silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 238% of what Google lets it send in 24 hours (1,191 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03569

Vishal Sharma

SAMMAANLAN 1395446 With bank to approve · their move See the approvalAll documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Bank's calculation sheetopen
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓PAN cardopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,330.47CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,304 receivedthe receipt's amount and minute agree
Stamp duty 0.3%10,810
Registration fee 0.5%15,000
Government handling320
Our service fee1,200.47
Total we ask for27,330.47
the branch’s receipt claims ₹27,304
paid 3 Oct 16:19:01 · verified 11:50:14 · 11 d 19 h later
How we know
Our own bank told us — 3 Oct 16:19
₹27,304 · UTR 627627173830 · from AX-HDFCBN-S
“Successful! You have received Rs. 27304.00 via HDFC Bank SmartHub Vyapar from SHARMA VIS. RRN-627627173830, Check: https://1.hdfc.bank.in/HDFCBK/s/x88Gb32n”
Matched by: the screenshot's amount AND its minute agree with this credit
Paid the bank's own ₹27,304. ₹26.47 under our ask = our margin. Accepted as full.
By law ₹27,323.54. We ask ₹27,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,304 — accept as full (₹26.47 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 25 minour time · 12:15
Index II —not yet
the NOI team 25 minthe branch 1 h 35 mintotal 2 h so far
Now with the branch — waiting for your approval of the draft
since 12:15 — 1 h 35 min of working time
Day by day — every step and who held it
11:49Your branch's mail
11:49Payment landedat once
11:49Fee quotedat once
11:50Papers readat once
11:50Payment verifiedat once
11:51Papers read+2 min · the NOI team
11:51Property readat once
11:52Ready for the challanat once
12:00Papers read+9 min · the NOI team
12:15Challan made+14 min · the NOI team
Case facts
Bank
SAMMAAN
Loan amount
₹36,01,181
Loan account no.
1395446
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKMissing property papers
The branch's requestPlease process for NOI 1395446 VISHAL SHARMA
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
CHECKThe name of person 1
The PAN cardSHARMA VISHAL VINODKUMAR
The sanction letter DIFFERSMR. VISHAL VINODKUMAR SHARMA
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
CHECKThe name of person 3
The PAN cardSONI RAJULAL GUPTA
The sanction letter DIFFERSRAJULAL PANNILAL GUPTA
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)YOU ARE HERE

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012064457202627E9991510260338 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
JV jadhav.vaibhav@sammaancapital.com sammaancapital.com
15 Oct, 11:49 · 2h ago
THE FIRST MAIL — how this case began
Please process for NOI 1395446 VISHAL SHARMA
Dear Team,

Please process for NOI 1395446 VISHAL SHARMA

Customer nameMr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma
Loan account (LAN)1395446
Loan amount₹36,01,181
Stamp duty 0.30%₹10,803.54
Registration fee 0.50%₹15,000
DHC₹300
Total₹27,304
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

[cid:image002.jpg@01DD5C9B.3B1A79A0]

CASE INITIATION BRANCH NAME

Thane

CASE TYPE (PLS MENTION IT )

NOI | Home Loan

NOI SERIVCE FEE1200

SRO No

KALYAN 2

Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 Sammaan Capital 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601
earlier mails quoted below
From: Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com> Sent: 15 October 2026 11:12 To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> Cc: Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra <rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com> Subject: Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, Shivkumar R. Pandey Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com<mailto:shivkumar.pandey@sammaancapital.com> [cid:58ae139c-321e-40a6-9b0f-76c09992c127] [https://www.sammaancapital.com/sign/sammaan_signature-01.jpg]
🤖 read: asks for the challan, a payment receipt, the fee / a quote; documents attached — “PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”
4 more mails in between — open
JV jadhav.vaibhav@sammaancapital.com sammaancapital.com
15 Oct, 11:51 · 1h ago
Dear Team,

Please process for NOI 1395446 VISHAL SHARMA

Customer nameMr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma
Loan account (LAN)1395446
Loan amount₹36,01,181
Stamp duty 0.30%₹10,803.54
Registration fee 0.50%₹15,000
DHC₹300
Total₹27,304
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Thane

CASE TYPE (PLS MENTION IT )

NOI | Home Loan

NOI SERIVCE FEE1200

SRO No

KALYAN 2

Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 Sammaan Capital 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601
earlier mails quoted below
From: Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com<mailto:shivkumar.pandey@sammaancapital.com>> Sent: 15 October 2026 11:12 To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com<mailto:jadhav.vaibhav@sammaancapital.com>>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com<mailto:laxman.jadhav@sammaancapital.com>> Cc: Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com<mailto:rahul.sarfare@sammaancapital.com>>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com<mailto:rajesh.jangid@sammaancapital.com>>; Rachana Mishra <rachana.mishra@sammaancapital.com<mailto:rachana.mishra@sammaancapital.com>>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com<mailto:tanveer.khan@sammaancapital.com>> Subject: Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, Shivkumar R. Pandey Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com<mailto:shivkumar.pandey@sammaancapital.com> [cid:image001.png@01DD5C9B.773F3420] [https://www.sammaancapital.com/sign/sammaan_signature-01.jpg]
🤖 read: asks for the challan, the fee / a quote, a payment receipt; documents attached; note: The mail mentions a total amount payable of 27,304 which includes NOI Service Fee and DHC. — “PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”
OL The NOI teamTYPED IN GMAIL
15 Oct, 11:58 · 1h ago
Dear Team,

Pls share index 2 copy for challan initiation,

earlier mails quoted below
On Thu, 15 Oct 2026 at 11:51, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME * *Mr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma.* *LAN NO * *1395446* *CASE INITIATION BRANCH NAME* *Thane* *CASE TYPE (PLS MENTION IT)* *NOI | Home Loan* *LOAN AMOUNT WITH INSURANCE* *3601181* *0.30%* *10803.543* *0.50%* *15000* *NOI SERIVCE FEE* *1200* *DHC* *300* *TOTAL AMOUNT PAYABLE* *27,304* **SANCTION LETTER* *ATTACHED * **APPLICANT/S AADHAR CARD * *ATTACHED * **APPLICANT/S PAN CARD* *ATTACHED * **IINDEX II COPY | LSR | SALE DEED* *ATTACHED * **APPLICANT SELFIE * *ATTACHED * **PAYMENT SCREENSHOT WITH UTR* *ATTACHED * *SRO No * *KALYAN 2* Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 *Sammaan* *Capital* 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 *From:* Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com> *Sent:* 15 October 2026 11:12 *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra < rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com> *Subject:* Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, *Shivkumar R. Pandey* Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com
🤖 read: asks the branch for documents — “Pls share index 2 copy for challan initiation,”
JV jadhav.vaibhav@sammaancapital.com sammaancapital.com
15 Oct, 12:00 · 1h ago
Dear Team,

PFA

Regards,

Vaibhav Jadhav

Branch Credit Head ||Sap Id : 213441

Sammaan Capital

102/103/104, 1st Floor Vardhaman Industrial Complex

LBS Road Gokul Nagar Next to United Hotel Thane West 400601

earlier mails quoted below
From: SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in> Sent: 15 October 2026 11:59 To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com> Cc: Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra <rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com>; Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com>; Ashish Ramesh Dhone <ashish.dhone@sammaancapital.com>; Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com>; Roshani Rohan Chaugule <roshani.chaugule@sammaancapital.com> Subject: Re: Please process for NOI 1395446 VISHAL SHARMA Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11: 51, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11:51, Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com<mailto:jadhav.vaibhav@sammaancapital.com>> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Mr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma. LAN NO 1395446 CASE INITIATION BRANCH NAME Thane CASE TYPE (PLS MENTION IT) NOI | Home Loan LOAN AMOUNT WITH INSURANCE 3601181 0.30% 10803.543 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 27,304 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No KALYAN 2 Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 Sammaan Capital 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 From: Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com<mailto:shivkumar.pandey@sammaancapital.com>> Sent: 15 October 2026 11:12 To: Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com<mailto:jadhav.vaibhav@sammaancapital.com>>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com<mailto:laxman.jadhav@sammaancapital.com>> Cc: Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com<mailto:rahul.sarfare@sammaancapital.com>>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com<mailto:rajesh.jangid@sammaancapital.com>>; Rachana Mishra <rachana.mishra@sammaancapital.com<mailto:rachana.mishra@sammaancapital.com>>; Tanveer Hasan Khan <tanveer.khan@sammaancapital.com<mailto:tanveer.khan@sammaancapital.com>> Subject: Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, Shivkumar R. Pandey Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com<mailto:shivkumar.pandey@sammaancapital.com> [cid:image001.png@01DD5C9C.BF254FD0] [https://www.sammaancapital.com/sign/sammaan_signature-01.jpg] [https://www.sammaancapital.com/sign/sammaan_signature-01.jpg]
🤖 read: asks for the Index II; documents attached
OL The NOI teamTYPED IN GMAIL
15 Oct, 12:15 · 1h ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Thu, 15 Oct 2026 at 12:00, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: Dear Team, PFA Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 *Sammaan* *Capital* 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 *From:* SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in> *Sent:* 15 October 2026 11:59 *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com> *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra < rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com>; Shivkumar Ramshiroman Pandey < shivkumar.pandey@sammaancapital.com>; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com>; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com>; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com>; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com> *Subject:* Re: Please process for NOI 1395446 VISHAL SHARMA Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11: 51, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11:51, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME * *Mr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma.* *LAN NO * *1395446* *CASE INITIATION BRANCH NAME* *Thane* *CASE TYPE (PLS MENTION IT)* *NOI | Home Loan* *LOAN AMOUNT WITH INSURANCE* *3601181* *0.30%* *10803.543* *0.50%* *15000* *NOI SERIVCE FEE* *1200* *DHC* *300* *TOTAL AMOUNT PAYABLE* *27,304* **SANCTION LETTER* *ATTACHED * **APPLICANT/S AADHAR CARD * *ATTACHED * **APPLICANT/S PAN CARD* *ATTACHED * **IINDEX II COPY | LSR | SALE DEED* *ATTACHED * **APPLICANT SELFIE * *ATTACHED * **PAYMENT SCREENSHOT WITH UTR* *ATTACHED * *SRO No * *KALYAN 2* Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 *Sammaan* *Capital* 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 *From:* Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com> *Sent:* 15 October 2026 11:12 *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra < rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com> *Subject:* Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, *Shivkumar R. Pandey* Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
15 Oct, 12:16 · 1h ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Thu, 15 Oct 2026 at 12:00, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: Dear Team, PFA Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 *Sammaan* *Capital* 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 *From:* SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in> *Sent:* 15 October 2026 11:59 *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com> *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra < rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com>; Shivkumar Ramshiroman Pandey < shivkumar.pandey@sammaancapital.com>; Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com>; Ashish Ramesh Dhone < ashish.dhone@sammaancapital.com>; Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com>; Roshani Rohan Chaugule < roshani.chaugule@sammaancapital.com> *Subject:* Re: Please process for NOI 1395446 VISHAL SHARMA Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11: 51, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ sammaancapital. com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct 2026 at 11:51, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: Dear Team, Please process for NOI 1395446 VISHAL SHARMA PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME * *Mr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma.* *LAN NO * *1395446* *CASE INITIATION BRANCH NAME* *Thane* *CASE TYPE (PLS MENTION IT)* *NOI | Home Loan* *LOAN AMOUNT WITH INSURANCE* *3601181* *0.30%* *10803.543* *0.50%* *15000* *NOI SERIVCE FEE* *1200* *DHC* *300* *TOTAL AMOUNT PAYABLE* *27,304* **SANCTION LETTER* *ATTACHED * **APPLICANT/S AADHAR CARD * *ATTACHED * **APPLICANT/S PAN CARD* *ATTACHED * **IINDEX II COPY | LSR | SALE DEED* *ATTACHED * **APPLICANT SELFIE * *ATTACHED * **PAYMENT SCREENSHOT WITH UTR* *ATTACHED * *SRO No * *KALYAN 2* Regards, Vaibhav Jadhav Branch Credit Head || Sap Id : 213441 *Sammaan* *Capital* 102/103/104, 1st Floor Vardhaman Industrial Complex LBS Road Gokul Nagar Next to United Hotel Thane West 400601 *From:* Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com> *Sent:* 15 October 2026 11:12 *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra < rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < tanveer.khan@sammaancapital.com> *Subject:* Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - 1395446 Dear Team, Kindly find the attached documents for NOI /MODT initiation in the captioned case. Details sheet & other documents are attached. Request you to kindly support with the Index II, same is available with you in Original. Kindly do the needful. Warm Regards, *Shivkumar R. Pandey* Area Sales Head Mob: 9920204005 shivkumar.pandey@sammaancapital.com
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
15 Oct, 13:18 · 32m ago

Team,

PFA SNIP FOR APPROVAL,

On Thu, 15 Oct 2026 at 12:16, SAMMAAN NOI EZDOCS <

sammaancapital@ezdocs.co.in> wrote:

earlier mails quoted below
Team, PFA challan for your reference.. On Thu, 15 Oct 2026 at 12:00, Vaibhav Nandkishor Jadhav < jadhav.vaibhav@sammaancapital.com> wrote: > Dear Team, > > > > PFA > > > > > > Regards, > > Vaibhav Jadhav > > Branch Credit Head || Sap Id : 213441 > > *Sammaan* *Capital* > > 102/103/104, 1st Floor Vardhaman Industrial Complex > > LBS Road Gokul Nagar Next to United Hotel Thane West 400601 > > > > *From:* SAMMAAN NOI EZDOCS <sammaancapital@ezdocs.co.in> > *Sent:* 15 October 2026 11:59 > *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com> > *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh > Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra > <rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < > tanveer.khan@sammaancapital.com>; Shivkumar Ramshiroman Pandey < > shivkumar.pandey@sammaancapital.com>; Laxman Pralhad Jadhav < > laxman.jadhav@sammaancapital.com>; Ashish Ramesh Dhone < > ashish.dhone@sammaancapital.com>; Shailesh Bandu Yadav < > yadav.shailesh@sammaancapital.com>; Roshani Rohan Chaugule < > roshani.chaugule@sammaancapital.com> > *Subject:* Re: Please process for NOI 1395446 VISHAL SHARMA > > > > Dear Team, Pls share index 2 copy for challan initiation, On Thu, 15 Oct > 2026 at 11: 51, Vaibhav Nandkishor Jadhav <jadhav. vaibhav@ > sammaancapital. com> wrote: Dear Team, Please process for NOI 1395446 > VISHAL SHARMA PROCESS CHALLAN OF > > > > Dear Team, > > > > Pls share index 2 copy for challan initiation, > > > > On Thu, 15 Oct 2026 at 11:51, Vaibhav Nandkishor Jadhav < > jadhav.vaibhav@sammaancapital.com> wrote: > > Dear Team, > > > > Please process for NOI 1395446 VISHAL SHARMA > > > > PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > *APPLICANT NAME * > > *Mr. Vishal Vinodkumar Sharma and Mrs. Soni Vishal Sharma.* > > *LAN NO * > > *1395446* > > *CASE INITIATION BRANCH NAME* > > *Thane* > > *CASE TYPE (PLS MENTION IT)* > > *NOI | Home Loan* > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > > *3601181* > > *0.30%* > > *10803.543* > > *0.50%* > > *15000* > > *NOI SERIVCE FEE* > > *1200* > > *DHC* > > *300* > > *TOTAL AMOUNT PAYABLE* > > *27,304* > > > > > > **SANCTION LETTER* > > *ATTACHED * > > **APPLICANT/S AADHAR CARD * > > *ATTACHED * > > **APPLICANT/S PAN CARD* > > *ATTACHED * > > **IINDEX II COPY | LSR | SALE DEED* > > *ATTACHED * > > **APPLICANT SELFIE * > > *ATTACHED * > > **PAYMENT SCREENSHOT WITH UTR* > > *ATTACHED * > > > > > > *SRO No * > > *KALYAN 2* > > > > > > > > Regards, > > Vaibhav Jadhav > > Branch Credit Head || Sap Id : 213441 > > *Sammaan* *Capital* > > 102/103/104, 1st Floor Vardhaman Industrial Complex > > LBS Road Gokul Nagar Next to United Hotel Thane West 400601 > > > > *From:* Shivkumar Ramshiroman Pandey <shivkumar.pandey@sammaancapital.com> > > *Sent:* 15 October 2026 11:12 > *To:* Vaibhav Nandkishor Jadhav <jadhav.vaibhav@sammaancapital.com>; > Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> > *Cc:* Rahul Rajendra Sarfare <rahul.sarfare@sammaancapital.com>; Rajesh > Mahavir Prasad Jangid <rajesh.jangid@sammaancapital.com>; Rachana Mishra > <rachana.mishra@sammaancapital.com>; Tanveer Hasan Khan < > tanveer.khan@sammaancapital.com> > *Subject:* Kindly Initiate NOI/MODT in case of MR Vishal Sharma- APS - > 1395446 > > > > Dear Team, > > > > Kindly find the attached documents for NOI /MODT initiation in the > captioned case. > > > > Details sheet & other documents are attached. Request you to kindly > support with the Index II, same is available with you in Original. > > > > Kindly do the needful. > > > > > > > > Warm Regards, > > *Shivkumar R. Pandey* > > Area Sales Head > > Mob: 9920204005 > > shivkumar.pandey@sammaancapital.com > > > >
🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR APPROVAL,”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Bank's calculation sheet NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image2.jpeg
filed 2h ago
Payment screenshot Payment receipt.jpg
filed 2h ago
Selfie / photo Vishal.jpg
filed 2h ago
Selfie / photo Soni.jpg
filed 2h ago
Aadhaar card co app adhar back.jpeg
filed 2h ago
Other+ Bank's calculation sheet inside NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image1.jpg
filed 2h ago
A mail's picture (a signature logo, a banner) — not a paper image002.jpg
filed 2h ago
Aadhaar card+ Selfie / photo inside co app adhar front.jpeg
filed 2h ago
PAN card Vishal pan.pdf
filed 2h ago
PAN card co app pan card.jpeg
filed 2h ago
A mail's picture (a signature logo, a banner) — not a paper image.png
filed 2h ago
Aadhaar card Vishal aadhar_260812_150624.pdf
filed 2h ago
Sanction letter SanctionLetter_1395446_21092026124642.pdf
filed 1h ago
Index IIthe branch sent this — an input Index II.pdf
filed 1h ago
Paid challan (GRAS) SHARMA VISHAL VINODKUMAR EchallanMH012064457202627E.pdf
filed 1h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,330.47
Where it stands
VERIFIED — money received
Screenshot claims
₹27,304
Paid at
3 Oct 16:19:01
Verified on
11:50:14

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,810₹15,000₹320 ₹1,200₹27,330
By law ₹27,323.54. We ask ₹27,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Village, Property type (Open / Building / Open + Building), Mobile (person 1), E-mail (person 1), Floor (person 1) …
23 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1), PIN (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
empty
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
सदनिका क्र.25, तळ मजला, बिल्डिंग नं.3, जय हिंद को ऑप हौ सोसायटी लि., कल्याण क्षेत्र 770 चौ फुट बिल्ट अप ( (Survey Number : 261/7, 261/8, 272/3/B City Survey No. 3353, 3354, 3355 and 3356;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SanctionLetter_1395446_21092026124642.pdf
as printed
FLAT NO. 25, GROUND FLOOR, BUILDING NO.3, THE JAI HIND CHSL, S NO 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356, STATION ROAD, VILLAGE KALYAN KALYAN WEST THANE MAHARASHTRA 421301
PIN
421301
the Index II
Index II.pdf
the property
sadanikaa kra.25, tala majalaa, bildinga nan.3, jaya hinda ko opa hau sosaayati li., kalyaana kshetra 770 chau phuta bilta apa ((SURVEY NUMBER : 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356;))
PIN
421301
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 25 GROUND FLOOR BUILDING NO 3 THE JAI HIND CHSL S NO 261/7 261/8 272/3/B CITY SURVEY NO 3353
Locality/Road
3354 3355 AND 3356 STATION ROAD VILLAGE KALYAN KALYAN WEST THANE MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 770, APA, BILDINGA, BILTA, CHAU, HAU, HINDA, JAYA, KO, KRA, KSHETRA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorSONI RAJULAL GUPTACZJPG6694J
co_mortgagorSoni Vishal SharmaCZJPG6694J…1598
mortgagorSHARMA VISHAL VINODKUMARFTHPS6990E…3261

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasejadhav.vaibhav@sammaancapital.com 2h ago
questions for the branch — what the papers leave openjadhav.vaibhav@sammaancapital.com 1h ago
acknowledgementjadhav.vaibhav@sammaancapital.com 1h ago
questions for the branch — what the papers leave openjadhav.vaibhav@sammaancapital.com 1h ago
What EzDocs read from each document — check anything marked in red
Bank's calculation sheet NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image2.jpeg needs your check
legible
False
whose table
EZDOCS
raw reading (for Abhijit)
{'total': None, 'legible': False, 'loan_label': None, 'loan_words': None, 'stamp_duty': None, 'loan_amount': None, 'service_fee': None, 'whose_table': 'EZDOCS', 'handling_charge': None, 'registration_fee': None}
Payment screenshot Payment receipt.jpg needs your check
date
2026-10-03
time
16:18
amount
27304
method
UPI
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-03', 'time': '16:18', 'amount': 27304, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo Vishal.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo Soni.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Other NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image1.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card co app adhar back.jpeg needs your check
address
pin: 132103; area: SECTOR 6, RAILWAY CROSSING JAIN CHOWK, HARI NAGAR, NEAR SLS SCHOOL; state: Haryana; district: Panipat; Village: Panipat
legible
True
aadhaar last4
1598
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '132103', 'area': 'SECTOR 6, RAILWAY CROSSING JAIN CHOWK, HARI NAGAR, NEAR SLS SCHOOL', 'flat': None, 'road': None, 'floor': None, 'state': 'Haryana', 'building': None, 'district': 'Panipat', 'post_office': None, 'village_city': 'Panipat'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1598', 'quality_issue': None}
Aadhaar card co app adhar front.jpeg needs your check
dob
1995-10-16
name
Soni Vishal Sharma
legible
True
aadhaar last4
1598
raw reading (for Abhijit)
{'dob': '1995-10-16', 'pan': None, 'name': 'Soni Vishal Sharma', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '1598', 'quality_issue': None}
PAN card Vishal pan.pdf needs your check
dob
1996-08-08
pan
FTHPS6990E
name
SHARMA VISHAL VINODKUMAR
legible
True
father name
VINODKUMAR SHARMA
raw reading (for Abhijit)
{'dob': '1996-08-08', 'pan': 'FTHPS6990E', 'name': 'SHARMA VISHAL VINODKUMAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VINODKUMAR SHARMA', 'aadhaar_last4': None, 'quality_issue': None}
PAN card co app pan card.jpeg needs your check
dob
1995-10-16
pan
CZJPG6694J
name
SONI RAJULAL GUPTA
legible
True
father name
RAJULAL GUPTA
raw reading (for Abhijit)
{'dob': '1995-10-16', 'pan': 'CZJPG6694J', 'name': 'SONI RAJULAL GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJULAL GUPTA', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Vishal aadhar_260812_150624.pdf needs your check
dob
1996-08-08
name
Sharma Vishal Vinodkumar
address
pin: 132103; area: Sector 6 Railway Crossing, Jain chowk Near SLS School, Hari Nagar; state: Haryana; building: C/O: Vinodkumar Sharma; district: Panipat; Village: Panipat
legible
True
aadhaar last4
3261
raw reading (for Abhijit)
{'dob': '1996-08-08', 'pan': None, 'name': 'Sharma Vishal Vinodkumar', 'mobile': None, 'address': {'pin': '132103', 'area': 'Sector 6 Railway Crossing, Jain chowk Near SLS School, Hari Nagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Haryana', 'building': 'C/O: Vinodkumar Sharma', 'district': 'Panipat', 'post_office': None, 'village_city': 'Panipat'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3261', 'quality_issue': None}
Other NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image1.jpg needs your check
legible
False
raw reading (for Abhijit)
{'total': None, 'legible': False, 'loan_label': None, 'loan_words': None, 'stamp_duty': None, 'loan_amount': None, 'service_fee': None, 'whose_table': None, 'handling_charge': None, 'registration_fee': None}
Sanction letter SanctionLetter_1395446_21092026124642.pdf needs your check
lan
1395446
legible
True
purpose
PURCHASE OF PROPERTY - RESIDENTIAL
borrowers
{'name': 'MR. VISHAL VINODKUMAR SHARMA', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'SONI VISHAL SHARMA', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}, {'name': 'RAJULAL PANNILAL GUP
loan type
HOME LOAN
confidence
1
rate words
9.50% Per annum RMLR (Retail Marginal Lending Rate) -3.1% Margin Current RMLR-12.6%
loan amount
3601181
rate spread
-3.1
final amount
3601181
interest rate
9.5
sanction date
21-SEP-2026
reference rate
12.6
applicant names
MR. VISHAL VINODKUMAR SHARMA, SONI VISHAL SHARMA, RAJULAL PANNILAL GUPTA
printed altered
False
applicant mobile
9767582819
balance transfer
False
property address
pin: 421301; road: STATION ROAD; state: MAHARASHTRA; Flat no: 25; district: THANE; Floor: GROUND FLOOR; Address: FLAT NO. 25, GROUND FLOOR, BUILDING NO.3, THE JAI HIND CHSL, S NO 261/7, 261/8, 272/3/B CITY SURVEY
insurance premium
101181
final amount label
Sanction Amount with Insurance Premium* (Rs.)
includes insurance
True
security address verbatim
FLAT NO. 25, GROUND FLOOR, BUILDING NO.3, THE JAI HIND CHSL, S NO 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356, STATION ROAD, VILLAGE KALYAN KALYAN WEST THANE MAHARASHTRA 421301
applicant address verbatim
FLAT NO 402 BLDG NO 1 SARVODAY ENCLAVE VITTHALWADI WADA OPP RAMDEV HOTEL KALYAN WEST THANE 421301 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1395446', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - RESIDENTIAL', 'borrowers': [{'name': 'MR. VISHAL VINODKUMAR SHARMA', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'SONI VISHAL SHARMA', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant'}, {'name': 'RAJULAL PANNILAL GUPTA', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': 'HOME LOAN', 'confidence': 1, 'rate_words': '9.50% Per annum\nRMLR (Retail Marginal Lending Rate) -3.1% Margin Current RMLR-12.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3601181, 'rate_spread': -3.1, 'final_amount': 3601181, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '21-SEP-2026', 'letter_version': None, 'reference_rate': 12.6, 'applicant_email': None, 'applicant_names': ['MR. VISHAL VINODKUMAR SHARMA', 'SONI VISHAL SHARMA', 'RAJULAL PANNILAL GUPTA'], 'printed_altered': False, 'applicant_mobile': '9767582819', 'balance_transfer': False, 'property_address': {'pin': '421301', 'road': 'STATION ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '25', 'district': 'THANE', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'FLAT NO. 25, GROUND FLOOR, BUILDING NO.3, THE JAI HIND CHSL, S NO 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356, STATION ROAD, VILLAGE KALYAN KALYAN WEST THANE MAHARASHTRA 421301', 'village_city': 'KALYAN KALYAN WEST', 'building_name': 'BUILDING NO.3, THE JAI HIND CHSL', 'survey_or_cts_no': 'S NO 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356'}, 'insurance_premium': 101181, 'final_amount_label': 'Sanction Amount with Insurance Premium* (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 25, GROUND FLOOR, BUILDING NO.3, THE JAI HIND CHSL, S NO 261/7, 261/8, 272/3/B CITY SURVEY NO. 3353, 3354, 3355 AND 3356, STATION ROAD, VILLAGE KALYAN KALYAN WEST THANE MAHARASHTRA 421301', 'applicant_address_verbatim': 'FLAT NO 402 BLDG NO 1 SARVODAY ENCLAVE VITTHALWADI WADA OPP RAMDEV\nHOTEL KALYAN WEST THANE 421301 MAHARASHTRA INDIA'}
Index II Index II.pdf needs your check
kind
index2_input
extracted
pin: 421301; rows: {'r4_palika': 'कल्याण-डोंबिवली', 'r11_serial': '16631/2026', 'r14_remark': None, 'r4_locality': 'जय हिंद को ऑप हौ सोसायटी लि., कल्याण', 'r5_area_text': '770 चौ. फूट', 'r7_executants': [{'age': '58', 'p
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '421301', 'rows': {'r4_palika': 'कल्याण-डोंबिवली', 'r11_serial': '16631/2026', 'r14_remark': None, 'r4_locality': 'जय हिंद को ऑप हौ सोसायटी लि., कल्याण', 'r5_area_text': '770 चौ. फूट', 'r7_executants': [{'age': '58', 'pan': 'AFZPB4911M', 'name': 'स्नेहा नंदलाल बोरकर', 'address': 'प्लॉट नंः 72, माळा नं: 0, इमारतीचे नावः बिल्डिंग नं. 5, जय हिंद को ऑप हौ सोसायटी लि, ब्लॉक नंः वाल्लीपीर रोड, रोड नंः कल्याण, महाराष्ट्र, ठाणे. पिन कोड:-421301'}], 'r8_purchasers': [{'age': '29', 'pan': 'FTHPS6990E', 'name': 'विशाल विनोदकुमार शर्मा', 'address': 'प्लॉट नंः 402, माळा नंः 0, इमारतीचे नावः ए विंग, सर्वोदय एन्क्लेव्ह, ब्लॉक नंः रामदेव हॉटेल समोर, रोड नंः कल्याण पश्चिम, महाराष्ट्र, ठाणे. पिन कोड:-421301'}, {'age': '30', 'pan': 'CZJPG6694J', 'name': 'सोनी विशाल शर्मा', 'address': 'प्लॉट नंः 402, माळा नं: 0, इमारतीचे नावः ए विंग, सर्वोदय एन्क्लेव्ह, ब्लॉक नंः रामदेव हॉटेल समोर, रोड नंः कल्याण पश्चिम, महाराष्ट्र, ठाणे. पिन कोड:-421301'}], 'r12_stamp_duty': 322400, 'r3_market_value': 4604951, 'r1_document_type': 'करारनामा', 'r2_consideration': 4400000, 'r9_execution_date': '03/08/2026', 'r13_registration_fee': 30000, 'r10_registration_date': '03/08/2026'}, 'doc_no': '16631/2026', 'village': 'कल्याण', 'doc_kind': 'Regn:63m', 'doc_year': '2026', 'sro_name': 'कल्याण 2', 'area_text': '770 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक वर्ग २, कल्याण क्र. २', 'mortgagors': ['स्नेहा नंदलाल बोरकर', 'विशाल विनोदकुमार शर्मा', 'सोनी विशाल शर्मा'], 'stamp_duty': 322400, 'filing_date': '2026-08-03', 'loan_amount': 0, 'token_number': '10631/2026', 'property_text': 'सदनिका क्र.25, तळ मजला, बिल्डिंग नं.3, जय हिंद को ऑप हौ सोसायटी लि., कल्याण क्षेत्र 770 चौ फुट बिल्ट अप ( (Survey Number : 261/7, 261/8, 272/3/B City Survey No. 3353, 3354, 3355 and 3356;))', 'header_village': 'कल्याण', 'survey_numbers': ['261/7', '261/8', '272/3/B', '3353', '3354', '3355', '3356'], 'header_doc_number': '16631/2026'}}
Paid challan (GRAS) SHARMA VISHAL VINODKUMAR EchallanMH012064457202627E.pdf needs your check
grn
MH012064457202627E
pin
421301
total
25810.0
article
6(1)
defaced
False
bank cin
03006172026101500502
district
THANE
area city
KALYAN MAHARASHTRA KALYAN
payer pan
FTHXXXXXXE
flat block
FLAT NO 25 GROUND FLOOR BUILDING NO 3
payer name
SHARMA VISHAL VINODKUMAR
sro office
KLN2_KALYAN 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=3601181
scheme rows
{'amount': 10810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2819
payment date
15/10/2026-12:15:15
road locality
THE JAI HIND CHSL S NO 261/7 261/8 272/3/B 3354 3355 AND 3356 STATION ROAD VILLAGE KALYAN WEST THANE
second party pan
AABCI3612A
second party name
SAMMAAN CAPITAL LIMITED
consideration amount
3601181
raw reading (for Abhijit)
{'grn': 'MH012064457202627E', 'pin': '421301', 'total': 25810.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500502', 'district': 'THANE', 'area_city': 'KALYAN MAHARASHTRA KALYAN', 'payer_pan': 'FTHXXXXXXE', 'flat_block': 'FLAT NO 25 GROUND FLOOR BUILDING NO 3', 'payer_name': 'SHARMA VISHAL VINODKUMAR', 'sro_office': 'KLN2_KALYAN 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=3601181', 'scheme_rows': [{'amount': 10810.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2819', 'payment_date': '15/10/2026-12:15:15', 'road_locality': 'THE JAI HIND CHSL S NO 261/7 261/8 272/3/B 3354 3355 AND 3356 STATION ROAD VILLAGE KALYAN WEST THANE', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '3601181'}
Technical record (for Abhijit — safe to ignore)
32m agoEzDocsdraft_found_on_case{'now': 'DRAFT_SHARED', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigge
37m agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '523919', 'lessons': []}
37m agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '523998', 'lessons': [{'box': 'Email Id', 'words': 'Email Id: the team typed
37m agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '524008', 'lessons': [{'box': 'Email Id', 'words': 'Email Id: the team typed
37m agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '524140', 'lessons': [{'box': 'Building Name', 'words': 'Building Name: the t
38m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
38m agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03569'}
38m agoANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
39m agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'THANE' — the case says 'Kalyan'"]}
42m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'differs': []}
42m agoEzDocsform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 18, 'issues': 0, 'case_no': 'NOI-2026-03569'}
42m agocopilotcopilot_pick{'why': "The source text mentions 'कल्याण क्षेत्र' (Kalyan area) and the English reading is 'KALYAN-DOMBIVLI'. Option 6 'Kalyana-donbivali' is the correct Marathi transliteration for Kalyan-Dombivli.", 'field': 'Hadd Nam
42m agocopilotcopilot_pick{'why': "The source text does not explicitly name a village. The property is described as being in 'Kalyan Kshetra' (Kalyan area), which is a general area and not a specific village from the provided list. The", 'field':
42m agocopilotcopilot_pick{'why': 'The property is in Kalyan, which is a taluka within the Thane district. The provided options include Thane as a district.', 'field': 'District', 'value': '26', 'method': 'ai', 'picked': 'Thane', 'wanted': 'KALYA
42m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
42m agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03569'}
42m agocopilotcopilot_pick{'why': "The source text does not contain a post office name. The English reading 'VITTHALWADI WADA OPP RAMDEV HOTEL' is not present in the options.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'w
42m agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
43m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
43m agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03569'}
43m agocopilotcopilot_pick{'why': "The source text does not contain a post office name. The English reading 'VITTHALWADI WADA OPP RAMDEV HOTEL' is not present in the options.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'w
43m agoANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
44m agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'dde830be-158f-4cac-b0d4-f3fc60699b65'}
44m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
44m agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03569'}
44m agocopilotcopilot_pick{'why': "The source text does not contain a post office name. The English reading 'VITTHALWADI WADA OPP RAMDEV HOTEL' is not present in the options.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'w
44m agoANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
45m agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
45m agoEzDocsform_checked489{'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-03569'}
45m agocopilotefiling_profile_differs{'why': "the portal's saved profile and the bank's saved constants disagree on these boxes — a person decides which is right (Calculator → E-filing details)", 'bank': 'SAMMAAN', 'differences': [{'box': 'Post Office', 'sa

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Nothing more to ask the branch for
Money
₹27,304 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
With bank to approve
The challan is paid; the filing is under way.
Next — whose move
The bank
approving the draft
Today · 15 Oct57 things
The draft e-filing copy went to the bank — waiting for its approval
13:18
ANJU pressed Save on the e-filing (property page) — what was changed is kept
13:11
Judged again with today's rules, the challan still does not match the case — a person opens it
13:10
EzDocs took 82 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:08
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:07
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:07
Checked: this challan is not another case's
13:06
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
13:05
The branch's title document is on the case — the filing is the NOI team's move
12:16
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:16
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:16
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
12:16
Received: Challan
SHARMA VISHAL VINODKUMAR EchallanMH012064457202627E.pdf
12:16
An old draft withdrew itself — its asks were already answered
12:16
DARBAR pressed Proceed on the challan — what was changed is kept
12:12
Index II (title document) received from the branch
12:01
Received: Index II
Index II.pdf
12:00
An old draft withdrew itself — its asks were already answered
12:00
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: Please process for NOI 1395446 VISHAL SHARMA
12:00
An old draft withdrew itself — its asks were already answered
12:00
Everything for the challan is in — queued
Papers and money are in — the challan is next.
11:52
The loan amount was worked out from the papers
11:52
Wrote the acknowledgement mail — held, silent mode
RE: Please process for NOI 1395446 VISHAL SHARMA
11:52
An old draft withdrew itself — its asks were already answered
11:52
Property address read from the sanction letter
11:51
Received: Sanction letter
SanctionLetter_1395446_21092026124642.pdf
11:51
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
11:51
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Please process for NOI 1395446 VISHAL SHARMA
11:51
Not asked of the bank — what the reading stopped on means the same, or is not the property
11:51
EzDocs read the whole file
11:51
Nothing new to ask for — stayed quiet
11:50
Wrote the document chase mail — held, silent mode
Re: Please process for NOI 1395446 VISHAL SHARMA
11:50
No fee quote sent — the branch's own figures were right
11:50
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:50
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
11:50
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:50
Co-applicant added
11:50
Co-applicant added
11:50
Co-applicant added
11:50
Received: Aadhaar
Vishal aadhar_260812_150624.pdf
11:50
Received: logo
image.png
11:50
Received: PAN card
co app pan card.jpeg
11:50
Received: PAN card
Vishal pan.pdf
11:50
Received: Aadhaar
co app adhar front.jpeg
11:50
Received: logo
image002.jpg
11:50
The payment proof already on the case was applied
11:50
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:50
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:50
Received: other
NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image1.jpg
11:50
Payment proof arrived before the case was quoted — held
11:50
Received: Aadhaar
co app adhar back.jpeg
11:50
Received: Selfie
Soni.jpg
11:50
Received: Selfie
Vishal.jpg
11:50
Received: Payment screenshot
Payment receipt.jpg
11:50
Received: Bank's calculation sheet
NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL (1).xlsx/image2.jpeg
11:50
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
11:50
Case opened from the branch's mail
11:49
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.76 s · 120 queries · this page refreshes by itself when something on it changes (never while you type) · release v526 · build af06e5d4