silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
← back to NOI-2026-02445

Atul Balkrishna Garate — everything the e-filing asks for

NOI-2026-02445 · PNB Housing Finance Ltd (PHFL Home Loans) · read by the engine from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
33 of 34 e-filing boxes ready
Empty: Date of Mortgage
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Floor (person 1)
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), derived, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (Sanction letter (83).pdf): the same place, spelled differently — “FLAT NO 103, 1ST FLOOR, SHIV HEIGHTS CHS LTD, PLOT NO 181 SECTOR 13, PANVEL, Panvel, ., MAHARASHTRA, India, 410210” (every name agrees; the PIN agrees; the flat agrees)
District * · the portal’s list
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Taluka *
✓ in the document
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Hadd name *
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Road * · 50 max
⚠ from the branch's mail — not the Index II — check
from: the branch's mail — “Property Address: SHIV HEIGHTS PLOT NO 181, SECTOR 13, OPP RAGHUNATH VIHAR, KHARGHAR, NAVI MUMBAI-41”
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
from: the branch's mail — “Property Address: SHIV HEIGHTS PLOT NO 181, SECTOR 13, OPP RAGHUNATH VIHAR, KHARGHAR, NAVI MUMBAI-41”
Block / Sector · 50 max
✓ read by EzDocs (document is in Marathi)
from: the branch's mail — “Property Address: SHIV HEIGHTS PLOT NO 181, SECTOR 13, OPP RAGHUNATH VIHAR, KHARGHAR, NAVI MUMBAI-41”
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
⚠ from the sanction letter (Sanction letter (83).pdf) — not the Index II — check
from: the sanction letter (Sanction letter (83).pdf)
Number * · 50 max
⚠ from the sanction letter (Sanction letter (83).pdf) — not the Index II — check
from: the sanction letter (Sanction letter (83).pdf)
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Second number · 50 max
⚠ the papers print more numbers than the portal's two boxes — also on them: SECTOR 13, PANVEL, ., MAHARASHTRA, India, 410210 (the sanction let
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Floor * · 3 max
the portal gets “1”
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (Adobe Scan 24 Sept 2026.pdf), p.1 — “सदनिका क्र.103”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Carpet or built-up · the portal’s list
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
Title deed no / year / SRO * · 250 max
✓ in the document
✗ the Index II, p.1 prints “Paval3-14956-2026” — check
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the sanction letter (Sanction letter (83).pdf)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (ATUL BALKRISHNA GARATE)

✗ The Index II (8) names a purchaser the case does not know: अतुल बाळकृष्ण गराटे — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
⚠ the sanction letter (Sanction letter (83).pdf): looks like the same place — check — “103, SHIV HEIGHTS, PLOT NO 181 SECTOR 13, ., Panvel, MAHARASHTRA, 410210, India” (some names agree (1 of 2); not on one side: panvel; the PIN agrees)
⚠ the Index II (Adobe Scan 24 Sept 2026.pdf): looks like the same place — check — “प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः सदनिका क्र.103, पहिला मजला, शिव हाईट्स, प्लॉट क्र. 181, सेक्टर 13, खारघर, ता. पनवेल पनवेल, जि. रायगड,” (some names agree (4 of 8); not on one side: raghunath, vihar, raghunath; the PIN agrees)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar
Middle name · 50 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar
Last name * · 50 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN APDXXXXX8G — check
✓ also on the PAN card (Pan Card1.pdf)
from: the PAN card (Pan Card1.pdf), p.1 — “ई-स्थायी लेखा संख्या कार्ड e-Permanent Account Number Card APDPG5038G”
Mobile * · 10 max
✓ in the document
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the sanction letter (Sanction letter (83).pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the sanction letter (Sanction letter (83).pdf)
Building * · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
Floor * · 250 max
the portal gets “PAHILAA MAJALAA”
⚠ from the Index II (Adobe Scan 24 Sept 2026.pdf), p.1 — not the Aadhaar — check
from: the Index II (Adobe Scan 24 Sept 2026.pdf), p.1 — “पहिला मजला”
Flat / house no * · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
Road * · 250 max
✓ in the document
from: the Aadhaar (Atul Aadhaar.pdf), p.1 — “Opp Raghunath Vihar”
Area / sector · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
PIN * · 6 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
Village / city * · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
District · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
State · 250 max
✓ in the document
✓ also on the Index II (Adobe Scan 24 Sept 2026.pdf)
from: the Aadhaar (Atul Aadhaar.pdf)
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
2060000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
10.50
✓ in the document
from: the letter prints 13.15% - 2.65% = 10.5% — the loan's rate is 10.5%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010868007202627E
✓ in the document
Paid amount
16500.00
✓ in the document
Challan date
25/09/2026
✓ in the document
DHC PRN
1026133316929
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 25 Sep 13:15: filled 8 box(es) from Adobe Scan 24 Sept 2026.pdf, Sanction letter (83).pdf, Atul Aadhaar.pdf, Pan Card1.pdf; still empty: home post office (person 1), dob (person 1), pan (person 1) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print road (taken from the branch's mail), landmark (taken from the branch's mail), attr1 type (taken from the branch's mail), attr1 value (taken from the branch's mail), block sector (taken from the branch's mail), property type (taken from the Index II) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 3 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010868007202627E.
District *
Raigad
✓ on the case
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
SRO office
PNL3 PANVEL 3 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office this desk used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
6180.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
10300.00
✓ on the case
from: the fee engine
Payer (first party) *
ATUL BALKRISHNA GARATE
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
APDPG5038G
⚠ the Index II (8) prints PAN APDXXXXX8G for this person — check
✓ also on the PAN card (Pan Card1.pdf)
from: the PAN card (Pan Card1.pdf), p.1 — “ई-स्थायी लेखा संख्या कार्ड e-Permanent Account Number Card APDPG5038G”
Payer mobile (the receipt SMS goes here) *
9870941254
✓ on the case
✓ also on the sanction letter (Sanction letter (83).pdf)
from: the sanction letter (Sanction letter (83).pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 103 1ST FLOOR SHIV HEIGHTS CHS LTD PLOT NO 181 SECTOR 13
⚠ from the sanction letter (Sanction letter (83).pdf) — not the Index II — check; the papers print more numbers than the portal's two boxes —
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
OPP RAGHUNATH VIHAR KHARGHAR NAVI MUMBAI PANVEL
⚠ from the branch's mail — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
RAIGAD
✓ on the case
from: the Index II (Adobe Scan 24 Sept 2026.pdf)
PIN
410210
✓ on the case
from: the sanction letter (Sanction letter (83).pdf)
Consideration (the loan amount) *
2060000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
rendered in 0.63 s · 35 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f