Cases / NOI-2026-03074

Abhijit Vijay Gavhale

LAN HOU/KRDI/0926/5230771 Challan paid · our move File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Sale deedopen

✓Paid challan (GRAS)open

✓PAN card — inside CamScanner 09-30-2026 22.31.39.pdfopen

✓Aadhaar card — inside CamScanner 09-30-2026 22.31.39.pdfopen

✓Selfie / photo — inside CamScanner 09-30-2026 22.31.39.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (7)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹11,070.44CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹11,060 receivedthe receipt's amount and minute agree

Stamp duty 0.3%3,470

Registration fee 0.5%5,780

Government handling320

Our service fee1,500.44

Total we ask for11,070.44

the branch’s receipt claims ₹11,060 627341441799

paid 30 Sep 22:29:38 · verified 30 Sep 23:00:10 · 30 min later

How we know

Our own bank told us — 30 Sep 22:29

₹11,060 · UTR 627341441799 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.11060.00 30-09-2026 22:29:38 by GAVHALE thru UPI. Aval Bal Rs.293345.45 CR. (UPI Ref ID:627341441799) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 8 minour time (made after working hours) · 30 Sep 23:05

Index II —not yet

the NOI team 14 d 18 htotal 14 d 18 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 23:05 — 14 d 18 h of working time

Day by day — every step and who held it

30 Sep 22:58Your branch's mail

30 Sep 22:58Payment landedat once

30 Sep 22:59Papers read+2 min · the NOI team

30 Sep 22:59Property readat once

30 Sep 22:59Papers readat once

30 Sep 23:00Fee quotedat once

30 Sep 23:00Payment verifiedat once

30 Sep 23:00Ready for the challanat once

30 Sep 23:05Challan made+6 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹11,55,000

Loan account no.

HOU/KRDI/0926/5230771

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Pune

Taluka

TALEGAON DHABHADE

Village

TALEGAON DHABHADE

Number type

GAT

Number

67/1/K/2

Building

SHIV SHRUSTI

Floor

(empty)

Flat / shop no

PLOT NO 20

Area

(empty)

Hadd

Talegaon Dabhade

Read from the sanction letter, not the Index II. Sanction letter (12).pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: NITA ATMARAM PANDIT is named on the sanction letter (Sanction letter (12).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, Number type

• Build Up Area not on file — read it off the Index II / sale deed

• Loan Amount: 11,55,000 — the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading) (GRN MH011197817202627E)

• changed — taluka: the case held TALEGAON DHABHADE; filled MAWAL — The sale deed draft confirms Talegaon Dabhade is in Taluka Maval under SRO Maval.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKCo-applicant maiden vs married name

The PAN card	PANDIT NITA ATMARAM
The sale deed	NITA ABHIJIT GAVHALE gm¡. {ZVm A{^OrV Jìhmio

Why it matters: The co-applicant is named as Nita Atmaram Pandit on her PAN card, and Nita Abhijit Gavhale on the sale deed.

What to do: Confirm with the branch whether the notice should be filed under her maiden name or married name.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Share NOI challan

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 2 (2026-09-30) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy.”

read over 3 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011197817202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RK rama.khot@pnbhousing.com pnbhousing.com
30 Sep, 22:58 · 14d ago THE FIRST MAIL — how this case began

Share NOI challan -- ABHIJIT VIJAY GAVHALE -- HOU/KRDI/0926/5230771

📎 Sanction letter (12).pdf ↗📎 CamScanner 09-30-2026 22.31.39.pdf ↗📎 image003.jpg ↗📎 image002.png ↗📎 PLOT NO 20-1.pdf ↗📎 image001.jpg ↗

Daer Team,

Share NOI challan

Warm Regards,
Rama Khot – Area Sales Manager – Kharadi
3rd floor, Ganlaxmi Complex,
Nr Radisun Hotel, Kharadi,Pune- 411014
Mobile-+91 9970405736
Website – www.pnbhousing.com<http://www.pnbhousing.com/>
[cid:image001.jpg@01DD512E.64ABA960]
[cid:image002.png@01DD512E.64ABA960]
[cid:image003.jpg@01DD512E.64ABA960]




Internal

🤖 read: asks for the challan — “Share NOI challan”

OL The NOI teamTYPED IN GMAIL
30 Sep, 23:01 · 14d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 22:59, Rama Khot < rama.khot@pnbhousing.com > wrote:

Daer Team,

Share NOI challan

Warm Regards,

Rama Khot – Area Sales Manager – Kharadi

3 rd floor, Ganlaxmi Complex,

Nr Radisun Hotel, Kharadi,Pune- 411014

Mobile- +91 9970405736

Website –
www.pnbhousing.com

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 23:08 · 14d ago

📎 ABHIJIT VIJAY GAVHALE EchallanMH0111978172 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 23:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 22:59, Rama Khot < rama.khot@pnbhousing.com > wrote:

Daer Team,

Share NOI challan

Warm Regards,

Rama Khot – Area Sales Manager – Kharadi

3 rd floor, Ganlaxmi Complex,

Nr Radisun Hotel, Kharadi,Pune- 411014

Mobile- +91 9970405736

Website –
www.pnbhousing.com

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	Sanction letter (12).pdf	filed	14d ago
Payment screenshot+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside	CamScanner 09-30-2026 22.31.39.pdf	filed	14d ago
Other	image003.jpg	filed	14d ago
Other	image002.png	filed	14d ago
Sale deed+ PAN card inside+ Aadhaar card inside+ Other inside	PLOT NO 20-1.pdf	filed	14d ago
Other	image001.jpg	filed	14d ago
Paid challan (GRAS)	ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,070.44

Where it stands
VERIFIED — money received

Screenshot claims
₹11,060 627341441799

Paid at
30 Sep 22:29:38

Verified on
30 Sep 23:00:10

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,470	₹5,780	₹320	₹1,500	₹11,070

By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Road, Floor, Area, Title deed no / year / SRO

14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number …

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter (12).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (12).pdf

as printed
., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, PUNE, TALEGAON DHABHADE, PUNE, MAHARASHTRA, INDIA, 410507

PIN
410507

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 20 GAT NO 67/1/K/2 GAT NO 67/1/K SHIV SHRUSTI TALEGAON DHABHADE SHUBHSH NAGAR PUNE

Locality/Road
MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ABHIJIT VIJAY GAVHALE	ASEPG8528K	…3036

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	rama.khot@pnbhousing.com	14d ago

What EzDocs read from each document — check anything marked in red

Other image002.png needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot CamScanner 09-30-2026 22.31.39.pdf needs your check

utr
627341441799

date
2026-09-30

time
22:29

amount
11060

method
UPI

payer upi
hale@okicici

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
GAVHALE ABHIJIT VIJAY

raw reading (for Abhijit)

{'utr': '627341441799', 'date': '2026-09-30', 'time': '22:29', 'amount': 11060, 'method': 'UPI', 'payee_upi': None, 'payer_upi': 'hale@okicici', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'GAVHALE ABHIJIT VIJAY', 'debit_notification_text': None}

Sanction letter Sanction letter (12).pdf needs your check

lan
HOU/KRDI/0926/5230771

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'ABHIJIT VIJAY GAVHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NITA ATMARAM PANDIT', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement

loan amount
1100000.0

rate spread
-4.85

final amount
1155000.0

interest rate
8.3

sanction date
27-Sep-2026

letter version
7

reference rate
13.15

applicant email
a29gavhale@gmail.com

applicant names
ABHIJIT VIJAY GAVHALE, NITA ATMARAM PANDIT

printed altered
False

applicant mobile
9604685568

balance transfer
False

property address
pin: 410507; road: TALEGAON DHABHADE; state: MAHARASHTRA; taluka: TALEGAON DHABHADE; district: Pune; landmark: SHUBHSH NAGAR; Address: PLOT NO 20, GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUB

insurance premium
55000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1155000.0

security address verbatim
., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507

applicant address verbatim
WING B FL NO 702 NEELAYA NAIKNAWARE, TALEGAON CRPF ROAD, PUNE, ., Pune, MAHARASHTRA, 410507, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/KRDI/0926/5230771', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ABHIJIT VIJAY GAVHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NITA ATMARAM PANDIT', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1100000.0, 'rate_spread': -4.85, 'final_amount': 1155000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '27-Sep-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'a29gavhale@gmail.com', 'applicant_names': ['ABHIJIT VIJAY GAVHALE', 'NITA ATMARAM PANDIT'], 'printed_altered': False, 'applicant_mobile': '9604685568', 'balance_transfer': False, 'property_address': {'pin': '410507', 'road': 'TALEGAON DHABHADE', 'state': 'MAHARASHTRA', 'taluka': 'TALEGAON DHABHADE', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'SHUBHSH NAGAR', 'full_address': 'PLOT NO 20, GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507', 'village_city': 'Pune', 'building_name': 'SHIV SHRUSTI', 'survey_or_cts_no': 'PLOT NO 20, GAT NO 67/1/K/2 GAT NO 67/1/K'}, 'insurance_premium': 55000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1155000.0, 'security_address_verbatim': '., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507', 'applicant_address_verbatim': 'WING B FL NO 702 NEELAYA NAIKNAWARE, TALEGAON CRPF ROAD, PUNE, ., Pune, MAHARASHTRA,\n410507, Pune, India'}

Other image003.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot CamScanner 09-30-2026 22.31.39.pdf needs your check

dob
1987-05-29

pan
ASEPG8528K

name
ABHIJIT VIJAY GAVHALE

legible
True

father name
VIJAY DHONDIBA GAVHALE

raw reading (for Abhijit)

{'dob': '1987-05-29', 'pan': 'ASEPG8528K', 'name': 'ABHIJIT VIJAY GAVHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY DHONDIBA GAVHALE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot CamScanner 09-30-2026 22.31.39.pdf needs your check

dob
1987-05-29

pan
ASEPG8528K

mobile
9604685568

address
pin: 411027; flat: Flat No 107; road: Nr Last Bus Stop, Old Sangvi; floor: 1 st Floor; state: Maharashtra; building: B Wing, Karan Jaymala Soc; district: Pune; Village: Pune City, Pune

legible
True

aadhaar last4
3036

raw reading (for Abhijit)

{'dob': '1987-05-29', 'pan': 'ASEPG8528K', 'mobile': '9604685568', 'address': {'pin': '411027', 'area': None, 'flat': 'Flat No 107', 'road': 'Nr Last Bus Stop, Old Sangvi', 'floor': '1 st Floor', 'state': 'Maharashtra', 'building': 'B Wing, Karan Jaymala Soc', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City, Pune'}, 'legible': True, 'aadhaar_last4': '3036', 'quality_issue': None}

Paid challan (GRAS) ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf needs your check

grn
MH011197817202627E

pin
410507

total
9250.0

article
6(1)

defaced
False

bank cin
03006172026100100403

district
PUNE

area city
PUNE

payer pan
ASEXXXXXXK

flat block
PLOT NO 20 GAT NO 67/1/K/2 GAT NO 67/1/K

payer name
ABHIJIT VIJAY GAVHALE

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=155000

scheme rows
{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5568

payment date
30/09/2026-23:05:57

road locality
MOUJE TALEGAON DHABHADE MAHARASHTRA

ca by arithmetic
the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1155000

consideration amount read
155000

raw reading (for Abhijit)

{'grn': 'MH011197817202627E', 'pin': '410507', 'total': 9250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100403', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ASEXXXXXXK', 'flat_block': 'PLOT NO 20 GAT NO 67/1/K/2 GAT NO 67/1/K', 'payer_name': 'ABHIJIT VIJAY GAVHALE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=155000', 'scheme_rows': [{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5568', 'payment_date': '30/09/2026-23:05:57', 'road_locality': 'MOUJE TALEGAON DHABHADE MAHARASHTRA', 'ca_by_arithmetic': "the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)", 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': 1155000, 'consideration_amount_read': 155000}

Paid challan (GRAS) ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf needs your check

grn
MH011197817202627E

pin
410507

total
9250.0

article
6(1)

defaced
False

bank cin
03006172026100100403

district
PUNE

area city
PUNE

payer pan
ASEXXXXXXK

flat block
PLOT NO 20 GAT NO 67/1/K/2 GAT NO 67/1/K

payer name
ABHIJIT VIJAY GAVHALE

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=155000

scheme rows
{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5568

payment date
30/09/2026-23:05:57

road locality
MOUJE TALEGAON DHABHADE MAHARASHTRA

ca by arithmetic
the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1155000

consideration amount read
155000

raw reading (for Abhijit)

{'grn': 'MH011197817202627E', 'pin': '410507', 'total': 9250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100403', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ASEXXXXXXK', 'flat_block': 'PLOT NO 20 GAT NO 67/1/K/2 GAT NO 67/1/K', 'payer_name': 'ABHIJIT VIJAY GAVHALE', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=155000', 'scheme_rows': [{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5568', 'payment_date': '30/09/2026-23:05:57', 'road_locality': 'MOUJE TALEGAON DHABHADE MAHARASHTRA', 'ca_by_arithmetic': "the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)", 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': 1155000, 'consideration_amount_read': 155000}

Sanction letter Sanction letter (12).pdf needs your check

found
True

found in
10. Security

paper for
loan_ref: HOU/KRDI/0926/5230771; customer_name: ABHIJIT VIJAY GAVHALE

confidence
0.99

property address
pin: 410507; state: MAHARASHTRA; taluka: TALEGAON DHABHADE; Flat no: PLOT NO 20; district: Pune; landmark: SHUBHSH NAGAR; Address: PLOT NO 20, GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH

security address verbatim
., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507

raw reading (for Abhijit)

{'found': True, 'found_in': '10. Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/KRDI/0926/5230771', 'report_id': None, 'customer_name': 'ABHIJIT VIJAY GAVHALE'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': None, 'property_address': {'pin': '410507', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'TALEGAON DHABHADE', 'flat_no': 'PLOT NO 20', 'district': 'Pune', 'floor_no': None, 'landmark': 'SHUBHSH NAGAR', 'full_address': 'PLOT NO 20, GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, MAHARASHTRA, India, 410507', 'village_city': 'TALEGAON DHABHADE', 'building_name': 'SHIV SHRUSTI', 'survey_or_cts_no': 'GAT NO 67/1/K/2 GAT NO 67/1/K'}, 'security_address_verbatim': '., PLOT NO 20, ., GAT NO 67/1/K/2 GAT NO 67/1/K, SHIV SHRUSTI, TALEGAON DHABHADE, SHUBHSH NAGAR, Pune, TALEGAON DHABHADE, Pune, MAHARASHTRA, India, 410507'}

Technical record (for Abhijit — safe to ignore)

3h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 23:01 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'c11371df9ba93a8b', 'docs': ['PLOT NO 20-1.pdf', 'Sanction letter (12).pdf', 'CamScanner 09-30-2026 22.31.39.pdf'], 'loan': {'amount': 1155000, 'made_of': [{'what': 'sanctioned loan amount', 'paper'
14d ago	EzDocs	case_read_started	{'tag': 'c11371df9ba93a8b', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ASxxxxxxXK — no paper on the
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '395994', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
14d ago	EzDocs	document_reread	{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Sanction letter (12).pdf', 'doc_id': 'aa2f1b29-93d5-420e-
14d ago	EzDocs	property_replaced_from_report	{'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'Sanction letter (12)
14d ago	EzDocs	reading_error456	{'box': 'Property box 2', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'Sanction letter (12).pdf', 'ours': 'SHUBHSH NAGAR TALE
14d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'doc_id': '26045ba
14d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011197817202627E', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011197817202627E', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9250.0}
14d ago	EzDocs	challan_ca_by_arithmetic	{'rf': 5780, 'sd': 3470, 'why': "the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)", 'file': 'ABHIJIT VIJAY GAVHALE
14d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'ours':
14d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'PLOT NO 20-1.pdf', 'kind': 'sale_deed'}
14d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'kind'
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ABHIJIT VIJAY GAVHA
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011197817202627E', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011197817202627E', 'file': 'ABHIJIT VIJAY GAVHALE EchallanMH011197817202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9250.0}
14d ago	EzDocs	challan_ca_by_arithmetic	{'rf': 5780, 'sd': 3470, 'why': "the challan's heads (3470 + 5780) are 0.3% and 0.5% of 1155000 — the figure it was paid on; its Remarks read as 155000 (a digit lost or added in reading)", 'file': 'ABHIJIT VIJAY GAVHALE
14d ago	EzDocs	quoted_history_checked	{}
14d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The file indicates a missing date of mortgage as no MOTD is on record.', 'issues': [], 'me
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (12).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['MAVAL'], 'read
14d ago	EzDocs	challan_boxes_by_rules	{'fp': '26b088f3bd44786e', 'why': "'GAT NO' twice in box 1"}
14d ago	EzDocs	reader_mail_addition	{'fp': '7aa709f9d74323fb', 'add': {}, 'why': 'The mail provides a different address (Kharadi, Pune) than the paper (Talegaon Dhabhade, Pune).', 'asked': True, 'quote': '', 'same_property': False}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch

Case diary the case’s history — what happened, newest day first

Papers

All 4 in hand

Nothing more to ask the branch for

Money

₹11,060 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered