⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01820

Kalpesh Sudhir Mane

LAN HOU/PNVL/0926/5210338 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Aadhaar cardopen

✓Paid challan (GRAS)open

✓PAN card — inside KYC (2).pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹14,020.88CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,000 receivedthe receipt's amount and minute agree

Stamp duty 0.3%4,580

Registration fee 0.5%7,620

Government handling320

Our service fee1,500.88

Total we ask for14,020.88

the branch’s receipt claims ₹14,000 662585755166

paid 16 Sep 11:14:26 · verified 16 Sep 12:26:08 · 1 h 11 min later

How we know

Our own bank told us — 16 Sep 11:14

₹14,000 · UTR 662585755166 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.14000.00 16-09-2026 11:14:26  by KALPESH thru UPI . Aval Bal Rs.253314.65 CR. (UPI Ref ID:662585755166) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer

By law ₹14,000. We ask ₹14,020 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 41 minour time · 16 Sep 13:01

Index II —not yet

the NOI team 27 d 13 htotal 27 d 13 h so far

Now with the NOI team — e-filing on IGR

since 16 Sep 13:01 — 27 d 12 h of working time

Day by day — every step and who held it

16 Sep 12:20Your branch's mail

16 Sep 12:20Payment landedat once

16 Sep 12:25Fee quoted+5 min · the NOI team

16 Sep 12:25Papers readat once

16 Sep 12:25Property readat once

16 Sep 12:26Payment verified+1 min · the NOI team

16 Sep 12:26Ready for the challanat once

16 Sep 13:01Challan made+35 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,22,500

Loan account no.

HOU/PNVL/0926/5210338

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Thane

Taluka

Kalyan

Village

Khoni

Number type

(empty)

Number

279B

Building

Building No. 1-A

Floor

12th Floor

Flat / shop no

1-A-12-1213

Area

29.90

Hadd

Kalyan Municipal Corporation

Read from the sanction letter, not the Index II. Sanction letter (2).pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.

Number type is empty — the portal will not take a blank. Fill it on the verification page first →

The branch asked for the 0.3% challan alone

Its mail: “DEAR TEAM, KINDLY INITIATE 0.3% CHALLAN & NOI IN CASE OF KALPESH SUDHIR MANE - HOU/PNVL/0926/521033”. No mail of the branch names the 0.5% or the registration fee in its own words. This case is marked a full NOI, so it asks for both heads, the handling charge and our fee. As a full NOI this case asks ₹14,020; as the 0.3% challan alone it asks ₹4,668 — the stamp duty ₹4,568 and ₹100.

The team’s rule (Avinash): a 0.3% stand-alone challan is one of the extra challans we make — the stamp duty and ₹100, nothing filed on the IGR site. The kind decides what goes on the government’s challan, so a person sets it.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has provided the initial loan documents and confirmed payment for the NOI filing. The NOI team has acknowledged these and promised to initiate the challan, but is currently waiting for the branch to send the Index II copy to proceed with the filing.

the trail says the next move is with the branch — the Index II

the branch last asked: Kindly Initiate 0.3% Challan & NOI

the NOI team last promised: We will initiate the challan for the same.

✓ loan papers sent — done, mail 1 (2026-09-16) “Require document and Payment Receipt attached for your reference”

✓ fee paid — the branch's words — done, mail 1 (2026-09-16) “Payment Receipt attached for your reference”

⏳ challan made — promised, mail 2 (2026-09-16) “We will initiate the challan for the same.”

? Index II asked for — asked, mail 2 (2026-09-16) “For NOI filing, We need an index 2 copy.”

read over 2 mail(s), last mail 2026-09-16 · read 27d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010281603202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-01820

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantKalpesh Sudhir Mane

LANHOU/PNVL/0926/5210338

Loan AmtRs. 15,22,500

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 14,000.00 stands VERIFIED against the credit in our account on 16-Sep-2026 (UTR: 662585755166). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-01820 | HOU/PNVL/0926/5210338

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 25 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AC akshay.chaudhari@phfl.com phfl.com
16 Sep, 12:20 · 27d ago THE FIRST MAIL — how this case began

Kindly Initiate 0.3% Challan & NOI in case of KALPESH SUDHIR MANE - HOU/PNVL/0926/5210338

📎 IMG-20260916-WA0016.jpg ↗📎 IMG-20260916-WA0019.jpg ↗📎 ALLOTMENT LETTER.pdf ↗📎 Sanction letter (2).pdf ↗📎 KYC (2).pdf ↗

Dear Team,

Kindly Initiate 0.3% Challan & NOI in case of KALPESH SUDHIR MANE - HOU/PNVL/0926/5210338

Require document and Payment Receipt attached for your reference

Mhada Allotment case

Loan amount with insurance₹15,22,500

Property Add: - Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan, Thane, 421204

Thanks & Regards,

Mobile: +91 8097024529

Akshay Chaudhari

Senior Team Leader 

Every 3000 sheets cost 1 tree so please don't print any e-mail unless yo

🤖 read: asks for the challan, the e-filing copy, the token / NOI confirmation; says the fee is paid ✓; documents attached; note: Mhada Allotment case — “Kindly Initiate 0.3% Challan”

OL The NOI teamTYPED IN GMAIL
16 Sep, 12:46 · 27d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 16 Sept 2026 at 12:24, Akshay Chaudhari <akshay.chaudhari@phfl.com>

wrote:

earlier mails quoted below

*Dear Team,*
*​*
*Kindly Initiate 0.3% Challan & NOI in case of **KALPESH SUDHIR MANE -
HOU/PNVL/0926/5210338*

*​**Require document and Payment Receipt attached for your reference*
*​*
*Mhada Allotment case *

*Loan amount with insurance - 15,22,500/-*
*​*
*Property Add: - Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A,
Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan,
Thane, 421204*​

*Thanks & Regards,*

*Mobile: +91 8097024529 <+91%2080970%2024529>*

*Akshay Chaudhari*

*Senior Team Leader *

*Every 3000 sheets cost 1 tree so please don't print any e-mail unless yo*

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
16 Sep, 13:03 · 27d ago

📎 KALPESH SUDHIR MANE EchallanMH010281603202 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Wed, 16 Sept 2026 at 12:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 16 Sept 2026 at 12:24, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:

> *Dear Team,*
> *​*
> *Kindly Initiate 0.3% Challan & NOI in case of **KALPESH SUDHIR MANE -
> HOU/PNVL/0926/5210338*
>
> *​**Require document and Payment Receipt attached for your reference*
> *​*
> *Mhada Allotment case *
>
> *Loan amount with insurance - 15,22,500/-*
> *​*
> *Property Add: - Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A,
> Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan,
> Thane, 421204*​
>
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless yo*
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260916-WA0016.jpg	filed	27d ago
Payment screenshot	IMG-20260916-WA0019.jpg	filed	27d ago
Sanction letter	ALLOTMENT LETTER.pdf	filed	27d ago
Sanction letter	Sanction letter (2).pdf	filed	27d ago
Aadhaar card+ PAN card inside	KYC (2).pdf	filed	27d ago
Paid challan (GRAS)	KALPESH SUDHIR MANE EchallanMH010281603202627E.pdf	filed	27d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,020.88

Where it stands
VERIFIED — money received

Screenshot claims
₹14,000 662585755166

Paid at
16 Sep 11:14:26

Verified on
16 Sep 12:26:09

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,580	₹7,620	₹320	₹1,500	₹14,020

By law ₹14,000. We ask ₹14,020 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Property type (Open / Building / Open + Building), Title deed no / year / SRO

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Block / Sector, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) …

✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Sanction letter (2).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan, Thane, Thane, MAHARASHTRA, India, 421204

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

ALLOTMENT LETTER.pdf

as printed
इमारत/सदनिका क्रमांक 1-A-12-1213, प्रधानमंत्री आवास योजना, KHONI - KALYAN-2

in English letters

IMAARATA/SADANIKAA KRAMAANKA 1-A-12-1213, PRADHAANAMANTRI AAVAASA YOJANAA, KHONI - KALYAN-2

the sanction letter

Sanction letter (2).pdf

as printed
FLAT NO. 1-A-12-1213, 12TH FLOOR, BUILDING NO. 1-A, CATEGORY GP, SCHEME CODE NO. 279B, UNDER PMAY (U), VILLAGE KHONI, KALYAN, THANE, THANE, MAHARASHTRA, INDIA, 421204

PIN
421204

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1-A-12-1213 12TH FLOOR BUILDING NO 1-A CATEGORY GP SCHEME CODE NO 279B

Locality/Road

Area/City
KHONI

check or correct a box, the papers beside it →

the sanction letter also prints: 12TH, 279B, 421204, CATEGORY, GP, PMAY, SCHEME, THANE

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KALPESH SUDHIR MANE	GLWPM4287G	…5520

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	akshay.chaudhari@phfl.com	27d ago
acknowledgement	akshay.chaudhari@phfl.com	27d ago
Index II chase	akshay.chaudhari@phfl.com	24d ago
Index II chase	akshay.chaudhari@phfl.com	21d ago
Index II chase	akshay.chaudhari@phfl.com	18d ago
Index II chase	akshay.chaudhari@phfl.com	13d ago
Index II chase	akshay.chaudhari@phfl.com	10d ago
Index II chase	akshay.chaudhari@phfl.com	7d ago
Index II chase	akshay.chaudhari@phfl.com	4d ago
Index II chase	akshay.chaudhari@phfl.com	1d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG-20260916-WA0016.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260916-WA0019.jpg needs your check

utr
662585755166

date
2026-09-16

time
11:14

amount
14000

method
UPI

payee upi
••••356m@pnb

payer upi
••••12-2@okicici

payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED

payer name
KALPESH SUDHIR MANE

debit notification text
Payment of ₹14,000 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PRIVATE LIMITED's bank account

raw reading (for Abhijit)

{'utr': '662585755166', 'date': '2026-09-16', 'time': '11:14', 'amount': 14000, 'method': 'UPI', 'payee_upi': '••••356m@pnb', 'payer_upi': '••••12-2@okicici', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'KALPESH SUDHIR MANE', 'debit_notification_text': "Payment of ₹14,000 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PRIVATE LIMITED's bank account"}

Sanction letter Sanction letter (2).pdf needs your check

lan
HOU/PNVL/0926/5210338

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
1450000

interest rate
8.0

sanction date
09-Sep-2026

letter version
7

applicant email
kalpeshmane0912@gmail.com

applicant names
KALPESH SUDHIR MANE, SNEHAL KALPESH MANE

applicant mobile
9082340912

property address
pin: 421204; state: MAHARASHTRA; taluka: Kalyan; flat_no: 1-A-12-1213; district: Thane; floor_no: 12th Floor; full_address: Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMA

insurance premium
72500

includes insurance
True

total with insurance
1522500

security address verbatim
Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan, Thane, Thane, MAHARASHTRA, India, 421204

applicant address verbatim
FLAT NO. 502 5TH FLOOR, SHREE BALAJI APT, MHATRE AALI, ., Thane, MAHARASHTRA, 400701, Thane, India

raw reading (for Abhijit)

{'lan': 'HOU/PNVL/0926/5210338', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1450000, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '09-Sep-2026', 'letter_version': '7', 'applicant_email': 'kalpeshmane0912@gmail.com', 'applicant_names': ['KALPESH SUDHIR MANE', 'SNEHAL KALPESH MANE'], 'applicant_mobile': '9082340912', 'property_address': {'pin': '421204', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kalyan', 'flat_no': '1-A-12-1213', 'district': 'Thane', 'floor_no': '12th Floor', 'landmark': None, 'full_address': 'Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan, Thane, Thane, MAHARASHTRA, India, 421204', 'village_city': 'Khoni', 'building_name': 'Building No. 1-A', 'survey_or_cts_no': None}, 'insurance_premium': 72500, 'includes_insurance': True, 'total_with_insurance': 1522500, 'security_address_verbatim': 'Flat no. 1-A-12-1213, 12th Floor, Building No. 1-A, Category GP, Scheme Code No. 279B, Under PMAY (U), Village Khoni, Kalyan, Thane, Thane, MAHARASHTRA, India, 421204', 'applicant_address_verbatim': 'FLAT NO. 502 5TH FLOOR, SHREE BALAJI APT, MHATRE AALI, ., Thane, MAHARASHTRA, 400701, Thane, India'}

Sanction letter ALLOTMENT LETTER.pdf needs your check

lan
9750017845

legible
True

confidence
1

sanction date
18-08-2026

applicant names
KALPESH SUDHIR MANE

property address
road: Khoni; flat_no: 1-A-12-1213; full_address: Flat/Building No. 1-A-12-1213, Pradhan Mantri Awas Yojana, Khoni, Kalyan-2; village_city: Kalyan-2; building_name: Pradhan Mantri Awas Yojana

security address verbatim
इमारत/सदनिका क्रमांक 1-A-12-1213, प्रधानमंत्री आवास योजना, KHONI - KALYAN-2

applicant address verbatim
S/O SUDHIR MANE SHIVRAI SEVA MANDAL CHAWL NO-31 PATRA CHAWL SINDHI CAMP SABLE NAGAR KURLA EAST NEHRU NAGAR MUMBAI( SUB URBAN ) MAHARASHTRA 400024

raw reading (for Abhijit)

{'lan': '9750017845', 'legible': True, 'loan_type': None, 'confidence': 1, 'loan_amount': None, 'interest_rate': None, 'quality_issue': None, 'sanction_date': '18-08-2026', 'letter_version': None, 'applicant_email': None, 'applicant_names': ['KALPESH SUDHIR MANE'], 'applicant_mobile': None, 'property_address': {'pin': None, 'road': 'Khoni', 'state': None, 'taluka': None, 'flat_no': '1-A-12-1213', 'district': None, 'floor_no': None, 'landmark': None, 'full_address': 'Flat/Building No. 1-A-12-1213, Pradhan Mantri Awas Yojana, Khoni, Kalyan-2', 'village_city': 'Kalyan-2', 'building_name': 'Pradhan Mantri Awas Yojana', 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'इमारत/सदनिका क्रमांक 1-A-12-1213, प्रधानमंत्री आवास योजना, KHONI - KALYAN-2', 'applicant_address_verbatim': 'S/O SUDHIR MANE SHIVRAI SEVA MANDAL CHAWL NO-31 PATRA CHAWL SINDHI CAMP SABLE NAGAR KURLA EAST NEHRU NAGAR MUMBAI( SUB URBAN ) MAHARASHTRA 400024'}

Aadhaar card KYC (2).pdf needs your check

dob
2001-04-21

pan
GLWPM4287G

name
KALPESH SUDHIR MANE

mobile
9082340912

address
pin: 400701; flat: 502; road: Mhatre Aali; floor: 5th Floor; state: Maharashtra; building: Shree Balaji Apartment; district: Thane; post_office: Ghansoli; village_city: Navi Mumbai

legible
True

aadhaar last4
5520

raw reading (for Abhijit)

{'dob': '2001-04-21', 'pan': 'GLWPM4287G', 'name': 'KALPESH SUDHIR MANE', 'mobile': '9082340912', 'address': {'pin': '400701', 'area': None, 'flat': '502', 'road': 'Mhatre Aali', 'floor': '5th Floor', 'state': 'Maharashtra', 'building': 'Shree Balaji Apartment', 'district': 'Thane', 'post_office': 'Ghansoli', 'village_city': 'Navi Mumbai'}, 'legible': True, 'aadhaar_last4': '5520', 'quality_issue': None}

Aadhaar card KYC (2).pdf needs your check

dob
2001-04-21

pan
GLWPM4287G

name
KALPESH SUDHIR MANE

legible
True

raw reading (for Abhijit)

{'dob': '2001-04-21', 'pan': 'GLWPM4287G', 'name': 'KALPESH SUDHIR MANE', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) KALPESH SUDHIR MANE EchallanMH010281603202627E.pdf needs your check

grn
MH010281603202627E

pin
421204

total
12200.0

defaced
False

bank cin
03006172026091600423

district
THANE

area city
THANE

payer pan
GLWXXXXXXG

flat block
FLAT NO 1-A-12-1213 12TH FLOOR BUILDING

payer name
KALPESH SUDHIR MANE

sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500

scheme rows
{'amount': 4580.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0912

payment date
16/09/2026-13:01:11

road locality
VILLAGE KHONI KALYAN THANE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1522500

raw reading (for Abhijit)

{'grn': 'MH010281603202627E', 'pin': '421204', 'total': 12200.0, 'article': None, 'defaced': False, 'bank_cin': '03006172026091600423', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'GLWXXXXXXG', 'flat_block': 'FLAT NO 1-A-12-1213 12TH FLOOR BUILDING', 'payer_name': 'KALPESH SUDHIR MANE', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1522500', 'scheme_rows': [{'amount': 4580.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7620.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0912', 'payment_date': '16/09/2026-13:01:11', 'road_locality': 'VILLAGE KHONI KALYAN THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1522500'}

Technical record (for Abhijit — safe to ignore)

1d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
1d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
4d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
4d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
7d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
10d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 4, 'kinds': ['index2_chase']}
13d ago	ezdocs:reader	reader_home_address	{'fp': 'e711aeb49bf08ac3', 'from': 'the sanction letter (ALLOTMENT LETTER.pdf)', 'home': {'pin': '400024', 'area': 'PATRA CHAWL SINDHI CAMP SABLE NAGAR', 'flat': 'CHAWL NO-31', 'state': 'MAHARASHTRA', 'building': 'SHIVRA
13d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
14d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed GLxxxxxxXG — no paper on the
18d ago	ezdocs:reader	allotment_read	{'fp': '7c1a1457498452d1', 'city': 'KALYAN-2', 'file': 'ALLOTMENT LETTER.pdf', 'node': 'KHONI', 'wing': None, 'asked': True, 'doc_id': '18383cff-158d-457d-ad22-16cbe562d4d2', 'issuer': 'Konkan Housing And Area Developmen
18d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
21d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
24d ago	system:emails	email_shadowed:index2_chase	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PNVL/0926/5210338) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
27d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
27d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KALPESH SUDHIR MANE EchallanMH010281603202627E.pdf', 'kind':
27d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KALPESH SUDHIR MANE
27d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'district': 'THANE'}
27d ago	system:extract	challan_verified_against_case	{'grn': 'MH010281603202627E', 'file': 'KALPESH SUDHIR MANE EchallanMH010281603202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district']}
27d ago	system:extract	challan_extracted	{'grn': 'MH010281603202627E', 'file': 'KALPESH SUDHIR MANE EchallanMH010281603202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12200.0}
27d ago	system:ingest	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summar
27d ago	copilot	copilot_check_issues	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'box': 'Taluka', 'why': "The 'Taluka' box was expected but not typed.",
27d ago	ops:copilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'ALLOTMENT LETTER.pdf', 'from': 'the sanction letter', 'added': ['Kal
27d ago	ops:copilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
27d ago	ops:copilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'ALLOTMENT LETTER.pdf', 'from': 'the sanction letter', 'added': ['Kal
27d ago	ops:copilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
27d ago	system:reconcile	quoted_history_checked	{}
27d ago	system:reconcile	extra_challan_scanned	{'found': 0}
27d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Road', 'why': 'The typed v

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹14,000 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

12 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01820 | HOU/PNVL/0926/5210338

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01820 | HOU/PNVL/0926/5210338

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01820 | HOU/PNVL/0926/5210338

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-01820 | HOU/PNVL/0926/5210338