Cases / NOI-2026-02915

Sandeep Desai

LAN HOU/THA/0826/5203219 Index II shared · done All documents Mails & papers 16

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹38,739; money not verified yetopen

✓Aadhaar cardopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓PAN cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (14)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹38,770.33 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyWaiting for the credit

₹38,770.33CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹38,739; we wait for the credit itself

Ask for the exact ₹38,770.33. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%21,950

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.33

Total we ask for38,770.33

Screenshot ₹38,739 — ₹31 under our ask, not below the real calculation ₹38,739. Counts as full. Nothing to ask.
Screenshot ₹38,739 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

Paid by GPay at 2026-09-29 — verified when Google's NEFT lands in the PNB account (within hours).

This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 59 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹38,759. We ask ₹38,770 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 18 minour time · 8 Oct 16:42

Index II 37 h 33 minour time · 13 Oct 13:57

the NOI team 4 d 21 hthe branch 8 d 17 htotal 13 d 14 h

Complete.

Day by day — every step and who held it

29 Sep 23:10Your branch's mail

29 Sep 23:11Papers read+1 min · the NOI team

29 Sep 23:11Property readat once

29 Sep 23:12Fee quoted+1 min · the NOI team

29 Sep 23:51Papers from your branch+39 min · the branch

29 Sep 23:52Papers read+1 min · the NOI team

8 Oct 16:21Papers from your branch+8 d 16 h · the branch

8 Oct 16:31Papers read+10 min · the NOI team

8 Oct 16:34Papers from your branch+3 min · the branch

8 Oct 16:42Challan made+8 min · the NOI team

8 Oct 16:43Papers read+1 min · the NOI team

10 Oct 13:00Filed on IGR — e-filing shared+1 d 20 h · the NOI team

13 Oct 13:57Index II sent+3 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹73,13,000

Loan account no.

HOU/THA/0826/5203219

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 2 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPWrong PAN on the payer (the last reading of the file — the papers changed since)

Our case details	Sandeep's PAN is AAIPR5871N
The Index II of purchase	Sandeep's PAN is AEKPD9810R

Why it matters: Our case details has Sandeep's PAN as AAIPR5871N, which actually belongs to the seller Mulsingh Bhavarsingh Rajpurohit in row 7 of the Index II. Sandeep's own PAN is AEKPD9810R in row 8 of the Index II. Filing with the wrong PAN will make the notice invalid for the actual borrower.

What to do: Change the payer's PAN to AEKPD9810R before paying the challan.

CHECKThe building number

The sanction letter BASE	12B FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai …
The Index II DIFFERS	12 … सदनिका नंः फ्लॅट नं. 181, माळा नंः 2 रा मजला, बिल्डिंग नं. 12, इमारतीचे नावः वी आदर्श नगर को ऑप हौ सो लि, ब्लॉक नंः आदर …

What to do: The challan and the filing follow the sanction letter, the bank's own paper (building no. 12B). Read the papers once — if building no. 12B is not right, ask the branch before you pay or file.

Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the loan documents and payment proof. The team has acknowledged receipt and promised to initiate the challan, but is now asking for documents in PDF format for challan initiation.

the history says the next move is with the NOI team — the challan initiation

the branch last asked: Pls share all documents in pdf format for challan initiation..

the NOI team last promised: We will initiate the Challan for the same.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-29) “PLASE DO NEEDFULL .”

? fee asked — asked, mail 4 (2026-09-30) “Pls share all documents in pdf format for challan initiation,”

✓ fee paid — the branch's words — done, mail 3 (2026-09-29) “PFA”

⏳ challan made — promised, mail 2 (2026-09-29) “We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.”

? Index II asked for — asked, mail 6 (2026-10-08) “Pls share all documents in pdf format for challan initiation..”

✓ Index II / sale deed sent by the branch — done, mail 6 the sentence it relies on is not in that mail — not counted

read over 6 mail(s), last mail 2026-10-08 · read 7d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026097514137 · ₹300 · paid 09/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011638056202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

GM ganesh.mali@phfl.com phfl.com
29 Sep, 23:10 · 15d ago THE FIRST MAIL — how this case began

SANDEEP DESAI - HOU/THA/0826/5203219

📎 KYC (3).zip/payment.pdf ↗📎 KYC (3).zip/KYC.pdf ↗📎 KYC (3).zip/SANCTION LETTER.pdf ↗

DEAR TEAM ,

PLASE DO NEEDFULL .

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:-9004927738
Website-www.pnbhousing

🤖 read: documents attached

13 more mails in between — open

OL The NOI teamTYPED IN GMAIL
29 Sep, 23:25 · 15d ago

Dear Team

We acknowledge the receipt of your mail document and payment. We will

initiate the Challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, <ganesh.mali@phfl.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PLASE DO NEEDFULL.

​

*Thanks & Regards,*

*Ganesh Mali*

*Channel Manager-DMA*

*PNB Housing Finance Ltd, Thane West, Maharashtra – 400601*

*Mob:-9004927738*
*Website-www.pnbhousing <http://www.pnbhousing/>*

🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”

NG nikhil.gaikar@pnbhousing.com pnbhousing.com
29 Sep, 23:51 · 15d ago

📎 NOI PAYMENT SANDEEP.pdf ↗📎 image001.png ↗

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

[cid:image001.png@01DD506C.5B050A90]

Internal

earlier mails quoted below

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali <ganesh.mali@phfl.com>
Cc: Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>; Shankar Koli <shankar.koli@pnbhousing.com>; Suraj Narayan Mote <suraj.mote@phfl.com>
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, <ganesh.mali@phfl.com<mailto:ganesh.mali@phfl.com>> wrote:
DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:-9004927738
Website-www.pnbhousing<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing/___.YXBzMTpwbmJob3VzaW5nOmM6bzphNjg1ZTM4ZWEyY2FmY2Y4ZmJjODA1NjAwNzkxNzhiZTo3Ojg5ZTM6MzQ1MmNiMzg2NjM0Y2RiN2I3Yjg3YmZmM2FkNzdmMGZjYzQyNTc2NDFhNTU3ZGJmNTUyZjQ4OTEzOWQ0ZjJkNTpoOlQ6Rg>

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 11:38 · 15d ago

Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 29 September 2026 23:26

To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >

Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >

Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:- 9004927738

Website- www.pnbhousing

🤖 read: asks the branch for documents — “Pls share all documents in pdf format for challan initiation”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:01 · 15d ago

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 29 September 2026 23:26

To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >

Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >

Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:- 9004927738

Website- www.pnbhousing

🤖 read: asks the branch for documents — “Pls share all documents in pdf format for challan initiation..”

SM suraj.mote@phfl.com phfl.com
08 Oct, 16:21 · 7d ago

Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

📎 APP PIC.jpg ↗📎 APPLICANT PAN CARD.pdf ↗📎 APPLIACANT ADHAAR CARD.pdf ↗📎 DocScanner 08-Oct-2026 04-25 PM.pdf ↗📎 INDEX 2.pdf ↗

Thanks & Regards,

Suraj Mote ,

Channel Manager- DSA ,

Thane (West) ,

Mobile :- 9167225850.

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA

Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: documents attached — “Pls share all documents in pdf format for challan initiation..”

SM suraj.mote@phfl.com phfl.com
08 Oct, 16:34 · 7d ago

Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

📎 NOI PAYMENT SANDEEP.pdf ↗

Thanks & Regards,

Suraj Mote ,

Channel Manager- DSA ,

Thane (West) ,

Mobile :- 9167225850.

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/08/26 16:36
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA
Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: asks for the challan; says the fee will be paid; documents attached — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:35 · 7d ago

Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA

Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: challan shared — promised for later — “We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:43 · 7d ago

📎 SANDEEP JAGANNATH DESAI EchallanMH01163805 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA

Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
10 Oct, 13:00 · 5d ago

Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

📎 eFilingDoc9990910260725.pdf ↗

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/08/26 16:36
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA
Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: e-filing copy shared (said, but the words were not found in the mail)

OL The NOI teamTYPED IN GMAIL
10 Oct, 13:00 · 5d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/08/26 16:36
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA
Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

SM suraj.mote@phfl.com phfl.com
12 Oct, 12:38 · 3d ago

Re[6]: SANDEEP DESAI - HOU/THA/0826/5203219

please provide challan in case of sandeep desai

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/10/26 13:02
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/08/26 16:36
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA
Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: asks for the challan — “please provide challan in case of sandeep desai”

SM suraj.mote@phfl.com phfl.com
12 Oct, 13:11 · 3d ago

Re[7]: SANDEEP DESAI - HOU/THA/0826/5203219

DAER TEAM,

please provide challan in case of sandeep desai

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

earlier mails quoted below

From: Suraj Narayan Mote (suraj.mote@phfl.com)
Date: 10/12/26 12:46
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re[6]: SANDEEP DESAI - HOU/THA/0826/5203219

please provide challan in case of sandeep desai

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/10/26 13:02

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/08/26 16:36

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 09/30/26 16:02

To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)

Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)

Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:- 9004927738

Website- www.pnbhousing

🤖 read: asks for the challan — “please provide challan in case of sandeep desai”

SM suraj.mote@phfl.com phfl.com
12 Oct, 13:15 · 3d ago

Re[8]: SANDEEP DESAI - HOU/THA/0826/5203219

DEAR TEAM,

please provide challan in case of sandeep desai

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

earlier mails quoted below

From: Suraj Narayan Mote (suraj.mote@phfl.com)
Date: 10/12/26 13:20
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re[7]: SANDEEP DESAI - HOU/THA/0826/5203219

DAER TEAM,

please provide challan in case of sandeep desai

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: Suraj Narayan Mote (suraj.mote@phfl.com)

Date: 10/12/26 12:46

To: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re[6]: SANDEEP DESAI - HOU/THA/0826/5203219

please provide challan in case of sandeep desai

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/10/26 13:02

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/08/26 16:36

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 09/30/26 16:02

To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)

Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)

Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:- 9004927738

Website- www.pnbhousing

🤖 read: asks for the challan — “please provide challan in case of sandeep desai”

OL The NOI teamTYPED IN GMAIL
12 Oct, 13:34 · 3d ago

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Mon, 12 Oct 2026 at 13:23, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

DEAR TEAM,

please provide challan in case of sandeep desai

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: Suraj Narayan Mote (suraj.mote@phfl.com)
Date: 10/12/26 13:20
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re[7]: SANDEEP DESAI - HOU/THA/0826/5203219

DAER TEAM,

please provide challan in case of sandeep desai

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: Suraj Narayan Mote (suraj.mote@phfl.com)

Date: 10/12/26 12:46

To: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re[6]: SANDEEP DESAI - HOU/THA/0826/5203219

please provide challan in case of sandeep desai

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/10/26 13:02

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 10/08/26 16:36

To: Suraj Narayan Mote (suraj.mote@phfl.com)

Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)

Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,

Suraj Mote,

Channel Manager - DSA,

Thane (West),

Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)

Date: 09/30/26 16:02

To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)

Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)

Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

PFA

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager - DST

Thane (West)

Mobile :- 8898217311

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,

Ganesh Mali

Channel Manager-DMA

PNB Housing Finance Ltd, Thane West, Maharashtra – 400601

Mob:- 9004927738

Website- www.pnbhousing

🤖 read: challan shared ✓; asks the branch for the payment — “SANDEEP JAGANNATH DESAI EchallanMH011638056202627E.pdf”

OL The NOI teamTYPED IN GMAIL
13 Oct, 13:57 · 2d ago

Re: Re[4]: SANDEEP DESAI - HOU/THA/0826/5203219

📎 IndexII9990910260725.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 10 Oct 2026 at 13:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:43, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:

+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/08/26 16:36
To: Suraj Narayan Mote (suraj.mote@phfl.com)
Cc: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com), Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com)
Subject: Re: Re[2]: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:30, Suraj Narayan Mote < suraj.mote@phfl.com > wrote:
+++

Thanks & Regards,
Suraj Mote,
Channel Manager - DSA,
Thane (West),
Mobile :- 9167225850.

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 16:02
To: Nikhil Gaikar (nikhil.gaikar@pnbhousing.com)
Cc: Ganesh Ramvilas Mali (ganesh.mali@phfl.com), Shankar Koli (shankar.koli@pnbhousing.com), Suraj Narayan Mote (suraj.mote@phfl.com)
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team,

Pls share all documents in pdf format for challan initiation..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 11:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

Pls share all documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 29 Sept 2026 at 23:52, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:
PFA
Thanks & Regards,
Nikhil Gaikar
Area Sales Manager - DST
Thane (West)
Mobile :- 8898217311

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 29 September 2026 23:26
To: Ganesh Ramvilas Mali < ganesh.mali@phfl.com >
Cc: Nikhil Gaikar < nikhil.gaikar@pnbhousing.com >; Shankar Koli < shankar.koli@pnbhousing.com >; Suraj Narayan Mote < suraj.mote@phfl.com >
Subject: Re: SANDEEP DESAI - HOU/THA/0826/5203219

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail document and payment. We will initiate the Challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Tue, 29 Sep, 2026, 23:11 Ganesh Ramvilas Mali, < ganesh.mali@phfl.com > wrote:

DEAR TEAM,

PLASE DO NEEDFULL.

​

Thanks & Regards,
Ganesh Mali
Channel Manager-DMA
PNB Housing Finance Ltd, Thane West, Maharashtra – 400601
Mob:- 9004927738
Website- www.pnbhousing

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot+ Index II inside	KYC (3).zip/payment.pdf	filed	15d ago
Aadhaar card	KYC (3).zip/KYC.pdf	filed	15d ago
Sanction letter	KYC (3).zip/SANCTION LETTER.pdf	filed	15d ago
Payment screenshot	NOI PAYMENT SANDEEP.pdf	filed	15d ago
Other	image001.png	filed	15d ago
Selfie / photo	APP PIC.jpg	CANNOT BE READ — clear copy asked	7d ago
PAN card	APPLICANT PAN CARD.pdf	filed	7d ago
Aadhaar card	APPLIACANT ADHAAR CARD.pdf	filed	7d ago
Sanction letter+ PAN card inside+ Aadhaar card inside	DocScanner 08-Oct-2026 04-25 PM.pdf	filed	7d ago
Index IIthe branch sent this — an input	INDEX 2.pdf	filed	7d ago
Paid challan (GRAS)	SANDEEP JAGANNATH DESAI EchallanMH011638056202627E.pdf	filed	7d ago
Payment screenshot	NOI PAYMENT SANDEEP.pdf	filed	7d ago
E-filing copy (token)	eFilingDoc9990910260725.pdf	filed	5d ago
Index IIthe registered copy we filed	IndexII9990910260725.pdf	filed	2d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹38,770.33

Where it stands
waiting for the credit

Screenshot claims
₹38,739 130424543310

why?

Paid by GPay at 2026-09-29 — verified when Google's NEFT lands in the PNB account (within hours).

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹21,950	₹15,000	₹320	₹1,500	₹38,770

By law ₹38,759. We ask ₹38,770 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage

5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, PAN (person 1)

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नावः मुंबई मनपा इतर वर्णन : सदनिका नंः फ्लॅट नं. 181, माळा नंः 2 रा मजला, बिल्डिंग नं. 12, इमारतीचे नावः वी आदर्श नगर को ऑप हौ सो लि, ब्लॉक नंः आदर्श नगर, रोड : वरळी, मुंबई - 400030, इतर माहिती: ((C.T.S. Number: 16 Part, 5 Part:))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DocScanner 08-Oct-2026 04-25 PM.pdf

as printed
FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, MUMBAI, NEAR ADARSH NAGAR, MUMBAI, MAHARASHTRA, INDIA, 400030

PIN
400030

the sanction letter

KYC (3).zip/SANCTION LETTER.pdf

as printed
FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, MUMBAI, NEAR ADARSH NAGAR, MUMBAI, MAHARASHTRA, INDIA, 400030

PIN
400030

the Index II

INDEX 2.pdf

the property
1) paalikeche naavah mumbai manapaa itara varnana : sadanikaa nanh phlata nan. 181, maalaa nanh 2 raa majalaa, bildinga nan. 12, imaaratiche naavah vi aadarsha nagara ko opa hau so li, bloka nanh aadarsha nagara, roda : varali, mumbai - 400030, itara maahiti: ((C.T.S. NUMBER: 16 PART, 5 PART:))

PIN
400030

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 181 2ND FLOOR BUILDING NO 12 B ADARSH NAGAR CHSL

Locality/Road
FIRE BRIGADE OFF DR ANNE BASANT ROAD WORALI MUMBAI NEAR ADARSH NAGAR

Area/City
MUMBAI

check or correct a box, the papers beside it →

the Index II also prints: 1, 16, 2, 5, AADARSHA, BILDINGA, BLOKA, HAU, IMAARATICHE, ITARA, KO, LI, MAAHITI, MAALAA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Sandeep Jagannath Desai	AEKPD9810R	…1402

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	ganesh.mali@phfl.com	15d ago
questions for the branch — what the papers leave open	ganesh.mali@phfl.com	15d ago
document chase	nikhil.gaikar@pnbhousing.com	13d ago
documents acknowledged	suraj.mote@phfl.com	7d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot KYC (3).zip/payment.pdf needs your check

utr
130424543310

date
2026-09-29

time
17:40

amount
38739

method
UPI

payee upi
56-2@okbizaxis

payer upi
03-1@okhdfcbank

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
SHRI GURUKRUPA ROADLINES

debit notification text
Payment of ’38,739 completed

raw reading (for Abhijit)

{'utr': '130424543310', 'date': '2026-09-29', 'time': '17:40', 'amount': 38739, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': '03-1@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SHRI GURUKRUPA ROADLINES', 'debit_notification_text': 'Payment of ’38,739 completed'}

Aadhaar card KYC (3).zip/KYC.pdf needs your check

dob
1979-02-23

name
Sandeep Jagannath Desai

mobile
9320110999

address
pin: 400030; area: Century Bazar, Worli; flat: 12/181; road: Veer Nariman Road; floor: 2nd; state: Maharashtra; building: B Adarsh Nagar CHS; district: Mumbai City; post_office: Worli Colony; Village: Mumbai

legible
True

aadhaar last4
1402

raw reading (for Abhijit)

{'dob': '1979-02-23', 'pan': None, 'name': 'Sandeep Jagannath Desai', 'mobile': '9320110999', 'address': {'pin': '400030', 'area': 'Century Bazar, Worli', 'flat': '12/181', 'road': 'Veer Nariman Road', 'floor': '2nd', 'state': 'Maharashtra', 'building': 'B Adarsh Nagar CHS', 'district': 'Mumbai City', 'post_office': 'Worli Colony', 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1402', 'quality_issue': None}

Sanction letter KYC (3).zip/SANCTION LETTER.pdf needs your check

lan
HOU/THA/0826/5203219

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SANDEEP JAGANNATH DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JAYSHREE JAGANNATH DESAI', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan, Housing

confidence
1.0

loan amount
7100000.0

final amount
7313000.0

interest rate
8.5

sanction date
27-Sep-2026

letter version
9

applicant email
desaisandeep303@gmail.com

applicant names
SANDEEP JAGANNATH DESAI, JAYSHREE JAGANNATH DESAI

printed altered
False

applicant mobile
9320110999

balance transfer
False

property address
pin: 400030; road: FIRE BRIGADE OFF DR ANNE BASANT ROAD; state: MAHARASHTRA; Flat no: 181; district: Mumbai; Floor: 2ND FLOOR; landmark: NEAR ADARSH NAGAR; Address: FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARS

insurance premium
213000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
7313000.0

security address verbatim
FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030

applicant address verbatim
12/181, ADARSH NAGAR CHS 2ND FLOOR B, VEER NARIMAN ROAD, CENTURY BAZAR, WORLI MUMBAI,., Mumbai, MAHARASHTRA, 400030, India

raw reading (for Abhijit)

{'lan': 'HOU/THA/0826/5203219', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANDEEP JAGANNATH DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JAYSHREE JAGANNATH DESAI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 7100000.0, 'final_amount': 7313000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '27-Sep-2026', 'letter_version': '9', 'applicant_email': 'desaisandeep303@gmail.com', 'applicant_names': ['SANDEEP JAGANNATH DESAI', 'JAYSHREE JAGANNATH DESAI'], 'printed_altered': False, 'applicant_mobile': '9320110999', 'balance_transfer': False, 'property_address': {'pin': '400030', 'road': 'FIRE BRIGADE OFF DR ANNE BASANT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '181', 'district': 'Mumbai', 'floor_no': '2ND FLOOR', 'landmark': 'NEAR ADARSH NAGAR', 'full_address': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030', 'village_city': 'Mumbai', 'building_name': 'BUILDING NO 12 B, ADARSH NAGAR CHSL', 'survey_or_cts_no': None}, 'insurance_premium': 213000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7313000.0, 'security_address_verbatim': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030', 'applicant_address_verbatim': '12/181, ADARSH NAGAR CHS 2ND FLOOR B, VEER NARIMAN ROAD, CENTURY BAZAR, WORLI MUMBAI,., Mumbai, MAHARASHTRA, 400030, India'}

Payment screenshot KYC (3).zip/payment.pdf needs your check

payments inside
payments: [{'utr': '130424543310', 'date': '2026-09-29', 'page': 1, 'time': '17:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 38739.0, 'direction': 'credit', 'narration': "Payment of ₹38,739 completed Receiver'

header doc number
4615/2016

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '130424543310', 'date': '2026-09-29', 'page': 1, 'time': '17:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 38739.0, 'direction': 'credit', 'narration': "Payment of ₹38,739 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account UPI transaction ID 130424543310 To: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis From: SHRI GURUKRUPA ROADLINES (HDFC Bank) ....03-1@okhdfcbank on Google Pay Google transaction ID CICAgPjipYTyTg", 'proof_kind': 'success_screen'}]}, 'header_doc_number': '4615/2016'}

Sanction letter KYC (3).zip/SANCTION LETTER.pdf needs your check

found
True

found in
Security

paper for
loan_ref: HOU/THA/0826/5203219; customer_name: SANDEEP JAGANNATH DESAI

confidence
1.0

property address
pin: 400030; road: FIRE BRIGADE OFF DR ANNE BASANT ROAD; state: MAHARASHTRA; Flat no: FLAT NO 181; district: Mumbai; Floor: 2ND FLOOR; landmark: NEAR ADARSH NAGAR; Address: FLAT NO 181, 2ND FLOOR, BUILDING NO 12

raw reading (for Abhijit)

{'found': True, 'found_in': 'Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/THA/0826/5203219', 'report_id': None, 'customer_name': 'SANDEEP JAGANNATH DESAI'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': '400030', 'road': 'FIRE BRIGADE OFF DR ANNE BASANT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 181', 'district': 'Mumbai', 'floor_no': '2ND FLOOR', 'landmark': 'NEAR ADARSH NAGAR', 'full_address': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030', 'village_city': 'WORALI MUMBAI', 'building_name': 'BUILDING NO 12 B, ADARSH NAGAR CHSL', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030'}

Payment screenshot NOI PAYMENT SANDEEP.pdf needs your check

utr
130424543310

date
2026-09-29

time
17:40

amount
38739

method
UPI

payee upi
....56-2@okbizaxis

payer upi
....03-1@okhdfcbank

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
SHRI GURUKRUPA ROADLINES

debit notification text
Payment of ’38,739 completed

raw reading (for Abhijit)

{'utr': '130424543310', 'date': '2026-09-29', 'time': '17:40', 'amount': 38739, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....03-1@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SHRI GURUKRUPA ROADLINES', 'debit_notification_text': 'Payment of ’38,739 completed'}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot NOI PAYMENT SANDEEP.pdf needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '130424543310', 'date': '2026-09-29', 'page': 1, 'time': '17:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 38739.0, 'direction': 'debit', 'narration

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '130424543310', 'date': '2026-09-29', 'page': 1, 'time': '17:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 38739.0, 'direction': 'debit', 'narration': 'UPI transaction ID 130424543310 To: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis From: SHRI GURUKRUPA ROADLINES (HDFC Bank) ....03-1@okhdfcbank on Google Pay Google transaction ID CICAgPjipYTyTg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2035', 'account_holder': 'SHRI GURUKRUPA ROADLINES'}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Selfie / photo APP PIC.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

PAN card APPLICANT PAN CARD.pdf needs your check

dob
1979-02-23

pan
AEKPD9810R

name
SANDEEP JAGANNATH DESAI

legible
True

father name
JAGANNATH YESHWANT DESAI

raw reading (for Abhijit)

{'dob': '1979-02-23', 'pan': 'AEKPD9810R', 'name': 'SANDEEP JAGANNATH DESAI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JAGANNATH YESHWANT DESAI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card APPLIACANT ADHAAR CARD.pdf needs your check

dob
1979-02-23

name
Sandeep Jagannath Desai

mobile
9320110999

address
pin: 400030; area: Worli; flat: 12/181; road: Veer Nariman Road, Century Bazar.; floor: 2nd; state: Maharashtra; building: B Adarsh Nagar CHS.; district: Mumbai; Village: Mumbai, Mumbai City.

legible
True

aadhaar last4
1402

raw reading (for Abhijit)

{'dob': '1979-02-23', 'pan': None, 'name': 'Sandeep Jagannath Desai', 'mobile': '9320110999', 'address': {'pin': '400030', 'area': 'Worli', 'flat': '12/181', 'road': 'Veer Nariman Road, Century Bazar.', 'floor': '2nd', 'state': 'Maharashtra', 'building': 'B Adarsh Nagar CHS.', 'district': 'Mumbai', 'post_office': None, 'village_city': 'Mumbai, Mumbai City.'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1402', 'quality_issue': None}

Sanction letter DocScanner 08-Oct-2026 04-25 PM.pdf needs your check

lan
HOU/THA/0826/5203219

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SANDEEP JAGANNATH DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JAYSHREE JAGANNATH DESAI', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement

loan amount
7100000.0

rate spread
-4.65

final amount
7313000.0

interest rate
8.5

sanction date
27-Sep-2026

letter version
9

reference rate
13.15

applicant email
desaisandeep303@gmail.com

applicant names
SANDEEP JAGANNATH DESAI, JAYSHREE JAGANNATH DESAI

printed altered
False

applicant mobile
9320110999

balance transfer
False

property address
pin: 400030; road: DR ANNE BASANT ROAD; state: MAHARASHTRA; Flat no: 181; district: Mumbai; Floor: 2ND; landmark: FIRE BRIGADE OFF, NEAR ADARSH NAGAR; Address: FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAG

insurance premium
213000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
7313000.0

applicant address verbatim
12/181, ADARSH NAGAR CHS 2ND FLOOR B, VEER NARIMAN ROAD, CENTURY BAZAR, WORLI MUMBAI,., Mumbai, MAHARASHTRA, 400030, India

raw reading (for Abhijit)

{'lan': 'HOU/THA/0826/5203219', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANDEEP JAGANNATH DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JAYSHREE JAGANNATH DESAI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7100000.0, 'rate_spread': -4.65, 'final_amount': 7313000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '27-Sep-2026', 'letter_version': '9', 'reference_rate': 13.15, 'applicant_email': 'desaisandeep303@gmail.com', 'applicant_names': ['SANDEEP JAGANNATH DESAI', 'JAYSHREE JAGANNATH DESAI'], 'printed_altered': False, 'applicant_mobile': '9320110999', 'balance_transfer': False, 'property_address': {'pin': '400030', 'road': 'DR ANNE BASANT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '181', 'district': 'Mumbai', 'floor_no': '2ND', 'landmark': 'FIRE BRIGADE OFF, NEAR ADARSH NAGAR', 'full_address': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030', 'village_city': 'Mumbai', 'building_name': 'BUILDING NO 12 B, ADARSH NAGAR CHSL', 'survey_or_cts_no': None}, 'insurance_premium': 213000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7313000.0, 'security_address_verbatim': 'FLAT NO 181, 2ND FLOOR, BUILDING NO 12 B, ADARSH NAGAR CHSL, FIRE BRIGADE OFF DR ANNE BASANT ROAD, WORALI MUMBAI, Mumbai, NEAR ADARSH NAGAR, Mumbai, MAHARASHTRA, India, 400030', 'applicant_address_verbatim': '12/181, ADARSH NAGAR CHS 2ND FLOOR B, VEER NARIMAN ROAD, CENTURY BAZAR, WORLI MUMBAI,., Mumbai, MAHARASHTRA, 400030, India'}

Sanction letter DocScanner 08-Oct-2026 04-25 PM.pdf needs your check

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter DocScanner 08-Oct-2026 04-25 PM.pdf needs your check

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Index II INDEX 2.pdf needs your check

kind
index2_input

extracted
pin: 400030; rows: {'r4_palika': 'मुंबई मनपा', 'r11_serial': '4615/2016', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'आदर्श नगर', 'r5_area_text': '1) 48.62 चौ. मीटर', 'r7_executants': [{'age': '42', 'pan': 'AAIPR5871N

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '400030', 'rows': {'r4_palika': 'मुंबई मनपा', 'r11_serial': '4615/2016', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'आदर्श नगर', 'r5_area_text': '1) 48.62 चौ. मीटर', 'r7_executants': [{'age': '42', 'pan': 'AAIPR5871N', 'name': 'मुलसिंह भवरसिंग राजपुरोहित', 'address': 'प्लॉट नंः माळा नंः -, इमारतीचे नावः फ्लॅट नं. 181, बिल्डिंग नं. 12, बी आदर्श नगर को ऑप हौ सो लि, ब्लॉक नंः आदर्श नगर, रोड नंः वरळी, महाराष्ट्र, मुम्बई. पिन कोड:- 400030'}, {'age': '37', 'pan': 'AKXPP5273F', 'name': 'विजयसिंह भवरसिंग राजपुरोहित', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः फ्लॅट नं. 181, बिल्डिंग नं. 12, बी आदर्श नगर को ऑप हौ सो लि, ब्लॉक नं. आदर्श नगर, रोड नंः वरळी, महाराष्ट्र, मुम्बई. पिन कोड:- 400030'}], 'r8_purchasers': [{'age': '36', 'pan': 'AEKPD9810R', 'name': 'संदीप जगन्नाथ देसाई', 'address': 'प्लॉट नंः माळा नं:-, इमारतीचे नावः फ्लॅट नं. 03, विल्डिंग नं. 13, शिवशाही को ऑप ही सो लि, ब्लॉक नंः शिवाजी नगर, रोड नंः डॉ. ए.बी. रोड, वरळी, महाराष्ट्र, मुम्बई. पिन कोड:- 400030'}, {'age': '60', 'pan': 'ANCPD8861D', 'name': 'जयश्री जगन्नाथ देसाई', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः फ्लॅट नं. 03, बिल्डिंग नं. 13, शिवशाही को ऑप ही सो लि, ब्लॉक नंः शिवाजी नगर, रोड नं: डॉ. ए.बी. रोड, वरळी, महाराष्ट्र, मम्बई. पिन कोड:- 400030'}], 'r12_stamp_duty': 710000, 'r3_market_value': 13450500, 'r1_document_type': 'करारनामा', 'r2_consideration': 14200000, 'r9_execution_date': '30/03/2016', 'r13_registration_fee': 30000, 'r10_registration_date': '13/05/2016'}, 'doc_no': '4615', 'village': 'माहिम', 'doc_kind': 'सूची क्र.2', 'doc_year': '2016', 'sro_name': 'सह दु.नि. मुंबई शहर 2', 'area_text': '48.62 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. मुंबई शहर 2', 'mortgagors': ['मुलसिंह भवरसिंग राजपुरोहित', 'विजयसिंह भवरसिंग राजपुरोहित'], 'stamp_duty': 710000, 'filing_date': '2016-05-16', 'loan_amount': 0, 'token_number': 'I CANNOT TELL', 'property_text': '1) पालिकेचे नावः मुंबई मनपा इतर वर्णन : सदनिका नंः फ्लॅट नं. 181, माळा नंः 2 रा मजला, बिल्डिंग नं. 12, इमारतीचे नावः वी आदर्श नगर को ऑप हौ सो लि, ब्लॉक नंः आदर्श नगर, रोड : वरळ

Paid challan (GRAS) SANDEEP JAGANNATH DESAI EchallanMH011638056202627E.pdf needs your check

grn
MH011638056202627E

pin
400030

total
36950.0

article
6(1)

defaced
False

bank cin
03006172026100800976

district
MUMBAI

area city
MUMBAI

payer pan
AEKXXXXXXR

flat block
FLAT NO 181 2ND FLOOR BUILDING NO 12 B

payer name
SANDEEP JAGANNATH DESAI

sro office
MBI-2_JT SUB REGISTRA MUMBAI 2

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7313000

scheme rows
{'amount': 21950.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0999

payment date
08/10/2026-16:42:20

road locality
OFF DR ANNE BASANT ROAD WORALI MUMBAI NEAR ADARSH NAGAR MUMBAI

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
7313000

raw reading (for Abhijit)

{'grn': 'MH011638056202627E', 'pin': '400030', 'total': 36950.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100800976', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'AEKXXXXXXR', 'flat_block': 'FLAT NO 181 2ND FLOOR BUILDING NO 12 B', 'payer_name': 'SANDEEP JAGANNATH DESAI', 'sro_office': 'MBI-2_JT SUB REGISTRA MUMBAI 2', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7313000', 'scheme_rows': [{'amount': 21950.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0999', 'payment_date': '08/10/2026-16:42:20', 'road_locality': 'OFF DR ANNE BASANT ROAD WORALI MUMBAI NEAR ADARSH NAGAR MUMBAI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7313000'}

Payment screenshot NOI PAYMENT SANDEEP.pdf needs your check

utr
130424543310

date
2026-09-29

time
17:40

amount
38739

method
UPI

payee upi
....56-2@okbizaxis

payer upi
....03-1@okhdfcbank

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
SHRI GURUKRUPA ROADLINES

debit notification text
Payment of ‘38,739 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '130424543310', 'date': '2026-09-29', 'time': '17:40', 'amount': 38739, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....03-1@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'SHRI GURUKRUPA ROADLINES', 'debit_notification_text': "Payment of ‘38,739 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}

Payment screenshot NOI PAYMENT SANDEEP.pdf needs your check

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '130424543310', 'date': '2026-09-29', 'page': 1, 'time': '17:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 38739.0, 'direction': 'credit', 'narration': 'UPI transaction ID 130424543310 To: THINKBIGZ INITIATIVE PVT LTD ....56-2@okbizaxis From: SHRI GURUKRUPA ROADLINES (HDFC Bank) ....03-1@okhdfcbank on Google Pay Google transaction ID CICAgPjipYTyTg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2035', 'account_holder': 'SHRI GURUKRUPA ROADLINES'}}

E-filing copy (token) eFilingDoc9990910260725.pdf needs your check

sro
MBI19

kind
efiling_copy

token
9990910260725

legible
True

property
road: OFF DR ANNE BASANT ROAD; unit: 181; floor: 2ND; taluka: MUMBAI; numbers: [{'type': 'C.T.S. Number', 'value': '16PART AND 5 PART'}]; village: MAHIM; building: BUILDING NO 12 B ADARSH NAGAR CHSL; district: MUMBAI; ar

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'AEKPD9810R', 'name': 'SANDEEP JAGANNATH DESAI', 'address': 'Flat No:G, Floor No:2ND, Building Name:ADARSH NAGAR CHS B,VEER NARIMAN ROAD, Road:CENTURY BAZAR, WORLI MUMBAI, City:MUMAI, State: MAHARASHTRA, District

title deed
Agreement to Sale :4615/2016 SRO MUMBAI SHAHAR-2

filing date
2026-10-10

loan amount
7313000

payment lines
{'ref': 'MH011638056202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 21939, 'ref_kind': 'GRN'}, {'ref': 'MH011638056202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 15000, 'ref_kind': 'GRN

date of mortgage
2026-10-09

raw reading (for Abhijit)

{'sro': 'MBI19', 'kind': 'efiling_copy', 'token': '9990910260725', 'legible': True, 'property': {'pin': None, 'road': 'OFF DR ANNE BASANT ROAD', 'unit': '181', 'floor': '2ND', 'taluka': 'MUMBAI', 'numbers': [{'type': 'C.T.S. Number', 'value': '16PART AND 5 PART'}], 'village': 'MAHIM', 'building': 'BUILDING NO 12 B ADARSH NAGAR CHSL', 'district': 'MUMBAI', 'area_text': 'Build: 48.62 Sq.mt.', 'local_body': 'MOUJE MAHIM', 'description': 'FIRE BRIGADE, NEAR ADARSH NAGAR', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AEKPD9810R', 'name': 'SANDEEP JAGANNATH DESAI', 'address': 'Flat No:G, Floor No:2ND, Building Name:ADARSH NAGAR CHS B,VEER NARIMAN ROAD, Road:CENTURY BAZAR, WORLI MUMBAI, City:MUMAI, State: MAHARASHTRA, District:MUMBAI, Pin:400030'}], 'title_deed': 'Agreement to Sale :4615/2016 SRO MUMBAI SHAHAR-2', 'filing_date': '2026-10-10', 'loan_amount': 7313000, 'payment_lines': [{'ref': 'MH011638056202627E', 'head': 'Stamp Duty', 'dated': '08/10/2026', 'amount': 21939, 'ref_kind': 'GRN'}, {'ref': 'MH011638056202627E', 'head': 'Filing Fee', 'dated': '08/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026097514137', 'head': 'Document Handling Charges', 'dated': '09/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-09'}

Technical record (for Abhijit — safe to ignore)

5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 08 Oct, 16:35 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 29 Sep, 23:25 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '79d6974bb5547654', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Th
2d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
2d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999091026072
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T09:31:25', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-30 06:08', 'id': '1a0f0edacde305b7', 'from': 'us', 'gist': 'The NOI team asks the branch to share all documents in PDF format fo
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T09:31:25', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Reply to the branch that the challan was already shared on 2026-10-12 08:04 and is aw
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T09:31:20', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-30 06:08', 'id': '1a0f0edacde305b7', 'from': 'us', 'gist': 'The NOI team asks the branch to share all documents in PDF format fo
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T09:31:20', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'We should reply to the branch that the challan was already shared on 2026-10-1
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T08:30:48', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-30 06:08', 'id': '1a0f0edacde305b7', 'from': 'us', 'gist': 'The NOI team asks the branch to share all documents in PDF format fo
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T08:30:48', 'asks': ['for the challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T08:30:46', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-30 06:08', 'id': '1a0f0edacde305b7', 'from': 'us', 'gist': 'The NOI team asks the branch to share all documents in PDF format fo
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T08:30:46', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Reply to the branch that the challan was already shared on 2026-10-12 08:04 and is aw
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T08:30:40', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-30 06:08', 'id': '1a0f0edacde305b7', 'from': 'us', 'gist': 'The NOI team asks the branch to share all documents in PDF format fo
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T08:30:40', 'asks': ['the challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12f1a9
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T07:54:05', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-29 18:21', 'id': '1a0ee671cef0b7c5', 'from': 'branch', 'gist': 'The branch has attached documents.', 'subject': 'RE: SANDEEP DES
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T07:54:05', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T07:50:59', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-29 17:55', 'id': '1a0ee4f0785fbd59', 'from': 'us', 'gist': 'The team acknowledges receipt of mail document and payment, and will
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T07:50:58', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan again.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12f17b75a2c1dc
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T07:30:29', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-29 17:40', 'id': '1a0ee416f79b9398', 'from': 'branch', 'gist': 'The branch has sent KYC documents and asks the team to proceed.'
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T07:30:29', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan for Sandeep Desai.', 'next': 'Send the challan to the branch.', 'brought': [], 'rectified': [], 'message_id': '1a12
3d ago	EzDocs	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T07:17:05', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-09-29 17:40', 'id': '1a0ee416f79b9398', 'from': 'branch', 'gist': 'The branch has sent KYC documents and asks the team to proceed.'
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T07:17:05', 'asks': ['provide challan'], 'gist': 'The branch asks for the challan for Sandeep Desai.', 'next': 'Ask the branch to provide the missing documents and resolve the PAN disagreement before th

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹38,739 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: The work is done — our fee of ₹38,770.33 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct2 things

An old draft withdrew itself — its asks were already answered

14:00

An old draft withdrew itself — its asks were already answered

14:00

Yesterday · 14 Oct1 thing — 1 step

EzDocs checked the e-filing boxes against the papers

01:25

13 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.