⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Pandurang R Anarthe
LAN 77000354291Loan ₹22,00,000NOIFile on IGRMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 21:05
Documents
Payment
Challan
done 29 Sep, 15:26 · GRAS ↗
Filing
in the tray 14d 9h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The team has shared the challan with the branch. The team is waiting for the Index 2 copy and colour selfie photo of the applicant from the branch to proceed…whole case so far 15d 4h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Haveli
Village
Hingane Khurd
Number type
SURVEY
Number
9/4/4/1 To 5 And 10/1
Building
Building No 4, Damodar Vihar Chsl
Floor
4th Floor
Flat / shop no
Flat No 15
Area
33.81
Hadd
Pune Municipal Corporation
Read from the technical report, not the Index II. Outlook-ez0kkdn2.png open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: NILAM PANDURNAG ANARTHE is named on the sanction letter (KFSLetter_77000354291 (2).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — village: the case held HINGANE KHURD; filled HINGNE KHURD — Standardized the village spelling to Hingne Khurd to match the Deed of Assignment and LSR.
• changed — road: the case held SINHAGAD ROAD HINGANE KHURD; filled SINHAGAD ROAD — the whole-file reading, from Deed of Assignment, reads it so
• changed — landmark: the case held ANAND NAGAR, NEAR SAI NIWAS AND VISHWACHINTAN DATTA; filled NEAR SAI NIWAS AND VISHWACHINTAN DATTA — the whole-file reading, from Deed of Assignment, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
1 Oct1 thing
An old draft withdrew itself — its asks were already answered
29 Sep71 things — 1 document received · 2 letters written · 68 steps
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
case read — by ezdocs:reader
case read — by ezdocs:reader
half read mail reread
documents read together
case read — by ezdocs:reader
half read mail reread
documents read together
half read mail reread
documents read together
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk documents backfill
desk documents backfill
documents read together
half read mail reread
documents read together
half read mail reread
documents read together
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
documents read together
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
ANARTHE PANDURANG R EchallanMH011037525202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
documents read together
half read mail reread
documents read together
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
case read — by ezdocs:reader
copilot check issues — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
case read — by ezdocs:reader
documents read together
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
documents read together
case read — by ezdocs:reader
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
LAN NO - 77000354291APPLICANT NAME -PANDURANG R ANARTHE PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Summari
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
28 Sep51 things — 12 documents received · 3 letters written · 2 cautions · 34 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
case read — by ezdocs:reader
quoted history checked
case read — by ezdocs:reader
template name checked
case read — by ezdocs:reader
property self check
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
LAN NO - 77000354291APPLICANT NAME -PANDURANG R ANARTHE PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Summari
case read — by ezdocs:reader
extra challan scanned
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
documents read together
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02794
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
Outlook-ez0kkdn2.png
money settled — by ezdocs:reader
Received: other
Outlook-mobilePhon.png
PAN found inside the KYC file — no need to ask for it
The payment proof already on the case was applied
Received: other
Outlook-emailAddre.png
applicant email captured
Received: other
Outlook-website.png
Received: other
Outlook-website.png
Property checked by the engine — read from the report, every box that names the flat is there
Received: Aadhaar
Anarthe KYC.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Sanction letter
KFSLetter_77000354291 (2).pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie — not usable
App photo.jpg — this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
Co Photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: LSR
PANDURANG ANARTHE_LEGAL REPORT (3) (1).pdf
Received: Sale deed
Deed of Assign No 35 - Flat - Hazare - 16-09-26_260922_124409.pdf
Received: Payment screenshot
IMG-20260928-WA0042.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
✓Sale deedopen
✓LSR (search report)open
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓Aadhaar cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 13 files
Moneyall of it is in
₹19,670.02
Reached our account 27 Sep 12:31:28.
How we know
Our own bank told us — 27 Sep 12:31
₹54,360 · UTR AXNGG27005399681 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.54360.00,27-09-2026 12:31:28 thru NEFT from AXNGG27005399681/GOOGLE INDIA DIGITAL . Aval Bal 133188.04 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases
The working
Stamp duty 0.3%6,610
Registration fee 0.5%11,010
Government handling350
Our service fee1,700
Total we ask for19,670.02
By law ₹19,650. We ask ₹19,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No 15, 4th Floor, Building No 4, Damodar Vihar Chsl, SURVEY, 9/4/4/1 To 5 And 10/1, Hingane Khurd, 411051
read from the technical report · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
PANDURANG R ANARTHE · applicantANZPA4067H
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