⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mukesh Mohanlal Mali
LAN 77000337492Loan ₹55,00,000NOI SHORT ₹1,500Waiting for the Index IIMails & papers 17
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Aug, 20:07
Documents
Payment
Challan
done 17 Sep, 10:37 · GRAS ↗
Filing
waiting 26d 23h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has provided the loan documents, payment screenshot, technical report, and challan. The team is now waiting for the Index 2 copy and applicant's…whole case so far 44d 13h
Needs your eyes3
Mail bounced — the branch did not get it. Re-send.
Payment SHORT by ₹1,500 (₹32,060 of ₹33,560).
GPay ₹32,060 announced at 05:07 has not settled into the PNB account (due 09:07). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 55,00,000 is typed; upload the paid challan and it takes over
• person 1 (MUKESH MOHANLAL MALI): the sanction letter prints no address (its pages were read too) — typed by hand; the Aadhaar's is offered for reference (never the property's)
• person 2 (KAVITA MUKESH MALI): the sanction letter prints no address (its pages were read too) — typed by hand; the Aadhaar's is offered for reference (never the property's)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 13 Oct2 things
EzDocs read the whole trail as one conversation — where the case stands is on the page
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
12 Oct2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
10 Oct4 things — 2 cautions · 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
EzDocs read the whole trail as one conversation — where the case stands is on the page
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
2 Oct4 things — 4 steps
cards read
cards read
cards read
cards read
27 Sep3 things — 3 steps
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
paper read beside
26 Sep2 things — 2 steps
mail read as shown
mail read as shown
17 Sep4 things — 1 money step · 3 steps
gpay not settled yet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
16 Sep7 things — 1 caution · 6 steps
challan boxes gathered
boxes gathered
challan boxes by rules
This payment is counted on another case too — a person must say whose it is
This payment is counted on another case too — a person must say whose it is
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
15 Sep4 things — 4 steps
kyc address missing
kyc address read
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
12 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
2 Sep2 things — 2 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
31 Aug7 things — 3 documents received · 4 steps
Nothing new to ask for — stayed quiet
Received: other
Outlook-image.png.png
screenshot claim recorded
Received: Payment screenshot
IMG-20260830-WA0039.jpg
Received: Technical report
HRQ-26-150163_INDProcessRequest_2500320260831150748007.pdf
intake table parsed
property from mail body
30 Aug12 things — 6 documents received · 3 letters written · 3 steps
Wrote the document chase mail — held, silent mode
NOI AND MOE----Mukesh Mohanlal Mali //77000337492
Wrote the fee quote mail — held, silent mode
NOI AND MOE----Mukesh Mohanlal Mali //77000337492
Received: Sanction letter
image.png
Co-applicant added
Received: PAN card
Mukesh mali Pan.pdf
Received: PAN card
kavita Pan Card.pdf
Co-applicant added
Received: Aadhaar
aadhar kavita.pdf
Received: Aadhaar
aadhar Mukesh mali.pdf
Received: Sanction letter
KFSLetter_77000337492.pdf
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Technical reportopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The whole file has not been read yet9 papers on file
Moneyall of it is in
₹33,560
Reached our account 17 Sep 10:37:00.
How we know
Our own bank told us — 17 Sep 10:37
₹32,060 · from GPAY-BIZ
“₹32,060 received from MEENA S M at 10:37 am”
Matched by: the screenshot's amount equals this credit · Google's alert; the NEFT is awaited; one of several parts
The working
Stamp duty 0.3%16,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for33,560
By law ₹33,550. We ask ₹33,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
SHOP NO 26, SHOP NO 27, SHOP NO 28, GROUND, DHANANJAY STARLIGHT, SURVEY, 145/B, ACHOLE, 401209
read from the technical report · e-filing boxes 38 of 58 ready
Check the property →the boxes beside the paper
People
Mukesh Mohanlal Mali · applicant…0893MUKESH M MALI · co-applicantBESPM2815QKavita Mukesh Mali · co-applicantEBEPM5943M
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