Cases / NOI-2026-01294

Vishwas Keru Hondle

LAN HOU/PNVL/0726/5173581 Index II shared · done All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Sanction letteropen

✓E-filing copy (token)open

✓Paid challan (GRAS)open

✓PAN card — inside KYC (1).pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (8)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹22,750

The whole amount reached our account. Nothing is pending on this case.

₹22,800 receivedmatches the branch's receipt

Stamp duty 0.3%7,850

Registration fee 0.5%13,080

Government handling320

Our service fee1,500

Total we ask for22,750

the branch’s receipt claims ₹22,800 661332143376

paid 4 Sep 17:25:43 · verified 7 Sep 11:08:58 · 2 d 17 h later

How we know

Our own bank told us — 4 Sep 17:25

₹22,800 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.22800.00 04-09-2026 17:25:43 by VISHWAS thru UPI. Aval Bal Rs.106285.15 CR. (UPI Ref ID:661332143376) -PNB”

Matched by: the screenshot's amount equals this credit

By law ₹22,740. We ask ₹22,750 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 05 minour time · 4 Sep 18:46

Index II 25 h 49 minour time · 8 Sep 13:29

the NOI team 3 d 19 htotal 3 d 19 h

Complete.

Day by day — every step and who held it

4 Sep 17:40Your branch's mail

4 Sep 17:40Payment landedat once

4 Sep 17:46Fee quoted+6 min · the NOI team

4 Sep 17:46Papers readat once

4 Sep 17:47Property readat once

4 Sep 17:48Papers read+1 min · the NOI team

4 Sep 18:46Challan made+58 min · the NOI team

7 Sep 09:51Filed on IGR — e-filing shared+2 d 15 h · the NOI team

7 Sep 11:08Payment verified+1 h 18 min · the NOI team

8 Sep 13:29Index II sent+1 d 2 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹26,15,000

Loan account no.

HOU/PNVL/0726/5173581

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process for this case is complete. All required documents have been filed and shared with the branch, including the government's Index II.

the history says the next move is with no one — the case is finished — The case is closed.

the branch last asked: Kindly Initiate 0.3% Challan & NOI in case of VISHWAS KERU HONDLE - HOU/PNVL/0726/5173581

✓ loan papers sent — done, mail 1 (2026-09-04) “Require document and Payment Receipt attached for your reference”

✓ fee paid — the branch's words — done, mail 1 (2026-09-04) “Require document and Payment Receipt attached for your reference”

✓ challan made — done, mail 4 (2026-09-04) “PFA challan for your reference..”

✓ challan shared — done, mail 4 (2026-09-04) “PFA challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-04) “Require document and Payment Receipt attached for your reference”

✓ filed on the IGR site — done, mail 5 (2026-09-07) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 5 (2026-09-07) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 6 (2026-09-08) “PFA NOI INDEX 2 FOR CASE CLOSURE.”

read over 6 mail(s), last mail 2026-09-08 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AC akshay.chaudhari@phfl.com phfl.com
04 Sep, 17:40 · 40d ago THE FIRST MAIL — how this case began

Kindly Initiate 0.3% Challan & NOI in case of VISHWAS KERU HONDLE - HOU/PNVL/0726/5173581

📎 INDEX II 1.pdf ↗📎 KYC (1).pdf ↗📎 IMG-20260904-WA0033.jpg ↗📎 IMG-20260904-WA0034.jpg ↗📎 Sanction letter (2).pdf ↗

Dear Team,

Kindly Initiate 0.3% Challan & NOI in case of VISHWAS KERU HONDLE - HOU/PNVL/0726/5173581

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹26,15,000

Property Add: - FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, 4102026

Thanks & Regards,

Mobile: +91 8097024529

Akshay Chaudhari

Senior Team Leader 

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached; note: Loan amount includes insurance. — “Kindly Initiate 0.3% Challan”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
04 Sep, 18:31 · 40d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 17:44, Akshay Chaudhari <akshay.chaudhari@phfl.com>

wrote:

earlier mails quoted below

*Dear Team,*

*Kindly Initiate 0.3% Challan & NOI in case of **VISHWAS KERU HONDLE -
HOU/PNVL/0726/5173581*

 *Require document and Payment Receipt attached for your reference*

*Loan amount with insurance - 26,15,000/-*
*​*
*Property Add: - **FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING
NO 3 CHS LTD, DEVAD PANVEL, 4102026*
*​*

*Thanks & Regards,*

*Mobile: +91 8097024529 <+91%2080970%2024529>*

*Akshay Chaudhari*

*Senior Team Leader *

*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image002.gif@01CB6161.0062FB80]

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
04 Sep, 18:45 · 40d ago

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 18:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will 
initiate the challan for the same. 

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 17:44, Akshay Chaudhari <akshay.chaudhari@phfl.com> 
wrote:

> *Dear Team,*
>
> *Kindly Initiate 0.3% Challan & NOI in case of **VISHWAS KERU HONDLE - 
> HOU/PNVL/0726/5173581*
>
> *Require document and Payment Receipt attached for your reference*
> 
> *Loan amount with insurance - 26,15,000/-*
> *​*
> *Property Add: - **FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING 
> NO 3 CHS LTD, DEVAD PANVEL, 4102026*
> *​* 
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless 
> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
> 
> 
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
04 Sep, 18:46 · 40d ago

📎 VISHWAS HONDLE EchallanMH009658149202627E.↗

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 18:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 17:44, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:

> *Dear Team,*
>
> *Kindly Initiate 0.3% Challan & NOI in case of **VISHWAS KERU HONDLE -
> HOU/PNVL/0726/5173581*
>
> *Require document and Payment Receipt attached for your reference*
>
> *Loan amount with insurance - 26,15,000/-*
> *​*
> *Property Add: - **FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING
> NO 3 CHS LTD, DEVAD PANVEL, 4102026*
> *​*
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
07 Sep, 09:51 · 38d ago

📎 eFilingDoc9990709260009.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 18:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 18:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 4 Sept 2026 at 17:44, Akshay Chaudhari <akshay.chaudhari@phfl.com>
> wrote:
>
>> *Dear Team,*
>>
>> *Kindly Initiate 0.3% Challan & NOI in case of **VISHWAS KERU HONDLE -
>> HOU/PNVL/0726/5173581*
>>
>> *Require document and Payment Receipt attached for your reference*
>>
>> *Loan amount with insurance - 26,15,000/-*
>> *​*
>> *Property Add: - **FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR
>> BUILDING NO 3 CHS LTD, DEVAD PANVEL, 4102026*
>> *​*
>>
>> *Thanks & Regards,*
>>
>> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>>
>> *Akshay Chaudhari*
>>
>> *Senior Team Leader *
>>
>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>>
>>
>>
>

🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
08 Sep, 13:29 · 37d ago

📎 IndexII9990709260009.pdf ↗

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 7 Sept 2026 at 09:51, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 18:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> PFA challan for your reference..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 4 Sept 2026 at 18:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Fri, 4 Sept 2026 at 17:44, Akshay Chaudhari <
>> akshay.chaudhari@phfl.com> wrote:
>>
>>> *Dear Team,*
>>>
>>> *Kindly Initiate 0.3% Challan & NOI in case of **VISHWAS KERU HONDLE -
>>> HOU/PNVL/0726/5173581*
>>>
>>> *Require document and Payment Receipt attached for your reference*
>>>
>>> *Loan amount with insurance - 26,15,000/-*
>>> *​*
>>> *Property Add: - **FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR
>>> BUILDING NO 3 CHS LTD, DEVAD PANVEL, 4102026*
>>> *​*
>>>
>>> *Thanks & Regards,*
>>>
>>> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>>>
>>> *Akshay Chaudhari*
>>>
>>> *Senior Team Leader *
>>>
>>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>>> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>>>
>>>
>>>
>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Index IIthe branch sent this — an input	INDEX II 1.pdf	filed	40d ago
Aadhaar card+ PAN card inside	KYC (1).pdf	filed	40d ago
Payment screenshot	IMG-20260904-WA0033.jpg	filed	40d ago
Selfie / photo	IMG-20260904-WA0034.jpg	filed	40d ago
Sanction letter	Sanction letter (2).pdf	filed	40d ago
E-filing copy (token)	eFilingDoc9990709260009.pdf	filed	37d ago
Paid challan (GRAS)	VISHWAS HONDLE EchallanMH009658149202627E.pdf	filed	37d ago
Index IIthe registered copy we filed	IndexII9990709260009.pdf	filed	37d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,750

Where it stands
VERIFIED — money received

Screenshot claims
₹22,800 661332143376

Paid at
4 Sep 17:25:43

Verified on
7 Sep 11:08:58

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,850	₹13,080	₹320	₹1,500	₹22,750

By law ₹22,740. We ask ₹22,750 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

25 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), GRN, Paid amount, Challan date

Not found in the document: Village, Floor, Area

5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Second number, Floor (person 1), Road (person 1)

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IndexII9990709260009.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) Corporation: Panavel Other details: Building Name:BLDG NO 3,A WING, HARIDWAR CO-OP HSG SOC LTD BLDG, Floor No:1, Flat No:A-102, Road:PANVEL (GAT NUMBER: 5/0,(OLD GUT NO 5/1 1,5/2) ;)

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (2).pdf

as printed
FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, KARJAT, GUT NO 5/0 (OLD GUT NO 5/1,5/2), RAIGAD, MAHARASHTRA, INDIA, 410206

PIN
410206

the Index II

INDEX II 1.pdf

the property
1) itara varnanah, itara maahitih sadanikaa nan.e-102, pahilaa majalaa, bildinga nan. 3, e- vinga, kshetraphala 31.00 chau. mitara kaarapeta, bildinga che naava haridvaara, sosaayatiche naava haridvaara bildinga nan. 3, ko-opa. hau. so. li., gata nan. 5/0, (junaa gata nan. 5/1,5/2), mauje devada, taa. panavela, ji. raayagada ((GAT NUMBER : 5/0, (junaa gata nan. 5/1, 5/2) ;) ) - sthaanika svaraajya sansthaah raayagada

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO A 102 FIRST FLOOR A WING HARIDWAR BUILDING NO 3 CHS LTD DEVAD PANVEL KARJAT

Locality/Road
GUT NO 5/0 OLD GUT NO 5/1 5/2 RAIGAD MAHARASHTRA

Area/City
RAIGAD

check or correct a box, the papers beside it →

the Index II also prints: 00, 1, 31, BILDINGA, CHAU, CHE, GATA, HAU, ITARA, JI, JUNAA, KAARAPETA, KO

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Vishwas Keru Hondle	ACGPH6911H	…9894

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	akshay.chaudhari@phfl.com	40d ago

What EzDocs read from each document — check anything marked in red

Index II INDEX II 1.pdf needs your check

kind
index2_input

extracted
doc_no: PNL1-11073-2026; village: देवद; doc_kind: सूची क्र. २ Index II; doc_year: 2026; sro_name: सह दु.नि.पनवेल 1; area_text: 1) 31.00 चौ.मीटर; mortgagee: विश्वास केरू होंदळे; filing_fee: 28000; mortgagors: ['प्रीती विज

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': 'PNL1-11073-2026', 'village': 'देवद', 'doc_kind': 'सूची क्र. २ Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि.पनवेल 1', 'area_text': '1) 31.00 चौ.मीटर', 'mortgagee': 'विश्वास केरू होंदळे', 'filing_fee': 28000, 'mortgagors': ['प्रीती विजय शिंदे', 'श्री. तुषार सुभाष माने'], 'stamp_duty': 168000, 'filing_date': '2026-08-21', 'loan_amount': 2800000, 'property_text': '1) इतर वर्णनः, इतर माहितीः सदनिका नं.ए-102, पहिला मजला, बिल्डिंग नं. 3, ए- वींग, क्षेत्रफळ 31.00 चौ. मीटर कारपेट, बिल्डिंग चे नाव हरिद्वार, सोसायटीचे नाव हरिद्वार बिल्डिंग नं. 3, को-ऑप. हौ. सो. लि., गट नं. 5/0, (जुना गट नं. 5/1,5/2), मौजे देवद, ता. पनवेल, जि. रायगड ( (GAT NUMBER : 5/0, (जुना गट नं. 5/1, 5/2) ;) ) - स्थानिक स्वराज्य संस्थाः रायगड', 'survey_numbers': ['5/0', '5/1', '5/2']}}

Aadhaar card KYC (1).pdf needs your check

dob
1980-09-26

pan
ACGPH6911H

name
Vishwas Keru Hondle

legible
True

aadhaar last4
9894

raw reading (for Abhijit)

{'dob': '1980-09-26', 'pan': 'ACGPH6911H', 'name': 'Vishwas Keru Hondle', 'legible': True, 'aadhaar_last4': '9894', 'quality_issue': None}

Aadhaar card KYC (1).pdf needs your check

dob
1980-09-26

pan
ACGPH6911H

name
VISHWAS HONDLE

legible
True

raw reading (for Abhijit)

{'dob': '1980-09-26', 'pan': 'ACGPH6911H', 'name': 'VISHWAS HONDLE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260904-WA0033.jpg needs your check

utr
661332143376

date
2026-09-04

amount
22800

method
Google Pay

payee upi
....356m@pnb

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

payer name
VISHWAS KERU HONDLE

raw reading (for Abhijit)

{'utr': '661332143376', 'date': '2026-09-04', 'amount': 22800, 'method': 'Google Pay', 'payee_upi': '....356m@pnb', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'VISHWAS KERU HONDLE', 'debit_notification_text': None}

Selfie / photo IMG-20260904-WA0034.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Sanction letter Sanction letter (2).pdf needs your check

lan
HOU/PNVL/0726/5173581

legible
True

loan type
Housing Loan

confidence
1

loan amount
2500000

interest rate
8.4

sanction date
25-Jul-2026

letter version
5

applicant names
VISHWAS KERU HONDLE, ASHA KERU HONDLE

applicant mobile
9594872620

property address
pin: 410206; state: MAHARASHTRA; taluka: Karjat; Flat no: A 102; district: Raigad; Floor: FIRST FLOOR; Address: FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, Karjat, Raigad, MA

insurance premium
115000

includes insurance
True

total with insurance
2615000

security address verbatim
FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, Karjat, GUT NO 5/0 (OLD GUT NO 5/1,5/2), Raigad, MAHARASHTRA, India, 410206

raw reading (for Abhijit)

{'lan': 'HOU/PNVL/0726/5173581', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2500000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '25-Jul-2026', 'letter_version': '5', 'applicant_names': ['VISHWAS KERU HONDLE', 'ASHA KERU HONDLE'], 'applicant_mobile': '9594872620', 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Karjat', 'flat_no': 'A 102', 'district': 'Raigad', 'floor_no': 'FIRST FLOOR', 'landmark': None, 'full_address': 'FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, Karjat, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'DEVAD PANVEL', 'building_name': 'HARIDWAR BUILDING NO 3 CHS LTD, A WING', 'survey_or_cts_no': 'GUT NO 5/0 (OLD GUT NO 5/1,5/2)'}, 'insurance_premium': 115000, 'includes_insurance': True, 'total_with_insurance': 2615000, 'security_address_verbatim': 'FLAT NO A 102, FIRST FLOOR, A WING, HARIDWAR BUILDING NO 3 CHS LTD, DEVAD PANVEL, Karjat, GUT NO 5/0 (OLD GUT NO 5/1,5/2), Raigad, MAHARASHTRA, India, 410206'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_efiling_verdict	{'fp': '09b939dd3d23a60f', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but no paper provides it.', 'page': 'Start
1h ago	EzDocs	reader_mail_addition	{'fp': '769eda71731fe9ba', 'add': {}, 'why': "The mail's property address is identical to the paper's address, except for the PIN code which the paper does not print. The paper already contains the unit, building, and ro
6h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 04 Sep, 18:31 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX II 1.pdf', 'IndexII9990709260009.pdf', 'Sanction letter (2).pdf', 'KYC (1).pdf'], 'after': {'addresses': {'people': [['Vishwas Keru Hondle', []]], 'property': [['index
30d ago	EzDocs	address_compared	{'sig': '2905978b3b07f8bf', 'why': 'after gather', 'people': [{'home': '202, G, AKANSHA COMPLEX, PANVEL, VICHUMBE, Panvel, Raigad, 410206', 'person': 'Vishwas Keru Hondle', 'against': [], 'home_src': 'aadhaar', 'party_id
30d ago	EzDocs	challan_boxes_by_rules	{'fp': 'e5355c7e3af262cd', 'why': "'GAT NO' twice in box 1"}
30d ago	EzDocs	box_disagreement	{'box': 'property.Second number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'OLD 5/1/1, 5/2', 'page': 1, 'party':
30d ago	EzDocs	box_disagreement	{'box': 'property.taluka', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Panvel', 'page': 1, 'party': Non
30d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Second number type', 'why'
30d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990709260009.pdf', 'changed': {'road': {'was': None, 'index2': 'Pa
30d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
34d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990709260009.pdf', 'changed': {'pin': {'was': '410206', 'index2':
37d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Kind
37d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII9990709260009.pd
37d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Kind
37d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHWAS HONDLE Echallan
37d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Kind
37d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc9990709260009
38d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 22800.0, 'method': 'screenshot_sms_a
38d ago	EzDocs	payment_verified	{'utr': '661332143376', 'why': "paid ₹22,800, ₹50 MORE than our ask of ₹22,750 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 50.0, 'method': 'screenshot_sms_amount', '
38d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 'sms_id': '5274dd3c
40d ago	EzDocs	quoted_history_checked	{}
40d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
40d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
40d ago	EzDocs	extra_challan_scanned	{'found': 0}
40d ago	EzDocs	email_shadowed:ack_docs	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0726/5173581).\n\n Applicant : Vishwas Keru Hondle\n LAN : HOU/PNVL/0726/5
40d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 22800.0}
40d ago	EzDocs	claim_applied_on_quote	{'utr': '661332143376', 'parts': 1, 'claimed_total': 22800.0}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹22,800 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Today · 15 Oct3 things

EzDocs checked the e-filing boxes against the papers