat from Krishna Mahadev Kadam.
What to do: Verify the title chain from the LSR; this copy-paste error in the valuer's remarks does not affect the property address or security.
CHECKSurvey numbers difference
The Index II of 1999Survey Number: 165/5
( ( Survey Number : 165/5 ; ) )
The technical reportOld Survey No. 165, New Survey No. 36, Hissa No. 4 5
Why it matters: The old 1999 Index II references only the parent survey number division 165/5, whereas the updated technical report and legal search report identify the re-surveyed numbers as Old Survey No. 165, New Survey No. 36, Hissa No. 4 & 5.
What to do: Proceed using the detailed survey numbers from the legal and technical reports as they represent the updated revenue records.
CHECKPalghar in Sanction Letter communication address
The sanction letterPalghar, THANE
Mira, Palghar, THANE, MAHARASHTRA, IN, 401107
The technical reportThane district only
Taluka District Thane, Maharashtra 401107
Why it matters: The bank's sanction letter lists both Palghar and Thane in the customer's communication address. Mira Road is in Thane district, not Palghar district.
What to do: File the mortgagor's residence address under Thane district, as Mira Road lies within the limits of Mira Bhayander Municipal Corporation under Thane.
Compared: the technical report, the legal report (TSR), the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has processed the challan and shared it with the branch. The team is waiting for the correct Index II from the branch to proceed with NOI filing.
the trail says the next move is with the branch — the Index II
the branch last asked: Pls hold the case
✓ loan papers sent — done, mail 3 (2026-09-30) “PFA Legal Report”
✓ fee paid — the branch's words — done, mail 4 (2026-09-30) “We acknowledge the receipt of your mail documents and payment .”
✓ challan made — done, mail 7 (2026-09-30) “Please find the challan attached for your reference.”
✓ challan shared — done, mail 7 (2026-09-30) “Please find the challan attached for your reference.”
? Index II asked for — asked, mail 8 (2026-09-30) “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
read over 9 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 13d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011136616202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02931
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 7792124090).

ApplicantAshish Arvind Gaikwad
LAN7792124090
Loan AmtRs. 34,50,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 27,400 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02931/8fbed0b9c366d9cb9a824b01

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
JS job.shinde@icicihfc.com icicihfc.com
30 Sep, 12:09 · 13d ago
THE FIRST MAIL — how this case began
ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Please do on urgent basis

Customer nameASHISH ARVIND GAIKWAD
Loan account (LAN)7792124090
Loan amount₹34,50,000
Stamp duty 0.30%₹10,350
Registration fee 0.50%₹15,000
DHC₹350
Total₹27,400
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION BRANCH NAME

THANE

CASE TYPE (PLS MENTION IT )

NOI | LAP

NOI SERIVCE FEE1700

JOB SHINDE

Relationship Manager

Synergy - Thane7039384734

jobshinde.@icicihfc.com

www.icicihfc.com1800

267 4455

🤖 read: documents attached; note: Please do on urgent basis — “3450000”
7 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:35 · 13d ago

Team,

Kindly share the technical report and LSR with the correct address and PIN code for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “Kindly share the technical report and LSR with the correct address and PIN code for challan processing.”
JS job.shinde@icicihfc.com icicihfc.com
30 Sep, 12:47 · 13d ago

PFA Legal Report

JOB SHINDE

Relationship Manager

Synergy - Thane7039384734

jobshinde.@icicihfc.com

www.icicihfc.com1800

267 4455

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Wednesday, September 30, 2026 12:35 PM

To: Job Shinde / /ICICIHFC/THANE <job.shinde@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;

Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>

Cc: Pankaj Tripathi / /ICICIHFC/THANE <pankaj.tripathi@icicihfc.com>; Richa Uikey /DISTP/ICICIHFC/THANE <richa.uikey@icicihfc.com>; Divya Ghadi /DISTP/ICICIHFC/THANE <divya.ghadi@icicihfc.com>; Rajveer Manchanda /DISTP/ICICIHFC/THANE <rajveer.manchanda@icicihfc.com>;

Saurabhkumar Yadav /DISTP/ICICIHFC/THANE <saurabhkumar.yadav@icicihfc.com>

Subject:Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

Kindly share the technical report and LSR with the correct address and PIN code for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:59 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 13:00 · 13d ago

Team,

PFA challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:59, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “PFA challan for your reference.”
JS job.shinde@icicihfc.com icicihfc.com
30 Sep, 13:03 · 13d ago

pfa

JOB SHINDE

Relationship Manager

Synergy - Thane7039384734

jobshinde.@icicihfc.com

www.icicihfc.com1800

267 4455

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Wednesday, September 30, 2026 12:59 PM
To:Job Shinde / /ICICIHFC/THANE <job.shinde@icicihfc.com>

Cc: Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC

TOWER <parshuram.kandurakar@ext.icicihfc.com>; Pankaj Tripathi / /ICICIHFC/THANE <pankaj.tripathi@icicihfc.com>; Richa Uikey /DISTP/ICICIHFC/THANE <richa.uikey@icicihfc.com>; Divya Ghadi /DISTP/ICICIHFC/THANE <divya.ghadi@icicihfc.com>; Rajveer Manchanda /DISTP/ICICIHFC/THANE

<rajveer.manchanda@icicihfc.com>; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE <saurabhkumar.yadav@icicihfc.com>

Subject:Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
30 Sep, 13:04 · 13d ago

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:59, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 17:52 · 13d ago
DEAR TEAM

PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:04, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Please find the challan attached for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:59, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
PI postmaster@icicihfc.com icicihfc.com
30 Sep, 17:53 · 13d ago
Undeliverable: Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

DEAR TEAM

PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:04, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Please find the challan attached for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:59, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 Delivery has failed to these recipients or groups: Richa Uikey /DISTP/ICICIHFC/THANE (richa.uikey@icicihfc.com) The recipient's mailbox is full and can't accept messages now. Please try resending your message later, or contact the recipient directly. Diagnostic information for administrators: Generating server: PN6PR01MB12155.INDPRD01.PROD.OUTLOOK.COM richa.uikey@icicihfc.com Remote server returned '554 5.2.2 mailbox full; STOREDRV.Deliver.Exception:QuotaExceededException.MapiExceptionStorageShutoffQuotaExceeded.MapiExceptionStorageShutoffQuotaExceeded; Failed to process message due to a permanent exception with message [BeginDiagnosticData]The process failed to get the correct properties. 1.84300:02000000, 1.84300:9F000000, 1.84300:A1000000, 1.84300:01000000, 1.84300:08000000, 1.73948:00000000, 5.71140:67000000446F526F70730000, 1.108572:00000000, 0.117068:A4000000, 1.79180:02000000, 1.79180:9F000000, 1.79180:FA000000, 255.73100:14000000, 5.95292:67000000446F526F7073004F, 8.111356:9552F9FE86593ECC1F1F572B2F8F6BACB9AC9E2E, 0.38698:626D53D5, 1.41134:86000000, 1.98628:00000000, 7.36354:010000000000010C00000000, 1.46439:0A000000, 1.115228:00000000, 0.104668:01000000, 1.41134:86000000, 1.98628:00000000, 7.36354:010000000000010C86000000, 1.46439:0A000000, 1.115228:00000000, 0.104668:00000000, 0.34102:0C000000, 5.29818:0000000030613935333536622D623632322D343763352D386237372D66633566633536633331643200000000, 5.55446:00000000333A300000000000, 7.29828:F2E702800000000000000000, 7.29832:000000800000000046000000, 4.45884:41050000, 4.29880:41050000, 4.59420:41050000, 7.40840:010000000000010C27D80100, 8.45434:6B35950A22B6C5478B77FC5FC56C31D246000000, 0.104348:C6050200, 5.46798:040000004D61696C4974656D44656C697665722E485454502E456D61696C001046000000, 7.51330:3F9710A2ED1EDF0846000000, 5.10786:0000000031352E32312E303437322E3030353A4D4158505230314D42333337353A34643265616263622D646231382D346563362D393265342D3864346662303834636335303A32353830303A2E4E45542031302E302E313100000000, 0.39570:C6D70100, 1.64146:02000000, 1.33010:02000000, 2.54258:00000000, 0.58802:A4000000, 1.33010:02000000, 2.54258:00000000, 0.58802:12000000, 1.64146:9F000000, 1.33010:9F000000, 2.54258:41050000, 1.33010:9F000000, 2.54258:41050000, 255.79500:00000000, 1.79180:A1000000, 1.79180:08000000, 0.100684:00000000, 4.70028:41050000, 1.52466:01000000, 0.60402:01000000, 1.52466:01000000[EndDiagnosticData] [Stage: CreateMessage]' Original message headers: ARC-Seal: i=2; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=NdRuslWbLI28WBfVGWnxSUoBegLW3DuA8TO58ZaQJyY/JvsRhh99FPPRganmMCIi3nk0XLDWReZEUIgbggVY/ELEu/90Ov25zNE0jWo1LXIzuhiCflgKMQJ44SMNTT5dJLVQ2Y51V9V9fnPcJRUNPbyQq6gGaYQ2dAR5ezDEqnvc774meXcknvFH45N5kmPK96ZypnZR4sNTEehd3viWwajHc/25Fol71lCGhv3c7jGkpfeqgTjmTTl7h76kl08fn7UO108f0fozduX4nag7Zr9n7Q1FhbehtLZ3cEykRKtN7FIpbrVfJHiz4xKmGbQkfg7mEMUa+RbwqtcEjTYuHQ== ARC-Message-Signature: i=2; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=mIvGyGTYW4DfHxMbnDjbBJDV4IjEKne1cUdZpme8idM=; b=SAe0Pz5oD0qvy95t1HkuK3Tet6esWnxfPZoLfCkb
JS job.shinde@icicihfc.com icicihfc.com
30 Sep, 17:57 · 13d ago
Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Pls hold the case

Sent from

Outlook for Android

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Wednesday, 30 September 2026 17:52:36
To:Job Shinde / /ICICIHFC/THANE <job.shinde@icicihfc.com>

Cc: Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC

TOWER <parshuram.kandurakar@ext.icicihfc.com>; Pankaj Tripathi / /ICICIHFC/THANE <pankaj.tripathi@icicihfc.com>; Richa Uikey /DISTP/ICICIHFC/THANE <richa.uikey@icicihfc.com>; Divya Ghadi /DISTP/ICICIHFC/THANE <divya.ghadi@icicihfc.com>; Rajveer Manchanda /DISTP/ICICIHFC/THANE

<rajveer.manchanda@icicihfc.com>; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE <saurabhkumar.yadav@icicihfc.com>

Subject:Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

DEAR TEAM

PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 13:04, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Please find the challan attached for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:59, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:48, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: PFA Legal Report JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455 From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, September 30, 2026 12:35 PM To: Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Pankaj Tripathi / /ICICIHFC/THANE < pankaj.tripathi@icicihfc.com >; Richa Uikey /DISTP/ICICIHFC/THANE < richa.uikey@icicihfc.com >; Divya Ghadi /DISTP/ICICIHFC/THANE < divya.ghadi@icicihfc.com >; Rajveer Manchanda /DISTP/ICICIHFC/THANE < rajveer.manchanda@icicihfc.com >; Saurabhkumar Yadav /DISTP/ICICIHFC/THANE < saurabhkumar.yadav@icicihfc.com > Subject: Re: ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, Kindly share the technical report and LSR with the correct address and PIN code for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 12:09, Job Shinde / /ICICIHFC/THANE < job.shinde@icicihfc.com > wrote: Dear Team, Please do on urgent basis ASHISH ARVIND GAIKWAD_ 7792124090 PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING APPLICANT NAME ASHISH ARVIND GAIKWAD LAN NO 7792124090 CASE INITIATION BRANCH NAME THANE CASE TYPE (PLS MENTION IT ) NOI | LAP LOAN AMOUNT WITH INSURANCE 3450000 0.30% 10350 0.50% 15000 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 27,400 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED JOB SHINDE Relationship Manager Synergy - Thane 7039384734 jobshinde.@icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: note: Hold the case.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260930-WA0002.jpg
filed 13d ago
Selfie / photo Photo_Photograph_Namrata Ashish Gaikwad_M_05082026_112254AM.jpg
CANNOT BE READ — clear copy asked 13d ago
Aadhaar card IMG-20260930-WA0003.jpg
filed 13d ago
Aadhaar card+ PAN card inside Other Documents_Miscellaneous Documents_Namrata Ashish Gaikwad_M_05082026_112440AM.jpg
filed 13d ago
Index IIthe branch sent this — an input IMG-20260922-WA0007.jpg
filed 13d ago
Selfie / photo Photo_Photograph_ASHISH Arvind Gaikwad_M_05082026_111838AM.jpg
CANNOT BE READ — clear copy asked 13d ago
PAN card Other Documents_Miscellaneous Documents_ASHISH Arvind Gaikwad_M_05082026_112149AM.jpg
filed 13d ago
Sanction letter KFSLetter_7792124090 (1).pdf
filed 13d ago
Other image.png
filed 13d ago
Other image.png
filed 13d ago
Other image.png
filed 13d ago
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filed 13d ago
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filed 13d ago
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filed 13d ago
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filed 13d ago
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filed 13d ago
Technical report HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf
filed 13d ago
LSR (search report) ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf
filed 13d ago
Paid challan (GRAS) ASHISH ARVIND GAIKWAD EchallanMH011136616202627E.pdf
filed 13d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,410.27
Where it stands
VERIFIED — money received
Screenshot claims
₹27,400
Paid at
2 Oct 17:41:00
Verified on
3 Oct 13:25:20
Paid by GPay ₹27,400 at 3 Oct 13:25 — Google's alert. Its NEFT into the PNB account is due by 3 Oct 17:25; confirmed when it lands.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,360₹15,000₹350 ₹1,700₹27,410
By law ₹27,400. We ask ₹27,410 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 2)
23 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✓ EzDocs checked every box against the document’s own words 13d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG-20260922-WA0007.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नाव:ठाणे म.न.पा. इतर वर्णन :, इतर माहिती: सदनिका, गोकुळ धाम यामधील इमारत नं बी वीग मधील 3 रा मजला फ्लॅट नं बी 302 ((Survey Number : 165/5 ;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf
Property Address line
FLAT NO. 302, 3RD FLOOR, B WING,NEW GOKUL DHAM CHSL,NEXT TO VIJAY PARK, MIRA ROAD (EAST),TALUKA DISTRICT THANE, 401107
Legal Address line
FLAT NO. 302, 3RD FLOOR, B WING, NEW GOKUL DHAM CHSL, NEXT TO VIJAY PARK, MIRA ROAD (EAST), OLD SURVEY NO. 165, NEW SURVEY NO. 36, HISSA NO. 4 5, VILLAGE MIRA, TALUKA DISTRICT THANE, MAHARASHTRA 401107
PIN
401107
the legal report (TSR)
ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf
as printed
FLAT NO. 302, ON THE THIRD FLOOR, IN B-WING, OF THE BUILDING KNOWN AS GOKUL DHAM, AND THE SOCIETY KNOWN AS NEW GOKUL DHAM CO-OPERATIVE HOUSING SOCIETY LIMITED, SITUATED AT NEW GOKUL DHAM BUILDING, BEHIND MANSI BUILDING, NEXT TO VIJAY PARK, MIRA ROAD (E), DISTRICT: THANE - 401107, ON LAND BEARING OLD SURVEY NO. 165, NEW SURVEY NO. 36, HISSA NO. 4 & 5, IN VILLAGE MIRA, WARD ‘Q’, TALUKA AND DISTRICT THANE, WITHIN THE LIMITS OF MIRA BHAYANDER MUNICIPAL CORPORATION.
PIN
401107
the Index II
IMG-20260922-WA0007.jpg
the property
1) paalikeche naava:thaane ma.na.paa. itara varnana :, itara maahiti: sadanikaa, gokula dhaama yaamadhila imaarata nan bi viga madhila 3 raa majalaa phlata nan bi 302 ((SURVEY NUMBER : 165/5 ;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 302 3RD FLOOR B WING NEW GOKUL DHAM CHSL NEXT TO VIJAY PARK MIRA ROAD EAST OLD SURVEY NO 165
Locality/Road
NEW SURVEY NO 36 HISSA NO 4 5 VILLAGE MIRA TALUKA DISTRICT THANE MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: BHAYANDER, MANSI
the Index II also prints: 1, 165/5, 3, BI, CANNOT, DHAAMA, IMAARATA, ITARA, MA, MAAHITI, MADHILA, MAJALAA, NA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorAshish Arvind GaikwadARQPG1616H…7164
co_mortgagorNAMRATA ASHISH GAIKWADBJLPA3298P…2853

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedjob.shinde@icicihfc.com 13d ago
What the engine read from each document — check anything marked in red
Selfie / photo Photo_Photograph_Namrata Ashish Gaikwad_M_05082026_112254AM.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Payment screenshot IMG-20260930-WA0002.jpg needs your check
date
2026-09-30
time
11:35
amount
27400
method
UPI
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-30', 'time': '11:35', 'amount': 27400, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Aadhaar card IMG-20260930-WA0003.jpg needs your check
dob
1990-02-15
name
Ashish Arvind Gaikwad
mobile
9082204360
legible
True
aadhaar last4
7164
raw reading (for Abhijit)
{'dob': '1990-02-15', 'pan': None, 'name': 'Ashish Arvind Gaikwad', 'mobile': '9082204360', 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '7164', 'quality_issue': None}
Aadhaar card Other Documents_Miscellaneous Documents_Namrata Ashish Gaikwad_M_05082026_112440AM.jpg needs your check
dob
1994-09-03
pan
BJLPA3298P
name
NAMRATA ASHISH GAIKWAD
mobile
8779709608
legible
True
father name
ARJUN AHER
aadhaar last4
2853
raw reading (for Abhijit)
{'dob': '1994-09-03', 'pan': 'BJLPA3298P', 'name': 'NAMRATA ASHISH GAIKWAD', 'mobile': '8779709608', 'address': None, 'legible': True, 'father_name': 'ARJUN AHER', 'aadhaar_last4': '2853', 'quality_issue': None}
Selfie / photo Photo_Photograph_ASHISH Arvind Gaikwad_M_05082026_111838AM.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a studio photograph with a plain red backdrop, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a studio photograph with a plain red backdrop, not a live selfie'}
Index II IMG-20260922-WA0007.jpg needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'ठाणे म.न.पा.', 'r11_serial': 'P829/1999', 'r14_remark': None, 'r4_locality': 'सदनिका, गोकुळ धाम यामधील इमारत नं बी वीग मधील 3 रा मजला फ्लॅट नं बी 302', 'r5_area_text': '485 चौ. फू
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'ठाणे म.न.पा.', 'r11_serial': 'P829/1999', 'r14_remark': None, 'r4_locality': 'सदनिका, गोकुळ धाम यामधील इमारत नं बी वीग मधील 3 रा मजला फ्लॅट नं बी 302', 'r5_area_text': '485 चौ. फूट', 'r7_executants': [{'age': None, 'pan': None, 'name': 'मे शाम कंन्स्ट्रक्शन के तर्फे भागीदार श्री डी जी पंचमतीया यांचे कु मु श्री कमलेश पटेल', 'address': 'रोड नंः मिरारोड, शहराचे नावः मिरा पिन कोड:-'}], 'r8_purchasers': [{'age': None, 'pan': None, 'name': 'कृष्णा महादेव कदम', 'address': 'रोड नं: मिरारोड, शहराचे नावः मिरा पिन कोडः'}], 'r12_stamp_duty': 8910, 'r3_market_value': None, 'r1_document_type': 'करारनामा', 'r2_consideration': 339015, 'r9_execution_date': '24/08/1999', 'r13_registration_fee': None, 'r10_registration_date': '24/08/1999'}, 'doc_no': 'P829/1999', 'village': 'मिरे', 'doc_kind': 'सूची क्र.2', 'doc_year': '1999', 'sro_name': 'सह दु.नि. ठाणे 2 [THN2]', 'area_text': '485 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 0, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. ठाणे 2 [THN2]', 'mortgagors': ['कृष्णा महादेव कदम'], 'stamp_duty': 8910, 'filing_date': '15-10-2024', 'loan_amount': 339015, 'token_number': 'I CANNOT TELL', 'property_text': '1) पालिकेचे नाव:ठाणे म.न.पा. इतर वर्णन :, इतर माहिती: सदनिका, गोकुळ धाम यामधील इमारत नं बी वीग मधील 3 रा मजला फ्लॅट नं बी 302 ((Survey Number : 165/5 ;))', 'header_village': 'मिरे', 'survey_numbers': ['165/5'], 'header_doc_number': 'P829/1999'}}
PAN card Other Documents_Miscellaneous Documents_ASHISH Arvind Gaikwad_M_05082026_112149AM.jpg needs your check
dob
1990-02-15
pan
ARQPG1616H
name
ASHISH ARVIND GAIKWAD
legible
True
father name
ARVIND NIVRUTI GAIKWAD
raw reading (for Abhijit)
{'dob': '1990-02-15', 'pan': 'ARQPG1616H', 'name': 'ASHISH ARVIND GAIKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARVIND NIVRUTI GAIKWAD', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Other Documents_Miscellaneous Documents_Namrata Ashish Gaikwad_M_05082026_112440AM.jpg needs your check
dob
1994-09-03
pan
BJLPA3298P
name
NAMRATA ASHISH GAIKWAD
mobile
8779709608
legible
True
father name
ARJUN AHER
aadhaar last4
2853
raw reading (for Abhijit)
{'dob': '1994-09-03', 'pan': 'BJLPA3298P', 'name': 'NAMRATA ASHISH GAIKWAD', 'mobile': '8779709608', 'address': None, 'legible': True, 'father_name': 'ARJUN AHER', 'aadhaar_last4': '2853', 'quality_issue': None}
Sanction letter KFSLetter_7792124090 (1).pdf needs your check
lan
7792124090
legible
True
purpose
Non Home Loan and Business
borrowers
{'name': 'ASHISH ARVIND GAIKWAD', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'NAMRATA ASHISH GAIKWAD', 'role': 'co_applicant', 'label': 'Customer Name'}
loan type
Non Home Loan and Business
confidence
1
linked refs
7792135684
loan amount
3450000
final amount
3450000
interest rate
10.3
sanction date
29/09/2026
applicant email
Agaikwad151990@gmail.com
applicant names
ASHISH ARVIND GAIKWAD, NAMRATA ASHISH GAIKWAD
printed altered
False
applicant mobile
9082204360
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Fit No-B/302, New Gokuldham Chs Ltd, Vijay Park Road, Amber Plaza Hall, Mira Road East, Mira-Bhayander, Thane, Maharashtra, Mira, Palghar, THANE, MAHARASHTRA, IN, 401107
raw reading (for Abhijit)
{'lan': '7792124090', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [{'name': 'ASHISH ARVIND GAIKWAD', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'NAMRATA ASHISH GAIKWAD', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Home Loan and Business', 'confidence': 1, 'handwritten': [], 'linked_refs': ['7792135684'], 'loan_amount': 3450000, 'final_amount': 3450000, 'interest_rate': 10.3, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'applicant_email': 'Agaikwad151990@gmail.com', 'applicant_names': ['ASHISH ARVIND GAIKWAD', 'NAMRATA ASHISH GAIKWAD'], 'printed_altered': False, 'applicant_mobile': '9082204360', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Fit No-B/302, New Gokuldham Chs Ltd, Vijay Park Road, Amber Plaza Hall, Mira Road East, Mira-Bhayander, Thane, Maharashtra, Mira, Palghar, THANE, MAHARASHTRA, IN, 401107'}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical report HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
34.56
paper for
loan_ref: 7792124090; report_id: HRQ-26-168538; customer_name: Ashish Arvind Gaikwad
confidence
1.0
address lines
taken: legal; legal_address: Flat No. 302, 3rd Floor, B Wing, New Gokul Dham Chsl, Next To Vijay Park, Mira Road (East), Old Survey No. 165, New Survey No. 36, Hissa No. 4 5, Village Mira, Taluka District Thane, Maharash
property address
pin: 401107; road: Mira Road (East); state: Maharashtra; taluka: Thane; flat_no: Flat No. 302; district: Thane; floor_no: 3rd Floor; landmark: Next To Vijay Park; full_address: Flat No. 302, 3rd Floor, B Wing, New Gokul
security address verbatim
Flat No. 302, 3rd Floor, B Wing, New Gokul Dham Chsl, Next To Vijay Park, Mira Road (East), Old Survey No. 165, New Survey No. 36, Hissa No. 4 5, Village Mira, Taluka District Thane, Maharashtra 401107
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 34.56, 'paper_for': {'loan_ref': '7792124090', 'report_id': 'HRQ-26-168538', 'customer_name': 'Ashish Arvind Gaikwad'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 302, 3rd Floor, B Wing, New Gokul Dham Chsl, Next To Vijay Park, Mira Road (East), Old Survey No. 165, New Survey No. 36, Hissa No. 4 5, Village Mira, Taluka District Thane, Maharashtra 401107', 'property_address': 'Flat No. 302, 3rd Floor, B Wing,New Gokul Dham Chsl,Next To Vijay Park, Mira Road (East),Taluka District Thane, 401107'}, 'property_address': {'pin': '401107', 'road': 'Mira Road (East)', 'state': 'Maharashtra', 'taluka': 'Thane', 'flat_no': 'Flat No. 302', 'district': 'Thane', 'floor_no': '3rd Floor', 'landmark': 'Next To Vijay Park', 'full_address': 'Flat No. 302, 3rd Floor, B Wing, New Gokul Dham Chsl, Next To Vijay Park, Mira Road (East), Old Survey No. 165, New Survey No. 36, Hissa No. 4 5, Village Mira, Taluka District Thane, Maharashtra 401107', 'village_city': 'Village Mira', 'building_name': 'B Wing, New Gokul Dham Chsl', 'survey_or_cts_no': 'Old Survey No. 165, New Survey No. 36, Hissa No. 4 5'}, 'security_address_verbatim': 'Flat No. 302, 3rd Floor, B Wing, New Gokul Dham Chsl, Next To Vijay Park, Mira Road (East), Old Survey No. 165, New Survey No. 36, Hissa No. 4 5, Village Mira, Taluka District Thane, Maharashtra 401107'}
LSR (search report) ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf needs your check
found
True
found in
Description of the Property
area sq m
45.07
paper for
loan_ref: 7792124090; customer_name: Mr. Ashish Arvind Gaikwad
confidence
0.99
property address
pin: 401107; road: MIRA ROAD E; state: MAHARASHTRA; taluka: THANE; flat_no: FLAT NO 302; district: THANE; floor_no: 3RD; landmark: BEHIND MANSI BUILDING NEXT TO VIJAY PARK; full_address: Flat No. 302, Third Floor, B-Wing
security address verbatim
Flat No. 302, on the Third Floor, in B-Wing, of the Building known as GOKUL DHAM, and the society known as NEW GOKUL DHAM Co-operative Housing Society Limited, situated at New Gokul Dham Building, Behind Mansi Building,
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 45.07, 'paper_for': {'loan_ref': '7792124090', 'report_id': None, 'customer_name': 'Mr. Ashish Arvind Gaikwad'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': None, 'property_address': {'pin': '401107', 'road': 'MIRA ROAD E', 'state': 'MAHARASHTRA', 'taluka': 'THANE', 'flat_no': 'FLAT NO 302', 'district': 'THANE', 'floor_no': '3RD', 'landmark': 'BEHIND MANSI BUILDING NEXT TO VIJAY PARK', 'full_address': 'Flat No. 302, Third Floor, B-Wing, Gokul Dham, New Gokul Dham Co-operative Housing Society Limited, New Gokul Dham Building, Behind Mansi Building, Next To Vijay Park, Mira Road (E), District Thane - 401107, on land bearing Old Survey No. 165, New Survey No. 36, Hissa No. 4 & 5, in Village Mira, Taluka and District Thane', 'village_city': 'MIRA', 'building_name': 'B-WING, GOKUL DHAM, NEW GOKUL DHAM CHS LTD', 'survey_or_cts_no': 'OLD SURVEY NO 165, NEW SURVEY NO 36, HISSA NO 4 AND 5'}, 'security_address_verbatim': 'Flat No. 302, on the Third Floor, in B-Wing, of the Building known as GOKUL DHAM, and the society known as NEW GOKUL DHAM Co-operative Housing Society Limited, situated at New Gokul Dham Building, Behind Mansi Building, Next To Vijay Park, Mira Road (E), District: Thane - 401107, on land bearing Old Survey No. 165, New Survey No. 36, Hissa No. 4 & 5, in Village Mira, Ward ‘Q’, Taluka and District Thane, within the limits of Mira Bhayander Municipal Corporation.'}
Paid challan (GRAS) ASHISH ARVIND GAIKWAD EchallanMH011136616202627E.pdf needs your check
grn
MH011136616202627E
pin
401107
total
25360.0
article
6(1)
defaced
False
bank cin
03006172026093000756
district
THANE
area city
THANE
payer pan
ARQXXXXXXH
flat block
FLAT NO 302 3RD FLOOR B WING NEW GOKUL
payer name
ASHISH ARVIND GAIKWAD
sro office
THN2 THANE 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3450000
scheme rows
{'amount': 10360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4360
payment date
30/09/2026-13:04:38
road locality
DHAM CHSL OLD SURVEY NO 165 NEW SURVEY NO 36 HISSA NO 4 5 NEXT TO VIJAY PARK MIRA ROAD EAST VILLAGE MIRA TALUKA DISTRICT THANE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
3450000
raw reading (for Abhijit)
{'grn': 'MH011136616202627E', 'pin': '401107', 'total': 25360.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000756', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'ARQXXXXXXH', 'flat_block': 'FLAT NO 302 3RD FLOOR B WING NEW GOKUL', 'payer_name': 'ASHISH ARVIND GAIKWAD', 'sro_office': 'THN2 THANE 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3450000', 'scheme_rows': [{'amount': 10360.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4360', 'payment_date': '30/09/2026-13:04:38', 'road_locality': 'DHAM CHSL OLD SURVEY NO 165 NEW SURVEY NO 36 HISSA NO 4 5 NEXT TO VIJAY PARK MIRA ROAD EAST VILLAGE MIRA TALUKA DISTRICT THANE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3450000'}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260930-WA0002.jpg needs your check
payments inside
payments: [{'utr': None, 'date': '2026-09-30', 'page': 1, 'time': '11:35', 'payee': 'EZDOCS', 'amount': 27400.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-30', 'page': 1, 'time': '11:35', 'payee': 'EZDOCS', 'amount': 27400.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}}
Paid challan (GRAS) ASHISH ARVIND GAIKWAD EchallanMH011136616202627E.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
LSR (search report) ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical report HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf needs your check
payments inside
kind: bundle; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter KFSLetter_7792124090 (1).pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II IMG-20260922-WA0007.jpg needs your check
payments inside
payments: []
header doc number
P829/1999
raw reading (for Abhijit)
{'payments_inside': {'payments': []}, 'header_doc_number': 'P829/1999'}
Technical record (for Abhijit — safe to ignore)
10d agosystem:reconcilegpay_not_settled_yet{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
10d agosystem:smscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
10d agosystem:paymentspayment_verified{'utr': None, 'delta': -10.27, 'method': 'bank_own_total+screenshot_differs+payee_road+gpay_alert', 'paid_at': '2026-10-02T12:11:00+00:00', 'expected': 27410.27, 'received': 27400.0, 'confidence': 'high'}
10d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
11d agosystem:extractindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'IMG-20260922-WA0007.jpg', 'doc_id': '36965e8c-27f3-456d-b250-00f1249519d0', 'head
11d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260922-WA0007.jpg', 'kind': None, 'found': 0, 'doc_id': '36965e8c-27f3-456d-b250-00f1249519d0', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'KFSLetter_7792124090 (1).pdf', 'kind': None, 'found': 0, 'doc_id': '8298b244-58ce-43be-81ad-2d5cdaf55615', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf', 'kind': 'bundle', 'found': 0, 'doc_id': 'fcf5f2be-3249-49b7-8b43-a9d5babe790c', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf', 'kind': None, 'found': 0, 'doc_id': '6e245839-662a-40f3-8c99-312bcf21e2f6', 'fetched': True}
11d agosystem:paymentshidden_payment_scan{'file': 'ASHISH ARVIND GAIKWAD EchallanMH011136616202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '8b016eba-63a4-42d2-99b4-5539c90d776a', 'fetched': True}
12d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 16 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in'
12d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['IMG-20260922-WA0007.jpg', 'ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf', 'HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf', 'KFSLetter_7792124090 (1).pdf', 'IMG-2026
12d agosystem:extractchallan_boxes_by_rules{'fp': 'adbbdb799e32cee3', 'why': "'SURVEY NO' twice in box 1"}
12d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 16, 'seconds': 2.5, 'workers': 5}
12d agosystem:ingestmail_instruction_understood{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['hold_case'], 'urgent_disbursement': False}
13d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260930-WA0002.jpg', 'kind': None, 'found': 0, 'doc_id': '535c56df-01f7-4ef9-ae58-f42cb64d10b9', 'fetched': True}
13d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '45ef01b3-a550-4c42-ac04-5076d6d4f95b', 'fetched': True}
13d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'a736e797-edc4-4310-b9f8-7880ff8f1b0b', 'fetched': True}
13d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'b7e39996-6e50-401e-8230-33f3f7175fbe', 'fetched': True}
13d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 16 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in'
13d agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@icicihfc.com', 'subject': 'Undeliverable: Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% A
13d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 16 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in'
13d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['IMG-20260922-WA0007.jpg', 'ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf', 'HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf', 'KFSLetter_7792124090 (1).pdf', 'IMG-2026
13d agosystem:extractchallan_boxes_by_rules{'fp': 'adbbdb799e32cee3', 'why': "'SURVEY NO' twice in box 1"}
13d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 16, 'seconds': 2.7, 'workers': 5}
13d agosystem:ingestmail_instruction_understood{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['hold_case'], 'urgent_disbursement': False}
13d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 16 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in'
13d agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@icicihfc.com', 'subject': 'Undeliverable: Re: ASHISH ARVIND GAIKWAD_7792124090 PROCESS CHALLAN OF 0.3 & 0.5% A
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
13d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['IMG-20260922-WA0007.jpg', 'ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf', 'HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf', 'KFSLetter_7792124090 (1).pdf', 'IMG-2026

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹27,400 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Mail bounced — the branch did not get it. Re-send. Selfie / photo: copy on file cannot be used. A usable one is being asked for. GPay ₹27,400 announced at 07:55 has not settled into the PNB account (due 11:55). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
3 Oct3 things
gpay not settled yet
17:35
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:25
receivable snapshot
13:25
2 Oct1 thing — 1 step
index2 docno read
17:39
1 Oct4 things — 4 steps
half read mail reread
00:31
boxes gathered
00:31
challan boxes by rules
00:31
documents read together
00:31
30 Sep126 things — 19 documents received · 3 letters written · 5 cautions · 99 steps
half read mail reread
18:35
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:35
half read mail reread
18:35
boxes gathered
18:35
challan boxes by rules
18:35
documents read together
18:34
half read mail reread
18:07
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:07
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:01
boxes gathered
17:59
challan boxes by rules
17:59
documents read together
17:59
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:55
quoted history checked
16:07
half read mail reread
14:04
boxes gathered
14:04
challan boxes by rules
14:04
box disagreement
14:03
box disagreement
14:03
documents read together
14:03
half read mail reread
13:33
boxes gathered
13:33
challan boxes by rules
13:33
documents read together
13:32
kyc address missing
13:26
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:13
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:13
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
13:13
Challan re-read against the case — matches exactly
13:13
challan extracted
13:13
Received: Challan
ASHISH ARVIND GAIKWAD EchallanMH011136616202627E.pdf
13:13
boxes gathered
13:13
challan boxes by rules
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
box disagreement
13:13
documents read together
13:12
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:06
copilot edit — by copilot:KUNAL
13:03
copilot check ok — by copilot
13:01
challan numbers from reading — by copilot
13:00
challan boxes by rules
13:00
copilot check issues — by copilot
12:59
case read — by ezdocs:reader
12:59
challan boxes by rules
12:59
boxes gathered
12:59
address compared
12:59
challan numbers from reading — by copilot
12:59
challan boxes by rules
12:59
case read started — by ezdocs:reader
12:58
reader mail addition — by ezdocs:reader
12:58
property self check
12:58
property from index2
12:58
index2 people checked
12:58
index2 extra purchaser
12:58
documents read together
12:57
paper read beside case
12:57
paper read beside case
12:57
Received: LSR
ASHISH GAIKWAD - GOKULDHAM - BT - MIRE.pdf
12:57
Received: Technical report
HRQ-26-168538_INDProcessRequest_2500320260930124623046.pdf
12:57
extra challan scanned
12:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:35
The home address was read off the papers — by ezdocs:reader
12:28
case read — by ezdocs:reader
12:16
boxes gathered
12:16
address compared
12:16
challan boxes composed
12:16
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02931
12:16
acknowledged with advice
12:16
No fee quote sent — the branch's own figures were right
12:16
box disagreement
12:15
box disagreement
12:15
box disagreement
12:15
property self check
12:15
property from index2
12:15
index2 people checked
12:15
index2 extra purchaser
12:15
documents read together
12:15
property self check
12:15
The payment proof already on the case was applied
12:15
Received: other
image.png
12:15
money settled — by ezdocs:reader
12:15
Received: other
image.png
12:15
Received: other
image.png
12:14
Received: other
image.png
12:14
Received: other
image.png
12:14
property from index2
12:14
Received: other
image.png
12:14
index2 people checked
12:14
index2 extra purchaser
12:14
case read started — by ezdocs:reader
12:14
applicant email captured
12:14
Received: other
image.png
12:14
roles from letter
12:14
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:14
card mobile not taken
12:14
Received: other
image.png
12:14
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:14
property english extracted
12:14
Received: Sanction letter
KFSLetter_7792124090 (1).pdf
12:14
Property read from the Index II
12:14
index2 people checked
12:14
index2 extra purchaser
12:14
Index II (title document) received from the branch
12:14
Document could not be read — a clear copy was asked for
this is a studio photograph with a plain red backdrop, not a live selfie
12:14
Co-applicant added
12:14
card mobile not taken
12:14
Received: PAN card
Other Documents_Miscellaneous Documents_ASHISH Arvind Gaikwad_M_05082026_112149A
12:14
PAN found inside the KYC file — no need to ask for it
12:14
Received: Selfie — not usable
Photo_Photograph_ASHISH Arvind Gaikwad_M_05082026_111838AM.j — this is a studio photograph with a plain red backdrop, not a live selfie
12:14
card mobile not taken
12:14
Payment proof arrived before the case was quoted — held
12:14
Received: Index II
IMG-20260922-WA0007.jpg
12:14
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:14
Received: Aadhaar
Other Documents_Miscellaneous Documents_Namrata Ashish Gaikwad_M_05082026_112440
12:14
Received: Aadhaar
IMG-20260930-WA0003.jpg
12:14
Received: Selfie — not usable
Photo_Photograph_Namrata Ashish Gaikwad_M_05082026_112254AM. — this is a photograph of a passport-size print, not a live selfie
12:14
Received: Payment screenshot
IMG-20260930-WA0002.jpg
12:14
case type guessed from mail
12:14
Case opened from the branch's mail
12:14
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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