⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03474

Jyoti Amol Hivre

LAN 77000351798 Needs documents · waiting on the branch Send the draft 2 All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan4 still to come

4 of 8 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

✓Technical reportopen

✓LSR (search report)open

✓Sanction letteropen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Payment Screenshot with UTR — still needed

✓Property address — verified by the engine, from the legal report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (3)A label is wrong? Fix it under All documents.

MoneyWaiting for the credit

₹31,760.38CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 of ₹31,760.38 — we only count a credit our bank shows us.

Ask for the exact ₹31,760.38. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%14,710

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.38

Total we ask for31,760.38

By law ₹31,750. We ask ₹31,760 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 2 minthe branch 5 h 37 mintotal 5 h 39 min so far

Now with the branch — waiting for your documents

since 18:19 — 5 h 37 min of working time

Day by day — every step and who held it

18:17Your branch's mail

18:18Papers read+1 min · the NOI team

18:18Property read+1 min · the NOI team

18:19Fee quotedat once

Case facts

Bank

ICICI_HFC

Loan amount

₹49,00,000

Loan account no.

77000351798

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKSurvey number spelling variance

Legal Report	Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A]
Technical Report	Sr. No. 121, Hissa No 1 Plus 2a

Why it matters: The legal report notes a slight variation in the 7/12 extract format for the hissa number, but both refer to the same land parcel.

What to do: Proceed using the technical report and legal report survey numbers as verified.

Compared: the technical report, the legal report (TSR); and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not judged these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03474

Dear Team,

Please check the calculation and account details for the captioned case (LAN: 77000351798).

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
  Loan Amount                           : Rs. 49,00,000
  ------------------------------------------------------
  Stamp Duty 0.30%                      : Rs. 14,710
  Registration Fees 0.50%               : Rs. 15,000
  Govt. Document Handling Charges       : Rs. 350
  Service Fees for NOI Filing           : Rs. 1,700.38
  ------------------------------------------------------
  TOTAL AMOUNT PAYABLE                  : Rs. 31,760.38

Please pay the exact amount, paise included - Rs. 31,760.38. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03474/03ae245d4aa9a29c91afb2c6

Payment options:
    NEFT / IMPS  EZDOCS · Punjab National Bank
                 A/C 0105102100000581 · IFSC PUNB0010510 · Ghodbunder Road
    NEFT / IMPS  EZDOCS · HDFC Bank
                 A/C 99998888706969 · IFSC HDFC0004359 · Hiranandani Estate
    UPI          7715973535@okbizaxis  (GPay 7715973535)

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Please note (kindly confirm):
  - your initiation table names 'Jyoti Hivre_77000351798- PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING' while the case and its documents read 'Jyoti Amol Hivre' — we proceed with the documents; kindly correct the table if otherwise

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: 77000351798).

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount : Rs. 49,00,000

------------------------------------------------------

Stamp Duty 0.30%Rs. 14,710

Registration Fees 0.50%Rs. 15,000

Govt. Document Handling ChargesRs. 350

Service Fees for NOI FilingRs. 1,700.38

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 31,760.38

Please pay the exact amount, paise included - Rs. 31,760.38. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03474/03ae245d4aa9a29c91afb2c6

Payment options:

NEFT / IMPS EZDOCS · Punjab National Bank
A/C 0105102100000581 · IFSC PUNB0010510 · Ghodbunder Road
NEFT / IMPS EZDOCS · HDFC Bank
A/C 99998888706969 · IFSC HDFC0004359 · Hiranandani Estate
UPI 7715973535@okbizaxis (GPay 7715973535)

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Please note (kindly confirm):

your initiation table names 'Jyoti Hivre_77000351798- PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING' while the case and its documents read 'Jyoti Amol Hivre' — we proceed with the documents; kindly correct the table if otherwise

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

APPLICANT NAME -Jyoti Hivre_77000351798- PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Dear Team,

With reference to the captioned case (LAN: 77000351798), the following is pending from your end:

1. Applicant's Aadhaar Card — not received yet
  2. Applicant's PAN Card — not received yet
  3. Payment Screenshot with UTR — not received yet
  4. Payment of Rs. 31,760.38 — credit not yet received in our account - pay online: https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03474/03ae245d4aa9a29c91afb2c6

Already received with thanks, no need to resend:
  LSR (Legal Search Report), Sanction Letter, Technical Report

For the NOI e-filing visit later (does NOT hold up the challan — share when ready):
  Applicant's Selfie / Photo

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: 77000351798), the following is pending from your end:

Applicant's Aadhaar Card — not received yet
Applicant's PAN Card — not received yet
Payment Screenshot with UTR — not received yet
Payment of Rs. 31,760.38 — credit not yet received in our account - pay online: https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03474/03ae245d4aa9a29c91afb2c6

Already received with thanks, no need to resend:

LSR (Legal Search Report), Sanction Letter, Technical Report

For the NOI e-filing visit later (does NOT hold up the challan — share when ready):
Applicant's Selfie / Photo

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Please note (kindly confirm):

your initiation table names 'Jyoti Hivre_77000351798- PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING' while the case and its documents read 'Jyoti Amol Hivre' — we proceed with the documents; kindly correct the table if otherwise

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AB akshay.bebale@icicihfc.com icicihfc.com
13 Oct, 18:17 · 5h ago THE FIRST MAIL — how this case began

APPLICANT NAME -Jyoti Hivre_77000351798- PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 jyotihivrtechnical.pdf ↗📎 JYOTI HIVRE_LEGAL REPORT.pdf ↗📎 KFSLetter_77000351798 (1).pdf ↗

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5% challan.

Case name -Jyoti Amol Hivre

Application no77000351798

Loan Amt4900000

Kindly share payment details .

Regards,
Akshay Bebale
Relation Manager -synergy

🤖 read: asks for the challan, the fee / a quote; documents attached — “Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5% challan.”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:36 · 5h ago

Team,

Loan amount₹49,00,000

Stamp duty 0.30%₹14,710

Registration fee 0.50%₹15,000

Total₹31,760

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:17, Akshay Bebale / /ICICIHFC/PUNE <
akshay.bebale@icicihfc.com> wrote:

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5%
challan.

Case name -Jyoti Amol Hivre
Application no -77000351798
Loan Amt - 4900000

Kindly share payment details .

Regards,
Akshay Bebale
Relation Manager -synergy

🤖 read: asks the branch for the payment — “Total Amount FOR NOI 31760.00”

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:36 · 5h ago

Team,

Kindly share payment screenshot and

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
4,900,000

NOI Govt Fees
Stamp Duty
0.30%
14710.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
31760.00

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 13 Oct 2026 at 18:17, Akshay Bebale  / /ICICIHFC/PUNE < akshay.bebale@icicihfc.com > wrote:

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5%  challan.

Case name -Jyoti Amol Hivre

Application no -77000351798

Loan Amt - 4900000

Kindly share payment details .

Regards,

Akshay Bebale

Relation Manager -synergy

🤖 read: asks the branch for the payment — “Kindly share payment screenshot and”

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:36 · 5h ago

Team,

Kindly share payment screenshot and KYC documents fo alla applicants for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
4,900,000

NOI Govt Fees
Stamp Duty
0.30%
14710.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
31760.00

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 13 Oct 2026 at 18:17, Akshay Bebale  / /ICICIHFC/PUNE < akshay.bebale@icicihfc.com > wrote:

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5%  challan.

Case name -Jyoti Amol Hivre

Application no -77000351798

Loan Amt - 4900000

Kindly share payment details .

Regards,

Akshay Bebale

Relation Manager -synergy

🤖 read: asks the branch for the payment, documents — “Kindly share payment screenshot and KYC documents fo alla applicants for challan processing.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:36 · 5h ago

Team,

Kindly share payment screenshots and KYC documents for all applicants for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
4,900,000

NOI Govt Fees
Stamp Duty
0.30%
14710.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
31760.00

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 13 Oct 2026 at 18:17, Akshay Bebale  / /ICICIHFC/PUNE < akshay.bebale@icicihfc.com > wrote:

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5%  challan.

Case name -Jyoti Amol Hivre

Application no -77000351798

Loan Amt - 4900000

Kindly share payment details .

Regards,

Akshay Bebale

Relation Manager -synergy

🤖 read: asks the branch for the payment, documents — “Kindly share payment screenshots and KYC documents for all applicants for challan processing.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:36 · 5h ago

Team,

Kindly share payment screenshots and KYC documents for all applicants for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
4,900,000

NOI Govt Fees
Stamp Duty
0.30%
14710.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
31760.00

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 13 Oct 2026 at 18:17, Akshay Bebale  / /ICICIHFC/PUNE < akshay.bebale@icicihfc.com > wrote:

Dear team

Kindly process challan of 0.3% &0.5% And Noi Filing Provide 0.3%&0.5%  challan.

Case name -Jyoti Amol Hivre

Application no -77000351798

Loan Amt - 4900000

Kindly share payment details .

Regards,

Akshay Bebale

Relation Manager -synergy

🤖 read: asks the branch for the payment, documents — “Kindly share payment screenshots and KYC documents for all applicants for challan processing.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo

Document	File — click to open	Status	When
Technical report	jyotihivrtechnical.pdf	filed	5h ago
LSR (search report)	JYOTI HIVRE_LEGAL REPORT.pdf	filed	5h ago
Sanction letter	KFSLetter_77000351798 (1).pdf	filed	5h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,760.38

Where it stands
waiting for the credit

Screenshot claims
—

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹14,710	₹15,000	₹350	₹1,700	₹31,760

By law ₹31,750. We ask ₹31,760 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

Challan: 12 of 13 boxes on the caseOpen the verification page →

Empty: Payer PAN

Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), City / village

The e-filing’s boxes (22 of 34 ready) come up once the challan is paid.

EzDocs has not judged these boxes against the document yet — it does within five minutes of a reading.

CHECKED by the engine, from the legal report — correct any box that is off; a correction clears thissource: the legal report (JYOTI HIVRE_LEGAL REPORT.pdf)ICICI rule: from the technical report — press Re-read when it is on file check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

All the Piece and Parcel of Property Being Land area admeasuring 00 H 1 R i.e., 1000 sq. Ft., i.e., 92.93 Sq. Mts., bearing private plot NO. 4 out of Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A] totally admeasuring 06 H 44.75 R (including 70 R), Situated at Village-Lohagaon, Taluka-Haveli, District-Pune, within the limit of PMC.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

jyotihivrtechnical.pdf

Property Address line
PROPERTY AT PLOT NO. 04,SR. NO. 121, HISSA NO 1 PLUS 2A,LOHEGAON TAL. HAVELI, DIST. PUNE,411047

Legal Address line
PROPERTY AT PLOT NO. 04, S NO 121, HISSA NO 1 PLUS 2A, LOHEGAON TAL. HAVELI, DIST. PUNE 411047

PIN
411047

the legal report (TSR)

JYOTI HIVRE_LEGAL REPORT.pdf

as printed
ALL THE PIECE AND PARCEL OF PROPERTY BEING LAND AREA ADMEASURING 00 H 1 R I.E., 1000 SQ. FT., I.E., 92.93 SQ. MTS., BEARING PRIVATE PLOT NO. 4 OUT OF SURVEY NO. 121 HISSA NO. 1+2A [AS PER 7/12 SURVEY NO. 121/1A/2A] TOTALLY ADMEASURING 06 H 44.75 R (INCLUDING 70 R), SITUATED AT VILLAGE-LOHAGAON, TALUKA-HAVELI, DISTRICT-PUNE, WITHIN THE LIMIT OF PMC.

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 4 SURVEY NO 121 HISSA NO 1 PLUS 2A

Locality/Road
NEAR TRIMURTI GYM LOHGAON TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 00, 06, 1000, 121/1A/2A, 4, 44, 7/12, 70, INCLUDING, LIMIT, LOHAGAON, PER, PMC, PRIVATE, TOTALLY

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	JYOTI AMOL HIVRE

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	akshay.bebale@icicihfc.com	5h ago
document chase	akshay.bebale@icicihfc.com	5h ago

What the engine read from each document — check anything marked in red

Sanction letter KFSLetter_77000351798 (1).pdf needs your check

lan
77000351798

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan and Purchase/Improvement of Property

confidence
1.0

print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000351798)', "the sanctioned amount's digits and word

rate words
10.00 % p.a. Floating; IHPLR 18.9 % less 8.90 %

loan amount
4900000.0

rate spread
-8.9

final amount
4900000.0

interest rate
10.0

sanction date
08/09/2026

reference rate
18.9

applicant email
amol.hivere1995@gmail.com

applicant names
JYOTI AMOL HIVRE, AMOL VISHVNATH HIVRE

printed altered
False

sourced through
164247 - BRANCH-1475

applicant mobile
9921668308

balance transfer
False

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Sr 121 1A 1 Pl No 19, Khandve Nagar Lohgaon Pune, Lohogaon, Pune City East, PUNE, MAHARASHTRA, IN, 411047

raw reading (for Abhijit)

{'lan': '77000351798', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000351798)', "the sanctioned amount's digits and words agree (4900000)", 'the rate is the benchmark less the spread (18.9 - 8.90 = 10.0)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '10.00 % p.a. Floating; IHPLR 18.9 % less 8.90 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4900000.0, 'rate_spread': -8.9, 'final_amount': 4900000.0, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '08/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'amol.hivere1995@gmail.com', 'applicant_names': ['JYOTI AMOL HIVRE', 'AMOL VISHVNATH HIVRE'], 'printed_altered': False, 'sourced_through': '164247 - BRANCH-1475', 'applicant_mobile': '9921668308', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Sr 121 1A 1 Pl No 19, Khandve Nagar Lohgaon Pune, Lohogaon, Pune City East, PUNE, MAHARASHTRA, IN, 411047'}

LSR (search report) JYOTI HIVRE_LEGAL REPORT.pdf needs your check

found
True

found in
Description of the Property (With Boundaries)

area sq m
92.93

paper for
loan_ref: 77000351798; customer_name: MRS. JYOTI AMOL HIVRE

confidence
0.95

reading486
property

property address
taluka: Haveli; district: Pune; full_address: private plot NO. 4 out of Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A], Situated at Village-Lohagaon, Taluka-Haveli, District-Pune; village_city: Lohagaon

security address verbatim
All the Piece and Parcel of Property Being Land area admeasuring 00 H 1 R i.e., 1000 sq. Ft., i.e., 92.93 Sq. Mts., bearing private plot NO. 4 out of Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A] total

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property (With Boundaries)', 'area_sq_m': 92.93, 'paper_for': {'loan_ref': '77000351798', 'report_id': None, 'customer_name': 'MRS. JYOTI AMOL HIVRE'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Haveli', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'private plot NO. 4 out of Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A], Situated at Village-Lohagaon, Taluka-Haveli, District-Pune', 'village_city': 'Lohagaon', 'building_name': None, 'survey_or_cts_no': 'private plot NO. 4, Survey NO. 121 Hissa NO. 1+2A, survey NO. 121/1A/2A'}, 'security_address_verbatim': 'All the Piece and Parcel of Property Being Land area admeasuring 00 H 1 R i.e., 1000 sq. Ft., i.e., 92.93 Sq. Mts., bearing private plot NO. 4 out of Survey NO. 121 Hissa NO. 1+2A [As per 7/12 survey NO. 121/1A/2A] totally admeasuring 06 H 44.75 R (including 70 R), Situated at Village-Lohagaon, Taluka-Haveli, District-Pune, within the limit of PMC.'}

Technical report jyotihivrtechnical.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
107.21

paper for
loan_ref: 77000351798; report_id: HRQ-26-153650; customer_name: Jyoti Amol Hivre

confidence
0.98

reading486
property

address lines
taken: property; legal_address: Property At Plot No. 04, S No 121, Hissa No 1 Plus 2a, Lohegaon Tal. Haveli, Dist. Pune 411047; property_address: Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Have

property address
pin: 411047; state: Maharashtra; taluka: Haveli; district: Pune; landmark: Near Trimurti Gym, Lohgaon; full_address: Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Haveli, Dist. Pune,411047; villag

security address verbatim
Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Haveli, Dist. Pune,411047

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 107.21, 'paper_for': {'loan_ref': '77000351798', 'report_id': 'HRQ-26-153650', 'customer_name': 'Jyoti Amol Hivre'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': 'Property At Plot No. 04, S No 121, Hissa No 1 Plus 2a, Lohegaon Tal. Haveli, Dist. Pune 411047', 'property_address': 'Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Haveli, Dist. Pune,411047'}, 'property_address': {'pin': '411047', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'Near Trimurti Gym, Lohgaon', 'full_address': 'Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Haveli, Dist. Pune,411047', 'village_city': 'Lohgaon', 'building_name': None, 'survey_or_cts_no': 'Plot No. 04, Sr. No. 121, Hissa No 1 Plus 2a'}, 'security_address_verbatim': 'Property At Plot No. 04,Sr. No. 121, Hissa No 1 Plus 2a,Lohegaon Tal. Haveli, Dist. Pune,411047'}

Technical record (for Abhijit — safe to ignore)

1h ago	bank-pay:icici_hfc	payment_page_opened	{'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 31760.38, 'case_n
2h ago	ezdocs:reader	reader_home_address	{'fp': '704246f8172c9a2f', 'from': 'the sanction letter (KFSLetter_77000351798 (1).pdf)', 'home': {'pin': '411047', 'area': 'Lohgaon', 'flat': 'Sr 121 1A 1 Pl No 19', 'state': 'MAHARASHTRA', 'building': 'Khandve Nagar',
4h ago	system:reconcile	quoted_history_checked	{}
4h ago	system:reconcile	extra_challan_scanned	{'found': 0}
5h ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 31,760.38 —
5h ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a1355eac62b5020', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4900000.0, 'total': 31760.0}
5h ago	system:emails	email_shadowed:doc_chase	{'to': 'akshay.bebale@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000351798), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Appli
5h ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['JYOTI HIVRE_LEGAL REPORT.pdf', 'jyotihivrtechnical.pdf', 'KFSLetter_77000351798 (1).pdf'], 'after': {'addresses': {'people': [['JYOTI AMOL HIVRE', [['sanction_letter', 'same_sp
5h ago	system:extract	address_compared	{'sig': 'db904d762ea31688', 'why': 'after gather', 'people': [{'home': 'Khandve Nagar, Sr 121 1A 1 PI No 19, Lohogaon, Pune City East, Pune, PUNE, 411047', 'person': 'JYOTI AMOL HIVRE', 'against': [{'src': 'sanction_lett
5h ago	system:extract	challan_boxes_composed	{'fp': '9cb20aa2b795220a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 4 SURVEY NO 121 HISSA NO
5h ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-13T12:49:21', 'why': 'reading', 'open': 12, 'mails': [{'at': '2026-10-13 12:47', 'id': '1a1354e01ab9b02e', 'from': 'branch', 'gist': 'The bank branch is asking the NOI team to process the challa
5h ago	ezdocs:reader	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KHARADI'}
5h ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '7d4529c5654f7496', 'docs': ['JYOTI HIVRE_LEGAL REPORT.pdf', 'jyotihivrtechnical.pdf', 'KFSLetter_77000351798 (1).pdf'], 'loan': {'amount': 4900000, 'made_of': [{'what': 'Sanctioned Loan amount', 'p
5h ago	system:extract	box_disagreement	{'box': 'property.attr1_value', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '4 OUT, 4', 'page': 1, 'par
5h ago	system:extract	box_taken_over_by_paper	{'box': 'property.attr2_value', 'now': '121 HISSA NO 1 PLUS 2A', 'src': 'technical_report', 'was': '121, 121/1A/2A] TOTALLY, 121/1A/2A', 'why': "no paper put the old value there — it came from the branch's mail, a deriva
5h ago	system:extract	box_taken_over_by_paper	{'box': 'property.attr2_value', 'now': '121 HISSA NO 1+2A', 'src': 'lsr', 'was': '121, 121/1A/2A] TOTALLY, 121/1A/2A', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern.
5h ago	system:emails	chase_held_back	{'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Pay
5h ago	system:emails	email_shadowed:fee_quote	{'to': 'akshay.bebale@icicihfc.com', 'body': "Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: 77000351798).\n\n NOI Charges & Service Fees Calculator - ONE LEGAL \|EZDOCS\n Lo
5h ago	system:payments	receivable_created	{'expected': 31760.38}
5h ago	system:ingest	pages_trimmed480	{'of': 15, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000351798 (1).pdf', 'kept': [1, 2, 3, 4, 10, 12, 13, 14, 15], 'doc_id': '1a09dbb5-
5h ago	system:extract	property_numbers_completed	{'now': {'attr1_value': '4 OUT, 4', 'attr2_value': '121, 121/1A/2A] TOTALLY, 121/1A/2A'}, 'was': {'attr1_value': '4', 'attr2_value': '121'}, 'why': "the property's own words print more numbers of this kind than the box h
5h ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 54.1, 'workers': 3}
5h ago	system:extract	property_auto_verified	{'pin': '411047', 'why': 'read from the legal report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it is wr
5h ago	system:extract	property_auto_verified	{'pin': '411047', 'why': 'read from the legal report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it is wr
5h ago	system:extract	property_from_report	{'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'jyotihivrtechnical.pdf', 'source':
5h ago	system:extract	property_from_report	{'why': 'the sanction letter gave no property; the legal report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'JYOTI HIVRE_LEGAL REPORT.pdf', 'source
5h ago	ezdocs:reader	money_settled	{'fp': 'bdacbfcaccbb5d79', 'held': 4900000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 4900000.0, 'papers': [{'lan': '77000351798', 'file': 'KFSLetter_77000351798 (1).pdf', 'kind': 'sanction_letter',
5h ago	ezdocs:reader	case_read_started	{'tag': '7d4529c5654f7496', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
5h ago	system:extract	applicant_email_captured	{'why': "the e-filing's Mortgagor page asks for the person's e-mail — read off the letter, so nobody types it from memory", 'domain': 'gmail.com', 'source': 'sanction_letter'}
5h ago	system:extract	payer_mobile_captured	{'last4': '8308', 'source': 'sanction_letter'}

Case diary the case’s history — what happened, newest day first

Papers

3 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

Money

₹31,760.38 to come

No screenshot and no credit yet.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

Today · 13 Oct35 things

The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:icici_hfc