⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02524

Vivek Shantaram Jadhav

LAN NHL/NSK/0926/5220834 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

6 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Selfie / photoopen

✓Payment screenshot — shows ₹13,980; money not verified yetopen

✓PAN cardopen

✓MOTDopen

✓Paid challan (GRAS)open

Applicant's Aadhaar Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

Payment needs a person to check (see Money).
The work is done — our fee of ₹14,020.22 is still not in our account. Chase the branch for it.
This UTR already verified case NOI-2026-02309.

MoneySomeone must look

₹14,020.22CASE MARK

A credit came that nobody can place with certainty — a person must look.

₹14,100 receivedby the amount alone

Stamp duty 0.3%4,580

Registration fee 0.5%7,620

Government handling320

Our service fee1,500.22

Total we ask for14,020.22

Screenshot ₹13,980 — ₹40 under our ask, not below the real calculation ₹13,980. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

By law ₹14,000. We ask ₹14,020 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹13,980 — accept as full (₹40.22 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 50 minour time · 26 Sep 15:32

Index II —not yet

the NOI team 19 d 2 htotal 19 d 2 h so far

Now with the NOI team — e-filing on IGR

since 26 Sep 15:32 — 19 d of working time

Day by day — every step and who held it

26 Sep 13:42Your branch's mail

26 Sep 13:48Fee quoted+6 min · the NOI team

26 Sep 13:48Papers readat once

26 Sep 13:48Property readat once

26 Sep 13:48Papers readat once

26 Sep 15:32Challan made+1 h 44 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,22,500

Loan account no.

NHL/NSK/0926/5220834

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

• check — property Flat No: the portal takes at most 10 characters in this box — this is 16 (UNIT SHOP NO. 32)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the documents and payment, and has generated and shared the challan. The team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II copy

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-26) “Dear Team, Kindly process 0.3 & 0.5 Challan in below case.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-26) “*Payment details attached”

✓ challan made — done, mail 3 (2026-09-26) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-26) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-26) “For NOI filing, We need an index 2 copy.”

read over 3 mail(s), last mail 2026-09-26 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010903610202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02524 | NHL/NSK/0926/5220834

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/NSK/0926/5220834) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 17 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
26 Sep, 13:42 · 19d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5220834 Applicant Name : VIVEK SHANTARAM JADHAV

📎 Sanction letter - 2026-09-26T133839.096.pd ↗📎 IMG-20260926-WA0026.jpg ↗📎 IMG-20260926-WA0025.jpg ↗📎 IMG-20260913-WA0024.jpg ↗📎 IMG-20260913-WA0019(1).jpg ↗📎 20260924_135027.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameVIVEK SHANTARAM JADHAV

Loan account (LAN)NHL/NSK/0926/5220834

Loan amount₹15,22,500

Stamp duty 0.30%₹4,567.50

Registration fee 0.50%₹7,612.50

DHC₹300

Service / vendor fees₹1,500

Total₹13,980

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Pravin Dangal (pravin.dangal@phfl.com)
Date: 26-09-2026 01:31 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), abhijeet.kale@phfl.com
Subject: Vivek Jadhav Document for noi

🤖 read: documents attached; note: Kindly process 0.3 & 0.5 Challan.

OL The NOI teamTYPED IN GMAIL
26 Sep, 14:53 · 19d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 26 Sept 2026 at 13:48, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name VIVEK SHANTARAM JADHAV

Lan No NHL/NSK/0926/5220834

Loan Amount 1522500

LOAN AMOUNT 1522500
0.30% 4567.5
0.50% 7612.5
FEES 1500
DHC 300
TOTAL 13,980

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Pravin Dangal (pravin.dangal@phfl.com)
Date: 26-09-2026 01:31 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), abhijeet.kale@phfl.com
Subject: Vivek Jadhav Document for noi

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
26 Sep, 15:35 · 19d ago

📎 VIVEK SHANTARAM JADHAV EchallanMH010903610 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 26 Sept 2026 at 14:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sat, 26 Sept 2026 at 13:48, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name VIVEK SHANTARAM JADHAV

Lan No NHL/NSK/0926/5220834

Loan Amount 1522500

LOAN AMOUNT 1522500
0.30% 4567.5
0.50% 7612.5
FEES 1500
DHC 300
TOTAL 13,980

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Pravin Dangal (pravin.dangal@phfl.com)
Date: 26-09-2026 01:31 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com), abhijeet.kale@phfl.com
Subject: Vivek Jadhav Document for noi

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	Sanction letter - 2026-09-26T133839.096.pdf	filed	19d ago
Selfie / photo	IMG-20260926-WA0026.jpg	filed	19d ago
Payment screenshot	IMG-20260926-WA0025.jpg	filed	19d ago
PAN card	IMG-20260913-WA0024.jpg	filed	19d ago
PAN card	IMG-20260913-WA0019(1).jpg	filed	19d ago
Selfie / photo	20260924_135027.jpg	filed	19d ago
MOTD	image002.jpg	filed	19d ago
Other	image001.jpg	filed	19d ago
Paid challan (GRAS)	VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf	filed	19d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,020.22

Where it stands
needs a person to check

Screenshot claims
₹13,980 797112741670

Screenshot ₹13,980 — ₹40 under our ask, not below the real calculation ₹13,980. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

utr_already_used:NOI-2026-02309

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,580	₹7,620	₹320	₹1,500	₹14,020

By law ₹14,000. We ask ₹14,020 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …

29 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing) …

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter - 2026-09-26T133839.096.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Shop No. 32, Floor 3rd Floor, Block Wing B Third Floor, Project Business Hub, Survey No 189/A/189/B/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - Nashik, Dist- Nashik 422010, Nashik, Nashik, MAHARASHTRA, India, 422010

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter - 2026-09-26T133839.096.pdf

as printed
UNIT SHOP NO. 32, FLOOR 3RD FLOOR, BLOCK WING B THIRD FLOOR, PROJECT BUSINESS HUB, SURVEY NO 189/A/189/B/190/191, PLOT NO 36+37, DATIRNAGAR, OPP NASHIK ENGINEERING CLUSTER, XLO POINT, AMBAD MIDC, MAUJE AMBAD KHURD, - NASHIK, DIST- NASHIK 422010, NASHIK, NASHIK, MAHARASHTRA, INDIA, 422010

PIN
422010

THE CHALLAN, as it will be typed

Flat/Survey Number
SHOP NO 32 3RD FLOOR WING B PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37

Locality/Road
XLO POINT AMBAD MIDC DATIRNAGAR OPP NASHIK ENGINEERING CLUSTER MAUJE AMBAD KHURD DIST NASHIK

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	PRITI VIVEK JADHAV	ACUPW9963G
mortgagor	VIVEK SHANTARAM JADHAV	APRPJ2022H

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	piyush.aher@phfl.com	19d ago
document chase	piyush.aher@phfl.com	19d ago
Index II chase	piyush.aher@phfl.com	15d ago
Index II chase	piyush.aher@phfl.com	12d ago
Index II chase	piyush.aher@phfl.com	9d ago
Index II chase	piyush.aher@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo IMG-20260926-WA0026.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Sanction letter Sanction letter - 2026-09-26T133839.096.pdf needs your check

lan
NHL/NSK/0926/5220834

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'VIVEK SHANTARAM JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI VIVEK JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
1450000.0

final amount
1522500.0

interest rate
9.5

sanction date
17-Sep-2026

letter version
3

applicant email
viveksjadhav86@gmail.com

applicant names
VIVEK SHANTARAM JADHAV, PRITI VIVEK JADHAV

printed altered
False

applicant mobile
9860525362

balance transfer
False

property address
pin: 422010; state: MAHARASHTRA; Flat no: Unit Shop No. 32; district: Nashik; Floor: 3rd Floor; landmark: Opp Nashik Engineering Cluster,; Address: Unit Shop No. 32, Floor 3rd Floor, Block Wing B Third Floor, Pro

insurance premium
72500.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1522500.0

security address verbatim
Unit Shop No. 32, Floor 3rd Floor, Block Wing B Third Floor, Project Business Hub, Survey No 189/A/189/B/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - N

applicant address verbatim
N-53-S-F-5-9/6, UTTAM NAGAR CIDCO, CIDCO NASHIK, ., Nashik, MAHARASHTRA, 422009, India

raw reading (for Abhijit)

{'lan': 'NHL/NSK/0926/5220834', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'VIVEK SHANTARAM JADHAV', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRITI VIVEK JADHAV', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1450000.0, 'final_amount': 1522500.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '17-Sep-2026', 'letter_version': '3', 'applicant_email': 'viveksjadhav86@gmail.com', 'applicant_names': ['VIVEK SHANTARAM JADHAV', 'PRITI VIVEK JADHAV'], 'printed_altered': False, 'applicant_mobile': '9860525362', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Unit Shop No. 32', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Opp Nashik Engineering Cluster,', 'full_address': 'Unit Shop No. 32, Floor 3rd Floor, Block Wing B Third Floor, Project Business Hub, Survey No 189/A/189/B/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - Nashik, Dist- Nashik 422010, Nashik, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Nashik', 'building_name': 'Project Business Hub', 'survey_or_cts_no': 'Survey No 189/A/189/B/190/191, Plot No 36+37'}, 'insurance_premium': 72500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1522500.0, 'security_address_verbatim': 'Unit Shop No. 32, Floor 3rd Floor, Block Wing B Third Floor, Project Business Hub, Survey No 189/A/189/B/190/191, Plot No 36+37, Datirnagar, Opp Nashik Engineering Cluster,, XLO Point, Ambad MIDC, Mauje Ambad Khurd,, - Nashik, Dist- Nashik 422010, Nashik, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'N-53-S-F-5-9/6, UTTAM NAGAR CIDCO, CIDCO NASHIK, ., Nashik, MAHARASHTRA, 422009, India'}

Payment screenshot IMG-20260926-WA0025.jpg needs your check

utr
797112741670

date
2026-09-26

time
13:22

amount
13980

method
PhonePe Transaction ID

payee upi
Vyapar.********2080@hdf...

payee name
THINK BIGZ INITIATIVE P...

raw reading (for Abhijit)

{'utr': '797112741670', 'date': '2026-09-26', 'time': '13:22', 'amount': 13980, 'method': 'PhonePe Transaction ID', 'payee_upi': 'Vyapar.********2080@hdf...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P...', 'payer_name': None, 'debit_notification_text': None}

PAN card IMG-20260913-WA0024.jpg needs your check

dob
1986-07-18

pan
APRPJ2022H

name
VIVEK SHANTARAM JADHAV

legible
True

father name
SHANTARAM BAJARANG JADHAV

raw reading (for Abhijit)

{'dob': '1986-07-18', 'pan': 'APRPJ2022H', 'name': 'VIVEK SHANTARAM JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHANTARAM BAJARANG JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

PAN card IMG-20260913-WA0019(1).jpg needs your check

dob
1992-04-15

pan
ACUPW9963G

name
PRITI VIVEK JADHAV

legible
True

father name
ARUN MURLIDHAR WAGH

raw reading (for Abhijit)

{'dob': '1992-04-15', 'pan': 'ACUPW9963G', 'name': 'PRITI VIVEK JADHAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARUN MURLIDHAR WAGH', 'aadhaar_last4': None, 'quality_issue': None}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Selfie / photo 20260924_135027.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot IMG-20260926-WA0025.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '797112741670', 'date': '2026-09-26', 'page': 1, 'time': '13:22', 'payee': 'THINK BIGZ INITIATIVE P...', 'amount': 13980.0, 'direction': 'debit', 'narration': 'PhonePe Transac

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '797112741670', 'date': '2026-09-26', 'page': 1, 'time': '13:22', 'payee': 'THINK BIGZ INITIATIVE P...', 'amount': 13980.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609261322324257032215', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3656', 'account_holder': None}}

Paid challan (GRAS) VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf needs your check

grn
MH010903610202627E

pin
422010

total
12200

article
6(1)

defaced
False

bank cin
03006172026092600763

district
NASHIK

area city
AMBAR KHURD NASHIK

payer pan
APRXXXXXXH

flat block
SHOP NO 32 3RD FLOOR WING B PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37

payer name
VIVEK SHANTARAM JADHAV

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500

scheme rows
{'amount': 4580, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5362

payment date
26/09/2026-15:32:15

road locality
DATIRNAGAR OPP NASHIK ENGINEERING CLUSTER XLO POINT AMBAD MIDC MAUJE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1522500

raw reading (for Abhijit)

{'grn': 'MH010903610202627E', 'pin': '422010', 'total': 12200, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600763', 'district': 'NASHIK', 'area_city': 'AMBAR KHURD NASHIK', 'payer_pan': 'APRXXXXXXH', 'flat_block': 'SHOP NO 32 3RD FLOOR WING B PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37', 'payer_name': 'VIVEK SHANTARAM JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500', 'scheme_rows': [{'amount': 4580, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5362', 'payment_date': '26/09/2026-15:32:15', 'road_locality': 'DATIRNAGAR OPP NASHIK ENGINEERING CLUSTER XLO POINT AMBAD MIDC MAUJE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1522500'}

Paid challan (GRAS) VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf needs your check

grn
MH010903610202627E

pin
422010

total
12200.0

article
6(1)

defaced
False

bank cin
03006172026092600763

district
NASHIK

area city
NASHIK

payer pan
APRXXXXXXH

flat block
SHOP NO 32 3RD FLOOR WING B PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37

payer name
VIVEK SHANTARAM JADHAV

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500

scheme rows
{'amount': 4580.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5362

payment date
26/09/2026-15:35:19

road locality
DATIRNAGAR OPP NASHIK ENGINEERING CLUSTER XLO POINT AMBAD MIDC MAUJE AMBAD KHURD NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1522500

raw reading (for Abhijit)

{'grn': 'MH010903610202627E', 'pin': '422010', 'total': 12200.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600763', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'APRXXXXXXH', 'flat_block': 'SHOP NO 32 3RD FLOOR WING B PROJECT BUSINESS HUB SURVEY NO 189/A/189/B/190/191 PLOT NO 36 37', 'payer_name': 'VIVEK SHANTARAM JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500', 'scheme_rows': [{'amount': 4580.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5362', 'payment_date': '26/09/2026-15:35:19', 'road_locality': 'DATIRNAGAR OPP NASHIK ENGINEERING CLUSTER XLO POINT AMBAD MIDC MAUJE AMBAD KHURD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1522500'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5220834) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5220834) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5220834) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
12d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
15d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/NSK/0926/5220834) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed APxxxxxxXH — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '225527', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NSK5_
16d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'doc_id': '5e8f76
16d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010903610202627E', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH010903610202627E', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12200.0}
16d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'ours'
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '7d4f18fc4cf2c2e3', 'docs': ['Sanction letter - 2026-09-26T133839.096.pdf', 'IMG-20260913-WA0024.jpg', 'IMG-20260913-WA0019(1).jpg', 'image002.jpg'], 'loan': {'amount': 1522500, 'made_of': [{'what':
17d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '627068366139', 'why': 'NOI-2026-02642 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 14100, 'other_case': 'NOI-2026-02642'}
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
18d ago	EzDocs	payment_needs_review	{'flags': ['utr_already_used:NOI-2026-02309'], 'method': 'amount_over_small+payee_road', 'received': 14100.0}
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
18d ago	EzDocs	payment_needs_review	{'flags': ['utr_already_used:NOI-2026-02309'], 'method': 'amount_over_small+payee_road', 'received': 14100.0}
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '379bdadbf33e64ac', 'docs': ['Sanction letter - 2026-09-26T133839.096.pdf', 'IMG-20260913-WA0024.jpg', 'IMG-20260913-WA0019(1).jpg', 'image002.jpg'], 'loan': {'amount': 1522500, 'made_of': [{'what':
19d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
19d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village',
19d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'kind':
19d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0926/5220
19d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIVEK SHANTARAM JAD
19d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
19d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010903610202627E', 'file': 'VIVEK SHANTARAM JADHAV EchallanMH010903610202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹13,980 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment needs a person to check (see Money). The work is done — our fee of ₹14,020.22 is still not in our account. Chase the branch for it. This UTR already verified case NOI-2026-02309.

Yesterday · 14 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02524 | NHL/NSK/0926/5220834

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02524 | NHL/NSK/0926/5220834

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02524 | NHL/NSK/0926/5220834

10:00

An old draft withdrew itself — its asks were already answered

10:00

30 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02524 | NHL/NSK/0926/5220834