⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01179

ANIKET JAYKUMAR DALVI

LAN HOU/PUN/0726/5164587 Index II shared · done SHORT ₹1,315 All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Selfie / photoopen

✓Payment screenshot — SHORT ₹1,315 (shows ₹27,165 of ₹28,480)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (10)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹1,315 (₹27,165 of ₹28,480).
Bank under-collected — money at risk — see Facts.
Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
The work is done — our fee of ₹28,480 is still not in our account. Chase the branch for it.
Payment proof is from 2026-07-28 — an old receipt?

MoneyWaiting for the credit

₹28,480

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹27,165; we wait for the credit itself

Stamp duty 0.3%11,660

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for28,480

Screenshot ₹27,165. Case needs ₹28,480. SHORT by ₹1,315. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹1,290 below the real calculation of ₹28,455 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹28,475. We ask ₹28,480 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹27,165 — ₹1,315 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹27,165. Case needs ₹28,480. SHORT by ₹1,315. Do NOT accept ₹27,165 — ask the branch for ₹28,480.

why?

The branch is asking the borrower for Rs.27,165 where the duty and fees come to Rs.28,475 — Rs.1,310 short. Collect Rs.28,475; a short challan is refused at the SRO counter.

the branch's own words

The branch's mail said: total payable: bank says Rs.27,165, computed Rs.28,475 (difference Rs.-1,310)

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 317 h 58 minour time · 3 Sep 17:28

Index II 410 h 08 minour time · 15 Sep 09:38

the NOI team 48 d 13 htotal 48 d 13 h

Complete.

Day by day — every step and who held it

28 Jul 20:15Your branch's mail

3 Sep 17:02Fee quoted+36 d 20 h · the NOI team

3 Sep 17:03Papers read+1 min · the NOI team

3 Sep 17:04Property readat once

3 Sep 17:04Papers readat once

3 Sep 17:28Challan made+24 min · the NOI team

15 Sep 09:38Index II sent+11 d 16 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹38,85,000

Loan account no.

HOU/PUN/0726/5164587

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The case is now complete, with all required documents submitted and filings processed. The government's Index II for the NOI has been shared, indicating the closure of the case.

the history says the next move is with no one — the case is finished — case closed

the branch last asked: Kindly provide MOE + NOI Challan

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-07-28) “Loan sanction letter Attached”

✓ fee paid — the branch's words — done, mail 1 (2026-07-28) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached”

✓ challan made — done, mail 3 (2026-07-28) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-07-28) “PFA challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-07-28) “Index 2/ Draft Attached”

✓ filed on the IGR site — done, mail 4 (2026-08-13) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 4 (2026-08-13) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 6 (2026-09-03) “PFA NOI INDEX 2 FOR CASE CLOSURE”

read over 6 mail(s), last mail 2026-09-03 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SG shubham.gaikwad@pnbhousing.com pnbhousing.com
28 Jul, 20:15 · 78d ago THE APP JOINED HERE — earlier mails are on Gmail

Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _ HOU/PUN/0726/5164587

📎 APP PAN.jpg ↗📎 APP E ADHAR.pdf ↗📎 CO APP E ADHAR.pdf ↗📎 CO APP APN.jpg ↗📎 Sanction letter - 2026-07-24T164430.757.pd ↗📎 CO APP PHOTO.jpg ↗📎 APP PHOTO.jpg ↗📎 MOE RECIPT.jpg ↗📎 INDEX 2.jpg ↗📎 image001.png ↗

Dear Team,

Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _ HOU/PUN/0726/5164587

NOI Charges & Service Fees Calculator - Nestly.in

Loan amount₹34,55,000

Stamp duty 0.30%₹10,365

Registration fee 0.50%₹15,000

DHC₹300

LA - 33,00,000+ 1,55,000/- = 34,55,000/-

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached

Index 2/ Draft✓ Attached

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

Challan Date:- 28/07/2026

NOI Govt Fees300

Nestly.in

Service Fees for NOI Filling1500

1500.00

Total Amount to be Paid to Nestly.in for NOI27165.00

THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
 [cid:image001.png@01DD1ECD.855852F0]




Internal

🤖 read: asks for the challan; says the fee is paid ₹27,165 ✓; documents attached — “Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _ HOU/PUN/0726/5164587”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
28 Jul, 20:36 · 78d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will

initiate the challan for the same

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 28 Jul 2026 at 20:16, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:

Dear Team,

Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _
HOU/PUN/0726/5164587

*LA – 33,00,000+ 1,55,000/- = 34,55,000/-*

*Documents required for NOI Filing*

Remark

Loan sanction letter

*Attached*

Index 2/ Draft

*Attached*

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*Challan Date:- 28/07/2026*

*NOI Charges & Service Fees Calculator - Nestly.in*

*Loan Amount Including Insurance*

34,55,000

NOI Govt Fees

Stamp Duty

0.30%

10365.00

Registration Fees

0.50%

15000.00

Document Handling Charges

300

300

Nestly.in

Service Fees for NOI Filling

1500

1500.00

*Total Amount to be Paid to Nestly.in for NOI*

*27165.00*

THANKS & REGARDS,

SHUBHAM GAIKWAD

AREA SALES MANAGER

MOB-8237335213

Internal

🤖 read: challan shared — promised for later — “We will initiate the challan for the same”

OL The NOI teamTYPED IN GMAIL
28 Jul, 21:48 · 78d ago

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 28 Jul 2026 at 20:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Tue, 28 Jul 2026 at 20:16, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:

> Dear Team,
>
> Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _
> HOU/PUN/0726/5164587
>
> *LA – 33,00,000+ 1,55,000/- = 34,55,000/-*
>
> *Documents required for NOI Filing*
>
> Remark
>
> Loan sanction letter
>
> *Attached*
>
> Index 2/ Draft
>
> *Attached*
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
>
>
> *Challan Date:- 28/07/2026*
>
> *NOI Charges & Service Fees Calculator - Nestly.in*
>
>
>
> *Loan Amount Including Insurance*
>
> 34,55,000
>
>
>
>
>
>
>
>
>
> NOI Govt Fees
>
> Stamp Duty
>
> 0.30%
>
> 10365.00
>
>
>
>
>
>
>
> Registration Fees
>
> 0.50%
>
> 15000.00
>
>
>
>
>
>
>
> Document Handling Charges
>
> 300
>
> 300
>
>
>
>
>
>
>
>
>
> Nestly.in
>
> Service Fees for NOI Filling
>
> 1500
>
> 1500.00
>
>
>
>
>
>
>
>
>
> *Total Amount to be Paid to Nestly.in for NOI*
>
> *27165.00*
>
>
>
> THANKS & REGARDS,
>
> SHUBHAM GAIKWAD
>
> AREA SALES MANAGER
>
> MOB-8237335213
>
>
>
>
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan”

OL The NOI teamTYPED IN GMAIL
13 Aug, 09:57 · 63d ago

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 28 Jul 2026 at 21:48, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Tue, 28 Jul 2026 at 20:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
>
> We acknowledge the receipt of your mail documents and payment.We will
> initiate the challan for the same
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Tue, 28 Jul 2026 at 20:16, Shubham Gaikwad <
> shubham.gaikwad@pnbhousing.com> wrote:
>
>> Dear Team,
>>
>> Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _
>> HOU/PUN/0726/5164587
>>
>> *LA – 33,00,000+ 1,55,000/- = 34,55,000/-*
>>
>> *Documents required for NOI Filing*
>>
>> Remark
>>
>> Loan sanction letter
>>
>> *Attached*
>>
>> Index 2/ Draft
>>
>> *Attached*
>>
>> Aadhar copy of the applicant/s
>>
>> *Attached*
>>
>> PAN copy of the applicant/s
>>
>> *Attached*
>>
>> Form A2 with Photograph of applicant/s affixed or Passport size
>> photographs scan copy.
>>
>> *Attached*
>>
>> Payment details screenshot with Transaction ID & Date of payment
>> mentioned
>>
>> *Attached*
>>
>>
>>
>> *Challan Date:- 28/07/2026*
>>
>> *NOI Charges & Service Fees Calculator - Nestly.in*
>>
>>
>>
>> *Loan Amount Including Insurance*
>>
>> 34,55,000
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> NOI Govt Fees
>>
>> Stamp Duty
>>
>> 0.30%
>>
>> 10365.00
>>
>>
>>
>>
>>
>>
>>
>> Registration Fees
>>
>> 0.50%
>>
>> 15000.00
>>
>>
>>
>>
>>
>>
>>
>> Document Handling Charges
>>
>> 300
>>
>> 300
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> Nestly.in
>>
>> Service Fees for NOI Filling
>>
>> 1500
>>
>> 1500.00
>>
>>
>>
>>
>>
>>
>>
>>
>>
>> *Total Amount to be Paid to Nestly.in for NOI*
>>
>> *27165.00*
>>
>>
>>
>> THANKS & REGARDS,
>>
>> SHUBHAM GAIKWAD
>>
>> AREA SALES MANAGER
>>
>> MOB-8237335213
>>
>>
>>
>>
>>
>>
>>
>> Internal
>>
>

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
03 Sep, 16:46 · 41d ago

Dear Team,

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 13 Aug 2026 at 09:57, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM, 

PFA DOWNLOADED COPY OF EFILING

 
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 28 Jul 2026 at 21:48, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
wrote:

> Team,
>
> PFA challan for your reference..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 28 Jul 2026 at 20:36, THINKBIGZ NOI <pnb.noifilling@gmail.com> 
> wrote:
>
>> Team,
>>
>>
>> We acknowledge the receipt of your mail documents and payment.We will 
>> initiate the challan for the same
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Tue, 28 Jul 2026 at 20:16, Shubham Gaikwad <
>> shubham.gaikwad@pnbhousing.com> wrote:
>>
>>> Dear Team,
>>>
>>> Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _ 
>>> HOU/PUN/0726/5164587
>>>
>>> *LA – 33,00,000+ 1,55,000/- = 34,55,000/-*
>>>
>>> *Documents required for NOI Filing*
>>>
>>> Remark
>>>
>>> Loan sanction letter
>>>
>>> *Attached*
>>>
>>> Index 2/ Draft
>>>
>>> *Attached*
>>>
>>> Aadhar copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> PAN copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> Form A2 with Photograph of applicant/s affixed or Passport size 
>>> photographs scan copy.
>>>
>>> *Attached*
>>>
>>> Payment details screenshot with Transaction ID & Date of payment 
>>> mentioned
>>>
>>> *Attached*
>>>
>>> 
>>>
>>> *Challan Date:- 28/07/2026*
>>>
>>> *NOI Charges & Service Fees Calculator - Nestly.in*
>>>
>>> 
>>>
>>> *Loan Amount Including Insurance*
>>>
>>> 34,55,000
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> NOI Govt Fees
>>>
>>> Stamp Duty
>>>
>>> 0.30%
>>>
>>> 10365.00
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> Registration Fees
>>>
>>> 0.50%
>>>
>>> 15000.00
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> Document Handling Charges
>>>
>>> 300
>>>
>>> 300
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> Nestly.in 
>>>
>>> Service Fees for NOI Filling
>>>
>>> 1500
>>>
>>> 1500.00
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> *Total Amount to be Paid to Nestly.in for NOI*
>>>
>>> *27165.00*
>>>
>>> 
>>>
>>> THANKS & REGARDS,
>>>
>>> SHUBHAM GAIKWAD
>>>
>>> AREA SALES MANAGER
>>>
>>> MOB-8237335213
>>>
>>> 
>>>
>>> 
>>>
>>> 
>>>
>>> Internal
>>>
>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

OL The NOI teamTYPED IN GMAIL
03 Sep, 16:47 · 41d ago

Dear Team,

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 13 Aug 2026 at 09:57, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 28 Jul 2026 at 21:48, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> PFA challan for your reference..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 28 Jul 2026 at 20:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>>
>> We acknowledge the receipt of your mail documents and payment.We will
>> initiate the challan for the same
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Tue, 28 Jul 2026 at 20:16, Shubham Gaikwad <
>> shubham.gaikwad@pnbhousing.com> wrote:
>>
>>> Dear Team,
>>>
>>> Kindly provide MOE + NOI Challan in captioned case ANIKET DALVI _
>>> HOU/PUN/0726/5164587
>>>
>>> *LA – 33,00,000+ 1,55,000/- = 34,55,000/-*
>>>
>>> *Documents required for NOI Filing*
>>>
>>> Remark
>>>
>>> Loan sanction letter
>>>
>>> *Attached*
>>>
>>> Index 2/ Draft
>>>
>>> *Attached*
>>>
>>> Aadhar copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> PAN copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> Form A2 with Photograph of applicant/s affixed or Passport size
>>> photographs scan copy.
>>>
>>> *Attached*
>>>
>>> Payment details screenshot with Transaction ID & Date of payment
>>> mentioned
>>>
>>> *Attached*
>>>
>>>
>>>
>>> *Challan Date:- 28/07/2026*
>>>
>>> *NOI Charges & Service Fees Calculator - Nestly.in*
>>>
>>>
>>>
>>> *Loan Amount Including Insurance*
>>>
>>> 34,55,000
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> NOI Govt Fees
>>>
>>> Stamp Duty
>>>
>>> 0.30%
>>>
>>> 10365.00
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Registration Fees
>>>
>>> 0.50%
>>>
>>> 15000.00
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Document Handling Charges
>>>
>>> 300
>>>
>>> 300
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Nestly.in
>>>
>>> Service Fees for NOI Filling
>>>
>>> 1500
>>>
>>> 1500.00
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> *Total Amount to be Paid to Nestly.in for NOI*
>>>
>>> *27165.00*
>>>
>>>
>>>
>>> THANKS & REGARDS,
>>>
>>> SHUBHAM GAIKWAD
>>>
>>> AREA SALES MANAGER
>>>
>>> MOB-8237335213
>>>
>>>
>>>
>>>
>>>
>>>
>>>
>>> Internal
>>>
>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	APP PAN.jpg	filed	41d ago
Aadhaar card	APP E ADHAR.pdf	filed	41d ago
Aadhaar card	CO APP E ADHAR.pdf	filed	41d ago
PAN card	CO APP APN.jpg	filed	41d ago
Sanction letter	Sanction letter - 2026-07-24T164430.757.pdf	filed	41d ago
Selfie / photo	CO APP PHOTO.jpg	filed	41d ago
Selfie / photo	APP PHOTO.jpg	filed	41d ago
Payment screenshot	MOE RECIPT.jpg	filed	41d ago
Index IIthe branch sent this — an input	INDEX 2.jpg	filed	41d ago
Other	image001.png	filed	41d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,480

Where it stands
waiting for the credit

Screenshot claims
₹27,165

Screenshot ₹27,165. Case needs ₹28,480. SHORT by ₹1,315. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

stale_claim:2026-07-28:49d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹11,660	₹15,000	₹320	₹1,500	₹28,480

By law ₹28,475. We ask ₹28,480 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

19 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, District, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road …

14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1), Village / city (person 1) …

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

not verified yetsource: the Index II (INDEX 2.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

⚠ not in the document

empty

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नावःपुणे म.न.पा. इतर वर्णन :, इतर माहितीः क्र. 61/697 दर 62140/- प्रती चौ. मीटर) पुणे महानगरपालिका यांचे हद्दीतील गांव मौजे धायरी येथील स.नं. 128 हिस्सा नं. 5/1/अ4 (जूना स. नं. 128 हिस्सा नं. 5/1) (पार्ट) यांसी एकूण क्षेत्र 01 हे. 32 आर पैकी क्षेत्र 00 हे. 58 आर या जमीन मिळकतीवर बांधण्यात येणाऱ्या रमणा मायरा विंग बी या इमारतीतील पाचव्या मजल्यावरील फ्लॅट नं. 507 यांसी क्षेत्र 33.90 चौ. मी. म्हणजेच 365 चौ. फूट कारपेट व बाल्कनी यांसी क्षेत्र 3.43 चौ.मी. म्हणजेच 37 चौ. फूट कारपेट हि फ्लॅट मिळकत कारपार्किंग नं. पी2-58(ग्राउंड फ्लोअर) सहित. (( Survey Number: 128 ;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the Index II BASE — the challan follows this

INDEX 2.jpg

the property
1) पालिकेचे नावःपुणे म.न.पा. इतर वर्णन :, इतर माहितीः क्र. 61/697 दर 62140/- प्रती चौ. मीटर) पुणे महानगरपालिका यांचे हद्दीतील गांव मौजे धायरी येथील स.नं. 128 हिस्सा नं. 5/1/अ4 (जूना स. नं. 128 हिस्सा नं. 5/1) (पार्ट) यांसी एकूण क्षेत्र 01 हे. 32 आर पैकी क्षेत्र 00 हे. 58 आर या जमीन मिळकतीवर बांधण्यात येणाऱ्या रमणा मायरा विंग बी या इमारतीतील पाचव्या मजल्यावरील फ्लॅट नं. 507 यांसी क्षेत्र 33.90 चौ. मी. म्हणजेच 365 चौ. फूट कारपेट व बाल्कनी यांसी क्षेत्र 3.43 चौ.मी. म्हणजेच 37 चौ. फूट कारपेट हि फ्लॅट मिळकत कारपार्किंग नं. पी2-58(ग्राउंड फ्लोअर) सहित. ((SURVEY NUMBER: 128;))

in English letters

1) PAALIKECHE NAAVAHPUNE MA.NA.PAA. ITARA VARNANA :, ITARA MAAHITIH KRA. 61/697 DARA 62140/- PRATI CHAU. MITARA) PUNE MAHAANAGARAPAALIKAA YAANCHE HADDITILA GAANVA MAUJE DHAAYARI YETHILA SA.NAN. 128 HISSAA NAN. 5/1/A4 (JUNAA SA. NAN. 128 HISSAA NAN. 5/1) (PAARTA) YAANSI EKUNA KSHETRA 01 HE. 32 AARA PAIKI KSHETRA 00 HE. 58 AARA YAA JAMINA MILAKATIVARA BAANDHANYAATA YENAAऱ्YAA RAMANAA MAAYARAA VINGA BI YAA IMAARATITILA PAACHAVYAA MAJALYAAVARILA PHLATA NAN. 507 YAANSI KSHETRA 33.90 CHAU. MI. MHANAJECHA 365 CHAU. PHUTA KAARAPETA VA BAALKANI YAANSI KSHETRA 3.43 CHAU.MI. MHANAJECHA 37 CHAU. PHUTA KAARAPETA HI PHLATA MILAKATA KAARAPAARKINGA NAN. PI2-58(GRAAUNDA PHLOARA) SAHITA. ((SURVEY NUMBER: 128;))

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 507 5TH FLOOR RAMANA MAYRA WING B SURVEY NO 128 5/1/A4 5/1

Locality/Road
DHAYARI

Area/City
DHAYARI

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ANIKET JAYKUMAR DALVI	GCFPD4043D	…6898
co_mortgagor	Jaykumar Shrirang Dalvi	AFJPD0730J	…5704

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	shubham.gaikwad@pnbhousing.com	41d ago
stale:ack docs balance	shubham.gaikwad@pnbhousing.com	41d ago

What EzDocs read from each document — check anything marked in red

PAN card APP PAN.jpg needs your check

dob
1999-12-04

pan
GCFPD4043D

name
ANIKET JAYKUMAR DALVI

legible
True

raw reading (for Abhijit)

{'dob': '1999-12-04', 'pan': 'GCFPD4043D', 'name': 'ANIKET JAYKUMAR DALVI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card APP E ADHAR.pdf needs your check

dob
1999-12-04

name
Aniket Jaykumar Dalvi

legible
True

aadhaar last4
6898

raw reading (for Abhijit)

{'dob': '1999-12-04', 'pan': None, 'name': 'Aniket Jaykumar Dalvi', 'legible': True, 'aadhaar_last4': '6898', 'quality_issue': None}

Aadhaar card CO APP E ADHAR.pdf needs your check

dob
1973-06-02

name
Jaykumar Shrirang Dalvi

legible
True

aadhaar last4
5704

raw reading (for Abhijit)

{'dob': '1973-06-02', 'pan': None, 'name': 'Jaykumar Shrirang Dalvi', 'legible': True, 'aadhaar_last4': '5704', 'quality_issue': None}

PAN card CO APP APN.jpg needs your check

dob
1973-06-02

pan
AFJPD0730J

name
JAYKUMAR SHRIRANG DALVI

legible
True

raw reading (for Abhijit)

{'dob': '1973-06-02', 'pan': 'AFJPD0730J', 'name': 'JAYKUMAR SHRIRANG DALVI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction letter - 2026-07-24T164430.757.pdf needs your check

lan
HOU/PUN/0726/5164587

legible
True

loan type
Housing Loan

confidence
1

loan amount
3700000

interest rate
8.5

sanction date
22-Jul-2026

letter version
3

applicant names
ANIKET JAYKUMAR DALVI, JAYKUMAR SHRIRANG DALVI

applicant mobile
8390783373

property address

insurance premium
185000

includes insurance
True

total with insurance
3885000

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0726/5164587', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 3700000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '22-Jul-2026', 'letter_version': '3', 'applicant_names': ['ANIKET JAYKUMAR DALVI', 'JAYKUMAR SHRIRANG DALVI'], 'applicant_mobile': '8390783373', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 185000, 'includes_insurance': True, 'total_with_insurance': 3885000, 'security_address_verbatim': None}

Selfie / photo CO APP PHOTO.jpg needs your check

kind
live_selfie

legible
True

confidence
0.95

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}

Selfie / photo APP PHOTO.jpg needs your check

kind
live_selfie

legible
True

confidence
0.98

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.98, 'face_visible': True, 'quality_issue': None}

Payment screenshot MOE RECIPT.jpg needs your check

date
2026-07-28

amount
27165.0

method
UPI

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-07-28', 'amount': 27165.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Index II INDEX 2.jpg needs your check

kind
index2_input

extracted
doc_no: 19720; village: धायरी; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. हवेली 16; area_text: 33.90 चौ.मीटर; filing_fee: 30000; mortgagors: ['साई अँड शांतीशोभा व्हेंचर(पूर्वीचे नाव सार्थक अँड शांतीशोभा व्

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': '19720', 'village': 'धायरी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 16', 'area_text': '33.90 चौ.मीटर', 'filing_fee': 30000, 'mortgagors': ['साई अँड शांतीशोभा व्हेंचर(पूर्वीचे नाव सार्थक अँड शांतीशोभा व्हेंचर्स)तर्फे भागीदार व मा.दे. यांचे तर्फे कु. मु. प्रतीक राजेंद्र पठारे आणि राजेंद्र विनायक पठारे तर्फे नों. कु.मु. दत्तात्रय ता पठारे'], 'stamp_duty': 237300, 'filing_date': '2026-07-24', 'loan_amount': 3390000, 'property_text': '1) पालिकेचे नावःपुणे म.न.पा. इतर वर्णन :, इतर माहितीः क्र. 61/697 दर 62140/- प्रती चौ. मीटर) पुणे महानगरपालिका यांचे हद्दीतील गांव मौजे धायरी येथील स.नं. 128 हिस्सा नं. 5/1/अ4 (जूना स. नं. 128 हिस्सा नं. 5/1) (पार्ट) यांसी एकूण क्षेत्र 01 हे. 32 आर पैकी क्षेत्र 00 हे. 58 आर या जमीन मिळकतीवर बांधण्यात येणाऱ्या रमणा मायरा विंग बी या इमारतीतील पाचव्या मजल्यावरील फ्लॅट नं. 507 यांसी क्षेत्र 33.90 चौ. मी. म्हणजेच 365 चौ. फूट कारपेट व बाल्कनी यांसी क्षेत्र 3.43 चौ.मी. म्हणजेच 37 चौ. फूट कारपेट हि फ्लॅट मिळकत कारपार्किंग नं. पी2-58(ग्राउंड फ्लोअर) सहित. (( Survey Number: 128 ;))', 'survey_numbers': ['128', '5/1/अ4', '5/1']}}

Other image001.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot MOE RECIPT.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-07-28', 'page': None, 'time': '14:07', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27165.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-07-28', 'page': None, 'time': '14:07', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 27165.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 03 Sep, 16:46 sent the Index II — case closed — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	hidden_payment_scan	{'file': 'MOE RECIPT.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'f4e6ab73-590a-4ed7-81c6-bd75834e0f00', 'fetched': True}
30d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'MOE RECIPT.jpg', 'k
30d ago	EzDocs	stale_claim_flagged	{'age_days': 49, 'claim_date': '2026-07-28'}
30d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-07-28', 'parts': 1, 'amount': 27165.0, 'claimed_total': 27165.0}
30d ago	EzDocs	hidden_payment_scan	{'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': 'aa64aec3-d92c-4ef9-840e-00bf97f82651', 'fetched': True}
30d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '128, 5/1/A4, 5/1', 'Second number': ''}, 'was': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '128, 5/1/अ4, 5/1', 'Second number': ''}, 'why': "t
38d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_in_b
38d ago	EzDocs	match_undone	{'ref': 'AXNGG24613376952', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 28440.0, 'reason': "amount-only match
41d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG24613376952', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 28440.0, 'method': 'am
41d ago	EzDocs	payment_verified	{'utr': 'AXNGG24613376952', 'why': "paid ₹28,440, ₹40 under our ask of ₹28,480 — a figure at or above the real calculation of ₹26,955 (government + DHC + our fee) — the rest is we's buffer; accepted as full", 'delt
41d ago	EzDocs	claim_inside_desk_buffer	{'gap': 1315.0, 'why': "the branch paid the bank's own written total — the gap to our rounded-up ask is we's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': 27
41d ago	EzDocs	draft_withdrawn	{'why': "the acknowledgement asked for a balance that is inside we's buffer — withdrawn; a clean acknowledgement is drafted instead", 'count': 1}
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
41d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
41d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
41d ago	EzDocs	email_shadowed:ack_docs	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PUN/0726/5164587).\n\n Applicant : ANIKET JAYKUMAR DALVI\n LAN : HOU/PUN/0
41d ago	EzDocs	short_balance_asked	{'why': 'the advice is short of the case total — the acknowledgement asks for the balance with the calculator table, as we does', 'balance': 1315.0, 'claimed': 27165.0, 'expected': 28480.0}
41d ago	EzDocs	claim_matches_bank_sheet	{'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 27165.0, 'our_ask': 28480.0, 'bank_total': 27165.0}
41d ago	EzDocs	email_shadowed:fee_quote	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: HOU/PUN/0726/5164587).\n\n NOI Charges & Service Fees Calculator - Nestly.in\
41d ago	EzDocs	claim_applied_on_quote	{'utr': None, 'parts': 1, 'claimed_total': 27165.0}
41d ago	EzDocs	receivable_created	{'expected': 28480.0}
41d ago	EzDocs	fee_notes	{'notes': ["stamp duty (0.30%): bank says Rs.10,365, computed Rs.11,655 (difference Rs.-1,290) — bank's 0.30% implies a loan of Rs.3,455,000; we used Rs.3,885,000 (their figure looks like the loan without insurance) — ou
41d ago	EzDocs	fee_mismatch_with_bank	{'differences': ['total payable: bank says Rs.27,165, computed Rs.28,475 (difference Rs.-1,310)']}
41d ago	EzDocs	document_received	{'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0}
41d ago	EzDocs	property_english_extracted	{'note': '', 'village': 'Dhayari', 'building': 'Ramana Mayra, Wing B', 'specific_unit_found': True}
41d ago	EzDocs	property_from_index2_input	{'surveys': ['128', '5/1/अ4', '5/1'], 'village': 'धायरी'}

Case diary the case’s history — what happened, newest day first

Papers

All 6 in hand

Nothing more to ask the branch for

Money

Screenshot SHORT by ₹1,315

₹27,165 shown against ₹28,480 — the balance is being asked for.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Payment SHORT by ₹1,315 (₹27,165 of ₹28,480). Bank under-collected — money at risk — see Facts. Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹28,480 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered