⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Foram Deepak Jobanputra
Waiting for the Index IIMails & papers 13 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
16 Sep, 11:56
Documents
Payment
Challan
done 29 Sep, 17:57 · GRAS ↗
Filing
waiting 14d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has received the loan documents and shared the challan, but is still waiting for a valid Index II copy from the branch. The branch has requested…whole case so far 27d 10h
Needs your eyes3
Wrong primary applicant on our file — this case says DEEPAK VASANTKUMAR JOBANPUTRA; sanction letter says FORAM DEEPAK JOBANPUTRA.. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹47,050 announced at 14:38 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Mumbai
Taluka
Bhuleshwar Division
Village
Mumbai
Number type
CTS
Number
2240 Of Bhuleshwar Division
Building
Leela Tara Chsl, At 66
Floor
14th Floor
Flat / shop no
1401
Area
27.88
Hadd
Mumbai Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-154241_INDProcessRequest_2500320260915160946009.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — Borrower name spelling discrepancy: the sanction letter says FORAM DEEPAK JOBANPUTRA; the legal scrutiny report says Foram janputran. The borrower's name is spelled FORAM DEEPAK JOBANPUTRA on her PAN, Aadhaar, and Sanction Letter, but Foram janputran in the LSR. Proceeding with mismatched spelling on the notice will invalidate the public registration search. Ask the branch to clarify the spelling of the borrower's name and revise the draft agreement/LSR to match her PAN card exactly.
• DO NOT SAVE — Wrong primary applicant on our file: this case (the branch's mail) says DEEPAK VASANTKUMAR JOBANPUTRA; the sanction letter says FORAM DEEPAK JOBANPUTRA. Our internal case file lists co-borrower DEEPAK as the primary applicant. If the challan is generated in DEEPAK's name instead of primary borrower FORAM's name, the notice cannot be successfully e-filed on the portal. Change the primary payer and mortgagor to FORAM DEEPAK JOBANPUTRA and move DEEPAK VASANTKUMAR JOBANPUTRA to co-mortgagor.
• Mortgagor pages: DEEPAK VASANTKUMAR JOBANPUTRA is NOT typed — the branch's mail names the property owner as JOBANPUTRA FORAM DEEPAK JOBANPUTRA DEEPAK VASANTKUMAR ENTER ORGANIZATION FOR ORGANIZATION — this person is a borrower on the letter, not an owner (the mail: "Property owner -JOBANPUTRA FORAM DEEPAK, JOBANPUTRA DEEPAK VASANTKUMAR. * Enter Organization Name for Organization Borro"). The notice is filed by the owners.
• Mortgagor pages: Deepak Vasant Jobanputra is NOT typed — the branch's mail names the property owner as JOBANPUTRA FORAM DEEPAK JOBANPUTRA DEEPAK VASANTKUMAR ENTER ORGANIZATION FOR ORGANIZATION — this person is a borrower on the letter, not an owner (the mail: "Property owner -JOBANPUTRA FORAM DEEPAK, JOBANPUTRA DEEPAK VASANTKUMAR. * Enter Organization Name for Organization Borro"). The notice is filed by the owners.
• Mortgagor pages: DEEPAK VASANTKUMAR JOBANPUTRA is on the sanction letter but the branch's mail names the owner as JOBANPUTRA FORAM DEEPAK JOBANPUTRA DEEPAK VASANTKUMAR ENTER ORGANIZATION FOR ORG — a borrower, not a mortgagor: no page
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
An old draft withdrew itself — its asks were already answered
1 Oct5 things — 5 steps
cards read
cards read
cards read
cards read
cards read
29 Sep5 things — 1 letter written · 4 steps
roles from letter
applicant name by reading455 — by ezdocs:reader
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
27 Sep3 things — 3 steps
mail read as shown
mail read as shown
mail read as shown
25 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01816 | 7792120193
17 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
16 Sep77 things — 13 documents received · 4 letters written · 1 money step · 2 cautions · 57 steps
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
box disagreement
box disagreement
box disagreement
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
FORAM DEEPAK JOBANPUTRA EchallanMH010292455202627E.pdf
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-01816
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property read from the legal / technical report (the sanction letter had none)
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
KFSLetter_7792120193.pdf
Received: LSR
revised FORAM JANPUTRAN - RESALE (1) WITH DS (3).pdf
Received: Technical report
HRQ-26-154240_INDProcessRequest_2500320260915161033010.pdf
Received: Technical report
HRQ-26-154241_INDProcessRequest_2500320260915160946009.pdf
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
Nothing new to ask for — stayed quiet
The case's name was filled from its own papers
Nothing new to ask for — stayed quiet
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
boxes gathered
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01816
documents read together
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Payment screenshot
IMG-20260915-WA0024.jpg
Co-applicant added
Co-applicant added
kyc address read
Received: Aadhaar
IMG-20260902-WA0011.jpg
party not merged
Received: PAN card
IMG-20260902-WA0004.jpg
Document could not be read — a clear copy was asked for
this is a formal portrait, not a live selfie
kyc address read
Document could not be read — a clear copy was asked for
this is a photo shown on a screen, not a live selfie
Received: Selfie — not usable
IMG-20260902-WA0006.jpg — this is a formal portrait, not a live selfie
Received: Aadhaar
IMG-20260902-WA0010.jpg
Received: Selfie — not usable
IMG-20260902-WA0008.jpg — this is a photo shown on a screen, not a live selfie
Received: PAN card
IMG-20260902-WA0009.jpg
Received: Aadhaar
IMG-20260902-WA0007.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
8 of 10 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a formal portrait, not a live selfie)open
✓Technical reportopen
✓LSR (search report)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 13 files
Moneyall of it is in
₹47,060.81
Reached our account 15 Sep 20:02:00.
How we know
Our own bank told us — 15 Sep 20:02
₹47,050 · from GPAY-BIZ
“₹47,050 received from DEEPAK V J at 8:02 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%30,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for47,060.81
By law ₹47,050. We ask ₹47,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
1401, 14th Floor, Leela Tara Chsl, At 66, CTS, 2240 Of Bhuleshwar Division, Mumbai, 400002
read from the technical report · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
FORAM DEEPAK JOBANPUTRA · applicantBBHPJ2285HDEEPAK VASANTKUMAR JOBANPUTRA · co-applicantADPPJ1509HDeepak Vasant Jobanputra · co-applicant…0430
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