⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kavita Suresh Gogiya
LAN 77000319538Loan ₹24,63,200NOIMails & papers 11 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 17:35
Documents
took 42m
Payment
done 7 Oct, 18:20
Challan
took 10m · GRAS ↗
Filing
took 18h 05m · IGR e-filing ↗
E-filing copy
done 8 Oct, 12:35
Index II
took 5d
doneIndex II sharedwhole case so far 6d 15h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 13 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260203.pdf
8 Oct18 things — 1 document received · 1 letter written · 16 steps
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260203.pdf
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
7 Oct74 things — 9 documents received · 4 letters written · 1 money step · 60 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KAVITA SURESH GOGIYA EchallanMH011573148202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
calc figure452 — by copilot:Nikhil
The home address was read off the papers — by ezdocs:reader
copilot check ok — by copilot
form checked489
file note490
mail against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re: Please initiate NOI for Jalgaon branch in case of KAVITA SURESH GOGIYA 77000319538
An old draft withdrew itself — its asks were already answered
documents read together
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
Received: Payment screenshot
IMG-20261007-WA0049.jpg
Received: other
image.png
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Please initiate NOI for Jalgaon branch in case of KAVITA SURESH GOGIYA 77000319538
No fee quote sent — the branch's own figures were right
boxes gathered
address compared
challan boxes composed
pages trimmed480
property self check
property from index2
index2 people checked
index2 extra purchaser
property attrs split
documents read together
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
property from index2
index2 people checked
index2 extra purchaser
Property checked by the engine — read from the report, every box that names the flat is there
property english extracted
money settled — by ezdocs:reader
Property read from the legal / technical report (the sanction letter had none)
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
roles from letter
box disagreement
kyc address read
PAN found inside the KYC file — no need to ask for it
case read started — by ezdocs:reader
applicant email captured
Received: Technical report
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
index 2 (3).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
kyc (7).pdf
Received: Sanction letter
KFSLetter_77000319538.pdf
Received: Selfie
IMG_20261007_145047.jpg
Received: Selfie
IMG_20261007_145037.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it1 open
The file contains the sanction letter, technical report, Index II, PAN cards, and Aadhaar cards for Kavita Suresh Gogiya and Suresh Bhagchand Gogya for a loan of Rs. 24,00,000. The property is a plot located at Plot No. 30, Survey No. 193/2/B, Bhusawal. The date of mortgage is missing as the MOTD is
○property — floor — the branch
?image.png may be another customer's (it prints a name) — The new paper is a duplicate of an existing technical report and does not provide any new information or resolve any open points.
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage deed is attached to the file.
the branch's last mail (2026-10-08): The branch has attached documents and is asking for the Index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T06:32 UTC
Moneyall of it is in
₹21,780.69
Reached our account 7 Oct 18:08:27.
How we know
Our own bank told us — 7 Oct 18:08
₹21,759 · UTR 852717246648 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹21759.00 from SURESH BHAGCHAND GOGYA.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%7,400
Registration fee 0.5%12,330
Government handling350
Our service fee1,700
Total we ask for21,780.69
By law ₹21,755.60. We ask ₹21,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
30, Behind Shiv Ganesh Temple, SURVEY, 193/2/B, Bhusawal, 425201
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
KAVITA SURESH GOGIYA · applicantBVCPG0059B
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