⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Jagdish Kanhaiyalal Khushalani
LAN HOU/NAG/03261501295/Loan ₹1,24,75,000NOIFile on IGRMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
22 Sep, 14:47
Documents
Payment
Challan
done 30 Sep, 12:42 · GRAS ↗
Filing
in the tray 13d 10h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The branch has provided the sale deed and other documents. The team has asked for the index 2 and selfie photo multiple times, and the branch has now provided…whole case so far 21d 8h
Needs your eyes4
TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
The work is done — our fee of ₹54,250.11 is still not in our account. Chase the branch for it.
Payment proof is from 2023-07-13 — an old receipt?
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: Jagdish Kanhaiyalal Khushalani is named on the sanction letter (sanction letter khushlani.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — KARAN JAGDISH KHUSHALANI's PAN: the case's row held AGGPK3848Q; filled LCCPK5919B — the reading of the whole file takes KARAN JAGDISH KHUSHALANI's own card (KYC.pdf), printing LCCPK5919B; the case's row held AGGPK3848Q
• changed — KARAN JAGDISH KHUSHALANI's PAN: the case's row held AGGPK3848Q; filled LCCPK5919B — the reading of the whole file takes KARAN JAGDISH KHUSHALANI's own card (KYC.pdf), printing LCCPK5919B; the case's row held AGGPK3848Q
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
9 Oct1 thing
EzDocs read the whole trail as one conversation — where the case stands is on the page
6 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
30 Sep15 things — 15 steps
kyc address missing
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
cards read
party name corrected from card
kyc address read
roles from letter
Co-applicant added
cards read
Two documents disagree on a person's details — the card says which file and what it reads
party name corrected from card
Two documents disagree on a PAN — needs a person
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
kyc address read
28 Sep5 things — 5 steps
A file was read again from the start — everything inside it now counts
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
reading error456
27 Sep68 things — 12 documents received · 1 letter written · 2 cautions · 53 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
document read again
property self check
kyc address missing
boxes gathered
address compared
challan boxes composed
case read — by ezdocs:reader
thread docs swept
Documents the branch had sent were fetched from the mail thread
mail read as shown
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
JAGDISH KANHAIYALAL KHUSHALANI EchallanMH006965994202627E.pdf
Received: Challan
Re: Request to provide Challan : Loan No : HOU/NAG/0326/1501295 Applicant Name :
money settled — by ezdocs:reader
stale claim flagged
screenshot claim recorded
Received: Payment screenshot
PHOTO-2026-07-13-17-31-05.jpg
applicant email captured
Property address read from the sanction letter
roles from letter
boxes gathered
Received: Sanction letter
sanction letter khushlani.pdf
challan boxes composed
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
Co-applicant added
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
KYC.pdf
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
mail read as shown
A box the papers had not filled was read off a paper and corrected
mail read as shown
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
image001.jpg
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Received: Sale deed
sale deed khushlani.pdf
property numbers completed
mail read as shown
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
JAGDISH KANHAIYALAL KHUSHALANI EchallanMH005080021202627E.pdf
case read — by ezdocs:reader
pan by reading443
Received: other
image002.jpg
Received: other
image003.png
roles from letter
Co-applicant added
kyc address read
The home address was read off the papers — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02183
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
roles from letter
party name corrected from card
money settled — by ezdocs:reader
The payment proof already on the case was applied
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
SKM_226i26062311010.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
19d6ff4a-ccd2-458a-bce7-4632702dd6d9.jpeg
25 Sep3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02183 — pending documents
An old draft withdrew itself — its asks were already answered
23 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
22 Sep7 things — 2 letters written · 5 steps
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02183
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
old thread stored only
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓Selfie / photoopen
✓Aadhaar cardopen
A challan whose owner could not be read — not counted until a person says — inside sale deed khushlani.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 12 files
Moneywaiting for the credit
₹54,250.11
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹90,445 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2023-07-13 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%37,430
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for54,250.11
By law ₹54,245. We ask ₹54,250 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
VAIBHANAND GRIHA NIRMAN SAHAKARI SANSTHA LTD, PLOT, 134, PH NO 11, NAGPUR, 440030
read from the sanction letter · e-filing boxes 60 of 70 ready
Check the property →the boxes beside the paper
People
KARAN JAGDISH KHUSHALANI · applicantAGGPK3848QKARAN JAGDISH KHUSHALANI · applicantAGGPK3848QKARAN JAGDISH KHUSHALANI · applicantLCCPK5919B
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