⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ravi Devchand Jadhav
LAN HOU/ARNG/0826/5207832Loan ₹26,61,120NOIMails & papers 15 6 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 16:06
Documents
Payment
done yesterday 16:09
Challan
took 35m · GRAS ↗
Filing
took 1d 2h · IGR e-filing ↗
E-filing copy
done today 19:00
Index II
waiting 3h 09m
their moveIndex II pendingwhole case so far 1d 6h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct21 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260630.pdf
file note490
mail against file490 — by ezdocs:reader
documents read together
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Selfie — not usable
IMG_20261013_124650.jpg — this is a photograph of a printed photo, not a live selfie
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
Yesterday · 12 Oct128 things — 6 documents received · 5 letters written · 1 money step · 2 cautions · 114 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
challan boxes composed
reading boxes not the papers words — by copilot
file note490
mail against file490 — by ezdocs:reader
documents read together
quoted history checked
challan boxes gathered
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
Judged again with today's rules, the challan still does not match the case — a person opens it
extra challan scanned
Checked: this challan is not another case's
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
RAVI DEVCHAND JADHAV EchallanMH011839872202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
money settled — by ezdocs:reader
money corrected from papers
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
money corrected from papers
applicant email captured
Property address read from the sanction letter
address compared
documents read together
applicant email captured
Property address read from the sanction letter
roles from letter
document read again
Received: Sanction letter
Sanction letter - 2026-10-12T161925.737.pdf
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
RAVI DEVCHAND JADHAV - HOU/ARNG/0826/5207832
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
documents read together
The file seems to show a payment to us but no row could be read — open it
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: Index II
index ii.pdf
file note490
bundle holds503 — by ezdocs:reader
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
RAVI DEVCHAND JADHAV - HOU/ARNG/0826/5207832
Wrote the fee quote mail — held, silent mode
RAVI DEVCHAND JADHAV - HOU/ARNG/0826/5207832
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
documents read together
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
money corrected from papers
mortgage date read
case read started — by ezdocs:reader
motd secured amount
Received: MOTD
Ravi Jadhav NOI .pdf
Received: other
image001.jpg
Received: other
image002.jpg
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it4 open
Complete file analyzed for Ravi Devchand Jadhav and co-applicant Sonali Ratan Reshwal under loan HOU/ARNG/0826/5207832. MOTD provides the secured amount of Rs. 2,661,207 and property details at Plot No. 14, Gut No. 33/1, Vruadavan Nagar, Mouje Khandsingpura, Aurangabad.
✗the photo could not be read (IMG_20261013_124650.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○RAVI DEVCHAND JADHAV — home flat — the branch
○property — floor — the branch
○property — title deed held — the branch
the branch's last mail (2026-10-13): The bank is asking for the status of the case. · brought: selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T07:19 UTC
Moneyall of it is in
₹23,130.72
Reached our account 12 Oct 15:44:04.
How we know
Our own bank told us — 12 Oct 15:44
₹23,089 · UTR 776960919054 · from VM-HDFCBN-S
“Successful! You have received Rs. 23089.00 via HDFC Bank SmartHub Vyapar from RAVI JADHA . RRN-776960919054 , Check: https://1.hdfc.bank.in/HDFCBK/s/Pxgd0JBR”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer
The working
Stamp duty 0.3%7,990
Registration fee 0.5%13,320
Government handling320
Our service fee1,500
Total we ask for23,130.72
By law ₹23,109.66. We ask ₹23,130 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
14, Vrindavan Nagar, SURVEY, 53/1, Bhavsingpura, 431001
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
RAVI DEVCHAND JADHAV · applicantAJMPJ6943Q
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