⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02867

Fagulal Kharwar

LAN HOU/NAG/0826/5202400 Challan paid · our move File on IGR Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Sanction letteropen

✓Sale deedopen

✓Aadhaar cardopen

✓PAN cardopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (7)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹14,430.02CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,400 receivedmatches the branch's receipt

Stamp duty 0.3%4,730

Registration fee 0.5%7,880

Government handling320

Our service fee1,500.02

Total we ask for14,430.02

the branch’s receipt claims ₹14,400

paid 29 Sep 16:32:36 · verified 29 Sep 17:13:15 · 40 min later

How we know

Our own bank told us — 29 Sep 16:32

₹14,400 · UTR AXNGG27221375647 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.14400.00,29-09-2026 16:32:36 thru NEFT from AXNGG27221375647/GOOGLE INDIA DIGITAL . Aval Bal 167945.25 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 21 minour time · 29 Sep 18:29

Index II —not yet

the NOI team 14 d 8 htotal 14 d 8 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 18:29 — 14 d 7 h of working time

Day by day — every step and who held it

29 Sep 17:08Your branch's mail

29 Sep 17:08Payment landedat once

29 Sep 17:12Papers read+4 min · the NOI team

29 Sep 17:12Property readat once

29 Sep 17:13Fee quotedat once

29 Sep 17:13Payment verifiedat once

29 Sep 17:13Ready for the challanat once

29 Sep 18:29Challan made+1 h 17 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,75,000

Loan account no.

HOU/NAG/0826/5202400

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

NAGPUR

Taluka

NAGPUR

Village

BORKHEDI

Number type

PLOT

Number

Building

THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR

Floor

Ground Floor

Flat / shop no

(empty)

Area

46.88

Hadd

Bothali

Read from the sanction letter, not the Index II. SANCTION LETTER.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

Flat / shop no is empty — the portal will not take a blank. Fill it on the verification page first →

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, the engine sees:

• Mortgagor pages: GAJWANTI KHARWAR is named on the sanction letter (SANCTION LETTER.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• GAJWANTI KHARWAR: PAN missing — no PAN card of GAJWANTI KHARWAR is read on the file — the PAN cards on it (FAGULAL KHARWAR, App Pan.pdf) are beside the form; type the PAN off the person's own card

• GAJWANTI KHARWAR: birth date missing — no PAN card of GAJWANTI KHARWAR is read on the file — the PAN cards on it (FAGULAL KHARWAR, App Pan.pdf) are beside the form; type the birth date off the person's own card

• 20 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• changed — local body name: the case held BOTHALI; filled GRAMPANCHAYAT BOTHALI — the whole-file reading, from the Sale Deed Draft, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKBorrower's name spelling

The PAN card	FAGULAL KHARWAR
The Sale Deed Draft	फागुलाल शाम सिंह खेरवार (Fagulal Shyam Singh Kherwar)

Why it matters: The buyer's name spelling on the title deed has 'Kherwar' and includes the father's middle name, whereas the PAN and Sanction Letter use 'Kharwar'. The notice is filed under the PAN card name.

What to do: Verify if the spelling difference in the surname is acceptable to the registrar before registering the notice.

CHECKLender's name on Sale Deed

The Sale Deed Draft	पंजाब नॅशनल बँक (Punjab National Bank)
The sanction letter	PNB Housing Finance Limited

Why it matters: The draft Sale Deed mentions Punjab National Bank as the source of the home loan, while the actual lender and sanction letter are from PNB Housing Finance Limited.

What to do: Ensure the bank's representative updates the lender's name on the final registered sale deed to PNB Housing Finance Limited.

Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has created and shared the challan. The team is waiting for the branch to send the registered sale deed copy to proceed with the NOI filing.

the trail says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-29) “Please find the attached documents and process for challan and NOI”

✓ fee paid — the branch's words — done, mail 2 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-29) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-29) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-29) “For NOI filing, We need a register sale deed copy..”

read over 3 mail(s), last mail 2026-09-29 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011097246202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02867

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantFagulal Kharwar

LANHOU/NAG/0826/5202400

Loan AmtRs. 15,75,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sale Deed, Sanction Letter

Payment of Rs. 14,400.00 stands VERIFIED against the credit in our account on 29-Sep-2026 (UTR: AXNGG27221375647). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RN ravi.nagfase@phfl.com phfl.com
29 Sep, 17:08 · 14d ago THE FIRST MAIL — how this case began

Process for Challan and NOI Loan No:-HOU/NAG/0826/5202400 Applicant Name:- FAGULAL KHARWAR

📎 IMG-20260929-WA0062.jpg ↗📎 IMG-20260929-WA0063.jpg ↗📎 SANCTION LETTER.pdf ↗📎 SALEDEED DRAFT (1).pdf ↗📎 App Adhar.pdf ↗📎 App Pan.pdf ↗

Dear team,

Please find the attached documents and process for challan and NOI

Thanks & Regards 
 Ravi Nagfase 
 Channel Manager 
 PNB Housing Finance Limited,

1st Floor ,Achraj tower II,  Chindwara road, 

Chhaoni Square ,Sadar, Nagpur-440001 

Mobile: +91 9975567895

Email: ravi.nagfase@phfl.com 
 Website- www.pnbhousing.com 

PHFL Home Loans and Services Limited

🤖 read: asks for the challan, the e-filing copy; documents attached — “Please find the attached documents and process for challan and NOI”

OL The NOI teamTYPED IN GMAIL
29 Sep, 17:58 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a register sale

deed copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 29 Sept 2026 at 17:12, Ravi Nagfase <ravi.nagfase@phfl.com> wrote:

Dear team,

Please find the attached documents and process for challan and NOI

Thanks & Regards
 Ravi Nagfase
 Channel Manager
 PNB Housing Finance Limited,

1st Floor ,Achraj tower II,  Chindwara road,

Chhaoni Square ,Sadar, Nagpur-440001

Mobile: +91 9975567895

Email: ravi.nagfase@phfl.com
 Website-  <http://www.pnbhousing.com/>www.pnbhousing.com

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

>>

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
29 Sep, 18:31 · 14d ago

📎 FAGULAL KHARWAR EchallanMH011097246202627E ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 17:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 17:12, Ravi Nagfase < ravi.nagfase@phfl.com > wrote:

Dear team,

Please find the attached documents and process for challan and NOI

Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II,  Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +  91 9975567895
Email:  ravi.nagfase@phfl.com
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260929-WA0062.jpg	filed	14d ago
Selfie / photo	IMG-20260929-WA0063.jpg	filed	14d ago
Sanction letter	SANCTION LETTER.pdf	filed	14d ago
Sale deed	SALEDEED DRAFT (1).pdf	filed	14d ago
Aadhaar card	App Adhar.pdf	filed	14d ago
PAN card	App Pan.pdf	filed	14d ago
Paid challan (GRAS)	FAGULAL KHARWAR EchallanMH011097246202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,430.02

Where it stands
VERIFIED — money received

Screenshot claims
₹14,400

Paid at
29 Sep 16:32:36

Verified on
29 Sep 17:13:15

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,730	₹7,880	₹320	₹1,500	₹14,430

By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Flat / shop no, Title deed no / year / SRO, Floor (person 1)

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Landmark, Block / Sector …

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SANCTION LETTER.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

SOUTHERN PORTION PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, SURVEY / KHASRA NO 148, Nagpur, MAHARASHTRA, 440015

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
SOUTHERN PORTION PLOT NO 65, SOUTHERN PORTION OF PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, NAGPUR, SURVEY / KHASRA NO 148, NAGPUR, MAHARASHTRA, INDIA, 440015

PIN
440015

THE CHALLAN, as it will be typed

Flat/Survey Number
SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR SURVEY KHASRA NO 148

Locality/Road
MOUZA BORKHEDI PH NO 74 GRAMPANCHAYAT BOTHALI TAL NAGPUR DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	FAGULAL KHARWAR	CEHPK6801G	…6096

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	ravi.nagfase@phfl.com	14d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG-20260929-WA0063.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260929-WA0062.jpg needs your check

date
2026-09-29

time
16:04

amount
14400

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-29', 'time': '16:04', 'amount': 14400, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter SANCTION LETTER.pdf needs your check

lan
HOU/NAG/0826/5202400

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'FAGULAL KHARWAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAJWANTI KHARWAR', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

loan amount
1500000.0

final amount
1575000.0

interest rate
9.5

sanction date
27-Sep-2026

letter version
4

applicant email
fagulal.khairwar@gmail.com

applicant names
FAGULAL KHARWAR, GAJWANTI KHARWAR

printed altered
False

applicant mobile
9158248813

balance transfer
False

property address
pin: 440015; state: MAHARASHTRA; taluka: NAGPUR; district: NAGPUR; full_address: SOUTHERN PORTION PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, S

insurance premium
75000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1575000.0

security address verbatim
SOUTHERN PORTION PLOT NO 65, SOUTHERN PORTION OF PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, Nagpur, SURVEY / KHASRA NO 148, Nagpur, MAHARASHTR

applicant address verbatim
HOUSE NO 41, GODAVARI NAGAR, WARD NO 1, BUTIBORI NAGPUR, Nagpur, MAHARASHTRA, 441108, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5202400', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'FAGULAL KHARWAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAJWANTI KHARWAR', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000.0, 'final_amount': 1575000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '27-Sep-2026', 'letter_version': '4', 'applicant_email': 'fagulal.khairwar@gmail.com', 'applicant_names': ['FAGULAL KHARWAR', 'GAJWANTI KHARWAR'], 'printed_altered': False, 'applicant_mobile': '9158248813', 'balance_transfer': False, 'property_address': {'pin': '440015', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR', 'flat_no': None, 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'SOUTHERN PORTION PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, SURVEY / KHASRA NO 148, Nagpur, MAHARASHTRA, 440015', 'village_city': 'BORKHEDI', 'building_name': 'THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR', 'survey_or_cts_no': 'PLOT NO 65, SURVEY / KHASRA NO 148'}, 'insurance_premium': 75000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575000.0, 'security_address_verbatim': 'SOUTHERN PORTION PLOT NO 65, SOUTHERN PORTION OF PLOT NO 65, MOUZA BORKHEDI, PH NO 74 GRAMPANCHAYAT BOTHALI, BOTHALI, THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, Nagpur, SURVEY / KHASRA NO 148, Nagpur, MAHARASHTRA, India, 440015', 'applicant_address_verbatim': 'HOUSE NO 41, GODAVARI NAGAR, WARD NO 1, BUTIBORI NAGPUR, Nagpur, MAHARASHTRA, 441108, India'}

PAN card App Pan.pdf needs your check

dob
1992-02-21

pan
CEHPK6801G

name
FAGULAL KHARWAR

legible
True

father name
SHYAM SINGH

raw reading (for Abhijit)

{'dob': '1992-02-21', 'pan': 'CEHPK6801G', 'name': 'FAGULAL KHARWAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHYAM SINGH', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card App Adhar.pdf needs your check

dob
1992-02-21

name
Fagulal Kharwar

mobile
9158248813

address
pin: 480994; area: WARD NUMBER 01, GRAM PANCHAYAT AHARWADA; state: Madhya Pradesh; district: Seoni; village_city: Keolari

legible
True

aadhaar last4
6096

raw reading (for Abhijit)

{'dob': '1992-02-21', 'pan': None, 'name': 'Fagulal Kharwar', 'mobile': '9158248813', 'address': {'pin': '480994', 'area': 'WARD NUMBER 01, GRAM PANCHAYAT AHARWADA', 'flat': None, 'road': None, 'floor': None, 'state': 'Madhya Pradesh', 'building': None, 'district': 'Seoni', 'post_office': None, 'village_city': 'Keolari'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6096', 'quality_issue': None}

Paid challan (GRAS) FAGULAL KHARWAR EchallanMH011097246202627E.pdf needs your check

grn
MH011097246202627E

pin
440015

total
12610.0

article
6(1)

defaced
False

bank cin
03006172026092901570

district
NAGPUR

area city
MAHARASHTRA NAGPUR

payer pan
CEHXXXXXXG

flat block
SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD SURVEY KHASRA NO 148

payer name
FAGULAL KHARWAR

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000

scheme rows
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8813

payment date
29/09/2026-18:29:48

road locality
MOUJE BORKHEDI P H NO 74 GRAMPANCHAYAT BOTHALI NAGPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1575000

raw reading (for Abhijit)

{'grn': 'MH011097246202627E', 'pin': '440015', 'total': 12610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901570', 'district': 'NAGPUR', 'area_city': 'MAHARASHTRA NAGPUR', 'payer_pan': 'CEHXXXXXXG', 'flat_block': 'SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD SURVEY KHASRA NO 148', 'payer_name': 'FAGULAL KHARWAR', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000', 'scheme_rows': [{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8813', 'payment_date': '29/09/2026-18:29:48', 'road_locality': 'MOUJE BORKHEDI P H NO 74 GRAMPANCHAYAT BOTHALI NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575000'}

Paid challan (GRAS) FAGULAL KHARWAR EchallanMH011097246202627E.pdf needs your check

grn
MH011097246202627E

pin
440015

total
12610.0

article
6(1)

defaced
False

bank cin
03006172026092901570

district
NAGPUR

area city
MAHARASHTRA NAGPUR

payer pan
CEHXXXXXXG

flat block
SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD SURVEY KHASRA NO 148

payer name
FAGULAL KHARWAR

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000

scheme rows
{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8813

payment date
29/09/2026-18:29:48

road locality
MOUJE BORKHEDI P H NO 74 GRAMPANCHAYAT BOTHALI NAGPUR

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1575000

raw reading (for Abhijit)

{'grn': 'MH011097246202627E', 'pin': '440015', 'total': 12610.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901570', 'district': 'NAGPUR', 'area_city': 'MAHARASHTRA NAGPUR', 'payer_pan': 'CEHXXXXXXG', 'flat_block': 'SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPERATIVE HOUSING SOCIETY LTD SURVEY KHASRA NO 148', 'payer_name': 'FAGULAL KHARWAR', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000', 'scheme_rows': [{'amount': 4730.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8813', 'payment_date': '29/09/2026-18:29:48', 'road_locality': 'MOUJE BORKHEDI P H NO 74 GRAMPANCHAYAT BOTHALI NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575000'}

Technical record (for Abhijit — safe to ignore)

14d ago	copilot	copilot_check_issues	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the base paper prints
14d ago	ops:copilot	reading_boxes_not_the_papers_words	{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'SANCTION LETTER.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['P', 'H'], 'reading_
14d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CExxxxxxXG — no paper on the
14d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '353851', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NGP7_
14d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'doc_id': 'f9d90c9b-f3cb
14d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
14d ago	system:extract	challan_verified_against_case	{'grn': 'MH011097246202627E', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	system:extract	challan_extracted	{'grn': 'MH011097246202627E', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12610.0}
14d ago	system:learn	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'ours': 'NGP3
14d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SALEDEED DRAFT (1).pdf', 'kind': 'sale_deed'}
14d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'kind': 'pai
14d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'FAGULAL KHARWAR Ech
14d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'district': 'NAGPUR'}
14d ago	system:extract	challan_verified_against_case	{'grn': 'MH011097246202627E', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	system:extract	challan_extracted	{'grn': 'MH011097246202627E', 'file': 'FAGULAL KHARWAR EchallanMH011097246202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12610.0}
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d ago	copilot:SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_issues	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': "the base paper prints
14d ago	ops:copilot	reading_boxes_not_the_papers_words	{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'SANCTION LETTER.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['P', 'H'], 'reading_
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 2, 'summary': 'The branch
14d ago	system:reconcile	quoted_history_checked	{}
14d ago	system:reconcile	extra_challan_scanned	{'found': 0}
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 1, 'summary': 'The branch
14d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second num
14d ago	ezdocs:reader	reader_home_address	{'fp': '9745a82502a1f3e0', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '441108', 'area': 'GODAVARI NAGAR, WARD NO 1', 'flat': 'HOUSE NO 41', 'state': 'MAHARASHTRA', 'district': 'Nagpur', 'village
14d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': 'e9f0b4e888c633a3', 'docs': ['SALEDEED DRAFT (1).pdf', 'SANCTION LETTER.pdf', 'App Adhar.pdf', 'App Pan.pdf'], 'loan': {'amount': 1575000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the san
14d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['SALEDEED DRAFT (1).pdf', 'SANCTION LETTER.pdf', 'App Adhar.pdf', 'App Pan.pdf'], 'kept': ['area_value'], 'after': {'addresses': {'people': [['FAGULAL KHARWAR', [['sanction_lett
14d ago	system:extract	address_compared	{'sig': '3b79c8246f643349', 'why': 'after gather', 'people': [{'home': 'WARD NUMBER 01, GRAM PANCHAYAT AHARWADA, WARD NUMBER 01, GRAM PANCHAYAT AHARWADA, Keolari, Seoni, 480994', 'person': 'FAGULAL KHARWAR', 'against': [
14d ago	system:extract	challan_boxes_composed	{'fp': '6b22f7bd13ec4961', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'SOUTHERN PORTION PLOT NO 65 THE UNIQUE CO OPE
14d ago	system:ingest	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹14,400 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

29 Sep55 things

copilot check issues — by copilot