⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kalpesh Krushna Kadam
LAN 77000341191Loan ₹3,00,000NOIMails & papers 8 3 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 14:12
Documents
done 8 Oct, 14:18 · Copilot
Payment
took 11m
Challan
done 8 Oct, 14:30 · GRAS ↗
Filing
took 34m · IGR e-filing ↗
E-filing copy
took 1h 39m
Index II
waiting 5d 5h
their moveIndex II pendingwhole case so far 5d 7h
Needs your eyes2
The work is done — our fee of ₹4,470.63 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct30 things
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9993004260379.pdf
doc from portal — by copilot
Received: Index II
IndexII9992803260905.pdf
Yesterday · 12 Oct22 things — 2 documents received · 20 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990205260318.pdf
doc from portal — by copilot
Received: Index II
IndexII9992603260509.pdf
9 Oct16 things — 5 documents received · 11 steps
copilot edit — by copilot:KUNAL
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
doc from portal — by copilot
Received: Index II
IndexII9991906260556.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990307260206.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990406260160.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9993004260379.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990106260075.pdf
8 Oct169 things — 33 documents received · 4 letters written · 2 cautions · 130 steps
dhc prn read
efiling copy read
desk documents backfill
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260644.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
case read started — by ezdocs:reader
dhc prn looked
dhc prn looked
dhc prn looked
dhc prn looked
dhc prn looked
dhc prn looked
dhc prn looked
dhc prn looked
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
A file was read again from the start — everything inside it now counts
doc from portal — by copilot
doc from portal — by copilot
doc from portal — by copilot
Received: Index II
IndexII9991506260417.pdf
Received: E-filing copy
eFilingDoc9993004260656.pdf
Received: E-filing copy
eFilingDoc9991805260485.pdf
doc from portal — by copilot
doc from portal — by copilot
doc from portal — by copilot
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990106260286.pdf
Received: E-filing copy
eFilingDoc9991805260447.pdf
doc from portal — by copilot
Received: Index II
IndexII9992903260608.pdf
Received: E-filing copy
eFilingDoc9990106260202.pdf
Received: Index II
IndexII9993103260937.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990205260522.pdf
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9990106260572.pdf
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
doc from portal — by copilot
Received: E-filing copy
eFilingDoc9993004260232.pdf
doc from portal — by copilot
Received: Index II
IndexII9992603260509.pdf
doc from portal — by copilot
Received: Challan
NEHA TEJASH ATHA EchallanMH000602003202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
quoted history checked
extra challan scanned
kyc address read
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
KALPESH KRUSHNA KADAM EchallanMH011619175202627E.pdf
copilot edit — by copilot:KUNAL
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
reading boxes not the papers words — by copilot
file note490
case read — by ezdocs:reader
challan boxes not the papers words — by copilot
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Kindly share NOI & MOE challan in case of : KALPESH KRUSHNA KADAM 77000341191
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
pages trimmed480
property self check
property from index2
index2 people checked
documents read together
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
roles from letter
Co-applicant added
party not merged
property self check
Co-applicant added
kyc address read
party not merged
Received: other
image.png
Received: other
image.png
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: other
image.png
property from index2
Received: PAN card
1000259134.jpg
index2 people checked
index2 pan differs
property english extracted
Received: Selfie — not usable
1000258998.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
IMG-20261008-WA0012.jpg
roles from letter
money settled — by ezdocs:reader
index2 people checked
Index II (title document) received from the branch
Property checked by the engine — read from the report, every box that names the flat is there
case read started — by ezdocs:reader
applicant email captured
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
1000259131.jpg
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie
1000258991.jpg
Payment proof arrived before the case was quoted — held
Received: Sanction letter
KFSLetter_77000341191 (1).pdf
Received: Technical report
HRQ-26-144720_INDProcessRequest_2500320261008135111051.pdf
Received: Index II
1000259130.jpg
Received: other
Kaplesh NOI.xlsx/image1.jpeg
Received: Payment screenshot
IMG-20261008-WA0019.jpg
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 42 files
The file, as the engine remembers it10 open
The file is for loan account 77000341191 in the name of Kalpesh Krushna Kadam with co-applicant Kalpana Krushna Kadam. The property is Flat No. B-17, 4th Floor, Sangam Residency, Survey No. 51, Hissa No. 3A/1 and 3A/5, Vadgaon Budruk, Taluka Haveli, District Pune. The loan amount is Rs. 3,00,000. Al
✗the photo could not be read (1000258998.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○KALPESH KRUSHNA KADAM — home PIN — the branch
○Kalpana Krushna Kadam — PAN — the branch
○Kalpana Krushna Kadam — mobile — the branch
○Kalpana Krushna Kadam — e-mail — the branch
○KALPANA KRISHNA KADAM — mobile — the branch
○KALPANA KRISHNA KADAM — e-mail — the branch
○KALPANA KRISHNA KADAM — home road — the branch
○property — title deed held — the branch
○this desk's fee (Rs 4470) — the branch
?unsure of date_of_mortgage — no Memorandum of Deposit of Title Deeds (MOTD) is attached on the file to provide the exact mortgage date
the branch's last mail (2026-10-13): The bank is asking for an update on the NOI, challan, token, efiling, and index2.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T12:31 UTC
Moneywaiting for the credit
₹4,470.63
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹4,450 — ₹21 under our ask, not below the real calculation ₹4,400. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment went to Adv Rashmi Singh's account at 2026-10-08 — no office phone hears that account. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%910
Registration fee 0.5%1,510
Government handling350
Our service fee1,700
Total we ask for4,470.63
By law ₹4,450. We ask ₹4,470 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
B 17, 4th, Sangam Residency, SURVEY, 51, Wadgaon Budruk, 411041
read from the Index II · e-filing boxes 48 of 58 ready
Check the property →the boxes beside the paper
People
Kalpana Krushna Kadam · co-applicant…6299KALPESH KRUSHNA KADAM · applicantDPAPK0829FKALPANA KRISHNA KADAM · co-applicantDJMPK6485F
rendered in 1.43 s · 105 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f