⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00224
BHARAT RAMPRASAD PANDIT
LAN HOU/ARNG/0726/5178845
Index II pending · with the government
All documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Payment screenshot — shows ₹8,460; money not verified yet — inside DocScanner 29 Aug 2026 6-12 pm.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (2)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹8,500 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹8,500
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹8,460; we wait for the credit itself
Stamp duty 0.3%2,510
Registration fee 0.5%4,170
Government handling320
Our service fee1,500
Total we ask for8,500
Screenshot ₹8,460 — ₹40 under our ask, not below the real calculation ₹8,456. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 15:55 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹8,476. We ask ₹8,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 40 h 10 minour time · 3 Sep 21:13
Index II —not yet
the NOI team 5 d 1 hthe SRO 41 d 19 htotal 46 d 21 h so far
Now with the SRO — waiting for the SRO's Index II
since 3 Sep 21:13 — 41 d 19 h of working time
Day by day — every step and who held it
29 Aug 19:19Your branch's mail
29 Aug 21:48Papers read+2 h 29 min · the NOI team
29 Aug 21:49Property readat once
29 Aug 21:49Papers readat once
29 Aug 21:49Fee quotedat once
3 Sep 21:13Challan made+4 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹8,32,000
Loan account no.
HOU/ARNG/0726/5178845
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has completed the filing process for the case. All required documents were received, the challan was generated and shared, and the NOI was filed and its e-filing copy shared.
the history says the next move is with no one — the case is finished — The case is complete.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-29) “PFA & Pls help with challan & NOI for the mentioned case.”
✓ fee paid — the branch's words — done, mail 2 (2026-08-29) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-08-29) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-29) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-08-29) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 4
✓ filed on the IGR site — done, mail 6 (2026-09-19) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 6 (2026-09-19) “PFA: Downloaded e-filing for your reference..”
read over 6 mail(s), last mail 2026-09-19 · read 26d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
29 Aug, 19:19 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
29 Aug, 19:19 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT
PFA & Pls help with challan & NOI for the mentioned case.
SRO2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak Waghmare <mrdeepak3866@gmail.com>
Sent: Saturday, August 29, 2026 6:22 PM
To: Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: Bharat Pandit NOI Documents
Exercise Secured by Check Point
PFA
🤖 read: asks for the challan, the e-filing copy; documents attached — “Pls help with challan & NOI for the mentioned case.”
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
29 Aug, 19:25 · 46d ago
29 Aug, 19:25 · 46d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak Waghmare < mrdeepak3866@gmail.com >
Sent: Saturday, August 29, 2026 6:22 PM
To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Bharat Pandit NOI Documents
Exercise Secured by Check Point
PFA
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Aug, 20:21 · 46d ago
29 Aug, 20:21 · 46d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Deepak Waghmare < mrdeepak3866@gmail.com >
Sent: Saturday, August 29, 2026 6:22 PM
To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Bharat Pandit NOI Documents
Exercise Secured by Check Point
PFA
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 29 Aug 2026 at 19:25, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
> PFA & Pls help with challan & NOI for the mentioned case.
>
> SRO-2
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
> Internal
>
> *From:* Deepak Waghmare <mrdeepak3866@gmail.com>
> *Sent:* Saturday, August 29, 2026 6:22 PM
> *To:* Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com>
> *Subject:* Bharat Pandit NOI Documents
>
>
>
> >
> *Secured by Check Point *
>
>
>
> PFA
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
17 Sep, 14:03 · 28d ago
17 Sep, 14:03 · 28d ago
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.431001
Mob. No. 7972988248
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:Saturday, August 29, 2026 8:22 PM
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Subject:Re: CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT
ExerciseSecured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
17 Sep, 14:34 · 28d ago
17 Sep, 14:34 · 28d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 17 Sept 2026 at 14:05, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Saturday, August 29, 2026 8:22 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
deepak.waghmare@phfl.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>;
Prashant Padhye <prashant.padhye@pnbhousing.com>
*Subject:* Re: CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD
PANDIT
*Secured by Check Point *
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 19:25, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Deepak Waghmare <mrdeepak3866@gmail.com>
*Sent:* Saturday, August 29, 2026 6:22 PM
*To:* Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com>
*Subject:* Bharat Pandit NOI Documents
*Secured by Check Point *
PFA
🤖 read: The team states they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
19 Sep, 12:45 · 26d ago
19 Sep, 12:45 · 26d ago
TEAM,
PFA: Downloaded e-filing for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 17 Sept 2026 at 14:34, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 17 Sept 2026 at 14:05, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
>
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Saturday, August 29, 2026 8:22 PM
> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Deepak Arvind Waghmare <
> deepak.waghmare@phfl.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>;
> Prashant Padhye <prashant.padhye@pnbhousing.com>
> *Subject:* Re: CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD
> PANDIT
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Team,
>
> PFA challan for your reference.
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Sat, 29 Aug 2026 at 19:25, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
> Team,
>
>
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need an index 2 copy..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Sat, 29 Aug 2026 at 19:20, Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com> wrote:
>
> PFA & Pls help with challan & NOI for the mentioned case.
>
> SRO-2
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
> *From:* Deepak Waghmare <mrdeepak3866@gmail.com>
> *Sent:* Saturday, August 29, 2026 6:22 PM
> *To:* Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com>
> *Subject:* Bharat Pandit NOI Documents
>
>
>
> >
> *Secured by Check Point *
>
>
>
> PFA
>
>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Aadhaar card inside+ MOTD inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside | DocScanner 29 Aug 2026 6-12 pm.pdf | filed | 46d ago |
| Other | image001.jpg | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹8,500
₹8,500
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹8,460 624144151764
₹8,460 624144151764
Screenshot ₹8,460 — ₹40 under our ask, not below the real calculation ₹8,456. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-29 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,510 | ₹4,170 | ₹320 | ₹1,500 | ₹8,500 |
By law ₹8,476. We ask ₹8,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
Challan: 12 of 13 boxes on the caseOpen the verification page →
Empty: Payer mobile (the receipt SMS goes here)
Highlighted: District, Payer mobile (the receipt SMS goes here), Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village
The e-filing’s boxes (17 of 34 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner 29 Aug 2026 6-12 pm.pdf
as printed
PLOT NO 19, GUT NO. 158, MAUJE BIDKIN, TQ. PAITHAN, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO 19, GUT NO. 158, MAUJE BIDKIN, TQ. PAITHAN, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 19 GUT NO 158 MOUJE BIDKIN
PLOT NO 19 GUT NO 158 MOUJE BIDKIN
Locality/Road
TQ PAITHAN AND DIST AURANGABAD
TQ PAITHAN AND DIST AURANGABAD
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | BHARAT RAMPRASAD PANDIT | EWFPP3991C | …3441 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | asmita.kulkarni@pnbhousing.com | 46d ago |
| document chase | asmita.kulkarni@pnbhousing.com | 46d ago |
| document chase | asmita.kulkarni@pnbhousing.com | 44d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner 29 Aug 2026 6-12 pm.pdf needs your check
lan
HOU/ARNG/0726/5178845
HOU/ARNG/0726/5178845
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
800000
800000
interest rate
8.5
8.5
sanction date
28-Jul-2026
28-Jul-2026
letter version
4
4
applicant names
BHARAT RAMPRASAD PANDIT, SUVARNA BHARAT PANDIT
BHARAT RAMPRASAD PANDIT, SUVARNA BHARAT PANDIT
property address
pin: 431001; state: MAHARASHTRA; taluka: Paithan; district: Aurangabad; Address: Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Aurangabad; surv
pin: 431001; state: MAHARASHTRA; taluka: Paithan; district: Aurangabad; Address: Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; Village: Aurangabad; surv
insurance premium
32000
32000
includes insurance
True
True
total with insurance
832000
832000
security address verbatim
Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0726/5178845', 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 800000, 'interest_rate': 8.5, 'sanction_date': '28-Jul-2026', 'letter_version': '4', 'applicant_names': ['BHARAT RAMPRASAD PANDIT', 'SUVARNA BHARAT PANDIT'], 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Paithan', 'flat_no': None, 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Aurangabad', 'building_name': None, 'survey_or_cts_no': 'Gut No. 158'}, 'insurance_premium': 32000, 'includes_insurance': True, 'total_with_insurance': 832000, 'security_address_verbatim': 'Plot No 19, Gut No. 158, Mauje Bidkin, Tq. Paithan, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001'}Sanction letter DocScanner 29 Aug 2026 6-12 pm.pdf needs your check
dob
1985-01-01
1985-01-01
pan
EWFPP3991C
EWFPP3991C
name
BHARAT RAMPRASAD PANDIT
BHARAT RAMPRASAD PANDIT
legible
True
True
aadhaar last4
3441
3441
raw reading (for Abhijit)
{'dob': '1985-01-01', 'pan': 'EWFPP3991C', 'name': 'BHARAT RAMPRASAD PANDIT', 'legible': True, 'aadhaar_last4': '3441', 'quality_issue': None}Sanction letter DocScanner 29 Aug 2026 6-12 pm.pdf needs your check
dob
1985-01-01
1985-01-01
pan
EWFPP3991C
EWFPP3991C
name
BHARAT RAMPRASAD PANDIT
BHARAT RAMPRASAD PANDIT
legible
True
True
aadhaar last4
3441
3441
raw reading (for Abhijit)
{'dob': '1985-01-01', 'pan': 'EWFPP3991C', 'name': 'BHARAT RAMPRASAD PANDIT', 'legible': True, 'aadhaar_last4': '3441', 'quality_issue': None}Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Sanction letter DocScanner 29 Aug 2026 6-12 pm.pdf needs your check
payments inside
bank: Central Bank of India; kind: bundle; payments: [{'utr': '624144151764', 'date': '2026-08-29', 'page': 11, 'time': '13:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8460.0, 'direction': 'debit', 'narratio
bank: Central Bank of India; kind: bundle; payments: [{'utr': '624144151764', 'date': '2026-08-29', 'page': 11, 'time': '13:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8460.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Central Bank of India', 'kind': 'bundle', 'payments': [{'utr': '624144151764', 'date': '2026-08-29', 'page': 11, 'time': '13:20', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 8460.0, 'direction': 'debit', 'narration': 'UPI transaction ID 624144151764 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: Mr BHARAT RAMPRASAD PANDIT (Central Bank of India) Google Pay panditbharat476@okicici Google transaction ID CICAgLifx8GyCg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6888', 'account_holder': 'BHARAT RAMPRASAD PANDIT'}}Technical record (for Abhijit — safe to ignore)
| 25m ago | EzDocs | reader_efiling_verdict | {'fp': '2587a04a4d8e30d5', 'asked': True, 'findings': [{'do': 'Provide the MOTD or mortgage deed to find the date.', 'box': 'Date of Mortgage', 'why': 'This required field is empty. The date of mortgage is crucial for th |
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 19 Sep, 12:45 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'DocScanner 29 Aug 2026 6-12\u202fpm.pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '211ee0f9-c982-4f23-a75b-71ead915c8f8', 'fetched': True} |
| 22d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner 29 Aug 2 |
| 22d ago | EzDocs | screenshot_claim_recorded | {'utr': '624144151764', 'date': '2026-08-29', 'parts': 1, 'amount': 8460.0, 'claimed_total': 8460.0} |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '381f7d3f-acdc-42cb-a4be-65a755050ac1', 'fetched': True} |
| 26d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 26d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 28d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-29 13:49:31'} |
| 29d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'st |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DocScanner 29 Aug 2026 6-12\u202fpm.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 19 GUT NO 158 MOUJE BIDKIN', 'box2': 'TQ PAI |
| 29d ago | EzDocs | challan_boxes_composed | {'fp': 'd5f88d1a67748048', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 19 GUT NO 158 MOUJE BIDKIN', 'box2': |
| 29d ago | EzDocs | box_disagreement | {'box': 'property.Village', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Aurangabad', 'page': 1, 'party': N |
| 29d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'GAT', 'Second number type': '', 'Number': '158', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'Gut No. 158', 'Second number': ''}, 'why': "the number boxes h |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '431127', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Daithan', 'doc_id': '211ee0f9-c982 |
| 30d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Village', 'why': "The type |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/ARNG/07 |
| 42d ago | EzDocs | document_reread | {'now': ['aadhaar', 'motd', 'pan', 'payment_screenshot', 'sanction_letter', 'selfie'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': |
| 42d ago | EzDocs | pan_found_inside | {'doc': 'aadhaar', 'pan_masked': 'EWxxxxx1C'} |
| 43d ago | EzDocs | base_adopted_from_sanction | {'now': 832000.0, 'was': 800000.0, 'why': 'the sanction letter on file states a total WITH insurance — that is the fee base; the figures re-work themselves'} |
| 44d ago | EzDocs | email_shadowed:doc_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/ARNG/0726/5178845), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received y |
| 46d ago | EzDocs | email_shadowed:doc_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'subject': 'CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith reference to the captione |
| 46d ago | EzDocs | email_shadowed:fee_quote | {'to': 'asmita.kulkarni@pnbhousing.com', 'subject': 'CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case (LAN: HOU/ARNG/0726/5178845):\n |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹8,460 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
For you to check: The work is done — our fee of ₹8,500 is still not in our account. Chase the branch for it.
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
An old draft withdrew itself — its asks were already answered
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
23 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
19 Sep2 things — 2 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
EzDocs read the whole trail as one conversation — where the case stands is on the page
17 Sep3 things — 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
16 Sep2 things — 2 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep4 things — 4 steps
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
An old draft withdrew itself — its asks were already answered
A file was read again from the start — everything inside it now counts
PAN found inside the KYC file — no need to ask for it
1 Sep2 things — 1 letter written · 1 money step
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00224 — pending documents
29 Aug7 things — 2 documents received · 3 letters written · 2 steps
Wrote the document chase mail — held, silent mode
CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT
Wrote the fee quote mail — held, silent mode
CHALLAN & NOI FOR HOU/ARNG/0726/5178845-BHARAT RAMPRASAD PANDIT
Received: other
image001.jpg
Property address read from the sanction letter
Received: Sanction letter
DocScanner 29 Aug 2026 6-12 pm.pdf
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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