⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vinod Prakash Nerpagare
LAN 77000322285Loan ₹12,03,174NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
21 Sep, 17:41
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
took 10d 4h · IGR e-filing ↗
E-filing copy
done 8 Oct, 14:20
Index II
waiting 5d 9h
their moveIndex II pending · the trail says: The branch has sent all the required documents and the team has shared the challan. The team needs to file the NOI.whole case so far 22d 6h
Needs your eyes2
Loan account number (LAN) — sanction letter says ₹77,00,03,22,285; branch's mail says ₹77,00,03,49,798.. See the papers →
The work is done — our fee of ₹11,700.09 is still not in our account. Chase the branch for it.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
8 Oct20 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260331.pdf
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
index Vinod.pdf
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02130 | 77000322285
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02130 | 77000322285
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
28 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02130 | 77000322285
27 Sep1 thing — 1 step
mail read as shown
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02130 | 77000322285
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02130 | 77000322285
21 Sep58 things — 12 documents received · 3 letters written · 1 caution · 42 steps
quoted history checked
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VINOD PRAKASH NERPAGARE EchallanMH010569719202627E.pdf
copilot check ok — by copilot
copilot pick — by copilot
whole file hold — by copilot
The home address was read off the papers — by ezdocs:reader
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
case read — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02130
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
This case's screenshot names a credit tied to a case already past its challan — a person decides
The payment proof already on the case was applied
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
Received: other
image.png
Received: other
image.png
kyc address read
PAN found inside the KYC file — no need to ask for it
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image.png
Received: other
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
20260720_172938827_CUSTOMER PHOTO.jpg
Received: Selfie
20260720_172912767_CUSTOMER PHOTO.jpg
applicant email captured
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Payment proof arrived before the case was quoted — held
Received: Aadhaar
KYC_0001.pdf
Received: other
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
Received: Sanction letter
KFSLetter_77000322285.pdf
Received: Payment screenshot
IMG-20260921-WA0013.jpg
Received: Technical report
HRQ-26-159174_INDProcessRequest_2500320260919192054020.pdf
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it5 open
○VINOD PRAKASH NERPAGARE — home road — the branch
○property — building — the branch
○property — floor — the branch
○this desk's fee (Rs 11700) — the branch
✗the papers disagree on loan account number (LAN) (sanction_letter: 77000322285; branch_mail: 77000349798) — a person — The branch must clarify which LAN is correct for this filing.
?unsure of efiling.date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) document is on file to provide the date of mortgage.
?unsure of efiling.property.title_deed — No Index II of the purchase, Sale Deed, or other title deed document is on file to provide title deed details.
the branch's last mail (2026-10-08): The branch is asking for the Index 2 document. · brought: Index II document · settled: unsure:efiling.property.title_deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T05:28 UTC
Moneywaiting for the credit
₹11,700.09
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹11,675.40 — ₹25 under our ask, not below the real calculation ₹11,625. Counts as full. Nothing to ask.
Screenshot ₹11,675.40 — verified by itself the moment the bank credit is heard.
Screenshot ₹11,675.40 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by UPI to 7715973535m@pnb at 2026-09-21 — the PNB SMS verifies it within minutes.
The working
Stamp duty 0.3%3,620
Registration fee 0.5%6,030
Government handling350
Our service fee1,700
Total we ask for11,700.09
By law ₹11,675.39. We ask ₹11,700 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
13, GAT, 210/3/2/2/B/209/1/B, Mhasave, 425111
read from the Index II · e-filing boxes 29 of 34 ready
Check the property →the boxes beside the paper
People
VINOD PRAKASH NERPAGARE · applicantAZWPN4209M
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