⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00274
SHIVRAJ VASANTRAO MALI
LAN NHL/KOP/0626/5131233
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
5 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Aadhaar cardopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (8)A label is wrong? Fix it under All documents.
Needs your eyes
- The work is done — our fee of ₹27,080 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹27,080
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹27,048; we wait for the credit itself
Stamp duty 0.3%10,260
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,080
Screenshot ₹27,048 — ₹32 under our ask, not below the real calculation ₹27,048. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-28 — the engine cannot hear this road. Please verify manually. Verify manually ↓
By law ₹27,068. We ask ₹27,080 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹27,048 — accept as full (₹32 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 20 h 32 minour time · 1 Sep 10:01
Index II —not yet
the NOI team 46 d 9 htotal 46 d 9 h so far
Now with the NOI team — e-filing on IGR
since 1 Sep 10:01 — 42 d 19 h of working time
Day by day — every step and who held it
28 Aug 19:36Your branch's mail
29 Aug 21:57Papers read+1 d 2 h · the NOI team
29 Aug 21:57Property readat once
29 Aug 21:57Papers readat once
29 Aug 21:57Fee quotedat once
1 Sep 10:01Challan made+2 d 12 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹34,16,000
Loan account no.
NHL/KOP/0626/5131233
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• no mobile on any party — the portal's OTP/SMS goes to this number
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• 10 property box(es) not from the Index II / derived / unsure — amber on the portal: district, village, road, attr1_type, attr1_value, attr2_type
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided all the initial documents and paid the fee. The team has shared the challan and acknowledged receipt of documents. The branch is now asking for the NOI index II again.
the trail says the next move is with the NOI team — the NOI index II
the branch last asked: kindly share NOI index II
the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-08-28) “0.3% 10248/- 0.5% 15000/- FEES 1800/- TOTAL 27048/-”
✓ challan made — done, mail 3 (2026-08-28) “PFA challan for your reference..”
✓ challan shared — done, mail 3 (2026-08-28) “PFA challan for your reference..”
? Index II asked for — asked, mail 4 (2026-10-12) “kindly share NOI index II”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-28) “*Index II Copy Attached”
read over 4 mail(s), last mail 2026-10-12 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SK
sandeep.karade@pnbhousing.com pnbhousing.com
28 Aug, 19:36 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
28 Aug, 19:36 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233
📎 co applicant photon m.jpg↗📎 Applicant photo mali.jpg↗📎 NOI PAYMENT MALI.jpg↗📎 sanction letter.pdf↗📎 APP PAN CARD.pdf↗📎 APP AADHAR CARD.pdf↗📎 CO-APP PAN CARD.pdf↗📎 CO-APP AADHAR CARD.pdf↗
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Loan amount₹34,16,000
Stamp duty 0.30%₹10,248
Registration fee 0.50%₹15,000
Service / vendor fees₹1,800
Total₹27,048
- ✓ Sanction Letter — attached
- ✓ Applicant and Co App Aadhar Card — attached
- ✓ Applicant and Co App Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Payment details — attached
Customer Name
SHIVRAJ VASANTRAO MALI
Lan No
MALI NHL/KOP/0626/5131233
*Soft copy of Photograph
SRO No
KAVAN1
Thanks and Regards
Sandeep Karade
ASM
Kolhapur
Mobile: 9552754500
Toll free : 1800 120 8800
Internal
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
Customer Name
SHIVRAJ VASANTRAO MALI
Lan No
MALI NHL/KOP/0626/5131233
Loan Amount
3416000
LOAN AMOUNT
3416000
0.3%
10248/-
0.5%
15000/-
FEES
1800/-
TOTAL
27048/-
*Sanction Letter
Attached
*Applicant and Co App Aadhar Card
Attached
*Applicant and Co App Pan Card
Attached
*Index II Copy
Attached
*Soft copy of Photograph
*Payment d
🤖 read: says the fee is paid ₹27,048 ✓; documents attached; note: Process two challans (0.3% and 0.5%) — “Payment details Attached”
OL
The NOI teamTYPED IN GMAIL
28 Aug, 19:56 · 46d ago
28 Aug, 19:56 · 46d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 19:38, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
SHIVRAJ VASANTRAO MALI
Lan No
MALI NHL/KOP/0626/5131233
Loan Amount
3416000
LOAN AMOUNT
3416000
0.3%
10248/-
0.5%
15000/-
FEES
1800/-
TOTAL
27048/-
*Sanction Letter
Attached
*Applicant and Co App Aadhar Card
Attached
*Applicant and Co App Pan Card
Attached
*Index II Copy
Attached
*Soft copy of Photograph
*Payment details
Attached
SRO No
KAVAN1
Thanks and Regards
Sandeep Karade
ASM
Kolhapur
Mobile: 9552754500
Toll free : 1800 120 8800
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
28 Aug, 20:22 · 46d ago
28 Aug, 20:22 · 46d ago
Team,PFA challan for your reference..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 28 Aug 2026 at 19:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 28 Aug 2026 at 19:38, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
SHIVRAJ VASANTRAO MALI
Lan No
MALI NHL/KOP/0626/5131233
Loan Amount
3416000
LOAN AMOUNT
3416000
0.3%
10248/-
0.5%
15000/-
FEES
1800/-
TOTAL
27048/-
*Sanction Letter
Attached
*Applicant and Co App Aadhar Card
Attached
*Applicant and Co App Pan Card
Attached
*Index II Copy
Attached
*Soft copy of Photograph
*Payment details
Attached
SRO No
KAVAN1
Thanks and Regards
Sandeep Karade
ASM
Kolhapur
Mobile: 9552754500
Toll free : 1800 120 8800
Internal
Team,
PFA challan for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 28 Aug 2026 at 19:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 28 Aug 2026 at 19:38, Sandeep Karade <
sandeep.karade@pnbhousing.com> wrote:
>
>
> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>
> *Customer Name*
>
> SHIVRAJ VASANTRAO MALI
>
> *Lan No*
>
> MALI NHL/KOP/0626/5131233
>
> *Loan Amount*
>
> 3416000
>
> *LOAN AMOUNT*
>
> 3416000
>
> *0.3%*
>
> 10248/-
>
> *0.5%*
>
> 15000/-
>
> *FEES*
>
> 1800/-
>
> *TOTAL*
>
> 27048/-
>
> **Sanction Letter*
>
> Attached
>
> **Applicant and Co App Aadhar Card*
>
> Attached
>
> **Applicant and Co App Pan Card*
>
> Attached
>
> **Index II Copy*
>
> Attached
>
> **Soft copy of Photograph*
>
> **Payment details*
>
> Attached
>
> *SRO No*
>
> KAVAN1
>
>
>
>
>
>
>
>
>
> Thanks and Regards
>
> Sandeep Karade
>
> ASM
>
> Kolhapur
>
> Mobile: 9552754500
>
> Toll free : 1800 120 8800
>
>
>
> Internal
>
🤖 read: challan shared ✓ — “PFA challan”
NP
nikhil.patil@phfl.com phfl.com
12 Oct, 16:17 · 1d ago
12 Oct, 16:17 · 1d ago
Re[2]: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233
dear team,
kindly share NOI index II
Thanks & Regards,
Nikhil Sanjay Patil,
Branch Operations executive,
401/402, 4th Floor, Matoshri Plaza,
Venus Corner, Shahupuri, Kolhapur 416 001
PNB Housing Finance Limited
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/28/26 20:24
To: Sandeep Karade ( sandeep.karade@pnbhousing.com )
Cc: Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Swapnil More ( swapnil.more@pnbhousing.com )
Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 28 Aug 2026 at 19:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 28 Aug 2026 at 19:38, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
SHIVRAJ VASANTRAO MALI
Lan No
MALI NHL/KOP/0626/5131233
Loan Amount
3416000
LOAN AMOUNT
3416000
0.3%
10248/-
0.5%
15000/-
FEES
1800/-
TOTAL
27048/-
*Sanction Letter
Attached
*Applicant and Co App Aadhar Card
Attached
*Applicant and Co App Pan Card
Attached
*Index II Copy
Attached
*Soft copy of Photograph
*Payment details
Attached
SRO No
KAVAN1
Thanks and Regards
Sandeep Karade
ASM
Kolhapur
Mobile: 9552754500
Toll free : 1800 120 8800
Internal
🤖 read: asks for the Index II — “kindly share NOI index II”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | co applicant photon m.jpg | filed | 45d ago |
| Selfie / photo | Applicant photo mali.jpg | filed | 45d ago |
| Payment screenshot | NOI PAYMENT MALI.jpg | filed | 45d ago |
| Sanction letter | sanction letter.pdf | filed | 45d ago |
| PAN card | APP PAN CARD.pdf | filed | 45d ago |
| Aadhaar card | APP AADHAR CARD.pdf | filed | 45d ago |
| PAN card | CO-APP PAN CARD.pdf | filed | 45d ago |
| Aadhaar card | CO-APP AADHAR CARD.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹27,080
₹27,080
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹27,048 660655485211
₹27,048 660655485211
Screenshot ₹27,048 — ₹32 under our ask, not below the real calculation ₹27,048. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-28 — the engine cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹10,260 | ₹15,000 | ₹320 | ₹1,500 | ₹27,080 |
By law ₹27,068. We ask ₹27,080 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
25 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Property type (Open / Building / Open + Building) …
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Floor …
✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
sanction letter.pdf
as printed
CS NO 1120, GROUND FLOOR SHOP, C WARD, KOLHAPUR, KOLHAPUR, LAXMIPURI, KOLHAPUR, MAHARASHTRA, INDIA, 416012
CS NO 1120, GROUND FLOOR SHOP, C WARD, KOLHAPUR, KOLHAPUR, LAXMIPURI, KOLHAPUR, MAHARASHTRA, INDIA, 416012
PIN
416012
416012
THE CHALLAN, as it will be typed
Flat/Survey Number
CS NO 1120 GROUND FLOOR SHOP C WARD KOLHAPUR LAXMIPURI MAHARASHTRA
CS NO 1120 GROUND FLOOR SHOP C WARD KOLHAPUR LAXMIPURI MAHARASHTRA
Locality/Road
Area/City
KOLHAPUR
check or correct a box, the papers beside it →KOLHAPUR
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SHIVRAJ VASANTRAO MALI | AGDPM1100C | …1565 |
| co_mortgagor | MANISHA SHIVARAJ MALI | CVYPM1546G | …6342 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | sandeep.karade@pnbhousing.com | 45d ago |
| document chase | sandeep.karade@pnbhousing.com | 45d ago |
What the engine read from each document — check anything marked in red
Payment screenshot NOI PAYMENT MALI.jpg needs your check
utr
660655485211
660655485211
date
2026-08-28
2026-08-28
amount
27048
27048
method
UPI
UPI
payee upi
9892834356m@pnb
9892834356m@pnb
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
THINKBIGZ INITIATIVE PRIVATE LIMITED
payer name
SAMARTH SHIVARAJ MALI
SAMARTH SHIVARAJ MALI
raw reading (for Abhijit)
{'utr': '660655485211', 'date': '2026-08-28', 'amount': 27048, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'SAMARTH SHIVARAJ MALI', 'debit_notification_text': None}Sanction letter sanction letter.pdf needs your check
lan
NHL/KOP/0626/5131233
NHL/KOP/0626/5131233
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1
1
loan amount
3300000
3300000
interest rate
9.8
9.8
sanction date
23-Jun-2026
23-Jun-2026
letter version
3
3
applicant names
SHIVRAJ VASANTRAO MALI, MANISHA SHIVARAJ MALI
SHIVRAJ VASANTRAO MALI, MANISHA SHIVARAJ MALI
property address
pin: 416012; road: C WARD; state: MAHARASHTRA; flat_no: SHOP; district: Kolhapur; floor_no: GROUND FLOOR; full_address: GROUND FLOOR SHOP, C WARD, LAXMIPURI, KOLHAPUR, Kolhapur, MAHARASHTRA, India, 416012; village_city:
pin: 416012; road: C WARD; state: MAHARASHTRA; flat_no: SHOP; district: Kolhapur; floor_no: GROUND FLOOR; full_address: GROUND FLOOR SHOP, C WARD, LAXMIPURI, KOLHAPUR, Kolhapur, MAHARASHTRA, India, 416012; village_city:
insurance premium
116000
116000
includes insurance
True
True
total with insurance
3416000
3416000
applicant address from462
read again off the letter's pages (page 1, the Address row)
read again off the letter's pages (page 1, the Address row)
security address verbatim
CS NO 1120, GROUND FLOOR SHOP, C WARD, KOLHAPUR, Kolhapur, LAXMIPURI, Kolhapur, MAHARASHTRA, India, 416012
CS NO 1120, GROUND FLOOR SHOP, C WARD, KOLHAPUR, Kolhapur, LAXMIPURI, Kolhapur, MAHARASHTRA, India, 416012
applicant address verbatim
1121 C WARD RAVIWAR PETH, FRONT OF WARANA BANK, NEAR ASHIRWAD TOBACO, KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416002, Kolhapur, India
1121 C WARD RAVIWAR PETH, FRONT OF WARANA BANK, NEAR ASHIRWAD TOBACO, KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416002, Kolhapur, India
raw reading (for Abhijit)
{'lan': 'NHL/KOP/0626/5131233', 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 3300000, 'interest_rate': 9.8, 'sanction_date': '23-Jun-2026', 'letter_version': '3', 'applicant_names': ['SHIVRAJ VASANTRAO MALI', 'MANISHA SHIVARAJ MALI'], 'property_address': {'pin': '416012', 'road': 'C WARD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'SHOP', 'district': 'Kolhapur', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'GROUND FLOOR SHOP, C WARD, LAXMIPURI, KOLHAPUR, Kolhapur, MAHARASHTRA, India, 416012', 'village_city': 'LAXMIPURI', 'building_name': None, 'survey_or_cts_no': 'CS NO 1120'}, 'insurance_premium': 116000, 'includes_insurance': True, 'total_with_insurance': 3416000, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'security_address_verbatim': 'CS NO 1120, GROUND FLOOR SHOP, C WARD, KOLHAPUR, Kolhapur, LAXMIPURI, Kolhapur, MAHARASHTRA, India, 416012', 'applicant_address_verbatim': '1121 C WARD RAVIWAR PETH, FRONT OF WARANA BANK, NEAR ASHIRWAD TOBACO, KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416002, Kolhapur, India'}PAN card APP PAN CARD.pdf needs your check
dob
1970-07-09
1970-07-09
pan
AGDPM1100C
AGDPM1100C
name
SHIVRAJ VASANTRAO MALI
SHIVRAJ VASANTRAO MALI
raw reading (for Abhijit)
{'dob': '1970-07-09', 'pan': 'AGDPM1100C', 'name': 'SHIVRAJ VASANTRAO MALI', 'aadhaar_last4': None}Aadhaar card APP AADHAR CARD.pdf needs your check
dob
1970-07-09
1970-07-09
name
Shivraj Vasantrao Mali
Shivraj Vasantrao Mali
aadhaar last4
1565
1565
raw reading (for Abhijit)
{'dob': '1970-07-09', 'pan': None, 'name': 'Shivraj Vasantrao Mali', 'aadhaar_last4': '1565'}PAN card CO-APP PAN CARD.pdf needs your check
dob
1978-08-26
1978-08-26
pan
CVYPM1546G
CVYPM1546G
name
MANISHA SHIVARAJ MALI
MANISHA SHIVARAJ MALI
raw reading (for Abhijit)
{'dob': '1978-08-26', 'pan': 'CVYPM1546G', 'name': 'MANISHA SHIVARAJ MALI', 'aadhaar_last4': None}Aadhaar card CO-APP AADHAR CARD.pdf needs your check
dob
1978-05-05
1978-05-05
name
Manisha Shivaraj Mali
Manisha Shivaraj Mali
aadhaar last4
6342
6342
raw reading (for Abhijit)
{'dob': '1978-05-05', 'pan': None, 'name': 'Manisha Shivaraj Mali', 'aadhaar_last4': '6342'}Payment screenshot NOI PAYMENT MALI.jpg needs your check
payments inside
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '660655485211', 'date': '2026-08-28', 'page': None, 'time': '19:22', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27048.0, 'direction': 'de
bank: Bank of Baroda; kind: payment_screenshot; payments: [{'utr': '660655485211', 'date': '2026-08-28', 'page': None, 'time': '19:22', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27048.0, 'direction': 'de
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank of Baroda', 'kind': 'payment_screenshot', 'payments': [{'utr': '660655485211', 'date': '2026-08-28', 'page': None, 'time': '19:22', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 27048.0, 'direction': 'debit', 'narration': 'To: THINKBIGZ INITIATIVE PRIVATE LIMITED 9892834356m@pnb', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9731', 'account_holder': 'SAMARTH SHIVARAJ MALI'}}Technical record (for Abhijit — safe to ignore)
| 4h ago | ezdocs:reader | reader_home_address | {'fp': '6f4bec9a95df12c9', 'from': 'the sanction letter (sanction letter.pdf)', 'home': {'pin': '416002', 'area': 'FRONT OF WARANA BANK, NEAR ASHIRWAD TOBACO', 'flat': '1121 C', 'state': 'MAHARASHTRA', 'building': 'WARD |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 1d ago | system:ingest | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the trail; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-28 14:06:55'} |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:105e0730-c24b-4047-99d7-eccc9ff7a903', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'sanction letter.pdf', 'asked': True, 'found': True, ' |
| 27d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': [None]} |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'in |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '416002', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'RAVIVAR PETH', 'doc_id': '232dfeae |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '416002', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'RAVIWAR PETH', 'doc_id': '43793947 |
| 29d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Number', 'why': "The typed |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'CTS', 'attr2_type': '', 'attr1_value': '1120', 'attr2_value': ''}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': 'CS NO 1120', 'attr2_value': ''}, 'why': "the number boxes h |
| 32d ago | system:payments | hidden_payment_scan | {'file': 'NOI PAYMENT MALI.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'd3de86bf-1fbe-4ee3-b0bc-7b7064a9406a', 'fetched': True} |
| 32d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'NOI PAYMENT MALI.jp |
| 32d ago | system:payments | claim_part_duplicate | {'utr': '660655485211', 'date': '2026-08-28', 'parts': 1, 'amount': 27048.0, 'claimed_total': 27048.0} |
| 42d ago | system:ingest | challan_found_on_case | {'why': 'a paid challan document is on the case — it belongs in the filing queue, whatever was still listed as missing'} |
| 42d ago | system:ingest | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 45d ago | system:emails | email_shadowed:doc_chase | {'to': 'sandeep.karade@pnbhousing.com', 'subject': 'KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233', 'body_preview': 'Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith refer |
| 45d ago | system:emails | email_shadowed:fee_quote | {'to': 'sandeep.karade@pnbhousing.com', 'subject': 'KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case (LAN: NHL/K |
| 45d ago | system:payments | receivable_created | {'expected': 27048.0} |
| 45d ago | system:ingest | document_received | {'file': 'CO-APP AADHAR CARD.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 45d ago | system:ingest | co_applicant_added | {'doc': 'pan', 'name': 'MANISHA SHIVARAJ MALI'} |
| 45d ago | system:ingest | document_received | {'file': 'CO-APP PAN CARD.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 45d ago | system:ingest | document_received | {'file': 'APP AADHAR CARD.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 45d ago | system:ingest | document_received | {'file': 'APP PAN CARD.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 45d ago | system:extract | property_address_extracted | {'confidence': 1, 'full_address': 'GROUND FLOOR SHOP, C WARD, LAXMIPURI, KOLHAPUR, Kolhapur, MAHARASHTRA, India, 416012'} |
| 45d ago | system:ingest | document_received | {'file': 'sanction letter.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.9} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹27,048 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: The work is done — our fee of ₹27,080 is still not in our account. Chase the branch for it.
Today · 14 Oct1 thing
The home address was read off the papers — by ezdocs:reader
12 Oct7 things — 7 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
old thread stored only
16 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
kyc address read
property self check
14 Sep1 thing — 1 step
property attrs split
11 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
1 Sep1 thing — 1 step
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
29 Aug14 things — 8 documents received · 3 letters written · 3 steps
Wrote the document chase mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233
Wrote the fee quote mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: SHIVRAJ VASANTRAO MALI NHL/KOP/0626/5131233
Received: Aadhaar
CO-APP AADHAR CARD.pdf
Co-applicant added
Received: PAN card
CO-APP PAN CARD.pdf
Received: Aadhaar
APP AADHAR CARD.pdf
Received: PAN card
APP PAN CARD.pdf
Property address read from the sanction letter
Received: Sanction letter
sanction letter.pdf
Received: Payment screenshot
NOI PAYMENT MALI.jpg
Received: Selfie
Applicant photo mali.jpg
Received: Selfie
co applicant photon m.jpg
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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