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Cases / NOI-2026-02031

SIDHARTH RAVINDRA PAGARE

PNB_HFLLAN HOU/NSK/0826/5198981 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓PAN card — inside NOI Sidharth Ravindra Pagare.pdfopen
✓Aadhaar card — inside NOI Sidharth Ravindra Pagare.pdfopen
✓Payment screenshot — shows ₹21,690; money not verified yet — inside NOI Sidharth Ravindra Pagare.pdfopen
✓Selfie / photo — inside NOI Sidharth Ravindra Pagare.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹21,730.34 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹21,730.34CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹21,690; we wait for the credit itself
Ask for the exact ₹21,730.34. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%7,470
Registration fee 0.5%12,440
Government handling320
Our service fee1,500.34
Total we ask for21,730.34
Screenshot ₹21,690 — ₹40 under our ask, not below the real calculation ₹21,688. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-19 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 18:08 — 3 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹21,708. We ask ₹21,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹21,688 — accept as full (₹42.34 = our margin).
BANK'S TABLE — INSIDE OUR BUFFER
Bank table ₹21,688. We ask ₹21,730. Difference ₹42 — OK (our margin). Accept ₹21,688 as full. Nothing to collect.
Their own rows add to ₹20,188, their total says ₹21,688 — a ₹1,500 slip in their sheet. Not ours to fix.
why?
Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.
the branch's own wordsThe branch's mail said: the bank's own rows sum to Rs.20,188 but its total says Rs.21,688
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹21,576 · 19:28 · ROMANCH PR. RRN- · 8904211047 — ₹154.34 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 19 Sep 13:52
Index II —not yet
the NOI team 27 d 7 htotal 27 d 7 h so far
Now with the NOI team — e-filing on IGR
since 19 Sep 13:55 — 27 d 7 h of working time
Day by day — every step and who held it
19 Sep 13:52Your branch's mail
19 Sep 13:52Challan madeat once
19 Sep 13:54Fee quoted+3 min · the NOI team
19 Sep 13:55Papers readat once
19 Sep 13:55Property readat once
Case facts
Bank
PNB_HFL
Loan amount
₹24,86,000
Loan account no.
HOU/NSK/0826/5198981
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has acknowledged receipt of documents and payment from the branch and promised to initiate the challan. However, the team has asked the branch for the Index II copy, which the branch had previously stated was attached.
the history says the next move is with the branch — the Index II
the branch last asked: Kindly process 0.3 & 0.5 Challan in below case
the NOI team last promised: We will initiate the challan for the same.
the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 2 (2026-09-19) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-19) “We acknowledge the receipt of your mail documents and payment.”
⏳ challan made — promised, mail 2 (2026-09-19) “We will initiate the challan for the same.”
? Index II asked for — asked, mail 2 (2026-09-19) “For NOI filing, We need an index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-19) “*Index II Copy OTC.”
read over 2 mail(s), last mail 2026-09-19 · read 27d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010464949202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re: Process 0.3 & 0.5 Challan in case of SIDHARTH RAVINDRA PAGARE "HOU/NSK/0826/5198981 "
how it will look to the branch

Team,

Kindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK abhijeet.kale@phfl.com phfl.com
19 Sep, 13:52 · 27d ago
THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of SIDHARTH RAVINDRA PAGARE "HOU/NSK/0826/5198981 "
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case

Customer nameSIDHARTH RAVINDRA PAGARE
Loan account (LAN)HOU/NSK/0826/5198981
Loan amount₹24,86,000
Stamp duty 0.30%₹7,458
Registration fee 0.50%₹12,430
DHC₹300
Service / vendor fees₹1,500
Total₹21,688
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC.
Thanks & Regards, Abhijeet Anil Kale Branch Operation Executive Nashik Branch Mobile - 7798119942
🤖 read: asks for the challan; documents attached; note: Process 0.3 & 0.5 Challan — “Kindly process 0.3 & 0.5 Challan in below case”
OL The NOI teamTYPED IN GMAIL
19 Sep, 14:13 · 27d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 13:54, Abhijeet Anil Kale <abhijeet.kale@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Kindly process 0.3 & 0.5 Challan in below case Customer Name SIDHARTH RAVINDRA PAGARE Lan No HOU/NSK/0826/5198981 Loan Amount 2486000 LOAN AMOUNT 2486000 0.30% 7458 0.50% 12430 FEES 1500 DHC 300 TOTAL 21,688 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC. *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, *Abhijeet Anil Kale​ * Branch Operation Executive Nashik Branch Mobile - 7798119942 <(779)%20811-9942> ----- Forwarded Message ---
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
19 Sep, 14:14 · 27d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 19 Sept 2026 at 14:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Sat, 19 Sept 2026 at 13:54, Abhijeet Anil Kale <abhijeet.kale@phfl.com> wrote: > > Dear Team, Kindly process 0.3 & 0.5 Challan in below case > > > Customer Name SIDHARTH RAVINDRA PAGARE > Lan No HOU/NSK/0826/5198981 > Loan Amount 2486000 > > > LOAN AMOUNT 2486000 > 0.30% 7458 > 0.50% 12430 > FEES 1500 > DHC 300 > TOTAL 21,688 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy OTC. > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > > > Thanks & Regards, > > *Abhijeet Anil Kale​ * > > Branch Operation Executive > > Nashik Branch > Mobile - 7798119942 <(779)%20811-9942> > > > ----- Forwarded Message --- > >
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Other image001.jpg
filed 27d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside NOI Sidharth Ravindra Pagare.pdf
filed 27d ago
Paid challan (GRAS) SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf
filed 27d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹21,730.34
Where it stands
waiting for the credit
Screenshot claims
₹21,690 518907846815
Screenshot ₹21,690 — ₹40 under our ask, not below the real calculation ₹21,688. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-19 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹7,470₹12,440₹320 ₹1,500₹21,730
By law ₹21,708. We ask ₹21,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

27 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.) …
14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …
✗ EzDocs found boxes that do NOT agree with the document (27d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (NOI Sidharth Ravindra Pagare.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
⚠ not in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, Gunjala Mala, Nashik, Behind Hotel Vihan, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
NOI Sidharth Ravindra Pagare.pdf
the address
{'PIN': '423201', 'AREA': 'AGHAR BK, AGHAR BK', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'NASHIK', 'POST_OFFICE': 'AGHAR BK', 'VILLAGE_CITY': 'AGHAR BUDRUK'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO B-203 2ND FLOOR NATHVANDAN APARTMENT SURVEY NO 166/1
Locality/Road
AMRUTDHAM ROAD GUNJALA MALA BEHIND HOTEL VIHAN
Area/City
NASHIK
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSIDHARTH RAVINDRA PAGAREEQCPP1806D…1626

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quoteabhijeet.kale@phfl.com 27d ago
documents acknowledgedabhijeet.kale@phfl.com 27d ago
Index II chaseabhijeet.kale@phfl.com 25d ago
Index II chaseabhijeet.kale@phfl.com 21d ago
Index II chaseabhijeet.kale@phfl.com 17d ago
Index II chaseabhijeet.kale@phfl.com 14d ago
Index II chaseabhijeet.kale@phfl.com 10d ago
Index II chaseabhijeet.kale@phfl.com 7d ago
Index II chaseabhijeet.kale@phfl.com 3d ago
Index II chaseabhijeet.kale@phfl.com 11h ago
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Sanction letter NOI Sidharth Ravindra Pagare.pdf needs your check
lan
HOU/NSK/0826/5198981
legible
True
loan type
Housing Loan, Housing
confidence
1
loan amount
2390000
final amount
2486000
interest rate
8.5
sanction date
26-Aug-2026
letter version
5
applicant email
sidharth26pagare@gmail.com
applicant names
SIDHARTH RAVINDRA PAGARE, NEHA BALU DIGHE
applicant mobile
8999663851
property address
pin: 422003; road: Amrutdham Road; state: MAHARASHTRA; Flat no: B-203; district: Nashik; Floor: 2nd Floor; landmark: Behind Hotel Vihan; Address: Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3,
insurance premium
96000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2486000
security address verbatim
Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, S No 166/1, Gunjala Mala, Nashik, Behind Hotel Vihan, Nashik, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003
applicant address verbatim
GHAR NO 4610 TRIMURTI NAGAR SWAMINARAYAN, SIGNAL TO BAPPA SITARAM ROAD SAVATAMALI, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA, Nashik, MAHARASHTRA, 422003, Nashik, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5198981', 'legible': True, 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 2390000, 'final_amount': 2486000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '26-Aug-2026', 'letter_version': '5', 'applicant_email': 'sidharth26pagare@gmail.com', 'applicant_names': ['SIDHARTH RAVINDRA PAGARE', 'NEHA BALU DIGHE'], 'applicant_mobile': '8999663851', 'property_address': {'pin': '422003', 'road': 'Amrutdham Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'B-203', 'district': 'Nashik', 'floor_no': '2nd Floor', 'landmark': 'Behind Hotel Vihan', 'full_address': 'Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, Gunjala Mala, Nashik, Behind Hotel Vihan, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003', 'village_city': 'Gunjala Mala, Nashik', 'building_name': 'Nathvandan Apartment', 'survey_or_cts_no': 'S No 166/1'}, 'insurance_premium': 96000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2486000, 'security_address_verbatim': 'Flat No B-203, 2nd Floor, B Wing, Nathvandan Apartment, Plot No 3, S No 166/1, Gunjala Mala, Nashik, Behind Hotel Vihan, Nashik, Closed To Amrutdham Road, Nashik, MAHARASHTRA, India, 422003', 'applicant_address_verbatim': 'GHAR NO 4610 TRIMURTI NAGAR SWAMINARAYAN, SIGNAL TO BAPPA SITARAM ROAD SAVATAMALI, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA, Nashik, MAHARASHTRA, 422003, Nashik, India'}
Sanction letter NOI Sidharth Ravindra Pagare.pdf needs your check
dob
1999-06-26
pan
EQCPP1806D
name
SIDHARTH RAVINDRA PAGARE
address
pin: 423201; area: aghar bk, Aghar Bk; state: Maharashtra; district: Nashik; post_office: Aghar BK
legible
True
aadhaar last4
1626
raw reading (for Abhijit)
{'dob': '1999-06-26', 'pan': 'EQCPP1806D', 'name': 'SIDHARTH RAVINDRA PAGARE', 'mobile': None, 'address': {'pin': '423201', 'area': 'aghar bk, Aghar Bk', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Aghar BK', 'village_city': None}, 'legible': True, 'aadhaar_last4': '1626', 'quality_issue': None}
Sanction letter NOI Sidharth Ravindra Pagare.pdf needs your check
dob
1999-06-26
pan
EQCPP1806D
name
SIDHARTH RAVINDRA PAGARE
address
pin: 423201; area: aghar bk, Aghar Bk; state: Maharashtra; district: Nashik; post_office: Aghar BK; Village: Aghar Budruk
legible
True
aadhaar last4
1626
raw reading (for Abhijit)
{'dob': '1999-06-26', 'pan': 'EQCPP1806D', 'name': 'SIDHARTH RAVINDRA PAGARE', 'mobile': None, 'address': {'pin': '423201', 'area': 'aghar bk, Aghar Bk', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Aghar BK', 'village_city': 'Aghar Budruk'}, 'legible': True, 'aadhaar_last4': '1626', 'quality_issue': None}
Sanction letter NOI Sidharth Ravindra Pagare.pdf needs your check
payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Sanction letter NOI Sidharth Ravindra Pagare.pdf needs your check
payments inside
bank: AXIS BANK; kind: bundle; payments: [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'THINKBIG
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bundle', 'payments': [{'utr': '518907846815', 'date': '2026-09-19', 'page': 4, 'time': '13:43', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21690.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD/9892834356-2@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '025264', 'account_holder': None}}
Other image001.jpg needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf needs your check
grn
MH010464949202627E
pin
422003
total
19910.0
article
6(1)
defaced
False
bank cin
03006172026091900528
district
NASHIK
area city
NASHIK
payer pan
EQCXXXXXXD
flat block
FLAT NO B-203, 2ND FLOOR, B WING,
payer name
SIDHARTH RAVINDRA PAGARE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2486000
scheme rows
{'amount': 7470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12440.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3851
payment date
19/09/2026
road locality
BEHIND HOTEL VIHAN, CLOSED TO AMRUTDHAM ROAD, NASHIK, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2486000
raw reading (for Abhijit)
{'grn': 'MH010464949202627E', 'pin': '422003', 'total': 19910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091900528', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'EQCXXXXXXD', 'flat_block': 'FLAT NO B-203, 2ND FLOOR, B WING,', 'payer_name': 'SIDHARTH RAVINDRA PAGARE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2486000', 'scheme_rows': [{'amount': 7470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12440.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3851', 'payment_date': '19/09/2026', 'road_locality': 'BEHIND HOTEL VIHAN, CLOSED TO AMRUTDHAM ROAD, NASHIK, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2486000'}
Technical record (for Abhijit — safe to ignore)
11h agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n'
11h agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
3d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
3d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
7d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
10d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
14d agoEzDocsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
14d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']}
17d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
17d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EQxxxxxxXD — no paper on the
18d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'amount_over
18d agoEzDocsmatch_undone{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 21800.0, 'reason': "amount-only match onto a case pa
18d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
18d agoEzDocspayment_verified{'utr': '518907846815', 'why': "paid ₹21,800, ₹70 MORE than our ask of ₹21,730 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 69.66, 'method': 'amount_over_small+payee_
18d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
21d agoEzDocsreader_home_address{'fp': 'dc6bab5d387894af', 'from': 'the sanction letter (NOI Sidharth Ravindra Pagare.pdf)', 'home': {'pin': '422003', 'area': 'TRIMURTI NAGAR, NAGAR BOARD NEAR MAULI KIRANA & DATTA MADIR, ADGAON NAKA', 'flat': 'GHAR NO
21d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
25d agoEzDocsemail_shadowed:index2_chase{'to': 'abhijeet.kale@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5198981) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
27d agoEzDocsfiling_waits_on_title_doc{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
27d agoEzDocschallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'kind'
27d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SIDHARTH RAVINDRA P
27d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
27d agoEzDocschallan_verified_against_case{'grn': 'MH010464949202627E', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
27d agoEzDocschallan_extracted{'grn': 'MH010464949202627E', 'file': 'SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19910.0}
27d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
27d agoEzDocsquoted_history_checked{}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹21,690 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹21,730.34 is still not in our account. Chase the branch for it.
Today · 16 Oct2 things
Wrote the Index II chase mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of SIDHARTH RAVINDRA PAGARE "HOU/NSK/0826/5198981 "
10:00
An old draft withdrew itself — its asks were already answered
10:00
13 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
An old draft withdrew itself — its asks were already answered
10:00
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
An old draft withdrew itself — its asks were already answered
10:00
2 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
29 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
28 Sep2 things — 2 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:42
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:37
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
04:15
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02031 | HOU/NSK/0826/5198981
10:00
19 Sep23 things — 3 documents received · 4 letters written · 1 money step · 1 caution · 14 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
14:15
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:15
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:15
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
14:15
Challan re-read against the case — matches exactly
14:15
Received: Challan
SIDHARTH RAVINDRA PAGARE EchallanMH010464949202627E.pdf
14:14
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:14
The challan's address boxes were written from the papers
13:56
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
13:56
EzDocs took 16 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:56
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:56
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
13:56
The branch's payment screenshot was read
13:55
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
13:55
PAN found inside the KYC file — no need to ask for it
13:55
The loan amount was worked out from the papers
13:55
Property address read from the sanction letter
13:55
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02031
13:55
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02031
13:55
Received: Sanction letter
NOI Sidharth Ravindra Pagare.pdf
13:55
The branch's own fee working disagrees with the law
13:55
Received: other
image001.jpg
13:55
Case opened from the branch's mail
13:54
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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