SIDHARTH RAVINDRA PAGARE
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹21,730.34 is still not in our account. Chase the branch for it.
why?
why?
why?
the branch's own words
The branch's mail said: the bank's own rows sum to Rs.20,188 but its total says Rs.21,688The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010464949202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper19 Sep, 13:52 · 27d ago THE FIRST MAIL — how this case began
Kindly process 0.3 & 0.5 Challan in below case
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
19 Sep, 14:13 · 27d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 19 Sept 2026 at 13:54, Abhijeet Anil Kale <abhijeet.kale@phfl.com>
wrote:
earlier mails quoted below
19 Sep, 14:14 · 27d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 19 Sept 2026 at 14:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 27d ago |
| Sanction letter+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside | NOI Sidharth Ravindra Pagare.pdf | filed | 27d ago |
| Paid challan (GRAS) | SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf | filed | 27d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹21,730.34
waiting for the credit
₹21,690 518907846815
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,470 | ₹12,440 | ₹320 | ₹1,500 | ₹21,730 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '423201', 'AREA': 'AGHAR BK, AGHAR BK', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'AGHAR BK', 'VILLAGE_CITY': 'AGHAR BUDRUK'}
FLAT NO B-203 2ND FLOOR NATHVANDAN APARTMENT SURVEY NO 166/1
AMRUTDHAM ROAD GUNJALA MALA BEHIND HOTEL VIHAN
NASHIK
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SIDHARTH RAVINDRA PAGARE | EQCPP1806D | …1626 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | abhijeet.kale@phfl.com | 27d ago |
| documents acknowledged | abhijeet.kale@phfl.com | 27d ago |
| Index II chase | abhijeet.kale@phfl.com | 25d ago |
| Index II chase | abhijeet.kale@phfl.com | 21d ago |
| Index II chase | abhijeet.kale@phfl.com | 17d ago |
| Index II chase | abhijeet.kale@phfl.com | 14d ago |
| Index II chase | abhijeet.kale@phfl.com | 10d ago |
| Index II chase | abhijeet.kale@phfl.com | 7d ago |
| Index II chase | abhijeet.kale@phfl.com | 3d ago |
| Index II chase | abhijeet.kale@phfl.com | 11h ago |
What EzDocs read from each document — check anything marked in red
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}HOU/NSK/0826/5198981
True
Housing Loan, Housing
1
2390000
2486000
8.5
26-Aug-2026
5
sidharth26pagare@gmail.com
SIDHARTH RAVINDRA PAGARE, NEHA BALU DIGHE
8999663851
pin: 422003; road: Amrutdham Road; state: MAHARASHTRA; Flat no: B-203; district: Nashik; Floor: 2nd Floor; landmark: Behind Hotel Vihan; Address: Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3,
96000
Total Loan Amount
True
2486000
Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, S No 166/1, Gunjala Mala, Nashik, Behind Hotel Vihan, Nashik, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003
GHAR NO 4610 TRIMURTI NAGAR SWAMINARAYAN, SIGNAL TO BAPPA SITARAM ROAD SAVATAMALI, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA, Nashik, MAHARASHTRA, 422003, Nashik, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5198981', 'legible': True, 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 2390000, 'final_amount': 2486000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '26-Aug-2026', 'letter_version': '5', 'applicant_email': 'sidharth26pagare@gmail.com', 'applicant_names': ['SIDHARTH RAVINDRA PAGARE', 'NEHA BALU DIGHE'], 'applicant_mobile': '8999663851', 'property_address': {'pin': '422003', 'road': 'Amrutdham Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'B-203', 'district': 'Nashik', 'floor_no': '2nd Floor', 'landmark': 'Behind Hotel Vihan', 'full_address': 'Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, Gunjala Mala, Nashik, Behind Hotel Vihan, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Gunjala Mala, Nashik', 'building_name': 'Nathvandan Apartment', 'survey_or_cts_no': 'S No 166/1'}, 'insurance_premium': 96000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2486000, 'security_address_verbatim': 'Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, S No 166/1, Gunjala Mala, Nashik, Behind Hotel Vihan, Nashik, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'GHAR NO 4610 TRIMURTI NAGAR SWAMINARAYAN, SIGNAL TO BAPPA SITARAM ROAD SAVATAMALI, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA, Nashik, MAHARASHTRA, 422003, Nashik, India'}1999-06-26
EQCPP1806D
SIDHARTH RAVINDRA PAGARE
pin: 423201; area: aghar bk, Aghar Bk; state: Maharashtra; district: Nashik; post_office: Aghar BK
True
1626
raw reading (for Abhijit)
{'dob': '1999-06-26', 'pan': 'EQCPP1806D', 'name': 'SIDHARTH RAVINDRA PAGARE', 'mobile': None, 'address': {'pin': '423201', 'area': 'aghar bk, Aghar Bk', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Aghar BK', 'village_city': None}, 'legible': True, 'aadhaar_last4': '1626', 'quality_issue': None}1999-06-26
EQCPP1806D
SIDHARTH RAVINDRA PAGARE
pin: 423201; area: aghar bk, Aghar Bk; state: Maharashtra; district: Nashik; post_office: Aghar BK; Village: Aghar Budruk
True
1626
raw reading (for Abhijit)
{'dob': '1999-06-26', 'pan': 'EQCPP1806D', 'name': 'SIDHARTH RAVINDRA PAGARE', 'mobile': None, 'address': {'pin': '423201', 'area': 'aghar bk, Aghar Bk', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Aghar BK', 'village_city': 'Aghar Budruk'}, 'legible': True, 'aadhaar_last4': '1626', 'quality_issue': None}bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}bank: AXIS BANK; kind: bundle; payments: [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'THINKBIG
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bundle', 'payments': [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD/9892834356-2@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '025264', 'account_holder': None}}kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}MH010464949202627E
422003
19910.0
6(1)
False
03006172026091900528
NASHIK
NASHIK
EQCXXXXXXD
FLAT NO B-203, 2ND FLOOR, B WING,
SIDHARTH RAVINDRA PAGARE
NSK5_NASHIK 5 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2486000
{'amount': 7470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12440.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX3851
19/09/2026
BEHIND HOTEL VIHAN, CLOSED TO AMRUTDHAM ROAD, NASHIK, MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
2486000
raw reading (for Abhijit)
{'grn': 'MH010464949202627E', 'pin': '422003', 'total': 19910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091900528', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'EQCXXXXXXD', 'flat_block': 'FLAT NO B-203, 2ND FLOOR, B WING,', 'payer_name': 'SIDHARTH RAVINDRA PAGARE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2486000', 'scheme_rows': [{'amount': 7470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12440.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3851', 'payment_date': '19/09/2026', 'road_locality': 'BEHIND HOTEL VIHAN, CLOSED TO AMRUTDHAM ROAD, NASHIK, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2486000'}Technical record (for Abhijit — safe to ignore)
| 11h ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n' |
| 11h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 7d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 10d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 10d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['ack_docs', 'fee_quote']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']} |
| 17d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 17d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EQxxxxxxXD — no paper on the |
| 18d ago | EzDocs | match_reverted_done_case | {'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_over |
| 18d ago | EzDocs | match_undone | {'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 21800.0, 'reason': "amount-only match onto a case pa |
| 18d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 18d ago | EzDocs | payment_verified | {'utr': '518907846815', 'why': "paid ₹21,800, ₹70 MORE than our ask of ₹21,730 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 69.66, 'method': 'amount_over_small+payee_ |
| 18d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | reader_home_address | {'fp': 'dc6bab5d387894af', 'from': 'the sanction letter (NOI Sidharth Ravindra Pagare.pdf)', 'home': {'pin': '422003', 'area': 'TRIMURTI NAGAR, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA', 'flat': 'GHAR NO |
| 21d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 25d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 27d ago | EzDocs | filing_waits_on_title_doc | {'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran |
| 27d ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'kind' |
| 27d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SIDHARTH RAVINDRA P |
| 27d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'} |
| 27d ago | EzDocs | challan_verified_against_case | {'grn': 'MH010464949202627E', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 27d ago | EzDocs | challan_extracted | {'grn': 'MH010464949202627E', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19910.0} |
| 27d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails' |
| 27d ago | EzDocs | quoted_history_checked | {} |