⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sonal Kapil Lahoti
LAN 77000342233Loan ₹4,00,00,000Property loanFile on IGRMails & papers 22 1 new
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:43
Documents
Payment
Challan
done 30 Sep, 19:35 · GRAS ↗
Filing
in the tray 13d 2h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The team has received the loan documents and the payment for the challan, and has generated and shared the challan. The team is now waiting for the branch to…whole case so far 13d 6h
Needs your eyes3
The work is done — our fee of ₹1,37,060.11 is still not in our account. Chase the branch for it.
Screenshot shows money paid to “typed in the mail” — not our account.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: SHAMSUNDAR RAMKISAN LAHOTI is on the sanction letter but not among the purchasers the Index II of this purchase names — a borrower, not a mortgagor: no page (add them by hand if they own the property)
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 8 property box(es) not from the Index II / derived / unsure — amber on the portal: taluka, attr1_type, attr1_value, attr2_value, property_type, house_type
• changed — local body name: the case held NASHIK MAHANAGARPALIKA; filled NASHIK MUNICIPAL CORPORATION — the whole-file reading, from the technical report, reads it so
• changed — road: the case held TRIMBAK ROAD; filled TRIMBAKESHWAR ROAD — the whole-file reading, from the technical report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 12 Oct17 things
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: Index II
eSearch.pdf
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep115 things — 17 documents received · 5 letters written · 2 cautions · 91 steps
half read mail reread
boxes gathered
challan boxes composed
property attrs split
half read mail reread
boxes gathered
challan boxes composed
property numbers completed
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
SONAL KAPIL LAHOTI EchallanMH011189158202627E.pdf
An old draft withdrew itself — its asks were already answered
copilot edit — by copilot:SUSHIL
boxes gathered
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
property attrs split
boxes gathered
challan boxes composed
property numbers completed
case read — by ezdocs:reader
Received: other
image.png
copilot check issues — by copilot
case read started — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
property attrs split
Nothing new to ask for — stayed quiet
boxes gathered
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02979
An old draft withdrew itself — its asks were already answered
property numbers completed
wrong payee flagged
screenshot claim recorded
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
box disagreement
property attrs split
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
challan boxes composed
property numbers completed
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Technical report
Screenshot 2026-09-30 161834.png
quoted history checked
extra challan scanned
template name checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
This file shows no schedule of the property
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
EMAIL SUBJECT LINE- APPL –77000342233 -APPLICANT NAME –SONAL KAPIL LAHOTI | PROCESS CHALLAN OF 0.3 & 0.5% AND
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
box disagreement
A box the papers had not filled was read off a paper and corrected
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
Two documents disagree on a person's details — the card says which file and what it reads
party name corrected from card
Two documents disagree on a PAN — needs a person
Received: Selfie
asham.jpg
Received: Aadhaar
Kapil adhar.pdf
Received: PAN card
kapil pan.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Selfie checked — a live one
A real selfie — usable for the e-filing.
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
kyc address read
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
money settled — by ezdocs:reader
Received: Selfie
leela.jpg
Received: Selfie — not usable
kapil.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
leelabai pan.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Aadhaar
leelabai adhar.pdf
roles from letter
Co-applicant added
roles from letter
Received: Aadhaar
sham adhar.pdf
case read started — by ezdocs:reader
applicant email captured
Received: PAN card
sham pan.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
The file seems to show a payment to us but no row could be read — open it
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02979
No fee quote sent — the branch's own figures were right
Received: Aadhaar
sonal adhar.pdf
Received: Selfie — not usable
sonal.jpg — this is a photograph of a passport-size print, not a live selfie
Received: other
IMG-20260930-WA0000.jpg
Received: PAN card
Sonal pan.pdf
Received: Sanction letter
KFSLetter_77000342233 (3).pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 18 files
The file, as the engine remembers it10 open
The file is for Sonal Kapil Lahoti's loan of Rs. 4,00,00,000 against a residential bungalow on Plot No. 11 in Nashik. The technical report was used as the primary source for the property details. Key title documents like the Index II and MOTD are missing from the file.
○the payment screenshot — the branch
✗the photo could not be read (sonal.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (kapil.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○Lilabai Shyamsundar Lahoti — mobile — the branch
○Lilabai Shyamsundar Lahoti — e-mail — the branch
○property — number kind (survey / CTS / plot …) — the branch
○property — the property's number — the branch
○property — building — the branch
○property — floor — the branch
○this desk's fee (Rs 137060) — the branch
?unsure of Area — No paper on the file prints the carpet area of the bungalow.
?unsure of Date of Mortgage — The memorandum of deposit of title deeds (MOTD) is missing from the file.
the branch's last mail (2026-10-12): The branch has attached the Index 2. · brought: Index II
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T04:41 UTC
Moneywaiting for the credit
₹1,37,060.11
Nothing has reached our account yet — only a credit our bank shows us counts.
The working
Stamp duty 0.3%1,20,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for1,37,060.11
By law ₹1,37,050. We ask ₹1,37,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
11, Nashik, 422007
read from the Index II · e-filing boxes 51 of 58 ready
Check the property →the boxes beside the paper
People
SONAL KAPIL LAHOTI · applicantALVPS2910FLilabai Shyamsundar Lahoti · co-applicantABEPL0914BKAPIL SHYAMSUNDER LAHOTI · co-applicantABYPL2201K
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