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Cases / NOI-2026-03356

Nikhil Laxmanrao Bavane

PNB_HFLLAN HOU/AMR/0826/5196790 Challan paid · our move File on IGRAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside NIKHIL BAVANE NOI_compress.pdfopen
✓Index II — inside NIKHIL BAVANE NOI_compress.pdfopen
✓PAN card — inside NIKHIL BAVANE NOI_compress.pdfopen
✓Payment screenshot — money verified — inside NIKHIL BAVANE NOI_compress.pdfopen
✓Selfie / photo — inside NIKHIL BAVANE NOI_compress.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹11,070.40CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹11,040 received
Stamp duty 0.3%3,470
Registration fee 0.5%5,780
Government handling320
Our service fee1,500.40
Total we ask for11,070.40
the branch’s receipt claims ₹11,040 428247092615
paid 9 Oct 12:31:39 · verified 9 Oct 16:05:05 · 3 h 33 min later
How we know
Our own bank told us — 9 Oct 12:31
₹11,040 · UTR AXNGG28200684784 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11040.00,09-10-2026 12:31:39 thru NEFT from AXNGG28200684784/GOOGLE INDIA DIGITAL. Aval Bal 152858.85 CR Helpline 18001800/18002021-PNB”
Matched by: checked by EzDocs against the case's own papers (its payment screenshot, the payer) · counted full inside our buffer
By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 46 minour time · 9 Oct 16:49
Index II —not yet
the NOI team 6 d 5 htotal 6 d 5 h so far
Now with the NOI team — e-filing on IGR
since 9 Oct 16:49 — 6 d 4 h of working time
Day by day — every step and who held it
9 Oct 16:03Your branch's mail
9 Oct 16:03Payment landedat once
9 Oct 16:04Papers read+2 min · the NOI team
9 Oct 16:05Fee quotedat once
9 Oct 16:05Payment verifiedat once
9 Oct 16:05Papers readat once
9 Oct 16:05Property readat once
9 Oct 16:05Ready for the challanat once
9 Oct 16:49Challan made+44 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹11,55,000
Loan account no.
HOU/AMR/0826/5196790
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Building is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Amravati
Taluka
Amravati
Village
Changapur
Number type
SURVEY
Number
30/1/30/2A/37/1/38/1
Building
(empty)
Floor
2nd
Flat / shop no
245
Area
97.65
Hadd
Gram Panchayat Changapur
Read from the Index II on file — the government's own words for this property. NIKHIL BAVANE NOI_compress.pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan amount difference between sanction letters and branch mail
Sanction letter page 1Housing Loan amount Rs 4,50,000 (total with insurance Rs 4,72,500)
Loan Amount INR 450000
Sanction letter page 2Non Housing Loan amount Rs 6,50,000 (total with insurance Rs 6,82,500)
Loan Amount INR 650000
Branch mail requestTotal combined loan amount Rs 11,55,000
Loan Amount;- 11,55,000/-
Why it matters: The branch mail and fee calculation are based on the combined total of Rs 11,55,000, which matches the fee paid.
What to do: Proceed with the combined loan amount of Rs 11,55,000 as computed by the branch's fee calculation and paid challan ask.
Compared: the sanction letter, the branch's mail; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and requested the paid challan and process for NOI. The team is waiting for the branch to provide the paid challan.
the history says the next move is with the branch — paid challan and process for NOI
the branch last asked: Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
? fee paid — the branch's words — asked, mail 1 (2026-10-09) “Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342”
? challan made — asked, mail 1 (2026-10-09) “Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342”
read over 1 mail(s), last mail 2026-10-09 · read 6d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011714101202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK aniket.kadam1@pnbhousing.com pnbhousing.com
09 Oct, 16:03 · 6d ago THE FIRST MAIL — how this case began
REQUEST FOR PAID CHALLAN IN CASE OF MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342
Dear Team,

Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342

PROPERTY OWNER: - MR. NIKHIL LAXMANRAO BAVANE

PROPERTY ADDRESS: Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati,

Loan Amount; - 11,55,000/-

Thanks & Regards Aniket Prakash Kadam Area Sales Manager - Amravati PNB Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 9527176594 Email: Aniket.kadam1@pnbhousing.com<mailto:Swapnil.pakhale@phfl.com> P Before printing please think about your environmental responsibility. [cid:image001.png@01DD5806.06489110] [cid:image002.gif@01DD5806.06489110] Internal
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Loan Amount;- 11,55,000/-”
OL The NOI teamTYPED IN GMAIL
09 Oct, 16:29 · 6d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a

register sale deed copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 16:04, Aniket Kadam1 < aniket.kadam1@pnbhousing.com > wrote: Dear Team, Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342 PROPERTY OWNER: - MR. NIKHIL LAXMANRAO BAVANE PROPERTY ADDRESS: Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati, Loan Amount; - 11,55,000/- Thanks & Regards Aniket Prakash Kadam Area Sales Manager - Amravati PNB Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 9527176594 Email: Aniket.kadam1@pnbhousing.com P Before printing please think about your environmental responsibility. Internal
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 16:50 · 6d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 16:29, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 16:04, Aniket Kadam1 < aniket.kadam1@pnbhousing.com > wrote: Dear Team, Require paid challan Dt: 09/10/2026 & Process for NOI in case of MR. NIKHIL LAXMANRAO BAVANE: HOU/AMR/0826/5196790 & NHL/AMR/0826/5204342 PROPERTY OWNER: - MR. NIKHIL LAXMANRAO BAVANE PROPERTY ADDRESS: Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati, Loan Amount; - 11,55,000/- Thanks & Regards Aniket Prakash Kadam Area Sales Manager - Amravati PNB Housing Finance Limited, 2 nd Floor, Ranka Mall, Jaistambh Square, Amravati -444601 Mobile: +91 9527176594 Email: Aniket.kadam1@pnbhousing.com P Before printing please think about your environmental responsibility. Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Other image001.png
filed 6d ago
Other image002.gif
filed 6d ago
Sanction letter+ Aadhaar card inside+ Index II inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside NIKHIL BAVANE NOI_compress.pdf
filed 6d ago
Paid challan (GRAS) NIKHIL LAXMANRAO BAVANE EchallanMH011714101202627E.pdf
filed 6d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,070.40
Where it stands
VERIFIED — money received
Screenshot claims
₹11,040 428247092615
Paid at
9 Oct 12:31:39
Verified on
9 Oct 16:05:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,470₹5,780₹320 ₹1,500₹11,070
By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor (person 1)
10 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd name, Second number, Floor, Open area (a plot's own area), PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (NIKHIL BAVANE NOI_compress.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
नोंदणी पोट तुकडी अमरावती ग्रामिण वि. कचेरीचे कक्षेतील व अमरावती जि.प. च्या हद्दीतील ग्रामपंचायत असलेल्या मौजे-चांगापूर, प्रगणे-नांदगाव पेठ, ता.जि. अमरावती येथील शेत सर्व्हे नं. ३०/१/३०/२अ/३७/१/३८/१ शेतजमिनीतील तहसिलदार साहेब, अमरावती यांचे फाईलावरील ज्याचा रा.मा.क्र.एन.ए.पी.३४/चांगापूर-६८/२०२४-२५, नि.ता. ०२.०९.२०२५ नुसार कन्व्हर्शन मंजूर झालेल्या जागेतील खुला प्लॉट नं. २४५ (दोनशे पंचेचाळिस) याची साईज मंजूर नकाशाप्रमाणे असून याचे एकुण क्षेत्रफळ ९७.६५ चौ.मी. (१०५१.१० चौ.फूट) आहे. या प्लॉटची चतुःसिमा खालील प्रमाणे:- पुर्वेस : प्लॉट क्रं. 246 पश्चिमेस : प्लॉट नं. 243 व 244 उत्तरेस : रोड दक्षिणेस : अॅमीनिटी स्पेस
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
NIKHIL BAVANE NOI_compress.pdf
the address
{'PIN': '444704', 'AREA': NONE, 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AMRAVATI', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'ASEGAON PURNA'}
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1 UPAVIBHAG NO 30/1A/30/2A/37/1/38/1 MOUJE CHANGAPUR
Locality/Road
PRAGANE NANDGAONPETH TAL AMRAVATI DIST AMRAVATI
Area/City
AMRAVATI
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNIKHIL LAXMANRAO BAVANECUQPB5651J…5331
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quoteaniket.kadam1@pnbhousing.com 6d ago
acknowledgementaniket.kadam1@pnbhousing.com 6d ago
What EzDocs read from each document — check anything marked in red
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
lan
HOU/AMR/0826/5196790
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'NIKHIL LAXMANRAO BAVANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANJU NIKHIL BAWANE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
rate words
13.15% per annum 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement
loan amount
450000.0
rate spread
-3.9
final amount
472500.0
interest rate
9.25
sanction date
20-Aug-2026
letter version
5
reference rate
13.15
applicant email
bawanenik875@gmail.com
applicant names
NIKHIL LAXMANRAO BAVANE, MANJU NIKHIL BAWANE
printed altered
False
applicant mobile
9730718835
balance transfer
False
property address
pin: 444601; state: MAHARASHTRA; taluka: NandgaonPeth; Flat no: 245; district: Amravati; Address: Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changa
insurance premium
22500.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
472500.0
security address verbatim
Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati, Amravati, MAHARASHTRA, India, 444601
applicant address verbatim
S/O LAXMANRAO BAVANE, MU. POST. ASEGAON PURNA, TQ- CHANDUR BAZAR, ., Amravati, MAHARASHTRA, 444704, Amravati, India
raw reading (for Abhijit)
{'lan': 'HOU/AMR/0826/5196790', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'NIKHIL LAXMANRAO BAVANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MANJU NIKHIL BAWANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 450000.0, 'rate_spread': -3.9, 'final_amount': 472500.0, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '20-Aug-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'bawanenik875@gmail.com', 'applicant_names': ['NIKHIL LAXMANRAO BAVANE', 'MANJU NIKHIL BAWANE'], 'printed_altered': False, 'applicant_mobile': '9730718835', 'balance_transfer': False, 'property_address': {'pin': '444601', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NandgaonPeth', 'flat_no': '245', 'district': 'Amravati', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati, Amravati, MAHARASHTRA, India, 444601', 'village_city': 'Changapur', 'building_name': None, 'survey_or_cts_no': '30/1, 30/2, 37/1, 38/1'}, 'insurance_premium': 22500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 472500.0, 'security_address_verbatim': 'Plot No 245, S No 30/1, 30/2, 37/1, 38/1, As per online 7/12 Extract Upavibhag No 30/1A/30/2A/37/1/38/1, Mouje Changapur Pragane NandgaonPeth, Amravati, Amravati, MAHARASHTRA, India, 444601', 'applicant_address_verbatim': 'S/O LAXMANRAO BAVANE, MU. POST. ASEGAON PURNA, TQ- CHANDUR BAZAR, ., Amravati, MAHARASHTRA, 444704, Amravati, India'}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
dob
1991-01-11
pan
CUQPB5651J
name
NIKHIL LAXMANRAO BAVANE
legible
True
father name
LAXMANRAO SHIVRAMJI BAWANE
raw reading (for Abhijit)
{'dob': '1991-01-11', 'pan': 'CUQPB5651J', 'name': 'NIKHIL LAXMANRAO BAVANE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAXMANRAO SHIVRAMJI BAWANE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
found
True
found in
SEARCH REPORT
area sq m
97.65
paper for
loan_ref: HOU/AMR/0826/5196790; customer_name: Nikhil Laxmanrao Bavane
confidence
0.95
reading486
property
address lines
taken: legal; legal_address: That within the limits of Zilhe Parishad Amravati and within the Jurisdiction of Sub Registrar office Amravati Gramin, a Layout Plot No. 245 admeasuring 97.65 Sq. Mtrs (1051.10 Sq. Ft), havin
property address
pin: 444601; state: Maharashtra; taluka: Amravati; district: Amravati; Address: Plot No. 245, Survey No. 30/1, 30/2, 37/1, 38/1, Mouje Changapur, Pragane Nandgaon Peth, Tq. and Dist. Amravati, Maharashtra, 444601; v
security address verbatim
That within the limits of Zilhe Parishad Amravati and within the Jurisdiction of Sub Registrar office Amravati Gramin, a Layout Plot No. 245 admeasuring 97.65 Sq. Mtrs (1051.10 Sq. Ft), having Field Survey No. 30/1, 30/2
raw reading (for Abhijit)
{'found': True, 'found_in': 'SEARCH REPORT', 'area_sq_m': 97.65, 'paper_for': {'loan_ref': 'HOU/AMR/0826/5196790', 'report_id': None, 'customer_name': 'Nikhil Laxmanrao Bavane'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'That within the limits of Zilhe Parishad Amravati and within the Jurisdiction of Sub Registrar office Amravati Gramin, a Layout Plot No. 245 admeasuring 97.65 Sq. Mtrs (1051.10 Sq. Ft), having Field Survey No. 30/1, 30/2, 37/1, 38/1 (as per computerized 7/12 extract Bhumapan No./Upavibhag No. 30/1A/30/2A/37/1/38/1) of Mouje Changapur, Pragane- Nandgaon Peth, Tq., Dist.- Amravati, which was converted into residential use as per order dated 02/01/2025 in Rev. Case No. NAP-34/Changapur-68/2024-25', 'property_address': None}, 'property_address': {'pin': '444601', 'road': None, 'state': 'Maharashtra', 'taluka': 'Amravati', 'flat_no': None, 'district': 'Amravati', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 245, Survey No. 30/1, 30/2, 37/1, 38/1, Mouje Changapur, Pragane Nandgaon Peth, Tq. and Dist. Amravati, Maharashtra, 444601', 'village_city': 'Changapur', 'building_name': None, 'survey_or_cts_no': 'Plot No. 245, Field Survey No. 30/1, 30/2, 37/1, 38/1'}, 'security_address_verbatim': 'That within the limits of Zilhe Parishad Amravati and within the Jurisdiction of Sub Registrar office Amravati Gramin, a Layout Plot No. 245 admeasuring 97.65 Sq. Mtrs (1051.10 Sq. Ft), having Field Survey No. 30/1, 30/2, 37/1, 38/1 (as per computerized 7/12 extract Bhumapan No./Upavibhag No. 30/1A/30/2A/37/1/38/1) of Mouje Changapur, Pragane- Nandgaon Peth, Tq., Dist.- Amravati, which was converted into residential use as per order dated 02/01/2025 in Rev. Case No. NAP-34/Changapur-68/2024-25'}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
kind
index2_input
extracted
pin: 444704; rows: {'r4_palika': None, 'r11_serial': None, 'r14_remark': None, 'r4_locality': 'चांगापूर, प्रगणे-नांदगाव पेठ', 'r5_area_text': '९७.६५ चौ.मी. (१०५१.१० चौ.फूट)', 'r7_executants': [{'age': '५५ वर्ष', 'pan': N
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '444704', 'rows': {'r4_palika': None, 'r11_serial': None, 'r14_remark': None, 'r4_locality': 'चांगापूर, प्रगणे-नांदगाव पेठ', 'r5_area_text': '९७.६५ चौ.मी. (१०५१.१० चौ.फूट)', 'r7_executants': [{'age': '५५ वर्ष', 'pan': None, 'name': 'अनिल जुगलकिशोर अग्रवाल', 'address': 'रा. मच्छीसाथ, सातखीराडी रोड, अमरावती, ता.जि. अमरावती ४४४६०१.'}, {'age': '२७ वर्ष', 'pan': None, 'name': 'रिशी राजेश अग्रवाल', 'address': 'रा. मच्छीसाथ, सातखीराडी रोड, अमरावती, ता.जि. अमरावती ४४४६०१.'}], 'r8_purchasers': [{'age': '३५ वर्ष', 'pan': None, 'name': 'निखिल लक्ष्मनराव बावणे', 'address': 'रा. आसेगांव पुर्णा, ता. चांदूर बाजार, जि. अमरावती ४४४७०४. आधार क्रं : ३००३ ४८६९ ५३३१'}], 'r12_stamp_duty': 30000.0, 'r3_market_value': 500000.0, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 500000.0, 'r9_execution_date': None, 'r13_registration_fee': 5000.0, 'r10_registration_date': '2026-09-00'}, 'doc_no': '1137', 'village': 'चांगापूर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'Joint Sub Registrar Amaravati Rural', 'area_text': '९७.६५ चौ.मी. (१०५१.१० चौ.फूट)', 'mortgagee': 'PNBHFL', 'filing_fee': 5000.0, 'header_sro': None, 'mortgagors': ['निखिल लक्ष्मनराव बावणे'], 'stamp_duty': 30000.0, 'filing_date': '2024-01-29', 'loan_amount': 500000.0, 'token_number': 'MH0099240222026276', 'property_text': 'नोंदणी पोट तुकडी अमरावती ग्रामिण वि. कचेरीचे कक्षेतील व अमरावती जि.प. च्या हद्दीतील ग्रामपंचायत असलेल्या मौजे-चांगापूर, प्रगणे-नांदगाव पेठ, ता.जि. अमरावती येथील शेत सर्व्हे नं. ३०/१/३०/२अ/३७/१/३८/१ शेतजमिनीतील तहसिलदार साहेब, अमरावती यांचे फाईलावरील ज्याचा रा.मा.क्र.एन.ए.पी.३४/चांगापूर-६८/२०२४-२०२५, नि.ता. ०२.०९.२०२५ नुसार कन्व्हर्शन मंजूर झालेल्या जागेतील खुला प्लॉट नं. २४५ (दोनशे पंचेचाळिस) याची साईज मंजूर नकाशाप्रमाणे असून याचे एकुण क्षेत्रफळ ९७.६५ चौ.मी. (१०५१.१० चौ.फूट) आहे. या प्लॉटची चतुःसिमा खालील प्रमाणे:- पुर्वेस : प्लॉट क्रं. 246 पश्चिमेस : प्लॉट नं. 243 व 244 उत्तरेस : रोड दक्षिणेस : अमीनिटी स्पेस', 'header_village': 'चांगापूर', 'survey_numbers': ['30/1', '30/2', '37/1', '38/1'], 'header_doc_number': None}}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
name
Nikhil Laxmanrao Bavane
address
pin: 444704; state: Maharashtra; district: Amravati; Village: ASEGAON PURNA
legible
True
aadhaar last4
5331
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Nikhil Laxmanrao Bavane', 'mobile': None, 'address': {'pin': '444704', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Amravati', 'post_office': None, 'village_city': 'ASEGAON PURNA'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5331', 'quality_issue': None}
Sanction letter NIKHIL BAVANE NOI_compress.pdf needs your check
payments inside
payments: [{'utr': '428247092615', 'date': '2026-10-09', 'page': 7, 'time': '12:29', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 11040.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T261009122919647
header doc number
993618138
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '428247092615', 'date': '2026-10-09', 'page': 7, 'time': '12:29', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 11040.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2610091229196479320359 Debited from X5253', 'proof_kind': 'success_screen'}]}, 'header_doc_number': '993618138'}
Paid challan (GRAS) NIKHIL LAXMANRAO BAVANE EchallanMH011714101202627E.pdf needs your check
grn
MH011714101202627E
pin
444601
total
9250.0
article
6(1)
defaced
False
bank cin
03006172026100900994
district
AMRAVATI
area city
AMRAVATI
payer pan
CUQXXXXXXJ
flat block
PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1
payer name
NIKHIL LAXMANRAO BAVANE
sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1155000
scheme rows
{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8835
payment date
09/10/2026-16:49:37
road locality
NANDGAONPETH AMRAVATI MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1155000
raw reading (for Abhijit)
{'grn': 'MH011714101202627E', 'pin': '444601', 'total': 9250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100900994', 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'CUQXXXXXXJ', 'flat_block': 'PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1', 'payer_name': 'NIKHIL LAXMANRAO BAVANE', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1155000', 'scheme_rows': [{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8835', 'payment_date': '09/10/2026-16:49:37', 'road_locality': 'NANDGAONPETH AMRAVATI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1155000'}
Technical record (for Abhijit — safe to ignore)
6h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 09 Oct, 16:29 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
22h agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
22h agoEzDocsmatch_confirmed{'how': "EzDocs looked again at this payment against the case's own papers and confirmed it", 'who': 'EzDocs', 'why': "this case's payment screenshot shows this very payment — ₹11,040 at 12:29", 'sms_id': '2cd247c6-89d9-
2d agoEzDocsreader_efiling_verdict{'fp': '1c7f78dedbf12eeb', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage. If not available, ask the branch to pro
2d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar
2d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NIKHIL BAVANE NOI_compress.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1 UPAVIBHAG NO 30/1A/
2d agoEzDocschallan_boxes_composed{'fp': 'c2ec34e199de5bd2', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2
2d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
2d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NIKHIL BAVANE NOI_compress.pdf', 'changed': {'Floor': {'was': '2nd', 'i
2d agoEzDocsindex2_people_checked{'doc_id': '7e48de56-e424-4207-8c22-d9e4f9b3bbca', 'differs': 0, 'matched': [{'score': 0.94, 'person': 'NIKHIL LAXMANRAO BAVANE', 'pan_agrees': False}], 'not_on_case': 0}
3d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
3d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NIKHIL BAVANE NOI_compress.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 245 S NO 30/1 30/2 37/1 38/1 UPAVIBHAG NO 30/1A 30/2A
3d agoEzDocschallan_boxes_composed{'fp': '67d24624bb8900b5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 245 S NO 30/1 30/2 37/1
3d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'after the Index II takeover'}
3d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NIKHIL BAVANE NOI_compress.pdf', 'changed': {'taluka': {'was': 'NandgaonPe
3d agoEzDocsindex2_people_checked{'doc_id': '7e48de56-e424-4207-8c22-d9e4f9b3bbca', 'differs': 0, 'matched': [{'score': 0.94, 'person': 'NIKHIL LAXMANRAO BAVANE', 'pan_agrees': False}], 'not_on_case': 0}
3d agoEzDocsproperty_numbers_completed{'now': {'Number': '30/1, 30/2, 37/1, 38/1, 30/1/30/2A/37/1/38/1'}, 'was': {'Number': '30/1, 30/2, 37/1, 38/1'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes
4d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
4d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NIKHIL BAVANE NOI_compress.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1 UPAVIBHAG NO 30/1A/
4d agoEzDocschallan_boxes_composed{'fp': '380c3f7f8a1741a8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2
4d agoEzDocsbox_disagreement{'box': 'property.Number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '30/1, 30/2, 37/1, 38/1', 'page': 1,
4d agoEzDocsbox_disagreement{'box': 'property.Number type', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SURVEY', 'page': 1, 'party': None, 'q
4d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
4d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NIKHIL BAVANE NOI_compress.pdf', 'changed': {'taluka': {'was': 'Amravati',
4d agoEzDocsindex2_people_checked{'doc_id': '7e48de56-e424-4207-8c22-d9e4f9b3bbca', 'differs': 0, 'matched': [{'score': 0.94, 'person': 'NIKHIL LAXMANRAO BAVANE', 'pan_agrees': False}], 'not_on_case': 0}
5d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
5d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NIKHIL BAVANE NOI_compress.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2 37/1 38/1 UPAVIBHAG NO 30/1A/
5d agoEzDocschallan_boxes_composed{'fp': '1a3b91fd12362321', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 245 SURVEY NO 30/1 30/2
5d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
5d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NIKHIL BAVANE NOI_compress.pdf', 'changed': {'Floor': {'was': '2nd', 'i

Case diary the case’s history — what happened, newest day first

Papers
All 2 in hand
Nothing more to ask the branch for
Money
₹11,040 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15:00
Yesterday · 14 Oct1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:11
13 Oct3 things — 3 steps
EzDocs checked the e-filing boxes against the papers
21:08
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:05
The challan's address boxes were written from the papers
19:05
12 Oct2 things — 2 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:04
The challan's address boxes were written from the papers
19:04
11 Oct2 things — 2 steps
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:03
The challan's address boxes were written from the papers
18:03
10 Oct2 things — 2 steps
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:02
The challan's address boxes were written from the papers
17:02
9 Oct31 things — 4 documents received · 4 letters written · 2 money steps · 2 cautions · 19 steps
The branch's title document is on the case — the filing is the NOI team's move
16:50
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:50
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:50
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:50
Challan re-read against the case — matches exactly
16:50
Received: Challan
NIKHIL LAXMANRAO BAVANE EchallanMH011714101202627E.pdf
16:50
EzDocs found something to check before the form is saved
16:46
SANDEEP pressed Proceed on the challan — what was changed is kept
16:45
EzDocs found something to check before the form is saved
16:37
EzDocs took 40 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:37
The challan's address boxes were written from the papers
16:34
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
16:10
The branch's payment screenshot was read
16:10
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:10
Index II (title document) received from the branch
16:06
EzDocs read the whole file
16:06
Property re-read from this bank's ruling source (ICICI: the technical report)
16:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:05
Everything for the challan is in — queued
Papers and money are in — the challan is next.
16:05
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03356
16:05
An old draft withdrew itself — its asks were already answered
16:05
The loan amount was worked out from the papers
16:05
Property address read from the sanction letter
16:05
Nothing new to ask for — stayed quiet
16:05
Received: Sanction letter
NIKHIL BAVANE NOI_compress.pdf
16:05
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03356
16:05
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
16:05
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:05
Received: other
image002.gif
16:04
Received: other
image001.png
16:04
Case opened from the branch's mail
16:04
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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