Cases / NOI-2026-00499
Lokesh Rajdhar Roundal
LAN HOU/NSK/0826/5189488
Index II shared · done
All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs8 still to come
4 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Sanction letter (CANNOT BE READ — clear copy asked — face not clearly visible (sunglasses))open
✓Payment screenshot — shows ₹17,180; money not verified yet — inside DocScanner 31-Aug-2026 02-31 PM.pdopen
Sanction Letter — still needed
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹17,210 is still not in our account. Chase the branch for it.
- Sanction letter: copy on file cannot be used. A usable one is being asked for.
MoneyWaiting for the credit
₹17,210
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹17,180; we wait for the credit itself
Stamp duty 0.3%5,770
Registration fee 0.5%9,620
Government handling320
Our service fee1,500
Total we ask for17,210
Screenshot ₹17,180 — ₹30 under our ask, not below the real calculation ₹17,172. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹17,192. We ask ₹17,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹17,172 — accept as full (₹38 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 31 h 48 minour time · 3 Sep 17:05
Index II 358 h 45 minour time · 12 Oct 14:02
the NOI team 41 d 22 htotal 41 d 22 h
Complete.
Day by day — every step and who held it
31 Aug 15:17Your branch's mail
31 Aug 15:22Fee quoted+5 min · the NOI team
31 Aug 15:22Papers readat once
31 Aug 15:22Property readat once
31 Aug 15:22Papers readat once
3 Sep 17:05Challan made+3 d 1 h · the NOI team
12 Oct 14:02Index II sent+38 d 20 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹19,21,500
Loan account no.
HOU/NSK/0826/5189488
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided all the necessary documents and the fee has been paid. The team has shared the challan and received the Index II and applicant photo. The next step is for the team to file the NOI.
the history says the next move is with the NOI team — the NOI filing
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-31) “Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of p”
✓ fee paid — the branch's words — done, mail 1 (2026-08-31) “TOTAL 17,172”
✓ challan made — done, mail 3 (2026-08-31) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-31) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-08-31) “For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-10-08) “PFA Index II & Applicant Photo.”
read over 4 mail(s), last mail 2026-10-08 · read 7d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
31 Aug, 15:17 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
31 Aug, 15:17 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameLOKESH RAJDHAR ROUNDAL
Loan account (LAN)HOU/NSK/0826/5189488
Loan amount₹19,21,500
Stamp duty 0.30%₹5,764.50
Registration fee 0.50%₹9,607.50
DHC₹300
Service / vendor fees₹1,500
Total₹17,172
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: pavan.suryawanshi@phfl.com
Date: 31-08-2026 02:32 pm
To: piyush.aher@phfl.com
Subject: NOI- LOKESH RAJDHAR DAOUNDAL
Sent from OfficeMail
🤖 read: asks for the challan; documents attached; note: Process 0.3% and 0.5% challans. — “Kindly process 0.3 & 0.5 Challan in below case.”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
31 Aug, 16:43 · 45d ago
31 Aug, 16:43 · 45d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name LOKESH RAJDHAR ROUNDAL Lan No HOU/NSK/0826/5189488 Loan Amount 1921500 LOAN AMOUNT 1921500 0.30% 5764.5 0.50% 9607.5 FEES 1500 DHC 300 TOTAL 17,172 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: pavan.suryawanshi@phfl.com Date: 31-08-2026 02:32 pm To: piyush.aher@phfl.com Subject: NOI- LOKESH RAJDHAR DAOUNDAL Sent from OfficeMail
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 17:32 · 45d ago
31 Aug, 17:32 · 45d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name LOKESH RAJDHAR ROUNDAL Lan No HOU/NSK/0826/5189488 Loan Amount 1921500 LOAN AMOUNT 1921500 0.30% 5764.5 0.50% 9607.5 FEES 1500 DHC 300 TOTAL 17,172 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited ----- Forwarded Message ----- From: pavan.suryawanshi@phfl.com Date: 31-08-2026 02:32 pm To: piyush.aher@phfl.com Subject: NOI- LOKESH RAJDHAR DAOUNDAL Sent from OfficeMail
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 16:43, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, we need an Index 2 copy
and a colour live selfie photo of the applicants without sunglasses.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:
> Dear Team,
>
> Kindly process 0.3 & 0.5 Challan in below case.
>
> Customer Name
> LOKESH RAJDHAR ROUNDAL
>
> Lan No
> HOU/NSK/0826/5189488
>
> Loan Amount 1921500
>
>
> LOAN AMOUNT 1921500
> 0.30% 5764.5
> 0.50% 9607.5
> FEES 1500
> DHC 300
> TOTAL 17,172
>
>
> *Sanction Letter attached
> *Customer Aadhar Card / co applicant attached
> *Customer pan Card / co applicant attached
> *Index II Copy OTC.
> *Form A2 or Soft copy of photograph attached
> *Payment details attached
>
>
> SRO No
>
> Thanks & Regards,
>
> *Piyush S Aher*
>
> Branch Operation Executive
>
> Nashik Branch
>
> Direct: +91-253-2311672 <+91%20253%20231%201672>
>
> Toll Free: 1800 120 8800
>
> Website-www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
>
>
> ----- Forwarded Message -----
> ------------------------------
> From: pavan.suryawanshi@phfl.com
> Date: 31-08-2026 02:32 pm
> To: piyush.aher@phfl.com
> Subject: NOI- LOKESH RAJDHAR DAOUNDAL
>
>
>
> Sent from OfficeMail <http://www.officemail.app/>
>
🤖 read: challan shared ✓ — “PFA challan”
PA
piyush.aher@phfl.com phfl.com
08 Oct, 15:25 · 7d ago
08 Oct, 15:25 · 7d ago
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Dear Team,
PFA Index II & Applicant Photo.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 31-08-2026 04:44 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), pavan.suryawanshi (pavan.suryawanshi@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name LOKESH RAJDHAR ROUNDAL
Lan No HOU/NSK/0826/5189488
Loan Amount 1921500
LOAN AMOUNT 1921500
0.30% 5764.5
0.50% 9607.5
FEES 1500
DHC 300
TOTAL 17,172
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 31-08-2026 02:32 pm
To: piyush.aher@phfl.com
Subject: NOI- LOKESH RAJDHAR DAOUNDAL
Sent from OfficeMail
🤖 read: asks for the Index II, a payment receipt; documents attached — “PFA Index II & Applicant Photo.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 17:23 · 7d ago
08 Oct, 17:23 · 7d ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 15:30, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Index II & Applicant Photo.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 31-08-2026 04:44 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), pavan.suryawanshi (pavan.suryawanshi@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name LOKESH RAJDHAR ROUNDAL
Lan No HOU/NSK/0826/5189488
Loan Amount 1921500
LOAN AMOUNT 1921500
0.30% 5764.5
0.50% 9607.5
FEES 1500
DHC 300
TOTAL 17,172
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 31-08-2026 02:32 pm
To: piyush.aher@phfl.com
Subject: NOI- LOKESH RAJDHAR DAOUNDAL
Sent from OfficeMail
🤖 read: The team will process the NOI.
OL
The NOI teamTYPED IN GMAIL
10 Oct, 12:36 · 5d ago
10 Oct, 12:36 · 5d ago
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:30, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Index II & Applicant Photo.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 31-08-2026 04:44 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), pavan.suryawanshi (pavan.suryawanshi@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name LOKESH RAJDHAR ROUNDAL
Lan No HOU/NSK/0826/5189488
Loan Amount 1921500
LOAN AMOUNT 1921500
0.30% 5764.5
0.50% 9607.5
FEES 1500
DHC 300
TOTAL 17,172
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 31-08-2026 02:32 pm
To: piyush.aher@phfl.com
Subject: NOI- LOKESH RAJDHAR DAOUNDAL
Sent from OfficeMail
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:23 · 3d ago
12 Oct, 13:23 · 3d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 12:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:30, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Index II & Applicant Photo.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 31-08-2026 04:44 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), pavan.suryawanshi (pavan.suryawanshi@phfl.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants without sunglasses.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 15:22, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name LOKESH RAJDHAR ROUNDAL
Lan No HOU/NSK/0826/5189488
Loan Amount 1921500
LOAN AMOUNT 1921500
0.30% 5764.5
0.50% 9607.5
FEES 1500
DHC 300
TOTAL 17,172
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: pavan.suryawanshi@phfl.com
Date: 31-08-2026 02:32 pm
To: piyush.aher@phfl.com
Subject: NOI- LOKESH RAJDHAR DAOUNDAL
Sent from OfficeMail
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside | DocScanner 31-Aug-2026 02-31 PM.pdf | CANNOT BE READ — clear copy asked | 45d ago |
| Other | image002.jpg | filed | 45d ago |
| Other | image001.jpg | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹17,210
₹17,210
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹17,180 495520599536
₹17,180 495520599536
Screenshot ₹17,180 — ₹30 under our ask, not below the real calculation ₹17,172. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-31 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,770 | ₹9,620 | ₹320 | ₹1,500 | ₹17,210 |
By law ₹17,192. We ask ₹17,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
14 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Interest Rate (%), Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building) …
15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | LOKESH RAJDHAR ROUNDAL | EUFPR5683R | …5766 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | piyush.aher@phfl.com | 45d ago |
| document chase | piyush.aher@phfl.com | 42d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner 31-Aug-2026 02-31 PM.pdf needs your check
lan
HOU/NSK/0826/5189488
HOU/NSK/0826/5189488
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
1830000
1830000
interest rate
8.4
8.4
sanction date
10-Aug-2026
10-Aug-2026
letter version
5
5
applicant names
LOKESH RAJDHAR ROUNDAL, SUREKHA RAJDHAR RAUNDAL
LOKESH RAJDHAR ROUNDAL, SUREKHA RAJDHAR RAUNDAL
applicant mobile
9130350590
9130350590
property address
pin: 422003; road: Kishor Suryawanshi Marg; state: MAHARASHTRA; Flat no: 4; district: Nashik; Floor: Ground Floor; landmark: Near Omkar Bunglow; Address: Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd, Plo
pin: 422003; road: Kishor Suryawanshi Marg; state: MAHARASHTRA; Flat no: 4; district: Nashik; Floor: Ground Floor; landmark: Near Omkar Bunglow; Address: Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd, Plo
insurance premium
91500
91500
includes insurance
True
True
total with insurance
1921500
1921500
security address verbatim
Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd Nashik, Plot No 7 And 8, S No 25/18/3, Makhmalabad, Near Omkar Bunglow, Nashik, Kishor Suryawanshi Marg, Nashik, MAHARASHTRA, India, 422003
Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd Nashik, Plot No 7 And 8, S No 25/18/3, Makhmalabad, Near Omkar Bunglow, Nashik, Kishor Suryawanshi Marg, Nashik, MAHARASHTRA, India, 422003
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5189488', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1830000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '10-Aug-2026', 'letter_version': '5', 'applicant_names': ['LOKESH RAJDHAR ROUNDAL', 'SUREKHA RAJDHAR RAUNDAL'], 'applicant_mobile': '9130350590', 'property_address': {'pin': '422003', 'road': 'Kishor Suryawanshi Marg', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '4', 'district': 'Nashik', 'floor_no': 'Ground Floor', 'landmark': 'Near Omkar Bunglow', 'full_address': 'Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd, Plot No 7 And 8, S No 25/18/3, Makhmalabad, Near Omkar Bunglow, Kishor Suryawanshi Marg, Nashik, MAHARASHTRA, 422003', 'village_city': 'Nashik', 'building_name': 'Mrugnayani Co Op Hsg Soc Ltd', 'survey_or_cts_no': 'Plot No 7 And 8, S No 25/18/3'}, 'insurance_premium': 91500, 'includes_insurance': True, 'total_with_insurance': 1921500, 'security_address_verbatim': 'Flat No 4, Ground Floor, Mrugnayani Co Op Hsg Soc Ltd Nashik, Plot No 7 And 8, S No 25/18/3, Makhmalabad, Near Omkar Bunglow, Nashik, Kishor Suryawanshi Marg, Nashik, MAHARASHTRA, India, 422003'}Sanction letter DocScanner 31-Aug-2026 02-31 PM.pdf needs your check
dob
2001-08-12
2001-08-12
pan
EUFPR5683R
EUFPR5683R
name
LOKESH RAJDHAR ROUNDAL
LOKESH RAJDHAR ROUNDAL
legible
True
True
aadhaar last4
5766
5766
raw reading (for Abhijit)
{'dob': '2001-08-12', 'pan': 'EUFPR5683R', 'name': 'LOKESH RAJDHAR ROUNDAL', 'legible': True, 'aadhaar_last4': '5766', 'quality_issue': None}Sanction letter DocScanner 31-Aug-2026 02-31 PM.pdf needs your check
dob
2001-08-12
2001-08-12
pan
EUFPR5683R
EUFPR5683R
name
LOKESH RAJDHAR ROUNDAL
LOKESH RAJDHAR ROUNDAL
legible
True
True
aadhaar last4
5766
5766
raw reading (for Abhijit)
{'dob': '2001-08-12', 'pan': 'EUFPR5683R', 'name': 'LOKESH RAJDHAR ROUNDAL', 'legible': True, 'aadhaar_last4': '5766', 'quality_issue': None}Sanction letter DocScanner 31-Aug-2026 02-31 PM.pdf needs your check
kind
live_selfie
live_selfie
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
face not clearly visible (sunglasses)
face not clearly visible (sunglasses)
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'face not clearly visible (sunglasses)'}Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter DocScanner 31-Aug-2026 02-31 PM.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '495520599536', 'date': '2026-08-31', 'page': 7, 'time': '13:29', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 17180.0, 'direction': 'debit', 'narration': None, 'proof_kind'
kind: bundle; payments: [{'utr': '495520599536', 'date': '2026-08-31', 'page': 7, 'time': '13:29', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 17180.0, 'direction': 'debit', 'narration': None, 'proof_kind'
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '495520599536', 'date': '2026-08-31', 'page': 7, 'time': '13:29', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 17180.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 3d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': [], 'after': {'challan_boxes': {'box1': '4 GROUND FLOOR MRUGNAYANI CO OP HSG SOC LTD PLOT NO 7 AND 8 SURVEY NO 25/18/3', 'box2': 'MAKHMALABAD KISHOR SURYAWANSHI MARG NEAR OMKA |
| 3d ago | EzDocs | challan_boxes_composed | {'fp': '56a1ce7e7a0454fb', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': '4 GROUND FLOOR MRUGNAYANI CO OP |
| 3d ago | EzDocs | property_numbers_completed | {'now': {'Second number': '25/18/3, MAKHMALABAD, NEAR OMKAR BUNGLOW, KISHOR SURYAWANSHI MARG, NASHIK, MAHARASHTRA, 422003'}, 'was': {'Second number': '25/18/3'}, 'why': "the property's own words print more numbers of this ki |
| 3d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 7d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 7d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-31 09:47:23'} |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 24d ago | EzDocs | hidden_payment_scan | {'file': 'DocScanner 31-Aug-2026 02-31 PM.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '5ffa6098-7302-4a82-a40f-969912d261d7', 'fetched': True} |
| 24d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner 31-Aug-2 |
| 24d ago | EzDocs | screenshot_claim_recorded | {'utr': '495520599536', 'date': '2026-08-31', 'parts': 1, 'amount': 17180.0, 'claimed_total': 17180.0} |
| 24d ago | EzDocs | hidden_payment_scan | {'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '8a3c976d-e6d7-4394-87a3-7d7027ea8d32', 'fetched': True} |
| 24d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '7e37912d-efae-4fa1-93bb-baf38b5d4d34', 'fetched': True} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Village', 'why': 'The vill |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'PLOT', 'Second number type': 'SURVEY', 'Number': '7 And 8', 'Second number': '25/18/3'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'Plot No 7 And 8, S No 25/18/3', 'attr2_val |
| 41d ago | EzDocs | document_reread | {'now': ['aadhaar', 'pan', 'payment_screenshot', 'sanction_letter', 'selfie'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'DocScan |
| 41d ago | EzDocs | document_unreadable | {'reason': 'face not clearly visible (sunglasses)', 'doc_type': 'selfie'} |
| 41d ago | EzDocs | pan_found_inside | {'doc': 'aadhaar', 'pan_masked': 'EUxxxxx3R'} |
| 42d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0826/5189 |
| 42d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 42d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 42d ago | EzDocs | email_shadowed:doc_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0826/5189488), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Ap |
| 42d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 45d ago | EzDocs | email_shadowed:doc_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0826/5189488), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Ap |
| 45d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch stated its own fees and they agree with ours', 'bank_total': 17172.0} |
| 45d ago | EzDocs | receivable_created | {'expected': 17210.0} |
| 45d ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.17,172, computed Rs.17,192 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
| 45d ago | EzDocs | document_received | {'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 0.95} |
| 45d ago | EzDocs | document_received | {'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 1.0} |
| 45d ago | EzDocs | payer_mobile_captured | {'last4': '0590', 'source': 'sanction_letter'} |
Case diary the case’s history — what happened, newest day first
Papers
4 still needed for the challan
Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹17,180 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹17,210 is still not in our account. Chase the branch for it. Sanction letter: copy on file cannot be used. A usable one is being asked for.
12 Oct2 things
The challan's address boxes were written from the papers
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
8 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
21 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep7 things — 1 letter written · 1 caution · 5 steps
A file was read again from the start — everything inside it now counts
Document could not be read — a clear copy was asked for
face not clearly visible (sunglasses)
PAN found inside the KYC file — no need to ask for it
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00499 — pending documents
An old draft withdrew itself — its asks were already answered
31 Aug7 things — 3 documents received · 2 letters written · 2 steps
Wrote the document chase mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0826/5189488 Applicant Name: LOKESH RAJDHAR ROUNDAL
No fee quote sent — the branch's own figures were right
Received: other
image001.jpg
Received: other
image002.jpg
Property address read from the sanction letter
Received: Sanction letter — not usable
DocScanner 31-Aug-2026 02-31 PM.pdf — could not be read
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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