silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02843

Ashok Tirupati Kairamkonda

PNB_HFLLAN HOU/SOL/0926/5213718 Challan paid · waiting on the branch Waiting for the Index IISend the draft 2All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside HL Karamkonda .pdfopen
✓PAN card — inside HL Karamkonda .pdfopen
✓Selfie / photo — inside HL Karamkonda .pdfopen
✓Payment screenshot — money verified — inside HL Karamkonda .pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (2)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,380.84CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,353 receivedthe figure the branch wrote
Stamp duty 0.3%10,560
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.84
Total we ask for27,380.84
the branch’s receipt claims ₹27,353 144240196998
paid 28 Sep 19:13:56 · verified 29 Sep 15:22:16 · 20 h 08 min later
How we know
Our own bank told us — 28 Sep 19:13
₹27,353 · UTR 144240196998 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.27353.00 28-09-2026 19:13:56 by AMOL Y K thru UPI . Aval Bal Rs.206514.15 CR. (UPI Ref ID:144240196998) -PNB”
Matched by: equals the figure the branch wrote in its own mail
Paid the bank's own ₹27,353. ₹27.84 under our ask = our margin. Accepted as full.
By law ₹27,372.50. We ask ₹27,380 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,353 — accept as full (₹27.84 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 41 minour time · 29 Sep 16:02
Index II —not yet
the NOI team 14 d 9 htotal 14 d 9 h so far
Now with the NOI team — e-filing on IGR
since 29 Sep 16:02 — 14 d 8 h of working time
Day by day — every step and who held it
29 Sep 15:21Your branch's mail
29 Sep 15:21Payment landedat once
29 Sep 15:21Papers readat once
29 Sep 15:22Fee quotedat once
29 Sep 15:22Payment verifiedat once
29 Sep 15:22Ready for the challanat once
29 Sep 15:25Property read+3 min · the NOI team
29 Sep 16:02Challan made+38 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹35,17,500
Loan account no.
HOU/SOL/0926/5213718
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Solapur
Taluka
Solapur
Village
Solapur
Number type
PLOT
Number
85
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. HL Karamkonda .pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank. Fill it on the verification page first →

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all necessary documents and paid the fee, and the team has generated and shared the challan. The team needs to proceed with filing the NOI.
the trail says the next move is with the NOI team — filing the NOI
the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 2 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-29) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-29) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-29) “For NOI filing, We need an index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-29) “*Index II Copy Attached”
read over 3 mail(s), last mail 2026-09-29 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011077987202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02843
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantAshok Tirupati Kairamkonda
LANHOU/SOL/0926/5213718
Loan AmtRs. 35,17,500
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 27,353.00 stands VERIFIED against the credit in our account on 29-Sep-2026 (UTR: 144240196998). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02843 | HOU/SOL/0926/5213718
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/SOL/0926/5213718) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 12 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AJ akash.jadhav2@phfl.com phfl.com
29 Sep, 15:21 · 14d ago
THE FIRST MAIL — how this case began
Kindly process challan in below case - ASHOK TIRUPATI KAIRAMKONDA-HOU/SOL/0926/5213718
Dear Team,

Kindly process challan in below case.

Customer nameASHOK TIRUPATI KAIRAMKONDA
Loan account (LAN)HOU/SOL/0926/5213718
Loan amount₹35,17,500
Stamp duty 0.30%₹10,553
Registration fee 0.50%₹15,000
Service / vendor fees₹1,800
Total₹27,353
  • ✓ Sanction Letter — attached
  • ✓ Applicant and Aadhar Card — attached
  • ✓ Applicant and Pan Card — attached
  • ✓ Index II Copy — attached
  • ✓ Soft copy of Photograph — attached
  • ✓ Payment details — attached
Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd. Solapur ​Mobile No - 8600976294 ​
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
29 Sep, 15:39 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 29 Sept 2026 at 15:21, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Kindly process challan in below case. *Customer Name* ASHOK TIRUPATI KAIRAMKONDA *Lan No* HOU/SOL/0926/5213718 *Loan Amount* 3517500/- *LOAN AMOUNT* 3517500/- *0.3%* 10553/- *0.5%* 15000/- *FEES* 1800/- *TOTAL* 27353/- **Sanction Letter* attached **Applicant and Aadhar Card* attached **Applicant and Pan Card* attached **Index II Copy* Attached **Soft copy of Photograph* attached **Payment details* attached Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd. Solapur ​Mobile No - 8600976294 ​
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
29 Sep, 16:05 · 14d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 15:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 29 Sept 2026 at 15:21, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote: Dear Team, Kindly process challan in below case. Customer Name ASHOK TIRUPATI KAIRAMKONDA Lan No HOU/SOL/0926/5213718 Loan Amount 3517500/- LOAN AMOUNT 3517500/- 0.3% 10553/- 0.5% 15000/- FEES 1800/- TOTAL 27353/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy Attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd. Solapur ​ Mobile No - 8600976294 ​
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside HL Karamkonda .pdf
filed 14d ago
Paid challan (GRAS) KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf
filed 14d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,380.84
Where it stands
VERIFIED — money received
Screenshot claims
₹27,353 144240196998
Paid at
28 Sep 19:13:56
Verified on
29 Sep 15:22:16

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,560₹15,000₹320 ₹1,500₹27,380
By law ₹27,372.50. We ask ₹27,380 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

22 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor, Flat / shop no …
8 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
not verified yetsource: the sanction letter (HL Karamkonda .pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
empty
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
HL Karamkonda .pdf
as printed
., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, SOLAPUR, AKKOLKOT ROAD, SOLAPUR, MAHARASHTRA, INDIA, 413006
PIN
413006
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 85 OLD NO S NO 168/A1/E2 NEW S NO 158/A1/E2
Locality/Road
ARYA NAGAR AKKOLKOT ROAD MOUJE SOLAPUR TAL SOLAPUR DIST SOLAPUR
Area/City
SOLAPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorASHOK TIRUPATI KAIRAMKONDAASIPK7862Q…3128

All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementakash.jadhav2@phfl.com 14d ago
Index II chaseakash.jadhav2@phfl.com 10d ago
Index II chaseakash.jadhav2@phfl.com 7d ago
Index II chaseakash.jadhav2@phfl.com 4d ago
Index II chaseakash.jadhav2@phfl.com 1d ago
What the engine read from each document — check anything marked in red
Sanction letter HL Karamkonda .pdf needs your check
lan
HOU/SOL/0926/5213718
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'ASHOK TIRUPATI KAIRAMKONDA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAVITA KAIRAMKONDA', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1
linked refs
3700000/- with current POS. 3412885/- availed on '27-10-2020, 1045000/- with current POS. 965204/- availed on '20-05-2023
loan amount
3415000
final amount
3517500
interest rate
8.5
sanction date
09-Sep-2026
letter version
4
applicant email
k.ashok2310@gmail.com
applicant names
ASHOK TIRUPATI KAIRAMKONDA, KAVITA KAIRAMKONDA
printed altered
False
applicant mobile
9922791244
balance transfer
False
property address
pin: 413006; road: AKKOLKOT ROAD; state: MAHARASHTRA; district: Solapur; full_address: PLOT NO 85, OLD S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, Solapur, MAHARASHTRA, 413006; village_city: S
insurance premium
102500
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3517500
security address verbatim
., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006
applicant address verbatim
NEAR SADUL PUMP,, PLOT NO 85 ARYA NAGAR,, AKKALKOT ROAD MIDC SOLAPUR, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India
raw reading (for Abhijit)
{'lan': 'HOU/SOL/0926/5213718', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ASHOK TIRUPATI KAIRAMKONDA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAVITA KAIRAMKONDA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': ["3700000/- with current POS. 3412885/- availed on '27-10-2020", "1045000/- with current POS. 965204/- availed on '20-05-2023"], 'loan_amount': 3415000, 'final_amount': 3517500, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '09-Sep-2026', 'letter_version': '4', 'applicant_email': 'k.ashok2310@gmail.com', 'applicant_names': ['ASHOK TIRUPATI KAIRAMKONDA', 'KAVITA KAIRAMKONDA'], 'printed_altered': False, 'applicant_mobile': '9922791244', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': 'AKKOLKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 85, OLD S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, Solapur, MAHARASHTRA, 413006', 'village_city': 'SOLAPUR', 'building_name': None, 'survey_or_cts_no': 'S NO 168/A1/E2, NEW S NO 158/A1/E2'}, 'insurance_premium': 102500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3517500, 'security_address_verbatim': '., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'NEAR SADUL PUMP,, PLOT NO 85 ARYA NAGAR,, AKKALKOT ROAD MIDC SOLAPUR, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India'}
Sanction letter HL Karamkonda .pdf needs your check
dob
1983-10-23
pan
ASIPK7862Q
name
KAIRAMKONDA ASHOK TIRUPATI
legible
True
father name
TIRUPATI SAYANNA KAIRAMKONDA
raw reading (for Abhijit)
{'dob': '1983-10-23', 'pan': 'ASIPK7862Q', 'name': 'KAIRAMKONDA ASHOK TIRUPATI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TIRUPATI SAYANNA KAIRAMKONDA', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter HL Karamkonda .pdf needs your check
dob
1983-10-23
pan
ASIPK7862Q
name
Ashok Tirupati Kairamkonde
mobile
9922791244
address
pin: 413006; area: Arya Nagar; flat: Plot No 85; road: Near Sadul Pump; state: Maharashtra; district: Solapur; post_office: Mide Solapur; village_city: Solapur South
legible
True
father name
TIRUPATI SAYANNA KAIRAMKONDA
aadhaar last4
3128
raw reading (for Abhijit)
{'dob': '1983-10-23', 'pan': 'ASIPK7862Q', 'name': 'Ashok Tirupati Kairamkonde', 'mobile': '9922791244', 'address': {'pin': '413006', 'area': 'Arya Nagar', 'flat': 'Plot No 85', 'road': 'Near Sadul Pump', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Solapur', 'post_office': 'Mide Solapur', 'village_city': 'Solapur South'}, 'legible': True, 'father_name': 'TIRUPATI SAYANNA KAIRAMKONDA', 'aadhaar_last4': '3128', 'quality_issue': None}
Sanction letter HL Karamkonda .pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '144240196998', 'date': '2026-09-28', 'page': 8, 'time': '19:13', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27353.0, 'direction': 'debit', 'narration': None,
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '144240196998', 'date': '2026-09-28', 'page': 8, 'time': '19:13', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27353.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'XXXX', 'account_holder': None}}
Sanction letter HL Karamkonda .pdf needs your check
found
True
found in
Sanction Letter, Row 10 (Security)
paper for
loan_ref: HOU/SOL/0926/5213718; customer_name: ASHOK TIRUPATI KAIRAMKONDA
confidence
1.0
property address
pin: 413006; road: AKKOLKOT ROAD; state: MAHARASHTRA; taluka: Solapur; district: Solapur; landmark: ARYA NAGAR; full_address: PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAH
security address verbatim
., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter, Row 10 (Security)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/SOL/0926/5213718', 'report_id': None, 'customer_name': 'ASHOK TIRUPATI KAIRAMKONDA'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': '413006', 'road': 'AKKOLKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Solapur', 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': 'ARYA NAGAR', 'full_address': 'PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAHARASHTRA, India, 413006', 'village_city': 'Solapur', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2'}, 'security_address_verbatim': '., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006'}
Paid challan (GRAS) KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf needs your check
grn
MH011077987202627E
pin
413006
total
25560.0
article
6(1)
defaced
False
bank cin
03006172026092901087
district
SOLAPUR
area city
SOLAPUR
payer pan
ASIXXXXXXQ
flat block
PLOT NO 85 OLD SURVEY NO 168/A1/E2 NEW SURVEY NO 158/A1/E2 ARYA NAGAR
payer name
KAIRAMKONDA ASHOK TIRUPATI
sro office
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3517500
scheme rows
{'amount': 10560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1244
payment date
29/09/2026-16:02:57
road locality
AKKOLKOT ROAD SOLAPUR MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3517500
raw reading (for Abhijit)
{'grn': 'MH011077987202627E', 'pin': '413006', 'total': 25560.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901087', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'ASIXXXXXXQ', 'flat_block': 'PLOT NO 85 OLD SURVEY NO 168/A1/E2 NEW SURVEY NO 158/A1/E2 ARYA NAGAR', 'payer_name': 'KAIRAMKONDA ASHOK TIRUPATI', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3517500', 'scheme_rows': [{'amount': 10560.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1244', 'payment_date': '29/09/2026-16:02:57', 'road_locality': 'AKKOLKOT ROAD SOLAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3517500'}
Technical record (for Abhijit — safe to ignore)
1h agoezdocs:readerreader_efiling_verdict{'fp': '15556b36b01e5b30', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
1d agosystem:emailsemail_shadowed:index2_chase{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5213718) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
1d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
4d agosystem:emailsemail_shadowed:index2_chase{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5213718) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
4d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d agosystem:emailsemail_shadowed:index2_chase{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5213718) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
7d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d agosystem:emailsemail_shadowed:index2_chase{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0926/5213718) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
14d agosystem:reconcilequoted_history_checked{}
14d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
14d agoezdocs:readercase_read{'how': 'uri', 'tag': 'b772eac5a3406799', 'docs': ['HL Karamkonda .pdf'], 'loan': {'amount': 3517500, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'INR 3415000', 'amount': 3415000},
14d agoezdocs:readercase_read{'how': 'uri', 'tag': 'b772eac5a3406799', 'docs': ['HL Karamkonda .pdf'], 'loan': {'amount': 3517500, 'made_of': [{'what': 'Housing Loan', 'paper': 'the sanction letter', 'quote': 'Loan Amount INR 3415000 (INR Thirty Fou
14d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ASxxxxxxXQ — no paper on the
14d agosystem:ingestfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
14d agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf', '
14d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KAIRAMKONDA ASHOK T
14d agosystem:extractchallan_verified_against_case{'grn': 'MH011077987202627E', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d agosystem:extractchallan_extracted{'grn': 'MH011077987202627E', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25560.0}
14d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '346637', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
14d agocopilot:SANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d agoezdocs:readercase_read{'how': 'uri', 'tag': '91b4945557a5ced4', 'docs': ['HL Karamkonda .pdf'], 'loan': {'amount': 3517500, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the sanction letter', 'quote': 'INR 3415000 (INR Thirty Four
14d agocopilotcopilot_check_issues{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The base paper prints
14d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'HL Karamkonda .pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY'], 'reading_b
14d agoops:copilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'HL Karamkonda .pdf', 'from': 'the sanction letter', 'added': ['SURVE
14d agosystem:extractchallan_boxes_composed{'fp': '2cf5decc03ac3fec', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 85 OLD NO S NO 168/A1/E2 NEW S NO 158
14d agoezdocs:readerreader_mail_addition{'fp': '7df6b5869d9e03e8', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
14d agosystem:reconcileextra_challan_scanned{'found': 0}
14d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 2, 'summary': 'The bran
14d agoezdocs:readerreader_home_address{'fp': 'eb9b6934e0715829', 'from': 'the sanction letter (HL Karamkonda .pdf)', 'home': {'pin': '413006', 'area': 'NEAR SADUL PUMP', 'flat': 'PLOT NO 85', 'road': 'AKKALKOT ROAD MIDC SOLAPUR', 'state': 'MAHARASHTRA', 'bui
14d agosystem:extractproperty_self_check{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second num

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹27,353 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Yesterday · 13 Oct1 thing
reader efiling verdict — by ezdocs:reader
23:50
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02843 | HOU/SOL/0926/5213718
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02843 | HOU/SOL/0926/5213718
10:00
An old draft withdrew itself — its asks were already answered
10:00
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02843 | HOU/SOL/0926/5213718
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02843 | HOU/SOL/0926/5213718
10:00
29 Sep43 things — 2 documents received · 3 letters written · 1 money step · 37 steps
quoted history checked
16:42
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:34
case read — by ezdocs:reader
16:17
case read — by ezdocs:reader
16:17
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
16:05
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:05
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:05
Challan re-read against the case — matches exactly
16:05
challan extracted
16:05
Received: Challan
KAIRAMKONDA ASHOK TIRUPATI EchallanMH011077987202627E.pdf
16:05
copilot edit — by copilot:SANDEEP
16:02
case read — by ezdocs:reader
15:57
copilot check issues — by copilot
15:57
reading boxes not the papers words — by copilot
15:57
challan numbers from reading — by copilot
15:57
challan boxes composed
15:57
reader mail addition — by ezdocs:reader
15:57
extra challan scanned
15:44
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:42
The home address was read off the papers — by ezdocs:reader
15:38
property self check
15:29
Property read from the legal / technical report (the sanction letter had none)
15:25
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:23
boxes gathered
15:22
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:22
screenshot claim recorded
15:22
case read — by ezdocs:reader
15:22
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:22
kyc address read
15:22
PAN found inside the KYC file — no need to ask for it
15:22
Everything for the challan is in — queued
Papers and money are in — the challan is next.
15:22
case acknowledged challan queued
15:22
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02843
15:22
No fee quote sent — the branch's own figures were right
15:22
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:22
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:22
receivable snapshot
15:22
money settled — by ezdocs:reader
15:22
roles from letter
15:22
applicant email captured
15:22
letter property is residence
15:22
Received: Sanction letter
HL Karamkonda .pdf
15:21
Case opened from the branch's mail
15:21
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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