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मराठी S
Cases / NOI-2026-01575

Gaurav Malhari Nikam

ICICI_HFCLAN 77000329589 Index II shared · done All documentsMails & papers 15
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Re: Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590) Check the recipient address and re-send from Draft mails or the mailbox.
✓Aadhaar cardopen
✓Technical reportopen
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Selfie / photoopen
✓E-filing copy (token)open
✓PAN card — inside gaurav KYC.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Mail bounced — the branch did not get it. Re-send.
  • GPay ₹15,132 announced at 07:47 has not settled into the PNB account (due 11:47). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
MoneyAll of it is in
₹15,140.58CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹15,132 receivedby the amount alone
Stamp duty 0.3%4,910
Registration fee 0.5%8,180
Government handling350
Our service fee1,700.58
Total we ask for15,140.58
the branch’s receipt claims ₹15,127 665131241033
paid 19 Sep 13:14:00 · verified 19 Sep 13:17:19 · 3 min 20 s later
How we know
Our own bank told us — 19 Sep 13:14
₹15,132 · from GPAY-BIZ
“₹15,132 received from SACHIN A B at 1:14 pm”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road; Google's alert; the NEFT is awaited
By law ₹15,126.73. We ask ₹15,140 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹15,127 — accept as full (₹13.58 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 8 h 50 minour time · 10 Sep 21:14
Index II 58 h 03 minour time · 30 Sep 12:05
the NOI team 6 d 9 hthe branch 13 d 15 htotal 20 d 1 h
Complete.
Day by day — every step and who held it
10 Sep 10:39Your branch's mail
10 Sep 10:43Fee quoted+4 min · the NOI team
10 Sep 10:44Papers readat once
10 Sep 10:44Property readat once
10 Sep 21:14Challan made+10 h 30 min · the NOI team
19 Sep 13:14Payment landed+8 d 16 h · the branch
19 Sep 13:17Payment verified+3 min · the NOI team
23 Sep 16:21Papers from your branch+4 d 3 h · the branch
23 Sep 16:26Papers read+5 min · the NOI team
23 Sep 20:54Papers from your branch+4 h 28 min · the branch
23 Sep 20:54Papers readat once
24 Sep 12:59Papers from your branch+16 h 05 min · the branch
24 Sep 13:00Papers readat once
24 Sep 14:57Filed on IGR — e-filing shared+1 h 57 min · the NOI team
30 Sep 12:05Index II sent+5 d 21 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹16,34,591
Loan account no.
77000329589
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the technical report, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The NOI Index 2 has been shared for case closure.
the history says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee asked — done, mail 1 (2026-09-10) “TOTAL AMOUNT PAYABLE 15,127”
✓ challan made — done, mail 2 (2026-09-10) “PFA Challan for your reference.”
✓ challan shared — done, mail 2 (2026-09-10) “PFA Challan for your reference.”
✓ Index II asked for — done, mail 7 (2026-09-23) “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”
✓ Index II / sale deed sent by the branch — done, mail 5 (2026-09-23) “PFA, and Photos already attached in KYC Folder.”
✓ filed on the IGR site — done, mail 13 (2026-09-24) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ e-filing copy shared — done, mail 13 (2026-09-24) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
✓ NOI Index II shared — done, mail 14 (2026-09-30) “PFA NOI INDEX 2 FOR CASE CLOSURE”
read over 14 mail(s), last mail 2026-09-30 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 24d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926242915136 · ₹300 · paid 24/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
ML manoj.lohar@icicihfc.com icicihfc.com
10 Sep, 10:39 · 37d ago
THE FIRST MAIL — how this case began
initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590
Dear team,

please provide challan & NOI filling

Customer nameMr.Gaurav malhari nikam
Loan amount₹16,34,591
Stamp duty 0.30%₹4,903.77
Registration fee 0.50%₹8,172.95
DHC₹350
Total₹15,127
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

LAN NO

APPL 77000329589

CASE INITIATION BRANCH NAME

NASHIK

CASE TYPE (PLS MENTION IT )

HL (resale Purchase )

NOI SERIVCE FEE1700

SRO No

NASHIK

Regards, Manoj Lohar
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached; note: Process challan of 0.3% and 0.5%. — “please provide challan & NOI filling”
12 more mails in between — open
OL The NOI teamTYPED IN GMAIL
10 Sep, 11:30 · 37d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Thu, 10 Sept 2026 at 10:40, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* Mr.Gaurav malhari nikam *LAN NO* *APPL 77000329589* *CASE INITIATION BRANCH NAME* *NASHIK* *CASE TYPE (PLS MENTION IT)* *HL (resale Purchase)* *LOAN AMOUNT WITH INSURANCE* *1634591* *0.30%* *4903.773* *0.50%* *8172.955* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *15,127* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK* *Regards,* *Manoj Lohar *
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
10 Sep, 11:30 · 37d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Thu, 10 Sept 2026 at 11:30, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Thu, 10 Sept 2026 at 10:40, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: > > > Dear team, > > please provide challan & NOI filling > > > > > > > > > > EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – > Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING > > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > > > > > > > > > > > > > > *APPLICANT NAME* > Mr.Gaurav malhari nikam > > > > > > > > *LAN NO* > *APPL 77000329589* > > > > > > > > *CASE INITIATION BRANCH NAME* > *NASHIK* > > > > > > > > *CASE TYPE (PLS MENTION IT)* > *HL (resale Purchase)* > > > > > > > > > > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > *1634591* > > > > > > > > *0.30%* > *4903.773* > > > > > > > > *0.50%* > *8172.955* > > > > > > > > *NOI SERIVCE FEE* > *1700* > > > > > > > > *DHC* > *350* > > > > > > > > *TOTAL AMOUNT PAYABLE* > *15,127* > > > > > > > > > > > > > > > > > **SANCTION LETTER* > *ATTACHED* > > > > > > > > **APPLICANT/S AADHAR CARD* > *ATTACHED* > > > > > > > > **APPLICANT/S PAN CARD* > *ATTACHED* > > > > > > > > **IINDEX II COPY | LSR | SALE DEED* > *ATTACHED* > > > > > > > > **APPLICANT SELFIE* > *ATTACHED* > > > > > > > > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > > > > > > > > > > > > > > > *SRO No* > *NASHIK* > > > > > > > > *Regards,* > *Manoj Lohar * > >
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL The NOI teamTYPED IN GMAIL
12 Sep, 15:04 · 35d ago

Team,

For NOI filing, we need the Index 2 copy andcolour selfie photo of the

applicant

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Thu, 10 Sept 2026 at 11:30, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Thu, 10 Sept 2026 at 11:30, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: > Team > > PFA Challan for your reference. > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Thu, 10 Sept 2026 at 10:40, Manoj Lohar / /ICICIHFC/NAS < > manoj.lohar@icicihfc.com> wrote: > >> >> >> Dear team, >> >> please provide challan & NOI filling >> >> >> >> >> >> >> >> >> >> EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – >> Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING >> >> >> *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> *APPLICANT NAME* >> Mr.Gaurav malhari nikam >> >> >> >> >> >> >> >> *LAN NO* >> *APPL 77000329589* >> >> >> >> >> >> >> >> *CASE INITIATION BRANCH NAME* >> *NASHIK* >> >> >> >> >> >> >> >> *CASE TYPE (PLS MENTION IT)* >> *HL (resale Purchase)* >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> *LOAN AMOUNT WITH INSURANCE* >> *1634591* >> >> >> >> >> >> >> >> *0.30%* >> *4903.773* >> >> >> >> >> >> >> >> *0.50%* >> *8172.955* >> >> >> >> >> >> >> >> *NOI SERIVCE FEE* >> *1700* >> >> >> >> >> >> >> >> *DHC* >> *350* >> >> >> >> >> >> >> >> *TOTAL AMOUNT PAYABLE* >> *15,127* >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> **SANCTION LETTER* >> *ATTACHED* >> >> >> >> >> >> >> >> **APPLICANT/S AADHAR CARD* >> *ATTACHED* >> >> >> >> >> >> >> >> **APPLICANT/S PAN CARD* >> *ATTACHED* >> >> >> >> >> >> >> >> **IINDEX II COPY | LSR | SALE DEED* >> *ATTACHED* >> >> >> >> >> >> >> >> **APPLICANT SELFIE* >> *ATTACHED* >> >> >> >> >> >> >> >> **PAYMENT SCREENSHOT WITH UTR* >> *ATTACHED* >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> *SRO No* >> *NASHIK* >> >> >> >> >> >> >> >> *Regards,* >> *Manoj Lohar * >> >>
🤖 read: asks the branch for documents — “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”
MD mailer-daemon@googlemail.com googlemail.com
12 Sep, 15:04 · 35d ago
Re: Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590

You have reached a limit for sending mail. Your message was not sent.

Team, For NOI filing, we need the Index 2 copy and colour selfie photo of

the applicant Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On

Thu, 10 Sept 2026 at 11:30, NOI ICICIHFC <

ML manoj.lohar@icicihfc.com icicihfc.com
23 Sep, 16:21 · 24d ago
Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590
Dear Team,

PFA, and Photos already attached in KYC Folder.

Regards, Manoj Lohar
earlier mails quoted below
________________________________ From: Manoj Lohar / /ICICIHFC/NAS Sent: Thursday, September 10, 2026 10:39 AM To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS <siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS <roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS <suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS <bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS <saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS <pankaj.varma@icicihfc.com> Subject: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Mr.Gaurav malhari nikam LAN NO APPL 77000329589 CASE INITIATION BRANCH NAME NASHIK CASE TYPE (PLS MENTION IT) HL (resale Purchase) LOAN AMOUNT WITH INSURANCE 1634591 0.30% 4903.773 0.50% 8172.955 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 15,127 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No NASHIK Regards, Manoj Lohar
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
23 Sep, 17:15 · 24d ago

Team

we will process the NOI for the same.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: Dear Team, PFA, and Photos already attached in KYC Folder. *Regards,* *Manoj Lohar * ------------------------------ *From:* Manoj Lohar / /ICICIHFC/NAS *Sent:* Thursday, September 10, 2026 10:39 AM *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com> *Subject:* initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* Mr.Gaurav malhari nikam *LAN NO* *APPL 77000329589* *CASE INITIATION BRANCH NAME* *NASHIK* *CASE TYPE (PLS MENTION IT)* *HL (resale Purchase)* *LOAN AMOUNT WITH INSURANCE* *1634591* *0.30%* *4903.773* *0.50%* *8172.955* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *15,127* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK* *Regards,* *Manoj Lohar *
🤖 read: The team says they will process the NOI.
OL The NOI teamTYPED IN GMAIL
23 Sep, 17:16 · 24d ago

Team,

For NOI filing, we need the Index 2 copy andcolour selfie photo of the

applicant

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: > Dear Team, > > PFA, and Photos already attached in KYC Folder. > > *Regards,* > *Manoj Lohar * > > ------------------------------ > *From:* Manoj Lohar / /ICICIHFC/NAS > *Sent:* Thursday, September 10, 2026 10:39 AM > *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < > siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < > roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < > suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < > bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < > saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < > pankaj.varma@icicihfc.com> > *Subject:* initiate NOI in case mr gaurav malhari nikam > /77000329589/77000329590 > > > > Dear team, > > please provide challan & NOI filling > > > > > > > > > > EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – > Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING > > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > > > > > > > > > > > > > > *APPLICANT NAME* > Mr.Gaurav malhari nikam > > > > > > > > *LAN NO* > *APPL 77000329589* > > > > > > > > *CASE INITIATION BRANCH NAME* > *NASHIK* > > > > > > > > *CASE TYPE (PLS MENTION IT)* > *HL (resale Purchase)* > > > > > > > > > > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > *1634591* > > > > > > > > *0.30%* > *4903.773* > > > > > > > > *0.50%* > *8172.955* > > > > > > > > *NOI SERIVCE FEE* > *1700* > > > > > > > > *DHC* > *350* > > > > > > > > *TOTAL AMOUNT PAYABLE* > *15,127* > > > > > > > > > > > > > > > > > **SANCTION LETTER* > *ATTACHED* > > > > > > > > **APPLICANT/S AADHAR CARD* > *ATTACHED* > > > > > > > > **APPLICANT/S PAN CARD* > *ATTACHED* > > > > > > > > **IINDEX II COPY | LSR | SALE DEED* > *ATTACHED* > > > > > > > > **APPLICANT SELFIE* > *ATTACHED* > > > > > > > > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > > > > > > > > > > > > > > > *SRO No* > *NASHIK* > > > > > > > > *Regards,* > *Manoj Lohar * > >
🤖 read: asks the branch for documents
OL The NOI teamTYPED IN GMAIL
23 Sep, 17:16 · 24d ago

Team,

For NOI filing, we needcolour selfie photo of the applicant

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: > Dear Team, > > PFA, and Photos already attached in KYC Folder. > > *Regards,* > *Manoj Lohar * > > ------------------------------ > *From:* Manoj Lohar / /ICICIHFC/NAS > *Sent:* Thursday, September 10, 2026 10:39 AM > *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < > siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < > roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < > suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < > bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < > saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < > pankaj.varma@icicihfc.com> > *Subject:* initiate NOI in case mr gaurav malhari nikam > /77000329589/77000329590 > > > > Dear team, > > please provide challan & NOI filling > > > > > > > > > > EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – > Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING > > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > > > > > > > > > > > > > > *APPLICANT NAME* > Mr.Gaurav malhari nikam > > > > > > > > *LAN NO* > *APPL 77000329589* > > > > > > > > *CASE INITIATION BRANCH NAME* > *NASHIK* > > > > > > > > *CASE TYPE (PLS MENTION IT)* > *HL (resale Purchase)* > > > > > > > > > > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > *1634591* > > > > > > > > *0.30%* > *4903.773* > > > > > > > > *0.50%* > *8172.955* > > > > > > > > *NOI SERIVCE FEE* > *1700* > > > > > > > > *DHC* > *350* > > > > > > > > *TOTAL AMOUNT PAYABLE* > *15,127* > > > > > > > > > > > > > > > > > **SANCTION LETTER* > *ATTACHED* > > > > > > > > **APPLICANT/S AADHAR CARD* > *ATTACHED* > > > > > > > > **APPLICANT/S PAN CARD* > *ATTACHED* > > > > > > > > **IINDEX II COPY | LSR | SALE DEED* > *ATTACHED* > > > > > > > > **APPLICANT SELFIE* > *ATTACHED* > > > > > > > > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > > > > > > > > > > > > > > > *SRO No* > *NASHIK* > > > > > > > > *Regards,* > *Manoj Lohar * > >
🤖 read: asks the branch for documents — “For NOI filing, we need colour selfie photo of the applicant”
RK roshan.kokate@icicihfc.com icicihfc.com
23 Sep, 20:54 · 24d ago

Get

Outlook for iOS

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Wednesday, 23 September 2026 17:16:50
To:Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com>

Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS <siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS <roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS <suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS <bhagyashree.bora@icicihfc.com>;

Saurabh Mahajan /DISTP/ICICIHFC/NAS <saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS <pankaj.varma@icicihfc.com>

Subject:Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

For NOI filing, we needcolour selfie photo of the applicant

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com > wrote: Dear Team, PFA, and Photos already attached in KYC Folder. Regards, Manoj Lohar From: Manoj Lohar / /ICICIHFC/NAS Sent: Thursday, September 10, 2026 10:39 AM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Mr.Gaurav malhari nikam LAN NO APPL 77000329589 CASE INITIATION BRANCH NAME NASHIK CASE TYPE (PLS MENTION IT) HL (resale Purchase) LOAN AMOUNT WITH INSURANCE 1634591 0.30% 4903.773 0.50% 8172.955 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 15,127 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No NASHIK Regards, Manoj Lohar
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
24 Sep, 11:19 · 23d ago

Team

kindly share live color selfie photo.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 23 Sept 2026 at 20:54, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com> wrote: Get Outlook for iOS <https://aka.ms/o0ukef> ------------------------------ *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Sent:* Wednesday, 23 September 2026 17:16:50 *To:* Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com> *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com> *Subject:* Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, For NOI filing, we need colour selfie photo of the applicant Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: Dear Team, PFA, and Photos already attached in KYC Folder. *Regards,* *Manoj Lohar * ------------------------------ *From:* Manoj Lohar / /ICICIHFC/NAS *Sent:* Thursday, September 10, 2026 10:39 AM *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com> *Subject:* initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* Mr.Gaurav malhari nikam *LAN NO* *APPL 77000329589* *CASE INITIATION BRANCH NAME* *NASHIK* *CASE TYPE (PLS MENTION IT)* *HL (resale Purchase)* *LOAN AMOUNT WITH INSURANCE* *1634591* *0.30%* *4903.773* *0.50%* *8172.955* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *15,127* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK* *Regards,* *Manoj Lohar *
🤖 read: asks the branch for documents
RK roshan.kokate@icicihfc.com icicihfc.com
24 Sep, 12:59 · 23d ago

Get

Outlook for iOS

From:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent:Thursday, 24 September 2026 11:19:11
To:Roshan Kokate / /ICICIHFC/NAS <roshan.kokate@icicihfc.com>

Cc: Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com>; Siddhant Ikhankar /DISTP/ICICIHFC/NAS <siddhant.ikhankar@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS <suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS <bhagyashree.bora@icicihfc.com>;

Saurabh Mahajan /DISTP/ICICIHFC/NAS <saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS <pankaj.varma@icicihfc.com>

Subject:Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590
CAUTION:External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team

kindly share live color selfie photo.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 23 Sept 2026 at 20:54, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com > wrote: Get Outlook for iOS From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, 23 September 2026 17:16:50 To: Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com > Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, For NOI filing, we need colour selfie photo of the applicant Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com > wrote: Dear Team, PFA, and Photos already attached in KYC Folder. Regards, Manoj Lohar From: Manoj Lohar / /ICICIHFC/NAS Sent: Thursday, September 10, 2026 10:39 AM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Mr.Gaurav malhari nikam LAN NO APPL 77000329589 CASE INITIATION BRANCH NAME NASHIK CASE TYPE (PLS MENTION IT) HL (resale Purchase) LOAN AMOUNT WITH INSURANCE 1634591 0.30% 4903.773 0.50% 8172.955 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 15,127 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No NASHIK Regards, Manoj Lohar
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
24 Sep, 13:21 · 23d ago

Team

we will process the NOI for the same.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Thu, 24 Sept 2026 at 13:00, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com> wrote: Get Outlook for iOS <https://aka.ms/o0ukef> ------------------------------ *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Sent:* Thursday, 24 September 2026 11:19:11 *To:* Roshan Kokate / /ICICIHFC/NAS <roshan.kokate@icicihfc.com> *Cc:* Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com>; Siddhant Ikhankar /DISTP/ICICIHFC/NAS <siddhant.ikhankar@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS <suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS <bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS <saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS <pankaj.varma@icicihfc.com> *Subject:* Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team kindly share live color selfie photo. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 20:54, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com> wrote: Get Outlook for iOS <https://aka.ms/o0ukef> ------------------------------ *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Sent:* Wednesday, 23 September 2026 17:16:50 *To:* Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com> *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com> *Subject:* Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, For NOI filing, we need colour selfie photo of the applicant Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com> wrote: Dear Team, PFA, and Photos already attached in KYC Folder. *Regards,* *Manoj Lohar * ------------------------------ *From:* Manoj Lohar / /ICICIHFC/NAS *Sent:* Thursday, September 10, 2026 10:39 AM *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com> *Subject:* initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* Mr.Gaurav malhari nikam *LAN NO* *APPL 77000329589* *CASE INITIATION BRANCH NAME* *NASHIK* *CASE TYPE (PLS MENTION IT)* *HL (resale Purchase)* *LOAN AMOUNT WITH INSURANCE* *1634591* *0.30%* *4903.773* *0.50%* *8172.955* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *15,127* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK* *Regards,* *Manoj Lohar *
🤖 read: The team says they will process the NOI.
OL The NOI teamTYPED IN GMAIL
24 Sep, 14:57 · 23d ago

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Thu, 24 Sept 2026 at 13:21, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Thu, 24 Sept 2026 at 13:00, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com> wrote: > > > Get Outlook for iOS <https://aka.ms/o0ukef> > ------------------------------ > *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > *Sent:* Thursday, 24 September 2026 11:19:11 > *To:* Roshan Kokate / /ICICIHFC/NAS <roshan.kokate@icicihfc.com> > *Cc:* Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com>; Siddhant > Ikhankar /DISTP/ICICIHFC/NAS <siddhant.ikhankar@icicihfc.com>; Suhasi > Dhirwani /DISTP/ICICIHFC/NAS <suhasi.dhirwani@icicihfc.com>; Bhagyashree > Bora /DISTP/ICICIHFC/NAS <bhagyashree.bora@icicihfc.com>; Saurabh > Mahajan /DISTP/ICICIHFC/NAS <saurabh.mahajan@icicihfc.com>; Pankaj Varma > / /ICICIHFC/NAS <pankaj.varma@icicihfc.com> > *Subject:* Re: initiate NOI in case mr gaurav malhari nikam > /77000329589/77000329590 > > > CAUTION: External Email Warning - Do not click on any attachment or > links/URL in this email unless sender is reliable. > > Team > > kindly share live color selfie photo. > > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Wed, 23 Sept 2026 at 20:54, Roshan Kokate / /ICICIHFC/NAS < > roshan.kokate@icicihfc.com> wrote: > > > > Get Outlook for iOS <https://aka.ms/o0ukef> > ------------------------------ > *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > *Sent:* Wednesday, 23 September 2026 17:16:50 > *To:* Manoj Lohar / /ICICIHFC/NAS <manoj.lohar@icicihfc.com> > *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < > siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < > roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < > suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < > bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < > saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < > pankaj.varma@icicihfc.com> > *Subject:* Re: initiate NOI in case mr gaurav malhari nikam > /77000329589/77000329590 > > > CAUTION: External Email Warning - Do not click on any attachment or > links/URL in this email unless sender is reliable. > > Team, > > For NOI filing, we need colour selfie photo of the applicant > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > wrote: > > Team > > we will process the NOI for the same. > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < > manoj.lohar@icicihfc.com> wrote: > > Dear Team, > > PFA, and Photos already attached in KYC Folder. > > *Regards,* > *Manoj Lohar * > > ------------------------------ > *From:* Manoj Lohar / /ICICIHFC/NAS > *Sent:* Thursday, September 10, 2026 10:39 AM > *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > *Cc:* Siddhant Ikhankar /DISTP/ICICIHFC/NAS < > siddhant.ikhankar@icicihfc.com>; Roshan Kokate / /ICICIHFC/NAS < > roshan.kokate@icicihfc.com>; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < > suhasi.dhirwani@icicihfc.com>; Bhagyashree Bora /DISTP/ICICIHFC/NAS < > bhagyashree.bora@icicihfc.com>; Saurabh Mahajan /DISTP/ICICIHFC/NAS < > saurabh.mahajan@icicihfc.com>; Pankaj Varma / /ICICIHFC/NAS < > pankaj.varma@icicihfc.com> > *Subject:* initiate NOI in case mr gaurav malhari nikam > /77000329589/77000329590 > > > > Dear team, > > please provide challan & NOI filling > > > > > > > > > > EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – > Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING > > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > > > > > > > > > > > > > > *APPLICANT NAME* > Mr.Gaurav malhari nikam > > > > > > > > *LAN NO* > *APPL 77000329589* > > > > > > > > *CASE INITIATION BRANCH NAME* > *NASHIK* > > > > > > > > *CASE TYPE (PLS MENTION IT)* > *HL (resale Purchase)* > > > > > > > > > > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > *1634591* > > > > > > > > *0.30%* > *4903.773* > > > > > > > > *0.50%* > *8172.955* > > > > > > > > *NOI SERIVCE FEE* > *1700* > > > > > > > > *DHC* > *350* > > > > > > > > *TOTAL AMOUNT PAYABLE* > *15,127* > > > > > > > > > > > > > > > > > **SANCTION LETTER* > *ATTACHED* > > > > > > > > **APPLICANT/S AADHAR CARD* > *ATTACHED* > > > > > > > > **APPLICANT/S PAN CARD* > *ATTACHED* > > > > > > > > **IINDEX II COPY | LSR | SALE DEED* > *ATTACHED* > > > > > > > > **APPLICANT SELFIE* > *ATTACHED* > > > > > > > > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > > > > > > > > > > > > > > > *SRO No* > *NASHIK* > > > > > > > > *Regards,* > *Manoj Lohar * > >
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:05 · 17d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Thu, 24 Sept 2026 at 14:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: TEAM PFA DOWNLOADED E FILING FOR YOUR REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Thu, 24 Sept 2026 at 13:21, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Thu, 24 Sept 2026 at 13:00, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com > wrote: Get Outlook for iOS From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Thursday, 24 September 2026 11:19:11 To: Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com > Cc: Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com >; Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team kindly share live color selfie photo. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 20:54, Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com > wrote: Get Outlook for iOS From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, 23 September 2026 17:16:50 To: Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com > Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: Re: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team, For NOI filing, we need colour selfie photo of the applicant Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 17:15, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team we will process the NOI for the same. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 23 Sept 2026 at 16:21, Manoj Lohar / /ICICIHFC/NAS < manoj.lohar@icicihfc.com > wrote: Dear Team, PFA, and Photos already attached in KYC Folder. Regards, Manoj Lohar From: Manoj Lohar / /ICICIHFC/NAS Sent: Thursday, September 10, 2026 10:39 AM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Siddhant Ikhankar /DISTP/ICICIHFC/NAS < siddhant.ikhankar@icicihfc.com >; Roshan Kokate / /ICICIHFC/NAS < roshan.kokate@icicihfc.com >; Suhasi Dhirwani /DISTP/ICICIHFC/NAS < suhasi.dhirwani@icicihfc.com >; Bhagyashree Bora /DISTP/ICICIHFC/NAS < bhagyashree.bora@icicihfc.com >; Saurabh Mahajan /DISTP/ICICIHFC/NAS < saurabh.mahajan@icicihfc.com >; Pankaj Varma / /ICICIHFC/NAS < pankaj.varma@icicihfc.com > Subject: initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590 Dear team, please provide challan & NOI filling EMAIL SUBJECT LINE- APPL - 77000329589 / 77000329590 - APPLICANT NAME – Mr. Gaurav malhari nikam | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Mr.Gaurav malhari nikam LAN NO APPL 77000329589 CASE INITIATION BRANCH NAME NASHIK CASE TYPE (PLS MENTION IT) HL (resale Purchase) LOAN AMOUNT WITH INSURANCE 1634591 0.30% 4903.773 0.50% 8172.955 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 15,127 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No NASHIK Regards, Manoj Lohar
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Aadhaar card+ Selfie / photo inside+ PAN card inside gaurav KYC.pdf
filed 37d ago
Technical report HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).pdf
filed 37d ago
Payment screenshot IMG-20260910-WA0002.jpg
filed 37d ago
Sanction letter InsKFSLetter_77000329590 (2).pdf
filed 37d ago
Sanction letter KFSLetter_77000329589.pdf
filed 37d ago
Index IIthe branch sent this — an input gaurav index 2.pdf
filed 24d ago
Selfie / photo photo.pdf
CANNOT BE READ — clear copy asked 24d ago
Selfie / photo gaurav photo.pdf
filed 23d ago
E-filing copy (token) eFilingDoc9992409260426.pdf
filed 23d ago
Index IIthe registered copy we filed IndexII9992409260426.pdf
filed 17d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,140.58
Where it stands
VERIFIED — money received
Screenshot claims
₹15,127 665131241033
Paid at
19 Sep 13:14:00
Verified on
19 Sep 13:17:19
Paid by GPay ₹15,132 at 19 Sep 13:17 — Google's alert. Its NEFT into the PNB account is due by 19 Sep 17:17; confirmed when it lands.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,910₹8,180₹350 ₹1,700₹15,140
By law ₹15,126.73. We ask ₹15,140 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), GRN, Paid amount, Challan date
6 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1)
✓ EzDocs checked every box against the document’s own words 24d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (gaurav index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः तुकडी जिल्हा नाशिक, पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील मौजे कामटवाडे या गावचे शिवारातील मिळकत यांसी सर्व्हे नं. 53/1/4/1 यातील मंजुर ले आऊटमधील प्लॉट नं. 1 ते 4 यांसी एकूण क्षेत्र 1334.50 चौ.मी. या प्लॉट मिळकतींवर नाशिक महानगरपालिका, नाशिक यांचेकडील मंजुर बांधकाम नकाशाप्रमाणे बांधण्यात आलेल्या "साईचरणी को. ऑप. हौसिंग सोसायटी लि., नाशिक" या इमारतीतील पहिल्या मजल्यावरील फ्लॅट नंबर 09 (नऊ) यांसी बांधीव क्षेत्र 57.13 चौ. मी. मिळकत ( (Survey Number: 53/1/4/1 ;)) - स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).p
as printed
FLAT NO 09 ON FIRST FLOOR WING B BUILDING NO 01-SAI CHARANI CO OP HOUSING SOCIETY S NO 53/1/4/1 PLOT NO 1 TO 4, UTTA M NAGAR NEAR CHURCH BEHIND BHOLE BANQUET HALL MUJE KAMATWADE TAL AND DIST NASHIK.
PIN
422001
the Index II
gaurav index 2.pdf
the property
1) itara varnanah, itara maahitih tukadi jilhaa naashika, pota tukadi taalukaa naashika paiki naashika mahaanagarapaalikaa hadditila mauje kaamatavaade yaa gaavache shivaaraatila milakata yaansi sarvhe nan. 53/1/4/1 yaatila manjura le aautamadhila plota nan. 1 te 4 yaansi ekuna kshetra 1334.50 chau.mi. yaa plota milakatinvara naashika mahaanagarapaalikaa, naashika yaanchekadila manjura baandhakaama nakaashaapramaane baandhanyaata aalelyaa "saaicharani ko. opa. hausinga sosaayati li., naashika" yaa imaaratitila pahilyaa majalyaavarila phlata nambara 09 (nau) yaansi baandhiva kshetra 57.13 chau. mi. milakata ((SURVEY NUMBER: 53/1/4/1;)) - sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 09 ON FIRST FLOOR WING B BUILDING NO 01-SAI CHARANI CO OP HOUSING SOCIETY S NO 53/1/4/1 PLOT
Locality/Road
NO 1 TO 4 UTTA M NAGAR NEAR CHURCH BEHIND BHOLE BANQUET HALL MUJE KAMATWADE TAL AND DIST NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 13, 1334, 50, 57, AALELYAA, AAUTAMADHILA, BAANDHAKAAMA, BAANDHANYAATA, BAANDHIVA, CANNOT, CHAU, EKUNA, GAAVACHE, HADDITILA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNikam Gaurav MalhariAUVPN3550D…8346

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedmanoj.lohar@icicihfc.com 37d ago
What EzDocs read from each document — check anything marked in red
Aadhaar card gaurav KYC.pdf needs your check
dob
1989-11-07
pan
AUVPN3550D
name
Nikam Gaurav Malhari
legible
True
aadhaar last4
8346
raw reading (for Abhijit)
{'dob': '1989-11-07', 'pan': 'AUVPN3550D', 'name': 'Nikam Gaurav Malhari', 'legible': True, 'aadhaar_last4': '8346', 'quality_issue': None}
Payment screenshot IMG-20260910-WA0002.jpg needs your check
utr
665131241033
date
2026-09-10
time
10:33
amount
15127
method
UPI
payee upi
******3535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '665131241033', 'date': '2026-09-10', 'time': '10:33', 'amount': 15127, 'method': 'UPI', 'payee_upi': '******3535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Technical report HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).pdf needs your check
found
True
found in
Legal Address
area sq m
47.47
confidence
1.0
property address
pin: 422001; state: Maharashtra; taluka: Nashik; Flat no: 09; district: Nashik; Floor: First Floor; landmark: Utta M Nagar, Near Church Behind Bhole Banquet Hall; Village: Kamatwade; Building: Wing B Buildin
security address verbatim
Flat No 09 On First Floor Wing B Building No 01-Sai Charani Co Op Housing Society S No 53/1/4/1 Plot No 1 To 4, Utta M Nagar Near Church Behind Bhole Banquet Hall Muje Kamatwade Tal And Dist Nashik.
raw reading (for Abhijit)
{'found': True, 'found_in': 'Legal Address', 'area_sq_m': 47.47, 'confidence': 1.0, 'property_address': {'pin': '422001', 'road': None, 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': '09', 'district': 'Nashik', 'floor_no': 'First Floor', 'landmark': 'Utta M Nagar, Near Church Behind Bhole Banquet Hall', 'full_address': None, 'village_city': 'Kamatwade', 'building_name': 'Wing B Building No 01-Sai Charani Co Op Housing Society', 'survey_or_cts_no': 'S No 53/1/4/1 Plot No 1 To 4'}, 'security_address_verbatim': 'Flat No 09 On First Floor Wing B Building No 01-Sai Charani Co Op Housing Society S No 53/1/4/1 Plot No 1 To 4, Utta M Nagar Near Church Behind Bhole Banquet Hall Muje Kamatwade Tal And Dist Nashik.'}
Aadhaar card gaurav KYC.pdf needs your check
dob
1989-11-07
pan
AUVPN3550D
name
NIKAM GAURAV MALHARI
legible
True
raw reading (for Abhijit)
{'dob': '1989-11-07', 'pan': 'AUVPN3550D', 'name': 'NIKAM GAURAV MALHARI', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter InsKFSLetter_77000329590 (2).pdf needs your check
lan
77000329590
legible
True
loan type
Non Housing loan and Insurance
confidence
1
loan amount
34590
interest rate
9.35
sanction date
09/09/2026
letter version
HF-I-38-VER-13-01072026/KFS
applicant names
GAURAV MALHARI NIKAM, ANJANA MALHARI NIKAM
applicant mobile
8668214636
property address
includes insurance
True
total with insurance
34590
raw reading (for Abhijit)
{'lan': '77000329590', 'legible': True, 'loan_type': 'Non Housing loan and Insurance', 'confidence': 1, 'loan_amount': 34590, 'interest_rate': 9.35, 'quality_issue': None, 'sanction_date': '09/09/2026', 'letter_version': 'HF-I-38-VER-13-01072026/KFS', 'applicant_names': ['GAURAV MALHARI NIKAM', 'ANJANA MALHARI NIKAM'], 'applicant_mobile': '8668214636', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': True, 'total_with_insurance': 34590, 'security_address_verbatim': None}
Sanction letter KFSLetter_77000329589.pdf needs your check
lan
77000329589
legible
True
loan type
Home Loan and Purchase/Improvement of Property
confidence
1.0
loan amount
1600000
interest rate
9.35
sanction date
09/09/2026
letter version
HF-38-VER-14-01072026/KFS
applicant names
GAURAV MALHARI NIKAM, ANJANA MALHARI NIKAM
applicant mobile
8668214636
property address
includes insurance
False
total with insurance
1600000
raw reading (for Abhijit)
{'lan': '77000329589', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 1600000, 'interest_rate': 9.35, 'quality_issue': None, 'sanction_date': '09/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['GAURAV MALHARI NIKAM', 'ANJANA MALHARI NIKAM'], 'applicant_mobile': '8668214636', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 1600000, 'security_address_verbatim': None}
Payment screenshot IMG-20260910-WA0002.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '665131241033', 'date': '2026-09-10', 'page': None, 'time': '10:33', 'payee': 'EZDOCS', 'amount': 15127.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS *******3535@okbiz
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '665131241033', 'date': '2026-09-10', 'page': None, 'time': '10:33', 'payee': 'EZDOCS', 'amount': 15127.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS *******3535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Index II gaurav index 2.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन5-11027-2026', 'r14_remark': None, 'r4_locality': 'कामटवाडे', 'r5_area_text': '1) 57.13 चौ. मीटर', 'r7_executants': [{'age': '62',
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'नसन5-11027-2026', 'r14_remark': None, 'r4_locality': 'कामटवाडे', 'r5_area_text': '1) 57.13 चौ. मीटर', 'r7_executants': [{'age': '62', 'pan': 'ARUXXXXX7R', 'name': 'दिपाली वीरेंद्र खुजे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं. डब्ल्यु-३०३, लोधा रिजेन्सी, मनपादेश्वर मंदिरामागे, ब्लॉक नंः भोपर, डोंबिवली (पुर्व) , कल्याण, ठाणे, रोड नंः दिवा मानपाडारोड, महाराष्ट्र, ठाणे. पिनः- 421203'}, {'age': '34', 'pan': 'CAUXXXXX5P', 'name': 'निरांत वीरेंद्र खुजे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं. डब्ल्यु-३०३, लोधा रिजेन्सी, मनपादेश्वर मंदिरामागे, ब्लॉक नंः भोपर, डोंबिवली (पुर्व), कल्याण, ठाणे, रोड नंः दिवा मानपाडारोड, महाराष्ट्र, ठाणे. पिन:- 421203'}, {'age': '34', 'pan': 'CAUXXXXX1E', 'name': 'निरद वीरेंद्र खुजे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं. डब्ल्यु-३०३, लोधा रिजेन्सी, मनपादेश्वर मंदिरामागे, ब्लॉक नंः भोपर, डोंबिवली (पुर्व), कल्याण, ठाणे, रोड नंः दिवा मानपाडारोड, महाराष्ट्र, ठाणे. पिन:- 421203'}, {'age': '39', 'pan': 'BKBXXXXX0Q', 'name': 'प्रियंका वीरेंद्र खुजे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः प्लॉट नं. १६७/ए, फ्लॅट नं.२०७, दुसरा मजला, बिल्डींग नं. ३, प्रथमेश विहार-३, ठाकुर कॉम्प्लेक्स, ब्लॉक नंः सुरभी हॉटेल जवळ, पो. कांदिवली पूर्व, मुंबई, रोड नं: 90 फुटी रोड, महाराष्ट्र, मुम्बई. पिन:- 400101'}, {'age': '38', 'pan': 'CAUXXXXX5P', 'name': 'प्राची वीरेंद्र खुजे तर्फे ज. मु. निरांत वीरेंद्र खुजे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं.डब्ल्यु-३०३, लोधा रिजेन्सी, मनपादेश्वर मंदिरामागे, ब्लॉक नंः भोपर, डोंबिवली (पुर्व), कल्याण, ठाणे, रोड नंः दिवा मानपाडारोड, महाराष्ट्र, ठाणे. पिन:- 421203'}], 'r8_purchasers': [{'age': '37', 'pan': 'AUVXXXXX0D', 'name': 'गौरव मल्हारी निकम', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्ल्ॉट नं. १५, साई चरणी अपार्टमेंट, ब्लॉक नंः कामटवाडे, नाशिक, रोड नंः शुभम पार्क, गजानन पार्क, महाराष्ट्र, णास्ःईक़. पिन:- 422009'}, {'age': '61', 'pan': 'CFZXXXXX8D', 'name': 'अंजना मल्हारी निकम', 'address': 'प्लॉट नं: 0, माळा नंः 0, इमारतीचे नावः फ्ल्ॉट नं. १५, साई चरणी अपार्टमेंट, ब्लॉक नंः कामटवाडे, नाशिक, रोड नंः शुभम पार्क, गजानन पार्क, महाराष्ट्र, णास्ःईक्त. पिन:- 422009'
Selfie / photo photo.pdf needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo gaurav photo.pdf needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
E-filing copy (token) eFilingDoc9992409260426.pdf needs your check
sro
MLG2
kind
efiling_copy
token
9992409260426
legible
True
property
road: NASHIK; unit: 09; floor: 1ST; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '53/1/4/1'}, {'type': 'Plot Number', 'value': '1 TO 4'}]; village: Kamathavada.; building: WING B,BUILDING NO 01,SAI CHARAN
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'AUVPN3550D', 'name': 'GAURAV MALHARI NIKAM', 'address': 'Flat No:15, Floor No:G, Building Name:SAI CHARANI APARTMENT, SHUBHAM PARK GAJANAN NAGAR KAMATWADE CIDCO, Block Sector:CIDCO COLONY (NASHIK), Road:NASHIK,
title deed
Transfer Deed : 11027/2026 SRO NASHIK 5
filing date
2026-09-24
loan amount
1634591.0
date of mortgage
2026-09-24
raw reading (for Abhijit)
{'sro': 'MLG2', 'kind': 'efiling_copy', 'token': '9992409260426', 'legible': True, 'property': {'pin': None, 'road': 'NASHIK', 'unit': '09', 'floor': '1ST', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '53/1/4/1'}, {'type': 'Plot Number', 'value': '1 TO 4'}], 'village': 'Kamathavada.', 'building': 'WING B,BUILDING NO 01,SAI CHARANI CHSL BUILDING', 'district': 'Nashik', 'area_text': 'Build: 57.13 Sq.mt.', 'local_body': 'UTTA M NAGAR NEAR CHURCH BEHIND,BHOLE BANQUET HALL', 'description': None, 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'AUVPN3550D', 'name': 'GAURAV MALHARI NIKAM', 'address': 'Flat No:15, Floor No:G, Building Name:SAI CHARANI APARTMENT, SHUBHAM PARK GAJANAN NAGAR KAMATWADE CIDCO, Block Sector:CIDCO COLONY (NASHIK), Road:NASHIK, City:NASHIK, State: MAHARASHTRA, District:NASHIK, Pin:422009'}, {'pan': 'CFZPN7838D', 'name': 'ANJANA MALHARI NIKAM', 'address': 'Flat No:15, Floor No:G, Building Name:SAI CHARANI APARTMENT, SHUBHAM PARK GAJANAN NAGAR KAMATWADE CIDCO, Block Sector:CIDCO COLONY (NASHIK), Road:NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422009'}], 'title_deed': 'Transfer Deed : 11027/2026 SRO NASHIK 5', 'filing_date': '2026-09-24', 'loan_amount': 1634591.0, 'date_of_mortgage': '2026-09-24'}
Technical record (for Abhijit — safe to ignore)
57m agoEzDocsreader_efiling_verdict{'fp': 'd763a587d9cfb470', 'asked': True, 'findings': [{'do': 'Ask branch for MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but is empty.', 'page': 'Start page', 'level': 'STOP'
58m agoEzDocsreader_mail_addition{'fp': '541cf63485cb4cd1', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
2d agoEzDocsdraft_withdrawn{'why': "the team's own mail of 10 Sep, 11:30 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
7d agoEzDocsdhc_prn_looked{'file': 'eFilingDoc9992409260426.pdf', 'found': True, 'doc_id': '2bb28d77-bc5f-4072-9b6b-f9575b51c4f8'}
7d agoEzDocsdhc_prn_read{'prn': '0926242915136', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992409260426.pdf', 'from': "the filed notice's own text", 'gr
17d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
17d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'challan', 'challan_shared', 'index
17d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999240926042
20d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
23d agoEzDocstemplate_name_checked{'name': 'Gaurav Malhari Nikam'}
23d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992409260426.pdf', 'token': '9992409260426', 'doc_id': '2bb28d77-bc5f-4072-9b6b-f9575b51c4f8', 'mortgagors': 2}
23d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'challan', 'challan_sh
23d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
23d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999240926
23d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
23d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['gaurav index 2.pdf', 'HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).p', 'InsKFSLetter_77000329590 (2).pdf', 'KFSLetter_77000329589.pdf', 'gaurav KYC.pdf'], 'after'
23d agoEzDocschallan_boxes_by_rules{'fp': 'c7e3fc0404fefeee', 'why': "EzDocs wrote words the main paper does not print (SURVEY) — the paper's own words are typed, as printed"}
23d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
23d agoEzDocsbox_disagreement{'box': 'property.Title deed number', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '3628/2015', 'page': None, 'party':
23d agoEzDocsbox_disagreement{'box': 'property.Title deed', 'src': 'mail', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sale Deed', 'page': None, 'party':
23d agoEzDocsselfie_accepted{'kind': 'live_selfie', 'doc_id': 'fe89a80c-cfcb-4a30-a378-51d9385d60bb', 'confidence': 0.9}
23d agoEzDocsdocument_received{'file': 'gaurav photo.pdf', 'doc_type': 'selfie', 'confidence': 1.0}
23d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
24d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
24d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['gaurav index 2.pdf', 'HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).p', 'InsKFSLetter_77000329590 (2).pdf', 'KFSLetter_77000329589.pdf', 'gaurav KYC.pdf'], 'after'
24d agoEzDocschallan_boxes_by_rules{'fp': 'c7e3fc0404fefeee', 'why': "EzDocs wrote words the main paper does not print (SURVEY) — the paper's own words are typed, as printed"}
24d agoEzDocsbox_disagreement{'box': 'home.road', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Ambad Link Road', 'page': 1, 'party':
24d agoEzDocsbox_disagreement{'box': 'party.last_name', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Malhari', 'page': 1, 'party': 'N
24d agoEzDocsbox_disagreement{'box': 'party.middle_name', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Gaurav', 'page': 1, 'party': '

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹15,132 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Mail bounced — the branch did not get it. Re-send. GPay ₹15,132 announced at 07:47 has not settled into the PNB account (due 11:47). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Today · 17 Oct2 things
EzDocs checked the e-filing boxes against the papers
20:53
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:53
15 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
11:50
10 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:01
30 Sep4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:13
Received: Index II
IndexII9992409260426.pdf
12:13
27 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:19
24 Sep10 things — 2 documents received · 1 letter written · 7 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:03
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:01
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
15:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:00
Received: E-filing copy
eFilingDoc9992409260426.pdf
15:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:25
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:00
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:00
Received: Selfie
gaurav photo.pdf
13:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:26
23 Sep10 things — 2 documents received · 1 caution · 7 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:56
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
20:54
Received: Selfie — not usable
photo.pdf — this is a photograph of a passport-size print, not a live selfie
20:54
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:26
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:16
The branch's title document is on the case — the filing is the NOI team's move
16:34
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:26
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:26
Index II (title document) received from the branch
16:26
Received: Index II
gaurav index 2.pdf
16:26
19 Sep5 things — 5 steps
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:35
The challan's address boxes were written from the papers
13:24
A box the papers had not filled was read off a paper and corrected
13:23
A box the papers had not filled was read off a paper and corrected
13:23
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:17
15 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
00:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
00:34
14 Sep1 thing — 1 step
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
23:49
13 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
01:25
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
01:24
12 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:04
10 Sep16 things — 5 documents received · 2 letters written · 9 steps
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
21:14
Wrote the documents acknowledged mail — held, silent mode
initiate NOI in case mr gaurav malhari nikam /77000329589/77000329590
10:44
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:44
No fee quote sent — the branch's own figures were right
10:44
The payment proof already on the case was applied
10:44
Property checked by EzDocs — read from the report, every box that names the flat is there
10:44
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:44
Property read from the legal / technical report (the sanction letter had none)
10:44
Payment proof arrived before the case was quoted — held
10:44
PAN found inside the KYC file — no need to ask for it
10:44
Received: Sanction letter
KFSLetter_77000329589.pdf
10:44
Received: Sanction letter
InsKFSLetter_77000329590 (2).pdf
10:44
Received: Payment screenshot
IMG-20260910-WA0002.jpg
10:44
Received: Technical report
HRQ-26-135757_INDProcessRequest_2500320260813114311043 (2).pdf
10:44
Received: Aadhaar
gaurav KYC.pdf
10:44
Case opened from the branch's mail
10:43
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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