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⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02270

Sanket Mahesh More

PNB_HFLLAN NHL/NSK/0826/5208121 Index II shared · done All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
✓Payment screenshot — money verified — inside DOC-20260923-WA0023.pdfopen
✓Selfie / photo — inside DOC-20260923-WA0023.pdfopen
✓PAN card — inside DOC-20260923-WA0023.pdfopen
✓Aadhaar card — inside DOC-20260923-WA0023.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹14,690.11CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹14,700 receivedthe receipt's amount and minute agree
Stamp duty 0.3%4,830
Registration fee 0.5%8,040
Government handling320
Our service fee1,500.11
Total we ask for14,690.11
the branch’s receipt claims ₹14,700 767490599668
paid 23 Sep 11:50:00 · verified 23 Sep 12:41:09 · 51 min later
How we know
Our own bank told us — 23 Sep 11:50
₹14,700 · from GPAY-BIZ
“₹14,700 received from RUSHIKESH R W at 11:50 am”
Matched by: the screenshot's amount AND its minute agree with this credit · Google's alert; the NEFT has settled
By law ₹14,672. We ask ₹14,690 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹14,652 — accept as full (₹38.11 = our margin).
BANK'S TABLE — INSIDE OUR BUFFER
Bank table ₹14,652. We ask ₹14,690. Difference ₹38 — OK (our margin). Accept ₹14,652 as full. Nothing to collect.
Their own rows add to ₹13,152, their total says ₹14,652 — a ₹1,500 slip in their sheet. Not ours to fix.
why?
Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.
the branch's own wordsThe branch's mail said: the bank's own rows sum to Rs.13,152 but its total says Rs.14,652
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 32 minour time · 23 Sep 13:37
Index II 85 h 38 minour time · 7 Oct 14:24
the NOI team 9 d 5 hthe branch 4 d 20 htotal 14 d 2 h
Complete.
Day by day — every step and who held it
23 Sep 12:05Your branch's mail
23 Sep 12:05Payment landedat once
23 Sep 12:11Papers read+6 min · the NOI team
23 Sep 12:11Property readat once
23 Sep 12:11Fee quotedat once
23 Sep 12:41Payment verified+30 min · the NOI team
23 Sep 12:41Ready for the challanat once
23 Sep 13:37Challan made+56 min · the NOI team
28 Sep 10:17Papers from your branch+4 d 20 h · the branch
28 Sep 10:19Papers read+1 min · the NOI team
3 Oct 09:30Filed on IGR — e-filing shared+4 d 23 h · the NOI team
7 Oct 14:24Index II sent+4 d 4 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹16,06,500
Loan account no.
NHL/NSK/0826/5208121
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE422009
{'pin': '422009', 'area': 'Cidco Colony', 'flat': 'N-1/47', 'road': 'Shivaji Chowk Old Cidco', 'floor': None, 'state': ' …
The Index II DIFFERS422010
… ber : 16/1/अ;)) - स्थानिक स्वराज्य संस्था: नाशिक म.न.पा. 422010
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 422009). Read the papers once — if PIN 422009 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided all necessary documents and the fee has been paid. The team has created and shared the challan and will now proceed with filing the NOI.
the history says the next move is with the NOI team — NOI filing
the NOI team last promised: we will process the NOI for the same.
✓ loan papers sent — done, mail 1 (2026-09-23) “Sanction Letter attached Customer Aadhar Card / co applicant attached Customer pan Card / co applicant attached Index II Copy OTC Form A2 or Soft copy of photog”
✓ fee paid — the branch's words — done, mail 2 (2026-09-23) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-23) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-23) “For NOI filing, We need an index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-28) “Please find attached the copy of index 2 for NOI filing.”
read over 5 mail(s), last mail 2026-09-28 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026038700314 · ₹300 · paid 03/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010698807202627E9990310260012 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
23 Sep, 12:05 · 22d ago
THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208121 Applicant Name : SANKET MAHESH MORE.
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSANKET MAHESH MORE
Loan account (LAN)NHL/NSK/0826/5208121
Loan amount₹16,06,500
Stamp duty 0.30%₹4,819.50
Registration fee 0.50%₹8,032.50
DHC₹300
Service / vendor fees₹1,500
Total₹14,652
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher (piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: documents attached
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
23 Sep, 13:28 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0826/5208121 Loan Amount 1606500 LOAN AMOUNT 1606500 0.30% 4819.5 0.50% 8032.5 FEES 1500 DHC 300 TOTAL 14,652 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, *Piyush S Aher* Branch Operation Executive Nashik Branch Direct: +91-253-2311672 <+91%20253%20231%201672> Toll Free: 1800 120 8800 Website-www.pnbhousing.com *PHFL Home Loans and Services Limited* ----- Forwarded Message ----- ------------------------------ From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher ( piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
23 Sep, 13:39 · 22d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 13:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > Kindly process 0.3 & 0.5 Challan in below case. > > Customer Name > SANKET MAHESH MORE > > Lan No > NHL/NSK/0826/5208121 > > Loan Amount 1606500 > > > LOAN AMOUNT 1606500 > 0.30% 4819.5 > 0.50% 8032.5 > FEES 1500 > DHC 300 > TOTAL 14,652 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy OTC > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Forwarded Message ----- > ------------------------------ > From: Sainath Keru Rokade (sainath.rokade@phfl.com) > Date: 23-09-2026 11:58 am > To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher ( > piyush.aher@phfl.com) > Subject: Sanket more NOI SET > > >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
HB hirachand.b@pnbhousing.com pnbhousing.com
28 Sep, 10:17 · 17d ago
Dear Team,

Please find attached the copy of index 2 for NOI filing.

Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager. 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 23 September 2026 13:39 To: Piyush Santosh Aher <piyush.aher@phfl.com> Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; nasik.branch <nasik.branch@pnbhousing.com>; Sainath Keru Rokade <sainath.rokade@phfl.com> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/52081
earlier mails quoted below
On Wed, 23 Sept 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0826/5208121 Loan Amount 1606500 LOAN AMOUNT 1606500 0.30% 4819.5 0.50% 8032.5 FEES 1500 DHC 300 TOTAL 14,652 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher (piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
28 Sep, 12:04 · 17d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 10:18, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager. 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 23 September 2026 13:39 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208121 Applicant Name : SANKET MAHESH MORE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0826/5208121 Loan Amount 1606500 LOAN AMOUNT 1606500 0.30% 4819.5 0.50% 8032.5 FEES 1500 DHC 300 TOTAL 14,652 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher (piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: The team promises to process the NOI.
OL The NOI teamTYPED IN GMAIL
03 Oct, 09:30 · 12d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 12:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 10:18, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager. 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 23 September 2026 13:39 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208121 Applicant Name : SANKET MAHESH MORE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0826/5208121 Loan Amount 1606500 LOAN AMOUNT 1606500 0.30% 4819.5 0.50% 8032.5 FEES 1500 DHC 300 TOTAL 14,652 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher (piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
07 Oct, 14:24 · 8d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 3 Oct 2026 at 09:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 12:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 10:18, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager. 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 23 September 2026 13:39 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Sainath Keru Rokade < sainath.rokade@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208121 Applicant Name : SANKET MAHESH MORE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 13:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 12:10, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SANKET MAHESH MORE Lan No NHL/NSK/0826/5208121 Loan Amount 1606500 LOAN AMOUNT 1606500 0.30% 4819.5 0.50% 8032.5 FEES 1500 DHC 300 TOTAL 14,652 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 23-09-2026 11:58 am To: abhijeet.kale (abhijeet.kale@phfl.com), piyush.aher (piyush.aher@phfl.com) Subject: Sanket more NOI SET
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
MOTD image002.jpg
filed 22d ago
Sanction letter+ Payment screenshot inside+ Selfie / photo inside+ PAN card inside+ Aadhaar card inside DOC-20260923-WA0023.pdf
filed 22d ago
Other image001.jpg
filed 22d ago
Paid challan (GRAS) SANKET MAHESH MORE EchallanMH010698807202627E.pdf
filed 22d ago
Index IIthe branch sent this — an input 5208121.pdf
filed 17d ago
Other image001.jpg
filed 17d ago
E-filing copy (token) eFilingDoc9990310260012.pdf
filed 12d ago
Index IIthe registered copy we filed IndexII9990310260012.pdf
filed 8d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,690.11
Where it stands
VERIFIED — money received
Screenshot claims
₹14,700 767490599668
Paid at
23 Sep 11:50:00
Verified on
23 Sep 12:41:09
GPay money settled into the PNB account at 23 Sep 13:27 (NEFT AXNGG26674856508). Heard twice; verified once.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,830₹8,040₹320 ₹1,500₹14,690
By law ₹14,672. We ask ₹14,690 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)
6 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (5208121.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहिती: मौजे कामटवाडे तालुका व जिल्हा नाशिक येथील सर्व्हे नंबर 16/1/अ यातील प्लॉट नंबर 1 क्षेत्र 600.00 चौ.मि. या मिळकतीवरील रविराज वाटीका अपार्टमेंट या इमारतीमधील तळ मजल्यावरील दुकान नंबर एस-09 बांधीव क्षेत्र 30.76 चौ.मि. (( Survey Number : 16/1/अ ;)) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DOC-20260923-WA0023.pdf
the address
{'PIN': '422009', 'AREA': 'CIDCO COLONY', 'FLAT': 'N-1/47', 'ROAD': 'SHIVAJI CHOWK OLD CIDCO', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'CIDCO COLONY', 'VILLAGE_CITY': 'NASHIK'}
the Index II
5208121.pdf
the property
itara varnanah, itara maahitih, itara maahiti: mauje kaamatavaade taalukaa va jilhaa naashika yethila sarvhe nambara 16/1/a yaatila plota nambara 1 kshetra 600.00 chau.mi. yaa milakativarila raviraaja vaatikaa apaartamenta yaa imaaratimadhila tala majalyaavarila dukaana nambara esa-09 baandhiva kshetra 30.76 chau.mi. ((SURVEY NUMBER : 16/1/a ; ) ) - sthaanika svaraajya sansthaa: naashika ma.na.paa.
PIN
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP S-09 GROUND FLOOR RAVIRAJ WATIKA APARTMENT SURVEY NO 16/1/A PLOT NO 1
Locality/Road
SAPTSHRUNGI NAGAR KAMATWADE ROAD NEAR MAULI LAWNS KAMATWADE
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 00, 09, 1, 16/1/A, 30, 422010, 600, 76, APAARTAMENTA, BAANDHIVA, CHAU, DUKAANA, ESA, IMAARATIMADHILA, ITARA, JILHAA, KAAMATAVAADE, KSHETRA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSANKET MAHESH MOREEYVPM3782E…9951

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quotepiyush.aher@phfl.com 22d ago
documents acknowledgedpiyush.aher@phfl.com 22d ago
acknowledgementpiyush.aher@phfl.com 22d ago
Index II chasepiyush.aher@phfl.com 21d ago
Index II chasepiyush.aher@phfl.com 17d ago
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter DOC-20260923-WA0023.pdf needs your check
lan
NHL/NSK/0826/5208121
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'SANKET MAHESH MORE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI SANKET MORE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
1530000
final amount
1606500
interest rate
9.6
sanction date
19-Sep-2026
letter version
5
applicant email
sanketmmore@gmail.com
applicant names
SANKET MAHESH MORE, GAYATRI SANKET MORE
printed altered
False
applicant mobile
8421249775
balance transfer
False
property address
pin: 422009; road: Kamatwade Road; state: MAHARASHTRA; Flat no: S-9; district: Nashik; Floor: Ground Floor; landmark: Near Mauli Lawns; Address: Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Pl
insurance premium
76500
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1606500
security address verbatim
Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009
applicant address verbatim
S/O MAHESH MORE N-1/47, SHIVAJI CHOWK OLD CIDCO, CIDCO COLONY NASHIK, ., Nashik, MAHARASHTRA, 422009, Nashik, India
raw reading (for Abhijit)
{'lan': 'NHL/NSK/0826/5208121', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SANKET MAHESH MORE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI SANKET MORE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1530000, 'final_amount': 1606500, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '19-Sep-2026', 'letter_version': '5', 'applicant_email': 'sanketmmore@gmail.com', 'applicant_names': ['SANKET MAHESH MORE', 'GAYATRI SANKET MORE'], 'printed_altered': False, 'applicant_mobile': '8421249775', 'balance_transfer': False, 'property_address': {'pin': '422009', 'road': 'Kamatwade Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'S-9', 'district': 'Nashik', 'floor_no': 'Ground Floor', 'landmark': 'Near Mauli Lawns', 'full_address': 'Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009', 'village_city': 'Nashik', 'building_name': 'Raviraj Vatika Apartment', 'survey_or_cts_no': 'S No 16/1/A Plot No 1'}, 'insurance_premium': 76500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1606500, 'security_address_verbatim': 'Shop No S-9, Ground Floor, Raviraj Vatika Apartment, S No 16/1/A Plot No 1, Saptshrungi Nagar, Kamatwade, Near Mauli Lawns, Nashik, Kamatwade Road, Nashik, MAHARASHTRA, India, 422009', 'applicant_address_verbatim': 'S/O MAHESH MORE N-1/47, SHIVAJI CHOWK OLD CIDCO, CIDCO COLONY NASHIK, ., Nashik, MAHARASHTRA, 422009, Nashik, India'}
Sanction letter DOC-20260923-WA0023.pdf needs your check
dob
2000-03-05
pan
EYVPM3782E
name
SANKET MAHESH MORE
legible
True
father name
MAHESH MANOHAR MORE
raw reading (for Abhijit)
{'dob': '2000-03-05', 'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MAHESH MANOHAR MORE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DOC-20260923-WA0023.pdf needs your check
dob
2000-03-05
name
Sanket Mahesh More
address
pin: 422009; area: Cidco Colony; flat: N-1/47; road: Shivaji Chowk Old Cidco; state: Maharashtra; district: Nashik; post_office: Cidco Colony; Village: Nashik
legible
True
aadhaar last4
9951
raw reading (for Abhijit)
{'dob': '2000-03-05', 'pan': None, 'name': 'Sanket Mahesh More', 'mobile': None, 'address': {'pin': '422009', 'area': 'Cidco Colony', 'flat': 'N-1/47', 'road': 'Shivaji Chowk Old Cidco', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Cidco Colony', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9951', 'quality_issue': None}
Sanction letter DOC-20260923-WA0023.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '767490599668', 'date': '2026-09-23', 'page': 2, 'time': '11:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 14700.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '767490599668', 'date': '2026-09-23', 'page': 2, 'time': '11:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 14700.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX64', 'account_holder': 'Sanket Mahesh More'}}
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter DOC-20260923-WA0023.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '767490599668', 'date': '2026-09-23', 'page': 2, 'time': '11:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 14700.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '767490599668', 'date': '2026-09-23', 'page': 2, 'time': '11:50', 'payee': 'THINKBIGZ INITIATIVE PV...', 'amount': 14700.0, 'direction': 'debit', 'narration': 'Sanket more NOI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX64', 'account_holder': 'Sanket Mahesh More'}}
Paid challan (GRAS) SANKET MAHESH MORE EchallanMH010698807202627E.pdf needs your check
grn
MH010698807202627E
pin
422009
total
12870.0
article
6(1)
defaced
False
bank cin
03006172026092300680
district
NASHIK
area city
SAPTSHRUNGI NAGAR KAMATWADE NASHIK
payer pan
EYVXXXXXXE
flat block
SHOP NO S-9 GROUND FLOOR RAVIRAJ VATIKA APARTMENTS NO 16/1/A PLOT NO 1
payer name
SANKET MAHESH MORE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1606500
scheme rows
{'amount': 4830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9775
payment date
23/09/2026-13:37:32
road locality
NEAR MAULI LAWNS KAMATWADE ROAD NASHIK MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1606500
raw reading (for Abhijit)
{'grn': 'MH010698807202627E', 'pin': '422009', 'total': 12870.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092300680', 'district': 'NASHIK', 'area_city': 'SAPTSHRUNGI NAGAR KAMATWADE NASHIK', 'payer_pan': 'EYVXXXXXXE', 'flat_block': 'SHOP NO S-9 GROUND FLOOR RAVIRAJ VATIKA APARTMENTS NO 16/1/A PLOT NO 1', 'payer_name': 'SANKET MAHESH MORE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1606500', 'scheme_rows': [{'amount': 4830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9775', 'payment_date': '23/09/2026-13:37:32', 'road_locality': 'NEAR MAULI LAWNS KAMATWADE ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1606500'}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II 5208121.pdf needs your check
kind
index2_input
extracted
pin: 422010; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन 1-9438-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(i) within the limits of any Munic
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422010', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन 1-9438-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==>(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'नाशिक', 'r5_area_text': '1) 30.76 चौ. मीटर', 'r7_executants': [{'age': '55', 'pan': 'AGRXXXXX3F', 'name': 'श्री जयप्रकाश वसंत कोठावदे', 'address': "प्लॉट नं: 0, माळा नं: 0, 'इमारतीचे नावः प्लॉट नंबर 13 रो-हाऊस पाथर्डी, ब्लॉक नंः, रोड नंः देवळाली रोड नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422010"}], 'r8_purchasers': [{'age': '26', 'pan': 'EYVXXXXX2E', 'name': 'श्री संकेत महेश मोरे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः एन-1/47 शिवाजी चौक, ब्लॉक नंः, रोड नंः सिडको नाशिक, महाराष्ट्र, णास्ः ईक्क़. पिन:- 422009'}], 'r12_stamp_duty': 102000, 'r3_market_value': 1650000, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - डीड ऑफ अपार्टमेंट', 'r2_consideration': 1700000, 'r9_execution_date': '24-09-2026', 'r13_registration_fee': 17000, 'r10_registration_date': '24-09-2026'}, 'doc_no': '1-9438-2026', 'village': 'मठवाडा', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि.नाशिक 1', 'area_text': '30.76 चौ. मीटर', 'mortgagee': 'NA', 'filing_fee': 17000, 'header_sro': 'नाशिक', 'mortgagors': ['श्री जयप्रकाश वसंत कोठावदे'], 'stamp_duty': 102000, 'filing_date': '2026-09-24', 'loan_amount': 1700000, 'token_number': '1-9438-2026', 'property_text': 'इतर वर्णनः, इतर माहितीः, इतर माहिती: मौजे कामटवाडे तालुका व जिल्हा नाशिक येथील सर्व्हे नंबर 16/1/अ यातील प्लॉट नंबर 1 क्षेत्र 600.00 चौ.मि. या मिळकतीवरील रविराज वाटीका अपार्टमेंट या इमारतीमधील तळ मजल्यावरील दुकान नंबर एस-09 बांधीव क्षेत्र 30.76 चौ.मि. (( Survey Number : 16/1/अ ; ) ) - स्थानिक स्वराज्य संस्था: नाशिक म.न.पा.', 'header_village': 'मठवाडा', 'survey_numbers': ['16/1/अ', '1'], 'header_doc_number': 'NSK1-9438-2026'}}
E-filing copy (token) eFilingDoc9990310260012.pdf needs your check
sro
BGL
kind
efiling_copy
token
9990310260012
legible
True
property
road: KAMATWADE ROAD; unit: SHOP S-09; floor: G; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '16/1/A'}, {'type': 'Plot Number', 'value': '1'}]; village: Kamathavada.; building: RAVIRAJ VATIKA APARTMENT B
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'address': 'Flat No:N-1/47, Floor No:G, Building Name:OLD CIDCO, Block Sector:CIDCO COLONY, Road:SHIVAJI CHOWK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422
title deed
Index II :9438/2026 SRO NASHIK
filing date
2026-10-03
loan amount
1606500.0
payment lines
{'ref': 'MH010698807202627E', 'head': 'Stamp Duty', 'dated': '23/09/2026', 'amount': 4820.0, 'ref_kind': 'GRN'}, {'ref': 'MH010698807202627E', 'head': 'Filing Fee', 'dated': '23/09/2026', 'amount': 8040.0, 'ref_kind': 'G
date of mortgage
2026-10-03
raw reading (for Abhijit)
{'sro': 'BGL', 'kind': 'efiling_copy', 'token': '9990310260012', 'legible': True, 'property': {'pin': None, 'road': 'KAMATWADE ROAD', 'unit': 'SHOP S-09', 'floor': 'G', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '16/1/A'}, {'type': 'Plot Number', 'value': '1'}], 'village': 'Kamathavada.', 'building': 'RAVIRAJ VATIKA APARTMENT BLDG', 'district': 'Nashik', 'area_text': 'Build: 30.76 Sq.mt.', 'local_body': None, 'description': 'Block Sector:SAPTSHRUNGI NAGAR, Landmark:NEAR MAULI LAWNS', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EYVPM3782E', 'name': 'SANKET MAHESH MORE', 'address': 'Flat No:N-1/47, Floor No:G, Building Name:OLD CIDCO, Block Sector:CIDCO COLONY, Road:SHIVAJI CHOWK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422009'}], 'title_deed': 'Index II :9438/2026 SRO NASHIK', 'filing_date': '2026-10-03', 'loan_amount': 1606500.0, 'payment_lines': [{'ref': 'MH010698807202627E', 'head': 'Stamp Duty', 'dated': '23/09/2026', 'amount': 4820.0, 'ref_kind': 'GRN'}, {'ref': 'MH010698807202627E', 'head': 'Filing Fee', 'dated': '23/09/2026', 'amount': 8040.0, 'ref_kind': 'GRN'}, {'ref': '1026038700314', 'head': 'Document Handling Charges', 'dated': '03/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-03'}
Technical record (for Abhijit — safe to ignore)
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 03 Oct, 09:30 shared the e-filing copy — the drafts it answers are taken off", 'count': 2, 'kinds': ['index2_chase']}
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 23 Sep, 13:28 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 3, 'kinds': ['ack', 'ack_docs', 'fee_quote']}
1d agoEzDocsreader_efiling_verdict{'fp': '7a69e4be8704819d', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage deed to find the date of mortgage. If no MOTD, ask the branch for the date.', 'box': 'Date of Mortgage', 'why': '
8d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
8d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999031026001
12d agoEzDocslearned_typed463{'sig': '0cbb92cec580', 'why': "the Fill typed these boxes the team's way by itself — learned from the team's own earlier Saves", 'boxes': [{'to': 'RAVIRAJ VATIKA APARTMENT BLDG', 'box': 'property Building Name', 'how':
12d agoEzDocsdhc_prn_read{'prn': '1026038700314', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990310260012.pdf', 'from': "the filed notice's own text", 'gr
12d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990310260012.pdf', 'token': '9990310260012', 'doc_id': '47098a4a-fce6-4657-9ea5-97acd46f5dbe', 'mortgagors': 1}
12d agoEzDocsdhc_prn_looked{'file': 'eFilingDoc9990310260012.pdf', 'found': True, 'doc_id': '47098a4a-fce6-4657-9ea5-97acd46f5dbe'}
12d agoEzDocsdhc_prn_read{'prn': '1026038700314', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990310260012.pdf', 'from': "the filed notice's own text", 'gr
12d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
12d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999031026
12d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '423805', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the t
12d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
12d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '423777', 'lessons': []}
12d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '423792', 'lessons': []}
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'BlockSector', 'why': "the Index II does not print
12d agocopilotcopilot_pick{'why': 'The source text explicitly states "नाशिक म.न.पा." which translates to Nashik Municipal Corporation. Option 1 matches this exactly.', 'field': 'Hadd Name', 'value': '1', 'method': 'ai', 'picked': 'Nashik Corporat
12d agocopilotcopilot_pick{'why': 'The source text specifies "मौजे कामटवाडे" (Mauje Kamatwade). The option "Kamathavada" is the closest match in spelling and pronunciation.', 'field': 'Village', 'value': '272000110259370000', 'method': 'ai', 'pic
12d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': "The mortgagor's personal details (name, mobile, birth date, email) are for a different p
12d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'differs': []}
12d agocopilotcopilot_pick{'why': "The English reading 'CIDCO COLONY' directly matches the option 'Cidco Colony (Nashik)'. The case district and taluka are Nashik, which aligns with the option's parenthetical 'Nashik'.", 'field': 'Post office', '
12d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'by': 'papers', 'box': 'District (portal)', 'why': "The property's distri
12d agoSANDEEPcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
12d agocopilotefiling_token_from_portal{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9990310260012'}
12d agoEzDocscase_read{'how': 'uri', 'tag': 'a9478266216fb9f2', 'docs': ['5208121.pdf', 'DOC-20260923-WA0023.pdf', 'image002.jpg'], 'loan': {'amount': 1606500, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the sanction letter', 'qu
12d agoEzDocscase_read_started{'tag': 'a9478266216fb9f2', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EYxxxxxxXE — no paper on the
17d agoEzDocscase_read{'how': 'uri', 'tag': '9e5b3c961108bd71', 'docs': ['5208121.pdf', 'DOC-20260923-WA0023.pdf', 'image002.jpg'], 'loan': {'amount': 1606500, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction letter (DOC-20260923-WA0023

Case diary the case’s history — what happened, newest day first

Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹14,700 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
12:50
An old draft withdrew itself — its asks were already answered
12:50
Yesterday · 14 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
02:43
7 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:33
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:24
Received: Index II
IndexII9990310260012.pdf
14:24
3 Oct11 things — 1 document received · 1 letter written · 3 cautions · 6 steps
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:35
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
09:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
09:30
Received: E-filing copy
eFilingDoc9990310260012.pdf
09:30
SANDEEP pressed Save on the e-filing (property page) — what was changed is kept
09:20
EzDocs found something to check before the form is saved
09:19
SANDEEP pressed Save on the e-filing (mortgagor page) — what was changed is kept
09:18
EzDocs found something to check before the form is saved
09:17
EzDocs found something to check before the form is saved
09:16
SANDEEP pressed Save on the e-filing (mortgagee page) — what was changed is kept
09:16
EzDocs read the whole file
09:16
28 Sep12 things — 2 documents received · 1 letter written · 9 steps
EzDocs read the whole file
13:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:09
The branch's title document is on the case — the filing is the NOI team's move
10:37
EzDocs read the whole file
10:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:25
The challan's address boxes were written from the papers
10:20
EzDocs took 16 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:19
Index II (title document) received from the branch
10:19
Received: other
image001.jpg
10:19
Received: Index II
5208121.pdf
10:19
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02270 | NHL/NSK/0826/5208121
10:00
EzDocs read the whole file
09:03
27 Sep2 things — 2 steps
EzDocs read the whole file
08:07
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
07:34
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02270 | NHL/NSK/0826/5208121
10:00
23 Sep29 things — 4 documents received · 5 letters written · 2 money steps · 1 caution · 17 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:40
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
13:39
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:39
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:39
Challan re-read against the case — matches exactly
13:39
Received: Challan
SANKET MAHESH MORE EchallanMH010698807202627E.pdf
13:39
EzDocs read the whole file
13:33
EzDocs took 29 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:30
Everything for the challan is in — queued
Papers and money are in — the challan is next.
12:41
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5208121 Applicant Name : SANKET MAHESH MORE.
12:41
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
12:41
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
12:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:34
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
12:21
The challan's address boxes were written from the papers
12:12
EzDocs read the whole file
12:11
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
12:11
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02270
12:11
The branch's payment screenshot was read
12:11
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02270
12:11
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:11
The branch's own fee working disagrees with the law
12:11
The loan amount was worked out from the papers
12:11
Property address read from the sanction letter
12:11
Received: other
image001.jpg
12:11
Received: Sanction letter
DOC-20260923-WA0023.pdf
12:11
Received: MOTD
image002.jpg
12:11
Case opened from the branch's mail
12:11
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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