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Cases / NOI-2026-03428

Vaibhav Vinayak Thakur

PNB_HFLLAN HOU/PNVL/0926/5214546 Index II pending · with the government All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
Half the challan is paid (0.5% registration fee ✓). Still to pay: 0.3% stamp duty ₹11,291 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
✓Sanction letteropen
✓PAN cardopen
✓Sale deedopen
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside KYC (2).pdfopen
✓LSR (search report) — inside Vaibhav Technical Documents (1).pdopen
✓Technical report — inside Vaibhav Technical Documents (1).pdopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹11,391.54CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹11,456 receivedby the amount alone
The branch sent 2 receipts — 0 of 2 have reached our account:
₹30,000not seen in our account yet1M722266SS
₹749not seen in our account yet1167204815
The branch's receipt says ₹30,749 — ₹19,293 of it has not reached us yet. Look for a ₹19,293 credit.
Stamp duty 0.3% — the top-up challan11,291
Top-up challan charge100.54
Total we ask for11,391.54
the branch’s receipt claims ₹30,749 131167204815,131M722266SS
paid 25 Sep 15:28:27 · verified 12 Oct 17:28:42 · 17 d 2 h later
How we know
Our own bank told us — 25 Sep 15:28
₹11,456 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹11456.00 from DIBYENDU CHATTERJEE.”
Matched by: AMOUNT ALONE — a little over our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 17 minour time · 12 Oct 18:50
Index II —not yet
the NOI team 2 dthe branch 9 minthe SRO 23 h 24 mintotal 3 d so far
Now with the SRO — waiting for the SRO's Index II
since 14 Oct 18:28 — 23 h 24 min of working time
Day by day — every step and who held it
12 Oct 17:23Your branch's mail
12 Oct 17:23Payment landedat once
12 Oct 17:28Fee quoted+5 min · the NOI team
12 Oct 17:28Papers readat once
12 Oct 17:28Property readat once
12 Oct 17:28Payment verifiedat once
12 Oct 17:38Papers from your branch+9 min · the branch
12 Oct 17:42Papers read+4 min · the NOI team
12 Oct 17:42Ready for the challanat once
12 Oct 18:50Challan made+1 h 08 min · the NOI team
14 Oct 18:28Filed on IGR — e-filing shared+1 d 23 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹37,63,612
Loan account no.
HOU/PNVL/0926/5214546
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE400702
… nvel, Uran, Village Dronagiri,, Raigad, MAHARASHTRA, India, 400702 400702
The legal report (TSR) DIFFERS410206
Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad 410206
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 400702). Read the papers once — if PIN 400702 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026143606840 · ₹300 · paid 14/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011854730202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC akshay.chaudhari@phfl.com phfl.com
12 Oct, 17:23 · 3d ago THE FIRST MAIL — how this case began
Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹37,63,612

Property Add:- Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, 400702​

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the fee / a quote; documents attached — “Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546”
2 more mails in between — open
AC akshay.chaudhari@phfl.com phfl.com
12 Oct, 17:38 · 3d ago
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546

Case Type - BT TOP UP

Require document and Payment Receipt attached for your reference

Loan amount with insurance – 37,63,612/- + 8,85,800 = 46,49,412 Challan will be on 46,49,412 /-

Property Add:- Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, 400702​

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the fee / a quote; documents attached; note: BT TOP UP — “Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:10 · 2d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:42, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546 ​ Case Type - BT TOP UP Require document and Payment Receipt attached for your reference Loan amount with insurance – 37,63,612/- + 8,85,800 = 46,49,412 Challan will be on 46,49,412 /- ​ Property Add:- Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, 400702 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:53 · 2d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:10, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:42, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546 ​ Case Type - BT TOP UP Require document and Payment Receipt attached for your reference Loan amount with insurance – 37,63,612/- + 8,85,800 = 46,49,412 Challan will be on 46,49,412 /- ​ Property Add:- Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, 400702 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
14 Oct, 18:28 · 23h ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 18:10, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:42, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546 ​ Case Type - BT TOP UP Require document and Payment Receipt attached for your reference Loan amount with insurance – 37,63,612/- + 8,85,800 = 46,49,412 Challan will be on 46,49,412 /- ​ Property Add:- Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, 400702 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter Sanction letter (3).pdf
filed 3d ago
PAN card+ Aadhaar card inside KYC (2).pdf
filed 3d ago
Sale deed+ LSR (search report) inside+ Technical report inside Vaibhav Technical Documents (1).pdf
filed 3d ago
Payment screenshot 1000115457.jpg
filed 3d ago
Selfie / photo 1000111794.jpg
filed 3d ago
Selfie / photo 1000111793.jpg
filed 3d ago
Payment screenshot 1000115458.jpg
filed 3d ago
Paid challan (GRAS) VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf
filed 2d ago
E-filing copy (token) eFilingDoc9991410260293.pdf
filed 23h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,391.54
Where it stands
VERIFIED — money received
Screenshot claims
₹30,749 131167204815,131M722266SS
Paid at
25 Sep 15:28:27
Verified on
12 Oct 17:28:42

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,291₹0₹0 ₹100₹11,391

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, Building (person 1)
21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 3d ago — all agree.
not verified yetsource: the sanction letter (Sanction letter (3).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, Raigad, MAHARASHTRA, India, 400702
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (3).pdf
as printed
FLAT NO.1801, 18 FLOOR, B WING, SECTOR 47, PLOT NO 25, EXCELENCIA CO-OPERATIVE HOUSING SOCIETY LTD, PLOT NO.25, PANVEL, URAN, VILLAGE DRONAGIRI, RAIGAD, MAHARASHTRA, INDIA, 400702
PIN
400702
the legal report (TSR)
Vaibhav Technical Documents (1).pdf
Property Address line
PLOT NUMBER 25, SECTOR NO. 47, VILLAGE DRONAGIRI, TALUKA URAN, DISTRICT RAIGAD
PIN
410206
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1801 18 FLOOR B WING EXCELENCIA CO-OPERATIVE HOUSING SOCIETY LTD PLOT NO 25 SECTOR 47
Locality/Road
PANVEL VILLAGE DRONAGIRI TAL URAN
Area/City
RAIGAD
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 410206
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVAIBHAV VINAYAK THAKURAJOPT2299M…1369
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseakshay.chaudhari@phfl.com 3d ago
fee quoteakshay.chaudhari@phfl.com 3d ago
document chaseakshay.chaudhari@phfl.com 3d ago
acknowledgementakshay.chaudhari@phfl.com 3d ago
What EzDocs read from each document — check anything marked in red
PAN card KYC (2).pdf needs your check
dob
1984-04-07
pan
AJOPT2299M
name
VAIBHAV VINAYAK THAKUR
legible
True
father name
VINAYAK PANDURANG THAKUR
raw reading (for Abhijit)
{'dob': '1984-04-07', 'pan': 'AJOPT2299M', 'name': 'VAIBHAV VINAYAK THAKUR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VINAYAK PANDURANG THAKUR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter (3).pdf needs your check
lan
HOU/PNVL/0926/5214546
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'VAIBHAV VINAYAK THAKUR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWAPNALI VAIBHAV THAKUR', 'role': 'co_applicant', 'label': None}
loan type
Housing Loan
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
loan amount
3654000
rate spread
-4.85
final amount
3763612
interest rate
8.3
sanction date
08-Oct-2026
letter version
6
reference rate
13.15
applicant email
thakurvaibhav07@gmail.com
applicant names
VAIBHAV VINAYAK THAKUR, SWAPNALI VAIBHAV THAKUR
printed altered
False
applicant mobile
9833217207
balance transfer
False
property address
pin: 400702; state: MAHARASHTRA; taluka: Uran; Flat no: 1801; district: Raigad; Floor: 18 Floor; Address: Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot n
insurance premium
109612
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3763612
security address verbatim
Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, Raigad, MAHARASHTRA, India, 400702
applicant address verbatim
ROOM NO 225 AT KHOPATE, DHASAKHOSHI, KOPROLI, ., NAVI MUMBAI, MAHARASHTRA, 410206, NAVI MUMBAI, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0926/5214546', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VAIBHAV VINAYAK THAKUR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SWAPNALI VAIBHAV THAKUR', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3654000, 'rate_spread': -4.85, 'final_amount': 3763612, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '08-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'thakurvaibhav07@gmail.com', 'applicant_names': ['VAIBHAV VINAYAK THAKUR', 'SWAPNALI VAIBHAV THAKUR'], 'printed_altered': False, 'applicant_mobile': '9833217207', 'balance_transfer': False, 'property_address': {'pin': '400702', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Uran', 'flat_no': '1801', 'district': 'Raigad', 'floor_no': '18 Floor', 'landmark': None, 'full_address': 'Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, Raigad, MAHARASHTRA, India, 400702', 'village_city': 'Dronagiri', 'building_name': 'Excelencia Co-operative Housing Society Ltd', 'survey_or_cts_no': 'PLOT NO 25'}, 'insurance_premium': 109612, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3763612, 'security_address_verbatim': 'Flat no.1801, 18 Floor, B Wing, Sector 47, PLOT NO 25, Excelencia Co-operative Housing Society Ltd, Plot no.25, Panvel, Uran, Village Dronagiri,, Raigad, MAHARASHTRA, India, 400702', 'applicant_address_verbatim': 'ROOM NO 225 AT KHOPATE, DHASAKHOSHI, KOPROLI, ., NAVI MUMBAI, MAHARASHTRA, 410206,\nNAVI MUMBAI, India'}
PAN card KYC (2).pdf needs your check
dob
1984-04-07
pan
AJOPT2299M
name
VAIBHAV VINAYAK THAKUR
address
pin: 410206; area: Koproli; flat: Room No-225; state: Maharashtra; district: Raigarh; Village: Khopate Dhasakhoshi Taluka-Uran, Koproli
legible
True
father name
VINAYAK PANDURANG THAKUR
aadhaar last4
1369
raw reading (for Abhijit)
{'dob': '1984-04-07', 'pan': 'AJOPT2299M', 'name': 'VAIBHAV VINAYAK THAKUR', 'mobile': None, 'address': {'pin': '410206', 'area': 'Koproli', 'flat': 'Room No-225', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Raigarh', 'post_office': None, 'village_city': 'Khopate Dhasakhoshi Taluka-Uran, Koproli'}, 'legible': True, 'father_name': 'VINAYAK PANDURANG THAKUR', 'aadhaar_last4': '1369', 'quality_issue': None}
Sale deed Vaibhav Technical Documents (1).pdf needs your check
found
True
found in
Fourth Schedule - "Said Unit" / Agreement for Sale
area sq m
20.635
paper for
loan_ref: HOU/PNVL/0926/5214546; customer_name: MR. VAIBHAV VINAYAK THAKUR
confidence
0.95
reading486
property
address lines
taken: both the same; legal_address: Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad; property_address: Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad
property address
pin: 410206; state: Maharashtra; taluka: Uran; Flat no: 1801; district: Raigad; Floor: Eighteenth; Address: Flat No. 1801, B-Wing, Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad, N
security address verbatim
Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad
raw reading (for Abhijit)
{'found': True, 'found_in': 'Fourth Schedule - "Said Unit" / Agreement for Sale', 'area_sq_m': 20.635, 'paper_for': {'loan_ref': 'HOU/PNVL/0926/5214546', 'report_id': None, 'customer_name': 'MR. VAIBHAV VINAYAK THAKUR'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad', 'property_address': 'Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad'}, 'property_address': {'pin': '410206', 'road': None, 'state': 'Maharashtra', 'taluka': 'Uran', 'flat_no': '1801', 'district': 'Raigad', 'floor_no': 'Eighteenth', 'landmark': None, 'full_address': 'Flat No. 1801, B-Wing, Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad, Navi Mumbai - 410206', 'village_city': 'Dronagiri', 'building_name': 'EXCELENCIA (B-Wing)', 'survey_or_cts_no': 'Plot Number 25'}, 'security_address_verbatim': 'Plot Number 25, Sector No. 47, Village Dronagiri, Taluka Uran, District Raigad'}
Payment screenshot 1000115457.jpg needs your check
utr
131M722266SS
date
2026-10-12
time
17:34
amount
30000
method
UPI
payee upi
2080@hdfcbank
payer upi
06-1@okaxisicbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
VAIBHAV VINAYAK THAKUR
raw reading (for Abhijit)
{'utr': '131M722266SS', 'date': '2026-10-12', 'time': '17:34', 'amount': 30000, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '06-1@okaxisicbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'VAIBHAV VINAYAK THAKUR', 'debit_notification_text': None}
Payment screenshot 1000115458.jpg needs your check
utr
131167204815
date
2026-10-12
time
17:33
amount
749
method
UPI
payee upi
2080@hdfcbank
payer upi
05-1@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
VAISHAV VINAYAK THAKUR
raw reading (for Abhijit)
{'utr': '131167204815', 'date': '2026-10-12', 'time': '17:33', 'amount': 749, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '05-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'VAISHAV VINAYAK THAKUR', 'debit_notification_text': None}
Selfie / photo 1000111793.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo 1000111794.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Paid challan (GRAS) VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf needs your check
grn
MH011854730202627E
pin
400702
total
28960.0
article
6(1)
defaced
False
bank cin
03006172026101201459
district
RAIGAD
area city
RAIGAD
payer pan
AJOXXXXXXM
flat block
FLAT NO 1801 18TH FLOOR B WING EXCELENCIA CHSL PLOT NO 25 SECTOR 47
payer name
VAIBHAV VINAYAK THAKUR
sro office
URN URAN SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4649412
scheme rows
{'amount': 13960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7207
payment date
12/10/2026-18:50:14
road locality
VILLAGE DRONAGIRI URAN PANVEL MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
4649412
raw reading (for Abhijit)
{'grn': 'MH011854730202627E', 'pin': '400702', 'total': 28960.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201459', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AJOXXXXXXM', 'flat_block': 'FLAT NO 1801 18TH FLOOR B WING EXCELENCIA CHSL PLOT NO 25 SECTOR 47', 'payer_name': 'VAIBHAV VINAYAK THAKUR', 'sro_office': 'URN URAN SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4649412', 'scheme_rows': [{'amount': 13960.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7207', 'payment_date': '12/10/2026-18:50:14', 'road_locality': 'VILLAGE DRONAGIRI URAN PANVEL MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4649412'}
E-filing copy (token) eFilingDoc9991410260293.pdf needs your check
sro
PNL1
kind
efiling_copy
token
9991410260293
legible
True
property
road: RAIGAD; unit: 1801; floor: 18; taluka: Uran; numbers: [{'type': 'Plot Number', 'value': '25'}, {'type': 'SECTOR NUMBER', 'value': '47'}]; village: Dongari; building: B WING, EXCELENCIA CHSL; district: Raigad; area_
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AJOPT2299M', 'name': 'VAIBHAV VINAYAK THAKUR', 'address': 'Flat No:225, Floor No:G, Building Name:ROOM NO 225 AT KHOPATE, DHASAKHOSHI, Road:KOPROLI, NAVI MUMBAI, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(
title deed
Index II :3040/2023 SRO URAN
filing date
2026-10-14
loan amount
4649412.0
payment lines
{'ref': 'MH011854730202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 13948.0, 'ref_kind': 'GRN'}, {'ref': 'MH011854730202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-14
raw reading (for Abhijit)
{'sro': 'PNL1', 'kind': 'efiling_copy', 'token': '9991410260293', 'legible': True, 'property': {'pin': None, 'road': 'RAIGAD', 'unit': '1801', 'floor': '18', 'taluka': 'Uran', 'numbers': [{'type': 'Plot Number', 'value': '25'}, {'type': 'SECTOR NUMBER', 'value': '47'}], 'village': 'Dongari', 'building': 'B WING, EXCELENCIA CHSL', 'district': 'Raigad', 'area_text': 'Carpet : 20.63 Sq.mt.', 'local_body': None, 'description': 'Block Sector:URAN, PANVEL, RAIGAD, Landmark:VILLAGE DRONAGIRI', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AJOPT2299M', 'name': 'VAIBHAV VINAYAK THAKUR', 'address': 'Flat No:225, Floor No:G, Building Name:ROOM NO 225 AT KHOPATE, DHASAKHOSHI, Road:KOPROLI, NAVI MUMBAI, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}, {'pan': 'AYYPT9367K', 'name': 'SWAPNALI VAIBHAV THAKUR', 'address': 'Flat No:225, Floor No:G, Building Name:ROOM NO 225 AT KHOPATE, DHASAKHOSHI, Road: KOPROLI, NAVI MUMBAI, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}], 'title_deed': 'Index II :3040/2023 SRO URAN', 'filing_date': '2026-10-14', 'loan_amount': 4649412.0, 'payment_lines': [{'ref': 'MH011854730202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 13948.0, 'ref_kind': 'GRN'}, {'ref': 'MH011854730202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026143606840', 'head': 'Document Handling Charges', 'dated': '14/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-14'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 12 Oct, 18:10 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
23h agoEzDocsdhc_prn_read{'prn': '1026143606840', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991410260293.pdf', 'from': "the filed notice's own text", 'gr
23h agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991410260293.pdf', 'token': '9991410260293', 'doc_id': '147a4e4d-9657-49be-b4f3-991466ca2916', 'mortgagors': 2}
23h agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
23h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999141026
2d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.4649412 — the loan amount is Rs.3763612']}
2d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
2d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '66ecc2f2-dd2f-443b-9b59-7a305b87d3d4'}
2d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the branch's mail prints both 3763612.0
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VAIBHAV VINAYAK THA
2d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'URN URAN SUB REGISTRAR', 'district': 'RAIGAD'}
2d agoEzDocschallan_mismatch{'file': 'VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.4649412 — the loan amount is Rs.3763612']}
2d agoEzDocschallan_extracted{'grn': 'MH011854730202627E', 'file': 'VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28960.0}
2d agoEzDocsonly03_nothing_to_file{'was': 'VENDOR', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'}
2d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf', 'kind': 'u
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '501423', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ
2d agoSANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
2d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints '18
2d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 4, 'case_no': 'NOI-2026-03428'}
2d agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction letter (3).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['CHSL'], 'readin
2d agoEzDocsquoted_history_checked{}
2d agoEzDocsextra_challan_scanned{'found': 0}
3d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'quick sweep'}
3d agoEzDocsreader_home_address{'fp': 'fab4bc8352df697e', 'from': 'the sanction letter (Sanction letter (3).pdf)', 'home': {'pin': '410206', 'area': 'KHOPATE, DHASAKHOSHI, KOPROLI', 'flat': 'ROOM NO 225', 'state': 'MAHARASHTRA', 'district': 'NAVI MUMB
3d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T12:12:26', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-10-12 11:53', 'id': '1a12ff9fa560b1b0', 'from': 'branch', 'gist': 'Bank asks to initiate challan and NOI for a loan case, attaching
3d agoEzDocsmail_against_file490{'at': '2026-10-12T12:12:26', 'asks': ['Initiate 0.3% Challan', 'Initiate NOI'], 'gist': 'The branch sent a payment screenshot and a selfie, and updated the loan amount and property address.', 'next': 'Ask the branch for
3d agoEzDocschallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
3d agoEzDocscase_acknowledged_challan_queued{'utr': None, 'fee_total': 11391}
3d agoEzDocsemail_shadowed:ack{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Vaibhav Vinayak Thakur\n
3d agoEzDocsdraft_withdrawn{'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹11,456 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15:10
Yesterday · 14 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:31
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:28
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:28
Received: E-filing copy
eFilingDoc9991410260293.pdf
18:28
12 Oct40 things — 8 documents received · 6 letters written · 2 money steps · 3 cautions · 21 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
19:03
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
19:01
Checked: this challan is not another case's
19:01
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:54
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:54
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:54
EzDocs took 29 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:54
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:54
Received: Challan
VAIBHAV VINAYAK THAKUR EchallanMH011854730202627E.pdf
18:54
SANDEEP pressed Proceed on the challan — what was changed is kept
18:50
EzDocs found something to check before the form is saved
18:44
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:42
Wrote the acknowledgement mail — held, silent mode
Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546
17:42
An old draft withdrew itself — its asks were already answered
17:42
An old draft withdrew itself — its asks were already answered
17:42
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:42
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:42
The branch's payment screenshot was read
17:42
The branch's payment screenshot was read
17:42
Received: Payment screenshot
1000115458.jpg
17:42
Received: Selfie
1000111793.jpg
17:42
Received: Selfie
1000111794.jpg
17:42
Received: Payment screenshot
1000115457.jpg
17:42
EzDocs read the whole file
17:29
Wrote the document chase mail — held, silent mode
Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546
17:28
An old draft withdrew itself — its asks were already answered
17:28
Wrote the fee quote mail — held, silent mode
Kindly Initiate 0.3% Challan & NOI in case VAIBHAV VINAYAK THAKUR - HOU/PNVL/0926/5214546
17:28
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:28
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:28
The challan's address boxes were written from the papers
17:28
The loan amount was worked out from the papers
17:28
Property read from the legal / technical report (the sanction letter had none)
17:28
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:28
PAN found inside the KYC file — no need to ask for it
17:28
Property address read from the sanction letter
17:28
Received: Sale deed
Vaibhav Technical Documents (1).pdf
17:28
Received: PAN card
KYC (2).pdf
17:28
Received: Sanction letter
Sanction letter (3).pdf
17:28
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03428
17:28
Case opened from the branch's mail
17:28
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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