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Cases / NOI-2026-02515

Sagar Vitthalrao Ghangale

PNB_HFLLAN HOU/NSK/0926/5212228 Index II shared · done All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
✓Payment screenshot — money verified — inside DOC-20260926-WA0056.pdfopen
✓Selfie / photo — inside DOC-20260926-WA0056.pdfopen
✓Aadhaar card — inside DOC-20260926-WA0056.pdfopen
✓PAN card — inside DOC-20260926-WA0056.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹17,180.48CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹17,200 received
Stamp duty 0.3%5,760
Registration fee 0.5%9,600
Government handling320
Our service fee1,500.48
Total we ask for17,180.48
the branch’s receipt claims ₹17,200 747159520120
paid 26 Sep 12:31:09 · verified 26 Sep 12:59:11 · 28 min later
How we know
Our own bank told us — 26 Sep 12:31
₹17,200 · UTR AXNGG26998020622 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.17200.00,26-09-2026 12:31:09 thru NEFT from AXNGG26998020622/GOOGLE INDIA DIGITAL. Aval Bal 43839.65 CR Helpline 18001800/18002021-PNB”
Matched by: checked by EzDocs against the case's own papers (its payment screenshot, the payer)
By law ₹17,164. We ask ₹17,180 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹17,144 — accept as full (₹36.48 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 43 minour time · 26 Sep 13:36
Index II 28 h 24 minour time · 10 Oct 12:25
the NOI team 2 d 22 hthe branch 11 d 1 htotal 13 d 23 h
Complete.
Day by day — every step and who held it
26 Sep 12:53Your branch's mail
26 Sep 12:53Payment landedat once
26 Sep 12:59Papers read+6 min · the NOI team
26 Sep 12:59Fee quotedat once
26 Sep 12:59Property readat once
26 Sep 12:59Payment verifiedat once
26 Sep 12:59Ready for the challanat once
26 Sep 13:36Challan made+37 min · the NOI team
7 Oct 14:43Papers from your branch+11 d 1 h · the branch
7 Oct 14:45Papers read+1 min · the NOI team
9 Oct 15:16Filed on IGR — e-filing shared+2 d · the NOI team
10 Oct 12:25Index II sent+21 h 09 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹19,18,000
Loan account no.
HOU/NSK/0926/5212228
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE422003
… kar Nagar, Nashik, Kathe Galli, Nashik, MAHARASHTRA, India, 422003 422003
The Index II DIFFERS422011
… r: 438/2 ते 5/4/प्लॉट/2;)) - स्थानिक स्वराज्य संस्थाः नाशिक 422011
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 422003). Read the papers once — if PIN 422003 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and payment details. The NOI team has generated and shared the challan, and is now waiting for the Index II copy from the branch to proceed with filing.
the history says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 1 (2026-09-26) “*Sanction Letter attached*Customer Aadhar Card / co applicant attached*Customer pan Card / co applicant attached*Index II Copy OTC*Form A2 or Soft copy of photo”
✓ fee paid — the branch's words — done, mail 1 (2026-09-26) “*Payment details attached”
✓ challan made — done, mail 2 (2026-09-26) “We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.”
✓ challan shared — done, mail 3 (2026-09-26) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-26) “For NOI filing, We need an index 2 copy.”
read over 3 mail(s), last mail 2026-09-26 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026084516417 · ₹300 · paid 08/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010897033202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
26 Sep, 12:53 · 19d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE.
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSAGAR VITTHALRAO GHANGALE
Loan account (LAN)HOU/NSK/0926/5212228
Loan amount₹19,18,000
Stamp duty 0.30%₹5,754
Registration fee 0.50%₹9,590
DHC₹300
Service / vendor fees₹1,500
Total₹17,144
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: documents attached
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
26 Sep, 13:04 · 19d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
26 Sep, 13:38 · 19d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 26 Sept 2026 at 13:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: challan shared ✓ — “PFA challan for your reference.”
HB hirachand.b@pnbhousing.com pnbhousing.com
07 Oct, 14:43 · 8d ago
Dear Team,

Please find attached the copy of index 2 for NOI filing.

Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager. 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 26 September 2026 13:38 To: Piyush Santosh Aher <piyush.aher@phfl.com> Cc: nasik.branch <nasik.branch@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Sainath Keru Rokade <sainath.rokade@phfl.com> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/52122
earlier mails quoted below
On Sat, 26 Sept 2026 at 13:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: asks for the Index II; documents attached — “Please find attached the copy of index 2 for NOI filing.”
PA piyush.aher@phfl.com phfl.com
07 Oct, 14:44 · 8d ago
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE.
Dear Team,

PFA Index II.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 26-09-2026 01:05 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: asks for the Index II; documents attached — “PFA Index II.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 15:48 · 8d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:50, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 26-09-2026 01:05 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
09 Oct, 15:16 · 6d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 15:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:50, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 26-09-2026 01:05 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
10 Oct, 12:25 · 5d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 15:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 15:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 7 Oct 2026 at 14:50, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 26-09-2026 01:05 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: nasik.branch (nasik.branch@pnbhousing.com), Prashant Padhye (prashant.padhye@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 26 Sept 2026 at 12:58, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SAGAR VITTHALRAO GHANGALE Lan No HOU/NSK/0926/5212228 Loan Amount 1918000 LOAN AMOUNT 1918000 0.30% 5754 0.50% 9590 FEES 1500 DHC 300 TOTAL 17,144 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 26-09-2026 12:46 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Sagar Ghangale NOI SET
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Other image001.jpg
filed 19d ago
MOTD image002.jpg
filed 19d ago
Sanction letter+ Payment screenshot inside+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside DOC-20260926-WA0056.pdf
filed 19d ago
Paid challan (GRAS) SAGAR VITTHALRAO GHANGALE EchallanMH010897033202627E.pdf
filed 19d ago
Other image001.jpg
filed 8d ago
Index IIthe branch sent this — an input index II Sagar Ghangale.pdf
filed 8d ago
E-filing copy (token) eFilingDoc9990810260826.pdf
filed 6d ago
Index IIthe registered copy we filed IndexII9990810260826.pdf
filed 5d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,180.48
Where it stands
VERIFIED — money received
Screenshot claims
₹17,200 747159520120
Paid at
26 Sep 12:31:09
Verified on
26 Sep 12:59:11

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,760₹9,600₹320 ₹1,500₹17,180
By law ₹17,164. We ask ₹17,180 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)
3 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Property type (Open / Building / Open + Building), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 8d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index II Sagar Ghangale.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे नाशिक -2 या गावचे शिवारातील व द्वारका टाकळीरोड या परिसरातील व पूर्वीचा सर्व्हे नं. 438/2+3+4+5 प्लॉट नं. 1 ते 16 यांसी एकूण क्षेत्र 4110.22 चौ. मी. यावर असलेली शंकर नगर को-ऑप. हौसिंग सोसायटी लि. नाशिक या सोसायटी मधील प्लॉट नं. 2 यांसी वर्णन भुमापन क्रमांक व उपविभाग 438/2 ते 5/4/प्लॉट/2 यांसी क्षेत्र 680.23 चौरस मीटर यामधील टाईप-ए यातील बिल्डींग नं. 2 या इमारतीमधील पहिल्या मजल्यावरील फ्लॅट नं. 05 यांसी बांधीव क्षेत्र 635.25 चौरस फुट म्हणजेच 59.02 चौरस मीटर हि मिळकत ( (Plot Number: 2; Survey Number: 438/2 ते 5/4/प्लॉट/2;)) - स्थानिक स्वराज्य संस्थाः नाशिक
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DOC-20260926-WA0056.pdf
as printed
FLAT NO 05, 1ST FLOOR, TYPE A BUILDING NO 2, SHANKARNAGAR CO OP HSG SOC LTD, NASHIK, SHANKAR NAGAR, NASHIK, KATHE GALLI, NASHIK, MAHARASHTRA, INDIA, 422003
PIN
422003
the Index II
index II Sagar Ghangale.pdf
the property
1) itara varnanah, itara maahitih, itara maahitih tukadi jilhaa naashika pota tukadi taalukaa naashika paiki naashika mahaanagarapaalikaa hadditila mauje naashika -2 yaa gaavache shivaaraatila va dvaarakaa taakaliroda yaa parisaraatila va purvichaa sarvhe nan. 438/2+3+4+5 plota nan. 1 te 16 yaansi ekuna kshetra 4110.22 chau. mi. yaavara asaleli shankara nagara ko-opa. hausinga sosaayati li. naashika yaa sosaayati madhila plota nan. 2 yaansi varnana bhumaapana kramaanka va upavibhaaga 438/2 te 5/4/plota/2 yaansi kshetra 680.23 chaurasa mitara yaamadhila taaipa-e yaatila bildinga nan. 2 yaa imaaratimadhila pahilyaa majalyaavarila phlata nan. 05 yaansi baandhiva kshetra 635.25 chaurasa phuta mhanajecha 59.02 chaurasa mitara hi milakata ((PLOT NUMBER: 2; SURVEY NUMBER: 438/2 te 5/4/plota/2;)) - sthaanika svaraajya sansthaah naashika
PIN
422011
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 05 1ST FLOOR TYPE A BUILDING NO 2 SHANKARNAGAR CO OP HSG SOC LTD NASHIK SHANKAR NAGAR
Locality/Road
KATHE GALLI MAHARASHTRA
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 02, 1, 16, 22, 23, 25, 3, 4, ASALELI, BAANDHIVA, BHUMAAPANA, BILDINGA, CHAU, CHAURASA, DVAARAKAA, EKUNA, GAAVACHE, HADDITILA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSAGAR VITTHALRAO GHANGALEAVXPG4196R
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementpiyush.aher@phfl.com 19d ago
questions for the branch — what the papers leave openpiyush.aher@phfl.com 19d ago
Index II chasepiyush.aher@phfl.com 16d ago
Index II chasepiyush.aher@phfl.com 13d ago
Index II chasepiyush.aher@phfl.com 8d ago
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter DOC-20260926-WA0056.pdf needs your check
lan
HOU/NSK/0926/5212228
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SAGAR VITTHALRAO GHANGALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ARTI SAGAR GHANGALE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1
loan amount
1828000
final amount
1918000
interest rate
10.65
sanction date
11-Sep-2026
letter version
4
applicant email
ghangale41@gmail.com
applicant names
SAGAR VITTHALRAO GHANGALE, ARTI SAGAR GHANGALE
printed altered
False
applicant mobile
9767473620
balance transfer
False
property address
pin: 422003; road: Kathe Galli; state: MAHARASHTRA; Flat no: 05; district: Nashik; Floor: 1st Floor; landmark: Type A Building No 2; Address: Flat No 05, 1st Floor, Type A Building No 2, Shankarnagar Co Op Hsg So
insurance premium
90000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1918000
security address verbatim
Flat No 05, 1st Floor, Type A Building No 2, Shankarnagar Co Op Hsg Soc Ltd, Nashik, Shankar Nagar, Nashik, Kathe Galli, Nashik, MAHARASHTRA, India, 422003
applicant address verbatim
PLOT NO 7,, GURUKRUPA ROW HOUSE, OMKAR COLONY,, NEAR CITY CARE HOSPITAL, NASHIK, Nashik, MAHARASHTRA, 422011, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0926/5212228', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SAGAR VITTHALRAO GHANGALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ARTI SAGAR GHANGALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1828000, 'final_amount': 1918000, 'interest_rate': 10.65, 'quality_issue': None, 'sanction_date': '11-Sep-2026', 'letter_version': '4', 'applicant_email': 'ghangale41@gmail.com', 'applicant_names': ['SAGAR VITTHALRAO GHANGALE', 'ARTI SAGAR GHANGALE'], 'printed_altered': False, 'applicant_mobile': '9767473620', 'balance_transfer': False, 'property_address': {'pin': '422003', 'road': 'Kathe Galli', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '05', 'district': 'Nashik', 'floor_no': '1st Floor', 'landmark': 'Type A Building No 2', 'full_address': 'Flat No 05, 1st Floor, Type A Building No 2, Shankarnagar Co Op Hsg Soc Ltd, Nashik, Shankar Nagar, Nashik, Kathe Galli, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Nashik', 'building_name': 'Shankarnagar Co Op Hsg Soc Ltd', 'survey_or_cts_no': None}, 'insurance_premium': 90000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1918000, 'security_address_verbatim': 'Flat No 05, 1st Floor, Type A Building No 2, Shankarnagar Co Op Hsg Soc Ltd, Nashik, Shankar Nagar, Nashik, Kathe Galli, Nashik, MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'PLOT NO 7,, GURUKRUPA ROW HOUSE, OMKAR COLONY,, NEAR CITY CARE HOSPITAL, NASHIK, Nashik, MAHARASHTRA, 422011, India'}
Sanction letter DOC-20260926-WA0056.pdf needs your check
dob
1992-08-08
pan
AVXPG4196R
name
SAGAR VITTHALRAO GHANGALE
legible
True
father name
VITTHALRAO JAIRAM GHANGALE
raw reading (for Abhijit)
{'dob': '1992-08-08', 'pan': 'AVXPG4196R', 'name': 'SAGAR VITTHALRAO GHANGALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VITTHALRAO JAIRAM GHANGALE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DOC-20260926-WA0056.pdf needs your check
dob
1992-08-08
pan
AVXPG4196R
legible
True
raw reading (for Abhijit)
{'dob': '1992-08-08', 'pan': 'AVXPG4196R', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DOC-20260926-WA0056.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '747159520120', 'date': '2026-09-26', 'page': 2, 'time': '12:17', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'succe
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '747159520120', 'date': '2026-09-26', 'page': 2, 'time': '12:17', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17200.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8264', 'account_holder': 'XXXXXX8264'}}
Paid challan (GRAS) SAGAR VITTHALRAO GHANGALE EchallanMH010897033202627E.pdf needs your check
grn
MH010897033202627E
pin
422003
total
15360.0
article
6(1)
defaced
False
bank cin
03006172026092600501
district
NASHIK
area city
NASHIK
payer pan
AVXXXXXXXR
flat block
FLAT NO 05 1ST FLOOR TYPE A BUILDING NO 2 SHANKARNAGAR CO OP HSG SOC LTD
payer name
SAGAR VITTHALRAO GHANGALE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=918000
scheme rows
{'amount': 5760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9600.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3620
payment date
26/09/2026-13:36:37
road locality
SHANKAR NAGAR KATHE GALLI NASHIK MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
918000
raw reading (for Abhijit)
{'grn': 'MH010897033202627E', 'pin': '422003', 'total': 15360.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600501', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'AVXXXXXXXR', 'flat_block': 'FLAT NO 05 1ST FLOOR TYPE A BUILDING NO 2 SHANKARNAGAR CO OP HSG SOC LTD', 'payer_name': 'SAGAR VITTHALRAO GHANGALE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=918000', 'scheme_rows': [{'amount': 5760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9600.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3620', 'payment_date': '26/09/2026-13:36:37', 'road_locality': 'SHANKAR NAGAR KATHE GALLI NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '918000'}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II index II Sagar Ghangale.pdf needs your check
kind
index2_input
extracted
pin: 422011; rows: {'r4_palika': 'नाशिक', 'r11_serial': 'नसन4-10530-2026', 'r14_remark': 'निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexe
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422011', 'rows': {'r4_palika': 'नाशिक', 'r11_serial': 'नसन4-10530-2026', 'r14_remark': 'निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'नाशिक', 'r5_area_text': '59.02 चौ. मीटर', 'r7_executants': [{'age': '61', 'pan': 'BLPXXXXX8C', 'name': 'किरण सतबीर सलुजा', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं. 05 टाईप-ए, बिल्डींग नं. 2, शंकर नगर को-ऑप. हौसिंग सोसायटी लि. नाशिक, ब्लॉक नंः, रोड नंः टाकळी रोड, द्वारका, नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422011'}], 'r8_purchasers': [{'age': '34', 'pan': 'AVXXXXXX6R', 'name': 'सागर विठ्ठलराव घंगाळे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः प्लॉट नं. 7, गुरुकृपा रो-हाउस, ब्लॉक नंः, रोड नंः ओमकार कॉलनी, सिटी केअर हॉस्पिटलचे जवळ, कथे गल्ली, द्वारका, नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422011'}, {'age': '27', 'pan': 'EPDXXXXX3A', 'name': 'आरती सागर घंगाळे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः प्लॉट नं. 7, गुरुकृपा रो-हाउस, ब्लॉक नंः -, रोड नंः ओमकार कॉलनी, सिटी केअर हॉस्पिटलचे जवळ, कथे गल्ली, द्वारका, नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422011'}], 'r12_stamp_duty': 23800.0, 'r3_market_value': 1884000.0, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - हस्तांतरणपत्र', 'r9_execution_date': '05-10-2026', 'r13_registration_fee': 2380.0, 'r10_registration_date': '06-10-2026'}, 'doc_no': 'NSK4-10530-2026', 'village': 'नाशिक -2', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 4', 'area_text': '59.02 चौ. मीटर', 'mortgagee': 'Bank', 'filing_fee': 2380.0, 'header_sro': 'सह दु.नि. नाशिक 4', 'mortgagors': ['सागर विठ्ठलराव घंगाळे', 'आरती सागर घंगाळे'], 'stamp_duty': 23800.0, 'filing_date': '2026-10-06', 'loan_amount': 1884000.0, 'token_number': 'NSK4-10530-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे नाशिक -2 या गावचे शिवारातील व द्वारका टाकळीरोड या परिसरातील व पूर्वीचा सर्व्हे नं. 438/2+3+4+5 प्लॉट नं. 1 ते 16 यांसी एकूण क्षेत्र 4110.22 चौ. मी. यावर असलेली शंकर नगर को-ऑप. हौसिंग सोसायटी लि. नाशिक या सोसायटी मधील प्लॉट नं. 2
Index II index II Sagar Ghangale.pdf needs your check
payments inside
payments: []
header doc number
NSK4-10530-2026
raw reading (for Abhijit)
{'payments_inside': {'payments': []}, 'header_doc_number': 'NSK4-10530-2026'}
E-filing copy (token) eFilingDoc9990810260826.pdf needs your check
sro
NSK3
kind
efiling_copy
token
9990810260826
legible
True
property
road: KATHE GALLI; unit: 05; floor: 1ST; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '438/2+3+4+5,438/2 TO 5/4'}, {'type': 'Plot Number', 'value': '1 TO 16 AND 2'}]; village: Nashik Shahar; building: TYP
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AVXPG4196R', 'name': 'SAGAR VITTHALRAO GHANGALE', 'address': 'Flat No:G, Floor No:G, Building Name:PLOT NO 07, GURUKRUPA ROW HOUSE, OMKAR COLONY, Road: NEAR CITY CARE HOSPITAL NASHIK, City:NASHIK, State:MAHARASH
title deed
Transfer Deed : 10530/2026 SRO NASHIK-4
filing date
2026-10-09
loan amount
1918000.0
payment lines
{'ref': 'MH010897033202627E', 'head': 'Stamp Duty', 'dated': '26/09/2026', 'amount': 5754.0, 'ref_kind': 'GRN'}, {'ref': 'MH010897033202627E', 'head': 'Filing Fee', 'dated': '26/09/2026', 'amount': 9590.0, 'ref_kind': 'G
date of mortgage
2026-10-08
raw reading (for Abhijit)
{'sro': 'NSK3', 'kind': 'efiling_copy', 'token': '9990810260826', 'legible': True, 'property': {'pin': None, 'road': 'KATHE GALLI', 'unit': '05', 'floor': '1ST', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '438/2+3+4+5,438/2 TO 5/4'}, {'type': 'Plot Number', 'value': '1 TO 16 AND 2'}], 'village': 'Nashik Shahar', 'building': 'TYPE A, BUILDING NO 2, SHANKAR NAGAR CHSL', 'district': 'Nashik', 'area_text': '59.02 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE NASHIK SHAHAR -2, Landmark:SHANKAR NAGAR', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AVXPG4196R', 'name': 'SAGAR VITTHALRAO GHANGALE', 'address': 'Flat No:G, Floor No:G, Building Name:PLOT NO 07, GURUKRUPA ROW HOUSE, OMKAR COLONY, Road: NEAR CITY CARE HOSPITAL NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422011'}, {'pan': 'EPDPB5093A', 'name': 'ARTI SAGAR GHANGALE', 'address': 'Flat No:G, Floor No:G, Building Name:PLOT NO 07, GURUKRUPA ROW HOUSE, OMKAR COLONY, Road: NEAR CITY CARE HOSPITAL NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422011'}], 'title_deed': 'Transfer Deed : 10530/2026 SRO NASHIK-4', 'filing_date': '2026-10-09', 'loan_amount': 1918000.0, 'payment_lines': [{'ref': 'MH010897033202627E', 'head': 'Stamp Duty', 'dated': '26/09/2026', 'amount': 5754.0, 'ref_kind': 'GRN'}, {'ref': 'MH010897033202627E', 'head': 'Filing Fee', 'dated': '26/09/2026', 'amount': 9590.0, 'ref_kind': 'GRN'}, {'ref': '1026084516417', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}
Technical record (for Abhijit — safe to ignore)
5h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Oct, 15:16 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']}
5h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 26 Sep, 13:04 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
20h agoEzDocscase_reevaluated{'stage_after': 'INDEX2_SENT'}
20h agoEzDocsmatch_confirmed{'how': "EzDocs looked again at this payment against the case's own papers and confirmed it", 'who': 'EzDocs', 'why': "this case's payment screenshot shows this very payment — ₹17,200 at 12:17", 'sms_id': '31d2571e-894b-
1d agoEzDocsreader_efiling_verdict{'fp': '3be154743f3d40d8', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage or the Memorandum of Deposit of Title Deeds (MOTD).', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is requ
5d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
5d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999081026082
6d agoEzDocsdhc_prn_read{'prn': '1026084516417', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990810260826.pdf', 'from': "the filed notice's own text", 'gr
6d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990810260826.pdf', 'token': '9990810260826', 'doc_id': 'ab19bf6d-2cba-4106-a297-2787398597ec', 'mortgagors': 2}
6d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
6d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999081026
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T10:00:59', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% challans f
8d agoEzDocsmail_against_file490{'at': '2026-10-07T10:00:59', 'asks': [], 'gist': 'The branch confirms that the Index II has been attached.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a115a9e0ee59c66', 'still_open': ['box:property.t
8d agoEzDocshalf_read_mail_reread{'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
8d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 0.6, 'workers': 3}
8d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'index II Sagar Ghangale.pdf', 'kind': 'index2'}
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T09:30:41', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% challans f
8d agoEzDocsmail_against_file490{'at': '2026-10-07T09:30:41', 'asks': [], 'gist': 'The branch confirms that the Index II has been attached.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a115a9e0ee59c66', 'still_open': ['box:property.t
8d agoEzDocshalf_read_mail_reread{'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
8d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 1.1, 'workers': 3}
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T09:20:37', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% challans f
8d agoEzDocsmail_against_file490{'at': '2026-10-07T09:20:30', 'asks': [], 'gist': 'The branch confirms that the Index II has been attached to the previous mail.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a115a9e0ee59c66', 'still_op
8d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 1.7, 'workers': 3}
8d agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'index II Sagar Ghangale.pdf', 'doc_id': '90f9ab10-a12e-42af-8e84-f0756be74dee', '
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T09:15:36', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% challans f
8d agoEzDocsmail_against_file490{'at': '2026-10-07T09:15:35', 'asks': [], 'gist': 'The branch has sent the Index II for NOI filing.', 'next': 'Read the attached Index II to extract the property details, title deed number, and year.', 'brought': [{'how'
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T09:15:32', 'why': 'paper', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% challans
8d agoEzDocspaper_against_file490{'at': '2026-10-07T09:15:31', 'why': 'The Index II provides the title deed details, the survey number, and the area of the property.', 'file': 'index II Sagar Ghangale.pdf', 'kinds': ['index2', 'index2'], 'doc_id': '90f9
8d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-07T09:15:28', 'why': 'first note', 'open': 1, 'mails': [{'at': '2026-09-26 07:23', 'id': '1a0dc9ddd42920a7', 'from': 'branch', 'gist': 'The branch asks the team to process the 0.3% and 0.5% chal
8d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 22.6, 'workers': 4}

Case diary the case’s history — what happened, newest day first

Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹17,200 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
13:11
An old draft withdrew itself — its asks were already answered
13:11
Yesterday · 14 Oct2 things — 2 steps
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:21
EzDocs checked the e-filing boxes against the papers
05:01
10 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:32
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:25
Received: Index II
IndexII9990810260826.pdf
12:25
9 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:20
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
15:16
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:16
Received: E-filing copy
eFilingDoc9990810260826.pdf
15:16
7 Oct8 things — 2 documents received · 1 letter written · 5 steps
The branch's title document is on the case — the filing is the NOI team's move
15:01
The file seems to show a payment to us but no row could be read — open it
14:45
EzDocs took 26 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:45
Index II (title document) received from the branch
14:45
Received: Index II
index II Sagar Ghangale.pdf
14:45
Received: other
image001.jpg
14:45
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02515 | HOU/NSK/0926/5212228
10:00
An old draft withdrew itself — its asks were already answered
10:00
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02515 | HOU/NSK/0926/5212228
10:00
An old draft withdrew itself — its asks were already answered
10:00
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:30
29 Sep2 things — 1 letter written · 1 step
EzDocs read the whole file
17:17
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02515 | HOU/NSK/0926/5212228
10:00
28 Sep1 thing — 1 step
EzDocs read the whole file
00:15
27 Sep1 thing — 1 step
EzDocs read the whole file
02:07
26 Sep31 things — 4 documents received · 4 letters written · 2 money steps · 2 cautions · 19 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
14:07
Checked: this challan is not another case's
14:03
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
13:38
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:38
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:38
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
13:38
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:38
Received: Challan
SAGAR VITTHALRAO GHANGALE EchallanMH010897033202627E.pdf
13:38
SANDEEP pressed Proceed on the challan — what was changed is kept
13:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:33
EzDocs read the whole file
13:25
The challan's address boxes were written from the papers
13:25
EzDocs took 19 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:24
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:02
EzDocs read the whole file
12:59
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0926/5212228 Applicant Name : SAGAR VITTHALRAO GHANGALE.
12:59
EzDocs read the whole file
12:59
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
12:59
The branch's payment screenshot was read
12:59
PAN found inside the KYC file — no need to ask for it
12:59
The loan amount was worked out from the papers
12:59
Everything for the challan is in — queued
Papers and money are in — the challan is next.
12:59
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02515
12:59
No fee quote sent — the branch's own figures were right
12:59
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
12:59
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
12:59
Property address read from the sanction letter
12:59
Received: Sanction letter
DOC-20260926-WA0056.pdf
12:59
Received: MOTD
image002.jpg
12:59
Received: other
image001.jpg
12:59
Case opened from the branch's mail
12:58
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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