Cases / NOI-2026-03457

R K Singh

LAN HOU/PUN/0926/522757 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓PAN cardopen

✓MOTDopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Paid challan (GRAS)open

✓Aadhaar card — inside KYC with OSV R K.pdfopen

Applicant's Aadhaar Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (8)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹39,670.30CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹39,658 receivedmatches the branch's receipt

Stamp duty 0.3%22,850

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.30

Total we ask for39,670.30

the branch’s receipt claims ₹39,658 42017042543

paid 8 Oct 18:20:56 · verified 13 Oct 14:56:05 · 4 d 20 h later

How we know

Our own bank told us — 8 Oct 18:20

₹39,658 · UTR AXNGG28193370916 · from JD-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.39658.00,08-10-2026 18:20:56 thru NEFT from AXNGG28193370916/GOOGLE INDIA DIGITAL. Aval Bal 186171.25 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

By law ₹39,657.50. We ask ₹39,670 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 18 minour time · 13 Oct 16:09

Index II —not yet

the NOI team 2 d 2 htotal 2 d 2 h so far

Now with the NOI team — e-filing on IGR

since 13 Oct 16:09 — 2 d 1 h of working time

Day by day — every step and who held it

13 Oct 14:51Your branch's mail

13 Oct 14:51Payment landedat once

13 Oct 14:56Papers read+4 min · the NOI team

13 Oct 14:56Property readat once

13 Oct 14:56Fee quotedat once

13 Oct 14:56Payment verifiedat once

13 Oct 14:56Ready for the challanat once

13 Oct 16:09Challan made+1 h 14 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹76,12,500

Loan account no.

HOU/PUN/0926/522757

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

STOPA new customer’s request came on this case’s mail

This case is R K Singh's.
On 13 Oct the branch sent a NEW request on Singh's old mail — for Applicant Name R K Singh (loan no. 25576000). Applicant is a different customer.
Applicant needs a separate case. Press “Open Applicant's own case”: the 13 Oct mail and Applicant's papers move there — make the challan and the filing from that case. Nothing of Singh moves.

हे प्रकरण R K Singh यांचे आहे. 13 Oct ला शाखेने Singh यांच्या जुन्या मेलवर Applicant Name R K Singh यांची नवी विनंती पाठवली — हा वेगळा ग्राहक आहे. “Open Applicant's own case” दाबा: ही मेल व Applicant यांची कागदपत्रे त्यांच्या नव्या प्रकरणात जातील; चलन व ई-फायलिंग तिथून करा.

Came with that mail: DEED OF ASSIGNMENT-GANGA ARIA A 308 (1).docx, IMG-20261008-WA0090.jpg, CustomerDocument068e200000kQ8twAAC (1).pdf, KYC with OSV R K.pdf, A 2 R K.pdf, Screenshot_20261013_130724.jpg

CONFIRM THE PROPERTY — then file

Taluka, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Pune

Taluka

(empty)

Village

Pune

Number type

SURVEY

Number

24, 67

Building

GANGA ARIA

Floor

3RD

Flat / shop no

308

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. CustomerDocument068e200000kQ8twAAC (1).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — A new customer's request came on this case's mail: On 13 Oct the branch sent a NEW request on Singh's old mail — for Applicant Name R K Singh (loan no. 25576000). Applicant is a different customer. This case is R K Singh's. What is typed below is R K Singh's (this case's own). If Applicant's e-filing is wanted, press “Open Applicant's own case” on this case's page, then fill from that case.

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 8 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, Number type, Number, Second number, Building

• Build Up Area not on file — read it off the Index II / sale deed

• taluka not on file — pick it on the portal (district cascade)

• person 2's mobile: EzDocs (reading the whole file) took 9366533802 off a card — not typed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan Account Number mismatch between case file and papers

Case file	HOU/PUN/0926/522757
Sanction letter and MOTD	HOU/PUN/0926/5227577

Why it matters: The case file record dropped a trailing digit from the loan account number found on the sanction letter and MOTD.

What to do: Use the full loan account number HOU/PUN/0926/5227577 as printed on the sanction letter and MOTD.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011921425202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DZ dipak.zanan@phfl.com phfl.com
13 Oct, 14:51 · 2d ago THE FIRST MAIL — how this case began

Please provide challan and NOI in Applicant Name Applicant Name R K SINGH Loan Number HOU/PUN/0926/522757

📎 DEED OF ASSIGNMENT-GANGA ARIA A 308 (1).d ↗📎 IMG-20261008-WA0090.jpg ↗📎 CustomerDocument068e200000kQ8twAAC (1).pdf ↗📎 KYC with OSV R K.pdf ↗📎 A 2 R K.pdf ↗📎 Screenshot_20261013_130724.jpg ↗📎 Screenshot_2026_1013_130710.jpg ↗

Dear Team,

Please provide challan and NOI in Loan Number HOU/PUN/0926/522757.

Customer nameApplicant Name R K SINGH

Service / vendor fees₹1,500

Documents required for NOI

Filing; - Sticker date –13/10/2026.

MOD0.3%

NOI0.5%

DHC – 300 Rs.

Adv.Rs.

Case type- RESALE

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

Draft✓ attached

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

08-10-2026

Thanks & Regards,

Dipak Zanan 

Senior Team Leader-Loans 

J M Road Shivaji Nagar

Office : 020-25576000; Ext :- 435

Mobile : 8796346922

PHFL Home Loans and Services Limited

Shreerang House 5th Floor Opp Jangali Maharaj Mandir

JM Road Shivajinagar Pune 411005

🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy; documents attached

OL The NOI teamTYPED IN GMAIL
13 Oct, 15:33 · 2d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 13 Oct 2026 at 14:55, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Please provide challan and NOI in Applicant Name Applicant Name R K SINGH Loan Number HOU/PUN/0926/522757.

Documents required for NOI
Filing; - Sticker date –13 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESALE

Documents required for NOI Filing
Remark

Loan sanction letter
Attached

Draft/ Index II

Draft attached

Aadhar copy of the applicant/s
Attached

PAN copy of the applicant/s
Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached

Payment details screenshot with Transaction ID & Date of payment mentioned
Attached

08-10-2026

Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005

🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 16:12 · 2d ago

📎 R K SINGH EchallanMH011921425202627E.pdf ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 13 Oct 2026 at 15:33, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 13 Oct 2026 at 14:55, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear Team,

Please provide challan and NOI in Applicant Name Applicant Name R K SINGH Loan Number HOU/PUN/0926/522757.

Documents required for NOI
Filing; - Sticker date –13 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- RESALE

Documents required for NOI Filing
Remark

Loan sanction letter
Attached

Draft/ Index II

Draft attached

Aadhar copy of the applicant/s
Attached

PAN copy of the applicant/s
Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached

Payment details screenshot with Transaction ID & Date of payment mentioned
Attached

08-10-2026

Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	DEED OF ASSIGNMENT-GANGA ARIA A 308 (1).docx	CANNOT BE READ — clear copy asked	2d ago
Payment screenshot	IMG-20261008-WA0090.jpg	filed	2d ago
Sanction letter	CustomerDocument068e200000kQ8twAAC (1).pdf	filed	2d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside	KYC with OSV R K.pdf	filed	2d ago
MOTD+ Sanction letter inside	A 2 R K.pdf	filed	2d ago
Selfie / photo	Screenshot_20261013_130724.jpg	CANNOT BE READ — clear copy asked	2d ago
Selfie / photo	Screenshot_2026_1013_130710.jpg	CANNOT BE READ — clear copy asked	2d ago
Paid challan (GRAS)	R K SINGH EchallanMH011921425202627E.pdf	filed	2d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹39,670.30

Where it stands
VERIFIED — money received

Screenshot claims
₹39,658 42017042543

Paid at
8 Oct 18:20:56

Verified on
13 Oct 14:56:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹22,850	₹15,000	₹320	₹1,500	₹39,670

By law ₹39,657.50. We ask ₹39,670 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

34 of 46 e-filing boxes readyOpen the verification page →

Empty: Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Area …

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor, Flat / shop no …

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (CustomerDocument068e200000kQ8twAAC (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10, DHANORI, NEAR OPEN PARK, Pune, Pune, MAHARASHTRA, India, 411015

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

A 2 R K.pdf

as printed
FLAT NO 308 3RD FLOOR WING A GANGA ARIA: DHANORI PUNE 411015

PIN
411015

the sanction letter

CustomerDocument068e200000kQ8twAAC (1).pdf

as printed
FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10, DHANORI, NEAR OPEN PARK, PUNE, PUNE, MAHARASHTRA, INDIA, 411015

PIN
411015

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 308 3RD FLOOR WING A GANGA ARIA DHANORI PUNE

Locality/Road

Area/City
PUNE

check or correct a box, the papers beside it →

the sanction letter also prints: 10, 1B/10, 2, 24, 3, 4, 5, 67, SR

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	R K SINGH	BDAPS3801F
co_mortgagor	Damayanti Devi	BIUPD7148B	…9373

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	dipak.zanan@phfl.com	2d ago

What EzDocs read from each document — check anything marked in red

Other DEED OF ASSIGNMENT-GANGA ARIA A 308 (1).docx needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261008-WA0090.jpg needs your check

utr
42017042543

date
2026-10-08

time
17:36

amount
39658

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

debit notification text
Payment of ‘39,658 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account

raw reading (for Abhijit)

{'utr': '42017042543', 'date': '2026-10-08', 'time': '17:36', 'amount': 39658, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Payment of ‘39,658 completed Receiver’s bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD’s bank account'}

MOTD A 2 R K.pdf needs your check

amount words
INR 76/2500/ Thousando Hundred eventy six lakh Twelve. Ai've only

secured amount
7612500.0

raw reading (for Abhijit)

{'amount_words': "INR 76/2500/ Thousando Hundred eventy six lakh Twelve. Ai've only", 'secured_amount': 7612500.0}

PAN card KYC with OSV R K.pdf needs your check

dob
1975-10-02

pan
BDAPS3801F

name
R K SINGH

legible
True

father name
KRISHNA MOHAN SINGH

raw reading (for Abhijit)

{'dob': '1975-10-02', 'pan': 'BDAPS3801F', 'name': 'R K SINGH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KRISHNA MOHAN SINGH', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo Screenshot_20261013_130724.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Sanction letter CustomerDocument068e200000kQ8twAAC (1).pdf needs your check

lan
HOU/PUN/0926/5227577

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RK SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DAMAYANTI DEVI', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement

loan amount
7250000

rate spread
-4.85

final amount
7612500

interest rate
8.3

sanction date
09-Oct-2026

letter version
5

reference rate
13.15

applicant email
ltcolrupkrsingh@gmail.com

applicant names
RK SINGH, DAMAYANTI DEVI

printed altered
False

applicant mobile
9366700774

balance transfer
False

property address
pin: 411015; state: MAHARASHTRA; Flat no: 308; district: Pune; Floor: 3RD; landmark: NEAR OPEN PARK; Address: FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10,

insurance premium
362500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
7612500

security address verbatim
FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10, DHANORI, NEAR OPEN PARK, Pune, Pune, MAHARASHTRA, India, 411015

applicant address verbatim
FLAT NO BUNGLOW NO 30, HARIDHAM GROUND FLOOR, AERO VIEW SOCIETY, SURVEY NUMBER :52/2, BHAIRAVNAGAR DHANORI PUNE, Pune, MAHARASHTRA, 411015, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0926/5227577', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RK SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'DAMAYANTI DEVI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7250000, 'rate_spread': -4.85, 'final_amount': 7612500, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '09-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'ltcolrupkrsingh@gmail.com', 'applicant_names': ['RK SINGH', 'DAMAYANTI DEVI'], 'printed_altered': False, 'applicant_mobile': '9366700774', 'balance_transfer': False, 'property_address': {'pin': '411015', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '308', 'district': 'Pune', 'floor_no': '3RD', 'landmark': 'NEAR OPEN PARK', 'full_address': 'FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10, DHANORI, NEAR OPEN PARK, Pune, Pune, MAHARASHTRA, India, 411015', 'village_city': 'Pune', 'building_name': 'GANGA ARIA', 'survey_or_cts_no': 'SR NO. 24 HISSA NO1,2,3,4,5,10, SR NO 67, HISSA NON 1B/10'}, 'insurance_premium': 362500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7612500, 'security_address_verbatim': 'FLAT NO.308, 3RD FLOOR, WING A, SR NO. 24 HISSA NO1,2,3,4,5,10, GANGA ARIA, SR NO 67, HISSA NON 1B/10, DHANORI, NEAR OPEN PARK, Pune, Pune, MAHARASHTRA, India, 411015', 'applicant_address_verbatim': 'FLAT NO BUNGLOW NO 30, HARIDHAM GROUND FLOOR, AERO VIEW SOCIETY, SURVEY NUMBER\n:52/2, BHAIRAVNAGAR DHANORI PUNE, Pune, MAHARASHTRA, 411015, Pune, India'}

PAN card KYC with OSV R K.pdf needs your check

dob
1978-01-01

name
Damayanti Devi

mobile
9366533802

address
pin: 785640; state: Assam; district: Sibsagar; post_office: Singhdwar, Sibsagar; Village: Singhdwar Manipuri

legible
True

aadhaar last4
9373

raw reading (for Abhijit)

{'dob': '1978-01-01', 'pan': None, 'name': 'Damayanti Devi', 'mobile': '9366533802', 'address': {'pin': '785640', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Assam', 'building': None, 'district': 'Sibsagar', 'post_office': 'Singhdwar, Sibsagar', 'village_city': 'Singhdwar Manipuri'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9373', 'quality_issue': None}

Selfie / photo Screenshot_2026_1013_130710.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

MOTD A 2 R K.pdf needs your check

lan
HoulPUN/0926/5227577

legible
True

borrowers
{'name': 'R K singh', 'role': 'applicant', 'label': None}, {'name': 'Damayanti Devi', 'role': 'co_applicant', 'label': None}

confidence
0.9

handwritten
{'says': 'Hat no Bunglow no30 Haridhau', 'where': 'Schedule A, Sr. No. 1, Address', 'touches': 'property', 'printed_was': None}, {'says': 'Ground Floor Dhanori pune\n4/1015', 'where': 'Schedule A, Sr. No. 2, Address', 't

final amount
7612500

sanction date
26/Sep/26

applicant names
R K singh, Damayanti Devi

printed altered
True

property address
pin: 411015; Flat no: 308; district: pune; Floor: 3rd Floor; Address: Flat no 308 3rd Floor wing A, Ganga Aria: Dhanori, pune 411015; Village: Dhanori; Building: Ganga Aria

final amount label
INR 76/2500/ (Rupees Seventy six lakh Twelve Thousando Hundred Ai've only)

security address verbatim
Flat no 308 3rd Floor wing A Ganga Aria: Dhanori pune 411015

applicant address verbatim
Bunglow no 30 Haridham Ground Ploor Dhanori pure 411015

raw reading (for Abhijit)

{'lan': 'HoulPUN/0926/5227577', 'legible': True, 'purpose': None, 'borrowers': [{'name': 'R K singh', 'role': 'applicant', 'label': None}, {'name': 'Damayanti Devi', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 0.9, 'rate_words': None, 'handwritten': [{'says': 'Hat no Bunglow no30 Haridhau', 'where': 'Schedule A, Sr. No. 1, Address', 'touches': 'property', 'printed_was': None}, {'says': 'Ground Floor Dhanori pune\n4/1015', 'where': 'Schedule A, Sr. No. 2, Address', 'touches': 'property', 'printed_was': None}, {'says': 'RK singh', 'where': 'Schedule A, Borrower Name', 'touches': 'name', 'printed_was': None}, {'says': 'Bunglow no 30 Haridham\nGround Ploor Dhanori pure\n411015', 'where': 'Schedule A, Borrower Address', 'touches': 'property', 'printed_was': None}, {'says': 'Salaried', 'where': 'Schedule A, Constitution', 'touches': 'other', 'printed_was': None}, {'says': '110/2026', 'where': 'Schedule A, Date of Disbursement Letter', 'touches': 'date', 'printed_was': None}, {'says': '26/Sep/26', 'where': 'Schedule A, Date and Reference number of Sanction Letter', 'touches': 'date', 'printed_was': None}, {'says': 'RK singh', 'where': 'Form A-2, Borrower Name', 'touches': 'name', 'printed_was': None}, {'says': '76/2500/', 'where': 'Form A-2, Loan Amount', 'touches': 'amount', 'printed_was': None}, {'says': "Seventy six lakh Twelve Thousando Hundred Ai've only", 'where': 'Form A-2, Loan Amount in words', 'touches': 'amount', 'printed_was': None}, {'says': '1/10/2026', 'where': 'Form A-2, Disbursement Letter dated', 'touches': 'date', 'printed_was': None}, {'says': '26/09/2026', 'where': 'Form A-2, Sanction Letter dated', 'touches': 'date', 'printed_was': None}, {'says': 'oct', 'where': 'Form A-2, On the day of', 'touches': 'date', 'printed_was': None}, {'says': 'pune', 'where': 'Form A-2, Branch office'

Paid challan (GRAS) R K SINGH EchallanMH011921425202627E.pdf needs your check

grn
MH011921425202627E

pin
411015

total
37850

article
6(1)

defaced
False

bank cin
03006172026101301036

district
PUNE

area city
PUNE

payer pan
BDAXXXXXXF

flat block
FLAT NO 308 3RD FLOOR WING A GANGA ARIA AND 24/10 CHSL SURVEY NO 24/1, 24/2, 24/3, 24/4, 24/5

payer name
R K SINGH

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7612500

scheme rows
{'amount': 22850, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0774

payment date
13/10/2026-16:09:51

road locality
SURVEY NO 67 NEAR OPEN PARK DHANORI PUNE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
7612500

raw reading (for Abhijit)

{'grn': 'MH011921425202627E', 'pin': '411015', 'total': 37850, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101301036', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BDAXXXXXXF', 'flat_block': 'FLAT NO 308 3RD FLOOR WING A GANGA ARIA AND 24/10 CHSL SURVEY NO 24/1, 24/2, 24/3, 24/4, 24/5', 'payer_name': 'R K SINGH', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7612500', 'scheme_rows': [{'amount': 22850, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0774', 'payment_date': '13/10/2026-16:09:51', 'road_locality': 'SURVEY NO 67 NEAR OPEN PARK DHANORI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7612500'}

Technical record (for Abhijit — safe to ignore)

2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 13 Oct, 15:33 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '5afe35abef6a1054', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'No paper on file provides the date of mortgage.', 'page': 'Start page'
1d ago	EzDocs	challan_boxes_by_rules	{'fp': '7dd207a1fa0658c2', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 106 characters (it holds 100))', 'anew': 'first'}
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope
1d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03457'}
1d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
1d ago	EzDocs	challan_boxes_by_rules	{'fp': '7dd207a1fa0658c2', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 106 characters (it holds 100))', 'anew': 'first'}
2d ago	EzDocs	lesson456	{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made after another customer's request came on this case's mail — that customer's work", 'chal
2d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
2d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'R K SINGH EchallanMH011921425202627E.pdf', 'kind': 'paid'}
2d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'R K SINGH EchallanM
2d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011921425202627E', 'file': 'R K SINGH EchallanMH011921425202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
2d ago	EzDocs	challan_extracted	{'grn': 'MH011921425202627E', 'file': 'R K SINGH EchallanMH011921425202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 37850}
2d ago	EzDocs	lesson456	{'why': "this Save is not this case's customer's work — nothing is taken from it", 'form': 'challan', 'page': 'challan', 'edit_id': '505674', 'lessons': [], 'skipped': "made after another customer's request came on this
2d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
2d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The loan account number in the case file (HOU/PUN/0926/522757) differs from the sanction l
2d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03457'}
2d ago	copilot	copilot_pick	{'why': "The requested SRO name 'MULSHI 2 SUB REGISTRAR' directly matches an option.", 'field': 'Office (SRO)', 'value': 'IGR045-MLS2_MULSHI 2 SUB REGISTRAR', 'method': 'ai', 'picked': 'MLS2_MULSHI 2 SUB REGISTRAR', 'wan
2d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 7612500.0, 'findings': ['This file holds 1 sanction letter(s) for a different loan account: HOULPUN/0926/52
2d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
2d ago	EzDocs	challan_boxes_by_rules	{'fp': '7dd207a1fa0658c2', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 106 characters (it holds 100))', 'anew': 'first'}
2d ago	EzDocs	quoted_history_checked	{}
2d ago	EzDocs	extra_challan_scanned	{'found': 0}
2d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PENDING'}
2d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building (with win
2d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'R K SINGH', 'party_id': '6e5334c8-2aee-455e-aeba-a6b5a0
2d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': [{'by': 'papers', 'box': 'Prope
2d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03457'}
2d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 7612500.0, 'findings': ['This file holds 1 sanction letter(s) for a different loan account: HOULPUN/0926/52
2d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹39,658 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered