⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Aashwini Laxman Nevrekar
LAN 77000348890Loan ₹29,00,000NOIFile on IGRMails & papers 6 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 11:10
Documents
took 3d 3h
Payment
took 1h 05m
Challan
done yesterday 15:55 · GRAS ↗
Filing
in the tray 1d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 4d 12h
Needs your eyes3
The work is done — our fee of ₹25,270.65 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• person 2's mobile: the whole-file reading took 8850012311 off a card — not typed
• check — property numbers: Technical report and legal scrutiny report prints more kinds of number than the portal's two boxes take; HISSA NO 11 ride in the second box with their own words so the notice carries them — read the box once
• changed — village: the case held BHAYANDER EAST; filled KHARI — the whole-file reading, from Technical report and legal scrutiny report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:icici_hfc
Yesterday · 12 Oct36 things — 2 documents received · 3 letters written · 31 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AASHWINI LAXMAN NEVREKAR EchallanMH011829846202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
challan boxes by rules
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
challan boxes by rules
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
challan boxes by rules
challan numbers from reading — by copilot
challan boxes not the papers words — by copilot
property self check
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Re: process the 0.3% and NOI in case of App Name : AASHWINI LAXMAN NEVREKAR 77000348890
acknowledged with advice
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20261012-WA0014.jpg
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03327 — pending documents
An old draft withdrew itself — its asks were already answered
9 Oct60 things — 10 documents received · 3 letters written · 2 cautions · 45 steps
quoted history checked
extra challan scanned
desk quote read
file note490
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03327
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
pages trimmed480
money settled — by ezdocs:reader
property numbers completed
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
mortgage date unclear
case read started — by ezdocs:reader
applicant email captured
roles from letter
Property re-read from this bank's ruling source (ICICI: the technical report)
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
paper owner check
Received: Technical report
aashwini tech.pdf
Received: Sanction letter
KFSLetter_77000348890 (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: LSR
AASHWINILAXMAN NEVREKAR - CLEAR LEGAL - digi signed.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie — not usable
Ashwini selfi.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
pan.jpg — this is a photograph of a printed photo, not a live selfie
Co-applicant added
party not merged
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: Aadhaar
DOC-20261008-WA0003.pdf
Received: Aadhaar
urwashi adhar_1(3).jpg
Received: Aadhaar
urwashi adhar_1(2).jpg
Received: PAN card
urwashi adhar_1.jpg
Received: PAN card
urwashi adhar_1(1).jpg
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03327
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
10 of 11 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓LSR (search report)open
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it6 open
The file contains complete sanction letter, technical report, legal scrutiny report, and KYC documents for applicants Aashwini Laxman Nevrekar and Urvashi Laxman Nevrekar. Loan amount is 29,00,000 INR. Property address and survey details are fully derived from the technical report.
✗the photo could not be read (pan.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
✗the photo could not be read (Ashwini selfi.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○URVASHI LAXMAN NEVREKAR — mobile — the branch
○URVASHI LAXMAN NEVREKAR — e-mail — the branch
○URVASHI LAXMAN NEVREKAR — home flat — the branch
○this desk's fee (Rs 25270) — the branch
the branch's last mail (2026-10-12): The branch asks for the challan urgently. · brought: the payment screenshot · settled: paper:payment_screenshot
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T09:19 UTC
Moneywaiting for the credit
₹25,270.65
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹25,270 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-12 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%8,710
Registration fee 0.5%14,510
Government handling350
Our service fee1,700
Total we ask for25,270.65
By law ₹25,250. We ask ₹25,270 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
308, 3RD, OM MAHAVIR CHSL, SURVEY, OLD 169, NEW 32, BHAYANDER EAST, 401105
read from the technical report · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
URVASHI LAXMAN NEVREKAR · co-applicantALBPN1898FAASHWINI LAXMAN NEVREKAR · applicantCBRPN5655C
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