⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02696

Sarang Hemraj Umathe

LAN HOU/NAG/0826/5205689 Challan paid · our move File on IGR Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Sale deedopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (7)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹27,670.75CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹27,643 receivedthe receipt's amount and minute agree

Stamp duty 0.3%10,850

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.75

Total we ask for27,670.75

the branch’s receipt claims ₹27,643

paid 28 Sep 13:51:07 · verified 28 Sep 13:54:10 · 3 min 04 s later

How we know

Our own bank told us — 28 Sep 13:51

₹27,643 · UTR 627128798033 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.27643.00 28-09-2026 13:51:07  by RAJNIKAN thru UPI . Aval Bal Rs.74158.65 CR. (UPI Ref ID:627128798033) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer

By law ₹27,662.30. We ask ₹27,670 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 03 minour time · 28 Sep 15:54

Index II —not yet

the NOI team 15 d 11 htotal 15 d 11 h so far

Now with the NOI team — e-filing on IGR

since 28 Sep 15:54 — 15 d 9 h of working time

Day by day — every step and who held it

28 Sep 13:51Your branch's mail

28 Sep 13:51Payment landedat once

28 Sep 13:53Papers read+3 min · the NOI team

28 Sep 13:53Property readat once

28 Sep 13:54Fee quotedat once

28 Sep 13:54Payment verifiedat once

28 Sep 13:54Ready for the challanat once

28 Sep 15:54Challan made+2 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹36,14,100

Loan account no.

HOU/NAG/0826/5205689

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nagpur

Taluka

KAMPTEEE

Village

Nagpur

Number type

PLOT

Number

Building

SHRI DEVELOPERS

Floor

(empty)

Flat / shop no

(empty)

Area

250.98

Hadd

Nagpur

Read from the sanction letter, not the Index II. CustomerDocument068e200000hFVNsAAO (1).pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, the engine sees:

• DO NOT SAVE — Property details on our file: this case (the branch's mail) says road = KAMPTHEE ROAD, landmark = NEAR GAJANAN MAHARAJ MANDIR; the sanction letter says PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030. Our file has the borrower's residence address details (Uppalwadi, Kampthee Road, Near Gajanan Maharaj Mandir) copied onto the mortgaged property at Mouza Bhilgaon. If filed as is, the notice will point to the wrong property. Correct the property road and landmark in the e-filing to match the security property (Plot No. 10, Mouza Bhilgaon) instead of the residence address.

• DO NOT SAVE — Missing registered sale deed: the coordinator's mail of 28 Sep says For noi filing we need a register sale deed copy.; the sale deed on file says unregistered draft dated July 2026. The sale deed on file is a draft copy with no registration details. We cannot complete the e-filing without the registered document number, SRO, and year. Ask the branch to provide the registered sale deed copy or Index II.

• Mortgagor pages: HEMRAJ NATTHUJI UMATHE is on the sanction letter but the branch's mail names the owner as SARANG HEMRAJ UMATHE — a borrower, not a mortgagor: no page

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• check — property numbers: the sale deed prints more kinds of number than the portal's two boxes take; PATWARI NO 15 ride in the second box with their own words so the notice carries them — read the box once

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty details on our file

This case (the branch's mail)	road = KAMPTHEE ROAD, landmark = NEAR GAJANAN MAHARAJ MANDIR
The sanction letter	PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030

Why it matters: Our file has the borrower's residence address details (Uppalwadi, Kampthee Road, Near Gajanan Maharaj Mandir) copied onto the mortgaged property at Mouza Bhilgaon. If filed as is, the notice will point to the wrong property.

What to do: Correct the property road and landmark in the e-filing to match the security property (Plot No. 10, Mouza Bhilgaon) instead of the residence address.

STOPMissing registered sale deed

The coordinator's mail of 28 Sep	For noi filing we need a register sale deed copy.
The sale deed on file	unregistered draft dated July 2026

Why it matters: The sale deed on file is a draft copy with no registration details. We cannot complete the e-filing without the registered document number, SRO, and year.

What to do: Ask the branch to provide the registered sale deed copy or Index II.

Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and confirmed payment, and the team has created and shared the challan. The team is now waiting for the registered sale deed copy from the branch to proceed with the NOI filing.

the trail says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 1 (2026-09-28) “Amt paid :- .30( 10843+ 15000 + 1800) = 27643/-”

✓ challan made — done, mail 3 (2026-09-28) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-28) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-28) “For noi filing we need a register sale deed copy.”

read over 3 mail(s), last mail 2026-09-28 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010994579202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02696

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSarang Hemraj Umathe

LANHOU/NAG/0826/5205689

Loan AmtRs. 36,14,100

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sale Deed, Sanction Letter

Payment of Rs. 27,643.00 stands VERIFIED against the credit in our account on 28-Sep-2026 (UTR: 627128798033). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RC rajnikant.chichkhede@phfl.com phfl.com
28 Sep, 13:51 · 15d ago THE FIRST MAIL — how this case began

Request for Paid Challan in the case of Loan No HOU/NAG/0826/5205689 ----- Applicant Name : MR. SARANG HEMRAJ UMATHE

📎 SARANG PAN CARD.jpeg ↗📎 payment_confirmation_202609271-015111.png ↗📎 IMG_20260924_164018 (1).jpg ↗📎 10-Sarang Umathe.pdf ↗📎 SARANG ADHAR CARD.jpeg ↗📎 CustomerDocument068e200000hFVNsAAO (1).pdf ↗

Request for Paid Challan in the case of MR. SARANG HEMRAJ UMATHE

Case Type :- HL

Customer Type :- New Customer

Property Owner : - MR. SARANG HEMRAJ UMATHE

Amt paid :- .30( 10843+ 15000 + 1800) = 27643/-

SRO NO. :-

Thanks & Regards
 Rajnikant Chichkhede 
 Sr. Channel Manager 
 PNB Housing Finance Limited,

1st Floor ,Achraj tower II,  Chindwara road, 

Chhaoni Square ,Sadar, Nagpur-440001 

Mobile: +91 9552282227

Email: rajnikant.chichkhede@phfl.com 
 Website- www.pnbhousing.com

PHFL Home Loans and Services Limited

🤖 read: asks for the challan; says the fee is paid ₹27,643 ✓; documents attached — “Request for Paid Challan in the case of MR. SARANG HEMRAJ UMATHE”

OL The NOI teamTYPED IN GMAIL
28 Sep, 14:42 · 15d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 28 Sept 2026 at 13:53, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:

Request for  Paid Challan  in the case of MR.  SARANG HEMRAJ UMATHE

Case  Type :- HL

Customer Type :- New  Customer

Property Owner : -  MR.  SARANG HEMRAJ UMATHE

A  mt paid :-  .30  ( 10843+ 15000 + 1800  ) = 27643/-

SRO NO. :-

Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II,  Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile:  +91 9552282227
Email:  rajnikant.chichkhede@phfl.com
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
28 Sep, 15:56 · 15d ago

📎 SARANG HEMRAJ UMATHE EchallanMH01099457920 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 28 Sept 2026 at 14:42, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 28 Sept 2026 at 13:53, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:

Request for  Paid Challan  in the case of MR.  SARANG HEMRAJ UMATHE

Case  Type :- HL

Customer Type :- New  Customer

Property Owner : -  MR.  SARANG HEMRAJ UMATHE

A  mt paid :-  .30  ( 10843+ 15000 + 1800  ) = 27643/-

SRO NO. :-

Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II,  Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile:  +91 9552282227
Email:  rajnikant.chichkhede@phfl.com
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	SARANG PAN CARD.jpeg	filed	15d ago
Payment screenshot	payment_confirmation_202609271-015111.png	filed	15d ago
Selfie / photo	IMG_20260924_164018 (1).jpg	filed	15d ago
Sale deed	10-Sarang Umathe.pdf	filed	15d ago
Aadhaar card	SARANG ADHAR CARD.jpeg	filed	15d ago
Sanction letter	CustomerDocument068e200000hFVNsAAO (1).pdf	filed	15d ago
Paid challan (GRAS)	SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf	filed	15d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,670.75

Where it stands
VERIFIED — money received

Screenshot claims
₹27,643

Paid at
28 Sep 13:51:07

Verified on
28 Sep 13:54:10

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹10,850	₹15,000	₹320	₹1,500	₹27,670

By law ₹27,662.30. We ask ₹27,670 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Flat / shop no

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (CustomerDocument068e200000hFVNsAAO (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

CustomerDocument068e200000hFVNsAAO (1).pdf

as printed
PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, NAGPUR, SHRI DEVELOPERS, NAGPUR, MAHARASHTRA, INDIA, 440030

PIN
440030

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 10 KHASRA NO 77 PATWARI HALKA NO 15 MOUZA BHILGAON SHRI DEVELOPERS

Locality/Road
TAL KAMPTEEE DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SARANG HEMRAJ UMATHE	AKYPU7473K	…3749

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	rajnikant.chichkhede@phfl.com	15d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG_20260924_164018 (1).jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card SARANG PAN CARD.jpeg needs your check

dob
2001-04-28

pan
AKYPU7473K

name
SARANG HEMRAJ UMATHE

legible
True

father name
HEMRAJ UMATHE

raw reading (for Abhijit)

{'dob': '2001-04-28', 'pan': 'AKYPU7473K', 'name': 'SARANG HEMRAJ UMATHE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HEMRAJ UMATHE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot payment_confirmation_202609271-015111.png needs your check

date
2026-09-28

time
13:51

amount
27643

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-28', 'time': '13:51', 'amount': 27643, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter CustomerDocument068e200000hFVNsAAO (1).pdf needs your check

lan
HOU/NAG/0826/5205689

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SARANG HEMRAJ UMATHE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HEMRAJ NATTHUJI UMATHE', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
3500000.0

final amount
3614100.0

interest rate
10.0

sanction date
23-Sep-2026

letter version
4

applicant email
sarangumathe2001@gmail.com

applicant names
SARANG HEMRAJ UMATHE, HEMRAJ NATTHUJI UMATHE

printed altered
False

applicant mobile
9823927789

balance transfer
False

property address
pin: 440030; state: MAHARASHTRA; taluka: KAMPTEEE; district: Nagpur; full_address: PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 4400

insurance premium
114100.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3614100.0

security address verbatim
PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030

applicant address verbatim
PLOT NO 2011, NEAR GAJANAN MAHARAJ MANDIR,, UPPALWADI, KAMPTEE ROAD, NAGPUR440026, ., Nagpur, MAHARASHTRA, 440026, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5205689', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SARANG HEMRAJ UMATHE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HEMRAJ NATTHUJI UMATHE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3500000.0, 'final_amount': 3614100.0, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '4', 'applicant_email': 'sarangumathe2001@gmail.com', 'applicant_names': ['SARANG HEMRAJ UMATHE', 'HEMRAJ NATTHUJI UMATHE'], 'printed_altered': False, 'applicant_mobile': '9823927789', 'balance_transfer': False, 'property_address': {'pin': '440030', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'KAMPTEEE', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030', 'village_city': 'Nagpur', 'building_name': 'SHRI DEVELOPERS', 'survey_or_cts_no': 'PLOT NO 10, KHASRA NO 77, PATWARI HALKA NO 15'}, 'insurance_premium': 114100.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3614100.0, 'security_address_verbatim': 'PLOT NO 10, MOUZA BHILGAON, PATWARI HALKA NO 15, TAHSIL KAMPTEEE, KHASRA NO 77, Nagpur, SHRI DEVELOPERS, Nagpur, MAHARASHTRA, India, 440030', 'applicant_address_verbatim': 'PLOT NO 2011, NEAR GAJANAN MAHARAJ MANDIR,, UPPALWADI, KAMPTEE ROAD, NAGPUR440026, ., Nagpur, MAHARASHTRA, 440026, India'}

Aadhaar card SARANG ADHAR CARD.jpeg needs your check

dob
2001-04-28

name
Sarang Hemraj Umathe

address
pin: 440026; area: NEAR GAJANAN MAHARAJ MANDIR, UPPALWADI; flat: PLOT NO 2011; road: KAMPTHEE ROAD; state: Maharashtra; district: Nagpur; village_city: Nagpur

legible
True

aadhaar last4
3749

raw reading (for Abhijit)

{'dob': '2001-04-28', 'pan': None, 'name': 'Sarang Hemraj Umathe', 'mobile': None, 'address': {'pin': '440026', 'area': 'NEAR GAJANAN MAHARAJ MANDIR, UPPALWADI', 'flat': 'PLOT NO 2011', 'road': 'KAMPTHEE ROAD', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3749', 'quality_issue': None}

Paid challan (GRAS) SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf needs your check

grn
MH010994579202627E

pin
440030

total
25850.0

article
6(1)

defaced
False

bank cin
03006172026092800944

district
NAGPUR

area city
NAGPUR

payer pan
AKYXXXXXXK

flat block
PLOT NO 10 SHRI DEVELOPERS KHASRA NO

payer name
SARANG HEMRAJ UMATHE

sro office
KMT_KAMTHI SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3614100

scheme rows
{'amount': 10850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7789

payment date
28/09/2026-15:54:25

road locality
77 PATWARI HALKA NO 15 MOUZA BHILGAON TAHSIL KAMPTEEE NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3614100

raw reading (for Abhijit)

{'grn': 'MH010994579202627E', 'pin': '440030', 'total': 25850.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092800944', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AKYXXXXXXK', 'flat_block': 'PLOT NO 10 SHRI DEVELOPERS KHASRA NO', 'payer_name': 'SARANG HEMRAJ UMATHE', 'sro_office': 'KMT_KAMTHI SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3614100', 'scheme_rows': [{'amount': 10850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7789', 'payment_date': '28/09/2026-15:54:25', 'road_locality': '77 PATWARI HALKA NO 15 MOUZA BHILGAON TAHSIL KAMPTEEE NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3614100'}

Paid challan (GRAS) SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf needs your check

grn
MH010994579202627E

pin
440030

total
25850.0

article
6(1)

defaced
False

bank cin
03006172026092800944

district
NAGPUR

area city
NAGPUR

payer pan
AKYXXXXXXK

flat block
PLOT NO 10 SHRI DEVELOPERS KHASRA NO

payer name
SARANG HEMRAJ UMATHE

sro office
KMT_KAMTHI SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3614100

scheme rows
{'amount': 10850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7789

payment date
28/09/2026-15:54:25

road locality
77 PATWARI HALKA NO 15 MOUZA BHILGAON TAHSIL KAMPTEEE NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3614100

raw reading (for Abhijit)

{'grn': 'MH010994579202627E', 'pin': '440030', 'total': 25850.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092800944', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AKYXXXXXXK', 'flat_block': 'PLOT NO 10 SHRI DEVELOPERS KHASRA NO', 'payer_name': 'SARANG HEMRAJ UMATHE', 'sro_office': 'KMT_KAMTHI SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3614100', 'scheme_rows': [{'amount': 10850.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7789', 'payment_date': '28/09/2026-15:54:25', 'road_locality': '77 PATWARI HALKA NO 15 MOUZA BHILGAON TAHSIL KAMPTEEE NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3614100'}

Technical record (for Abhijit — safe to ignore)

14d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '09d7247b3d64fe47', 'docs': ['10-Sarang Umathe.pdf', 'CustomerDocument068e200000hFVNsAAO (1).pdf', 'SARANG ADHAR CARD.jpeg', 'SARANG PAN CARD.jpeg'], 'loan': {'amount': 3614100, 'made_of': [{'what':
15d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AKxxxxxxXK — no paper on the
15d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '308278', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
15d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'doc_id': '9eb2d0d5
15d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
15d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KMT_KAMTHI SUB REGISTRAR', 'district': 'NAGPUR'}
15d ago	system:extract	challan_verified_against_case	{'grn': 'MH010994579202627E', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d ago	system:extract	challan_extracted	{'grn': 'MH010994579202627E', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25850.0}
15d ago	system:learn	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'ours':
15d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '30b573f367c9b241', 'docs': ['10-Sarang Umathe.pdf', 'CustomerDocument068e200000hFVNsAAO (1).pdf', 'SARANG ADHAR CARD.jpeg', 'SARANG PAN CARD.jpeg'], 'loan': {'amount': 3614100, 'made_of': [{'what':
15d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
15d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '10-Sarang Umathe.pdf', 'kind': 'sale_deed'}
15d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'kind':
15d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SARANG HEMRAJ UMATH
15d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KMT_KAMTHI SUB REGISTRAR', 'district': 'NAGPUR'}
15d ago	system:extract	challan_verified_against_case	{'grn': 'MH010994579202627E', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d ago	system:extract	challan_extracted	{'grn': 'MH010994579202627E', 'file': 'SARANG HEMRAJ UMATHE EchallanMH010994579202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25850.0}
15d ago	copilot:SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
15d ago	copilot	copilot_check_ok	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
15d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': 'cb177d902c837f03', 'docs': ['10-Sarang Umathe.pdf', 'CustomerDocument068e200000hFVNsAAO (1).pdf', 'SARANG ADHAR CARD.jpeg', 'SARANG PAN CARD.jpeg'], 'loan': {'amount': 3614100, 'made_of': [{'what':
15d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The bank ha
15d ago	system:reconcile	quoted_history_checked	{}
15d ago	system:reconcile	extra_challan_scanned	{'found': 0}
15d ago	ezdocs:reader	reader_home_address	{'fp': '5df264d1b4aa71bb', 'from': 'the sanction letter (CustomerDocument068e200000hFVNsAAO (1).pdf)', 'home': {'pin': '440026', 'area': 'UPPALWADI', 'flat': 'PLOT NO 2011', 'road': 'KAMPTEE ROAD', 'state': 'MAHARASHTRA'
15d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village',
15d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has sent t
15d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '596f9315a88042eb', 'docs': ['10-Sarang Umathe.pdf', 'CustomerDocument068e200000hFVNsAAO (1).pdf', 'SARANG ADHAR CARD.jpeg', 'SARANG PAN CARD.jpeg'], 'loan': {'amount': 3614100, 'made_of': [{'what':
15d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['10-Sarang Umathe.pdf', 'CustomerDocument068e200000hFVNsAAO (1).pdf', 'SARANG ADHAR CARD.jpeg', 'SARANG PAN CARD.jpeg'], 'after': {'addresses': {'people': [['SARANG HEMRAJ UMATH
15d ago	system:extract	address_compared	{'sig': 'a7957a450c5c9ff9', 'why': 'after gather', 'people': [{'home': 'PLOT NO 2011, 20th, HARSH APARTMENT, KAMPTHEE ROAD, NEAR GAJANAN MAHARAJ MANDIR, UPPALWADI, Nagpur, Nagpur, 440026', 'person': 'SARANG HEMRAJ UMATHE
15d ago	system:extract	challan_boxes_composed	{'fp': 'b1bf4f9cb50a0fd1', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 10 KHASRA NO 77 PATWARI HALKA NO 15 M

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹27,643 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

29 Sep1 thing

case read — by ezdocs:reader