Vikas Kaashinath Bavaskar
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹15,350.11 is still not in our account. Chase the branch for it.
why?
The money may already be here — 3 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The agreement (page 8) | 4th floor the carpet area of Apartment is admeasuring 32.56 square metres on 4th floor in the Building No. A |
| The agreement (page 28, Schedule-II) | 6th floor Apartment No. 611, Situate on 6th Floor in Building Arya- A |
| The sanction letter | 6th floor FLAT NO 611, WING ARYA A, 6TH FLOOR |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011248683202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Oct, 12:30 · 14d ago THE FIRST MAIL — how this case began
Kindly provide NOI challan -VIKAS KAASHINATH BAVASKAR-HOU/PM/0926/5226887
01 Oct, 15:58 · 14d ago
Kindly provide NOI challan urgent basis
earlier mails quoted below
01 Oct, 16:35 · 14d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
earlier mails quoted below
01 Oct, 16:45 · 14d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sale deed | A 611 (2).pdf | filed | 14d ago |
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside | vikas bavaskar NOI documents .pdf | filed | 14d ago |
| Paid challan (GRAS) | BAVSKAR VIKAS KASHINATH EchallanMH011248683202627E.pdf | filed | 14d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹15,350.11
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,080 | ₹8,450 | ₹320 | ₹1,500 | ₹15,350 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '443112', 'AREA': 'AT-BHANGURA', 'FLAT': NONE, 'ROAD': 'POST-RANTHAM', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'BULDHANA', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'BHANGURA'}
FLAT NO 611 WING ARYA A 6TH FLOOR GAT NO 359 SAARRTHI SWADESH CHSL SAARRTHI SWADESH JAMBHUL PUNE
KANHE ROAD MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VIKAS KAASHINATH BAVASKAR | ATTPB4924C | …0309 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | mahesh.shelake@phfl.com | 14d ago |
| questions for the branch — what the papers leave open | mahesh.shelake@phfl.com | 14d ago |
What EzDocs read from each document — check anything marked in red
HOU/PM/0926/5226887
True
Housing Loan, Housing
{'name': 'VIKAS KAASHINATH BAVASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHUBHANGI PUNJAJI UDEKAR', 'role': 'co_applicant', 'label': 'Applicant'}
Housing Loan
1.0
13.15% per annum 13.15% - 2.75% = 10.40% per annum as on the date of execution of the loan agreement
1608000.0
-2.75
1688400.0
10.4
23-Sep-2026
4
13.15
bavaskarvikas27@gmail.com
VIKAS KAASHINATH BAVASKAR, SHUBHANGI PUNJAJI UDEKAR
False
7972372161
False
pin: 412106; road: KANHE ROAD; state: MAHARASHTRA; taluka: Pune; Flat no: 611; district: Pune; Floor: 6TH FLOOR; Address: FLAT NO 611, WING ARYA A, 6TH FLOOR, GAT NO 359, SAARRTHI SWADESH CHSL, SAARRTHI SWADESH,
80400.0
Total Loan Amount
True
1688400.0
FLAT NO 611, WING ARYA A, 6TH FLOOR, GAT NO 359, Gat no 359, SAARRTHI SWADESH CHSL, SAARRTHI SWADESH, Jambhul, Pune, Pune, KANHE ROAD, Pune, MAHARASHTRA, India, 412106
GULMOHAR GREEN SOCIETY,, FLAT.NO.302,, BHAVDI ROAD,WAGHOLI, ., Pune, MAHARASHTRA, 412207, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0926/5226887', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VIKAS KAASHINATH BAVASKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHUBHANGI PUNJAJI UDEKAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% - 2.75% = 10.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1608000.0, 'rate_spread': -2.75, 'final_amount': 1688400.0, 'interest_rate': 10.4, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'bavaskarvikas27@gmail.com', 'applicant_names': ['VIKAS KAASHINATH BAVASKAR', 'SHUBHANGI PUNJAJI UDEKAR'], 'printed_altered': False, 'applicant_mobile': '7972372161', 'balance_transfer': False, 'property_address': {'pin': '412106', 'road': 'KANHE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': '611', 'district': 'Pune', 'floor_no': '6TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 611, WING ARYA A, 6TH FLOOR, GAT NO 359, SAARRTHI SWADESH CHSL, SAARRTHI SWADESH, Jambhul, Pune, Pune, KANHE ROAD, Pune, MAHARASHTRA, India, 412106', 'village_city': 'Jambhul', 'building_name': 'SAARRTHI SWADESH CHSL, SAARRTHI SWADESH', 'survey_or_cts_no': 'GAT NO 359, Gat no 359'}, 'insurance_premium': 80400.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1688400.0, 'security_address_verbatim': 'FLAT NO 611, WING ARYA A, 6TH FLOOR, GAT NO 359, Gat no 359, SAARRTHI SWADESH CHSL, SAARRTHI SWADESH, Jambhul, Pune, Pune, KANHE ROAD, Pune, MAHARASHTRA, India, 412106', 'applicant_address_verbatim': 'GULMOHAR GREEN SOCIETY,, FLAT.NO.302,, BHAVDI ROAD,WAGHOLI, ., Pune, MAHARASHTRA, 412207, India'}1986-06-02
ATTPB4924C
pin: 443112; area: at-bhangura; road: post-rantham; state: Maharashtra; district: Buldhana; Village: Bhangura
True
0309
raw reading (for Abhijit)
{'dob': '1986-06-02', 'pan': 'ATTPB4924C', 'mobile': None, 'address': {'pin': '443112', 'area': 'at-bhangura', 'flat': None, 'road': 'post-rantham', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Buldhana', 'post_office': None, 'village_city': 'Bhangura'}, 'legible': True, 'aadhaar_last4': '0309', 'quality_issue': None}1986-06-02
ATTPB4924C
True
raw reading (for Abhijit)
{'dob': '1986-06-02', 'pan': 'ATTPB4924C', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}payments: [{'utr': '301456033109', 'date': '2026-10-01', 'page': 8, 'time': '12:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15310.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610011220296
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '301456033109', 'date': '2026-10-01', 'page': 8, 'time': '12:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15310.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610011220296524444105', 'proof_kind': 'success_screen'}]}}payments: [{'utr': '301456033109', 'date': '2026-10-01', 'page': 8, 'time': '12:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15310.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610011220296
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '301456033109', 'date': '2026-10-01', 'page': 8, 'time': '12:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15310.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610011220296524444105', 'proof_kind': 'success_screen'}]}}MH011248683202627E
412106
13530.0
6(1)
False
03006172026100101118
PUNE
PUNE
ATTXXXXXXC
FLAT NO 611 6TH FLOOR WING ARYA A
BAVSKAR VIKAS KASHINATH
HVL22_HAVELI 22 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1688400
{'amount': 5080.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8450.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
01/10/2026-16:40:14
KANHE ROAD JAMBHUL PUNE MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
1688400
raw reading (for Abhijit)
{'grn': 'MH011248683202627E', 'pin': '412106', 'total': 13530.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101118', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ATTXXXXXXC', 'flat_block': 'FLAT NO 611 6TH FLOOR WING ARYA A', 'payer_name': 'BAVSKAR VIKAS KASHINATH', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1688400', 'scheme_rows': [{'amount': 5080.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8450.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '01/10/2026-16:40:14', 'road_locality': 'KANHE ROAD JAMBHUL PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1688400'}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 01 Oct, 16:35 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'branch_questions']} |
| 13d ago | EzDocs | hidden_payment_scan | {'file': 'A 611 (2).pdf', 'kind': None, 'found': 0, 'doc_id': 'b7e2e81e-7785-437d-8370-d5fbd187e602', 'fetched': True} |
| 13d ago | EzDocs | case_read | {'how': 'uri', 'tag': '04b5cb0ce4432e29', 'docs': ['A 611 (2).pdf', 'vikas bavaskar NOI documents.pdf'], 'loan': {'amount': 1688400, 'made_of': [{'paper': 'the sanction letter', 'quote': 'Loan Amount: INR 1608000', 'amo |
| 13d ago | EzDocs | case_read_started | {'tag': '04b5cb0ce4432e29', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
| 13d ago | EzDocs | hidden_payment_scan | {'file': 'BAVSKAR VIKAS KASHINATH EchallanMH011248683202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '74ac5af6-29c8-44e9-935e-2ccc6a5fb3a8', 'fetched': True} |
| 14d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ATxxxxxxXC — no paper on the |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails |
| 14d ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'BAVSKAR VIKAS KASHINATH EchallanMH011248683202627E.pdf', 'kind': |
| 14d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'BAVSKAR VIKAS KASHI |
| 14d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 14d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011248683202627E', 'file': 'BAVSKAR VIKAS KASHINATH EchallanMH011248683202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 14d ago | EzDocs | challan_extracted | {'grn': 'MH011248683202627E', 'file': 'BAVSKAR VIKAS KASHINATH EchallanMH011248683202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 13530.0} |
| 14d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '405360', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22 |
| 14d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 3, 'summary': 'The team ha |
| 14d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': "For a flat, the challan's |
| 14d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Floor mismatch in Agreement']} |
| 14d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'vikas bavaskar NOI documents.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['MAVAL |
| 14d ago | EzDocs | challan_boxes_by_rules | {'fp': '2e1ada74f1514161', 'why': 'EzDocs left a box empty'} |
| 14d ago | EzDocs | reader_mail_addition | {'fp': '9b208f46a47f3c6c', 'add': {}, 'why': "The mail does not describe a property. It describes the branch's office address.", 'asked': True, 'quote': '', 'same_property': False} |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 2, 'summary': 'The branch has sent t |
| 14d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': False} |
| 14d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 14d ago | EzDocs | hidden_payment_scan | {'file': 'vikas bavaskar NOI documents.pdf', 'kind': None, 'found': 0, 'doc_id': 'ec5f5c04-3c4d-42df-94b5-9dd114a63085', 'fetched': True} |
| 14d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has sent t |
| 14d ago | EzDocs | reader_home_address | {'fp': 'bfd4f4bc8cfbe6fd', 'from': 'the sanction letter (vikas bavaskar NOI documents.pdf)', 'home': {'pin': '412207', 'area': 'WAGHOLI', 'flat': '302', 'road': 'BHAVDI ROAD', 'state': 'MAHARASHTRA', 'building': 'GULMOH |
| 14d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', 'why': "T |
| 14d ago | EzDocs | quoted_history_checked | {} |
| 14d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['A 611 (2).pdf', 'vikas bavaskar NOI documents.pdf'], 'notes': None, 'filled': {'home.flat#1': {'src': 'sale_deed', 'conf': 0.88, 'page': 1, 'value': '302'}, 'home.floor#1': {' |
| 14d ago | EzDocs | challan_boxes_by_rules | {'fp': '2e1ada74f1514161', 'why': 'box 1 lost a number the case holds (412106)'} |