⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ashish Manikrao Munde
LAN NHL/PUN/0926/5223786Loan ₹18,32,250NOIFile on IGRMails & papers 3 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 19:31
Documents
done today 19:35
Payment
took 14m
Challan
done today 19:50 · GRAS ↗
Filing
in the tray 2h 20m · DARBAR 1m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The branch has provided the loan documents and the Index II draft. The team is now expected to provide the challan and the NOI.whole case so far 2h 38m
Needs your eyes3
The work is done — our fee of ₹16,500.33 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: UJWLA MANIKRAO MUNDE is on the sanction letter but not among the purchasers the Index II of this purchase names — a borrower, not a mortgagor: no page (add them by hand if they own the property)
• payment NOT verified — office rule: no filing before credit
• 3 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type
• check — property second number: the whole-file reading (Sanction Letter and Index II) says none — the reading names one kind of number; the case holds 492/493/494
• changed — village: the case held CHANHOLI BUDRUK; filled CHANHULI BUDRUK — the whole-file reading, from Sanction Letter and Index II, reads it so
• changed — building name: the case held DESTINATION 24 AVENUE, WING C; filled DESTINATION 24 AVENUE C WING — the whole-file reading, from Sanction Letter and Index II, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct53 things
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:pnb_hfl
quoted history checked
extra challan scanned
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
MUNDE ASHISH MANIKRAO EchallanMH011946027202627E.pdf
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
challan boxes not the papers words — by copilot
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
money settled — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
property self check
property from index2
index2 people checked
index2 pan differs
property numbers completed
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
roles from letter
property self check
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03482
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
the face is not clearly visible (too dark)
Received: other
image001.gif
Received: Index II
Mundhe Index II.pdf
Payment proof arrived before the case was quoted — held
Received: PAN card
KYC munde.pdf
Received: Selfie — not usable
IMG-20261013-WA0037.jpg — the face is not clearly visible (too dark)
Received: Sanction letter
CustomerDocument068e200000kWYk4AAG (1).pdf
Received: Payment screenshot
IMG-20261013-WA0008(1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — the face is not clearly visible (too dark))open
✓PAN cardopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 7 files
The file, as the engine remembers it4 open
The file contains a valid sanction letter, Index II, PAN cards, and Aadhaar cards for applicants Ashish Manikrao Munde and Ujwla Manikrao Munde. The loan amount including insurance is 18,32,250 INR. The mortgaged property is Flat No. 504, Destination 24 Avenue, Charholi Bk, Pune. The MOTD document i
✗the photo could not be read (IMG-20261013-WA0037.jpg) — the branch — the face is not clearly visible (too dark)
○ASHISH MANIKRAO MUNDE — home flat — the branch
○property — title deed held — the branch
○this desk's fee (Rs 16500) — the branch
?unsure of date_of_mortgage — No MOTD or mortgage deed is present in the provided files to confirm the exact date of mortgage.
the branch's last mail (2026-10-13): The branch is asking for the challan and NOI for a resale case, and has attached several documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T14:06 UTC
Moneywaiting for the credit
₹16,500.33
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹16,558 — verified by itself the moment the bank credit is heard.
The working
Stamp duty 0.3%5,510
Registration fee 0.5%9,170
Government handling320
Our service fee1,500
Total we ask for16,500.33
By law ₹16,478. We ask ₹16,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
504, 5th, Destination 24 Avenue, Wing C, SURVEY, 492/493/494/2, Chanholi Budruk, 412105
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
ASHISH MANIKRAO MUNDE · applicantBNUPM1759E
rendered in 1.77 s · 172 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f