PALLAVI SHIVKUMAR PATHADE
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- In a paper uploaded to the case, a DIFFERENT PERSON'S PAN card is attached: IMG-20260804-WA0002.jpg is SHARAD SHANKARRAO JADHAV's, not PALLAVI SHIVKUMAR PATHADE's. Please check with the branch. It is not used — PALLAVI's own PAN card is typed. (Set aside as another customer's.)
- Mail bounced — the branch did not get it. Re-send.
- TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹2,935.80 is still not in our account. Chase the branch for it.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| Sanction letter | Ratnagiri, MAHARASHTRA, India, 412105 Ratnagiri |
| Index II | हवेली जि पुणे, पिन कोड:-412105 पुणे |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH008550933202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper10 Oct, 14:25 · 5d ago THE APP JOINED HERE — earlier mails are on Gmail
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
6 more mails in between — open
10 Oct, 14:26 · 5d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
12 Oct, 09:45 · 3d ago
Please check and do the needful.
earlier mails quoted below
12 Oct, 10:29 · 3d ago
Please find attached passport size photo
earlier mails quoted below
12 Oct, 12:00 · 3d ago
TEAM
Kindly share live color selfie photo for noi prosess
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 12 Oct 2026 at 10:29, Sambhaji Shivaji Mane <sambhaji.mane@phfl.com>
wrote:
earlier mails quoted below
12 Oct, 12:30 · 3d ago
PFA...
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Monday, 12 October 2026 12:01
To: Sambhaji Shivaji Mane
Cc: Atish Jadkar; Pankaj Kokate; pimpri; Sanchit Sanjay Pokhare
Subject: Re: Re[4]: kindly process the NOI in case of-PALLAVI SHIVKUMAR PATHADE - NHL/PM/0826/5188081
12 Oct, 13:30 · 3d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 12 Oct 2026 at 12:31, Sambhaji Shivaji Mane <sambhaji.mane@phfl.com>
wrote:
earlier mails quoted below
13 Oct, 13:40 · 2d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
14 Oct, 16:21 · 1d ago
PFA index 2 copy for case closure..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter (1).pdf | filed | 3d ago |
| Index IIthe branch sent this — an input | Index2file.pdf | filed | 3d ago |
| PAN card | Screenshot_2026-08-18-15-08-17-31_92460851df6f172a4592fca41cc2d2e6.jpg | filed | 3d ago |
| Aadhaar card | Screenshot_2026-08-18-15-08-13-15_92460851df6f172a4592fca41cc2d2e6.jpg | filed | 3d ago |
| Payment screenshot | IMG-20260818-WA0076.jpg | filed | 3d ago |
| Aadhaar card+ PAN card inside | IMG_20260818_150942.jpg | filed | 3d ago |
| PAN card | IMG-20260804-WA0002.jpg | CANNOT BE READ — clear copy asked | 3d ago |
| Selfie / photo | IMG_20260818_150433.jpg | CANNOT BE READ — clear copy asked | 3d ago |
| Selfie / photo | IMG_20260818_150723.jpg | CANNOT BE READ — clear copy asked | 3d ago |
| PAN card | IMG-20260804-WA0002 (1).jpg | filed | 3d ago |
| Payment screenshot | IMG-20260818-WA0076 (1).jpg | filed | 3d ago |
| Paid challan (GRAS) | PALLAVI SHIVKUMAR PATHADE EchallanMH008550933202627E.pdf | filed | 3d ago |
| Sanction letter | Sanction letter - 2026-08-18T182944.338.pdf | filed | 3d ago |
| Paid challan (GRAS) | PALLAVI SHIVKUMAR PATHADE EchallanMH008562829202627E.pdf | filed | 3d ago |
| Other | image002.jpg | filed | 3d ago |
| Other | image001.png | filed | 3d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹2,935.80
waiting for the credit
₹9,470 623093194908
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,835 | ₹0 | ₹0 | ₹100 | ₹2,935 |
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31, CHOVISWADI, NEXT TO BLISS HOTEL, CHAROLI PHATA, KHED, KALI BHINT ROAD, RATNAGIRI, MAHARASHTRA, INDIA, 412105
412105
FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31, CHOVISWADI, NEXT TO BLISS HOTEL, CHAROLI PHATA, KHED, KALI BHINT ROAD, RATNAGIRI, MAHARASHTRA, INDIA, 412105
412105
1) paalikeche naava:pimpari-chinchavada ma.na.paa. itara varnana :, itara maahiti: gaava mauje chovisaavaadi yethila sarvhe nan. 31 madhila ekuna kshetra 01 he.2.58 aara mhanajecha 10258 chau mi yaa milakativara baandhanyaata yeta asalelyaa "jephro kingsataauna" yaa imaaratimadhila vinga e madhila aathavyaa majalyaavarila phlata/sadanikaa nan. 811, yaansi kaarpeta kshetra 34.30 chau.mi + baalkani yaansi kshetra 5.98 chau.mi. + eka kavharda paarkinga yaansi kshetra 10.08 chau.mi.hi milakata. (shaasana aadesha kra. mudraanka-2021/anau.san.kra.12/ pra.kra.107/ma-1 (dhorana) di 31/03/2021 nusaara mahilaa kharedidaaraasa mudraanka shulkaata 1% savalata)( (SURVEY NUMBER : 31;))
I CANNOT TELL
FLAT NO 811 8TH FLOOR WING A SR NO-31 JEFRO KINGSTOWN SURVEY NO 31 CHOVISWADI NEXT TO BLISS HOTEL
CHAROLI PHATA KHED KALI BHINT ROAD RATNAGIRI MAHARASHTRA
RATNAGIRI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | YOGESH MOHANRAO BIRAJDAR | BKDPB2765B | …4502 |
| mortgagor | PALLAVI SHIVKUMAR PATHADE | ARAPP1227F | …4364 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | atish.jadkar@pnbhousing.com | 3d ago |
| questions for the branch — what the papers leave open | atish.jadkar@pnbhousing.com | 3d ago |
What EzDocs read from each document — check anything marked in red
NHL/PM/0826/5188081
True
Non Housing Loan, Personal use
{'name': 'PALLAVI SHIVKUMAR PATHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGESH MOHANRAO BIRAJDAR', 'role': 'co_applicant', 'label': 'Guarantor'}
1
13.15% per annum 13.15% -0.65% = 12.50% per annum as on the date of execution of the loan agreement
900000
-0.65
931500
12.5
17-Aug-2026
6
13.15
palavispatade@gmail.com
PALLAVI SHIVKUMAR PATHADE
False
9371556633
False
pin: 412105; road: KALI BHINT ROAD; state: MAHARASHTRA; taluka: Khed; Flat no: 811; district: Ratnagiri; Floor: 8TH; landmark: BLISS HOTEL, CHAROLI PHATA; Address: FLAT NO 811, 8TH FLOOR, WING A, JEFRO KINGSTOWN,
31500
Total Loan Amount
True
931500
FLAT NO 811, 8TH FLOOR, WING A, Sr no-31, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Khed, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105
FLAT NO 811,08 FLOOR, A WING, JEFRO KINGSTOWN,, SR NO.31, KALI BHINT ROAD, CHOVISWADI,, NEXT TOBLISS HOTEL, CHAROLI PHATA,, ., Pune, MAHARASHTRA, 412105, India
raw reading (for Abhijit)
{'lan': 'NHL/PM/0826/5188081', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'PALLAVI SHIVKUMAR PATHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGESH MOHANRAO BIRAJDAR', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -0.65% = 12.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 900000, 'rate_spread': -0.65, 'final_amount': 931500, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '17-Aug-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'palavispatade@gmail.com', 'applicant_names': ['PALLAVI SHIVKUMAR PATHADE'], 'printed_altered': False, 'applicant_mobile': '9371556633', 'balance_transfer': False, 'property_address': {'pin': '412105', 'road': 'KALI BHINT ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': '811', 'district': 'Ratnagiri', 'floor_no': '8TH', 'landmark': 'BLISS HOTEL, CHAROLI PHATA', 'full_address': 'FLAT NO 811, 8TH FLOOR, WING A, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105', 'village_city': 'Choviswadi', 'building_name': 'JEFRO KINGSTOWN', 'survey_or_cts_no': '31'}, 'insurance_premium': 31500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 931500, 'security_address_verbatim': 'FLAT NO 811, 8TH FLOOR, WING A, Sr no-31, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Khed, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'FLAT NO 811,08 FLOOR, A WING, JEFRO KINGSTOWN,, SR NO.31, KALI BHINT ROAD, CHOVISWADI,, NEXT TOBLISS HOTEL, CHAROLI PHATA,, ., Pune, MAHARASHTRA, 412105, India'}index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '29915/2024', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'चोविस
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '29915/2024', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'चोविसावाडी', 'r5_area_text': '1) 34.30 चौ.मीटर', 'r7_executants': [{'age': 'I CANNOT TELL', 'pan': 'AARFJ3668E', 'name': 'मे.जेफ्रो रिअल्टी एलएलपी तर्फे भागीदार 1. श्री रॉय मॅथ्यू 2.एलिझाबेथ रॉय 3. जेफरीन रॉय मॅथ्यू यांचे तर्फे क.ज.कु.मु.म्हणून अनिल ज्ञानेश्वर येळवंडे', 'address': 'प्लॉट नंः -, माळा नंः -, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः चोविसावाडी चहोली बु ता हवेली जि पुणे, महाराष्ट्र, पुणे. पिन कोड:-412105'}, {'age': '55', 'pan': 'AEVPY6332A', 'name': 'मान्यता देणार- 1. शशिकांत ज्ञानेश्वर येळवंडे 2. रविंद्र ज्ञानेश्वर येळवंडे यांचे तर्फे क.ज.कु.मु. म्हणून व स्वतः करिता अनिल ज्ञानेश्वर येळवंडे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः चोविसावाडी चहोली बु ता हवेली जि पुणे, महाराष्ट्र, पुणे. पिन कोड:-412105'}], 'r8_purchasers': [{'age': '40', 'pan': 'ARAPP1227F', 'name': 'पल्लवी शिवकुमार पठाडे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः, रोड नंः कल्पतरू सोसायटी, सदनिका नं. 201, जवळकर नगर, पिंपळे गुरव, पुणे, महाराष्ट्र, पुणे. पिन कोड:-411061'}], 'r12_stamp_duty': 173400, 'r3_market_value': 2182399.528, 'r1_document_type': 'अँग्रीमेंट टू सेल', 'r2_consideration': 2889909, 'r9_execution_date': '23/12/2024', 'r13_registration_fee': 28900, 'r10_registration_date': '23/12/2024'}, 'doc_no': '29915', 'village': 'चोवीसवाडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दु.नि. हवेली 18', 'area_text': '1) 34.30 चौ.मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 28900, 'header_sro': 'सह दु.नि. हवेली 18', 'mortgagors': ['पल्लवी शिवकुमार पठाडे'], 'stamp_duty': 173400, 'filing_date': '2024-12-23', 'loan_amount': 0, 'token_number': '13062025', 'property_text': '1) पालिकेचे नाव:पिंपरी-चिंचवड म.न.पा. इतर वर्णन :, इतर माहिती: गाव मौजे चोविसावाडी येथिल सर्व्हे नं. 31 मधील एकूण क्षेत्र 01 हे.2.58 आर म्हणजेच 10258 चौ मी या मिळकतीवर बांधण्यात येत असलेल्या "जेफ्रो किंग्सटाऊन" या इमारतीमधील विंग ए मधील आठव्या मजल्यावरील फ्लॅट/सदनिका नं. 811, यांसी कार्पेट क्षेत्र 341990-01-10
BKDPB2765B
YOGESH MOHANRAO BIRAJDAR
True
MOHANRAO RAMLINGAPPA BIRAJDAR
raw reading (for Abhijit)
{'dob': '1990-01-10', 'pan': 'BKDPB2765B', 'name': 'YOGESH MOHANRAO BIRAJDAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MOHANRAO RAMLINGAPPA BIRAJDAR', 'aadhaar_last4': None, 'quality_issue': None}1990-01-10
Yogesh Mohanrao Birajdar
pin: 411061; area: Near Jawalkar Nagar; flat: Flat No-201; state: Maharashtra; building: Building No-1A, Kalpataru Estate Phase-1; district: Pune; Village: Pimple Gurav, Pune
True
4502
raw reading (for Abhijit)
{'dob': '1990-01-10', 'pan': None, 'name': 'Yogesh Mohanrao Birajdar', 'mobile': None, 'address': {'pin': '411061', 'area': 'Near Jawalkar Nagar', 'flat': 'Flat No-201', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Building No-1A, Kalpataru Estate Phase-1', 'district': 'Pune', 'post_office': None, 'village_city': 'Pimple Gurav, Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4502', 'quality_issue': None}623093194908
2006-08-18
15:04
9470
UPI
vyapar369706362080@hdfcbank
palavispataade@oksbi
THINK BIGZ INITIATIVE PVT LTD
Mrs PALLAVI SHIVKUMAR PATHADE
raw reading (for Abhijit)
{'utr': '623093194908', 'date': '2006-08-18', 'time': '15:04', 'amount': 9470, 'method': 'UPI', 'payee_upi': 'vyapar369706362080@hdfcbank', 'payer_upi': 'palavispataade@oksbi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mrs PALLAVI SHIVKUMAR PATHADE', 'debit_notification_text': None}1984-04-21
Pallavi Shivkumar Pathade
pin: 412105; area: CHOVISAWADI, NEXT TO BLISS HOTEL, CHARHOLI PHATA; flat: FLAT NO 811; road: KALI BHINT ROAD; floor: 08 FLOOR; state: Maharashtra; building: JEFRO KINGSTOWN, A- WING; district: Pune; post_office: Charhol
True
4364
raw reading (for Abhijit)
{'dob': '1984-04-21', 'pan': None, 'name': 'Pallavi Shivkumar Pathade', 'mobile': None, 'address': {'pin': '412105', 'area': 'CHOVISAWADI, NEXT TO BLISS HOTEL, CHARHOLI PHATA', 'flat': 'FLAT NO 811', 'road': 'KALI BHINT ROAD', 'floor': '08 FLOOR', 'state': 'Maharashtra', 'building': 'JEFRO KINGSTOWN, A- WING', 'district': 'Pune', 'post_office': 'Charholi Bk', 'village_city': 'Charholi Bk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4364', 'quality_issue': None}1984-04-21
Pallavi Shivkumar Pathade
pin: 412105; area: CHOVISAWADI, NEXT TO BLISS HOTEL, CHARHOLI PHATA, PUNE; flat: FLAT NO 811; road: KALI BHINT ROAD; floor: 08 FLOOR; state: Maharashtra; building: SR No. 31, JEFRO KINGSTOWN, A- WING; district: Pune; pos
True
4364
raw reading (for Abhijit)
{'dob': '1984-04-21', 'pan': None, 'name': 'Pallavi Shivkumar Pathade', 'mobile': None, 'address': {'pin': '412105', 'area': 'CHOVISAWADI, NEXT TO BLISS HOTEL, CHARHOLI PHATA, PUNE', 'flat': 'FLAT NO 811', 'road': 'KALI BHINT ROAD', 'floor': '08 FLOOR', 'state': 'Maharashtra', 'building': 'SR No. 31, JEFRO KINGSTOWN, A- WING', 'district': 'Pune', 'post_office': 'Charholi Bk', 'village_city': 'Charholi Bk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4364', 'quality_issue': None}SHARAD SHANKARRAO JADHAV
False
SHANKARRAO
blurred and low resolution — the PAN number and details are not readable
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'SHARAD SHANKARRAO JADHAV', 'mobile': None, 'address': None, 'legible': False, 'father_name': 'SHANKARRAO', 'aadhaar_last4': None, 'quality_issue': 'blurred and low resolution — the PAN number and details are not readable'}photo_of_printed_photo
False
1
True
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}photo_of_printed_photo
False
0.9
True
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}1984-04-21
ARAPP1227F
PALLAVI SHIVKUMAR PATHADE
True
BHAGWAN RAMAPPA HANDRALE
raw reading (for Abhijit)
{'dob': '1984-04-21', 'pan': 'ARAPP1227F', 'name': 'PALLAVI SHIVKUMAR PATHADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHAGWAN RAMAPPA HANDRALE', 'aadhaar_last4': None, 'quality_issue': None}623093194908
2026-08-18
15:04
9470
UPI
vyapar.169705262080@hdfcbank
palavispatade@oksbi
THINK BIGZ INITIATIVE PVT LTD
Mrs PALLAVI SHIVKUMAR PATHADE
raw reading (for Abhijit)
{'utr': '623093194908', 'date': '2026-08-18', 'time': '15:04', 'amount': 9470, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': 'palavispatade@oksbi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mrs PALLAVI SHIVKUMAR PATHADE', 'debit_notification_text': None}MH008550933202627E
412105
7470.0
6(1)
False
03006172026081801206
PUNE
MAHARASHTRA
ARAXXXXXXF
FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31
PALLAVI SHIVKUMAR PATHADE
HVL18_HAVELI 18 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=931500
{'amount': 2800.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4670.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX6633
18/08/2026-17:04:07
CHOVISWADI, NEXT TO BLISS HOTEL, CHAROLI PHATA, KALI BHINT ROAD, PUNE,
AAACP3682N
PNB HOUSING FINANCE LTD
931500
raw reading (for Abhijit)
{'grn': 'MH008550933202627E', 'pin': '412105', 'total': 7470.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026081801206', 'district': 'PUNE', 'area_city': 'MAHARASHTRA', 'payer_pan': 'ARAXXXXXXF', 'flat_block': 'FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31', 'payer_name': 'PALLAVI SHIVKUMAR PATHADE', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=931500', 'scheme_rows': [{'amount': 2800.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4670.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6633', 'payment_date': '18/08/2026-17:04:07', 'road_locality': 'CHOVISWADI, NEXT TO BLISS HOTEL, CHAROLI PHATA, KALI BHINT ROAD, PUNE,', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '931500'}NHL/PM/0826/5188081
True
Non Housing Loan, Personal use
{'name': 'PALLAVI SHIVKUMAR PATHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGESH MOHANRAO BIRAJDAR', 'role': 'co_applicant', 'label': 'Guarantor'}
Non Housing Loan
1
13.15% per annum; 13.15% -0.65% = 12.50% per annum as on the date of execution of the loan agreement
900000
-0.65
945000
12.5
17-Aug-2026
7
13.15
palavispatade@gmail.com
PALLAVI SHIVKUMAR PATHADE, YOGESH MOHANRAO BIRAJDAR
False
9371556633
False
pin: 412105; road: KALI BHINT ROAD; state: MAHARASHTRA; taluka: Khed; Flat no: 811; district: Ratnagiri; Floor: 8TH FLOOR; landmark: next to Bliss Hotel, Charoli Phata; Address: FLAT NO 811, 8TH FLOOR, WING A, Sr
45000
Total Loan Amount
True
945000
FLAT NO 811, 8TH FLOOR, WING A, Sr no-31, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Khed, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105
FLAT NO 811,08 FLOOR, A WING, JEFRO KINGSTOWN,, SR NO.31, KALI BHINT ROAD, CHOVISWADI,, NEXT TOBLISS HOTEL, CHAROLI PHATA,, ., Pune, MAHARASHTRA, 412105, India
raw reading (for Abhijit)
{'lan': 'NHL/PM/0826/5188081', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'PALLAVI SHIVKUMAR PATHADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGESH MOHANRAO BIRAJDAR', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum; 13.15% -0.65% = 12.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 900000, 'rate_spread': -0.65, 'final_amount': 945000, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '17-Aug-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'palavispatade@gmail.com', 'applicant_names': ['PALLAVI SHIVKUMAR PATHADE', 'YOGESH MOHANRAO BIRAJDAR'], 'printed_altered': False, 'applicant_mobile': '9371556633', 'balance_transfer': False, 'property_address': {'pin': '412105', 'road': 'KALI BHINT ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': '811', 'district': 'Ratnagiri', 'floor_no': '8TH FLOOR', 'landmark': 'next to Bliss Hotel, Charoli Phata', 'full_address': 'FLAT NO 811, 8TH FLOOR, WING A, Sr no-31, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Khed, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105', 'village_city': 'Choviswadi', 'building_name': 'JEFRO KINGSTOWN', 'survey_or_cts_no': '31'}, 'insurance_premium': 45000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 945000, 'security_address_verbatim': 'FLAT NO 811, 8TH FLOOR, WING A, Sr no-31, JEFRO KINGSTOWN, Survey No 31, Choviswadi, next to Bliss Hotel, Charoli Phata, Khed, Kali Bhint Road, Ratnagiri, MAHARASHTRA, India, 412105', 'applicant_address_verbatim': 'FLAT NO 811,08 FLOOR, A WING, JEFRO KINGSTOWN,, SR NO.31, KALI BHINT ROAD, CHOVISWADI,, NEXT TOBLISS HOTEL, CHAROLI PHATA,, ., Pune, MAHARASHTRA, 412105, India'}MH008562829202627E
412105
50.0
6(1)
False
03006172026081801546
PUNE
PUNE
ARAXXXXXXF
FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31, CHOVISWADI
PALLAVI SHIVKUMAR PATHADE
HVL18_HAVELI 18 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=13500
{'amount': 50.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
XXXXXX6633
18/08/2026-19:00:10
NEXT TO BLISS HOTEL, CHAROLI PHATA, KALI BHINT ROAD, PUNE, MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
13500
raw reading (for Abhijit)
{'grn': 'MH008562829202627E', 'pin': '412105', 'total': 50.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026081801546', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ARAXXXXXXF', 'flat_block': 'FLAT NO 811, 8TH FLOOR, WING A, SR NO-31, JEFRO KINGSTOWN, SURVEY NO 31, CHOVISWADI', 'payer_name': 'PALLAVI SHIVKUMAR PATHADE', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=13500', 'scheme_rows': [{'amount': 50.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX6633', 'payment_date': '18/08/2026-19:00:10', 'road_locality': 'NEXT TO BLISS HOTEL, CHAROLI PHATA, KALI BHINT ROAD, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '13500'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: [{'utr': '623093194908', 'date': '2026-08-18', 'page': 1, 'time': '15:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 9470.0, 'direction': 'credit', 'narration': 'To: THINK BIGZ INITIATIVE PVT LTD vyap
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '623093194908', 'date': '2026-08-18', 'page': 1, 'time': '15:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 9470.0, 'direction': 'credit', 'narration': 'To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: Mrs PALLAVI SHIVKUMAR PATHADE (Bank Of Maharashtra) Google Pay palavispatade@oksbi Google transaction ID CICAgLiz69a_Rg', 'proof_kind': 'success_screen'}]}}bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '623093194908', 'date': '2006-08-18', 'page': 1, 'time': '15:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 9470.0, 'direction': 'credit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '623093194908', 'date': '2006-08-18', 'page': 1, 'time': '15:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 9470.0, 'direction': 'credit', 'narration': 'UPI transaction ID 623093194908 To: THINK BIGZ INITIATIVE PVT LTD vyapar369706362080@hdfcbank From: Mrs PALLAVI SHIVKUMAR PATHADE (Bank Of Maharashtra) Google Pay - pallavispataade@oksbi Google transaction ID CICAgLis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0966', 'account_holder': 'Mrs PALLAVI SHIVKUMAR PATHADE'}}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 12 Oct, 12:00 asked for the selfie photo — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 20h ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 20h ago | EzDocs | screenshot_year_fixed524 | {'now': '2026-08-18', 'why': 'the screenshot prints the day and the month; the year was read wrong (2006) — put right', 'read': '2006-08-18'} |
| 1d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 2d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 3d ago | EzDocs | thread_merged | {'why': "a new conversation naming this case's loan number joined it", 'subject': 'Re: Re[4]: kindly process the NOI in case of-PALLAVI SHIVKUMAR PATHADE - NHL/PM/0826/5188081', 'thread_id': '1a12e7b4a9a7b180'} |
| 3d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 3d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Index2file.pdf', 'Sanction letter (1).pdf', 'Sanction letter - 2026-08-18T182944.338.pdf', 'Screenshot_2026-08-18-15-08-13-15_924608 |
| 3d ago | EzDocs | address_compared | {'sig': 'c6cc111912370822', 'why': 'after gather', 'people': [{'home': 'FLAT NO 811, 08 FLOOR, JEFRO KINGSTOWN, A- WING, KALI BHINT ROAD, CHOVISAWADI, NEXT TO BLISS HOTEL, CHARHOLI PHATA, Charholi Bk, Pune, 412105', 'per |
| 3d ago | EzDocs | challan_boxes_by_rules | {'fp': 'c1cfb30629cae725', 'why': "EzDocs' city is not the case's district (RATNAGIRI)", 'anew': 'first'} |
| 3d ago | EzDocs | box_disagreement | {'box': 'property.taluka', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Haveli', 'page': 1, 'party': Non |
| 3d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'after the Index II takeover'} |
| 3d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index2file.pdf', 'changed': {}, 'village': 'चोवीसवाडी'} |
| 3d ago | EzDocs | index2_people_checked | {'doc_id': '813fd256-3d54-41cb-a7e1-1deb94afe85d', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'PALLAVI SHIVKUMAR PATHADE', 'pan_agrees': True}], 'not_on_case': 0} |
| 3d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260818-WA0076.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '051db9dc-fac0-4387-90e1-45b7c003d6d4', 'fetched': True} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260818-WA0076 (1).jpg', 'kind': None, 'found': 0, 'doc_id': 'f31f171b-73fb-4944-a9da-349ed64db622', 'fetched': True} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '174ba36e-018e-48a8-9fb2-7dc0cce682c6', 'fetched': True} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '2333b0dd-3249-49c2-a631-83b34f10a06c', 'fetched': True} |
| 3d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team took 931500 from the sanction |
| 3d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 13500 — no paper on the |
| 3d ago | EzDocs | reader_home_address | {'fp': '10c2e8e5eaae2d7e', 'from': 'the sanction letter (Sanction letter - 2026-08-18T182944.338.pdf)', 'home': {'pin': '412105', 'area': 'CHOVISWADI, NEXT TOBLISS HOTEL, CHAROLI PHATA', 'flat': '811', 'road': 'KALI BHIN |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 3d ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PALLAVI SHIVKUMAR PATHADE EchallanMH008550933202627E.pdf', 'kind |
| 3d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-12T04:17:36', 'why': 'paper', 'open': 12, 'mails': [{'at': '2026-10-12 04:15', 'id': '1a12e52bbf1b8202', 'from': 'branch', 'gist': 'The branch is asking for an update on the NOI processing.', 's |
| 3d ago | EzDocs | thread_docs_swept | {'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 16, 'why_not': None, 'messages': 14} |
| 3d ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 16, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 14, 'unreadable_threads': 0} |
| 3d ago | EzDocs | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 0.5} |
| 3d ago | EzDocs | document_received | {'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 1.0} |
| 3d ago | EzDocs | two_stamp_duty_challans | {'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE |